Home > Bank of Gassaway > Income and Expense
Bank of Gassaway, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 3,272 |
| Total interest expense | $198,000 | 3,202 |
| Net interest income | $1,515,000 | 3,241 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $256,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $102,000 | 2,634 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $154,000 | 2,936 |
| Total noninterest expense | $1,435,000 | 3,059 |
| Salaries and employee benefits | $606,000 | 3,615 |
| Premises and equipment expense | $307,000 | 1,939 |
| Additional noninterest expense | $522,000 | 2,785 |
| Pre-tax net operating income | $336,000 | 3,617 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $101,000 | 2,353 |
| Income before extraordinary items | $235,000 | 3,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $235,000 | 3,979 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $235,000 | 3,979 |
| Net charge-offs | $53,000 | 1,827 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $235,000 | 3,932 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,073,000 | 3,228 |
| Total interest expense | $887,000 | 3,212 |
| Net interest income | $6,186,000 | 3,191 |
| Provision for loan and lease losses | $180,000 | 3,069 |
| Total noninterest income | $1,171,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $494,000 | 2,399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $677,000 | 2,921 |
| Total noninterest expense | $5,724,000 | 3,086 |
| Salaries and employee benefits | $2,739,000 | 3,307 |
| Premises and equipment expense | $1,194,000 | 1,921 |
| Additional noninterest expense | $1,791,000 | 3,223 |
| Pre-tax net operating income | $1,453,000 | 3,473 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $454,000 | 2,262 |
| Income before extraordinary items | $999,000 | 3,910 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $999,000 | 3,913 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $999,000 | 3,914 |
| Net charge-offs | $135,000 | 3,439 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $999,000 | 3,854 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,332,000 | 3,239 |
| Total interest expense | $677,000 | 3,255 |
| Net interest income | $4,655,000 | 3,200 |
| Provision for loan and lease losses | $170,000 | 2,800 |
| Total noninterest income | $873,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $364,000 | 2,452 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $509,000 | 2,988 |
| Total noninterest expense | $4,264,000 | 3,099 |
| Salaries and employee benefits | $2,007,000 | 3,390 |
| Premises and equipment expense | $854,000 | 2,024 |
| Additional noninterest expense | $1,403,000 | 3,117 |
| Pre-tax net operating income | $1,094,000 | 3,528 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $379,000 | 2,192 |
| Income before extraordinary items | $715,000 | 4,028 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $715,000 | 4,030 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $715,000 | 4,031 |
| Net charge-offs | $49,000 | 3,878 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $715,000 | 3,958 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 3,237 |
| Total interest expense | $459,000 | 3,278 |
| Net interest income | $3,109,000 | 3,201 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $577,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $246,000 | 2,394 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $331,000 | 3,068 |
| Total noninterest expense | $2,801,000 | 3,149 |
| Salaries and employee benefits | $1,361,000 | 3,367 |
| Premises and equipment expense | $575,000 | 2,006 |
| Additional noninterest expense | $865,000 | 3,310 |
| Pre-tax net operating income | $765,000 | 3,412 |
| Securities gains (losses) | $-29,000 | 6,755 |
| Applicable income taxes | $239,000 | 2,265 |
| Income before extraordinary items | $497,000 | 3,955 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $497,000 | 3,957 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $497,000 | 3,958 |
| Net charge-offs | $49,000 | 3,369 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $516,720 | 3,779 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 3,270 |
| Total interest expense | $236,000 | 3,298 |
| Net interest income | $1,541,000 | 3,231 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $343,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $112,000 | 2,582 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $231,000 | 2,569 |
| Total noninterest expense | $1,382,000 | 3,197 |
| Salaries and employee benefits | $640,000 | 3,558 |
| Premises and equipment expense | $280,000 | 2,091 |
| Additional noninterest expense | $462,000 | 3,155 |
| Pre-tax net operating income | $442,000 | 3,113 |
| Securities gains (losses) | $-17,000 | 6,856 |
| Applicable income taxes | $153,000 | 1,970 |
| Income before extraordinary items | $272,000 | 3,742 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $272,000 | 3,742 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $272,000 | 3,744 |
| Net charge-offs | $6,000 | 3,622 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $282,880 | 3,581 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,146,000 | 3,398 |
| Total interest expense | $1,107,000 | 3,368 |
| Net interest income | $6,039,000 | 3,355 |
| Provision for loan and lease losses | $183,000 | 4,035 |
| Total noninterest income | $1,143,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $455,000 | 2,675 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $688,000 | 2,921 |
| Total noninterest expense | $5,398,000 | 3,284 |
| Salaries and employee benefits | $2,704,000 | 3,364 |
| Premises and equipment expense | $1,104,000 | 2,083 |
| Additional noninterest expense | $1,590,000 | 3,643 |
| Pre-tax net operating income | $1,601,000 | 3,221 |
| Securities gains (losses) | $-62,000 | 6,862 |
| Applicable income taxes | $489,000 | 2,200 |
| Income before extraordinary items | $1,050,000 | 3,802 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,050,000 | 3,802 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,050,000 | 3,804 |
| Net charge-offs | $180,000 | 3,865 |
| Cash dividends | $7,504,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,092,160 | 3,566 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 3,460 |
