Home > Bank of Geneva > Income and Expense
Bank of Geneva, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,158,000 | 1,842 |
| Total interest expense | $2,143,000 | 1,850 |
| Net interest income | $13,015,000 | 1,819 |
| Provision for loan and lease losses | $255,000 | 2,115 |
| Total noninterest income | $886,000 | 3,014 |
| Gross Fiduciary activities income | $14,000 | 932 |
| Service charges on deposit accounts | $220,000 | 3,190 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $652,000 | 2,736 |
| Total noninterest expense | $8,577,000 | 2,137 |
| Salaries and employee benefits | $4,723,000 | 2,194 |
| Premises and equipment expense | $746,000 | 2,471 |
| Additional noninterest expense | $3,108,000 | 1,859 |
| Pre-tax net operating income | $5,069,000 | 1,766 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $5,069,000 | 1,562 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,069,000 | 1,560 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,069,000 | 1,561 |
| Net charge-offs | $464,000 | 1,000 |
| Cash dividends | $3,260,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,069,000 | 1,555 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,241,000 | 1,850 |
| Total interest expense | $1,513,000 | 1,864 |
| Net interest income | $9,728,000 | 1,811 |
| Provision for loan and lease losses | $255,000 | 1,736 |
| Total noninterest income | $486,000 | 3,471 |
| Gross Fiduciary activities income | $3,000 | 975 |
| Service charges on deposit accounts | $194,000 | 2,974 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $289,000 | 3,422 |
| Total noninterest expense | $4,968,000 | 2,560 |
| Salaries and employee benefits | $2,983,000 | 2,460 |
| Premises and equipment expense | $564,000 | 2,472 |
| Additional noninterest expense | $1,421,000 | 2,695 |
| Pre-tax net operating income | $4,991,000 | 1,425 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $4,991,000 | 1,282 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,991,000 | 1,280 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,991,000 | 1,281 |
| Net charge-offs | $467,000 | 739 |
| Cash dividends | $2,825,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,991,000 | 1,274 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,292,000 | 1,879 |
| Total interest expense | $929,000 | 1,887 |
| Net interest income | $6,363,000 | 1,845 |
| Provision for loan and lease losses | $225,000 | 1,413 |
| Total noninterest income | $311,000 | 3,552 |
| Gross Fiduciary activities income | $1,000 | 997 |
| Service charges on deposit accounts | $127,000 | 2,998 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $183,000 | 3,495 |
| Total noninterest expense | $3,210,000 | 2,632 |
| Salaries and employee benefits | $1,964,000 | 2,495 |
| Premises and equipment expense | $374,000 | 2,497 |
| Additional noninterest expense | $872,000 | 2,871 |
| Pre-tax net operating income | $3,239,000 | 1,444 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $3,239,000 | 1,281 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,239,000 | 1,279 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,239,000 | 1,280 |
| Net charge-offs | $8,000 | 2,667 |
| Cash dividends | $1,425,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,239,000 | 1,269 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 1,908 |
| Total interest expense | $424,000 | 1,938 |
| Net interest income | $3,123,000 | 1,872 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $152,000 | 3,549 |
| Gross Fiduciary activities income | $1,000 | 957 |
| Service charges on deposit accounts | $62,000 | 3,055 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $89,000 | 3,497 |
| Total noninterest expense | $1,569,000 | 2,706 |
| Salaries and employee benefits | $983,000 | 2,534 |
| Premises and equipment expense | $183,000 | 2,582 |
| Additional noninterest expense | $403,000 | 3,045 |
| Pre-tax net operating income | $1,601,000 | 1,416 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,601,000 | 1,269 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,601,000 | 1,269 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,601,000 | 1,269 |
| Net charge-offs | $5,000 | 2,201 |
| Cash dividends | $700,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,601,000 | 1,257 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,032,000 | 1,977 |
| Total interest expense | $1,515,000 | 1,909 |
| Net interest income | $11,517,000 | 1,979 |
| Provision for loan and lease losses | $420,000 | 1,602 |
| Total noninterest income | $989,000 | 2,960 |
| Gross Fiduciary activities income | $12,000 | 961 |
| Service charges on deposit accounts | $248,000 | 3,151 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $729,000 | 2,678 |
| Total noninterest expense | $6,399,000 | 2,662 |
| Salaries and employee benefits | $4,013,000 | 2,465 |
| Premises and equipment expense | $726,000 | 2,603 |
| Additional noninterest expense | $1,660,000 | 3,012 |
| Pre-tax net operating income | $5,687,000 | 1,542 |
| Securities gains (losses) | $-184,000 | 5,498 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $5,503,000 | 1,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,503,000 | 1,256 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,503,000 | 1,256 |
| Net charge-offs | $10,000 | 3,685 |
| Cash dividends | $4,565,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,687,000 | 1,206 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,585,000 | 2,013 |
| Total interest expense | $1,088,000 | 1,949 |
| Net interest income | $8,497,000 | 2,011 |
| Provision for loan and lease losses | $315,000 | 1,575 |
| Total noninterest income | $791,000 | 2,888 |
| Gross Fiduciary activities income | $10,000 | 939 |
| Service charges on deposit accounts | $178,000 | 3,237 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $603,000 | 2,573 |
| Total noninterest expense | $4,677,000 | 2,723 |
| Salaries and employee benefits | $2,997,000 | 2,480 |
| Premises and equipment expense | $543,000 | 2,627 |
| Additional noninterest expense | $1,137,000 | 3,214 |
| Pre-tax net operating income | $4,296,000 | 1,535 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $4,296,000 | 1,302 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,296,000 | 1,301 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,296,000 | 1,302 |
| Net charge-offs | $2,000 | 3,621 |
| Cash dividends | $3,115,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,296,000 | 1,283 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,266,000 | 2,035 |
| Total interest expense | $695,000 | 1,978 |
| Net interest income | $5,571,000 | 2,027 |
| Provision for loan and lease losses | $210,000 | 1,505 |
| Total noninterest income | $585,000 | 2,749 |
| Gross Fiduciary activities income | $2,000 | 1,015 |
| Service charges on deposit accounts | $119,000 | 3,232 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $464,000 | 2,416 |
| Total noninterest expense | $3,008,000 | 2,795 |
| Salaries and employee benefits | $1,931,000 | 2,552 |
| Premises and equipment expense | $362,000 | 2,635 |
| Additional noninterest expense | $715,000 | 3,348 |
| Pre-tax net operating income | $2,938,000 | 1,488 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,938,000 | 1,263 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,938,000 | 1,263 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,938,000 | 1,263 |
| Net charge-offs | $5,000 | 3,121 |
| Cash dividends | $2,410,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,938,000 | 1,242 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 2,041 |
| Total interest expense | $327,000 | 2,039 |
| Net interest income | $2,790,000 | 2,018 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $343,000 | 2,542 |
| Gross Fiduciary activities income | $2,000 | 961 |
| Service charges on deposit accounts | $56,000 | 3,345 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $285,000 | 2,163 |
| Total noninterest expense | $1,508,000 | 2,812 |
| Salaries and employee benefits | $978,000 | 2,562 |
| Premises and equipment expense | $183,000 | 2,652 |
| Additional noninterest expense | $347,000 | 3,409 |
| Pre-tax net operating income | $1,520,000 | 1,425 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,520,000 | 1,206 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,520,000 | 1,205 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,520,000 | 1,206 |
| Net charge-offs | $20,000 | 1,889 |
| Cash dividends | $1,700,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,520,000 | 1,186 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,605,000 | 2,131 |
| Total interest expense | $1,063,000 | 2,311 |
| Net interest income | $10,542,000 | 2,089 |
| Provision for loan and lease losses | $330,000 | 1,898 |
| Total noninterest income | $370,000 | 4,452 |
| Gross Fiduciary activities income | $16,000 | 979 |
| Service charges on deposit accounts | $227,000 | 3,415 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $127,000 | 4,810 |
| Total noninterest expense | $5,705,000 | 2,932 |
| Salaries and employee benefits | $3,505,000 | 2,743 |
| Premises and equipment expense | $706,000 | 2,714 |
| Additional noninterest expense | $1,494,000 | 3,355 |
| Pre-tax net operating income | $4,877,000 | 1,657 |
| Securities gains (losses) | $105,000 | 1,305 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,982,000 | 1,395 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,982,000 | 1,394 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,982,000 | 1,394 |
