Home > Bank of Gower > Income and Expense
Bank of Gower, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 7,106 |
| Total interest expense | $430,000 | 6,577 |
| Net interest income | $644,000 | 7,239 |
| Provision for loan and lease losses | $18,000 | 6,728 |
| Total noninterest income | $31,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $26,000 | 6,518 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,000 | 7,481 |
| Total noninterest expense | $408,000 | 7,712 |
| Salaries and employee benefits | $149,000 | 7,961 |
| Premises and equipment expense | $52,000 | 7,468 |
| Additional noninterest expense | $207,000 | 7,126 |
| Pre-tax net operating income | $249,000 | 4,386 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $249,000 | 4,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $249,000 | 4,253 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $249,000 | 4,253 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $235,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $249,000 | 4,146 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $523,000 | 7,191 |
| Total interest expense | $223,000 | 6,610 |
| Net interest income | $300,000 | 7,365 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $24,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $198,000 | 7,765 |
| Salaries and employee benefits | $73,000 | 8,023 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $102,000 | 7,060 |
| Pre-tax net operating income | $117,000 | 4,845 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $117,000 | 4,725 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $117,000 | 4,729 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $117,000 | 4,728 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $95,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $117,000 | 4,561 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 8,218 |
| Total interest expense | $154,000 | 8,144 |
| Net interest income | $202,000 | 8,226 |
| Provision for loan and lease losses | $4,000 | 7,286 |
| Total noninterest income | $16,000 | 7,976 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,204 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,000 | 7,711 |
| Total noninterest expense | $129,000 | 8,282 |
| Salaries and employee benefits | $54,000 | 8,272 |
| Premises and equipment expense | $14,000 | 8,238 |
| Additional noninterest expense | $61,000 | 8,263 |
| Pre-tax net operating income | $85,000 | 6,066 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $85,000 | 5,912 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $85,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $75,000 | 5,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $85,000 | 6,058 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 7,219 |
| Total interest expense | $878,000 | 6,606 |
| Net interest income | $826,000 | 7,542 |
| Provision for loan and lease losses | $18,000 | 6,554 |
| Total noninterest income | $79,000 | 7,360 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $42,000 | 6,600 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 6,915 |
| Total noninterest expense | $535,000 | 7,940 |
| Salaries and employee benefits | $231,000 | 8,111 |
| Premises and equipment expense | $105,000 | 7,295 |
| Additional noninterest expense | $199,000 | 7,631 |
| Pre-tax net operating income | $352,000 | 5,439 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $352,000 | 4,987 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $352,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $250,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $352,000 | 5,150 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 7,283 |
| Total interest expense | $609,000 | 6,651 |
| Net interest income | $527,000 | 7,634 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $57,000 | 7,339 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $28,000 | 6,625 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $29,000 | 6,828 |
| Total noninterest expense | $356,000 | 7,999 |
| Salaries and employee benefits | $156,000 | 8,159 |
| Premises and equipment expense | $71,000 | 7,323 |
| Additional noninterest expense | $129,000 | 7,706 |
| Pre-tax net operating income | $216,000 | 5,712 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $216,000 | 5,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $216,000 | 5,430 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $581,000 | 7,331 |
| Total interest expense | $316,000 | 6,741 |
| Net interest income | $265,000 | 7,677 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $31,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $175,000 | 8,051 |
| Salaries and employee benefits | $83,000 | 8,170 |
| Premises and equipment expense | $33,000 | 7,431 |
| Additional noninterest expense | $59,000 | 7,828 |
| Pre-tax net operating income | $115,000 | 5,836 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $115,000 | 5,634 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $115,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $115,000 | 5,534 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 7,363 |
| Total interest expense | $1,178,000 | 6,904 |
| Net interest income | $1,085,000 | 7,632 |
| Provision for loan and lease losses | $24,000 | 6,240 |
| Total noninterest income | $115,000 | 7,426 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $80,000 | 6,301 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $35,000 | 7,425 |
| Total noninterest expense | $793,000 | 7,948 |
| Salaries and employee benefits | $387,000 | 8,096 |
| Premises and equipment expense | $125,000 | 7,489 |
| Additional noninterest expense | $281,000 | 7,633 |
| Pre-tax net operating income | $383,000 | 6,326 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $388,000 | 6,092 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $388,000 | 6,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $340,000 | 4,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $383,000 | 6,100 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 7,445 |
| Total interest expense | $867,000 | 6,958 |