| Total interest expense | $845,000 | 3,450 |
| Net interest income | $4,518,000 | 3,413 |
| Provision for loan and lease losses | $163,000 | 3,777 |
| Total noninterest income | $851,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $334,000 | 2,755 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $517,000 | 2,905 |
| Total noninterest expense | $4,007,000 | 3,333 |
| Salaries and employee benefits | $1,983,000 | 3,441 |
| Premises and equipment expense | $845,000 | 2,079 |
| Additional noninterest expense | $1,179,000 | 3,702 |
| Pre-tax net operating income | $1,199,000 | 3,323 |
| Securities gains (losses) | $-46,000 | 6,954 |
| Applicable income taxes | $414,000 | 2,128 |
| Income before extraordinary items | $739,000 | 4,005 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $739,000 | 4,005 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $739,000 | 4,007 |
| Net charge-offs | $112,000 | 3,862 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $768,440 | 3,763 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 3,485 |
| Total interest expense | $574,000 | 3,501 |
| Net interest income | $3,000,000 | 3,438 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $573,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $219,000 | 2,762 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $354,000 | 2,834 |
| Total noninterest expense | $2,715,000 | 3,317 |
| Salaries and employee benefits | $1,342,000 | 3,423 |
| Premises and equipment expense | $562,000 | 2,074 |
| Additional noninterest expense | $811,000 | 3,633 |
| Pre-tax net operating income | $758,000 | 3,389 |
| Securities gains (losses) | $-31,000 | 7,015 |
| Applicable income taxes | $261,000 | 2,196 |
| Income before extraordinary items | $466,000 | 4,107 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $466,000 | 4,111 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $466,000 | 4,111 |
| Net charge-offs | $115,000 | 3,280 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $485,840 | 3,842 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 3,503 |
| Total interest expense | $294,000 | 3,551 |
| Net interest income | $1,501,000 | 3,457 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $284,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $106,000 | 2,801 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $178,000 | 2,819 |
| Total noninterest expense | $1,295,000 | 3,442 |
| Salaries and employee benefits | $636,000 | 3,598 |
| Premises and equipment expense | $279,000 | 2,096 |
| Additional noninterest expense | $380,000 | 3,768 |
| Pre-tax net operating income | $450,000 | 3,096 |
| Securities gains (losses) | $-13,000 | 7,070 |
| Applicable income taxes | $158,000 | 1,967 |
| Income before extraordinary items | $279,000 | 3,772 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $279,000 | 3,775 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $279,000 | 3,775 |
| Net charge-offs | $59,000 | 2,895 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $287,320 | 3,556 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,508,000 | 3,500 |
| Total interest expense | $1,332,000 | 3,719 |
| Net interest income | $6,176,000 | 3,392 |
| Provision for loan and lease losses | $114,000 | 5,236 |
| Total noninterest income | $1,173,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $455,000 | 2,776 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $718,000 | 2,607 |
| Total noninterest expense | $5,530,000 | 3,261 |
| Salaries and employee benefits | $2,811,000 | 3,267 |
| Premises and equipment expense | $932,000 | 2,555 |
| Additional noninterest expense | $1,787,000 | 3,417 |
| Pre-tax net operating income | $1,705,000 | 2,804 |
| Securities gains (losses) | $-52,000 | 7,023 |
| Applicable income taxes | $530,000 | 1,976 |
| Income before extraordinary items | $1,123,000 | 3,318 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,123,000 | 3,321 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,123,000 | 3,321 |
| Net charge-offs | $121,000 | 4,812 |
| Cash dividends | $200,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,158,360 | 3,172 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 3,523 |
| Total interest expense | $1,016,000 | 3,797 |
| Net interest income | $4,649,000 | 3,387 |
| Provision for loan and lease losses | $80,000 | 5,195 |
| Total noninterest income | $864,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $330,000 | 2,841 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $534,000 | 2,610 |
| Total noninterest expense | $4,209,000 | 3,232 |
| Salaries and employee benefits | $2,068,000 | 3,308 |
| Premises and equipment expense | $826,000 | 2,231 |
| Additional noninterest expense | $1,315,000 | 3,468 |
| Pre-tax net operating income | $1,224,000 | 2,966 |
| Securities gains (losses) | $-39,000 | 7,129 |
| Applicable income taxes | $406,000 | 1,928 |
| Income before extraordinary items | $779,000 | 3,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $779,000 | 3,563 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $779,000 | 3,563 |
| Net charge-offs | $56,000 | 4,898 |
| Cash dividends | $200,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $804,740 | 3,387 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 3,555 |
| Total interest expense | $686,000 | 3,866 |
| Net interest income | $3,102,000 | 3,394 |
| Provision for loan and lease losses | $65,000 | 4,826 |
| Total noninterest income | $561,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $209,000 | 2,922 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $352,000 | 2,644 |
| Total noninterest expense | $2,790,000 | 3,280 |
| Salaries and employee benefits | $1,386,000 | 3,336 |
| Premises and equipment expense | $553,000 | 2,236 |
| Additional noninterest expense | $851,000 | 3,587 |
| Pre-tax net operating income | $808,000 | 2,926 |
| Securities gains (losses) | $-27,000 | 7,167 |
| Applicable income taxes | $281,000 | 1,872 |
| Income before extraordinary items | $500,000 | 3,587 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $500,000 | 3,589 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $500,000 | 3,588 |
| Net charge-offs | $62,000 | 4,287 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $517,280 | 3,412 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 3,564 |
| Total interest expense | $344,000 | 3,963 |
