Home > Bank of Gravette > Income and Expense

Bank of Gravette, Income and Expense

2021-03-31 (YTD Data)Rank
Total interest income$1,244,0003,579
Total interest expense$211,0002,674
Net interest income$1,033,0003,679
Provision for loan and lease losses$02,741
Total noninterest income$166,0003,416
Gross Fiduciary activities income$0922
Service charges on deposit accounts$47,0002,722
Trading account gains and feesNANA
Additional Noninterest Income$119,0003,346
Total noninterest expense$983,0003,402
Salaries and employee benefits$393,0003,885
Premises and equipment expense$207,0002,307
Additional noninterest expense$383,0003,023
Pre-tax net operating income$216,0004,046
Securities gains (losses)$01,392
Applicable income taxes$60,0002,596
Income before extraordinary items$156,0004,204
Extraordinary gains, net$03
Net income$156,0004,203
Minority interest net income$055
Net income of bank and minority interests.$156,0004,204
Net charge-offs$-113,0004,787
Cash dividends$500,0001,175
Sale, conversion, retirement of capital stock, net$0482
Net operating income$156,0004,186
2020-12-31 (YTD Data)Rank
Total interest income$5,372,0003,475
Total interest expense$1,212,0002,664
Net interest income$4,160,0003,631
Provision for loan and lease losses$80,0003,682
Total noninterest income$617,0003,401
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$225,0002,616
Trading account gains and feesNANA
Additional Noninterest Income$392,0003,392
Total noninterest expense$4,143,0003,311
Salaries and employee benefits$1,794,0003,726
Premises and equipment expense$722,0002,480
Additional noninterest expense$1,627,0002,901
Pre-tax net operating income$554,0004,145
Securities gains (losses)$27,0001,983
Applicable income taxes$136,0002,778
Income before extraordinary items$445,0004,258
Extraordinary gains, net$04
Net income$445,0004,257
Minority interest net income$072
Net income of bank and minority interests.$445,0004,258
Net charge-offs$-35,0004,514
Cash dividends$500,0002,816
Sale, conversion, retirement of capital stock, net$0566
Net operating income$423,6704,229
2020-09-30 (YTD Data)Rank
Total interest income$4,038,0003,509
Total interest expense$966,0002,668
Net interest income$3,072,0003,676
Provision for loan and lease losses$80,0003,450
Total noninterest income$504,0003,297
Gross Fiduciary activities income$0981
Service charges on deposit accounts$169,0002,619
Trading account gains and feesNANA
Additional Noninterest Income$335,0003,233
Total noninterest expense$3,173,0003,274
Salaries and employee benefits$1,414,0003,643
Premises and equipment expense$530,0002,505
Additional noninterest expense$1,229,0002,868
Pre-tax net operating income$323,0004,321
Securities gains (losses)$27,0001,806
Applicable income taxes$93,0002,838
Income before extraordinary items$257,0004,408
Extraordinary gains, net$04
Net income$257,0004,407
Minority interest net income$065
Net income of bank and minority interests.$257,0004,408
Net charge-offs$-33,0004,558
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$235,6704,396
2020-06-30 (YTD Data)Rank
Total interest income$2,726,0003,529
Total interest expense$676,0002,699
Net interest income$2,050,0003,703
Provision for loan and lease losses$80,0003,150
Total noninterest income$332,0003,277
Gross Fiduciary activities income$0970
Service charges on deposit accounts$116,0002,611
Trading account gains and feesNANA
Additional Noninterest Income$216,0003,228
Total noninterest expense$2,147,0003,251
Salaries and employee benefits$986,0003,587
Premises and equipment expense$332,0002,609
Additional noninterest expense$829,0002,849
Pre-tax net operating income$155,0004,448
Securities gains (losses)$27,0001,568
Applicable income taxes$49,0002,906
Income before extraordinary items$133,0004,498
Extraordinary gains, net$04
Net income$133,0004,498
Minority interest net income$065
Net income of bank and minority interests.$133,0004,498
Net charge-offs$-32,0004,639
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$111,6704,523
2020-03-31 (YTD Data)Rank
Total interest income$1,420,0003,469
Total interest expense$360,0002,750
Net interest income$1,060,0003,645
Provision for loan and lease losses$60,0002,352
Total noninterest income$178,0003,153
Gross Fiduciary activities income$0941
Service charges on deposit accounts$72,0002,569
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,110
Total noninterest expense$1,080,0003,276
Salaries and employee benefits$516,0003,534
Premises and equipment expense$154,0002,722
Additional noninterest expense$410,0002,888
Pre-tax net operating income$98,0004,284
Securities gains (losses)$27,0001,058
Applicable income taxes$34,0002,631
Income before extraordinary items$91,0004,272
Extraordinary gains, net$04
Net income$91,0004,272
Minority interest net income$056
Net income of bank and minority interests.$91,0004,272
Net charge-offs$-1,0003,618
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$69,6704,392
2019-12-31 (YTD Data)Rank
Total interest income$6,106,0003,405
Total interest expense$1,538,0002,713
Net interest income$4,568,0003,576
Provision for loan and lease losses$290,0002,012
Total noninterest income$750,0003,176
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$323,0002,499
Trading account gains and feesNANA
Additional Noninterest Income$427,0003,200
Total noninterest expense$4,319,0003,289
Salaries and employee benefits$2,202,0003,444
Premises and equipment expense$570,0002,884
Additional noninterest expense$1,547,0003,026
Pre-tax net operating income$709,0004,182
Securities gains (losses)$1,0002,288
Applicable income taxes$190,0002,670
Income before extraordinary items$520,0004,359
Extraordinary gains, net$011
Net income$520,0004,361
Minority interest net income$076
Net income of bank and minority interests.$520,0004,361
Net charge-offs$62,0002,511
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$519,2104,337
2019-09-30 (YTD Data)Rank
Total interest income$4,601,0003,446
Total interest expense$1,126,0002,764
Net interest income$3,475,0003,602
Provision for loan and lease losses$234,0001,807
Total noninterest income$562,0003,209
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$240,0002,533
Trading account gains and feesNANA
Additional Noninterest Income$322,0003,204
Total noninterest expense$3,287,0003,272
Salaries and employee benefits$1,715,0003,397
Premises and equipment expense$427,0002,898
Additional noninterest expense$1,145,0003,064
Pre-tax net operating income$516,0004,325
Securities gains (losses)$1,0002,065
Applicable income taxes$139,0002,745
Income before extraordinary items$378,0004,487
Extraordinary gains, net$011
Net income$378,0004,486
Minority interest net income$072
Net income of bank and minority interests.$378,0004,486
Net charge-offs$42,0002,332
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$377,2104,462
2019-06-30 (YTD Data)Rank
Total interest income$2,991,0003,497
Total interest expense$708,0002,827
Net interest income$2,283,0003,643
Provision for loan and lease losses$148,0001,891
Total noninterest income$370,0003,178
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$159,0002,528
Trading account gains and feesNANA
Additional Noninterest Income$211,0003,213
Total noninterest expense$2,220,0003,259
Salaries and employee benefits$1,160,0003,391
Premises and equipment expense$275,0002,984
Additional noninterest expense$785,0003,041
Pre-tax net operating income$285,0004,477
Securities gains (losses)$1,0001,602
Applicable income taxes$75,0002,865
Income before extraordinary items$211,0004,609
Extraordinary gains, net$011
Net income$211,0004,607
Minority interest net income$069
Net income of bank and minority interests.$211,0004,607
Net charge-offs$-1,0003,898
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$210,2104,595
2019-03-31 (YTD Data)Rank
Total interest income$1,424,0003,613
Total interest expense$284,0003,119
Net interest income$1,140,0003,670
Provision for loan and lease losses$56,0001,990
Total noninterest income$183,0003,143
Gross Fiduciary activities income$0972
Service charges on deposit accounts$80,0002,519
Trading account gains and feesNANA
Additional Noninterest Income$103,0003,190
Total noninterest expense$1,080,0003,343
Salaries and employee benefits$573,0003,451
Premises and equipment expense$132,0003,091
Additional noninterest expense$375,0003,151
Pre-tax net operating income$187,0004,267
Securities gains (losses)$1,0001,020
Applicable income taxes$50,0002,639
Income before extraordinary items$138,0004,411
Extraordinary gains, net$05
Net income$138,0004,410
Minority interest net income$052
Net income of bank and minority interests.$138,0004,410
Net charge-offs$2,0002,456
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$137,2104,407
2018-12-31 (YTD Data)Rank
Total interest income$2,764,0004,569
Total interest expense$454,0004,034
Net interest income$2,310,0004,609
Provision for loan and lease losses$187,0002,432
Total noninterest income$382,0004,096
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$179,0003,455
Trading account gains and feesNANA
Additional Noninterest Income$203,0004,061
Total noninterest expense$2,159,0004,468
Salaries and employee benefits$1,200,0004,468
Premises and equipment expense$268,0004,182
Additional noninterest expense$691,0004,417
Pre-tax net operating income$346,0004,843
Securities gains (losses)$01,125
Applicable income taxes$79,0003,209
Income before extraordinary items$267,0004,902
Extraordinary gains, net$06
Net income$267,0004,901
Minority interest net income$072
Net income of bank and minority interests.$267,0004,901
Net charge-offs$-15,0004,601
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$267,0004,901
