Home > Bank of Granite > Net charge- offs to loans
Bank of Granite, Net charge- offs to loans
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1998% | 6,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1131% | 6,570 |
| Percentage Net Loans Charged-off:Construction & development | -31.6344% | 6,301 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1265% | 6,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0313% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1410% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0708% | 6,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9894% | 6,502 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2684% | 6,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2684% | 6,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7738% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1140% | 6,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1203% | 6,854 |
| Percentage Net Loans Charged-off:Construction & development | -10.4891% | 6,461 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0886% | 6,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4310% | 587 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3799% | 2,188 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0848% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0971% | 6,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3536% | 6,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4565% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4565% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3158% | 6,368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0604% | 6,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 6,689 |
| Percentage Net Loans Charged-off:Construction & development | -4.8781% | 6,491 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1387% | 6,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5771% | 479 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5037% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2993% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0763% | 6,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4712% | 6,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4142% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4142% | 825 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4450% | 6,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0809% | 6,805 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1090% | 6,913 |
| Percentage Net Loans Charged-off:Construction & development | -0.1176% | 6,123 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1375% | 6,854 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0225% | 5,501 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0470% | 6,755 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0317% | 5,042 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0603% | 6,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1554% | 2,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8386% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8386% | 1,310 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0561% | 6,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 6,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0772% | 6,830 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1453% | 5,154 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 6,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4042% | 6,542 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9002% | 6,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9002% | 6,794 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0769% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5595% | 119 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5554% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 30.4592% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4254% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1846% | 380 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5623% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6215% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9899% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7780% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6140% | 2,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5930% | 2,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3467% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0620% | 121 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0634% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 31.2370% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8080% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2817% | 256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7675% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6909% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2406% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2908% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2169% | 3,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2069% | 3,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7248% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7677% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7463% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 20.4354% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5103% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5343% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5246% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9271% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6150% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1371% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4060% | 6,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3772% | 6,875 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5897% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1881% | 258 |
| Percentage Net Loans Charged-off:Construction & development | 16.2631% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2853% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4606% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.3683% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9474% | 904 |
| All other 1-4 family - Percent of loans charged-off, net | 7.7786% | 62 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8418% | 393 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7500% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0704% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0067% | 176 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4943% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 17.6136% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7952% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3371% | 525 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.0041% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6347% | 1,006 |
| All other 1-4 family - Percent of loans charged-off, net | 7.2936% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7610% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1235% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7876% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2705% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8023% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 17.6790% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0621% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9920% | 363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.2259% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6898% | 847 |
| All other 1-4 family - Percent of loans charged-off, net | 7.5018% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6917% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2542% | 1,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1460% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1509% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3744% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 24.2653% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2497% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5418% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1550% | 892 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6743% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3606% | 576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0691% | 3,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2161% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9527% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2343% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 6.7206% | 929 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4760% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2435% | 395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0496% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1125% | 5,831 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4289% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8944% | 1,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8516% | 3,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1583% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0550% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2439% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 4.3887% | 1,098 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7972% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2312% | 291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9188% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1492% | 5,862 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8109% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3488% | 2,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7359% | 3,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5705% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2239% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6587% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 5.4861% | 771 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1131% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2616% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0046% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2190% | 5,915 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9489% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6332% | 2,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3804% | 3,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6215% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8841% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7276% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.8662% | 1,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3202% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8197% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2797% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0423% | 5,858 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8262% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4571% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3983% | 3,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8438% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4624% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0746% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 4.0574% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5496% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2874% | 414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3414% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6270% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2216% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6970% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4658% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.4951% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3555% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9783% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 0.4481% | 1,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5743% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5571% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3054% | 702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6634% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5257% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0989% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.1880% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8509% | 323 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4700% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.6572% | 920 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4688% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6834% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2213% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8731% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0317% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8347% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.5655% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5433% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4832% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 0.3288% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5989% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8561% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5430% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9831% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6166% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5738% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.3684% | 93 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8387% | 20 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2583% | 73 |
| Percentage Net Loans Charged-off:Construction & development | 1.2946% | 352 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6695% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0030% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1532% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3511% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.1924% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1657% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.9949% | 147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.3992% | 10 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8338% | 31 |
| Percentage Net Loans Charged-off:Construction & development | 1.8428% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4203% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3550% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2054% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8278% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.0131% | 24 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2019% | 1,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1728% | 132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6739% | 517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2890% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.1262% | 490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5112% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1186% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5470% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0339% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9384% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4556% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0638% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0902% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5050% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8177% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2018% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5257% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2738% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.1813% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1571% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1200% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6061% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0962% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8211% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9986% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9590% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.0083% | 136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5486% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2853% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 0.2509% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1695% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2023% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5460% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1081% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7297% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0799% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4390% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1101% | 120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7405% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3669% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 0.2014% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2214% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3755% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7818% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1627% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0443% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5730% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3843% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4775% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 3,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0815% | 7,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3064% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7242% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6079% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1278% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0381% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0742% | 862 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3723% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 2,208 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0213% | 6,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0646% | 1,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5415% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1523% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.3565% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7545% | 425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1767% | 715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0523% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0959% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8500% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0745% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1312% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9394% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0141% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4044% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4262% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0804% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0916% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1855% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1339% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6293% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7027% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4713% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0700% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.1121% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1822% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3665% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2374% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0237% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.2472% | 7,723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3389% | 1,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1902% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 0.2288% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1520% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2752% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2930% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2676% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4083% | 2,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6313% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.6369% | 89 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3643% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1979% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 0.3199% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1897% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1594% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2266% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4346% | 1,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8248% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.0483% | 82 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3454% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2885% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 0.4842% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2844% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1989% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2816% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1691% | 2,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8882% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1243% | 91 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2545% | 1,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2450% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 0.7806% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0786% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2101% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2970% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4691% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3628% | 177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7787% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4333% | 475 |
| Percentage Net Loans Charged-off:Construction & development | 0.1480% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6770% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2817% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3979% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0192% | 1,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4179% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 23.7476% | 57 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6754% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2759% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 0.2035% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3938% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1636% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2314% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9205% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6172% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 25.9386% | 56 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8345% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3594% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 0.2498% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5942% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0866% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1223% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3259% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1447% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.0329% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4895% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1975% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1061% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.2079% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2117% | 3,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | -0.0560% | 8,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1328% | 991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 8,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 8,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1845% | 3,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2719% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.1548% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8953% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5135% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0815% | 613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9673% | 261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1466% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0471% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1915% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3408% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2349% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 40.8654% | 33 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5579% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4029% | 58 |
| Percentage Net Loans Charged-off:Construction & development | 0.0040% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7198% | 37 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1727% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2469% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5182% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8205% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7023% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 60.0579% | 4 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4742% | 1,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3298% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 0.0146% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4650% | 55 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3121% | 90 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4234% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6105% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7814% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6758% | 626 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3887% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1201% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0842% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2605% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3462% | 67 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3368% | 39 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9225% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9721% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2274% | 3,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1288% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1719% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3711% | 429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6544% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0796% | 848 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2166% | 3,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1209% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4105% | 95 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5519% | 60 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2713% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4489% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8713% | 911 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1632% | 4,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2261% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1148% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1598% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2172% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3230% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3046% | 978 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1213% | 5,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1765% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2973% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0919% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1369% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0709% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1084% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6675% | 831 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 6,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1562% | 632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4457% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7085% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1680% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0893% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2140% | 7,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1850% | 777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3214% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.0877% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0810% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0419% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1073% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1557% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5716% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7232% | 941 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |