Home > Bank of Greensburg > Income and Expense
Bank of Greensburg, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 4,875 |
| Total interest expense | $408,000 | 5,096 |
| Net interest income | $1,900,000 | 4,725 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $178,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $223,000 | 2,804 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-45,000 | 7,127 |
| Total noninterest expense | $1,729,000 | 4,560 |
| Salaries and employee benefits | $808,000 | 4,791 |
| Premises and equipment expense | $241,000 | 4,209 |
| Additional noninterest expense | $680,000 | 4,190 |
| Pre-tax net operating income | $229,000 | 4,949 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $229,000 | 4,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $229,000 | 4,826 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $229,000 | 4,827 |
| Net charge-offs | $213,000 | 3,048 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $229,000 | 4,738 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 4,814 |
| Total interest expense | $213,000 | 5,103 |
| Net interest income | $984,000 | 4,618 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $84,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $107,000 | 2,839 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-23,000 | 7,237 |
| Total noninterest expense | $817,000 | 4,736 |
| Salaries and employee benefits | $407,000 | 4,821 |
| Premises and equipment expense | $114,000 | 4,406 |
| Additional noninterest expense | $296,000 | 4,567 |
| Pre-tax net operating income | $191,000 | 4,316 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $191,000 | 4,065 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $191,000 | 4,064 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $191,000 | 4,065 |
| Net charge-offs | $-191,000 | 7,505 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $191,000 | 4,008 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,161,000 | 4,728 |
| Total interest expense | $1,134,000 | 4,944 |
| Net interest income | $4,027,000 | 4,573 |
| Provision for loan and lease losses | $1,486,000 | 2,484 |
| Total noninterest income | $564,000 | 4,359 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $482,000 | 2,711 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $82,000 | 5,668 |
| Total noninterest expense | $3,439,000 | 4,645 |
| Salaries and employee benefits | $1,706,000 | 4,678 |
| Premises and equipment expense | $319,000 | 5,268 |
| Additional noninterest expense | $1,414,000 | 4,168 |
| Pre-tax net operating income | $-334,000 | 6,143 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-334,000 | 6,265 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-334,000 | 6,267 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-334,000 | 6,267 |
| Net charge-offs | $1,143,000 | 2,505 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-334,000 | 6,217 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 4,776 |
| Total interest expense | $913,000 | 4,946 |
| Net interest income | $3,019,000 | 4,636 |
| Provision for loan and lease losses | $336,000 | 4,163 |
| Total noninterest income | $404,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $364,000 | 2,758 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $40,000 | 6,202 |
| Total noninterest expense | $2,573,000 | 4,663 |
| Salaries and employee benefits | $1,241,000 | 4,813 |
| Premises and equipment expense | $247,000 | 5,262 |
| Additional noninterest expense | $1,085,000 | 4,074 |
| Pre-tax net operating income | $514,000 | 4,173 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $514,000 | 4,061 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $514,000 | 4,064 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $514,000 | 4,064 |
| Net charge-offs | $-18,000 | 7,537 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $514,000 | 3,913 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 4,824 |
| Total interest expense | $652,000 | 4,862 |
| Net interest income | $1,968,000 | 4,703 |
| Provision for loan and lease losses | $226,000 | 4,050 |
| Total noninterest income | $193,000 | 5,083 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $236,000 | 2,826 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-43,000 | 7,438 |
| Total noninterest expense | $1,702,000 | 4,700 |
| Salaries and employee benefits | $816,000 | 4,874 |
| Premises and equipment expense | $166,000 | 5,284 |
| Additional noninterest expense | $720,000 | 4,064 |
| Pre-tax net operating income | $233,000 | 4,742 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $233,000 | 4,670 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $233,000 | 4,670 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $233,000 | 4,670 |
| Net charge-offs | $-17,000 | 7,567 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $233,000 | 4,518 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 4,872 |
| Total interest expense | $362,000 | 4,730 |
| Net interest income | $953,000 | 4,809 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $194,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $122,000 | 2,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $72,000 | 4,089 |
| Total noninterest expense | $812,000 | 4,873 |
| Salaries and employee benefits | $402,000 | 4,988 |
| Premises and equipment expense | $86,000 | 5,286 |
| Additional noninterest expense | $324,000 | 4,382 |
| Pre-tax net operating income | $215,000 | 3,938 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $215,000 | 3,748 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $215,000 | 3,745 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $215,000 | 3,747 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $215,000 | 3,622 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,669,000 | 4,787 |
| Total interest expense | $2,064,000 | 4,351 |
| Net interest income | $3,605,000 | 4,896 |
| Provision for loan and lease losses | $1,238,000 | 3,170 |
| Total noninterest income | $370,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $431,000 | 3,179 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-61,000 | 7,551 |
| Total noninterest expense | $3,527,000 | 4,691 |
| Salaries and employee benefits | $1,837,000 | 4,618 |
| Premises and equipment expense | $349,000 | 5,330 |
| Additional noninterest expense | $1,341,000 | 4,410 |
| Pre-tax net operating income | $-790,000 | 6,159 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-10,000 | 6,245 |
| Income before extraordinary items | $-780,000 | 6,251 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-780,000 | 6,250 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-780,000 | 6,250 |
| Net charge-offs | $1,253,000 | 2,587 |
| Cash dividends | $23,000 | 4,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-780,000 | 6,256 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 4,830 |
| Total interest expense | $1,571,000 | 4,460 |
| Net interest income | $2,696,000 | 4,903 |
| Provision for loan and lease losses | $975,000 | 2,819 |
| Total noninterest income | $440,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $312,000 | 3,268 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $128,000 | 5,030 |
| Total noninterest expense | $2,638,000 | 4,708 |
| Salaries and employee benefits | $1,418,000 | 4,564 |
| Premises and equipment expense | $254,000 | 5,425 |
| Additional noninterest expense | $966,000 | 4,498 |
| Pre-tax net operating income | $-477,000 | 6,314 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-10,000 | 6,656 |
| Income before extraordinary items | $-467,000 | 6,401 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-467,000 | 6,402 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-467,000 | 6,401 |
| Net charge-offs | $652,000 | 2,709 |
| Cash dividends | $23,000 | 4,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-467,000 | 6,391 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 4,901 |
| Total interest expense | $1,049,000 | 4,588 |
| Net interest income | $1,764,000 | 4,941 |
| Provision for loan and lease losses | $620,000 | 2,652 |
| Total noninterest income | $314,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $185,000 | 3,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $129,000 | 4,368 |
| Total noninterest expense | $1,808,000 | 4,676 |
| Salaries and employee benefits | $973,000 | 4,522 |
| Premises and equipment expense | $163,000 | 5,569 |
| Additional noninterest expense | $672,000 | 4,378 |
| Pre-tax net operating income | $-350,000 | 6,487 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-10,000 | 6,801 |
| Income before extraordinary items | $-340,000 | 6,587 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-340,000 | 6,587 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-340,000 | 6,587 |
| Net charge-offs | $483,000 | 2,388 |
| Cash dividends | $23,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-340,000 | 6,573 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 5,036 |
| Total interest expense | $516,000 | 4,757 |
| Net interest income | $839,000 | 5,075 |
| Provision for loan and lease losses | $585,000 | 1,641 |
| Total noninterest income | $143,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $78,000 | 3,754 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $65,000 | 4,382 |
| Total noninterest expense | $872,000 | 4,703 |
| Salaries and employee benefits | $493,000 | 4,514 |
| Premises and equipment expense | $82,000 | 5,600 |
| Additional noninterest expense | $297,000 | 4,442 |
| Pre-tax net operating income | $-475,000 | 7,293 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-10,000 | 7,201 |
| Income before extraordinary items | $-465,000 | 7,411 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-465,000 | 7,412 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-465,000 | 7,412 |
| Net charge-offs | $48,000 | 3,603 |
| Cash dividends | $10,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-465,000 | 7,379 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 4,992 |
| Total interest expense | $2,303,000 | 4,957 |
| Net interest income | $3,574,000 | 4,919 |
| Provision for loan and lease losses | $369,000 | 4,271 |
| Total noninterest income | $554,000 | 4,631 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $296,000 | 4,035 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $258,000 | 4,371 |
| Total noninterest expense | $3,229,000 | 4,882 |
| Salaries and employee benefits | $1,869,000 | 4,679 |
| Premises and equipment expense | $409,000 | 5,021 |
| Additional noninterest expense | $951,000 | 4,976 |