2018-09-30 (YTD Data)Rank
Total interest income$1,303,0005,070
Total interest expense$198,0004,619
Net interest income$1,105,0005,097
Provision for loan and lease losses$92,0002,669
Total noninterest income$183,0004,545
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$85,0004,056
Trading account gains and feesNANA
Additional Noninterest Income$98,0004,460
Total noninterest expense$991,0004,998
Salaries and employee benefits$536,0005,010
Premises and equipment expense$134,0004,689
Additional noninterest expense$321,0004,973
Pre-tax net operating income$205,0005,023
Securities gains (losses)$01,118
Applicable income taxes$49,0003,335
Income before extraordinary items$156,0005,077
Extraordinary gains, net$05
Net income$156,0005,075
Minority interest net income$066
Net income of bank and minority interests.$156,0005,076
Net charge-offs$-2,0004,120
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$156,0005,077
2018-06-30 (YTD Data)Rank
Total interest income$2,639,0003,687
Total interest expense$280,0003,670
Net interest income$2,359,0003,631
Provision for loan and lease losses$16,0003,429
Total noninterest income$429,0003,095
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$187,0002,397
Trading account gains and feesNANA
Additional Noninterest Income$242,0003,145
Total noninterest expense$2,015,0003,501
Salaries and employee benefits$1,184,0003,395
Premises and equipment expense$243,0003,270
Additional noninterest expense$588,0003,663
Pre-tax net operating income$757,0003,568
Securities gains (losses)$-602,0005,491
Applicable income taxes$04,018
Income before extraordinary items$155,0004,945
Extraordinary gains, net$06
Net income$155,0004,944
Minority interest net income$065
Net income of bank and minority interests.$155,0004,944
Net charge-offs$-349,0005,423
Cash dividends$106,0003,147
Sale, conversion, retirement of capital stock, net$0620
Net operating income$757,0003,380
2018-03-31 (YTD Data)Rank
Total interest income$1,207,0003,846
Total interest expense$131,0003,731
Net interest income$1,076,0003,822
Provision for loan and lease losses$8,0003,217
Total noninterest income$219,0003,043
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$97,0002,350
Trading account gains and feesNANA
Additional Noninterest Income$122,0003,091
Total noninterest expense$1,028,0003,496
Salaries and employee benefits$591,0003,437
Premises and equipment expense$128,0003,194
Additional noninterest expense$309,0003,596
Pre-tax net operating income$259,0004,021
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$259,0003,870
Extraordinary gains, net$07
Net income$259,0003,870
Minority interest net income$052
Net income of bank and minority interests.$259,0003,870
Net charge-offs$-2,0004,048
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$259,0003,871
2017-12-31 (YTD Data)Rank
Total interest income$4,908,0003,783
Total interest expense$482,0003,724
Net interest income$4,426,0003,756
Provision for loan and lease losses$-89,0005,361
Total noninterest income$896,0003,114
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$376,0002,472
Trading account gains and feesNANA
Additional Noninterest Income$520,0003,100
Total noninterest expense$4,373,0003,379
Salaries and employee benefits$2,602,0003,254
Premises and equipment expense$511,0003,223
Additional noninterest expense$1,260,0003,569
Pre-tax net operating income$1,038,0004,027
Securities gains (losses)$-2,0004,854
Applicable income taxes$04,135
Income before extraordinary items$1,036,0003,676
Extraordinary gains, net$09
Net income$1,036,0003,675
Minority interest net income$076
Net income of bank and minority interests.$1,036,0003,676
Net charge-offs$211,0001,786
Cash dividends$455,0003,055
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,038,0003,665
2017-09-30 (YTD Data)Rank
Total interest income$3,678,0003,810
Total interest expense$356,0003,772
Net interest income$3,322,0003,785
Provision for loan and lease losses$23,0003,650
Total noninterest income$661,0003,161
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$277,0002,520
Trading account gains and feesNANA
Additional Noninterest Income$384,0003,146
Total noninterest expense$3,227,0003,426
Salaries and employee benefits$1,900,0003,321
Premises and equipment expense$380,0003,285
Additional noninterest expense$947,0003,583
Pre-tax net operating income$733,0004,174
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$733,0003,961
Extraordinary gains, net$09
Net income$733,0003,960
Minority interest net income$071
Net income of bank and minority interests.$733,0003,961
Net charge-offs$8,0003,335
Cash dividends$25,0003,650
Sale, conversion, retirement of capital stock, net$0677
Net operating income$733,0003,947
2017-06-30 (YTD Data)Rank
Total interest income$2,454,0003,812
Total interest expense$230,0003,807
Net interest income$2,224,0003,784
Provision for loan and lease losses$15,0003,486
Total noninterest income$443,0003,162
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$180,0002,558
Trading account gains and feesNANA
Additional Noninterest Income$263,0003,119
Total noninterest expense$2,201,0003,391
Salaries and employee benefits$1,312,0003,270
Premises and equipment expense$237,0003,409
Additional noninterest expense$652,0003,527
Pre-tax net operating income$451,0004,244
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$451,0004,016
Extraordinary gains, net$011
Net income$451,0004,015
Minority interest net income$071
Net income of bank and minority interests.$451,0004,016
Net charge-offs$11,0002,863
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$451,0003,997
2017-03-31 (YTD Data)Rank
Total interest income$1,216,0003,845
Total interest expense$112,0003,841
Net interest income$1,104,0003,816
Provision for loan and lease losses$8,0003,248
Total noninterest income$220,0003,163
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$90,0002,566
Trading account gains and feesNANA
Additional Noninterest Income$130,0003,118
Total noninterest expense$1,110,0003,402
Salaries and employee benefits$664,0003,280
Premises and equipment expense$114,0003,525
Additional noninterest expense$332,0003,506
Pre-tax net operating income$206,0004,314
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$206,0004,091
Extraordinary gains, net$08
Net income$206,0004,090
Minority interest net income$055
Net income of bank and minority interests.$206,0004,091
Net charge-offs$3,0002,592
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$206,0004,073
2016-12-31 (YTD Data)Rank
Total interest income$4,964,0003,815
Total interest expense$467,0003,766
Net interest income$4,497,0003,779
Provision for loan and lease losses$31,0003,866
Total noninterest income$813,0003,365
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$370,0002,589
Trading account gains and fees$0170
Additional Noninterest Income$443,0003,417
Total noninterest expense$4,415,0003,456
Salaries and employee benefits$2,582,0003,347
Premises and equipment expense$474,0003,477
Additional noninterest expense$1,359,0003,548
Pre-tax net operating income$864,0004,254
Securities gains (losses)$56,0001,755
Applicable income taxes$04,278
Income before extraordinary items$920,0003,993
Extraordinary gains, net$05
Net income$920,0003,991
Minority interest net income$082
Net income of bank and minority interests.$920,0003,992
Net charge-offs$38,0003,330
Cash dividends$1,974,0001,444
Sale, conversion, retirement of capital stock, net$0759
Net operating income$864,0004,030
2016-09-30 (YTD Data)Rank
Total interest income$3,765,0003,817
Total interest expense$354,0003,769
Net interest income$3,411,0003,776
Provision for loan and lease losses$23,0003,784
Total noninterest income$599,0003,398
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$278,0002,593
Trading account gains and fees$0169
Additional Noninterest Income$321,0003,473
Total noninterest expense$3,302,0003,454
Salaries and employee benefits$1,924,0003,347
Premises and equipment expense$346,0003,526
Additional noninterest expense$1,032,0003,545
Pre-tax net operating income$685,0004,267
Securities gains (losses)$54,0001,711
Applicable income taxes$04,325
Income before extraordinary items$739,0003,963
Extraordinary gains, net$05
Net income$739,0003,961
Minority interest net income$071
Net income of bank and minority interests.$739,0003,963
Net charge-offs$33,0002,844
Cash dividends$1,642,0001,210
Sale, conversion, retirement of capital stock, net$0719
Net operating income$685,0003,999
2016-06-30 (YTD Data)Rank
Total interest income$2,528,0003,835
Total interest expense$236,0003,780
Net interest income$2,292,0003,782
Provision for loan and lease losses$15,0003,638
Total noninterest income$409,0003,374
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$184,0002,577
Trading account gains and fees$0157
Additional Noninterest Income$225,0003,440
Total noninterest expense$2,191,0003,489
Salaries and employee benefits$1,277,0003,381
Premises and equipment expense$223,0003,633
Additional noninterest expense$691,0003,548
Pre-tax net operating income$495,0004,171
Securities gains (losses)$28,0001,776
Applicable income taxes$04,338
Income before extraordinary items$523,0003,891
Extraordinary gains, net$016
Net income$523,0003,889
Minority interest net income$071
Net income of bank and minority interests.$523,0003,890
Net charge-offs$33,0002,453
Cash dividends$1,642,000896
Sale, conversion, retirement of capital stock, net$0705
Net operating income$495,0003,903
2016-03-31 (YTD Data)Rank
Total interest income$1,245,0003,868
Total interest expense$119,0003,790
Net interest income$1,126,0003,833
Provision for loan and lease losses$7,0003,388
