Home > Bank of Germantown > Income and Expense
Bank of Germantown, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 8,021 |
| Total interest expense | $349,000 | 7,875 |
| Net interest income | $1,042,000 | 7,957 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $182,000 | 7,314 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $149,000 | 5,792 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,000 | 7,887 |
| Total noninterest expense | $863,000 | 8,040 |
| Salaries and employee benefits | $324,000 | 8,539 |
| Premises and equipment expense | $133,000 | 7,537 |
| Additional noninterest expense | $406,000 | 7,086 |
| Pre-tax net operating income | $261,000 | 7,572 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $65,000 | 5,865 |
| Income before extraordinary items | $196,000 | 7,670 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $196,000 | 7,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,574 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $196,000 | 7,632 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 8,063 |
| Total interest expense | $267,000 | 7,888 |
| Net interest income | $773,000 | 8,006 |
| Provision for loan and lease losses | $95,000 | 4,360 |
| Total noninterest income | $137,000 | 7,351 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $112,000 | 5,841 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $643,000 | 8,063 |
| Salaries and employee benefits | $240,000 | 8,567 |
| Premises and equipment expense | $98,000 | 7,564 |
| Additional noninterest expense | $305,000 | 7,045 |
| Pre-tax net operating income | $172,000 | 7,818 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $35,000 | 6,189 |
| Income before extraordinary items | $137,000 | 7,866 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $137,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,936 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $137,000 | 7,820 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $686,000 | 8,131 |
| Total interest expense | $182,000 | 7,912 |
| Net interest income | $504,000 | 8,091 |
| Provision for loan and lease losses | $80,000 | 3,908 |
| Total noninterest income | $94,000 | 7,344 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $74,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $433,000 | 8,094 |
| Salaries and employee benefits | $164,000 | 8,592 |
| Premises and equipment expense | $67,000 | 7,546 |
| Additional noninterest expense | $202,000 | 7,108 |
| Pre-tax net operating income | $85,000 | 8,034 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $77,000 | 8,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 8,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,389 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $77,000 | 7,946 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $340,000 | 8,185 |
| Total interest expense | $94,000 | 7,934 |
| Net interest income | $246,000 | 8,152 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $38,000 | 7,671 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $233,000 | 7,997 |
| Salaries and employee benefits | $92,000 | 8,495 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $106,000 | 6,996 |
| Pre-tax net operating income | $6,000 | 8,480 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-6,000 | 8,834 |
| Income before extraordinary items | $12,000 | 8,437 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $12,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,505 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $12,000 | 8,374 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 8,050 |
| Total interest expense | $508,000 | 7,705 |
| Net interest income | $1,017,000 | 8,080 |
| Provision for loan and lease losses | $327,000 | 2,986 |
| Total noninterest income | $166,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $135,000 | 6,073 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $31,000 | 8,089 |
| Total noninterest expense | $931,000 | 8,019 |
| Salaries and employee benefits | $351,000 | 8,584 |
| Premises and equipment expense | $193,000 | 6,866 |
| Additional noninterest expense | $387,000 | 7,239 |
| Pre-tax net operating income | $-75,000 | 8,627 |
| Securities gains (losses) | $15,000 | 3,390 |
| Applicable income taxes | $-61,000 | 8,884 |
| Income before extraordinary items | $1,000 | 8,624 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,000 | 8,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,803 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-8,600 | 8,551 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 8,108 |
| Total interest expense | $408,000 | 7,732 |
| Net interest income | $763,000 | 8,149 |
| Provision for loan and lease losses | $282,000 | 2,629 |
| Total noninterest income | $122,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $96,000 | 6,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $652,000 | 8,142 |
| Salaries and employee benefits | $266,000 | 8,580 |
| Premises and equipment expense | $101,000 | 7,609 |
| Additional noninterest expense | $285,000 | 7,273 |
| Pre-tax net operating income | $-49,000 | 8,719 |
| Securities gains (losses) | $15,000 | 3,125 |
| Applicable income taxes | $-44,000 | 9,008 |
| Income before extraordinary items | $10,000 | 8,690 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $10,000 | 8,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,527 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $400 | 8,631 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $813,000 | 8,093 |