| Net interest income | $1,549,000 | 3,384 |
| Provision for loan and lease losses | $55,000 | 4,094 |
| Total noninterest income | $262,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $94,000 | 3,108 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $168,000 | 2,724 |
| Total noninterest expense | $1,310,000 | 3,450 |
| Salaries and employee benefits | $672,000 | 3,427 |
| Premises and equipment expense | $266,000 | 2,357 |
| Additional noninterest expense | $372,000 | 3,925 |
| Pre-tax net operating income | $446,000 | 2,768 |
| Securities gains (losses) | $-15,000 | 7,217 |
| Applicable income taxes | $155,000 | 1,763 |
| Income before extraordinary items | $276,000 | 3,392 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $276,000 | 3,389 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $276,000 | 3,390 |
| Net charge-offs | $9,000 | 4,430 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $285,600 | 3,293 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,734,000 | 3,636 |
| Total interest expense | $1,541,000 | 4,205 |
| Net interest income | $6,193,000 | 3,394 |
| Provision for loan and lease losses | $275,000 | 4,962 |
| Total noninterest income | $1,127,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $460,000 | 2,800 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $667,000 | 2,764 |
| Total noninterest expense | $5,739,000 | 3,222 |
| Salaries and employee benefits | $2,705,000 | 3,392 |
| Premises and equipment expense | $967,000 | 2,553 |
| Additional noninterest expense | $2,067,000 | 3,166 |
| Pre-tax net operating income | $1,306,000 | 2,944 |
| Securities gains (losses) | $43,000 | 2,762 |
| Applicable income taxes | $412,000 | 2,064 |
| Income before extraordinary items | $937,000 | 3,341 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $937,000 | 3,338 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $937,000 | 3,341 |
| Net charge-offs | $191,000 | 4,808 |
| Cash dividends | $150,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $907,330 | 3,276 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,834,000 | 3,693 |
| Total interest expense | $1,178,000 | 4,291 |
| Net interest income | $4,656,000 | 3,433 |
| Provision for loan and lease losses | $130,000 | 5,437 |
| Total noninterest income | $742,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $327,000 | 2,976 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $415,000 | 3,051 |
| Total noninterest expense | $4,093,000 | 3,346 |
| Salaries and employee benefits | $1,978,000 | 3,468 |
| Premises and equipment expense | $798,000 | 2,391 |
| Additional noninterest expense | $1,317,000 | 3,571 |
| Pre-tax net operating income | $1,175,000 | 2,823 |
| Securities gains (losses) | $-25,000 | 7,281 |
| Applicable income taxes | $433,000 | 1,803 |
| Income before extraordinary items | $717,000 | 3,472 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $717,000 | 3,470 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $717,000 | 3,472 |
| Net charge-offs | $134,000 | 4,618 |
| Cash dividends | $150,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $733,000 | 3,298 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 3,727 |
| Total interest expense | $802,000 | 4,338 |
| Net interest income | $3,087,000 | 3,452 |
| Provision for loan and lease losses | $85,000 | 5,336 |
| Total noninterest income | $488,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $214,000 | 3,023 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $274,000 | 2,986 |
| Total noninterest expense | $2,735,000 | 3,352 |
| Salaries and employee benefits | $1,343,000 | 3,444 |
| Premises and equipment expense | $526,000 | 2,423 |
| Additional noninterest expense | $866,000 | 3,585 |
| Pre-tax net operating income | $755,000 | 2,892 |
| Securities gains (losses) | $-9,000 | 7,302 |
| Applicable income taxes | $287,000 | 1,785 |
| Income before extraordinary items | $459,000 | 3,550 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $459,000 | 3,547 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $459,000 | 3,549 |
| Net charge-offs | $52,000 | 4,851 |
| Cash dividends | $150,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $464,760 | 3,431 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 3,795 |
| Total interest expense | $414,000 | 4,384 |
| Net interest income | $1,525,000 | 3,507 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $227,000 | 3,396 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $99,000 | 3,161 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $128,000 | 3,092 |
| Total noninterest expense | $1,304,000 | 3,540 |
| Salaries and employee benefits | $627,000 | 3,690 |
| Premises and equipment expense | $271,000 | 2,410 |
| Additional noninterest expense | $406,000 | 3,761 |
| Pre-tax net operating income | $408,000 | 2,802 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $154,000 | 1,713 |
| Income before extraordinary items | $254,000 | 3,453 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $254,000 | 3,450 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $254,000 | 3,452 |
| Net charge-offs | $56,000 | 3,624 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $254,000 | 3,329 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,064,000 | 3,794 |
| Total interest expense | $1,951,000 | 4,529 |
| Net interest income | $6,113,000 | 3,408 |
| Provision for loan and lease losses | $80,000 | 6,587 |
| Total noninterest income | $840,000 | 3,670 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $476,000 | 3,001 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $364,000 | 3,687 |
| Total noninterest expense | $5,715,000 | 3,300 |
| Salaries and employee benefits | $2,784,000 | 3,405 |
| Premises and equipment expense | $1,010,000 | 2,549 |
| Additional noninterest expense | $1,921,000 | 3,416 |
| Pre-tax net operating income | $1,158,000 | 2,767 |
| Securities gains (losses) | $-1,000 | 6,865 |
| Applicable income taxes | $384,000 | 1,809 |
| Income before extraordinary items | $773,000 | 3,195 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $773,000 | 3,194 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $773,000 | 3,194 |
| Net charge-offs | $226,000 | 4,843 |
| Cash dividends | $275,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $773,670 | 3,138 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,036,000 | 3,846 |