| Pre-tax net operating income | $530,000 | 4,777 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $125,000 | 3,210 |
| Income before extraordinary items | $405,000 | 4,741 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $405,000 | 4,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 4,351 |
| Cash dividends | $1,895,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $405,000 | 4,907 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 5,090 |
| Total interest expense | $1,776,000 | 5,010 |
| Net interest income | $2,599,000 | 5,053 |
| Provision for loan and lease losses | $322,000 | 3,438 |
| Total noninterest income | $429,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $229,000 | 4,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $200,000 | 4,415 |
| Total noninterest expense | $2,446,000 | 4,827 |
| Salaries and employee benefits | $1,361,000 | 4,775 |
| Premises and equipment expense | $318,000 | 4,947 |
| Additional noninterest expense | $767,000 | 4,674 |
| Pre-tax net operating income | $260,000 | 5,793 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $125,000 | 3,400 |
| Income before extraordinary items | $135,000 | 6,006 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $135,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,498 |
| Cash dividends | $1,650,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $135,000 | 6,169 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 5,151 |
| Total interest expense | $1,228,000 | 5,051 |
| Net interest income | $1,692,000 | 5,120 |
| Provision for loan and lease losses | $282,000 | 2,641 |
| Total noninterest income | $313,000 | 4,534 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $161,000 | 3,926 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $152,000 | 4,295 |
| Total noninterest expense | $1,629,000 | 4,858 |
| Salaries and employee benefits | $906,000 | 4,823 |
| Premises and equipment expense | $240,000 | 4,619 |
| Additional noninterest expense | $483,000 | 4,845 |
| Pre-tax net operating income | $94,000 | 6,433 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $119,000 | 3,271 |
| Income before extraordinary items | $-25,000 | 7,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-25,000 | 7,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,858 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-25,000 | 7,052 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 5,086 |
| Total interest expense | $635,000 | 5,128 |
| Net interest income | $908,000 | 4,922 |
| Provision for loan and lease losses | $242,000 | 1,628 |
| Total noninterest income | $157,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $81,000 | 3,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $872,000 | 4,681 |
| Salaries and employee benefits | $459,000 | 4,824 |
| Premises and equipment expense | $109,000 | 4,922 |
| Additional noninterest expense | $304,000 | 4,074 |
| Pre-tax net operating income | $-49,000 | 7,389 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-49,000 | 7,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-49,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,685 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-49,000 | 7,434 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,915,000 | 5,281 |
| Total interest expense | $2,294,000 | 5,506 |
| Net interest income | $3,621,000 | 4,928 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $482,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $347,000 | 3,797 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $135,000 | 5,752 |
| Total noninterest expense | $3,337,000 | 4,679 |
| Salaries and employee benefits | $1,803,000 | 4,743 |
| Premises and equipment expense | $524,000 | 4,222 |
| Additional noninterest expense | $1,010,000 | 4,636 |
| Pre-tax net operating income | $766,000 | 5,257 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $232,000 | 3,693 |
| Income before extraordinary items | $534,000 | 5,563 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $534,000 | 5,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,940 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $534,000 | 5,553 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 5,291 |
| Total interest expense | $1,694,000 | 5,546 |
| Net interest income | $2,752,000 | 4,900 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $377,000 | 5,046 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $274,000 | 3,699 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $103,000 | 5,748 |
| Total noninterest expense | $2,311,000 | 4,898 |
| Salaries and employee benefits | $1,201,000 | 5,090 |
| Premises and equipment expense | $412,000 | 4,076 |
| Additional noninterest expense | $698,000 | 4,803 |
| Pre-tax net operating income | $818,000 | 4,795 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $262,000 | 3,378 |
| Income before extraordinary items | $556,000 | 5,177 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $556,000 | 5,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,095 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $556,000 | 5,159 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 5,335 |
| Total interest expense | $1,098,000 | 5,637 |