| Total interest expense | $292,000 | 7,723 |
| Net interest income | $521,000 | 8,153 |
| Provision for loan and lease losses | $162,000 | 2,883 |
| Total noninterest income | $80,000 | 7,768 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $61,000 | 6,283 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $440,000 | 8,142 |
| Salaries and employee benefits | $183,000 | 8,570 |
| Premises and equipment expense | $66,000 | 7,663 |
| Additional noninterest expense | $191,000 | 7,263 |
| Pre-tax net operating income | $-1,000 | 8,678 |
| Securities gains (losses) | $15,000 | 2,750 |
| Applicable income taxes | $-18,000 | 9,023 |
| Income before extraordinary items | $32,000 | 8,563 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $32,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,471 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $17,000 | 8,543 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $418,000 | 8,097 |
| Total interest expense | $158,000 | 7,650 |
| Net interest income | $260,000 | 8,184 |
| Provision for loan and lease losses | $87,000 | 2,637 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $223,000 | 8,153 |
| Salaries and employee benefits | $97,000 | 8,531 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $95,000 | 7,280 |
| Pre-tax net operating income | $-4,000 | 8,740 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-14,000 | 9,093 |
| Income before extraordinary items | $10,000 | 8,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,327 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $10,000 | 8,528 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 8,000 |
| Total interest expense | $871,000 | 7,279 |
| Net interest income | $998,000 | 8,259 |
| Provision for loan and lease losses | $353,000 | 3,117 |
| Total noninterest income | $159,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $133,000 | 6,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $1,084,000 | 7,748 |
| Salaries and employee benefits | $435,000 | 8,377 |
| Premises and equipment expense | $151,000 | 7,432 |
| Additional noninterest expense | $498,000 | 6,509 |
| Pre-tax net operating income | $-280,000 | 8,872 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $-143,000 | 9,098 |
| Income before extraordinary items | $-136,000 | 8,867 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-136,000 | 8,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 4,025 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-136,640 | 8,810 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 8,128 |
| Total interest expense | $1,317,000 | 7,374 |
| Net interest income | $772,000 | 8,722 |
| Provision for loan and lease losses | $251,000 | 3,598 |
| Total noninterest income | $86,000 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $113,000 | 6,354 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-27,000 | 9,591 |
| Total noninterest expense | $1,058,000 | 7,808 |
| Salaries and employee benefits | $479,000 | 8,270 |
| Premises and equipment expense | $138,000 | 7,719 |
| Additional noninterest expense | $441,000 | 6,845 |
| Pre-tax net operating income | $-451,000 | 9,139 |
| Securities gains (losses) | $33,000 | 2,734 |
| Applicable income taxes | $-202,000 | 9,375 |
| Income before extraordinary items | $-216,000 | 9,061 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-216,000 | 9,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,750 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-237,120 | 9,026 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 8,302 |
| Total interest expense | $1,219,000 | 7,761 |
| Net interest income | $887,000 | 8,714 |
| Provision for loan and lease losses | $768,000 | 1,309 |
| Total noninterest income | $98,000 | 8,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $1,030,000 | 7,932 |
| Salaries and employee benefits | $395,000 | 8,772 |
| Premises and equipment expense | $131,000 | 7,898 |
| Additional noninterest expense | $504,000 | 6,401 |
| Pre-tax net operating income | $-813,000 | 9,669 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $-348,000 | 9,755 |
| Income before extraordinary items | $-463,000 | 9,548 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-463,000 | 9,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $803,000 | 876 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-464,280 | 9,549 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 8,431 |
| Total interest expense | $1,030,000 | 8,107 |
| Net interest income | $1,031,000 | 8,556 |
| Provision for loan and lease losses | $232,000 | 3,249 |
| Total noninterest income | $73,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,255 |
| Total noninterest expense | $696,000 | 9,042 |
| Salaries and employee benefits | $323,000 | 9,339 |
| Premises and equipment expense | $83,000 | 8,967 |
| Additional noninterest expense | $290,000 | 8,195 |
| Pre-tax net operating income | $176,000 | 8,690 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $-23,000 | 9,736 |
| Income before extraordinary items | $200,000 | 8,311 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $200,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,314 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $199,000 | 8,285 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 8,746 |
| Total interest expense | $920,000 | 8,634 |
| Net interest income | $1,027,000 | 8,730 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $83,000 | 9,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $484,000 | 9,834 |
