Home > Bank of Granite > Net Charge- offs 1- 4 Family Residential
Bank of Granite, Net Charge- offs 1- 4 Family Residential
| 2013-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $244,000 | 479 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-10,000 | 6,771 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 6,342 |
| Home equity lines of credit - net charge-offs | $255,000 | 148 |
| 2012-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $341,000 | 1,451 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-34,000 | 6,984 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-18,000 | 6,946 |
| Home equity lines of credit - net charge-offs | $393,000 | 372 |
| 2012-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $331,000 | 1,200 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-13,000 | 6,978 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-16,000 | 7,041 |
| Home equity lines of credit - net charge-offs | $360,000 | 323 |
| 2012-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-19,000 | 7,070 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-9,000 | 6,992 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-4,000 | 6,970 |
| Home equity lines of credit - net charge-offs | $-6,000 | 7,119 |
| 2012-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-16,000 | 7,134 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,597 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 6,969 |
| Home equity lines of credit - net charge-offs | $-14,000 | 7,245 |
| 2011-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,892 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 4,443 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,263 |
| Home equity lines of credit - net charge-offs | $0 | 1,939 |
| 2011-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,965,000 | 241 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,123,000 | 227 |
| Loans secured by 1-4 family junior liens - net charge-offs | $270,000 | 366 |
| Home equity lines of credit - net charge-offs | $572,000 | 271 |
| 2011-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,169,000 | 241 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,451,000 | 241 |
| Loans secured by 1-4 family junior liens - net charge-offs | $314,000 | 243 |
| Home equity lines of credit - net charge-offs | $404,000 | 274 |
| 2011-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,055,000 | 253 |
| Loans secured by 1-4 family senior liens - net charge-offs | $743,000 | 236 |
| Loans secured by 1-4 family junior liens - net charge-offs | $78,000 | 393 |
| Home equity lines of credit - net charge-offs | $234,000 | 262 |
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $7,933,000 | 160 |
| Loans secured by 1-4 family senior liens - net charge-offs | $6,333,000 | 137 |
| Loans secured by 1-4 family junior liens - net charge-offs | $1,106,000 | 166 |
| Home equity lines of credit - net charge-offs | $494,000 | 404 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $5,779,000 | 162 |
| Loans secured by 1-4 family senior liens - net charge-offs | $4,698,000 | 137 |
| Loans secured by 1-4 family junior liens - net charge-offs | $829,000 | 163 |
| Home equity lines of credit - net charge-offs | $252,000 | 507 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $4,195,000 | 163 |
| Loans secured by 1-4 family senior liens - net charge-offs | $3,570,000 | 139 |
| Loans secured by 1-4 family junior liens - net charge-offs | $440,000 | 195 |
| Home equity lines of credit - net charge-offs | $185,000 | 478 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,070,000 | 285 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,011,000 | 218 |
| Loans secured by 1-4 family junior liens - net charge-offs | $38,000 | 644 |
| Home equity lines of credit - net charge-offs | $21,000 | 776 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $5,623,000 | 216 |
| Loans secured by 1-4 family senior liens - net charge-offs | $4,221,000 | 192 |
| Loans secured by 1-4 family junior liens - net charge-offs | $1,465,000 | 135 |
| Home equity lines of credit - net charge-offs | $-63,000 | 8,002 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,688,000 | 302 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,126,000 | 247 |
| Loans secured by 1-4 family junior liens - net charge-offs | $625,000 | 218 |
| Home equity lines of credit - net charge-offs | $-63,000 | 8,090 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,904,000 | 252 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,800,000 | 185 |
| Loans secured by 1-4 family junior liens - net charge-offs | $166,000 | 414 |
| Home equity lines of credit - net charge-offs | $-62,000 | 8,184 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $621,000 | 331 |
| Loans secured by 1-4 family senior liens - net charge-offs | $584,000 | 242 |
| Loans secured by 1-4 family junior liens - net charge-offs | $43,000 | 514 |
| Home equity lines of credit - net charge-offs | $-6,000 | 8,201 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,338,000 | 244 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,316,000 | 251 |
| Loans secured by 1-4 family junior liens - net charge-offs | $184,000 | 418 |
| Home equity lines of credit - net charge-offs | $838,000 | 166 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $707,000 | 386 |
| Loans secured by 1-4 family senior liens - net charge-offs | $405,000 | 372 |
| Loans secured by 1-4 family junior liens - net charge-offs | $187,000 | 285 |
| Home equity lines of credit - net charge-offs | $115,000 | 430 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $573,000 | 308 |
| Loans secured by 1-4 family senior liens - net charge-offs | $460,000 | 252 |
| Loans secured by 1-4 family junior liens - net charge-offs | $59,000 | 413 |
| Home equity lines of credit - net charge-offs | $54,000 | 459 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $355,000 | 239 |
| Loans secured by 1-4 family senior liens - net charge-offs | $228,000 | 202 |
| Loans secured by 1-4 family junior liens - net charge-offs | $62,000 | 220 |
| Home equity lines of credit - net charge-offs | $65,000 | 245 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,600,000 | 129 |
| Loans secured by 1-4 family senior liens - net charge-offs | $805,000 | 147 |
| Loans secured by 1-4 family junior liens - net charge-offs | $724,000 | 73 |
