Home > Bank of Granite > Income and Expense
Bank of Granite, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 952 |
| Total interest expense | $379,000 | 2,309 |
| Net interest income | $6,320,000 | 841 |
| Provision for loan and lease losses | $110,000 | 1,955 |
| Total noninterest income | $589,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $469,000 | 724 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $120,000 | 3,505 |
| Total noninterest expense | $6,861,000 | 748 |
| Salaries and employee benefits | $2,802,000 | 973 |
| Premises and equipment expense | $764,000 | 811 |
| Additional noninterest expense | $3,295,000 | 533 |
| Pre-tax net operating income | $-62,000 | 6,559 |
| Securities gains (losses) | $600,000 | 182 |
| Applicable income taxes | $307,000 | 1,300 |
| Income before extraordinary items | $231,000 | 4,023 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $231,000 | 4,026 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $231,000 | 4,026 |
| Net charge-offs | $-147,000 | 6,888 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-153,000 | 6,685 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $30,208,000 | 861 |
| Total interest expense | $2,337,000 | 1,864 |
| Net interest income | $27,871,000 | 776 |
| Provision for loan and lease losses | $5,552,000 | 472 |
| Total noninterest income | $1,162,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,321,000 | 613 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,159,000 | 7,002 |
| Total noninterest expense | $25,264,000 | 793 |
| Salaries and employee benefits | $10,954,000 | 955 |
| Premises and equipment expense | $2,779,000 | 868 |
| Additional noninterest expense | $11,531,000 | 623 |
| Pre-tax net operating income | $-1,783,000 | 6,781 |
| Securities gains (losses) | $3,222,000 | 162 |
| Applicable income taxes | $176,000 | 3,101 |
| Income before extraordinary items | $1,263,000 | 3,437 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,263,000 | 3,439 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,263,000 | 3,440 |
| Net charge-offs | $-386,000 | 7,034 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,572,360 | 6,770 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $23,483,000 | 853 |
| Total interest expense | $1,860,000 | 1,830 |
| Net interest income | $21,623,000 | 759 |
| Provision for loan and lease losses | $3,646,000 | 523 |
| Total noninterest income | $1,786,000 | 1,932 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,174,000 | 504 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-388,000 | 7,048 |
| Total noninterest expense | $19,445,000 | 775 |
| Salaries and employee benefits | $8,290,000 | 944 |
| Premises and equipment expense | $2,096,000 | 864 |
| Additional noninterest expense | $9,059,000 | 595 |
| Pre-tax net operating income | $318,000 | 5,250 |
| Securities gains (losses) | $1,020,000 | 398 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,338,000 | 2,860 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,338,000 | 2,861 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,338,000 | 2,860 |
| Net charge-offs | $-157,000 | 7,080 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $318,000 | 5,068 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $16,518,000 | 817 |
| Total interest expense | $1,249,000 | 1,880 |
| Net interest income | $15,269,000 | 720 |
| Provision for loan and lease losses | $3,351,000 | 417 |
| Total noninterest income | $1,121,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,489,000 | 493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-368,000 | 7,142 |
| Total noninterest expense | $13,388,000 | 754 |
| Salaries and employee benefits | $5,628,000 | 930 |
| Premises and equipment expense | $1,350,000 | 901 |
| Additional noninterest expense | $6,410,000 | 572 |
| Pre-tax net operating income | $-349,000 | 6,726 |
| Securities gains (losses) | $1,276,000 | 219 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $927,000 | 2,749 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $927,000 | 2,750 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $927,000 | 2,750 |
| Net charge-offs | $-142,000 | 7,130 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-349,000 | 6,749 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,334,000 | 815 |
| Total interest expense | $656,000 | 1,862 |
| Net interest income | $7,678,000 | 716 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,146,000 | 1,201 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $734,000 | 496 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $412,000 | 1,717 |
| Total noninterest expense | $7,107,000 | 703 |
| Salaries and employee benefits | $2,659,000 | 976 |
| Premises and equipment expense | $661,000 | 920 |
| Additional noninterest expense | $3,787,000 | 482 |
| Pre-tax net operating income | $1,717,000 | 1,025 |
| Securities gains (losses) | $-46,000 | 7,161 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,671,000 | 893 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,671,000 | 894 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,671,000 | 894 |
| Net charge-offs | $-51,000 | 7,072 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,717,000 | 819 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,009,000 | 3,667 |
| Total interest expense | $673,000 | 5,285 |
| Net interest income | $6,336,000 | 3,324 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $866,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $629,000 | 2,156 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $237,000 | 4,211 |
| Total noninterest expense | $4,174,000 | 3,995 |
| Salaries and employee benefits | $1,809,000 | 4,429 |
| Premises and equipment expense | $504,000 | 4,025 |
| Additional noninterest expense | $1,861,000 | 3,337 |
| Pre-tax net operating income | $3,028,000 | 1,825 |
| Securities gains (losses) | $-10,000 | 6,879 |
| Applicable income taxes | $14,000 | 4,225 |
| Income before extraordinary items | $3,004,000 | 1,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,004,000 | 1,613 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,004,000 | 1,613 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,014,000 | 1,530 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $27,796,000 | 782 |
| Total interest expense | $6,234,000 | 735 |
| Net interest income | $21,562,000 | 768 |
| Provision for loan and lease losses | $8,081,000 | 385 |
| Total noninterest income | $-856,000 | 7,345 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,812,000 | 413 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-3,668,000 | 7,414 |
| Total noninterest expense | $18,191,000 | 813 |
| Salaries and employee benefits | $6,977,000 | 1,061 |
| Premises and equipment expense | $2,091,000 | 909 |
| Additional noninterest expense | $9,123,000 | 588 |