| Net charge-offs | $20,000 | 3,632 |
| Cash dividends | $2,050,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,877,000 | 1,392 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,656,000 | 2,145 |
| Total interest expense | $787,000 | 2,337 |
| Net interest income | $7,869,000 | 2,087 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $417,000 | 3,964 |
| Gross Fiduciary activities income | $15,000 | 940 |
| Service charges on deposit accounts | $173,000 | 3,411 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $229,000 | 3,943 |
| Total noninterest expense | $4,179,000 | 2,978 |
| Salaries and employee benefits | $2,535,000 | 2,814 |
| Premises and equipment expense | $523,000 | 2,746 |
| Additional noninterest expense | $1,121,000 | 3,371 |
| Pre-tax net operating income | $3,882,000 | 1,590 |
| Securities gains (losses) | $105,000 | 1,216 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,987,000 | 1,337 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,987,000 | 1,337 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,987,000 | 1,337 |
| Net charge-offs | $13,000 | 3,342 |
| Cash dividends | $2,050,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,882,000 | 1,328 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,740,000 | 2,160 |
| Total interest expense | $518,000 | 2,376 |
| Net interest income | $5,222,000 | 2,103 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $270,000 | 4,012 |
| Gross Fiduciary activities income | $15,000 | 919 |
| Service charges on deposit accounts | $116,000 | 3,390 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,076 |
| Total noninterest expense | $2,625,000 | 3,110 |
| Salaries and employee benefits | $1,553,000 | 2,980 |
| Premises and equipment expense | $340,000 | 2,815 |
| Additional noninterest expense | $732,000 | 3,436 |
| Pre-tax net operating income | $2,717,000 | 1,525 |
| Securities gains (losses) | $75,000 | 1,156 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,792,000 | 1,288 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,792,000 | 1,288 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,792,000 | 1,289 |
| Net charge-offs | $14,000 | 2,949 |
| Cash dividends | $1,325,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,717,000 | 1,268 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 2,226 |
| Total interest expense | $253,000 | 2,422 |
| Net interest income | $2,514,000 | 2,165 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $111,000 | 4,261 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $57,000 | 3,421 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $53,000 | 4,336 |
| Total noninterest expense | $1,325,000 | 3,110 |
| Salaries and employee benefits | $792,000 | 2,966 |
| Premises and equipment expense | $169,000 | 2,846 |
| Additional noninterest expense | $364,000 | 3,449 |
| Pre-tax net operating income | $1,225,000 | 1,637 |
| Securities gains (losses) | $32,000 | 1,025 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,257,000 | 1,364 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,257,000 | 1,364 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,257,000 | 1,365 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $615,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,225,000 | 1,345 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,052,000 | 2,176 |
| Total interest expense | $904,000 | 2,604 |
| Net interest income | $10,148,000 | 2,102 |
| Provision for loan and lease losses | $300,000 | 1,890 |
| Total noninterest income | $532,000 | 4,081 |
| Gross Fiduciary activities income | $10,000 | 1,040 |
| Service charges on deposit accounts | $226,000 | 3,523 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $296,000 | 3,999 |
| Total noninterest expense | $5,485,000 | 3,031 |
| Salaries and employee benefits | $3,376,000 | 2,805 |
| Premises and equipment expense | $751,000 | 2,682 |
| Additional noninterest expense | $1,358,000 | 3,637 |
| Pre-tax net operating income | $4,895,000 | 1,604 |
| Securities gains (losses) | $245,000 | 644 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $5,140,000 | 1,320 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,140,000 | 1,319 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,140,000 | 1,320 |
| Net charge-offs | $-11,000 | 5,205 |
| Cash dividends | $2,950,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,895,000 | 1,357 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,122,000 | 2,228 |
| Total interest expense | $671,000 | 2,658 |
| Net interest income | $7,451,000 | 2,157 |
| Provision for loan and lease losses | $210,000 | 1,913 |
| Total noninterest income | $423,000 | 4,019 |
| Gross Fiduciary activities income | $3,000 | 1,083 |
| Service charges on deposit accounts | $170,000 | 3,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $250,000 | 3,866 |
| Total noninterest expense | $4,104,000 | 3,065 |
| Salaries and employee benefits | $2,545,000 | 2,809 |
| Premises and equipment expense | $562,000 | 2,722 |
| Additional noninterest expense | $997,000 | 3,698 |
| Pre-tax net operating income | $3,560,000 | 1,659 |
| Securities gains (losses) | $245,000 | 555 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,805,000 | 1,350 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,805,000 | 1,350 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,805,000 | 1,350 |
| Net charge-offs | $-13,000 | 5,227 |
| Cash dividends | $1,950,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,560,000 | 1,395 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,330,000 | 2,263 |
| Total interest expense | $439,000 | 2,700 |
| Net interest income | $4,891,000 | 2,189 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $286,000 | 4,010 |
| Gross Fiduciary activities income | $2,000 | 1,087 |
| Service charges on deposit accounts | $113,000 | 3,526 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $171,000 | 3,864 |
| Total noninterest expense | $2,696,000 | 3,114 |
| Salaries and employee benefits | $1,671,000 | 2,855 |
| Premises and equipment expense | $367,000 | 2,782 |
| Additional noninterest expense | $658,000 | 3,753 |
| Pre-tax net operating income | $2,361,000 | 1,659 |
| Securities gains (losses) | $235,000 | 463 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,596,000 | 1,305 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,596,000 | 1,307 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,596,000 | 1,306 |
| Net charge-offs | $-10,000 | 5,254 |
| Cash dividends | $1,300,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,361,000 | 1,370 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 2,274 |
| Total interest expense | $214,000 | 2,754 |
| Net interest income | $2,428,000 | 2,188 |
| Provision for loan and lease losses | $120,000 | 1,278 |
| Total noninterest income | $140,000 | 4,036 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $50,000 | 3,703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $89,000 | 3,770 |
| Total noninterest expense | $1,339,000 | 3,137 |
| Salaries and employee benefits | $857,000 | 2,826 |
| Premises and equipment expense | $182,000 | 2,836 |
| Additional noninterest expense | $300,000 | 3,973 |
| Pre-tax net operating income | $1,109,000 | 1,696 |
| Securities gains (losses) | $235,000 | 310 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,344,000 | 1,252 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,344,000 | 1,252 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,344,000 | 1,253 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $650,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,109,000 | 1,411 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,154,000 | 2,362 |
| Total interest expense | $933,000 | 2,704 |
| Net interest income | $9,221,000 | 2,303 |
| Provision for loan and lease losses | $254,000 | 2,181 |
| Total noninterest income | $660,000 | 3,821 |
| Gross Fiduciary activities income | $7,000 | 1,100 |
| Service charges on deposit accounts | $219,000 | 3,773 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $434,000 | 3,480 |
| Total noninterest expense | $5,157,000 | 3,245 |
| Salaries and employee benefits | $3,081,000 | 3,015 |
| Premises and equipment expense | $684,000 | 2,963 |
| Additional noninterest expense | $1,392,000 | 3,704 |
| Pre-tax net operating income | $4,470,000 | 1,686 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $4,470,000 | 1,447 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,470,000 | 1,445 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,470,000 | 1,446 |
| Net charge-offs | $65,000 | 3,556 |
| Cash dividends | $2,470,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,470,000 | 1,416 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,575,000 | 2,389 |
| Total interest expense | $707,000 | 2,729 |
| Net interest income | $6,868,000 | 2,321 |
| Provision for loan and lease losses | $254,000 | 1,797 |
| Total noninterest income | $521,000 | 3,759 |
| Gross Fiduciary activities income | $7,000 | 1,056 |
| Service charges on deposit accounts | $163,000 | 3,830 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $351,000 | 3,398 |
| Total noninterest expense | $3,794,000 | 3,305 |
| Salaries and employee benefits | $2,274,000 | 3,073 |
| Premises and equipment expense | $526,000 | 2,936 |
| Additional noninterest expense | $994,000 | 3,851 |