| Total interest expense | $1,498,000 | 4,602 |
| Net interest income | $4,538,000 | 3,443 |
| Provision for loan and lease losses | $50,000 | 6,514 |
| Total noninterest income | $584,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $349,000 | 3,050 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $235,000 | 4,004 |
| Total noninterest expense | $4,216,000 | 3,361 |
| Salaries and employee benefits | $2,043,000 | 3,482 |
| Premises and equipment expense | $739,000 | 2,639 |
| Additional noninterest expense | $1,434,000 | 3,398 |
| Pre-tax net operating income | $856,000 | 3,006 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $255,000 | 2,082 |
| Income before extraordinary items | $601,000 | 3,392 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $601,000 | 3,390 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $601,000 | 3,392 |
| Net charge-offs | $128,000 | 4,817 |
| Cash dividends | $275,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $601,000 | 3,295 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 3,882 |
| Total interest expense | $1,023,000 | 4,672 |
| Net interest income | $3,009,000 | 3,447 |
| Provision for loan and lease losses | $20,000 | 6,682 |
| Total noninterest income | $464,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $217,000 | 3,158 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $247,000 | 3,321 |
| Total noninterest expense | $2,838,000 | 3,363 |
| Salaries and employee benefits | $1,392,000 | 3,457 |
| Premises and equipment expense | $485,000 | 2,709 |
| Additional noninterest expense | $961,000 | 3,386 |
| Pre-tax net operating income | $615,000 | 2,969 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $199,000 | 1,959 |
| Income before extraordinary items | $416,000 | 3,411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $416,000 | 3,407 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $416,000 | 3,409 |
| Net charge-offs | $31,000 | 5,317 |
| Cash dividends | $125,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $416,000 | 3,295 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 3,920 |
| Total interest expense | $525,000 | 4,709 |
| Net interest income | $1,489,000 | 3,465 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $212,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $98,000 | 3,301 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $114,000 | 3,441 |
| Total noninterest expense | $1,355,000 | 3,414 |
| Salaries and employee benefits | $704,000 | 3,446 |
| Premises and equipment expense | $259,000 | 2,609 |
| Additional noninterest expense | $392,000 | 3,631 |
| Pre-tax net operating income | $346,000 | 3,095 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $119,000 | 2,001 |
| Income before extraordinary items | $227,000 | 3,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $227,000 | 3,645 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $227,000 | 3,646 |
| Net charge-offs | $-23,000 | 8,024 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $227,000 | 3,498 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,339,000 | 4,028 |
| Total interest expense | $2,374,000 | 4,877 |
| Net interest income | $5,965,000 | 3,496 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $747,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $394,000 | 3,482 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $353,000 | 3,806 |
| Total noninterest expense | $4,841,000 | 3,654 |
| Salaries and employee benefits | $2,648,000 | 3,603 |
| Premises and equipment expense | $867,000 | 2,973 |
| Additional noninterest expense | $1,326,000 | 3,961 |
| Pre-tax net operating income | $1,771,000 | 2,713 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $627,000 | 1,622 |
| Income before extraordinary items | $1,144,000 | 3,026 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,144,000 | 3,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 3,859 |
| Cash dividends | $145,000 | 4,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,144,000 | 3,163 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,228,000 | 4,100 |
| Total interest expense | $1,777,000 | 5,005 |
| Net interest income | $4,451,000 | 3,534 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $518,000 | 4,256 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $279,000 | 3,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $239,000 | 4,105 |
| Total noninterest expense | $3,533,000 | 3,726 |
| Salaries and employee benefits | $1,975,000 | 3,653 |
| Premises and equipment expense | $605,000 | 3,176 |
| Additional noninterest expense | $953,000 | 4,007 |
| Pre-tax net operating income | $1,436,000 | 2,929 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $461,000 | 2,004 |
| Income before extraordinary items | $975,000 | 3,155 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $975,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,997 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $975,000 | 3,302 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 4,160 |
| Total interest expense | $1,199,000 | 5,131 |
| Net interest income | $2,930,000 | 3,557 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $378,000 | 4,119 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $176,000 | 3,741 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $202,000 | 3,744 |
| Total noninterest expense | $2,317,000 | 3,803 |
| Salaries and employee benefits | $1,308,000 | 3,705 |
| Premises and equipment expense | $398,000 | 3,226 |
| Additional noninterest expense | $611,000 | 4,134 |
| Pre-tax net operating income | $991,000 | 2,973 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $321,000 | 2,140 |
| Income before extraordinary items | $670,000 | 3,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $670,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,636 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $670,000 | 3,356 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 4,227 |
| Total interest expense | $600,000 | 5,287 |
| Net interest income | $1,465,000 | 3,543 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $179,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $84,000 | 3,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,878 |
| Total noninterest expense | $1,150,000 | 3,827 |