| Net interest income | $795,000 | 7,715 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $88,000 | 7,443 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 6,280 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $25,000 | 7,502 |
| Total noninterest expense | $577,000 | 7,967 |
| Salaries and employee benefits | $269,000 | 8,143 |
| Premises and equipment expense | $96,000 | 7,442 |
| Additional noninterest expense | $212,000 | 7,604 |
| Pre-tax net operating income | $288,000 | 6,615 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $293,000 | 6,347 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $293,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $240,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $288,000 | 6,377 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 7,498 |
| Total interest expense | $569,000 | 7,022 |
| Net interest income | $529,000 | 7,779 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $57,000 | 7,529 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $41,000 | 6,344 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $389,000 | 8,000 |
| Salaries and employee benefits | $180,000 | 8,192 |
| Premises and equipment expense | $61,000 | 7,545 |
| Additional noninterest expense | $148,000 | 7,595 |
| Pre-tax net operating income | $185,000 | 6,729 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $190,000 | 6,452 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $190,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $160,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $185,000 | 6,485 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 7,542 |
| Total interest expense | $286,000 | 7,016 |
| Net interest income | $262,000 | 7,839 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $20,000 | 6,360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $189,000 | 8,071 |
| Salaries and employee benefits | $92,000 | 8,206 |
| Premises and equipment expense | $28,000 | 7,677 |
| Additional noninterest expense | $69,000 | 7,709 |
| Pre-tax net operating income | $93,000 | 6,750 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $93,000 | 6,499 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $93,000 | 6,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $80,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $93,000 | 6,488 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 7,455 |
| Total interest expense | $1,050,000 | 6,841 |
| Net interest income | $1,058,000 | 7,758 |
| Provision for loan and lease losses | $22,000 | 6,257 |
| Total noninterest income | $127,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $92,000 | 6,259 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $35,000 | 7,597 |
| Total noninterest expense | $731,000 | 8,125 |
| Salaries and employee benefits | $334,000 | 8,304 |
| Premises and equipment expense | $110,000 | 7,690 |
| Additional noninterest expense | $287,000 | 7,645 |
| Pre-tax net operating income | $432,000 | 6,692 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $432,000 | 6,396 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $432,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,872 |
| Cash dividends | $340,000 | 4,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $432,000 | 6,398 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 7,514 |
| Total interest expense | $771,000 | 6,863 |
| Net interest income | $799,000 | 7,827 |
| Provision for loan and lease losses | $16,000 | 6,161 |
| Total noninterest income | $81,000 | 7,738 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $71,000 | 6,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,238 |
| Total noninterest expense | $524,000 | 8,187 |
| Salaries and employee benefits | $224,000 | 8,408 |
| Premises and equipment expense | $84,000 | 7,689 |
| Additional noninterest expense | $216,000 | 7,665 |
| Pre-tax net operating income | $340,000 | 6,826 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $340,000 | 6,502 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $340,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $240,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $340,000 | 6,509 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 7,571 |
| Total interest expense | $490,000 | 6,898 |
| Net interest income | $533,000 | 7,871 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $56,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $47,000 | 6,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $344,000 | 8,232 |
| Salaries and employee benefits | $149,000 | 8,464 |
| Premises and equipment expense | $55,000 | 7,735 |
| Additional noninterest expense | $140,000 | 7,722 |
| Pre-tax net operating income | $233,000 | 6,865 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $233,000 | 6,492 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $233,000 | 6,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $160,000 | 3,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $233,000 | 6,489 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $492,000 | 7,634 |
| Total interest expense | $232,000 | 6,931 |
| Net interest income | $260,000 | 7,920 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $28,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $156,000 | 8,354 |
| Salaries and employee benefits | $74,000 | 8,485 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $56,000 | 8,039 |
| Pre-tax net operating income | $126,000 | 6,728 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $126,000 | 6,317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $80,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $126,000 | 6,314 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 7,674 |
| Total interest expense | $757,000 | 6,889 |
| Net interest income | $1,004,000 | 7,930 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $113,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $85,000 | 6,496 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 7,911 |
| Total noninterest expense | $739,000 | 8,173 |
| Salaries and employee benefits | $320,000 | 8,435 |
| Premises and equipment expense | $104,000 | 7,817 |