| Pre-tax net operating income | $3,341,000 | 1,700 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $3,341,000 | 1,440 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,341,000 | 1,439 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,341,000 | 1,440 |
| Net charge-offs | $46,000 | 3,324 |
| Cash dividends | $1,470,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,341,000 | 1,415 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,861,000 | 2,478 |
| Total interest expense | $470,000 | 2,759 |
| Net interest income | $4,391,000 | 2,423 |
| Provision for loan and lease losses | $240,000 | 1,487 |
| Total noninterest income | $405,000 | 3,479 |
| Gross Fiduciary activities income | $6,000 | 1,042 |
| Service charges on deposit accounts | $107,000 | 3,822 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $292,000 | 3,078 |
| Total noninterest expense | $2,488,000 | 3,359 |
| Salaries and employee benefits | $1,482,000 | 3,145 |
| Premises and equipment expense | $358,000 | 2,909 |
| Additional noninterest expense | $648,000 | 3,921 |
| Pre-tax net operating income | $2,068,000 | 1,771 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,068,000 | 1,492 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,068,000 | 1,494 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,068,000 | 1,494 |
| Net charge-offs | $49,000 | 2,805 |
| Cash dividends | $955,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,068,000 | 1,458 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 2,551 |
| Total interest expense | $225,000 | 2,899 |
| Net interest income | $2,127,000 | 2,486 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $130,000 | 4,217 |
| Gross Fiduciary activities income | $4,000 | 1,019 |
| Service charges on deposit accounts | $56,000 | 3,746 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $70,000 | 4,105 |
| Total noninterest expense | $1,228,000 | 3,424 |
| Salaries and employee benefits | $736,000 | 3,178 |
| Premises and equipment expense | $183,000 | 2,935 |
| Additional noninterest expense | $309,000 | 4,041 |
| Pre-tax net operating income | $879,000 | 1,954 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $879,000 | 1,669 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $879,000 | 1,673 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $879,000 | 1,672 |
| Net charge-offs | $22,000 | 2,430 |
| Cash dividends | $15,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $879,000 | 1,634 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,947,000 | 2,680 |
| Total interest expense | $803,000 | 3,442 |
| Net interest income | $8,144,000 | 2,555 |
| Provision for loan and lease losses | $600,000 | 1,620 |
| Total noninterest income | $478,000 | 4,468 |
| Gross Fiduciary activities income | $7,000 | 1,143 |
| Service charges on deposit accounts | $204,000 | 4,063 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $267,000 | 4,244 |
| Total noninterest expense | $4,961,000 | 3,420 |
| Salaries and employee benefits | $3,042,000 | 3,077 |
| Premises and equipment expense | $630,000 | 3,201 |
| Additional noninterest expense | $1,289,000 | 4,033 |
| Pre-tax net operating income | $3,061,000 | 2,139 |
| Securities gains (losses) | $68,000 | 1,586 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,129,000 | 1,836 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,129,000 | 1,838 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,129,000 | 1,838 |
| Net charge-offs | $26,000 | 4,724 |
| Cash dividends | $760,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,061,000 | 1,836 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,475,000 | 2,797 |
| Total interest expense | $596,000 | 3,550 |
| Net interest income | $5,879,000 | 2,660 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $359,000 | 4,531 |
| Gross Fiduciary activities income | $6,000 | 1,100 |
| Service charges on deposit accounts | $151,000 | 4,120 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $202,000 | 4,298 |
| Total noninterest expense | $3,521,000 | 3,571 |
| Salaries and employee benefits | $2,122,000 | 3,255 |
| Premises and equipment expense | $458,000 | 3,301 |
| Additional noninterest expense | $941,000 | 4,083 |
| Pre-tax net operating income | $2,267,000 | 2,219 |
| Securities gains (losses) | $68,000 | 1,454 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,335,000 | 1,880 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,335,000 | 1,884 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,335,000 | 1,885 |
| Net charge-offs | $21,000 | 4,392 |
| Cash dividends | $750,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,267,000 | 1,865 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 2,844 |
| Total interest expense | $395,000 | 3,618 |
| Net interest income | $3,809,000 | 2,719 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $232,000 | 4,629 |
| Gross Fiduciary activities income | $5,000 | 1,085 |
| Service charges on deposit accounts | $95,000 | 4,200 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $132,000 | 4,380 |
| Total noninterest expense | $2,338,000 | 3,598 |
| Salaries and employee benefits | $1,434,000 | 3,247 |
| Premises and equipment expense | $297,000 | 3,379 |
| Additional noninterest expense | $607,000 | 4,159 |
| Pre-tax net operating income | $1,403,000 | 2,319 |
| Securities gains (losses) | $68,000 | 1,334 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,471,000 | 1,955 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,471,000 | 1,961 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,471,000 | 1,961 |
| Net charge-offs | $19,000 | 4,030 |
| Cash dividends | $750,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,403,000 | 1,963 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 2,935 |
| Total interest expense | $208,000 | 3,586 |
| Net interest income | $1,837,000 | 2,812 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $106,000 | 4,751 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $46,000 | 4,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,529 |
| Total noninterest expense | $1,218,000 | 3,514 |
| Salaries and employee benefits | $789,000 | 3,081 |
| Premises and equipment expense | $138,000 | 3,577 |
| Additional noninterest expense | $291,000 | 4,292 |
| Pre-tax net operating income | $575,000 | 2,626 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $575,000 | 2,325 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $575,000 | 2,327 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $575,000 | 2,327 |
| Net charge-offs | $-12,000 | 6,270 |
| Cash dividends | $750,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $575,000 | 2,240 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,142,000 | 3,059 |
| Total interest expense | $1,020,000 | 3,561 |
| Net interest income | $7,122,000 | 2,939 |
| Provision for loan and lease losses | $420,000 | 2,950 |
| Total noninterest income | $441,000 | 4,680 |
| Gross Fiduciary activities income | $11,000 | 1,117 |
| Service charges on deposit accounts | $182,000 | 4,444 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $248,000 | 4,326 |
| Total noninterest expense | $4,449,000 | 3,752 |
| Salaries and employee benefits | $2,703,000 | 3,366 |
| Premises and equipment expense | $517,000 | 3,739 |
| Additional noninterest expense | $1,229,000 | 4,293 |
| Pre-tax net operating income | $2,694,000 | 2,284 |
| Securities gains (losses) | $418,000 | 1,076 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,112,000 | 1,797 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,112,000 | 1,796 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,112,000 | 1,797 |
| Net charge-offs | $86,000 | 4,542 |
| Cash dividends | $1,345,000 | 1,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,694,000 | 1,929 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,934,000 | 3,197 |
| Total interest expense | $799,000 | 3,591 |
| Net interest income | $5,135,000 | 3,085 |
| Provision for loan and lease losses | $300,000 | 2,961 |
| Total noninterest income | $336,000 | 4,704 |
| Gross Fiduciary activities income | $9,000 | 1,086 |
| Service charges on deposit accounts | $138,000 | 4,490 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $189,000 | 4,324 |
| Total noninterest expense | $3,226,000 | 3,860 |
| Salaries and employee benefits | $1,957,000 | 3,478 |
| Premises and equipment expense | $385,000 | 3,802 |
| Additional noninterest expense | $884,000 | 4,446 |
| Pre-tax net operating income | $1,945,000 | 2,411 |
| Securities gains (losses) | $418,000 | 868 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,363,000 | 1,821 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,363,000 | 1,820 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,363,000 | 1,822 |
| Net charge-offs | $84,000 | 4,133 |
| Cash dividends | $1,345,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,945,000 | 2,036 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 3,236 |
| Total interest expense | $551,000 | 3,602 |
| Net interest income | $3,383,000 | 3,127 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $223,000 | 4,725 |
| Gross Fiduciary activities income | $6,000 | 1,098 |
| Service charges on deposit accounts | $91,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 4,328 |
| Total noninterest expense | $2,140,000 | 3,899 |
| Salaries and employee benefits | $1,317,000 | 3,473 |
| Premises and equipment expense | $253,000 | 3,835 |
| Additional noninterest expense | $570,000 | 4,516 |