Total noninterest income$211,0003,281
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$87,0002,655
Trading account gains and fees$0142
Additional Noninterest Income$124,0003,228
Total noninterest expense$1,072,0003,563
Salaries and employee benefits$636,0003,402
Premises and equipment expense$111,0003,664
Additional noninterest expense$325,0003,695
Pre-tax net operating income$258,0004,089
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$258,0003,874
Extraordinary gains, net$012
Net income$258,0003,871
Minority interest net income$062
Net income of bank and minority interests.$258,0003,872
Net charge-offs$23,0001,894
Cash dividends$922,000797
Sale, conversion, retirement of capital stock, net$0659
Net operating income$258,0003,814
2015-12-31 (YTD Data)Rank
Total interest income$4,997,0003,845
Total interest expense$522,0003,641
Net interest income$4,475,0003,829
Provision for loan and lease losses$-269,0005,850
Total noninterest income$857,0003,340
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$383,0002,588
Trading account gains and fees$0159
Additional Noninterest Income$474,0003,362
Total noninterest expense$5,894,0002,904
Salaries and employee benefits$4,061,0002,465
Premises and equipment expense$475,0003,580
Additional noninterest expense$1,358,0003,637
Pre-tax net operating income$-293,0005,997
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$-293,0006,010
Extraordinary gains, net$023
Net income$-293,0006,011
Minority interest net income$081
Net income of bank and minority interests.$-293,0006,011
Net charge-offs$-443,0005,990
Cash dividends$245,0003,567
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-293,0006,001
2015-09-30 (YTD Data)Rank
Total interest income$3,764,0003,868
Total interest expense$394,0003,686
Net interest income$3,370,0003,857
Provision for loan and lease losses$23,0003,753
Total noninterest income$701,0003,199
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$284,0002,627
Trading account gains and fees$0153
Additional Noninterest Income$417,0003,159
Total noninterest expense$4,841,0002,716
Salaries and employee benefits$3,415,0002,230
Premises and equipment expense$355,0003,631
Additional noninterest expense$1,071,0003,519
Pre-tax net operating income$-793,0006,187
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$-793,0006,191
Extraordinary gains, net$021
Net income$-793,0006,191
Minority interest net income$078
Net income of bank and minority interests.$-793,0006,191
Net charge-offs$-544,0006,127
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-793,0006,187
2015-06-30 (YTD Data)Rank
Total interest income$2,489,0003,907
Total interest expense$263,0003,716
Net interest income$2,226,0003,892
Provision for loan and lease losses$15,0003,621
Total noninterest income$423,0003,376
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$184,0002,659
Trading account gains and fees$0157
Additional Noninterest Income$239,0003,376
Total noninterest expense$3,706,0002,460
Salaries and employee benefits$2,777,0001,893
Premises and equipment expense$231,0003,712
Additional noninterest expense$698,0003,592
Pre-tax net operating income$-1,072,0006,288
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-1,072,0006,294
Extraordinary gains, net$022
Net income$-1,072,0006,294
Minority interest net income$075
Net income of bank and minority interests.$-1,072,0006,294
Net charge-offs$-512,0006,222
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-1,072,0006,289
2015-03-31 (YTD Data)Rank
Total interest income$1,218,0003,973
Total interest expense$133,0003,719
Net interest income$1,085,0003,961
Provision for loan and lease losses$7,0003,380
Total noninterest income$220,0003,262
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$88,0002,723
Trading account gains and fees$0152
Additional Noninterest Income$132,0003,214
Total noninterest expense$1,051,0003,677
Salaries and employee benefits$603,0003,557
Premises and equipment expense$111,0003,827
Additional noninterest expense$337,0003,681
Pre-tax net operating income$247,0004,152
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$247,0003,965
Extraordinary gains, net$013
Net income$247,0003,970
Minority interest net income$064
Net income of bank and minority interests.$247,0003,969
Net charge-offs$51,0001,543
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$247,0003,885
2014-12-31 (YTD Data)Rank
Total interest income$5,043,0003,945
Total interest expense$590,0003,674
Net interest income$4,453,0003,937
Provision for loan and lease losses$35,0003,994
Total noninterest income$1,015,0003,089
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$421,0002,589
Trading account gains and fees$0180
Additional Noninterest Income$594,0003,036
Total noninterest expense$4,497,0003,554
Salaries and employee benefits$2,722,0003,285
Premises and equipment expense$479,0003,734
Additional noninterest expense$1,296,0003,882
Pre-tax net operating income$936,0004,256
Securities gains (losses)$-17,0006,111
Applicable income taxes$04,531
Income before extraordinary items$919,0004,111
Extraordinary gains, net$017
Net income$919,0004,111
Minority interest net income$084
Net income of bank and minority interests.$919,0004,112
Net charge-offs$117,0003,025
Cash dividends$200,0003,700
Sale, conversion, retirement of capital stock, net$0862
Net operating income$936,0004,015
2014-09-30 (YTD Data)Rank
Total interest income$3,793,0003,980
Total interest expense$449,0003,707
Net interest income$3,344,0003,968
Provision for loan and lease losses$26,0003,821
Total noninterest income$819,0002,997
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$314,0002,624
Trading account gains and fees$0174
Additional Noninterest Income$505,0002,899
Total noninterest expense$3,238,0003,661
Salaries and employee benefits$1,952,0003,404
Premises and equipment expense$353,0003,830
Additional noninterest expense$933,0003,994
Pre-tax net operating income$899,0003,927
Securities gains (losses)$-24,0006,271
Applicable income taxes$04,583
Income before extraordinary items$875,0003,747
Extraordinary gains, net$015
Net income$875,0003,750
Minority interest net income$081
Net income of bank and minority interests.$875,0003,751
Net charge-offs$82,0002,878
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$899,0003,645
2014-06-30 (YTD Data)Rank
Total interest income$2,550,0003,962
Total interest expense$306,0003,692
Net interest income$2,244,0003,956
Provision for loan and lease losses$17,0003,729
Total noninterest income$615,0002,791
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$208,0002,614
Trading account gains and fees$0172
Additional Noninterest Income$407,0002,604
Total noninterest expense$2,159,0003,675
Salaries and employee benefits$1,298,0003,427
Premises and equipment expense$231,0003,884
Additional noninterest expense$630,0003,983
Pre-tax net operating income$683,0003,625
Securities gains (losses)$-24,0006,406
Applicable income taxes$04,568
Income before extraordinary items$659,0003,447
Extraordinary gains, net$020
Net income$659,0003,453
Minority interest net income$080
Net income of bank and minority interests.$659,0003,453
Net charge-offs$42,0002,932
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$683,0003,339
2014-03-31 (YTD Data)Rank
Total interest income$1,274,0003,982
Total interest expense$156,0003,695
Net interest income$1,118,0003,974
Provision for loan and lease losses$8,0003,464
Total noninterest income$204,0003,435
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$101,0002,658
Trading account gains and fees$0147
Additional Noninterest Income$103,0003,518
Total noninterest expense$1,081,0003,708
Salaries and employee benefits$667,0003,404
Premises and equipment expense$122,0003,805
Additional noninterest expense$292,0004,164
Pre-tax net operating income$233,0004,219
Securities gains (losses)$-1,0006,239
Applicable income taxes$04,445
Income before extraordinary items$232,0003,995
Extraordinary gains, net$016
Net income$232,0003,997
Minority interest net income$066
Net income of bank and minority interests.$232,0003,997
Net charge-offs$6,0003,056
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$233,0003,947
2013-12-31 (YTD Data)Rank
Total interest income$5,140,0004,000
Total interest expense$828,0003,364
Net interest income$4,312,0004,083
Provision for loan and lease losses$93,0003,773
Total noninterest income$1,048,0003,111
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$445,0002,604
Trading account gains and fees$0184
Additional Noninterest Income$603,0003,115
Total noninterest expense$4,843,0003,483
Salaries and employee benefits$3,102,0003,029
Premises and equipment expense$507,0003,702
Additional noninterest expense$1,234,0004,132
Pre-tax net operating income$424,0005,167
Securities gains (losses)$-58,0006,469
Applicable income taxes$04,631
Income before extraordinary items$366,0005,234
Extraordinary gains, net$029
Net income$366,0005,237
Minority interest net income$090
Net income of bank and minority interests.$366,0005,237
Net charge-offs$292,0002,610
Cash dividends$150,0003,755
Sale, conversion, retirement of capital stock, net$0924
Net operating income$424,0005,023
2013-09-30 (YTD Data)Rank
Total interest income$3,809,0004,064
Total interest expense$660,0003,314
Net interest income$3,149,0004,184
Provision for loan and lease losses$83,0003,571
Total noninterest income$779,0003,184
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$329,0002,651
Trading account gains and fees$0180
Additional Noninterest Income$450,0003,174
Total noninterest expense$3,506,0003,580
Salaries and employee benefits$2,200,0003,178
Premises and equipment expense$390,0003,674