| Additional noninterest expense | $315,000 | 7,557 |
| Pre-tax net operating income | $368,000 | 7,168 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $368,000 | 6,900 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $368,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $350,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $368,000 | 6,878 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 7,712 |
| Total interest expense | $547,000 | 6,904 |
| Net interest income | $753,000 | 7,979 |
| Provision for loan and lease losses | $4,000 | 6,766 |
| Total noninterest income | $79,000 | 7,930 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $61,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 8,051 |
| Total noninterest expense | $540,000 | 8,203 |
| Salaries and employee benefits | $222,000 | 8,488 |
| Premises and equipment expense | $77,000 | 7,839 |
| Additional noninterest expense | $241,000 | 7,510 |
| Pre-tax net operating income | $288,000 | 7,252 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $288,000 | 6,984 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $288,000 | 6,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $288,000 | 6,940 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $850,000 | 7,735 |
| Total interest expense | $351,000 | 6,888 |
| Net interest income | $499,000 | 7,996 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $57,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $40,000 | 6,599 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,000 | 7,791 |
| Total noninterest expense | $358,000 | 8,209 |
| Salaries and employee benefits | $148,000 | 8,505 |
| Premises and equipment expense | $43,000 | 8,016 |
| Additional noninterest expense | $167,000 | 7,438 |
| Pre-tax net operating income | $198,000 | 7,229 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $198,000 | 6,955 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $198,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $198,000 | 6,900 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 7,833 |
| Total interest expense | $166,000 | 6,968 |
| Net interest income | $246,000 | 8,093 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $185,000 | 8,233 |
| Salaries and employee benefits | $74,000 | 8,563 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $91,000 | 7,336 |
| Pre-tax net operating income | $93,000 | 7,321 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $93,000 | 7,014 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $93,000 | 7,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $75,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $93,000 | 6,986 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 7,788 |
| Total interest expense | $624,000 | 6,867 |
| Net interest income | $969,000 | 8,068 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $90,000 | 8,196 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $76,000 | 6,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,404 |
| Total noninterest expense | $657,000 | 8,400 |
| Salaries and employee benefits | $305,000 | 8,588 |
| Premises and equipment expense | $59,000 | 8,493 |
| Additional noninterest expense | $293,000 | 7,738 |
| Pre-tax net operating income | $377,000 | 7,173 |
| Securities gains (losses) | $26,000 | 2,233 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $403,000 | 6,759 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $403,000 | 6,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,978 |
| Cash dividends | $340,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $377,000 | 6,838 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 7,836 |
| Total interest expense | $459,000 | 6,913 |
| Net interest income | $721,000 | 8,115 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $64,000 | 8,300 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $57,000 | 6,887 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $472,000 | 8,455 |
| Salaries and employee benefits | $218,000 | 8,644 |
| Premises and equipment expense | $42,000 | 8,552 |
| Additional noninterest expense | $212,000 | 7,810 |
| Pre-tax net operating income | $295,000 | 7,238 |
| Securities gains (losses) | $26,000 | 2,136 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $321,000 | 6,777 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $321,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $240,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $295,000 | 6,858 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $766,000 | 7,937 |
| Total interest expense | $296,000 | 7,002 |
| Net interest income | $470,000 | 8,207 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $37,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $35,000 | 7,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,825 |
| Total noninterest expense | $307,000 | 8,542 |
| Salaries and employee benefits | $145,000 | 8,713 |
| Premises and equipment expense | $27,000 | 8,608 |
| Additional noninterest expense | $135,000 | 7,914 |
| Pre-tax net operating income | $185,000 | 7,295 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $197,000 | 6,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 6,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $165,000 | 3,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $185,000 | 6,954 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 8,061 |
| Total interest expense | $136,000 | 7,249 |
| Net interest income | $229,000 | 8,278 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $152,000 | 8,592 |
| Salaries and employee benefits | $73,000 | 8,742 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $64,000 | 8,039 |
| Pre-tax net operating income | $87,000 | 7,358 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $87,000 | 7,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 7,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $87,000 | 7,024 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 8,090 |
| Total interest expense | $639,000 | 7,269 |
| Net interest income | $847,000 | 8,340 |
| Provision for loan and lease losses | $107,000 | 5,222 |