| Pre-tax net operating income | $1,286,000 | 2,389 |
| Securities gains (losses) | $418,000 | 668 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,704,000 | 1,702 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,704,000 | 1,701 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,704,000 | 1,702 |
| Net charge-offs | $55,000 | 3,951 |
| Cash dividends | $970,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,286,000 | 2,035 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 3,270 |
| Total interest expense | $283,000 | 3,642 |
| Net interest income | $1,676,000 | 3,163 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $111,000 | 4,777 |
| Gross Fiduciary activities income | $3,000 | 1,077 |
| Service charges on deposit accounts | $45,000 | 4,489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 4,373 |
| Total noninterest expense | $1,029,000 | 4,025 |
| Salaries and employee benefits | $641,000 | 3,573 |
| Premises and equipment expense | $122,000 | 3,950 |
| Additional noninterest expense | $266,000 | 4,705 |
| Pre-tax net operating income | $668,000 | 2,344 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $668,000 | 2,076 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $668,000 | 2,077 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $668,000 | 2,078 |
| Net charge-offs | $53,000 | 2,973 |
| Cash dividends | $595,000 | 762 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $668,000 | 1,978 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,476,000 | 3,514 |
| Total interest expense | $1,199,000 | 3,964 |
| Net interest income | $6,277,000 | 3,346 |
| Provision for loan and lease losses | $180,000 | 4,726 |
| Total noninterest income | $489,000 | 4,445 |
| Gross Fiduciary activities income | $26,000 | 1,002 |
| Service charges on deposit accounts | $189,000 | 4,485 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $274,000 | 4,015 |
| Total noninterest expense | $4,429,000 | 3,840 |
| Salaries and employee benefits | $2,685,000 | 3,373 |
| Premises and equipment expense | $471,000 | 4,201 |
| Additional noninterest expense | $1,273,000 | 4,287 |
| Pre-tax net operating income | $2,157,000 | 2,366 |
| Securities gains (losses) | $63,000 | 2,411 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,220,000 | 2,077 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,220,000 | 2,078 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,220,000 | 2,078 |
| Net charge-offs | $176,000 | 4,451 |
| Cash dividends | $997,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,157,000 | 2,044 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 3,573 |
| Total interest expense | $909,000 | 4,072 |
| Net interest income | $4,648,000 | 3,388 |
| Provision for loan and lease losses | $150,000 | 4,478 |
| Total noninterest income | $378,000 | 4,431 |
| Gross Fiduciary activities income | $21,000 | 972 |
| Service charges on deposit accounts | $139,000 | 4,544 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $218,000 | 3,976 |
| Total noninterest expense | $3,207,000 | 3,943 |
| Salaries and employee benefits | $1,944,000 | 3,465 |
| Premises and equipment expense | $344,000 | 4,309 |
| Additional noninterest expense | $919,000 | 4,392 |
| Pre-tax net operating income | $1,669,000 | 2,381 |
| Securities gains (losses) | $63,000 | 2,156 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,732,000 | 2,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,732,000 | 2,053 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,732,000 | 2,054 |
| Net charge-offs | $100,000 | 4,433 |
| Cash dividends | $997,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,669,000 | 2,032 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 3,626 |
| Total interest expense | $617,000 | 4,139 |
| Net interest income | $3,051,000 | 3,435 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $273,000 | 4,296 |
| Gross Fiduciary activities income | $17,000 | 956 |
| Service charges on deposit accounts | $89,000 | 4,601 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 3,776 |
| Total noninterest expense | $2,107,000 | 4,031 |
| Salaries and employee benefits | $1,262,000 | 3,564 |
| Premises and equipment expense | $225,000 | 4,389 |
| Additional noninterest expense | $620,000 | 4,443 |
| Pre-tax net operating income | $1,097,000 | 2,388 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,097,000 | 2,103 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,097,000 | 2,103 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,097,000 | 2,103 |
| Net charge-offs | $40,000 | 4,628 |
| Cash dividends | $622,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,097,000 | 2,036 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 3,700 |
| Total interest expense | $315,000 | 4,182 |
| Net interest income | $1,478,000 | 3,511 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $99,000 | 4,939 |
| Gross Fiduciary activities income | $3,000 | 1,053 |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,485 |
| Total noninterest expense | $1,037,000 | 4,089 |
| Salaries and employee benefits | $635,000 | 3,567 |
| Premises and equipment expense | $106,000 | 4,564 |
| Additional noninterest expense | $296,000 | 4,567 |
| Pre-tax net operating income | $480,000 | 2,633 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $480,000 | 2,328 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $480,000 | 2,327 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $480,000 | 2,328 |
| Net charge-offs | $32,000 | 3,717 |
| Cash dividends | $422,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $480,000 | 2,275 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,470,000 | 3,735 |
| Total interest expense | $1,514,000 | 4,242 |
| Net interest income | $5,956,000 | 3,485 |
| Provision for loan and lease losses | $200,000 | 5,328 |
| Total noninterest income | $448,000 | 4,762 |
| Gross Fiduciary activities income | $12,000 | 1,125 |
| Service charges on deposit accounts | $202,000 | 4,384 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $234,000 | 4,351 |
| Total noninterest expense | $4,022,000 | 4,207 |
| Salaries and employee benefits | $2,391,000 | 3,706 |
| Premises and equipment expense | $391,000 | 4,805 |
| Additional noninterest expense | $1,240,000 | 4,523 |
| Pre-tax net operating income | $2,182,000 | 2,084 |
| Securities gains (losses) | $232,000 | 1,467 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,414,000 | 1,707 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,414,000 | 1,707 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,414,000 | 1,709 |
| Net charge-offs | $224,000 | 4,642 |
| Cash dividends | $2,325,000 | 717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,182,000 | 1,801 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 3,802 |
| Total interest expense | $1,186,000 | 4,275 |
| Net interest income | $4,443,000 | 3,545 |
| Provision for loan and lease losses | $170,000 | 5,118 |
| Total noninterest income | $332,000 | 4,866 |
| Gross Fiduciary activities income | $7,000 | 1,140 |
| Service charges on deposit accounts | $152,000 | 4,449 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $173,000 | 4,425 |
| Total noninterest expense | $2,972,000 | 4,266 |
| Salaries and employee benefits | $1,746,000 | 3,827 |
| Premises and equipment expense | $318,000 | 4,695 |
| Additional noninterest expense | $908,000 | 4,574 |
| Pre-tax net operating income | $1,633,000 | 2,225 |
| Securities gains (losses) | $231,000 | 1,261 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,864,000 | 1,768 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,864,000 | 1,771 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,864,000 | 1,771 |
| Net charge-offs | $156,000 | 4,468 |
| Cash dividends | $1,800,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,633,000 | 1,903 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 3,850 |
| Total interest expense | $820,000 | 4,278 |
| Net interest income | $2,903,000 | 3,603 |
| Provision for loan and lease losses | $140,000 | 4,720 |
| Total noninterest income | $226,000 | 4,810 |
| Gross Fiduciary activities income | $5,000 | 1,142 |
| Service charges on deposit accounts | $106,000 | 4,388 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $115,000 | 4,402 |
| Total noninterest expense | $1,929,000 | 4,345 |
| Salaries and employee benefits | $1,122,000 | 3,954 |
| Premises and equipment expense | $224,000 | 4,570 |
| Additional noninterest expense | $583,000 | 4,661 |
| Pre-tax net operating income | $1,060,000 | 2,270 |
| Securities gains (losses) | $231,000 | 856 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,291,000 | 1,688 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,291,000 | 1,687 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,291,000 | 1,688 |
| Net charge-offs | $70,000 | 4,589 |
| Cash dividends | $1,275,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,060,000 | 1,917 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 3,957 |
| Total interest expense | $423,000 | 4,331 |
| Net interest income | $1,403,000 | 3,735 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $116,000 | 4,771 |
| Gross Fiduciary activities income | $3,000 | 1,105 |
| Service charges on deposit accounts | $47,000 | 4,592 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $888,000 | 4,626 |
| Salaries and employee benefits | $495,000 | 4,384 |
| Premises and equipment expense | $114,000 | 4,601 |
| Additional noninterest expense | $279,000 | 4,798 |