| Pre-tax net operating income | $-5,566,000 | 7,252 |
| Securities gains (losses) | $1,218,000 | 284 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-4,348,000 | 7,224 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,348,000 | 7,223 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-4,348,000 | 7,224 |
| Net charge-offs | $17,075,000 | 220 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,566,000 | 7,265 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $18,957,000 | 770 |
| Total interest expense | $4,345,000 | 728 |
| Net interest income | $14,612,000 | 762 |
| Provision for loan and lease losses | $6,006,000 | 356 |
| Total noninterest income | $-680,000 | 7,427 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,939,000 | 400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,619,000 | 7,484 |
| Total noninterest expense | $12,497,000 | 807 |
| Salaries and employee benefits | $4,886,000 | 1,018 |
| Premises and equipment expense | $1,398,000 | 920 |
| Additional noninterest expense | $6,213,000 | 591 |
| Pre-tax net operating income | $-4,571,000 | 7,355 |
| Securities gains (losses) | $49,000 | 1,610 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,522,000 | 7,358 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,522,000 | 7,358 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,522,000 | 7,358 |
| Net charge-offs | $13,164,000 | 219 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,571,000 | 7,356 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,704,000 | 751 |
| Total interest expense | $2,347,000 | 706 |
| Net interest income | $7,357,000 | 752 |
| Provision for loan and lease losses | $2,005,000 | 516 |
| Total noninterest income | $230,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $972,000 | 391 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-742,000 | 7,532 |
| Total noninterest expense | $6,605,000 | 760 |
| Salaries and employee benefits | $2,567,000 | 971 |
| Premises and equipment expense | $728,000 | 908 |
| Additional noninterest expense | $3,310,000 | 549 |
| Pre-tax net operating income | $-1,023,000 | 7,280 |
| Securities gains (losses) | $-631,000 | 7,531 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,654,000 | 7,377 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,654,000 | 7,378 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,654,000 | 7,378 |
| Net charge-offs | $5,103,000 | 270 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,023,000 | 7,297 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $44,784,000 | 670 |
| Total interest expense | $13,892,000 | 568 |
| Net interest income | $30,892,000 | 707 |
| Provision for loan and lease losses | $30,829,000 | 255 |
| Total noninterest income | $330,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,760,000 | 329 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-4,430,000 | 7,628 |
| Total noninterest expense | $27,004,000 | 734 |
| Salaries and employee benefits | $10,223,000 | 953 |
| Premises and equipment expense | $3,221,000 | 801 |
| Additional noninterest expense | $13,560,000 | 566 |
| Pre-tax net operating income | $-26,611,000 | 7,557 |
| Securities gains (losses) | $2,403,000 | 225 |
| Applicable income taxes | $-790,000 | 7,272 |
| Income before extraordinary items | $-23,418,000 | 7,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-23,418,000 | 7,533 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-23,418,000 | 7,533 |
| Net charge-offs | $30,393,000 | 234 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 470 |
| Net operating income | $-25,748,910 | 7,542 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $34,496,000 | 653 |
| Total interest expense | $10,948,000 | 563 |
| Net interest income | $23,548,000 | 683 |
| Provision for loan and lease losses | $27,921,000 | 222 |
| Total noninterest income | $756,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $3,707,000 | 318 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-2,951,000 | 7,729 |
| Total noninterest expense | $20,112,000 | 727 |
| Salaries and employee benefits | $7,672,000 | 945 |
| Premises and equipment expense | $2,447,000 | 791 |
| Additional noninterest expense | $9,993,000 | 552 |
| Pre-tax net operating income | $-23,729,000 | 7,674 |
| Securities gains (losses) | $1,982,000 | 223 |
| Applicable income taxes | $-790,000 | 7,454 |
| Income before extraordinary items | $-20,957,000 | 7,664 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-20,957,000 | 7,664 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-20,957,000 | 7,664 |
| Net charge-offs | $25,806,000 | 216 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 371 |
| Net operating income | $-22,859,720 | 7,668 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $23,715,000 | 636 |
| Total interest expense | $7,527,000 | 559 |
| Net interest income | $16,188,000 | 661 |
| Provision for loan and lease losses | $20,603,000 | 213 |
| Total noninterest income | $280,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,545,000 | 311 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-2,265,000 | 7,802 |
| Total noninterest expense | $13,553,000 | 725 |
| Salaries and employee benefits | $5,180,000 | 941 |
| Premises and equipment expense | $1,673,000 | 784 |
| Additional noninterest expense | $6,700,000 | 548 |
| Pre-tax net operating income | $-17,688,000 | 7,743 |
| Securities gains (losses) | $235,000 | 838 |
| Applicable income taxes | $-790,000 | 7,573 |
| Income before extraordinary items | $-16,663,000 | 7,740 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-16,663,000 | 7,740 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-16,663,000 | 7,740 |
| Net charge-offs | $18,820,000 | 208 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 272 |
| Net operating income | $-16,886,250 | 7,739 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,279,000 | 628 |
| Total interest expense | $3,998,000 | 565 |
| Net interest income | $8,281,000 | 657 |
| Provision for loan and lease losses | $12,100,000 | 194 |
| Total noninterest income | $884,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,256,000 | 315 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-372,000 | 7,851 |
| Total noninterest expense | $6,279,000 | 790 |
| Salaries and employee benefits | $2,598,000 | 943 |
| Premises and equipment expense | $881,000 | 761 |
| Additional noninterest expense | $2,800,000 | 654 |
| Pre-tax net operating income | $-9,214,000 | 7,839 |
| Securities gains (losses) | $6,000 | 1,850 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-9,208,000 | 7,843 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-9,208,000 | 7,844 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-9,208,000 | 7,844 |
| Net charge-offs | $9,591,000 | 217 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 158 |