| Total noninterest income | $90,000 | 8,412 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $78,000 | 6,931 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,000 | 8,712 |
| Total noninterest expense | $535,000 | 8,790 |
| Salaries and employee benefits | $288,000 | 8,795 |
| Premises and equipment expense | $55,000 | 8,689 |
| Additional noninterest expense | $192,000 | 8,488 |
| Pre-tax net operating income | $295,000 | 7,453 |
| Securities gains (losses) | $87,000 | 2,013 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $382,000 | 6,896 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $382,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,973 |
| Cash dividends | $350,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $295,000 | 7,155 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 8,144 |
| Total interest expense | $495,000 | 7,342 |
| Net interest income | $648,000 | 8,390 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $61,000 | 8,549 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $56,000 | 7,053 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 8,924 |
| Total noninterest expense | $343,000 | 8,932 |
| Salaries and employee benefits | $196,000 | 8,903 |
| Premises and equipment expense | $40,000 | 8,754 |
| Additional noninterest expense | $107,000 | 8,841 |
| Pre-tax net operating income | $361,000 | 6,894 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $361,000 | 6,587 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $361,000 | 6,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $361,000 | 6,412 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $761,000 | 8,208 |
| Total interest expense | $341,000 | 7,390 |
| Net interest income | $420,000 | 8,457 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $38,000 | 8,624 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $36,000 | 7,105 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $228,000 | 8,956 |
| Salaries and employee benefits | $128,000 | 8,949 |
| Premises and equipment expense | $26,000 | 8,793 |
| Additional noninterest expense | $74,000 | 8,816 |
| Pre-tax net operating income | $230,000 | 6,971 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $230,000 | 6,705 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $230,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $230,000 | 6,493 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $384,000 | 8,235 |
| Total interest expense | $177,000 | 7,395 |
| Net interest income | $207,000 | 8,521 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $18,000 | 8,694 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $108,000 | 9,036 |
| Salaries and employee benefits | $61,000 | 9,018 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $34,000 | 8,932 |
| Pre-tax net operating income | $117,000 | 6,946 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $117,000 | 6,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 6,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $117,000 | 6,432 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 8,194 |
| Total interest expense | $837,000 | 7,400 |
| Net interest income | $837,000 | 8,519 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $94,000 | 8,475 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $70,000 | 7,133 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,403 |
| Total noninterest expense | $544,000 | 8,903 |
| Salaries and employee benefits | $361,000 | 8,653 |
| Premises and equipment expense | $51,000 | 8,885 |
| Additional noninterest expense | $132,000 | 8,996 |
| Pre-tax net operating income | $307,000 | 7,515 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $95,000 | 6,009 |
| Income before extraordinary items | $212,000 | 7,774 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $212,000 | 7,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,721 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $717,000 | 425 |
| Net operating income | $212,000 | 7,684 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 8,399 |
| Total interest expense | $989,000 | 8,047 |
| Net interest income | $833,000 | 8,611 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $75,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $61,000 | 7,379 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $14,000 | 8,971 |
| Total noninterest expense | $752,000 | 8,561 |
| Salaries and employee benefits | $586,000 | 7,738 |
| Premises and equipment expense | $42,000 | 9,264 |
| Additional noninterest expense | $124,000 | 9,232 |
| Pre-tax net operating income | $126,000 | 8,205 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $15,000 | 7,441 |
| Income before extraordinary items | $111,000 | 8,259 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $111,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $12,000 | 6,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $111,000 | 8,156 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 8,637 |
| Total interest expense | $1,010,000 | 8,200 |
| Net interest income | $780,000 | 8,951 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $79,000 | 8,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $718,000 | 8,775 |
| Salaries and employee benefits | $571,000 | 7,859 |
| Premises and equipment expense | $46,000 | 9,436 |
| Additional noninterest expense | $101,000 | 9,620 |
| Pre-tax net operating income | $141,000 | 8,638 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $27,000 | 7,689 |
| Income before extraordinary items | $114,000 | 8,617 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $114,000 | 8,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $8,000 | 6,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $114,000 | 8,613 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 8,831 |
| Total interest expense | $957,000 | 8,287 |
| Net interest income | $742,000 | 9,190 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $72,000 | 9,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $653,000 | 9,161 |
| Salaries and employee benefits | $504,000 | 8,325 |
| Premises and equipment expense | $44,000 | 9,748 |