| Salaries and employee benefits | $658,000 | 3,711 |
| Premises and equipment expense | $222,000 | 2,948 |
| Additional noninterest expense | $270,000 | 4,446 |
| Pre-tax net operating income | $494,000 | 3,091 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $188,000 | 2,052 |
| Income before extraordinary items | $306,000 | 3,756 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $306,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $306,000 | 3,676 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,537,000 | 4,189 |
| Total interest expense | $2,469,000 | 5,304 |
| Net interest income | $6,068,000 | 3,472 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $696,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $371,000 | 3,670 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $325,000 | 4,104 |
| Total noninterest expense | $4,734,000 | 3,595 |
| Salaries and employee benefits | $2,556,000 | 3,661 |
| Premises and equipment expense | $857,000 | 2,914 |
| Additional noninterest expense | $1,321,000 | 3,796 |
| Pre-tax net operating income | $2,030,000 | 3,285 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $667,000 | 2,358 |
| Income before extraordinary items | $1,363,000 | 3,644 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,363,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,679 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,363,000 | 3,635 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,417,000 | 4,203 |
| Total interest expense | $1,834,000 | 5,337 |
| Net interest income | $4,583,000 | 3,468 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $528,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $270,000 | 3,724 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $258,000 | 4,031 |
| Total noninterest expense | $3,405,000 | 3,710 |
| Salaries and employee benefits | $1,896,000 | 3,678 |
| Premises and equipment expense | $634,000 | 2,934 |
| Additional noninterest expense | $875,000 | 4,108 |
| Pre-tax net operating income | $1,706,000 | 3,200 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $648,000 | 2,182 |
| Income before extraordinary items | $1,058,000 | 3,756 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,058,000 | 3,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,557 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,058,000 | 3,740 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 4,209 |
| Total interest expense | $1,225,000 | 5,331 |
| Net interest income | $3,072,000 | 3,469 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $340,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $174,000 | 3,791 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $166,000 | 4,131 |
| Total noninterest expense | $2,255,000 | 3,761 |
| Salaries and employee benefits | $1,260,000 | 3,723 |
| Premises and equipment expense | $419,000 | 2,984 |
| Additional noninterest expense | $576,000 | 4,138 |
| Pre-tax net operating income | $1,157,000 | 3,179 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $436,000 | 2,261 |
| Income before extraordinary items | $721,000 | 3,752 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $721,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $721,000 | 3,736 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 4,233 |
| Total interest expense | $611,000 | 5,331 |
| Net interest income | $1,504,000 | 3,535 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $157,000 | 4,537 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $78,000 | 3,968 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $79,000 | 4,242 |
| Total noninterest expense | $1,135,000 | 3,730 |
| Salaries and employee benefits | $630,000 | 3,750 |
| Premises and equipment expense | $225,000 | 2,835 |
| Additional noninterest expense | $280,000 | 4,164 |
| Pre-tax net operating income | $526,000 | 3,401 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $198,000 | 2,416 |
| Income before extraordinary items | $328,000 | 3,971 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $328,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $328,000 | 3,951 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,518,000 | 4,033 |
| Total interest expense | $2,198,000 | 5,159 |
| Net interest income | $6,320,000 | 3,388 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $664,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $361,000 | 3,754 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $303,000 | 4,272 |
| Total noninterest expense | $4,389,000 | 3,695 |
| Salaries and employee benefits | $2,405,000 | 3,711 |
| Premises and equipment expense | $841,000 | 2,870 |
| Additional noninterest expense | $1,143,000 | 4,096 |
| Pre-tax net operating income | $2,595,000 | 3,049 |
| Securities gains (losses) | $-448,000 | 8,503 |
| Applicable income taxes | $707,000 | 2,661 |
| Income before extraordinary items | $1,440,000 | 3,864 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,440,000 | 3,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,120 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,740,160 | 3,414 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,347,000 | 4,017 |
| Total interest expense | $1,592,000 | 5,182 |
| Net interest income | $4,755,000 | 3,405 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $503,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $267,000 | 3,807 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 4,204 |
| Total noninterest expense | $3,307,000 | 3,689 |
| Salaries and employee benefits | $1,794,000 | 3,738 |
| Premises and equipment expense | $631,000 | 2,879 |
| Additional noninterest expense | $882,000 | 3,976 |
| Pre-tax net operating income | $1,951,000 | 3,175 |
| Securities gains (losses) | $-448,000 | 8,615 |
| Applicable income taxes | $542,000 | 2,746 |
| Income before extraordinary items | $961,000 | 4,265 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $961,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,609 |
| Cash dividends | $250,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,247,720 | 3,622 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,192,000 | 3,992 |
| Total interest expense | $994,000 | 5,238 |
| Net interest income | $3,198,000 | 3,389 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $322,000 | 4,550 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $165,000 | 3,947 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $157,000 | 4,214 |