| Net operating income | $-9,214,000 | 7,842 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $51,003,000 | 640 |
| Total interest expense | $21,229,000 | 532 |
| Net interest income | $29,774,000 | 713 |
| Provision for loan and lease losses | $28,644,000 | 386 |
| Total noninterest income | $-712,000 | 7,904 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $5,424,000 | 319 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-6,136,000 | 7,994 |
| Total noninterest expense | $29,549,000 | 715 |
| Salaries and employee benefits | $13,352,000 | 729 |
| Premises and equipment expense | $3,548,000 | 761 |
| Additional noninterest expense | $12,649,000 | 643 |
| Pre-tax net operating income | $-29,131,000 | 7,791 |
| Securities gains (losses) | $383,000 | 1,045 |
| Applicable income taxes | $-5,800,000 | 7,788 |
| Income before extraordinary items | $-22,948,000 | 7,763 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-22,948,000 | 7,762 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-22,948,000 | 7,762 |
| Net charge-offs | $25,500,000 | 331 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $2,953,000 | 273 |
| Net operating income | $-23,254,400 | 7,771 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $38,574,000 | 648 |
| Total interest expense | $16,930,000 | 528 |
| Net interest income | $21,644,000 | 749 |
| Provision for loan and lease losses | $12,924,000 | 506 |
| Total noninterest income | $3,793,000 | 1,096 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $4,031,000 | 321 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-238,000 | 7,888 |
| Total noninterest expense | $23,123,000 | 681 |
| Salaries and employee benefits | $11,291,000 | 655 |
| Premises and equipment expense | $2,648,000 | 776 |
| Additional noninterest expense | $9,184,000 | 631 |
| Pre-tax net operating income | $-10,610,000 | 7,759 |
| Securities gains (losses) | $294,000 | 1,011 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-10,316,000 | 7,790 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-10,316,000 | 7,788 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-10,316,000 | 7,789 |
| Net charge-offs | $13,655,000 | 410 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $2,953,000 | 222 |
| Net operating income | $-10,610,000 | 7,797 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $25,490,000 | 663 |
| Total interest expense | $11,941,000 | 535 |
| Net interest income | $13,549,000 | 800 |
| Provision for loan and lease losses | $8,055,000 | 530 |
| Total noninterest income | $3,037,000 | 954 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,592,000 | 328 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $445,000 | 2,391 |
| Total noninterest expense | $15,998,000 | 672 |
| Salaries and employee benefits | $7,825,000 | 631 |
| Premises and equipment expense | $1,749,000 | 799 |
| Additional noninterest expense | $6,424,000 | 613 |
| Pre-tax net operating income | $-7,467,000 | 7,851 |
| Securities gains (losses) | $328,000 | 707 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-7,139,000 | 7,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,139,000 | 7,883 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,139,000 | 7,883 |
| Net charge-offs | $10,070,000 | 372 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $2,954,000 | 170 |
| Net operating income | $-7,467,000 | 7,899 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,716,000 | 677 |
| Total interest expense | $6,337,000 | 517 |
| Net interest income | $6,379,000 | 841 |
| Provision for loan and lease losses | $3,746,000 | 490 |
| Total noninterest income | $1,823,000 | 795 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,231,000 | 339 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $592,000 | 1,248 |
| Total noninterest expense | $7,122,000 | 705 |
| Salaries and employee benefits | $4,027,000 | 608 |
| Premises and equipment expense | $881,000 | 805 |
| Additional noninterest expense | $2,214,000 | 767 |
| Pre-tax net operating income | $-2,666,000 | 7,918 |
| Securities gains (losses) | $-535,000 | 8,108 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-3,201,000 | 7,987 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,201,000 | 7,988 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,201,000 | 7,988 |
| Net charge-offs | $2,040,000 | 598 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,666,000 | 7,960 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $62,452,000 | 596 |
| Total interest expense | $28,233,000 | 563 |
| Net interest income | $34,219,000 | 627 |
| Provision for loan and lease losses | $30,143,000 | 267 |
| Total noninterest income | $7,857,000 | 723 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,664,000 | 318 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,193,000 | 1,214 |
| Total noninterest expense | $40,762,000 | 503 |
| Salaries and employee benefits | $16,822,000 | 578 |
| Premises and equipment expense | $3,825,000 | 722 |
| Additional noninterest expense | $20,115,000 | 394 |
| Pre-tax net operating income | $-28,829,000 | 8,147 |
| Securities gains (losses) | $-754,000 | 7,648 |
| Applicable income taxes | $4,842,000 | 326 |
| Income before extraordinary items | $-34,425,000 | 8,162 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-34,425,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,006,000 | 231 |
| Cash dividends | $2,257,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-33,671,000 | 8,177 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $48,795,000 | 597 |
| Total interest expense | $21,445,000 | 581 |
| Net interest income | $27,350,000 | 610 |
| Provision for loan and lease losses | $13,376,000 | 330 |
| Total noninterest income | $5,839,000 | 765 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $4,269,000 | 325 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,570,000 | 1,318 |
| Total noninterest expense | $22,285,000 | 658 |
| Salaries and employee benefits | $12,348,000 | 604 |
| Premises and equipment expense | $2,878,000 | 721 |
| Additional noninterest expense | $7,059,000 | 677 |
| Pre-tax net operating income | $-2,472,000 | 7,942 |
| Securities gains (losses) | $67,000 | 1,228 |
| Applicable income taxes | $-1,803,000 | 8,168 |
| Income before extraordinary items | $-602,000 | 7,270 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-602,000 | 7,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,494,000 | 290 |
| Cash dividends | $2,257,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-644,880 | 7,431 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $33,469,000 | 588 |
| Total interest expense | $14,945,000 | 572 |
| Net interest income | $18,524,000 | 595 |
| Provision for loan and lease losses | $9,820,000 | 274 |
| Total noninterest income | $3,542,000 | 839 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,853,000 | 319 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $689,000 | 1,812 |