| Net interest income | $1,845,000 | 4,916 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $240,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $171,000 | 3,824 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $69,000 | 5,763 |
| Total noninterest expense | $1,523,000 | 4,963 |
| Salaries and employee benefits | $787,000 | 5,185 |
| Premises and equipment expense | $276,000 | 4,091 |
| Additional noninterest expense | $460,000 | 4,846 |
| Pre-tax net operating income | $562,000 | 4,818 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $180,000 | 3,397 |
| Income before extraordinary items | $382,000 | 5,168 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $382,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,395 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $382,000 | 5,157 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 5,410 |
| Total interest expense | $532,000 | 5,708 |
| Net interest income | $899,000 | 4,994 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $117,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $84,000 | 3,804 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $750,000 | 5,015 |
| Salaries and employee benefits | $393,000 | 5,230 |
| Premises and equipment expense | $143,000 | 3,992 |
| Additional noninterest expense | $214,000 | 5,035 |
| Pre-tax net operating income | $266,000 | 4,919 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $86,000 | 3,481 |
| Income before extraordinary items | $180,000 | 5,289 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $180,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $180,000 | 5,272 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 5,483 |
| Total interest expense | $1,675,000 | 5,856 |
| Net interest income | $3,455,000 | 5,092 |
| Provision for loan and lease losses | $104,000 | 4,671 |
| Total noninterest income | $502,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $368,000 | 3,712 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $134,000 | 5,839 |
| Total noninterest expense | $3,103,000 | 4,771 |
| Salaries and employee benefits | $1,645,000 | 4,895 |
| Premises and equipment expense | $527,000 | 4,123 |
| Additional noninterest expense | $931,000 | 4,750 |
| Pre-tax net operating income | $750,000 | 5,786 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $237,000 | 4,106 |
| Income before extraordinary items | $513,000 | 6,106 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $513,000 | 6,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,559 |
| Cash dividends | $310,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $513,000 | 6,104 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,756,000 | 5,550 |
| Total interest expense | $1,167,000 | 5,980 |
| Net interest income | $2,589,000 | 5,142 |
| Provision for loan and lease losses | $84,000 | 4,462 |
| Total noninterest income | $379,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $265,000 | 3,824 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,606 |
| Total noninterest expense | $2,140,000 | 5,042 |
| Salaries and employee benefits | $1,153,000 | 5,101 |
| Premises and equipment expense | $398,000 | 4,124 |
| Additional noninterest expense | $589,000 | 5,281 |
| Pre-tax net operating income | $744,000 | 5,377 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $238,000 | 3,915 |
| Income before extraordinary items | $506,000 | 5,734 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $506,000 | 5,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,127 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $506,000 | 5,728 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 5,613 |
| Total interest expense | $709,000 | 6,110 |
| Net interest income | $1,721,000 | 5,175 |
| Provision for loan and lease losses | $44,000 | 4,630 |
| Total noninterest income | $239,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $171,000 | 3,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 5,845 |
| Total noninterest expense | $1,418,000 | 5,077 |
| Salaries and employee benefits | $766,000 | 5,127 |
| Premises and equipment expense | $262,000 | 4,164 |
| Additional noninterest expense | $390,000 | 5,290 |
| Pre-tax net operating income | $498,000 | 5,407 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $159,000 | 3,928 |
| Income before extraordinary items | $339,000 | 5,761 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $339,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,585 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $339,000 | 5,756 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 5,752 |
| Total interest expense | $342,000 | 6,095 |
| Net interest income | $794,000 | 5,422 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $118,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 3,936 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $698,000 | 5,142 |
| Salaries and employee benefits | $381,000 | 5,181 |
| Premises and equipment expense | $129,000 | 4,210 |
| Additional noninterest expense | $188,000 | 5,373 |
| Pre-tax net operating income | $214,000 | 5,699 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $68,000 | 4,090 |
| Income before extraordinary items | $146,000 | 6,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 6,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,195 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $146,000 | 6,023 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,706,000 | 6,033 |