| Pre-tax net operating income | $541,000 | 2,265 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $541,000 | 2,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $541,000 | 1,998 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $541,000 | 2,000 |
| Net charge-offs | $30,000 | 4,145 |
| Cash dividends | $900,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $541,000 | 1,923 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,516,000 | 3,993 |
| Total interest expense | $1,851,000 | 4,674 |
| Net interest income | $5,665,000 | 3,624 |
| Provision for loan and lease losses | $360,000 | 5,016 |
| Total noninterest income | $450,000 | 4,921 |
| Gross Fiduciary activities income | $13,000 | 1,147 |
| Service charges on deposit accounts | $255,000 | 4,203 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $182,000 | 4,794 |
| Total noninterest expense | $4,166,000 | 4,227 |
| Salaries and employee benefits | $2,515,000 | 3,665 |
| Premises and equipment expense | $462,000 | 4,602 |
| Additional noninterest expense | $1,189,000 | 4,773 |
| Pre-tax net operating income | $1,589,000 | 2,273 |
| Securities gains (losses) | $-98,000 | 7,282 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,491,000 | 2,131 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,491,000 | 2,129 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,491,000 | 2,131 |
| Net charge-offs | $384,000 | 4,157 |
| Cash dividends | $827,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,589,000 | 1,987 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 4,038 |
| Total interest expense | $1,421,000 | 4,745 |
| Net interest income | $4,224,000 | 3,648 |
| Provision for loan and lease losses | $300,000 | 4,583 |
| Total noninterest income | $331,000 | 5,016 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $196,000 | 4,155 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $133,000 | 4,968 |
| Total noninterest expense | $3,166,000 | 4,196 |
| Salaries and employee benefits | $1,901,000 | 3,688 |
| Premises and equipment expense | $342,000 | 4,681 |
| Additional noninterest expense | $923,000 | 4,651 |
| Pre-tax net operating income | $1,089,000 | 2,595 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,097,000 | 2,323 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,097,000 | 2,320 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,097,000 | 2,323 |
| Net charge-offs | $176,000 | 4,396 |
| Cash dividends | $827,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,089,000 | 2,299 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 4,051 |
| Total interest expense | $969,000 | 4,809 |
| Net interest income | $2,832,000 | 3,620 |
| Provision for loan and lease losses | $210,000 | 4,245 |
| Total noninterest income | $219,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $127,000 | 4,197 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $92,000 | 4,946 |
| Total noninterest expense | $2,137,000 | 4,197 |
| Salaries and employee benefits | $1,324,000 | 3,607 |
| Premises and equipment expense | $212,000 | 4,915 |
| Additional noninterest expense | $601,000 | 4,719 |
| Pre-tax net operating income | $704,000 | 2,756 |
| Securities gains (losses) | $8,000 | 2,641 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $712,000 | 2,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $712,000 | 2,453 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $712,000 | 2,455 |
| Net charge-offs | $128,000 | 3,966 |
| Cash dividends | $550,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $704,000 | 2,398 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 4,172 |
| Total interest expense | $490,000 | 4,885 |
| Net interest income | $1,350,000 | 3,736 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $106,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $63,000 | 4,164 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $43,000 | 5,090 |
| Total noninterest expense | $980,000 | 4,355 |
| Salaries and employee benefits | $602,000 | 3,908 |
| Premises and equipment expense | $95,000 | 5,244 |
| Additional noninterest expense | $283,000 | 4,590 |
| Pre-tax net operating income | $371,000 | 2,957 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $376,000 | 2,692 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $376,000 | 2,691 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $376,000 | 2,693 |
| Net charge-offs | $81,000 | 3,089 |
| Cash dividends | $275,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $371,000 | 2,579 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,481,000 | 4,307 |
| Total interest expense | $2,272,000 | 4,995 |
| Net interest income | $5,209,000 | 3,830 |
| Provision for loan and lease losses | $449,000 | 3,974 |
| Total noninterest income | $411,000 | 5,222 |
| Gross Fiduciary activities income | $27,000 | 1,072 |
| Service charges on deposit accounts | $258,000 | 4,296 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $126,000 | 5,607 |
| Total noninterest expense | $3,446,000 | 4,691 |
| Salaries and employee benefits | $2,181,000 | 4,168 |
| Premises and equipment expense | $390,000 | 5,153 |
| Additional noninterest expense | $875,000 | 5,222 |
| Pre-tax net operating income | $1,725,000 | 2,773 |
| Securities gains (losses) | $26,000 | 2,023 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,751,000 | 2,240 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,751,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 4,078 |
| Cash dividends | $775,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,725,000 | 2,399 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,581,000 | 4,389 |
| Total interest expense | $1,764,000 | 5,030 |
| Net interest income | $3,817,000 | 3,923 |
| Provision for loan and lease losses | $224,000 | 4,051 |
| Total noninterest income | $282,000 | 5,485 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $185,000 | 4,410 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $93,000 | 5,748 |
| Total noninterest expense | $2,660,000 | 4,582 |
| Salaries and employee benefits | $1,730,000 | 4,030 |
| Premises and equipment expense | $300,000 | 5,114 |
| Additional noninterest expense | $630,000 | 5,283 |
| Pre-tax net operating income | $1,215,000 | 3,299 |
| Securities gains (losses) | $26,000 | 1,844 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,241,000 | 2,690 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,241,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,282 |
| Cash dividends | $525,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,215,000 | 2,879 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 4,450 |
| Total interest expense | $1,221,000 | 5,067 |
| Net interest income | $2,491,000 | 3,978 |
| Provision for loan and lease losses | $3,000 | 6,580 |
| Total noninterest income | $168,000 | 5,785 |
| Gross Fiduciary activities income | $3,000 | 1,253 |
| Service charges on deposit accounts | $109,000 | 4,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $56,000 | 5,955 |
| Total noninterest expense | $1,785,000 | 4,593 |
| Salaries and employee benefits | $1,191,000 | 3,981 |
| Premises and equipment expense | $196,000 | 5,207 |
| Additional noninterest expense | $398,000 | 5,436 |
| Pre-tax net operating income | $871,000 | 3,249 |
| Securities gains (losses) | $26,000 | 1,879 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $897,000 | 2,809 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $897,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,039 |
| Cash dividends | $275,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $871,000 | 2,817 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 4,510 |
| Total interest expense | $660,000 | 5,031 |
| Net interest income | $1,220,000 | 4,064 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $78,000 | 5,923 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $54,000 | 4,649 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $891,000 | 4,596 |
| Salaries and employee benefits | $609,000 | 3,927 |
| Premises and equipment expense | $99,000 | 5,177 |
| Additional noninterest expense | $183,000 | 5,620 |
| Pre-tax net operating income | $405,000 | 3,523 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $405,000 | 3,167 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $405,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,359 |
| Cash dividends | $125,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $405,000 | 3,090 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,435,000 | 4,582 |
| Total interest expense | $3,009,000 | 4,787 |
| Net interest income | $4,426,000 | 4,336 |
| Provision for loan and lease losses | $6,000 | 6,695 |
| Total noninterest income | $401,000 | 5,485 |
| Gross Fiduciary activities income | $13,000 | 1,218 |
| Service charges on deposit accounts | $259,000 | 4,390 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $129,000 | 5,824 |
| Total noninterest expense | $3,583,000 | 4,444 |
| Salaries and employee benefits | $2,326,000 | 3,920 |
| Premises and equipment expense | $413,000 | 4,921 |
| Additional noninterest expense | $844,000 | 5,168 |
| Pre-tax net operating income | $1,238,000 | 4,294 |
| Securities gains (losses) | $19,000 | 1,121 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,257,000 | 3,845 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,257,000 | 3,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,573 |