| Total noninterest expense | $15,498,000 | 626 |
| Salaries and employee benefits | $9,257,000 | 537 |
| Premises and equipment expense | $1,964,000 | 701 |
| Additional noninterest expense | $4,277,000 | 704 |
| Pre-tax net operating income | $-3,252,000 | 8,238 |
| Securities gains (losses) | $62,000 | 1,287 |
| Applicable income taxes | $-1,828,000 | 8,323 |
| Income before extraordinary items | $-1,362,000 | 8,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,362,000 | 8,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,633,000 | 214 |
| Cash dividends | $2,257,000 | 717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,401,680 | 8,117 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $17,707,000 | 573 |
| Total interest expense | $8,176,000 | 574 |
| Net interest income | $9,531,000 | 583 |
| Provision for loan and lease losses | $1,400,000 | 506 |
| Total noninterest income | $2,100,000 | 716 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,386,000 | 320 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $714,000 | 1,101 |
| Total noninterest expense | $7,758,000 | 618 |
| Salaries and employee benefits | $4,859,000 | 520 |
| Premises and equipment expense | $974,000 | 715 |
| Additional noninterest expense | $1,925,000 | 754 |
| Pre-tax net operating income | $2,473,000 | 765 |
| Securities gains (losses) | $59,000 | 996 |
| Applicable income taxes | $711,000 | 764 |
| Income before extraordinary items | $1,821,000 | 823 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,821,000 | 825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,586,000 | 201 |
| Cash dividends | $2,153,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,778,520 | 812 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $84,308,000 | 515 |
| Total interest expense | $34,267,000 | 588 |
| Net interest income | $50,041,000 | 464 |
| Provision for loan and lease losses | $55,237,000 | 89 |
| Total noninterest income | $8,347,000 | 711 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $5,876,000 | 306 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,471,000 | 1,169 |
| Total noninterest expense | $28,984,000 | 648 |
| Salaries and employee benefits | $17,660,000 | 550 |
| Premises and equipment expense | $3,746,000 | 712 |
| Additional noninterest expense | $7,578,000 | 759 |
| Pre-tax net operating income | $-25,833,000 | 8,511 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $-11,437,000 | 8,510 |
| Income before extraordinary items | $-14,395,000 | 8,497 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-14,395,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,212,000 | 70 |
| Cash dividends | $19,734,000 | 256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-14,395,640 | 8,494 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $63,406,000 | 516 |
| Total interest expense | $25,546,000 | 589 |
| Net interest income | $37,860,000 | 454 |
| Provision for loan and lease losses | $52,243,000 | 60 |
| Total noninterest income | $5,767,000 | 774 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,308,000 | 310 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,459,000 | 1,403 |
| Total noninterest expense | $20,272,000 | 689 |
| Salaries and employee benefits | $12,757,000 | 575 |
| Premises and equipment expense | $2,791,000 | 713 |
| Additional noninterest expense | $4,724,000 | 872 |
| Pre-tax net operating income | $-28,888,000 | 8,558 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-12,290,000 | 8,553 |
| Income before extraordinary items | $-16,598,000 | 8,549 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-16,598,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,343,000 | 58 |
| Cash dividends | $16,467,000 | 232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-16,598,000 | 8,545 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $42,835,000 | 520 |
| Total interest expense | $16,830,000 | 605 |
| Net interest income | $26,005,000 | 457 |
| Provision for loan and lease losses | $9,270,000 | 111 |
| Total noninterest income | $4,291,000 | 718 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,808,000 | 324 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,483,000 | 1,055 |
| Total noninterest expense | $13,627,000 | 692 |
| Salaries and employee benefits | $8,616,000 | 583 |
| Premises and equipment expense | $1,859,000 | 738 |
| Additional noninterest expense | $3,152,000 | 891 |
| Pre-tax net operating income | $7,399,000 | 666 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,167,000 | 687 |
| Income before extraordinary items | $5,232,000 | 699 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,232,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,073,000 | 197 |
| Cash dividends | $11,211,000 | 243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,232,000 | 690 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $21,235,000 | 520 |
| Total interest expense | $8,348,000 | 605 |
| Net interest income | $12,887,000 | 458 |
| Provision for loan and lease losses | $1,832,000 | 197 |
| Total noninterest income | $2,265,000 | 678 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,360,000 | 327 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $905,000 | 910 |
| Total noninterest expense | $6,796,000 | 693 |
| Salaries and employee benefits | $4,458,000 | 571 |
| Premises and equipment expense | $920,000 | 742 |
| Additional noninterest expense | $1,418,000 | 955 |
| Pre-tax net operating income | $6,524,000 | 444 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,225,000 | 419 |
| Income before extraordinary items | $4,299,000 | 466 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,299,000 | 465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,032,000 | 239 |
| Cash dividends | $4,692,000 | 255 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,299,000 | 458 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $81,808,000 | 509 |
| Total interest expense | $29,406,000 | 585 |
| Net interest income | $52,402,000 | 439 |
| Provision for loan and lease losses | $6,392,000 | 199 |
| Total noninterest income | $8,253,000 | 718 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $5,755,000 | 310 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,498,000 | 1,135 |
| Total noninterest expense | $25,658,000 | 699 |
| Salaries and employee benefits | $16,110,000 | 584 |
| Premises and equipment expense | $3,738,000 | 688 |
| Additional noninterest expense | $5,810,000 | 914 |
| Pre-tax net operating income | $28,605,000 | 428 |
| Securities gains (losses) | $-26,000 | 7,669 |
| Applicable income taxes | $9,613,000 | 404 |
| Income before extraordinary items | $18,966,000 | 444 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $18,966,000 | 443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,525,000 | 206 |
