Home > Bank of Gonzales > Income and Expense
Bank of Gonzales, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,973,000 | 3,290 |
| Total interest expense | $3,258,000 | 4,419 |
| Net interest income | $6,715,000 | 2,655 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $1,443,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,164,000 | 1,144 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $279,000 | 4,180 |
| Total noninterest expense | $4,206,000 | 3,174 |
| Salaries and employee benefits | $2,017,000 | 3,283 |
| Premises and equipment expense | $654,000 | 2,990 |
| Additional noninterest expense | $1,535,000 | 3,030 |
| Pre-tax net operating income | $3,892,000 | 1,908 |
| Securities gains (losses) | $-50,000 | 11,171 |
| Applicable income taxes | $1,230,000 | 1,985 |
| Income before extraordinary items | $2,612,000 | 1,910 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,612,000 | 1,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,794 |
| Cash dividends | $2,925,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,646,000 | 1,878 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,934,000 | 3,350 |
| Total interest expense | $2,487,000 | 4,677 |
| Net interest income | $6,447,000 | 2,803 |
| Provision for loan and lease losses | $-250,000 | 12,365 |
| Total noninterest income | $1,506,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,126,000 | 1,176 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $380,000 | 3,518 |
| Total noninterest expense | $4,276,000 | 3,211 |
| Salaries and employee benefits | $2,003,000 | 3,277 |
| Premises and equipment expense | $716,000 | 2,778 |
| Additional noninterest expense | $1,557,000 | 3,193 |
| Pre-tax net operating income | $3,927,000 | 1,813 |
| Securities gains (losses) | $-44,000 | 10,934 |
| Applicable income taxes | $1,258,000 | 1,812 |
| Income before extraordinary items | $2,625,000 | 1,859 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,625,000 | 1,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,750 |
| Cash dividends | $2,924,000 | 836 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,654,920 | 1,842 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,172,000 | 3,744 |
| Total interest expense | $2,431,000 | 4,947 |
| Net interest income | $5,741,000 | 3,154 |
| Provision for loan and lease losses | $-398,000 | 13,146 |
| Total noninterest income | $2,025,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,135,000 | 1,177 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $890,000 | 2,220 |
| Total noninterest expense | $4,810,000 | 2,953 |
| Salaries and employee benefits | $1,930,000 | 3,388 |
| Premises and equipment expense | $759,000 | 2,682 |
| Additional noninterest expense | $2,121,000 | 2,590 |
| Pre-tax net operating income | $3,354,000 | 2,033 |
| Securities gains (losses) | $73,000 | 2,908 |
| Applicable income taxes | $620,000 | 3,501 |
| Income before extraordinary items | $2,807,000 | 1,781 |
| Extraordinary gains, net | $4,282,000 | 78 |
| Net income | $7,089,000 | 764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $815,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,747,140 | 1,708 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,317,000 | 4,154 |
| Total interest expense | $3,100,000 | 5,015 |
| Net interest income | $5,217,000 | 3,488 |
| Provision for loan and lease losses | $385,000 | 3,542 |
| Total noninterest income | $1,559,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $973,000 | 1,375 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $586,000 | 2,867 |
| Total noninterest expense | $4,066,000 | 3,445 |
| Salaries and employee benefits | $1,687,000 | 3,795 |
| Premises and equipment expense | $753,000 | 2,757 |
| Additional noninterest expense | $1,626,000 | 3,367 |
| Pre-tax net operating income | $2,325,000 | 2,680 |
| Securities gains (losses) | $-98,000 | 13,780 |
| Applicable income taxes | $706,000 | 2,947 |
| Income before extraordinary items | $1,521,000 | 3,038 |
| Extraordinary gains, net | $655,000 | 163 |
| Net income | $2,176,000 | 2,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 5,927 |
| Cash dividends | $3,000 | 8,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,587,640 | 2,673 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.