| Total interest expense | $1,035,000 | 6,213 |
| Net interest income | $2,671,000 | 5,858 |
| Provision for loan and lease losses | $510,000 | 1,871 |
| Total noninterest income | $481,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $349,000 | 3,844 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $132,000 | 5,948 |
| Total noninterest expense | $2,844,000 | 4,961 |
| Salaries and employee benefits | $1,523,000 | 4,991 |
| Premises and equipment expense | $521,000 | 4,058 |
| Additional noninterest expense | $800,000 | 5,172 |
| Pre-tax net operating income | $-202,000 | 8,387 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-96,000 | 8,603 |
| Income before extraordinary items | $-106,000 | 8,367 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-106,000 | 8,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,017 |
| Cash dividends | $62,000 | 5,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-106,000 | 8,340 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 6,121 |
| Total interest expense | $733,000 | 6,239 |
| Net interest income | $1,952,000 | 5,957 |
| Provision for loan and lease losses | $510,000 | 1,378 |
| Total noninterest income | $375,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $277,000 | 3,743 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,978 |
| Total noninterest expense | $2,082,000 | 5,005 |
| Salaries and employee benefits | $1,120,000 | 5,044 |
| Premises and equipment expense | $391,000 | 4,034 |
| Additional noninterest expense | $571,000 | 5,270 |
| Pre-tax net operating income | $-265,000 | 8,515 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-96,000 | 8,717 |
| Income before extraordinary items | $-169,000 | 8,501 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-169,000 | 8,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 898 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-169,000 | 8,472 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 6,104 |
| Total interest expense | $466,000 | 6,221 |
| Net interest income | $1,298,000 | 5,954 |
| Provision for loan and lease losses | $410,000 | 1,163 |
| Total noninterest income | $267,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $1,378,000 | 5,031 |
| Salaries and employee benefits | $749,000 | 5,026 |
| Premises and equipment expense | $259,000 | 4,035 |
| Additional noninterest expense | $370,000 | 5,351 |
| Pre-tax net operating income | $-223,000 | 8,569 |
| Securities gains (losses) | $-8,000 | 8,078 |
| Applicable income taxes | $-96,000 | 8,745 |
| Income before extraordinary items | $-135,000 | 8,537 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-135,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,211 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-129,880 | 8,511 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 5,979 |
| Total interest expense | $227,000 | 6,211 |
| Net interest income | $692,000 | 5,765 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $136,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $103,000 | 3,372 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $681,000 | 5,093 |
| Salaries and employee benefits | $371,000 | 5,086 |
| Premises and equipment expense | $132,000 | 4,029 |
| Additional noninterest expense | $178,000 | 5,446 |
| Pre-tax net operating income | $102,000 | 7,192 |
| Securities gains (losses) | $-8,000 | 8,484 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $87,000 | 7,108 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $87,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,807 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $94,440 | 6,973 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,502,000 | 5,969 |
| Total interest expense | $888,000 | 5,983 |
| Net interest income | $2,614,000 | 5,862 |
| Provision for loan and lease losses | $665,000 | 1,517 |
| Total noninterest income | $581,000 | 4,891 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $478,000 | 3,243 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $103,000 | 6,364 |
| Total noninterest expense | $2,767,000 | 4,940 |
| Salaries and employee benefits | $1,434,000 | 5,100 |
| Premises and equipment expense | $611,000 | 3,485 |
| Additional noninterest expense | $722,000 | 5,417 |
| Pre-tax net operating income | $-237,000 | 8,551 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-75,000 | 8,706 |
| Income before extraordinary items | $-162,000 | 8,558 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-162,000 | 8,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,254 |
| Cash dividends | $310,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-162,000 | 8,531 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 5,974 |
| Total interest expense | $660,000 | 5,993 |
| Net interest income | $1,962,000 | 5,850 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $433,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $348,000 | 3,324 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $85,000 | 6,209 |
| Total noninterest expense | $1,988,000 | 5,057 |
| Salaries and employee benefits | $1,031,000 | 5,212 |
| Premises and equipment expense | $443,000 | 3,588 |
| Additional noninterest expense | $514,000 | 5,555 |