| Cash dividends | $11,211,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $18,983,160 | 434 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $60,101,000 | 525 |
| Total interest expense | $20,985,000 | 605 |
| Net interest income | $39,116,000 | 459 |
| Provision for loan and lease losses | $4,481,000 | 205 |
| Total noninterest income | $6,087,000 | 749 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,333,000 | 311 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,754,000 | 1,214 |
| Total noninterest expense | $19,407,000 | 698 |
| Salaries and employee benefits | $11,896,000 | 611 |
| Premises and equipment expense | $2,878,000 | 690 |
| Additional noninterest expense | $4,633,000 | 871 |
| Pre-tax net operating income | $21,315,000 | 447 |
| Securities gains (losses) | $-35,000 | 8,051 |
| Applicable income taxes | $7,195,000 | 429 |
| Income before extraordinary items | $14,085,000 | 469 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $14,085,000 | 468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,504,000 | 185 |
| Cash dividends | $8,865,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $14,108,100 | 457 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $38,923,000 | 526 |
| Total interest expense | $13,034,000 | 618 |
| Net interest income | $25,889,000 | 461 |
| Provision for loan and lease losses | $3,118,000 | 199 |
| Total noninterest income | $4,139,000 | 731 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,876,000 | 310 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,263,000 | 1,144 |
| Total noninterest expense | $12,797,000 | 710 |
| Salaries and employee benefits | $7,849,000 | 626 |
| Premises and equipment expense | $1,858,000 | 717 |
| Additional noninterest expense | $3,090,000 | 866 |
| Pre-tax net operating income | $14,113,000 | 450 |
| Securities gains (losses) | $-37,000 | 8,285 |
| Applicable income taxes | $4,788,000 | 432 |
| Income before extraordinary items | $9,288,000 | 471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,288,000 | 470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,126,000 | 169 |
| Cash dividends | $6,281,000 | 306 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $9,312,420 | 458 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $18,699,000 | 529 |
| Total interest expense | $6,119,000 | 614 |
| Net interest income | $12,580,000 | 466 |
| Provision for loan and lease losses | $1,221,000 | 225 |
| Total noninterest income | $2,063,000 | 717 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,410,000 | 300 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $653,000 | 1,097 |
| Total noninterest expense | $6,320,000 | 715 |
| Salaries and employee benefits | $3,836,000 | 634 |
| Premises and equipment expense | $904,000 | 721 |
| Additional noninterest expense | $1,580,000 | 846 |
| Pre-tax net operating income | $7,102,000 | 434 |
| Securities gains (losses) | $-37,000 | 8,511 |
| Applicable income taxes | $2,377,000 | 433 |
| Income before extraordinary items | $4,688,000 | 462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,688,000 | 461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,099 |
| Cash dividends | $3,119,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,712,420 | 450 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $63,593,000 | 541 |
| Total interest expense | $18,457,000 | 622 |
| Net interest income | $45,136,000 | 492 |
| Provision for loan and lease losses | $4,977,000 | 242 |
| Total noninterest income | $7,688,000 | 756 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,631,000 | 303 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,057,000 | 1,338 |
| Total noninterest expense | $24,800,000 | 691 |
| Salaries and employee benefits | $15,920,000 | 576 |
| Premises and equipment expense | $3,441,000 | 718 |
| Additional noninterest expense | $5,439,000 | 955 |
| Pre-tax net operating income | $23,047,000 | 481 |
| Securities gains (losses) | $-79,000 | 8,347 |
| Applicable income taxes | $7,664,000 | 468 |
| Income before extraordinary items | $15,304,000 | 510 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $15,304,000 | 510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,838,000 | 218 |
| Cash dividends | $15,576,000 | 287 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $15,356,930 | 493 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $45,751,000 | 544 |
| Total interest expense | $12,874,000 | 627 |
| Net interest income | $32,877,000 | 498 |
| Provision for loan and lease losses | $3,520,000 | 235 |
| Total noninterest income | $5,724,000 | 770 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,172,000 | 301 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,552,000 | 1,327 |
| Total noninterest expense | $17,913,000 | 705 |
| Salaries and employee benefits | $11,087,000 | 610 |
| Premises and equipment expense | $2,599,000 | 701 |
| Additional noninterest expense | $4,227,000 | 901 |
| Pre-tax net operating income | $17,168,000 | 481 |
| Securities gains (losses) | $-79,000 | 8,588 |
| Applicable income taxes | $5,697,000 | 478 |
| Income before extraordinary items | $11,392,000 | 511 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,392,000 | 511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,467,000 | 194 |
| Cash dividends | $12,755,000 | 254 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $11,444,930 | 496 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $29,122,000 | 556 |
| Total interest expense | $7,978,000 | 633 |
| Net interest income | $21,144,000 | 514 |
| Provision for loan and lease losses | $2,110,000 | 256 |
| Total noninterest income | $3,744,000 | 764 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,670,000 | 304 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,074,000 | 1,275 |
| Total noninterest expense | $11,792,000 | 703 |
| Salaries and employee benefits | $7,344,000 | 609 |
| Premises and equipment expense | $1,683,000 | 712 |
| Additional noninterest expense | $2,765,000 | 909 |
| Pre-tax net operating income | $10,986,000 | 488 |
| Securities gains (losses) | $-81,000 | 8,673 |
| Applicable income taxes | $3,574,000 | 494 |
| Income before extraordinary items | $7,331,000 | 519 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,331,000 | 518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,668,000 | 257 |
| Cash dividends | $6,638,000 | 270 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $7,385,270 | 500 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $13,937,000 | 562 |
| Total interest expense | $3,698,000 | 648 |
| Net interest income | $10,239,000 | 524 |
| Provision for loan and lease losses | $1,224,000 | 218 |
| Total noninterest income | $1,679,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,220,000 | 318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $459,000 | 1,407 |