| Home equity lines of credit - net charge-offs | $71,000 | 386 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,607,000 | 96 |
| Loans secured by 1-4 family senior liens - net charge-offs | $884,000 | 92 |
| Loans secured by 1-4 family junior liens - net charge-offs | $652,000 | 52 |
| Home equity lines of credit - net charge-offs | $71,000 | 270 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $66,000 | 712 |
| Loans secured by 1-4 family senior liens - net charge-offs | $46,000 | 600 |
| Loans secured by 1-4 family junior liens - net charge-offs | $20,000 | 397 |
| Home equity lines of credit - net charge-offs | $0 | 554 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $25,000 | 717 |
| Loans secured by 1-4 family senior liens - net charge-offs | $25,000 | 503 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 444 |
| Home equity lines of credit - net charge-offs | $0 | 379 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $914,000 | 121 |
| Loans secured by 1-4 family senior liens - net charge-offs | $356,000 | 193 |
| Loans secured by 1-4 family junior liens - net charge-offs | $515,000 | 53 |
| Home equity lines of credit - net charge-offs | $43,000 | 329 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $615,000 | 125 |
| Loans secured by 1-4 family senior liens - net charge-offs | $101,000 | 370 |
| Loans secured by 1-4 family junior liens - net charge-offs | $478,000 | 47 |
| Home equity lines of credit - net charge-offs | $36,000 | 262 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $581,000 | 101 |
| Loans secured by 1-4 family senior liens - net charge-offs | $73,000 | 348 |
| Loans secured by 1-4 family junior liens - net charge-offs | $472,000 | 37 |
| Home equity lines of credit - net charge-offs | $36,000 | 195 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,349 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,084 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 373 |
| Home equity lines of credit - net charge-offs | $0 | 319 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $54,000 | 1,115 |
| Loans secured by 1-4 family senior liens - net charge-offs | $24,000 | 1,375 |
| Loans secured by 1-4 family junior liens - net charge-offs | $39,000 | 365 |
| Home equity lines of credit - net charge-offs | $-9,000 | 8,745 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $77,000 | 638 |
| Loans secured by 1-4 family senior liens - net charge-offs | $24,000 | 1,045 |
| Loans secured by 1-4 family junior liens - net charge-offs | $12,000 | 533 |
| Home equity lines of credit - net charge-offs | $41,000 | 224 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $62,000 | 545 |
| Loans secured by 1-4 family senior liens - net charge-offs | $24,000 | 770 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 613 |
| Home equity lines of credit - net charge-offs | $38,000 | 185 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $61,000 | 341 |
| Loans secured by 1-4 family senior liens - net charge-offs | $24,000 | 469 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 438 |
| Home equity lines of credit - net charge-offs | $37,000 | 137 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $334,000 | 287 |
| Loans secured by 1-4 family senior liens - net charge-offs | $20,000 | 1,574 |
| Loans secured by 1-4 family junior liens - net charge-offs | $208,000 | 122 |
| Home equity lines of credit - net charge-offs | $106,000 | 165 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $142,000 | 425 |
| Loans secured by 1-4 family senior liens - net charge-offs | $21,000 | 1,181 |
| Loans secured by 1-4 family junior liens - net charge-offs | $121,000 | 138 |
| Home equity lines of credit - net charge-offs | $0 | 580 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $116,000 | 365 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-5,000 | 8,633 |
| Loans secured by 1-4 family junior liens - net charge-offs | $121,000 | 109 |
| Home equity lines of credit - net charge-offs | $0 | 454 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $60,000 | 354 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,270 |
| Loans secured by 1-4 family junior liens - net charge-offs | $60,000 | 117 |
| Home equity lines of credit - net charge-offs | $0 | 305 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $249,000 | 397 |
| Loans secured by 1-4 family senior liens - net charge-offs | $60,000 | 818 |
| Loans secured by 1-4 family junior liens - net charge-offs | $189,000 | 128 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $101,000 | 633 |
| Loans secured by 1-4 family senior liens - net charge-offs | $60,000 | 583 |
| Loans secured by 1-4 family junior liens - net charge-offs | $41,000 | 316 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 982 |
| Loans secured by 1-4 family senior liens - net charge-offs | $33,000 | 626 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 676 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,648 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,120 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 447 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 8,404 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-23,000 | 8,237 |
| Loans secured by 1-4 family junior liens - net charge-offs | $22,000 | 502 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $90,000 | 765 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $9,000 | 468 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $99,000 | 593 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 550 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $178,000 | 425 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $148,000 | 501 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 616 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $66,000 | 982 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 633 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $188,000 | 548 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 691 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-48,000 | 11,809 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 692 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 1,761 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $146,000 | 982 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 837 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $24,000 | 3,113 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $5,000 | 842 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.