Additional noninterest expense$916,0004,158
Pre-tax net operating income$339,0005,205
Securities gains (losses)$-1,0006,307
Applicable income taxes$04,713
Income before extraordinary items$338,0005,131
Extraordinary gains, net$025
Net income$338,0005,132
Minority interest net income$084
Net income of bank and minority interests.$338,0005,133
Net charge-offs$239,0002,365
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$339,0005,044
2013-06-30 (YTD Data)Rank
Total interest income$2,521,0004,096
Total interest expense$467,0003,228
Net interest income$2,054,0004,241
Provision for loan and lease losses$74,0003,254
Total noninterest income$511,0003,252
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$214,0002,663
Trading account gains and fees$0157
Additional Noninterest Income$297,0003,217
Total noninterest expense$2,352,0003,585
Salaries and employee benefits$1,470,0003,189
Premises and equipment expense$261,0003,690
Additional noninterest expense$621,0004,107
Pre-tax net operating income$139,0005,645
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$139,0005,613
Extraordinary gains, net$022
Net income$139,0005,615
Minority interest net income$082
Net income of bank and minority interests.$139,0005,615
Net charge-offs$203,0002,088
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$139,0005,511
2013-03-31 (YTD Data)Rank
Total interest income$1,256,0004,135
Total interest expense$254,0003,113
Net interest income$1,002,0004,321
Provision for loan and lease losses$65,0002,540
Total noninterest income$254,0003,248
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$104,0002,709
Trading account gains and fees$0148
Additional Noninterest Income$150,0003,175
Total noninterest expense$1,167,0003,631
Salaries and employee benefits$741,0003,200
Premises and equipment expense$125,0003,806
Additional noninterest expense$301,0004,206
Pre-tax net operating income$24,0006,113
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$24,0006,169
Extraordinary gains, net$010
Net income$24,0006,170
Minority interest net income$076
Net income of bank and minority interests.$24,0006,170
Net charge-offs$65,0002,229
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$24,0006,083
2012-12-31 (YTD Data)Rank
Total interest income$5,809,0003,917
Total interest expense$1,180,0003,242
Net interest income$4,629,0004,004
Provision for loan and lease losses$38,0005,340
Total noninterest income$835,0003,567
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$455,0002,675
Trading account gains and fees$0166
Additional Noninterest Income$380,0003,697
Total noninterest expense$5,031,0003,446
Salaries and employee benefits$3,194,0002,991
Premises and equipment expense$508,0003,785
Additional noninterest expense$1,329,0004,087
Pre-tax net operating income$395,0005,163
Securities gains (losses)$165,0001,856
Applicable income taxes$04,751
Income before extraordinary items$560,0004,785
Extraordinary gains, net$029
Net income$560,0004,786
Minority interest net income$093
Net income of bank and minority interests.$560,0004,787
Net charge-offs$2,0005,882
Cash dividends$300,0003,272
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$395,0005,010
2012-09-30 (YTD Data)Rank
Total interest income$4,433,0003,940
Total interest expense$912,0003,284
Net interest income$3,521,0004,029
Provision for loan and lease losses$28,0005,256
Total noninterest income$540,0003,870
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$339,0002,720
Trading account gains and fees$0157
Additional Noninterest Income$201,0004,244
Total noninterest expense$3,603,0003,596
Salaries and employee benefits$2,229,0003,168
Premises and equipment expense$388,0003,786
Additional noninterest expense$986,0004,137
Pre-tax net operating income$430,0004,894
Securities gains (losses)$165,0001,585
Applicable income taxes$04,802
Income before extraordinary items$595,0004,387
Extraordinary gains, net$020
Net income$595,0004,386
Minority interest net income$086
Net income of bank and minority interests.$595,0004,385
Net charge-offs$40,0004,670
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$430,0004,696
2012-06-30 (YTD Data)Rank
Total interest income$3,010,0003,923
Total interest expense$630,0003,296
Net interest income$2,380,0004,008
Provision for loan and lease losses$18,0005,176
Total noninterest income$323,0004,065
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$223,0002,727
Trading account gains and fees$0153
Additional Noninterest Income$100,0004,661
Total noninterest expense$2,419,0003,596
Salaries and employee benefits$1,487,0003,173
Premises and equipment expense$255,0003,816
Additional noninterest expense$677,0004,082
Pre-tax net operating income$266,0004,985
Securities gains (losses)$54,0002,009
Applicable income taxes$04,770
Income before extraordinary items$320,0004,713
Extraordinary gains, net$019
Net income$320,0004,716
Minority interest net income$084
Net income of bank and minority interests.$320,0004,716
Net charge-offs$-9,0006,612
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$266,0004,782
2012-03-31 (YTD Data)Rank
Total interest income$1,536,0003,914
Total interest expense$327,0003,317
Net interest income$1,209,0003,988
Provision for loan and lease losses$9,0004,893
Total noninterest income$153,0004,185
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$106,0002,801
Trading account gains and fees$0148
Additional Noninterest Income$47,0004,806
Total noninterest expense$1,196,0003,642
Salaries and employee benefits$758,0003,151
Premises and equipment expense$123,0003,927
Additional noninterest expense$315,0004,253
Pre-tax net operating income$157,0004,866
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$157,0004,770
Extraordinary gains, net$019
Net income$157,0004,773
Minority interest net income$078
Net income of bank and minority interests.$157,0004,774
Net charge-offs$-16,0006,815
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$157,0004,634
2011-12-31 (YTD Data)Rank
Total interest income$6,661,0003,804
Total interest expense$1,799,0002,998
Net interest income$4,862,0003,979
Provision for loan and lease losses$354,0003,907
Total noninterest income$839,0003,429
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$518,0002,490
Trading account gains and fees$0146
Additional Noninterest Income$321,0003,753
Total noninterest expense$4,885,0003,604
Salaries and employee benefits$3,017,0003,103
Premises and equipment expense$701,0003,208
Additional noninterest expense$1,167,0004,541
Pre-tax net operating income$462,0004,817
Securities gains (losses)$137,0001,781
Applicable income taxes$04,719
Income before extraordinary items$599,0004,412
Extraordinary gains, net$029
Net income$599,0004,413
Minority interest net income$096
Net income of bank and minority interests.$599,0004,413
Net charge-offs$1,605,0001,788
Cash dividends$240,0003,203
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$462,0004,639
2011-09-30 (YTD Data)Rank
Total interest income$5,054,0003,817
Total interest expense$1,436,0002,955
Net interest income$3,618,0004,019
Provision for loan and lease losses$239,0003,921
Total noninterest income$626,0003,439
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$392,0002,490
Trading account gains and fees$0145
Additional Noninterest Income$234,0003,855
Total noninterest expense$3,787,0003,518
Salaries and employee benefits$2,173,0003,205
Premises and equipment expense$540,0003,172
Additional noninterest expense$1,074,0003,973
Pre-tax net operating income$218,0005,397
Securities gains (losses)$2,0003,369
Applicable income taxes$04,740
Income before extraordinary items$220,0005,413
Extraordinary gains, net$021
Net income$220,0005,413
Minority interest net income$087
Net income of bank and minority interests.$220,0005,413
Net charge-offs$1,084,0001,817
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$218,0005,282
2011-06-30 (YTD Data)Rank
Total interest income$3,357,0003,855
Total interest expense$1,003,0002,948
Net interest income$2,354,0004,102
Provision for loan and lease losses$188,0003,621
Total noninterest income$470,0003,239
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$260,0002,480
Trading account gains and fees$0153
Additional Noninterest Income$210,0003,419
Total noninterest expense$2,560,0003,517
Salaries and employee benefits$1,477,0003,176
Premises and equipment expense$361,0003,181
Additional noninterest expense$722,0004,012
Pre-tax net operating income$76,0005,811
Securities gains (losses)$1,0002,791
Applicable income taxes$04,697
Income before extraordinary items$77,0005,841
Extraordinary gains, net$015
Net income$77,0005,840
Minority interest net income$089
Net income of bank and minority interests.$77,0005,841
Net charge-offs$1,031,0001,448
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$76,0005,771
2011-03-31 (YTD Data)Rank
Total interest income$1,685,0003,874
Total interest expense$502,0003,026
Net interest income$1,183,0004,078
Provision for loan and lease losses$10,0005,371
Total noninterest income$279,0002,947
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$124,0002,555
Trading account gains and fees$0158
Additional Noninterest Income$155,0002,847
Total noninterest expense$1,264,0003,552
Salaries and employee benefits$732,0003,210
Premises and equipment expense$170,0003,392
Additional noninterest expense$362,0003,998
Pre-tax net operating income$188,0004,343
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$188,0004,093
Extraordinary gains, net$09
Net income$188,0004,092
Minority interest net income$086
Net income of bank and minority interests.$188,0004,093
Net charge-offs$102,0002,713
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$188,0004,038