| Total noninterest expense | $5,694,000 | 728 |
| Salaries and employee benefits | $3,588,000 | 617 |
| Premises and equipment expense | $796,000 | 757 |
| Additional noninterest expense | $1,310,000 | 952 |
| Pre-tax net operating income | $5,000,000 | 514 |
| Securities gains (losses) | $-87,000 | 8,829 |
| Applicable income taxes | $1,599,000 | 538 |
| Income before extraordinary items | $3,314,000 | 560 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,314,000 | 560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $910,000 | 237 |
| Cash dividends | $1,916,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,372,290 | 535 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $50,585,000 | 571 |
| Total interest expense | $11,849,000 | 695 |
| Net interest income | $38,736,000 | 530 |
| Provision for loan and lease losses | $5,431,000 | 234 |
| Total noninterest income | $7,333,000 | 766 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $5,359,000 | 318 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,974,000 | 1,334 |
| Total noninterest expense | $21,972,000 | 739 |
| Salaries and employee benefits | $13,317,000 | 642 |
| Premises and equipment expense | $3,097,000 | 744 |
| Additional noninterest expense | $5,558,000 | 904 |
| Pre-tax net operating income | $18,666,000 | 517 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $5,786,000 | 541 |
| Income before extraordinary items | $12,894,000 | 545 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,894,000 | 546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,489,000 | 396 |
| Cash dividends | $15,353,000 | 255 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $12,884,340 | 524 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $37,343,000 | 577 |
| Total interest expense | $8,564,000 | 708 |
| Net interest income | $28,779,000 | 529 |
| Provision for loan and lease losses | $4,025,000 | 243 |
| Total noninterest income | $5,482,000 | 785 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $4,004,000 | 328 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,478,000 | 1,348 |
| Total noninterest expense | $16,478,000 | 723 |
| Salaries and employee benefits | $10,256,000 | 619 |
| Premises and equipment expense | $2,288,000 | 747 |
| Additional noninterest expense | $3,934,000 | 949 |
| Pre-tax net operating income | $13,758,000 | 528 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $4,263,000 | 550 |
| Income before extraordinary items | $9,509,000 | 555 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,509,000 | 556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,985,000 | 354 |
| Cash dividends | $12,116,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,499,340 | 531 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $24,696,000 | 573 |
| Total interest expense | $5,640,000 | 703 |
| Net interest income | $19,056,000 | 528 |
| Provision for loan and lease losses | $2,349,000 | 285 |
| Total noninterest income | $3,581,000 | 803 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,581,000 | 329 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000,000 | 1,316 |
| Total noninterest expense | $11,108,000 | 723 |
| Salaries and employee benefits | $7,015,000 | 606 |
| Premises and equipment expense | $1,489,000 | 767 |
| Additional noninterest expense | $2,604,000 | 955 |
| Pre-tax net operating income | $9,180,000 | 524 |
| Securities gains (losses) | $15,000 | 2,191 |
| Applicable income taxes | $2,846,000 | 541 |
| Income before extraordinary items | $6,349,000 | 557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,349,000 | 556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,245,000 | 360 |
| Cash dividends | $8,939,000 | 215 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,338,650 | 532 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $12,315,000 | 582 |
| Total interest expense | $2,848,000 | 714 |
| Net interest income | $9,467,000 | 538 |
| Provision for loan and lease losses | $1,245,000 | 272 |
| Total noninterest income | $1,734,000 | 800 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,212,000 | 351 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $522,000 | 1,259 |
| Total noninterest expense | $5,609,000 | 718 |
| Salaries and employee benefits | $3,745,000 | 585 |
| Premises and equipment expense | $722,000 | 797 |
| Additional noninterest expense | $1,142,000 | 1,071 |
| Pre-tax net operating income | $4,347,000 | 541 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,354,000 | 573 |
| Income before extraordinary items | $2,993,000 | 587 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,993,000 | 586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 453 |
| Cash dividends | $4,276,000 | 198 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,993,000 | 548 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $44,440,000 | 631 |
| Total interest expense | $10,219,000 | 867 |
| Net interest income | $34,221,000 | 559 |
| Provision for loan and lease losses | $4,764,000 | 343 |
| Total noninterest income | $7,205,000 | 845 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $5,536,000 | 301 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,669,000 | 1,677 |
| Total noninterest expense | $17,061,000 | 958 |
| Salaries and employee benefits | $10,540,000 | 803 |
| Premises and equipment expense | $2,193,000 | 1,044 |
| Additional noninterest expense | $4,328,000 | 1,166 |
| Pre-tax net operating income | $19,601,000 | 490 |
| Securities gains (losses) | $26,000 | 3,046 |
| Applicable income taxes | $6,314,000 | 513 |
| Income before extraordinary items | $13,313,000 | 529 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $13,313,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,712,000 | 295 |
| Cash dividends | $22,288,000 | 219 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $13,295,320 | 496 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $32,160,000 | 665 |
| Total interest expense | $7,341,000 | 949 |
| Net interest income | $24,819,000 | 585 |
| Provision for loan and lease losses | $3,424,000 | 366 |
| Total noninterest income | $5,622,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,173,000 | 314 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,449,000 | 1,571 |
| Total noninterest expense | $12,125,000 | 1,027 |
| Salaries and employee benefits | $7,496,000 | 865 |
| Premises and equipment expense | $1,544,000 | 1,116 |
| Additional noninterest expense | $3,085,000 | 1,229 |
| Pre-tax net operating income | $14,892,000 | 493 |
| Securities gains (losses) | $25,000 | 2,828 |
| Applicable income taxes | $4,865,000 | 517 |
| Income before extraordinary items | $10,052,000 | 544 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $10,052,000 | 544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,933,000 | 332 |