| Salaries and employee benefits | $215,000 | 10,038 |
| Premises and equipment expense | $53,000 | 9,747 |
| Additional noninterest expense | $216,000 | 8,951 |
| Pre-tax net operating income | $596,000 | 6,938 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $120,000 | 7,243 |
| Income before extraordinary items | $483,000 | 6,702 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $483,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $477,400 | 6,640 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 9,402 |
| Total interest expense | $806,000 | 9,239 |
| Net interest income | $909,000 | 9,399 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $73,000 | 9,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $529,000 | 10,022 |
| Salaries and employee benefits | $271,000 | 10,143 |
| Premises and equipment expense | $51,000 | 10,179 |
| Additional noninterest expense | $207,000 | 9,316 |
| Pre-tax net operating income | $373,000 | 8,595 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $44,000 | 9,342 |
| Income before extraordinary items | $335,000 | 8,104 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $335,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $329,720 | 8,106 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 9,932 |
| Total interest expense | $787,000 | 9,691 |
| Net interest income | $842,000 | 9,993 |
| Provision for loan and lease losses | $83,000 | 5,545 |
| Total noninterest income | $72,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,793 |
| Total noninterest expense | $453,000 | 10,782 |
| Salaries and employee benefits | $211,000 | 10,951 |
| Premises and equipment expense | $43,000 | 10,829 |
| Additional noninterest expense | $199,000 | 9,944 |
| Pre-tax net operating income | $378,000 | 8,640 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $75,000 | 9,249 |
| Income before extraordinary items | $303,000 | 8,396 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $303,000 | 8,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $303,000 | 8,341 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 10,632 |
| Total interest expense | $786,000 | 10,003 |
| Net interest income | $650,000 | 10,973 |
| Provision for loan and lease losses | $17,000 | 7,866 |
| Total noninterest income | $40,000 | 11,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $405,000 | 11,419 |
| Salaries and employee benefits | $206,000 | 11,462 |
| Premises and equipment expense | $51,000 | 11,056 |
| Additional noninterest expense | $148,000 | 11,074 |
| Pre-tax net operating income | $268,000 | 9,984 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $15,000 | 10,835 |
| Income before extraordinary items | $253,000 | 9,382 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $253,000 | 9,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $253,000 | 9,359 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 11,186 |
| Total interest expense | $652,000 | 10,343 |
| Net interest income | $627,000 | 11,614 |
| Provision for loan and lease losses | $41,000 | 6,560 |
| Total noninterest income | $34,000 | 12,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 10,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 12,453 |
| Total noninterest expense | $393,000 | 12,069 |
| Salaries and employee benefits | $206,000 | 12,027 |
| Premises and equipment expense | $47,000 | 11,731 |
| Additional noninterest expense | $140,000 | 11,916 |
| Pre-tax net operating income | $227,000 | 10,687 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $19,000 | 11,165 |
| Income before extraordinary items | $208,000 | 10,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $208,000 | 10,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $208,000 | 10,227 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 12,043 |
| Total interest expense | $716,000 | 10,494 |
| Net interest income | $407,000 | 12,802 |
| Provision for loan and lease losses | $31,000 | 8,369 |
| Total noninterest income | $36,000 | 12,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 13,164 |
| Total noninterest expense | $384,000 | 12,711 |
| Salaries and employee benefits | $178,000 | 12,799 |
| Premises and equipment expense | $43,000 | 12,433 |
| Additional noninterest expense | $163,000 | 12,242 |
| Pre-tax net operating income | $28,000 | 12,280 |
| Securities gains (losses) | $109,000 | 2,375 |
| Applicable income taxes | $19,000 | 11,624 |
| Income before extraordinary items | $118,000 | 11,596 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $118,000 | 11,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $24,260 | 12,272 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 12,598 |
| Total interest expense | $734,000 | 11,655 |
| Net interest income | $468,000 | 13,180 |
| Provision for loan and lease losses | $61,000 | 8,508 |
| Total noninterest income | $40,000 | 13,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $342,000 | 13,431 |
| Salaries and employee benefits | $162,000 | 13,472 |
| Premises and equipment expense | $46,000 | 12,842 |
| Additional noninterest expense | $134,000 | 13,161 |
| Pre-tax net operating income | $105,000 | 11,976 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $106,000 | 11,864 |
| Extraordinary gains, net | $40,000 | 1,063 |
| Net income | $146,000 | 11,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $111,000 | 6,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $105,000 | 11,582 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.