2010-12-31 (YTD Data)Rank
Total interest income$7,494,0003,724
Total interest expense$2,126,0003,409
Net interest income$5,368,0003,770
Provision for loan and lease losses$803,0003,401
Total noninterest income$945,0003,324
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$534,0002,524
Trading account gains and fees$0175
Additional Noninterest Income$411,0003,470
Total noninterest expense$5,067,0003,578
Salaries and employee benefits$3,025,0003,095
Premises and equipment expense$694,0003,319
Additional noninterest expense$1,348,0004,296
Pre-tax net operating income$443,0004,506
Securities gains (losses)$3,0003,556
Applicable income taxes$04,655
Income before extraordinary items$446,0004,480
Extraordinary gains, net$029
Net income$446,0004,480
Minority interest net income$0111
Net income of bank and minority interests.$446,0004,480
Net charge-offs$502,0003,652
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$443,0004,335
2010-09-30 (YTD Data)Rank
Total interest income$5,713,0003,752
Total interest expense$1,617,0003,503
Net interest income$4,096,0003,773
Provision for loan and lease losses$281,0004,403
Total noninterest income$789,0003,178
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$397,0002,603
Trading account gains and fees$0165
Additional Noninterest Income$392,0003,133
Total noninterest expense$3,714,0003,648
Salaries and employee benefits$2,230,0003,163
Premises and equipment expense$525,0003,341
Additional noninterest expense$959,0004,422
Pre-tax net operating income$890,0003,292
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$890,0003,100
Extraordinary gains, net$023
Net income$890,0003,098
Minority interest net income$0110
Net income of bank and minority interests.$890,0003,100
Net charge-offs$242,0004,001
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$890,0002,967
2010-06-30 (YTD Data)Rank
Total interest income$3,930,0003,701
Total interest expense$1,103,0003,537
Net interest income$2,827,0003,680
Provision for loan and lease losses$267,0003,802
Total noninterest income$503,0003,215
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$244,0002,756
Trading account gains and fees$0152
Additional Noninterest Income$259,0003,069
Total noninterest expense$2,489,0003,632
Salaries and employee benefits$1,477,0003,184
Premises and equipment expense$339,0003,473
Additional noninterest expense$673,0004,271
Pre-tax net operating income$574,0003,382
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$574,0003,149
Extraordinary gains, net$019
Net income$574,0003,144
Minority interest net income$0105
Net income of bank and minority interests.$574,0003,147
Net charge-offs$241,0003,327
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$574,0003,042
2010-03-31 (YTD Data)Rank
Total interest income$2,019,0003,686
Total interest expense$578,0003,535
Net interest income$1,441,0003,668
Provision for loan and lease losses$155,0003,289
Total noninterest income$269,0003,076
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$121,0002,781
Trading account gains and fees$0175
Additional Noninterest Income$148,0002,864
Total noninterest expense$1,265,0003,616
Salaries and employee benefits$717,0003,321
Premises and equipment expense$170,0003,538
Additional noninterest expense$378,0003,945
Pre-tax net operating income$290,0003,407
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$290,0003,189
Extraordinary gains, net$016
Net income$290,0003,186
Minority interest net income$091
Net income of bank and minority interests.$290,0003,189
Net charge-offs$168,0002,616
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$290,0003,079
2009-12-31 (YTD Data)Rank
Total interest income$8,696,0003,603
Total interest expense$3,564,0003,008
Net interest income$5,132,0003,876
Provision for loan and lease losses$4,913,0001,449
Total noninterest income$-787,0007,910
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$597,0002,548
Trading account gains and fees$0211
Additional Noninterest Income$-1,384,0007,914
Total noninterest expense$5,286,0003,512
Salaries and employee benefits$3,112,0003,069
Premises and equipment expense$732,0003,348
Additional noninterest expense$1,442,0004,191
Pre-tax net operating income$-5,854,0007,263
Securities gains (losses)$9,0003,295
Applicable income taxes$04,388
Income before extraordinary items$-5,845,0007,346
Extraordinary gains, net$034
Net income$-5,845,0007,345
Minority interest net income$0115
Net income of bank and minority interests.$-5,845,0007,345
Net charge-offs$5,509,0001,062
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-5,854,0007,362
2009-09-30 (YTD Data)Rank
Total interest income$6,635,0003,609
Total interest expense$2,868,0002,959
Net interest income$3,767,0003,936
Provision for loan and lease losses$3,278,0001,405
Total noninterest income$404,0004,655
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$453,0002,546
Trading account gains and fees$0212
Additional Noninterest Income$-49,0007,753
Total noninterest expense$4,041,0003,471
Salaries and employee benefits$2,309,0003,131
Premises and equipment expense$584,0003,225
Additional noninterest expense$1,148,0004,002
Pre-tax net operating income$-3,148,0007,316
Securities gains (losses)$-31,0007,324
Applicable income taxes$04,592
Income before extraordinary items$-3,179,0007,397
Extraordinary gains, net$027
Net income$-3,179,0007,397
Minority interest net income$0118
Net income of bank and minority interests.$-3,179,0007,397
Net charge-offs$2,785,0001,233
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,148,0007,392
2009-06-30 (YTD Data)Rank
Total interest income$4,484,0003,599
Total interest expense$1,999,0002,968
Net interest income$2,485,0003,961
Provision for loan and lease losses$1,110,0001,945
Total noninterest income$429,0003,713
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$294,0002,563
Trading account gains and fees$0193
Additional Noninterest Income$135,0004,297
Total noninterest expense$2,680,0003,525
Salaries and employee benefits$1,492,0003,252
Premises and equipment expense$398,0003,194
Additional noninterest expense$790,0003,905
Pre-tax net operating income$-876,0006,947
Securities gains (losses)$-2,0007,376
Applicable income taxes$04,657
Income before extraordinary items$-878,0007,081
Extraordinary gains, net$021
Net income$-878,0007,080
Minority interest net income$0112
Net income of bank and minority interests.$-878,0007,080
Net charge-offs$2,044,0001,110
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-876,0007,064
2009-03-31 (YTD Data)Rank
Total interest income$2,201,0003,680
Total interest expense$1,085,0002,870
Net interest income$1,116,0004,227
Provision for loan and lease losses$584,0001,642
Total noninterest income$232,0003,526
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$132,0002,709
Trading account gains and fees$0171
Additional Noninterest Income$100,0003,652
Total noninterest expense$1,377,0003,370
Salaries and employee benefits$797,0003,108
Premises and equipment expense$182,0003,475
Additional noninterest expense$398,0003,592
Pre-tax net operating income$-613,0007,426
Securities gains (losses)$11,0001,882
Applicable income taxes$04,835
Income before extraordinary items$-602,0007,528
Extraordinary gains, net$015
Net income$-602,0007,530
Minority interest net income$0102
Net income of bank and minority interests.$-602,0007,529
Net charge-offs$1,745,000661
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-613,0007,517
2008-12-31 (YTD Data)Rank
Total interest income$11,450,0003,164
Total interest expense$5,562,0002,693
Net interest income$5,888,0003,525
Provision for loan and lease losses$3,081,0001,361
Total noninterest income$1,128,0003,164
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$655,0002,478
Trading account gains and fees$0154
Additional Noninterest Income$473,0003,274
Total noninterest expense$5,124,0003,496
Salaries and employee benefits$3,153,0003,109
Premises and equipment expense$760,0003,307
Additional noninterest expense$1,211,0004,268
Pre-tax net operating income$-1,189,0007,102
Securities gains (losses)$49,0001,613
Applicable income taxes$04,979
Income before extraordinary items$-1,140,0007,051
Extraordinary gains, net$039
Net income$-1,140,0007,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,549,0001,516
Cash dividends$800,0002,638
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,189,0007,201
2008-09-30 (YTD Data)Rank
Total interest income$8,988,0003,112
Total interest expense$4,390,0002,665
Net interest income$4,598,0003,445
Provision for loan and lease losses$613,0002,451
Total noninterest income$676,0003,714
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$492,0002,496
Trading account gains and fees$0148
Additional Noninterest Income$184,0004,580
Total noninterest expense$3,870,0003,459
Salaries and employee benefits$2,423,0003,078
Premises and equipment expense$582,0003,271
Additional noninterest expense$865,0004,328
Pre-tax net operating income$791,0004,127
Securities gains (losses)$-15,0007,383
Applicable income taxes$05,372
Income before extraordinary items$776,0003,622
Extraordinary gains, net$031
Net income$776,0003,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,103,0001,220
Cash dividends$800,0002,095
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$791,0003,730
2008-06-30 (YTD Data)Rank
Total interest income$6,199,0003,061
Total interest expense$3,128,0002,609
Net interest income$3,071,0003,424
Provision for loan and lease losses$461,0002,001
Total noninterest income$489,0003,558
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$314,0002,553
Trading account gains and fees$0149