| Pre-tax net operating income | $272,000 | 7,364 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $65,000 | 5,769 |
| Income before extraordinary items | $207,000 | 7,434 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $207,000 | 7,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,793 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $207,000 | 7,368 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 5,908 |
| Total interest expense | $441,000 | 6,007 |
| Net interest income | $1,344,000 | 5,752 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $294,000 | 4,879 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $228,000 | 3,344 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 5,947 |
| Total noninterest expense | $1,351,000 | 5,009 |
| Salaries and employee benefits | $707,000 | 5,131 |
| Premises and equipment expense | $288,000 | 3,668 |
| Additional noninterest expense | $356,000 | 5,454 |
| Pre-tax net operating income | $197,000 | 7,210 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $50,000 | 5,634 |
| Income before extraordinary items | $147,000 | 7,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 7,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,579 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $147,000 | 7,284 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 5,897 |
| Total interest expense | $225,000 | 6,002 |
| Net interest income | $682,000 | 5,726 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $158,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $678,000 | 5,017 |
| Salaries and employee benefits | $358,000 | 5,107 |
| Premises and equipment expense | $141,000 | 3,754 |
| Additional noninterest expense | $179,000 | 5,453 |
| Pre-tax net operating income | $117,000 | 6,895 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $36,000 | 5,209 |
| Income before extraordinary items | $81,000 | 7,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,092 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $81,000 | 7,123 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 5,681 |
| Total interest expense | $1,012,000 | 6,089 |
| Net interest income | $2,946,000 | 5,369 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $607,000 | 4,935 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $521,000 | 2,989 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $86,000 | 6,777 |
| Total noninterest expense | $2,650,000 | 5,006 |
| Salaries and employee benefits | $1,390,000 | 5,112 |
| Premises and equipment expense | $555,000 | 3,745 |
| Additional noninterest expense | $705,000 | 5,481 |
| Pre-tax net operating income | $723,000 | 5,929 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $218,000 | 4,799 |
| Income before extraordinary items | $505,000 | 6,315 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $505,000 | 6,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,413 |
| Cash dividends | $310,000 | 4,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $505,000 | 6,159 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 5,709 |
| Total interest expense | $783,000 | 6,132 |
| Net interest income | $2,218,000 | 5,367 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $451,000 | 5,010 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $382,000 | 3,055 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $1,854,000 | 5,234 |
| Salaries and employee benefits | $981,000 | 5,310 |
| Premises and equipment expense | $417,000 | 3,736 |
| Additional noninterest expense | $456,000 | 5,940 |
| Pre-tax net operating income | $665,000 | 5,635 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $160,000 | 4,998 |
| Income before extraordinary items | $505,000 | 5,827 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $505,000 | 5,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,799 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $505,000 | 5,659 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 5,659 |
| Total interest expense | $537,000 | 6,175 |
| Net interest income | $1,510,000 | 5,305 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $311,000 | 4,896 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $264,000 | 2,943 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $47,000 | 6,676 |
| Total noninterest expense | $1,227,000 | 5,254 |
| Salaries and employee benefits | $653,000 | 5,339 |
| Premises and equipment expense | $278,000 | 3,714 |
| Additional noninterest expense | $296,000 | 6,020 |
| Pre-tax net operating income | $534,000 | 5,148 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $127,000 | 4,772 |
| Income before extraordinary items | $407,000 | 5,354 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $407,000 | 5,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,326 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $407,000 | 5,155 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 5,671 |
| Total interest expense | $277,000 | 6,183 |
| Net interest income | $753,000 | 5,301 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $150,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 3,020 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $622,000 | 5,218 |
| Salaries and employee benefits | $326,000 | 5,345 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $160,000 | 5,725 |