| Cash dividends | $802,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,238,000 | 3,869 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,488,000 | 4,633 |
| Total interest expense | $2,244,000 | 4,815 |
| Net interest income | $3,244,000 | 4,422 |
| Provision for loan and lease losses | $3,000 | 6,442 |
| Total noninterest income | $277,000 | 5,699 |
| Gross Fiduciary activities income | $2,000 | 1,352 |
| Service charges on deposit accounts | $196,000 | 4,377 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $79,000 | 6,171 |
| Total noninterest expense | $2,590,000 | 4,538 |
| Salaries and employee benefits | $1,662,000 | 4,046 |
| Premises and equipment expense | $318,000 | 4,833 |
| Additional noninterest expense | $610,000 | 5,230 |
| Pre-tax net operating income | $928,000 | 4,530 |
| Securities gains (losses) | $9,000 | 1,036 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $937,000 | 4,018 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $937,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,057 |
| Cash dividends | $602,000 | 2,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $928,000 | 4,032 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 4,687 |
| Total interest expense | $1,447,000 | 4,905 |
| Net interest income | $2,147,000 | 4,481 |
| Provision for loan and lease losses | $1,000 | 6,174 |
| Total noninterest income | $180,000 | 5,785 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $127,000 | 4,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $52,000 | 6,215 |
| Total noninterest expense | $1,713,000 | 4,584 |
| Salaries and employee benefits | $1,109,000 | 4,078 |
| Premises and equipment expense | $212,000 | 4,845 |
| Additional noninterest expense | $392,000 | 5,360 |
| Pre-tax net operating income | $613,000 | 4,598 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $617,000 | 4,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $617,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,258 |
| Cash dividends | $402,000 | 2,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $613,000 | 4,113 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 4,732 |
| Total interest expense | $724,000 | 4,882 |
| Net interest income | $1,047,000 | 4,554 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $94,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $64,000 | 4,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $860,000 | 4,577 |
| Salaries and employee benefits | $562,000 | 4,065 |
| Premises and equipment expense | $101,000 | 5,017 |
| Additional noninterest expense | $197,000 | 5,309 |
| Pre-tax net operating income | $281,000 | 4,798 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $285,000 | 4,301 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $285,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $203,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $281,000 | 4,305 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,114,000 | 4,516 |
| Total interest expense | $3,359,000 | 4,029 |
| Net interest income | $3,755,000 | 4,849 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $321,000 | 6,046 |
| Gross Fiduciary activities income | $15,000 | 1,219 |
| Service charges on deposit accounts | $218,000 | 4,804 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $88,000 | 6,534 |
| Total noninterest expense | $3,372,000 | 4,514 |
| Salaries and employee benefits | $2,101,000 | 4,122 |
| Premises and equipment expense | $445,000 | 4,598 |
| Additional noninterest expense | $826,000 | 5,140 |
| Pre-tax net operating income | $704,000 | 5,911 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-39,000 | 8,269 |
| Income before extraordinary items | $743,000 | 5,373 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $743,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,616 |
| Cash dividends | $302,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $743,000 | 5,368 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,296,000 | 4,539 |
| Total interest expense | $2,558,000 | 3,893 |
| Net interest income | $2,738,000 | 4,968 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $230,000 | 6,188 |
| Gross Fiduciary activities income | $6,000 | 1,272 |
| Service charges on deposit accounts | $161,000 | 4,884 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,605 |
| Total noninterest expense | $2,478,000 | 4,572 |
| Salaries and employee benefits | $1,545,000 | 4,159 |
| Premises and equipment expense | $332,000 | 4,614 |
| Additional noninterest expense | $601,000 | 5,209 |
| Pre-tax net operating income | $490,000 | 6,256 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-39,000 | 8,488 |
| Income before extraordinary items | $529,000 | 5,643 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $529,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,926 |
| Cash dividends | $302,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $529,000 | 5,638 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 4,517 |
| Total interest expense | $1,682,000 | 3,829 |
| Net interest income | $1,809,000 | 5,018 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $145,000 | 6,291 |
| Gross Fiduciary activities income | $4,000 | 1,273 |
| Service charges on deposit accounts | $98,000 | 5,060 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $1,665,000 | 4,555 |
| Salaries and employee benefits | $1,033,000 | 4,174 |
| Premises and equipment expense | $221,000 | 4,633 |
| Additional noninterest expense | $411,000 | 5,111 |
| Pre-tax net operating income | $289,000 | 6,528 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-39,000 | 8,566 |
| Income before extraordinary items | $328,000 | 5,822 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $328,000 | 5,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,485 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $328,000 | 5,818 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 4,561 |
| Total interest expense | $761,000 | 3,950 |
| Net interest income | $929,000 | 4,925 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $70,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $881,000 | 4,387 |
| Salaries and employee benefits | $549,000 | 4,004 |
| Premises and equipment expense | $115,000 | 4,545 |
| Additional noninterest expense | $217,000 | 4,927 |
| Pre-tax net operating income | $118,000 | 6,823 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-39,000 | 8,627 |
| Income before extraordinary items | $157,000 | 5,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $157,000 | 5,853 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 4,327 |
| Total interest expense | $2,642,000 | 3,676 |
| Net interest income | $3,955,000 | 4,656 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $290,000 | 6,386 |
| Gross Fiduciary activities income | $9,000 | 1,311 |
| Service charges on deposit accounts | $223,000 | 4,810 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $58,000 | 7,210 |
| Total noninterest expense | $3,396,000 | 4,393 |
| Salaries and employee benefits | $2,140,000 | 3,928 |
| Premises and equipment expense | $521,000 | 4,058 |
| Additional noninterest expense | $735,000 | 5,458 |
| Pre-tax net operating income | $849,000 | 5,747 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $34,000 | 6,086 |
| Income before extraordinary items | $818,000 | 5,298 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $818,000 | 5,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,418 |
| Cash dividends | $505,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $815,120 | 5,278 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,871,000 | 4,332 |
| Total interest expense | $1,879,000 | 3,677 |
| Net interest income | $2,992,000 | 4,652 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $207,000 | 6,536 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $159,000 | 4,955 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 7,114 |
| Total noninterest expense | $2,513,000 | 4,404 |
| Salaries and employee benefits | $1,578,000 | 3,934 |
| Premises and equipment expense | $396,000 | 3,999 |
| Additional noninterest expense | $539,000 | 5,479 |
| Pre-tax net operating income | $686,000 | 5,688 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $30,000 | 6,080 |
| Income before extraordinary items | $658,000 | 5,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $658,000 | 5,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,432 |
| Cash dividends | $350,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $656,080 | 5,202 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,217,000 | 4,282 |
| Total interest expense | $1,222,000 | 3,575 |
| Net interest income | $1,995,000 | 4,619 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $147,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $108,000 | 4,882 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $39,000 | 6,823 |
| Total noninterest expense | $1,623,000 | 4,494 |
| Salaries and employee benefits | $1,007,000 | 4,050 |
| Premises and equipment expense | $263,000 | 3,989 |
| Additional noninterest expense | $353,000 | 5,497 |
| Pre-tax net operating income | $519,000 | 5,390 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $25,000 | 5,980 |
| Income before extraordinary items | $496,000 | 4,907 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $496,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,426 |
| Cash dividends | $225,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $494,100 | 4,866 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 4,354 |