Additional Noninterest Income$175,0004,029
Total noninterest expense$2,482,0003,590
Salaries and employee benefits$1,579,0003,179
Premises and equipment expense$352,0003,535
Additional noninterest expense$551,0004,445
Pre-tax net operating income$617,0003,959
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$617,0003,587
Extraordinary gains, net$021
Net income$617,0003,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,049
Cash dividends$800,0001,677
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$617,0003,532
2008-03-31 (YTD Data)Rank
Total interest income$3,231,0003,013
Total interest expense$1,692,0002,595
Net interest income$1,539,0003,424
Provision for loan and lease losses$348,0001,262
Total noninterest income$227,0003,729
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$139,0002,775
Trading account gains and fees$0158
Additional Noninterest Income$88,0004,007
Total noninterest expense$1,274,0003,532
Salaries and employee benefits$831,0003,061
Premises and equipment expense$184,0003,438
Additional noninterest expense$259,0004,575
Pre-tax net operating income$144,0005,513
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$144,0005,273
Extraordinary gains, net$015
Net income$144,0005,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,367
Cash dividends$800,000908
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$144,0005,168
2007-12-31 (YTD Data)Rank
Total interest income$14,618,0002,753
Total interest expense$8,606,0002,191
Net interest income$6,012,0003,493
Provision for loan and lease losses$217,0003,744
Total noninterest income$1,005,0003,527
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$613,0002,629
Trading account gains and fees$0178
Additional Noninterest Income$392,0003,773
Total noninterest expense$5,363,0003,264
Salaries and employee benefits$3,252,0003,022
Premises and equipment expense$762,0003,213
Additional noninterest expense$1,349,0003,733
Pre-tax net operating income$1,437,0003,980
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$1,437,0003,542
Extraordinary gains, net$039
Net income$1,437,0003,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,202,000886
Cash dividends$1,100,0002,478
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,437,0003,534
2007-09-30 (YTD Data)Rank
Total interest income$11,103,0002,711
Total interest expense$6,672,0002,126
Net interest income$4,431,0003,552
Provision for loan and lease losses$35,0005,456
Total noninterest income$760,0003,512
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$458,0002,628
Trading account gains and fees$0184
Additional Noninterest Income$302,0003,729
Total noninterest expense$3,684,0003,470
Salaries and employee benefits$2,206,0003,261
Premises and equipment expense$593,0003,097
Additional noninterest expense$885,0004,063
Pre-tax net operating income$1,472,0003,524
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,472,0003,013
Extraordinary gains, net$033
Net income$1,472,0003,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,446
Cash dividends$1,100,0001,854
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,472,0002,994
2007-06-30 (YTD Data)Rank
Total interest income$7,492,0002,704
Total interest expense$4,572,0002,083
Net interest income$2,920,0003,615
Provision for loan and lease losses$23,0005,257
Total noninterest income$503,0003,545
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$307,0002,606
Trading account gains and fees$0168
Additional Noninterest Income$196,0003,819
Total noninterest expense$2,527,0003,412
Salaries and employee benefits$1,501,0003,241
Premises and equipment expense$409,0003,043
Additional noninterest expense$617,0003,943
Pre-tax net operating income$873,0003,834
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$873,0003,323
Extraordinary gains, net$029
Net income$873,0003,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,332
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$873,0003,304
2007-03-31 (YTD Data)Rank
Total interest income$3,750,0002,692
Total interest expense$2,284,0002,075
Net interest income$1,466,0003,603
Provision for loan and lease losses$11,0004,971
Total noninterest income$235,0003,677
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$150,0002,602
Trading account gains and fees$0195
Additional Noninterest Income$85,0004,082
Total noninterest expense$1,256,0003,446
Salaries and employee benefits$699,0003,460
Premises and equipment expense$186,0003,305
Additional noninterest expense$371,0003,373
Pre-tax net operating income$434,0003,816
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$434,0003,314
Extraordinary gains, net$022
Net income$434,0003,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,440
Cash dividends$800,000962
Sale, conversion, retirement of capital stock, net$0885
Net operating income$434,0003,291
2006-12-31 (YTD Data)Rank
Total interest income$14,279,0002,657
Total interest expense$7,897,0002,070
Net interest income$6,382,0003,356
Provision for loan and lease losses$351,0002,517
Total noninterest income$1,135,0003,255
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$611,0002,651
Trading account gains and fees$0130
Additional Noninterest Income$524,0003,251
Total noninterest expense$5,108,0003,294
Salaries and employee benefits$3,067,0003,073
Premises and equipment expense$849,0002,852
Additional noninterest expense$1,192,0003,958
Pre-tax net operating income$2,058,0003,575
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,058,0003,039
Extraordinary gains, net$051
Net income$2,058,0003,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$513,0001,156
Cash dividends$1,375,0002,070
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,058,0003,032
2006-09-30 (YTD Data)Rank
Total interest income$10,565,0002,672
Total interest expense$5,625,0002,102
Net interest income$4,940,0003,305
Provision for loan and lease losses$188,0002,984
Total noninterest income$850,0003,267
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$453,0002,668
Trading account gains and fees$0126
Additional Noninterest Income$397,0003,233
Total noninterest expense$3,421,0003,602
Salaries and employee benefits$2,095,0003,321
Premises and equipment expense$579,0003,093
Additional noninterest expense$747,0004,507
Pre-tax net operating income$2,181,0002,947
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,181,0002,409
Extraordinary gains, net$045
Net income$2,181,0002,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,092
Cash dividends$1,375,0001,557
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,181,0002,399
2006-06-30 (YTD Data)Rank
Total interest income$7,049,0002,638
Total interest expense$3,546,0002,106
Net interest income$3,503,0003,132
Provision for loan and lease losses$173,0002,372
Total noninterest income$561,0003,256
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$301,0002,652
Trading account gains and fees$0126
Additional Noninterest Income$260,0003,259
Total noninterest expense$2,284,0003,603
Salaries and employee benefits$1,418,0003,288
Premises and equipment expense$399,0003,006
Additional noninterest expense$467,0004,688
Pre-tax net operating income$1,607,0002,740
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,607,0002,219
Extraordinary gains, net$039
Net income$1,607,0002,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0001,068
Cash dividends$1,250,0001,209
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,607,0002,206
2006-03-31 (YTD Data)Rank
Total interest income$3,515,0002,605
Total interest expense$1,712,0002,084
Net interest income$1,803,0003,051
Provision for loan and lease losses$158,0001,371
Total noninterest income$266,0003,336
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$148,0002,627
Trading account gains and fees$0115
Additional Noninterest Income$118,0003,406
Total noninterest expense$1,115,0003,682
Salaries and employee benefits$649,0003,548
Premises and equipment expense$205,0002,962
Additional noninterest expense$261,0004,335
Pre-tax net operating income$796,0002,718
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$796,0002,199
Extraordinary gains, net$021
Net income$796,0002,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$800,000899
Sale, conversion, retirement of capital stock, net$0648
Net operating income$796,0002,175
2005-12-31 (YTD Data)Rank
Total interest income$13,060,0002,527
Total interest expense$5,660,0001,986
Net interest income$7,400,0002,897
Provision for loan and lease losses$484,0001,943
Total noninterest income$1,151,0003,225
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$694,0002,366
Trading account gains and fees$0138
Additional Noninterest Income$457,0003,533
Total noninterest expense$4,863,0003,313
Salaries and employee benefits$2,741,0003,211
Premises and equipment expense$892,0002,618
Additional noninterest expense$1,230,0003,800
Pre-tax net operating income$3,204,0002,621
Securities gains (losses)$-73,0008,323
Applicable income taxes$06,964
Income before extraordinary items$3,131,0002,163
Extraordinary gains, net$046
Net income$3,131,0002,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,0001,308
Cash dividends$1,700,0001,662
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,204,0002,103
2005-09-30 (YTD Data)Rank
Total interest income$9,518,0002,536
Total interest expense$3,941,0002,020
Net interest income$5,577,0002,865
Provision for loan and lease losses$223,0002,789
Total noninterest income$868,0003,225
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$520,0002,361
Trading account gains and fees$0126
Additional Noninterest Income$348,0003,537
Total noninterest expense$3,294,0003,574
Salaries and employee benefits$1,888,0003,440