| Total noninterest expense | $2,219,000 | 3,678 |
| Salaries and employee benefits | $1,183,000 | 3,781 |
| Premises and equipment expense | $424,000 | 2,852 |
| Additional noninterest expense | $612,000 | 3,852 |
| Pre-tax net operating income | $1,301,000 | 3,181 |
| Securities gains (losses) | $-448,000 | 8,693 |
| Applicable income taxes | $313,000 | 2,989 |
| Income before extraordinary items | $540,000 | 4,698 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $540,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,101 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $826,720 | 3,666 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 4,032 |
| Total interest expense | $480,000 | 5,234 |
| Net interest income | $1,553,000 | 3,446 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $152,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 4,162 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,150 |
| Total noninterest expense | $1,108,000 | 3,701 |
| Salaries and employee benefits | $586,000 | 3,834 |
| Premises and equipment expense | $229,000 | 2,675 |
| Additional noninterest expense | $293,000 | 3,968 |
| Pre-tax net operating income | $597,000 | 3,324 |
| Securities gains (losses) | $-448,000 | 8,745 |
| Applicable income taxes | $158,000 | 2,959 |
| Income before extraordinary items | $-9,000 | 8,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,000 | 8,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $277,720 | 4,597 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,491,000 | 3,577 |
| Total interest expense | $1,883,000 | 4,612 |
| Net interest income | $6,608,000 | 3,180 |
| Provision for loan and lease losses | $280,000 | 2,975 |
| Total noninterest income | $521,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $337,000 | 3,925 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $184,000 | 5,330 |
| Total noninterest expense | $4,419,000 | 3,589 |
| Salaries and employee benefits | $2,406,000 | 3,594 |
| Premises and equipment expense | $846,000 | 2,749 |
| Additional noninterest expense | $1,167,000 | 3,932 |
| Pre-tax net operating income | $2,430,000 | 3,218 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $863,000 | 2,486 |
| Income before extraordinary items | $1,567,000 | 3,682 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,567,000 | 3,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,421 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,567,000 | 3,656 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,407,000 | 3,503 |
| Total interest expense | $1,428,000 | 4,445 |
| Net interest income | $4,979,000 | 3,154 |
| Provision for loan and lease losses | $280,000 | 2,309 |
| Total noninterest income | $372,000 | 5,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $254,000 | 3,924 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,654 |
| Total noninterest expense | $3,281,000 | 3,587 |
| Salaries and employee benefits | $1,780,000 | 3,601 |
| Premises and equipment expense | $638,000 | 2,713 |
| Additional noninterest expense | $863,000 | 3,947 |
| Pre-tax net operating income | $1,790,000 | 3,309 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $616,000 | 2,589 |
| Income before extraordinary items | $1,174,000 | 3,722 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,174,000 | 3,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 1,264 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,174,000 | 3,685 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 3,442 |
| Total interest expense | $964,000 | 4,238 |
| Net interest income | $3,303,000 | 3,147 |
| Provision for loan and lease losses | $225,000 | 1,956 |
| Total noninterest income | $215,000 | 5,574 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $165,000 | 3,927 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $50,000 | 6,409 |
| Total noninterest expense | $2,185,000 | 3,569 |
| Salaries and employee benefits | $1,180,000 | 3,605 |
| Premises and equipment expense | $430,000 | 2,666 |
| Additional noninterest expense | $575,000 | 3,930 |
| Pre-tax net operating income | $1,108,000 | 3,445 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $366,000 | 2,746 |
| Income before extraordinary items | $742,000 | 3,806 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $742,000 | 3,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 978 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $742,000 | 3,754 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 3,420 |
| Total interest expense | $488,000 | 4,079 |
| Net interest income | $1,639,000 | 3,155 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $141,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $76,000 | 4,047 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $1,133,000 | 3,477 |
| Salaries and employee benefits | $591,000 | 3,611 |
| Premises and equipment expense | $190,000 | 3,006 |
| Additional noninterest expense | $352,000 | 3,344 |
| Pre-tax net operating income | $522,000 | 3,566 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $165,000 | 2,934 |
| Income before extraordinary items | $357,000 | 3,917 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $357,000 | 3,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 939 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $357,000 | 3,866 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,988,000 | 3,100 |
| Total interest expense | $2,180,000 | 3,399 |
| Net interest income | $6,808,000 | 2,967 |
| Provision for loan and lease losses | $850,000 | 1,214 |
| Total noninterest income | $501,000 | 5,252 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $277,000 | 4,499 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $224,000 | 4,865 |
| Total noninterest expense | $4,484,000 | 3,422 |
| Salaries and employee benefits | $2,327,000 | 3,538 |
| Premises and equipment expense | $712,000 | 3,089 |
| Additional noninterest expense | $1,445,000 | 3,216 |
| Pre-tax net operating income | $1,975,000 | 3,531 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $712,000 | 2,734 |