| Total interest expense | $567,000 | 3,668 |
| Net interest income | $995,000 | 4,636 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $69,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $49,000 | 5,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $810,000 | 4,527 |
| Salaries and employee benefits | $492,000 | 4,138 |
| Premises and equipment expense | $129,000 | 4,103 |
| Additional noninterest expense | $189,000 | 5,293 |
| Pre-tax net operating income | $254,000 | 5,420 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $25,000 | 5,466 |
| Income before extraordinary items | $231,000 | 5,067 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $231,000 | 5,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,609 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $229,200 | 5,057 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,304,000 | 4,111 |
| Total interest expense | $1,906,000 | 3,789 |
| Net interest income | $4,398,000 | 4,186 |
| Provision for loan and lease losses | $18,000 | 6,797 |
| Total noninterest income | $326,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $199,000 | 5,235 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $127,000 | 6,008 |
| Total noninterest expense | $3,418,000 | 4,252 |
| Salaries and employee benefits | $2,076,000 | 3,878 |
| Premises and equipment expense | $545,000 | 3,819 |
| Additional noninterest expense | $797,000 | 5,102 |
| Pre-tax net operating income | $1,288,000 | 4,609 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $41,000 | 6,156 |
| Income before extraordinary items | $1,247,000 | 4,108 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,247,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,656 |
| Cash dividends | $776,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,247,000 | 4,043 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,715,000 | 4,104 |
| Total interest expense | $1,341,000 | 3,945 |
| Net interest income | $3,374,000 | 4,113 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $209,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $138,000 | 5,445 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 6,524 |
| Total noninterest expense | $2,516,000 | 4,276 |
| Salaries and employee benefits | $1,516,000 | 3,918 |
| Premises and equipment expense | $421,000 | 3,736 |
| Additional noninterest expense | $579,000 | 5,157 |
| Pre-tax net operating income | $1,049,000 | 4,485 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $34,000 | 6,208 |
| Income before extraordinary items | $1,015,000 | 3,957 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,015,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,436 |
| Cash dividends | $551,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,015,000 | 3,896 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 4,154 |
| Total interest expense | $909,000 | 3,893 |
| Net interest income | $2,174,000 | 4,223 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $135,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $67,000 | 6,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 5,903 |
| Total noninterest expense | $1,629,000 | 4,403 |
| Salaries and employee benefits | $1,001,000 | 3,972 |
| Premises and equipment expense | $272,000 | 3,821 |
| Additional noninterest expense | $356,000 | 5,454 |
| Pre-tax net operating income | $662,000 | 4,584 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $34,000 | 5,952 |
| Income before extraordinary items | $628,000 | 4,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $628,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $301,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $628,000 | 4,033 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 4,187 |
| Total interest expense | $468,000 | 3,851 |
| Net interest income | $1,067,000 | 4,292 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $68,000 | 6,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $792,000 | 4,510 |
| Salaries and employee benefits | $490,000 | 4,073 |
| Premises and equipment expense | $132,000 | 3,942 |
| Additional noninterest expense | $170,000 | 5,605 |
| Pre-tax net operating income | $325,000 | 4,630 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $322,000 | 4,084 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $322,000 | 4,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $175,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $322,000 | 3,941 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,149,000 | 4,237 |
| Total interest expense | $2,003,000 | 4,024 |
| Net interest income | $4,146,000 | 4,253 |
| Provision for loan and lease losses | $705,000 | 1,610 |
| Total noninterest income | $267,000 | 6,830 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $136,000 | 6,056 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $131,000 | 6,069 |
| Total noninterest expense | $3,078,000 | 4,529 |
| Salaries and employee benefits | $1,919,000 | 4,065 |
| Premises and equipment expense | $489,000 | 4,141 |
| Additional noninterest expense | $670,000 | 5,634 |
| Pre-tax net operating income | $630,000 | 6,242 |
| Securities gains (losses) | $1,581,000 | 353 |
| Applicable income taxes | $659,000 | 2,896 |
| Income before extraordinary items | $1,552,000 | 3,486 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,552,000 | 3,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 1,576 |
| Cash dividends | $550,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $445,300 | 6,424 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,620,000 | 4,279 |
| Total interest expense | $1,510,000 | 4,118 |
| Net interest income | $3,110,000 | 4,277 |
| Provision for loan and lease losses | $415,000 | 1,969 |
| Total noninterest income | $202,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $94,000 | 6,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 5,935 |
| Total noninterest expense | $2,369,000 | 4,444 |
| Salaries and employee benefits | $1,474,000 | 3,975 |
| Premises and equipment expense | $367,000 | 4,122 |
| Additional noninterest expense | $528,000 | 5,458 |
| Pre-tax net operating income | $528,000 | 6,167 |
| Securities gains (losses) | $25,000 | 2,828 |
| Applicable income taxes | $-22,000 | 8,964 |
| Income before extraordinary items | $575,000 | 5,510 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $575,000 | 5,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,339 |
| Cash dividends | $550,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $550,000 | 5,429 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,076,000 | 4,326 |
| Total interest expense | $1,028,000 | 4,160 |
| Net interest income | $2,048,000 | 4,325 |
| Provision for loan and lease losses | $85,000 | 4,219 |
| Total noninterest income | $124,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $61,000 | 6,283 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $63,000 | 6,165 |
| Total noninterest expense | $1,561,000 | 4,450 |
| Salaries and employee benefits | $992,000 | 3,941 |
| Premises and equipment expense | $241,000 | 4,161 |
| Additional noninterest expense | $328,000 | 5,680 |
| Pre-tax net operating income | $526,000 | 5,187 |
| Securities gains (losses) | $20,000 | 2,610 |
| Applicable income taxes | $-71,000 | 9,103 |
| Income before extraordinary items | $617,000 | 4,209 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $617,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,018 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $597,000 | 4,105 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 4,346 |
| Total interest expense | $523,000 | 4,196 |
| Net interest income | $1,016,000 | 4,352 |
| Provision for loan and lease losses | $13,000 | 5,878 |
| Total noninterest income | $55,000 | 7,195 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 6,569 |
| Total noninterest expense | $817,000 | 4,299 |
| Salaries and employee benefits | $532,000 | 3,718 |
| Premises and equipment expense | $122,000 | 4,095 |
| Additional noninterest expense | $163,000 | 5,663 |
| Pre-tax net operating income | $241,000 | 5,372 |
| Securities gains (losses) | $11,000 | 2,147 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $251,000 | 4,705 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $251,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $350,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $240,000 | 4,627 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 4,328 |
| Total interest expense | $2,455,000 | 4,153 |
| Net interest income | $3,992,000 | 4,357 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $288,000 | 6,552 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $127,000 | 6,151 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 5,459 |
| Total noninterest expense | $2,789,000 | 4,694 |
| Salaries and employee benefits | $1,751,000 | 4,178 |
| Premises and equipment expense | $489,000 | 4,005 |
| Additional noninterest expense | $549,000 | 6,232 |
| Pre-tax net operating income | $1,491,000 | 4,137 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $-238,000 | 9,157 |
| Income before extraordinary items | $1,734,000 | 3,125 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,734,000 | 3,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,760 |
| Cash dividends | $125,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,729,000 | 3,025 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,614,000 | 4,610 |