Premises and equipment expense$527,0003,206
Additional noninterest expense$879,0003,887
Pre-tax net operating income$2,928,0002,287
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,928,0001,785
Extraordinary gains, net$035
Net income$2,928,0001,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,344
Cash dividends$1,475,0001,375
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,928,0001,756
2005-06-30 (YTD Data)Rank
Total interest income$6,176,0002,544
Total interest expense$2,462,0002,022
Net interest income$3,714,0002,841
Provision for loan and lease losses$67,0003,991
Total noninterest income$563,0003,258
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$336,0002,395
Trading account gains and fees$0116
Additional Noninterest Income$227,0003,541
Total noninterest expense$2,200,0003,545
Salaries and employee benefits$1,298,0003,336
Premises and equipment expense$307,0003,552
Additional noninterest expense$595,0003,835
Pre-tax net operating income$2,010,0002,182
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,010,0001,701
Extraordinary gains, net$030
Net income$2,010,0001,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0001,061
Cash dividends$1,250,0001,079
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,010,0001,674
2005-03-31 (YTD Data)Rank
Total interest income$3,004,0002,567
Total interest expense$1,138,0002,072
Net interest income$1,866,0002,815
Provision for loan and lease losses$16,0004,844
Total noninterest income$260,0003,380
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$156,0002,474
Trading account gains and fees$0115
Additional Noninterest Income$104,0003,652
Total noninterest expense$1,052,0003,704
Salaries and employee benefits$604,0003,552
Premises and equipment expense$153,0003,594
Additional noninterest expense$295,0003,860
Pre-tax net operating income$1,058,0002,068
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,058,0001,586
Extraordinary gains, net$024
Net income$1,058,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,000755
Cash dividends$800,000797
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,058,0001,566
2004-12-31 (YTD Data)Rank
Total interest income$11,780,0002,439
Total interest expense$4,372,0001,858
Net interest income$7,408,0002,734
Provision for loan and lease losses$859,0001,205
Total noninterest income$1,184,0003,156
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$709,0002,350
Trading account gains and fees$0138
Additional Noninterest Income$475,0003,410
Total noninterest expense$4,580,0003,366
Salaries and employee benefits$2,628,0003,212
Premises and equipment expense$649,0003,324
Additional noninterest expense$1,303,0003,519
Pre-tax net operating income$3,153,0002,478
Securities gains (losses)$-1,0007,794
Applicable income taxes$07,185
Income before extraordinary items$3,152,0001,988
Extraordinary gains, net$034
Net income$3,152,0001,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,0001,283
Cash dividends$1,711,0001,558
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,153,0001,941
2004-09-30 (YTD Data)Rank
Total interest income$8,756,0002,430
Total interest expense$3,255,0001,836
Net interest income$5,501,0002,731
Provision for loan and lease losses$474,0001,516
Total noninterest income$896,0003,153
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$538,0002,353
Trading account gains and fees$0134
Additional Noninterest Income$358,0003,398
Total noninterest expense$3,041,0003,671
Salaries and employee benefits$1,786,0003,455
Premises and equipment expense$366,0004,156
Additional noninterest expense$889,0003,758
Pre-tax net operating income$2,882,0002,138
Securities gains (losses)$-1,0008,079
Applicable income taxes$07,220
Income before extraordinary items$2,881,0001,686
Extraordinary gains, net$026
Net income$2,881,0001,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0001,739
Cash dividends$1,111,0001,586
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,882,0001,641
2004-06-30 (YTD Data)Rank
Total interest income$5,884,0002,387
Total interest expense$2,201,0001,801
Net interest income$3,683,0002,700
Provision for loan and lease losses$456,0001,091
Total noninterest income$613,0003,118
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$352,0002,379
Trading account gains and fees$0130
Additional Noninterest Income$261,0003,242
Total noninterest expense$2,042,0003,676
Salaries and employee benefits$1,189,0003,477
Premises and equipment expense$237,0004,245
Additional noninterest expense$616,0003,671
Pre-tax net operating income$1,798,0002,232
Securities gains (losses)$-3,0008,495
Applicable income taxes$07,214
Income before extraordinary items$1,795,0001,774
Extraordinary gains, net$021
Net income$1,795,0001,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,290
Cash dividends$1,011,0001,234
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,798,0001,708
2004-03-31 (YTD Data)Rank
Total interest income$2,930,0002,404
Total interest expense$1,122,0001,791
Net interest income$1,808,0002,742
Provision for loan and lease losses$437,000589
Total noninterest income$289,0003,196
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$166,0002,458
Trading account gains and fees$0121
Additional Noninterest Income$123,0003,300
Total noninterest expense$916,0004,036
Salaries and employee benefits$546,0003,747
Premises and equipment expense$121,0004,212
Additional noninterest expense$249,0004,333
Pre-tax net operating income$744,0002,581
Securities gains (losses)$-3,0008,790
Applicable income taxes$07,103
Income before extraordinary items$741,0002,067
Extraordinary gains, net$016
Net income$741,0002,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,115
Cash dividends$811,000791
Sale, conversion, retirement of capital stock, net$0464
Net operating income$744,0001,984
2003-12-31 (YTD Data)Rank
Total interest income$10,650,0002,657
Total interest expense$4,406,0002,025
Net interest income$6,244,0003,078
Provision for loan and lease losses$1,347,000893
Total noninterest income$1,142,0003,414
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$629,0002,610
Trading account gains and fees$0160
Additional Noninterest Income$513,0003,539
Total noninterest expense$3,753,0003,884
Salaries and employee benefits$2,186,0003,638
Premises and equipment expense$496,0004,084
Additional noninterest expense$1,071,0004,052
Pre-tax net operating income$2,286,0003,086
Securities gains (losses)$4,0003,987
Applicable income taxes$25,0006,696
Income before extraordinary items$2,265,0002,598
Extraordinary gains, net$054
Net income$2,265,0002,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0002,119
Cash dividends$1,650,0001,618
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,261,0402,479
2003-09-30 (YTD Data)Rank
Total interest income$7,826,0002,751
Total interest expense$3,236,0002,153
Net interest income$4,590,0003,136
Provision for loan and lease losses$235,0002,982
Total noninterest income$827,0003,560
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$449,0002,709
Trading account gains and fees$0153
Additional Noninterest Income$378,0003,633
Total noninterest expense$2,440,0004,347
Salaries and employee benefits$1,406,0004,141
Premises and equipment expense$340,0004,345
Additional noninterest expense$694,0004,498
Pre-tax net operating income$2,742,0002,197
Securities gains (losses)$4,0003,690
Applicable income taxes$07,524
Income before extraordinary items$2,746,0001,753
Extraordinary gains, net$040
Net income$2,746,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,593
Cash dividends$1,450,0001,306
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,742,0001,659
2003-06-30 (YTD Data)Rank
Total interest income$5,191,0002,789
Total interest expense$2,172,0002,197
Net interest income$3,019,0003,169
Provision for loan and lease losses$139,0003,249
Total noninterest income$571,0003,474
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$284,0002,770
Trading account gains and fees$0150
Additional Noninterest Income$287,0003,386
Total noninterest expense$1,598,0004,389
Salaries and employee benefits$929,0004,151
Premises and equipment expense$222,0004,415
Additional noninterest expense$447,0004,619
Pre-tax net operating income$1,853,0002,177
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,853,0001,745
Extraordinary gains, net$030
Net income$1,853,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,455
Cash dividends$1,250,0001,080
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,853,0001,635
2003-03-31 (YTD Data)Rank
Total interest income$2,596,0002,811
Total interest expense$1,125,0002,171
Net interest income$1,471,0003,229
Provision for loan and lease losses$59,0003,475
Total noninterest income$313,0003,153
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$134,0002,826
Trading account gains and fees$0134
Additional Noninterest Income$179,0002,909
Total noninterest expense$741,0004,614
Salaries and employee benefits$419,0004,480
Premises and equipment expense$109,0004,452
Additional noninterest expense$213,0004,739
Pre-tax net operating income$984,0002,077
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$984,0001,635
Extraordinary gains, net$021
Net income$984,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$984,0001,532
2002-12-31 (YTD Data)Rank
Total interest income$10,559,0002,876
Total interest expense$5,162,0002,170
Net interest income$5,397,0003,432
Provision for loan and lease losses$303,0003,391
Total noninterest income$758,0004,123
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$555,0002,720
Trading account gains and fees$0153
Additional Noninterest Income$203,0004,991
Total noninterest expense$3,195,0004,259