| Cash dividends | $18,976,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $10,035,250 | 506 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,548,000 | 703 |
| Total interest expense | $4,604,000 | 1,041 |
| Net interest income | $15,944,000 | 608 |
| Provision for loan and lease losses | $2,284,000 | 361 |
| Total noninterest income | $3,783,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,771,000 | 314 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,012,000 | 1,506 |
| Total noninterest expense | $7,614,000 | 1,069 |
| Salaries and employee benefits | $4,781,000 | 900 |
| Premises and equipment expense | $943,000 | 1,208 |
| Additional noninterest expense | $1,890,000 | 1,305 |
| Pre-tax net operating income | $9,829,000 | 496 |
| Securities gains (losses) | $25,000 | 2,481 |
| Applicable income taxes | $3,199,000 | 528 |
| Income before extraordinary items | $6,655,000 | 553 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,655,000 | 553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,264,000 | 299 |
| Cash dividends | $8,612,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,638,000 | 508 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,184,000 | 717 |
| Total interest expense | $2,220,000 | 1,106 |
| Net interest income | $7,964,000 | 610 |
| Provision for loan and lease losses | $1,136,000 | 353 |
| Total noninterest income | $1,936,000 | 798 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,393,000 | 313 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $543,000 | 1,400 |
| Total noninterest expense | $3,778,000 | 1,066 |
| Salaries and employee benefits | $2,425,000 | 888 |
| Premises and equipment expense | $449,000 | 1,284 |
| Additional noninterest expense | $904,000 | 1,334 |
| Pre-tax net operating income | $4,986,000 | 493 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,638,000 | 531 |
| Income before extraordinary items | $3,348,000 | 533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,348,000 | 532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $653,000 | 413 |
| Cash dividends | $3,489,000 | 249 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,348,000 | 503 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $41,663,000 | 728 |
| Total interest expense | $10,123,000 | 1,109 |
| Net interest income | $31,540,000 | 606 |
| Provision for loan and lease losses | $3,423,000 | 500 |
| Total noninterest income | $7,501,000 | 761 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $5,402,000 | 313 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,099,000 | 1,266 |
| Total noninterest expense | $14,824,000 | 1,046 |
| Salaries and employee benefits | $9,196,000 | 874 |
| Premises and equipment expense | $1,982,000 | 1,110 |
| Additional noninterest expense | $3,646,000 | 1,326 |
| Pre-tax net operating income | $20,794,000 | 462 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $6,590,000 | 482 |
| Income before extraordinary items | $14,204,000 | 483 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $14,204,000 | 485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,068,000 | 907 |
| Cash dividends | $8,627,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $14,204,000 | 461 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $48,573,000 | 719 |
| Total interest expense | $18,461,000 | 891 |
| Net interest income | $30,112,000 | 604 |
| Provision for loan and lease losses | $4,097,000 | 407 |
| Total noninterest income | $6,917,000 | 762 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $5,188,000 | 309 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,729,000 | 1,377 |
| Total noninterest expense | $13,768,000 | 1,078 |
| Salaries and employee benefits | $8,265,000 | 903 |
| Premises and equipment expense | $2,045,000 | 1,026 |
| Additional noninterest expense | $3,458,000 | 1,353 |
| Pre-tax net operating income | $19,164,000 | 440 |
| Securities gains (losses) | $132,000 | 1,514 |
| Applicable income taxes | $6,025,000 | 480 |
| Income before extraordinary items | $13,271,000 | 455 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $13,271,000 | 455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,115,000 | 355 |
| Cash dividends | $13,914,000 | 298 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $13,179,920 | 435 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $53,012,000 | 691 |
| Total interest expense | $18,293,000 | 978 |
| Net interest income | $34,719,000 | 541 |
| Provision for loan and lease losses | $3,824,000 | 387 |
| Total noninterest income | $6,049,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $4,825,000 | 299 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,224,000 | 1,634 |
| Total noninterest expense | $13,388,000 | 1,042 |
| Salaries and employee benefits | $7,830,000 | 889 |
| Premises and equipment expense | $1,917,000 | 1,044 |
| Additional noninterest expense | $3,641,000 | 1,253 |
| Pre-tax net operating income | $23,556,000 | 397 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $7,716,000 | 409 |
| Income before extraordinary items | $15,840,000 | 397 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $15,840,000 | 398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,289,000 | 444 |
| Cash dividends | $11,849,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $15,840,000 | 395 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $44,894,000 | 755 |
| Total interest expense | $14,687,000 | 1,037 |
| Net interest income | $30,207,000 | 627 |
| Provision for loan and lease losses | $1,862,000 | 597 |
| Total noninterest income | $5,154,000 | 930 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,532,000 | 396 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,622,000 | 1,332 |
| Total noninterest expense | $12,173,000 | 1,131 |
| Salaries and employee benefits | $7,033,000 | 983 |
| Premises and equipment expense | $1,788,000 | 1,123 |
| Additional noninterest expense | $3,352,000 | 1,376 |
| Pre-tax net operating income | $21,326,000 | 459 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $6,853,000 | 481 |
| Income before extraordinary items | $14,474,000 | 460 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,474,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,735,000 | 496 |
| Cash dividends | $6,444,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $14,473,320 | 455 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $44,364,000 | 757 |
| Total interest expense | $15,202,000 | 1,040 |
| Net interest income | $29,162,000 | 613 |
| Provision for loan and lease losses | $4,322,000 | 356 |
| Total noninterest income | $5,150,000 | 914 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,553,000 | 374 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,597,000 | 1,345 |
| Total noninterest expense | $11,568,000 | 1,137 |