| Income before extraordinary items | $1,268,000 | 4,060 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,268,000 | 4,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,411,000 | 594 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,264,800 | 4,006 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,803,000 | 3,049 |
| Total interest expense | $1,663,000 | 3,299 |
| Net interest income | $5,140,000 | 2,931 |
| Provision for loan and lease losses | $650,000 | 1,158 |
| Total noninterest income | $345,000 | 5,512 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $188,000 | 4,785 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $157,000 | 5,023 |
| Total noninterest expense | $3,330,000 | 3,424 |
| Salaries and employee benefits | $1,721,000 | 3,564 |
| Premises and equipment expense | $521,000 | 3,141 |
| Additional noninterest expense | $1,088,000 | 3,181 |
| Pre-tax net operating income | $1,505,000 | 3,569 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $569,000 | 2,671 |
| Income before extraordinary items | $941,000 | 4,159 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $941,000 | 4,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 730 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $937,800 | 4,094 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,611,000 | 3,000 |
| Total interest expense | $1,139,000 | 3,207 |
| Net interest income | $3,472,000 | 2,874 |
| Provision for loan and lease losses | $450,000 | 1,098 |
| Total noninterest income | $220,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $122,000 | 4,840 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $98,000 | 5,194 |
| Total noninterest expense | $2,230,000 | 3,436 |
| Salaries and employee benefits | $1,143,000 | 3,585 |
| Premises and equipment expense | $341,000 | 3,203 |
| Additional noninterest expense | $746,000 | 3,134 |
| Pre-tax net operating income | $1,012,000 | 3,504 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $380,000 | 2,652 |
| Income before extraordinary items | $637,000 | 4,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $637,000 | 4,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 642 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $633,800 | 4,012 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 2,963 |
| Total interest expense | $593,000 | 3,149 |
| Net interest income | $1,757,000 | 2,838 |
| Provision for loan and lease losses | $225,000 | 1,035 |
| Total noninterest income | $104,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $58,000 | 4,878 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $46,000 | 5,276 |
| Total noninterest expense | $1,116,000 | 3,449 |
| Salaries and employee benefits | $585,000 | 3,554 |
| Premises and equipment expense | $158,000 | 3,442 |
| Additional noninterest expense | $373,000 | 3,108 |
| Pre-tax net operating income | $520,000 | 3,421 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $199,000 | 2,588 |
| Income before extraordinary items | $324,000 | 4,063 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $324,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 538 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $322,080 | 3,940 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,852,000 | 2,864 |
| Total interest expense | $2,852,000 | 2,993 |
| Net interest income | $7,000,000 | 2,749 |
| Provision for loan and lease losses | $900,000 | 1,310 |
| Total noninterest income | $439,000 | 5,756 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $245,000 | 4,798 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $194,000 | 5,351 |
| Total noninterest expense | $3,945,000 | 3,755 |
| Salaries and employee benefits | $2,153,000 | 3,690 |
| Premises and equipment expense | $590,000 | 3,570 |
| Additional noninterest expense | $1,202,000 | 3,717 |
| Pre-tax net operating income | $2,594,000 | 2,807 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $925,000 | 2,290 |
| Income before extraordinary items | $1,671,000 | 3,283 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,671,000 | 3,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $947,000 | 966 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,669,720 | 3,137 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,512,000 | 2,857 |
| Total interest expense | $2,220,000 | 2,994 |
| Net interest income | $5,292,000 | 2,755 |
| Provision for loan and lease losses | $675,000 | 1,261 |
| Total noninterest income | $318,000 | 5,902 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $178,000 | 4,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $140,000 | 5,475 |
| Total noninterest expense | $2,881,000 | 3,819 |
| Salaries and employee benefits | $1,577,000 | 3,752 |
| Premises and equipment expense | $454,000 | 3,495 |
| Additional noninterest expense | $850,000 | 3,895 |
| Pre-tax net operating income | $2,054,000 | 2,791 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $721,000 | 2,347 |
| Income before extraordinary items | $1,333,000 | 3,228 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,333,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,249 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,333,000 | 3,080 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,090,000 | 2,838 |
| Total interest expense | $1,536,000 | 2,979 |
| Net interest income | $3,554,000 | 2,734 |
| Provision for loan and lease losses | $450,000 | 1,255 |
| Total noninterest income | $216,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $120,000 | 4,859 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $96,000 | 5,386 |
| Total noninterest expense | $1,880,000 | 3,866 |
| Salaries and employee benefits | $1,049,000 | 3,770 |
| Premises and equipment expense | $301,000 | 3,474 |
| Additional noninterest expense | $530,000 | 4,050 |
| Pre-tax net operating income | $1,440,000 | 2,685 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $501,000 | 2,308 |
| Income before extraordinary items | $939,000 | 3,108 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $939,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,491 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $939,000 | 2,948 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 2,825 |
| Total interest expense | $792,000 | 2,963 |
| Net interest income | $1,790,000 | 2,699 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $104,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 4,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 5,466 |