| Pre-tax net operating income | $251,000 | 5,270 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $61,000 | 4,805 |
| Income before extraordinary items | $190,000 | 5,446 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $190,000 | 5,252 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 5,660 |
| Total interest expense | $1,461,000 | 5,816 |
| Net interest income | $2,867,000 | 5,425 |
| Provision for loan and lease losses | $252,000 | 3,843 |
| Total noninterest income | $571,000 | 4,859 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $479,000 | 3,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,607 |
| Total noninterest expense | $2,534,000 | 5,037 |
| Salaries and employee benefits | $1,360,000 | 5,043 |
| Premises and equipment expense | $532,000 | 3,767 |
| Additional noninterest expense | $642,000 | 5,692 |
| Pre-tax net operating income | $652,000 | 6,243 |
| Securities gains (losses) | $136,000 | 1,465 |
| Applicable income taxes | $224,000 | 4,949 |
| Income before extraordinary items | $564,000 | 6,128 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $564,000 | 6,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 2,219 |
| Cash dividends | $155,000 | 5,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $466,080 | 6,415 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 5,966 |
| Total interest expense | $1,943,000 | 6,183 |
| Net interest income | $2,562,000 | 5,636 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $605,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $505,000 | 2,821 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $100,000 | 6,441 |
| Total noninterest expense | $2,415,000 | 5,077 |
| Salaries and employee benefits | $1,312,000 | 4,994 |
| Premises and equipment expense | $507,000 | 3,826 |
| Additional noninterest expense | $596,000 | 5,861 |
| Pre-tax net operating income | $732,000 | 5,710 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $220,000 | 4,856 |
| Income before extraordinary items | $512,000 | 6,015 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $512,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,773 |
| Cash dividends | $310,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $512,000 | 5,899 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,294,000 | 6,256 |
| Total interest expense | $1,769,000 | 6,661 |
| Net interest income | $2,525,000 | 5,761 |
| Provision for loan and lease losses | $80,000 | 5,752 |
| Total noninterest income | $984,000 | 3,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $487,000 | 2,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 2,962 |
| Total noninterest expense | $2,310,000 | 5,140 |
| Salaries and employee benefits | $1,196,000 | 5,246 |
| Premises and equipment expense | $426,000 | 4,300 |
| Additional noninterest expense | $688,000 | 5,239 |
| Pre-tax net operating income | $1,119,000 | 4,945 |
| Securities gains (losses) | $-58,000 | 9,252 |
| Applicable income taxes | $348,000 | 4,283 |
| Income before extraordinary items | $713,000 | 5,371 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $713,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 9,527 |
| Cash dividends | $310,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $751,860 | 5,225 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,955,000 | 6,407 |
| Total interest expense | $1,478,000 | 7,035 |
| Net interest income | $2,477,000 | 5,828 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $458,000 | 5,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,795 |
| Total noninterest expense | $2,127,000 | 5,442 |
| Salaries and employee benefits | $1,163,000 | 5,279 |
| Premises and equipment expense | $411,000 | 4,437 |
| Additional noninterest expense | $553,000 | 6,126 |
| Pre-tax net operating income | $808,000 | 5,897 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $257,000 | 5,139 |
| Income before extraordinary items | $551,000 | 6,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $551,000 | 6,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,603 |
| Cash dividends | $310,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $551,000 | 6,136 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 6,556 |
| Total interest expense | $1,466,000 | 7,265 |
| Net interest income | $2,441,000 | 5,930 |
| Provision for loan and lease losses | $3,000 | 8,549 |
| Total noninterest income | $380,000 | 5,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 3,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $1,951,000 | 5,687 |
| Salaries and employee benefits | $1,102,000 | 5,396 |
| Premises and equipment expense | $361,000 | 4,778 |
| Additional noninterest expense | $488,000 | 6,526 |
| Pre-tax net operating income | $867,000 | 5,851 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $284,000 | 5,318 |
| Income before extraordinary items | $583,000 | 6,139 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $583,000 | 6,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $310,000 | 4,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $583,000 | 6,035 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 7,041 |
| Total interest expense | $1,365,000 | 7,674 |