| Additional noninterest expense | $105,000 | 9,889 |
| Pre-tax net operating income | $141,000 | 8,853 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $26,000 | 8,103 |
| Income before extraordinary items | $115,000 | 8,862 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $115,000 | 8,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $8,000 | 7,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $115,000 | 8,827 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 9,061 |
| Total interest expense | $957,000 | 8,536 |
| Net interest income | $737,000 | 9,406 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $71,000 | 9,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $653,000 | 9,252 |
| Salaries and employee benefits | $509,000 | 8,304 |
| Premises and equipment expense | $46,000 | 9,908 |
| Additional noninterest expense | $98,000 | 10,142 |
| Pre-tax net operating income | $145,000 | 9,194 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $30,000 | 8,700 |
| Income before extraordinary items | $115,000 | 9,224 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $115,000 | 9,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $8,000 | 7,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $115,000 | 9,153 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 9,390 |
| Total interest expense | $1,016,000 | 8,646 |
| Net interest income | $709,000 | 9,920 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $71,000 | 9,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $624,000 | 9,659 |
| Salaries and employee benefits | $477,000 | 8,768 |
| Premises and equipment expense | $53,000 | 10,130 |
| Additional noninterest expense | $94,000 | 10,583 |
| Pre-tax net operating income | $136,000 | 9,917 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $24,000 | 9,652 |
| Income before extraordinary items | $112,000 | 9,886 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $112,000 | 9,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $112,000 | 9,845 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 9,890 |
| Total interest expense | $978,000 | 9,089 |
| Net interest income | $673,000 | 10,466 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $81,000 | 10,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,975 |
| Total noninterest expense | $597,000 | 10,179 |
| Salaries and employee benefits | $453,000 | 9,225 |
| Premises and equipment expense | $50,000 | 10,636 |
| Additional noninterest expense | $94,000 | 11,131 |
| Pre-tax net operating income | $147,000 | 10,099 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $21,000 | 10,180 |
| Income before extraordinary items | $126,000 | 9,988 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $126,000 | 9,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $126,000 | 9,938 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 10,386 |
| Total interest expense | $910,000 | 9,586 |
| Net interest income | $666,000 | 10,932 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $98,000 | 10,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $610,000 | 10,526 |
| Salaries and employee benefits | $445,000 | 9,583 |
| Premises and equipment expense | $52,000 | 11,019 |
| Additional noninterest expense | $113,000 | 11,488 |
| Pre-tax net operating income | $139,000 | 10,839 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $19,000 | 10,770 |
| Income before extraordinary items | $119,000 | 10,760 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $119,000 | 10,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $119,860 | 10,730 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 10,985 |
| Total interest expense | $693,000 | 10,131 |
| Net interest income | $684,000 | 11,430 |
| Provision for loan and lease losses | $122,000 | 4,017 |
| Total noninterest income | $91,000 | 10,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $539,000 | 11,414 |
| Salaries and employee benefits | $358,000 | 10,658 |
| Premises and equipment expense | $55,000 | 11,452 |
| Additional noninterest expense | $126,000 | 12,072 |
| Pre-tax net operating income | $114,000 | 11,533 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $34,000 | 10,845 |
| Income before extraordinary items | $80,000 | 11,564 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $80,000 | 11,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $80,000 | 11,610 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 11,640 |
| Total interest expense | $597,000 | 11,170 |
| Net interest income | $724,000 | 11,775 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $84,000 | 11,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,880 |
| Total noninterest expense | $498,000 | 12,179 |
| Salaries and employee benefits | $333,000 | 11,329 |
| Premises and equipment expense | $46,000 | 12,340 |
| Additional noninterest expense | $119,000 | 12,770 |
| Pre-tax net operating income | $135,000 | 11,591 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $53,000 | 10,868 |
| Income before extraordinary items | $82,000 | 11,990 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $82,000 | 12,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,320 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $82,000 | 11,807 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 12,069 |
| Total interest expense | $759,000 | 11,524 |
| Net interest income | $697,000 | 12,329 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $86,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $521,000 | 12,519 |
| Salaries and employee benefits | $354,000 | 11,396 |
| Premises and equipment expense | $44,000 | 12,911 |
| Additional noninterest expense | $123,000 | 13,298 |
| Pre-tax net operating income | $262,000 | 10,498 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $91,000 | 10,135 |
| Income before extraordinary items | $171,000 | 10,975 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $171,000 | 11,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $5,000 | 8,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $171,000 | 10,649 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.