| Total interest expense | $3,360,000 | 4,333 |
| Net interest income | $3,254,000 | 4,788 |
| Provision for loan and lease losses | $26,000 | 7,353 |
| Total noninterest income | $262,000 | 6,745 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $134,000 | 6,027 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $128,000 | 5,853 |
| Total noninterest expense | $2,589,000 | 4,839 |
| Salaries and employee benefits | $1,597,000 | 4,308 |
| Premises and equipment expense | $441,000 | 4,299 |
| Additional noninterest expense | $551,000 | 6,151 |
| Pre-tax net operating income | $901,000 | 5,193 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $218,000 | 4,878 |
| Income before extraordinary items | $686,000 | 5,282 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $686,000 | 5,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $1,495,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 693 |
| Net operating income | $683,720 | 5,169 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,727,000 | 4,733 |
| Total interest expense | $3,492,000 | 4,393 |
| Net interest income | $3,235,000 | 4,882 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $250,000 | 6,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,759 |
| Total noninterest expense | $2,320,000 | 5,121 |
| Salaries and employee benefits | $1,512,000 | 4,336 |
| Premises and equipment expense | $316,000 | 5,266 |
| Additional noninterest expense | $492,000 | 6,484 |
| Pre-tax net operating income | $1,165,000 | 4,809 |
| Securities gains (losses) | $138,000 | 494 |
| Applicable income taxes | $377,000 | 4,109 |
| Income before extraordinary items | $926,000 | 4,603 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $926,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $460,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $828,020 | 4,944 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 4,759 |
| Total interest expense | $3,290,000 | 4,272 |
| Net interest income | $3,080,000 | 5,052 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $295,000 | 6,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,534 |
| Total noninterest expense | $2,069,000 | 5,560 |
| Salaries and employee benefits | $1,367,000 | 4,676 |
| Premises and equipment expense | $271,000 | 5,787 |
| Additional noninterest expense | $431,000 | 7,042 |
| Pre-tax net operating income | $1,306,000 | 4,504 |
| Securities gains (losses) | $84,000 | 802 |
| Applicable income taxes | $377,000 | 4,310 |
| Income before extraordinary items | $1,013,000 | 4,394 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,013,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $1,031,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $951,680 | 4,537 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,584,000 | 4,625 |
| Total interest expense | $3,438,000 | 4,201 |
| Net interest income | $3,146,000 | 4,976 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $281,000 | 6,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,429 |
| Total noninterest expense | $2,045,000 | 5,512 |
| Salaries and employee benefits | $1,325,000 | 4,684 |
| Premises and equipment expense | $273,000 | 5,658 |
| Additional noninterest expense | $447,000 | 6,834 |
| Pre-tax net operating income | $1,382,000 | 4,444 |
| Securities gains (losses) | $133,000 | 1,113 |
| Applicable income taxes | $483,000 | 3,925 |
| Income before extraordinary items | $1,032,000 | 4,398 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,032,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 9,907 |
| Cash dividends | $288,000 | 4,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $941,560 | 4,595 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 4,773 |
| Total interest expense | $3,373,000 | 4,251 |
| Net interest income | $3,136,000 | 5,121 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $285,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,301 |
| Total noninterest expense | $1,906,000 | 5,831 |
| Salaries and employee benefits | $1,231,000 | 4,982 |
| Premises and equipment expense | $255,000 | 5,987 |
| Additional noninterest expense | $420,000 | 7,190 |
| Pre-tax net operating income | $1,515,000 | 4,466 |
| Securities gains (losses) | $750,000 | 331 |
| Applicable income taxes | $788,000 | 2,963 |
| Income before extraordinary items | $1,477,000 | 3,406 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,477,000 | 3,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,615 |
| Cash dividends | $257,000 | 4,884 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 977 |
| Net operating income | $989,500 | 4,684 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,325,000 | 4,983 |
| Total interest expense | $3,402,000 | 4,299 |
| Net interest income | $2,923,000 | 5,548 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $305,000 | 6,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,477 |
| Total noninterest expense | $1,878,000 | 6,217 |
| Salaries and employee benefits | $1,305,000 | 4,839 |
| Premises and equipment expense | $220,000 | 6,686 |
| Additional noninterest expense | $353,000 | 8,334 |
| Pre-tax net operating income | $1,350,000 | 4,714 |
| Securities gains (losses) | $108,000 | 923 |
| Applicable income taxes | $479,000 | 4,288 |
| Income before extraordinary items | $979,000 | 4,590 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $979,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 853 |
| Net operating income | $906,640 | 4,790 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 5,052 |
| Total interest expense | $3,143,000 | 4,548 |
| Net interest income | $3,065,000 | 5,408 |
| Provision for loan and lease losses | $-134,000 | 11,765 |
| Total noninterest income | $271,000 | 7,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,277 |
| Total noninterest expense | $1,879,000 | 6,279 |
| Salaries and employee benefits | $1,227,000 | 5,110 |
| Premises and equipment expense | $218,000 | 6,867 |
| Additional noninterest expense | $434,000 | 7,865 |
| Pre-tax net operating income | $1,591,000 | 4,246 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $515,000 | 4,109 |
| Income before extraordinary items | $1,058,000 | 4,379 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,058,000 | 4,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $179,000 | 5,772 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 10,436 |
| Net operating income | $1,070,060 | 4,341 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,817,000 | 5,003 |
| Total interest expense | $2,911,000 | 4,069 |
| Net interest income | $2,906,000 | 5,734 |
| Provision for loan and lease losses | $37,000 | 6,726 |
| Total noninterest income | $215,000 | 8,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $2,018,000 | 6,158 |
| Salaries and employee benefits | $1,191,000 | 5,268 |
| Premises and equipment expense | $221,000 | 7,040 |
| Additional noninterest expense | $606,000 | 6,996 |
| Pre-tax net operating income | $1,066,000 | 5,692 |
| Securities gains (losses) | $-136,000 | 11,732 |
| Applicable income taxes | $296,000 | 5,922 |
| Income before extraordinary items | $634,000 | 6,312 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $634,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $126,000 | 6,439 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 831 |
| Net operating income | $726,480 | 5,834 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,958,000 | 4,983 |
| Total interest expense | $3,341,000 | 3,751 |
| Net interest income | $2,617,000 | 6,321 |
| Provision for loan and lease losses | $137,000 | 4,886 |
| Total noninterest income | $228,000 | 8,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,826 |
| Total noninterest expense | $2,041,000 | 6,222 |
| Salaries and employee benefits | $1,102,000 | 5,636 |
| Premises and equipment expense | $225,000 | 7,185 |
| Additional noninterest expense | $714,000 | 6,454 |
| Pre-tax net operating income | $667,000 | 7,532 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $190,000 | 7,806 |
| Income before extraordinary items | $477,000 | 7,721 |
| Extraordinary gains, net | $11,000 | 2,917 |
| Net income | $488,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,702 |
| Cash dividends | $87,000 | 7,191 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 982 |
| Net operating income | $477,000 | 7,474 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,803,000 | 4,952 |
| Total interest expense | $4,138,000 | 3,951 |
| Net interest income | $2,665,000 | 6,287 |
| Provision for loan and lease losses | $1,181,000 | 1,661 |
| Total noninterest income | $185,000 | 9,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 8,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $1,917,000 | 6,610 |
| Salaries and employee benefits | $966,000 | 6,224 |
| Premises and equipment expense | $229,000 | 7,189 |
| Additional noninterest expense | $722,000 | 6,607 |
| Pre-tax net operating income | $-248,000 | 13,135 |
| Securities gains (losses) | $464,000 | 1,152 |
| Applicable income taxes | $81,000 | 10,417 |
| Income before extraordinary items | $135,000 | 11,473 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $135,000 | 11,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $883,000 | 1,691 |
| Cash dividends | $55,000 | 7,563 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,096 |
| Net operating income | $-161,960 | 13,003 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.