| Net interest income | $2,251,000 | 6,437 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $386,000 | 5,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 3,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,697 |
| Total noninterest expense | $1,769,000 | 6,136 |
| Salaries and employee benefits | $1,005,000 | 5,842 |
| Premises and equipment expense | $323,000 | 5,191 |
| Additional noninterest expense | $441,000 | 7,008 |
| Pre-tax net operating income | $868,000 | 6,257 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $267,000 | 6,072 |
| Income before extraordinary items | $599,000 | 6,383 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $599,000 | 6,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,836 |
| Cash dividends | $310,000 | 4,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $600,380 | 6,315 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 7,331 |
| Total interest expense | $1,313,000 | 8,069 |
| Net interest income | $2,233,000 | 6,700 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $461,000 | 5,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $1,808,000 | 6,364 |
| Salaries and employee benefits | $1,003,000 | 5,976 |
| Premises and equipment expense | $327,000 | 5,258 |
| Additional noninterest expense | $478,000 | 7,223 |
| Pre-tax net operating income | $886,000 | 6,138 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $268,000 | 6,210 |
| Income before extraordinary items | $617,000 | 6,169 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $617,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $310,000 | 4,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $617,700 | 6,107 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 7,674 |
| Total interest expense | $1,339,000 | 8,153 |
| Net interest income | $2,071,000 | 7,146 |
| Provision for loan and lease losses | $-300,000 | 11,857 |
| Total noninterest income | $329,000 | 6,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,497 |
| Total noninterest expense | $1,791,000 | 6,484 |
| Salaries and employee benefits | $1,104,000 | 5,587 |
| Premises and equipment expense | $282,000 | 5,896 |
| Additional noninterest expense | $405,000 | 8,137 |
| Pre-tax net operating income | $909,000 | 6,376 |
| Securities gains (losses) | $-41,000 | 11,061 |
| Applicable income taxes | $234,000 | 6,896 |
| Income before extraordinary items | $634,000 | 6,408 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $634,000 | 6,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 11,737 |
| Cash dividends | $310,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $663,930 | 6,198 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 7,855 |
| Total interest expense | $1,033,000 | 8,548 |
| Net interest income | $2,098,000 | 7,330 |
| Provision for loan and lease losses | $-200,000 | 12,313 |
| Total noninterest income | $318,000 | 7,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,838 |
| Total noninterest expense | $1,841,000 | 6,588 |
| Salaries and employee benefits | $1,076,000 | 5,741 |
| Premises and equipment expense | $296,000 | 5,783 |
| Additional noninterest expense | $469,000 | 8,168 |
| Pre-tax net operating income | $775,000 | 7,010 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $202,000 | 7,307 |
| Income before extraordinary items | $559,000 | 6,841 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $559,000 | 6,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-123,000 | 12,290 |
| Cash dividends | $217,000 | 5,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $569,220 | 6,818 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 7,956 |
| Total interest expense | $992,000 | 9,149 |
| Net interest income | $2,240,000 | 7,060 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $245,000 | 8,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,306 |
| Total noninterest expense | $1,861,000 | 6,723 |
| Salaries and employee benefits | $934,000 | 6,519 |
| Premises and equipment expense | $227,000 | 7,148 |
| Additional noninterest expense | $700,000 | 6,561 |
| Pre-tax net operating income | $624,000 | 7,784 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $158,000 | 8,455 |
| Income before extraordinary items | $488,000 | 7,654 |
| Extraordinary gains, net | $1,216,000 | 195 |
| Net income | $1,704,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 4,211 |
| Cash dividends | $217,000 | 5,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $471,280 | 7,522 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,379,000 | 8,363 |
| Total interest expense | $1,330,000 | 9,122 |
| Net interest income | $2,049,000 | 7,626 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $308,000 | 7,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,908 |
| Total noninterest expense | $1,735,000 | 7,169 |
| Salaries and employee benefits | $833,000 | 7,041 |
| Premises and equipment expense | $199,000 | 7,855 |
| Additional noninterest expense | $703,000 | 6,723 |
| Pre-tax net operating income | $622,000 | 7,567 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $528,000 | 7,101 |
| Extraordinary gains, net | $106,000 | 721 |
| Net income | $634,000 | 6,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 6,122 |
| Cash dividends | $124,000 | 6,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $518,040 | 6,799 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.