Salaries and employee benefits$1,823,0004,043
Premises and equipment expense$443,0004,318
Additional noninterest expense$929,0004,429
Pre-tax net operating income$2,657,0002,761
Securities gains (losses)$-48,0009,073
Applicable income taxes$721,0002,787
Income before extraordinary items$1,888,0002,936
Extraordinary gains, net$070
Net income$1,888,0002,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,0002,265
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,922,5602,802
2001-12-31 (YTD Data)Rank
Total interest income$11,812,0002,874
Total interest expense$7,352,0002,184
Net interest income$4,460,0003,797
Provision for loan and lease losses$201,0004,110
Total noninterest income$725,0004,105
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$560,0002,588
Trading account gains and fees$0177
Additional Noninterest Income$165,0005,332
Total noninterest expense$3,017,0004,317
Salaries and employee benefits$1,708,0004,084
Premises and equipment expense$392,0004,659
Additional noninterest expense$917,0004,341
Pre-tax net operating income$1,967,0003,206
Securities gains (losses)$-1,0009,012
Applicable income taxes$526,0003,243
Income before extraordinary items$1,440,0003,318
Extraordinary gains, net$0105
Net income$1,440,0003,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,900
Cash dividends$800,0002,618
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,440,7303,219
2000-12-31 (YTD Data)Rank
Total interest income$11,673,0002,963
Total interest expense$6,812,0002,471
Net interest income$4,861,0003,564
Provision for loan and lease losses$118,0004,994
Total noninterest income$507,0004,890
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$391,0003,304
Trading account gains and fees$0180
Additional Noninterest Income$116,0006,081
Total noninterest expense$2,930,0004,315
Salaries and employee benefits$1,768,0003,831
Premises and equipment expense$391,0004,578
Additional noninterest expense$771,0004,852
Pre-tax net operating income$2,320,0002,950
Securities gains (losses)$7,0001,253
Applicable income taxes$613,0003,054
Income before extraordinary items$1,714,0002,909
Extraordinary gains, net$038
Net income$1,714,0002,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,962
Cash dividends$800,0002,651
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,708,8202,908
1999-12-31 (YTD Data)Rank
Total interest income$11,229,0002,875
Total interest expense$6,155,0002,389
Net interest income$5,074,0003,419
Provision for loan and lease losses$168,0004,004
Total noninterest income$411,0005,523
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$302,0003,967
Trading account gains and fees$0173
Additional Noninterest Income$109,0006,428
Total noninterest expense$2,630,0004,679
Salaries and employee benefits$1,592,0004,136
Premises and equipment expense$382,0004,682
Additional noninterest expense$656,0005,492
Pre-tax net operating income$2,687,0002,637
Securities gains (losses)$3,0002,393
Applicable income taxes$782,0002,693
Income before extraordinary items$1,908,0002,692
Extraordinary gains, net$035
Net income$1,908,0002,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,656
Cash dividends$720,0002,853
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,905,8702,660
1998-12-31 (YTD Data)Rank
Total interest income$11,452,0002,817
Total interest expense$6,942,0002,185
Net interest income$4,510,0003,724
Provision for loan and lease losses$218,0003,346
Total noninterest income$352,0005,994
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$267,0004,287
Trading account gains and fees$0224
Additional Noninterest Income$85,0007,031
Total noninterest expense$2,460,0004,825
Salaries and employee benefits$1,486,0004,278
Premises and equipment expense$321,0005,170
Additional noninterest expense$653,0005,427
Pre-tax net operating income$2,184,0003,099
Securities gains (losses)$3,0003,720
Applicable income taxes$679,0003,103
Income before extraordinary items$1,508,0003,246
Extraordinary gains, net$032
Net income$1,508,0003,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,076
Cash dividends$640,0003,010
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,505,9303,161
1997-12-31 (YTD Data)Rank
Total interest income$10,251,0003,168
Total interest expense$6,269,0002,401
Net interest income$3,982,0004,253
Provision for loan and lease losses$153,0004,084
Total noninterest income$344,0006,218
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$265,0004,459
Trading account gains and fees$0239
Additional Noninterest Income$79,0007,409
Total noninterest expense$2,262,0005,178
Salaries and employee benefits$1,351,0004,638
Premises and equipment expense$266,0005,845
Additional noninterest expense$645,0005,533
Pre-tax net operating income$1,911,0003,687
Securities gains (losses)$2,0003,292
Applicable income taxes$621,0003,566
Income before extraordinary items$1,292,0003,816
Extraordinary gains, net$044
Net income$1,292,0003,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,380
Cash dividends$600,0003,054
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,290,6403,748
1996-12-31 (YTD Data)Rank
Total interest income$8,737,0003,703
Total interest expense$4,837,0003,094
Net interest income$3,900,0004,420
Provision for loan and lease losses$46,0006,787
Total noninterest income$326,0006,651
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$247,0004,865
Trading account gains and feesNANA
Additional Noninterest Income$79,0007,772
Total noninterest expense$2,112,0005,716
Salaries and employee benefits$1,283,0004,901
Premises and equipment expense$244,0006,338
Additional noninterest expense$585,0006,444
Pre-tax net operating income$2,068,0003,331
Securities gains (losses)$4,0003,123
Applicable income taxes$626,0003,464
Income before extraordinary items$1,446,0003,315
Extraordinary gains, net$053
Net income$1,446,0003,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,102
Cash dividends$560,0003,176
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,443,2003,279
1995-12-31 (YTD Data)Rank
Total interest income$7,711,0004,149
Total interest expense$4,200,0003,533
Net interest income$3,511,0004,863
Provision for loan and lease losses$114,0004,327
Total noninterest income$289,0007,202
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0005,262
Trading account gains and feesNANA
Additional Noninterest Income$64,0008,581
Total noninterest expense$1,957,0006,089
Salaries and employee benefits$1,164,0005,357
Premises and equipment expense$218,0006,867
Additional noninterest expense$575,0006,690
Pre-tax net operating income$1,729,0003,981
Securities gains (losses)$-99,00011,478
Applicable income taxes$507,0004,155
Income before extraordinary items$1,123,0004,177
Extraordinary gains, net$065
Net income$1,123,0004,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,638
Cash dividends$460,0003,532
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,191,3103,972
1994-12-31 (YTD Data)Rank
Total interest income$6,388,0004,592
Total interest expense$2,833,0004,167
Net interest income$3,555,0004,872
Provision for loan and lease losses$78,0005,081
Total noninterest income$295,0007,310
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$228,0005,375
Trading account gains and feesNANA
Additional Noninterest Income$67,0008,779
Total noninterest expense$1,933,0006,384
Salaries and employee benefits$1,109,0005,605
Premises and equipment expense$160,0008,293
Additional noninterest expense$664,0006,579
Pre-tax net operating income$1,839,0003,669
Securities gains (losses)$9,0002,280
Applicable income taxes$563,0003,691
Income before extraordinary items$1,285,0003,629
Extraordinary gains, net$0249
Net income$1,285,0003,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$400,0003,689
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,278,7003,685
1993-12-31 (YTD Data)Rank
Total interest income$6,082,0004,891
Total interest expense$2,792,0004,380
Net interest income$3,290,0005,223
Provision for loan and lease losses$81,0006,293
Total noninterest income$331,0007,252
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$248,0005,152
Trading account gains and feesNANA
Additional Noninterest Income$83,0008,496
Total noninterest expense$1,811,0006,853
Salaries and employee benefits$1,026,0005,982
Premises and equipment expense$135,0009,319
Additional noninterest expense$650,0006,943
Pre-tax net operating income$1,729,0003,832
Securities gains (losses)$22,0004,534
Applicable income taxes$566,0003,771
Income before extraordinary items$1,185,0004,061
Extraordinary gains, net$03,149
Net income$1,185,0004,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$360,0003,906
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,170,0403,913
1992-12-31 (YTD Data)Rank
Total interest income$6,353,0005,231
Total interest expense$3,045,0005,092
Net interest income$3,308,0005,268
Provision for loan and lease losses$011,756
Total noninterest income$280,0008,007
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$210,0005,805
Trading account gains and feesNANA
Additional Noninterest Income$70,0009,281
Total noninterest expense$1,756,0007,085
Salaries and employee benefits$919,0006,511
Premises and equipment expense$156,0008,945
Additional noninterest expense$681,0006,879
Pre-tax net operating income$1,832,0003,370
Securities gains (losses)$-3,00012,949
Applicable income taxes$518,0003,883
Income before extraordinary items$1,311,0003,492
Extraordinary gains, net$01,422
Net income$1,311,0003,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,00013,558
Cash dividends$320,0003,843
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,313,1603,237

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.