| Salaries and employee benefits | $6,521,000 | 1,004 |
| Premises and equipment expense | $1,846,000 | 1,044 |
| Additional noninterest expense | $3,201,000 | 1,376 |
| Pre-tax net operating income | $18,422,000 | 472 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $5,877,000 | 504 |
| Income before extraordinary items | $12,545,000 | 474 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $12,545,000 | 473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,904,000 | 283 |
| Cash dividends | $3,950,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $12,545,000 | 459 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $42,110,000 | 811 |
| Total interest expense | $14,817,000 | 1,095 |
| Net interest income | $27,293,000 | 664 |
| Provision for loan and lease losses | $1,175,000 | 870 |
| Total noninterest income | $5,119,000 | 909 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $3,273,000 | 404 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,846,000 | 1,161 |
| Total noninterest expense | $10,755,000 | 1,235 |
| Salaries and employee benefits | $6,366,000 | 1,038 |
| Premises and equipment expense | $1,511,000 | 1,296 |
| Additional noninterest expense | $2,878,000 | 1,493 |
| Pre-tax net operating income | $20,482,000 | 447 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $6,757,000 | 488 |
| Income before extraordinary items | $13,729,000 | 457 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $13,729,000 | 458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $767,000 | 945 |
| Cash dividends | $3,356,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $13,726,320 | 437 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $38,646,000 | 905 |
| Total interest expense | $14,356,000 | 1,139 |
| Net interest income | $24,290,000 | 767 |
| Provision for loan and lease losses | $820,000 | 1,185 |
| Total noninterest income | $4,791,000 | 976 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $3,107,000 | 462 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,684,000 | 1,309 |
| Total noninterest expense | $9,410,000 | 1,516 |
| Salaries and employee benefits | $5,761,000 | 1,167 |
| Premises and equipment expense | $1,334,000 | 1,519 |
| Additional noninterest expense | $2,315,000 | 2,164 |
| Pre-tax net operating income | $18,851,000 | 474 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $6,220,000 | 509 |
| Income before extraordinary items | $12,646,000 | 478 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $12,646,000 | 479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $671,000 | 1,152 |
| Cash dividends | $3,074,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $12,635,950 | 470 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $36,510,000 | 981 |
| Total interest expense | $13,201,000 | 1,252 |
| Net interest income | $23,309,000 | 822 |
| Provision for loan and lease losses | $1,117,000 | 871 |
| Total noninterest income | $4,161,000 | 1,089 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,843,000 | 515 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,318,000 | 1,489 |
| Total noninterest expense | $9,259,000 | 1,537 |
| Salaries and employee benefits | $5,186,000 | 1,281 |
| Premises and equipment expense | $833,000 | 2,398 |
| Additional noninterest expense | $3,240,000 | 1,584 |
| Pre-tax net operating income | $17,094,000 | 532 |
| Securities gains (losses) | $-56,000 | 11,232 |
| Applicable income taxes | $5,599,000 | 571 |
| Income before extraordinary items | $11,439,000 | 537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $11,439,000 | 537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,435 |
| Cash dividends | $2,673,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $11,476,520 | 533 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $29,546,000 | 1,068 |
| Total interest expense | $9,515,000 | 1,369 |
| Net interest income | $20,031,000 | 927 |
| Provision for loan and lease losses | $704,000 | 1,194 |
| Total noninterest income | $4,257,000 | 1,031 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,773,000 | 506 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,484,000 | 1,401 |
| Total noninterest expense | $9,137,000 | 1,608 |
| Salaries and employee benefits | $4,975,000 | 1,360 |
| Premises and equipment expense | $1,176,000 | 1,748 |
| Additional noninterest expense | $2,986,000 | 1,813 |
| Pre-tax net operating income | $14,447,000 | 592 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,623,000 | 612 |
| Income before extraordinary items | $9,824,000 | 571 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,824,000 | 572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,856 |
| Cash dividends | $2,287,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,824,000 | 574 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,105,000 | 1,221 |
| Total interest expense | $9,249,000 | 1,445 |
| Net interest income | $16,856,000 | 1,091 |
| Provision for loan and lease losses | $575,000 | 1,915 |
| Total noninterest income | $4,211,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,652,000 | 527 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,559,000 | 1,510 |
| Total noninterest expense | $7,596,000 | 1,947 |
| Salaries and employee benefits | $4,138,000 | 1,626 |
| Premises and equipment expense | $1,073,000 | 1,929 |
| Additional noninterest expense | $2,385,000 | 2,344 |
| Pre-tax net operating income | $12,896,000 | 566 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,985,000 | 652 |
| Income before extraordinary items | $8,911,000 | 593 |
| Extraordinary gains, net | $-126,000 | 12,965 |
| Net income | $8,785,000 | 618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 2,192 |
| Cash dividends | $2,020,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,911,000 | 552 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,971,000 | 1,408 |
| Total interest expense | $10,641,000 | 1,627 |
| Net interest income | $15,330,000 | 1,222 |
| Provision for loan and lease losses | $880,000 | 2,014 |
| Total noninterest income | $4,014,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,776,000 | 503 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,238,000 | 1,741 |
| Total noninterest expense | $7,197,000 | 2,052 |
| Salaries and employee benefits | $3,922,000 | 1,689 |
| Premises and equipment expense | $989,000 | 2,111 |
| Additional noninterest expense | $2,286,000 | 2,505 |
| Pre-tax net operating income | $11,267,000 | 571 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $3,397,000 | 688 |
| Income before extraordinary items | $7,914,000 | 607 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,914,000 | 607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 2,526 |
| Cash dividends | $1,782,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,883,200 | 542 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.