| Total noninterest expense | $963,000 | 3,783 |
| Salaries and employee benefits | $559,000 | 3,564 |
| Premises and equipment expense | $141,000 | 3,672 |
| Additional noninterest expense | $263,000 | 4,055 |
| Pre-tax net operating income | $706,000 | 2,719 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $256,000 | 2,291 |
| Income before extraordinary items | $450,000 | 3,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $450,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,227 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $450,000 | 3,009 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,516,000 | 2,890 |
| Total interest expense | $3,436,000 | 3,158 |
| Net interest income | $7,080,000 | 2,702 |
| Provision for loan and lease losses | $1,734,000 | 841 |
| Total noninterest income | $431,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $229,000 | 4,913 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 5,001 |
| Total noninterest expense | $3,540,000 | 3,921 |
| Salaries and employee benefits | $1,821,000 | 4,045 |
| Premises and equipment expense | $604,000 | 3,400 |
| Additional noninterest expense | $1,115,000 | 3,829 |
| Pre-tax net operating income | $2,237,000 | 3,146 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $829,000 | 2,533 |
| Income before extraordinary items | $1,411,000 | 3,656 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,411,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,141,000 | 848 |
| Cash dividends | $700,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,409,080 | 3,557 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,254,000 | 3,236 |
| Total interest expense | $3,998,000 | 3,792 |
| Net interest income | $6,256,000 | 2,835 |
| Provision for loan and lease losses | $755,000 | 1,566 |
| Total noninterest income | $324,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $132,000 | 6,053 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $192,000 | 5,021 |
| Total noninterest expense | $3,103,000 | 4,222 |
| Salaries and employee benefits | $1,499,000 | 4,514 |
| Premises and equipment expense | $566,000 | 3,532 |
| Additional noninterest expense | $1,038,000 | 3,939 |
| Pre-tax net operating income | $2,722,000 | 2,491 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $1,040,000 | 2,021 |
| Income before extraordinary items | $1,683,000 | 2,950 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,683,000 | 2,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $596,000 | 1,378 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,682,360 | 2,855 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,391,000 | 3,590 |
| Total interest expense | $3,706,000 | 4,209 |
| Net interest income | $5,685,000 | 3,095 |
| Provision for loan and lease losses | $650,000 | 1,497 |
| Total noninterest income | $319,000 | 6,138 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $147,000 | 5,810 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $172,000 | 5,160 |
| Total noninterest expense | $2,983,000 | 4,253 |
| Salaries and employee benefits | $1,415,000 | 4,578 |
| Premises and equipment expense | $552,000 | 3,500 |
| Additional noninterest expense | $1,016,000 | 3,946 |
| Pre-tax net operating income | $2,371,000 | 2,894 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $855,000 | 2,396 |
| Income before extraordinary items | $1,516,000 | 3,225 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,516,000 | 3,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 1,142 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,516,000 | 3,218 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,898,000 | 3,564 |
| Total interest expense | $3,571,000 | 3,970 |
| Net interest income | $5,327,000 | 3,259 |
| Provision for loan and lease losses | $450,000 | 1,911 |
| Total noninterest income | $307,000 | 6,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 5,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,812 |
| Total noninterest expense | $2,940,000 | 4,282 |
| Salaries and employee benefits | $1,336,000 | 4,769 |
| Premises and equipment expense | $599,000 | 3,256 |
| Additional noninterest expense | $1,005,000 | 4,012 |
| Pre-tax net operating income | $2,244,000 | 3,042 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $834,000 | 2,553 |
| Income before extraordinary items | $1,410,000 | 3,396 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,410,000 | 3,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 1,179 |
| Cash dividends | $270,000 | 4,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,410,000 | 3,362 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,365,000 | 3,773 |
| Total interest expense | $3,338,000 | 4,331 |
| Net interest income | $5,027,000 | 3,370 |
| Provision for loan and lease losses | $450,000 | 1,869 |
| Total noninterest income | $321,000 | 6,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,595 |
| Total noninterest expense | $2,663,000 | 4,552 |
| Salaries and employee benefits | $1,264,000 | 4,872 |
| Premises and equipment expense | $596,000 | 3,188 |
| Additional noninterest expense | $803,000 | 4,666 |
| Pre-tax net operating income | $2,235,000 | 3,055 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $860,000 | 2,576 |
| Income before extraordinary items | $1,375,000 | 3,497 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,375,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $620,000 | 1,061 |
| Cash dividends | $285,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,375,000 | 3,404 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,609,000 | 4,160 |
| Total interest expense | $2,989,000 | 4,734 |
| Net interest income | $4,620,000 | 3,747 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $239,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,420 |
| Total noninterest expense | $2,568,000 | 4,684 |
| Salaries and employee benefits | $1,190,000 | 5,137 |
| Premises and equipment expense | $581,000 | 3,239 |
| Additional noninterest expense | $797,000 | 4,739 |
| Pre-tax net operating income | $1,991,000 | 3,547 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $758,000 | 3,052 |
| Income before extraordinary items | $1,233,000 | 3,960 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,233,000 | 3,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 2,063 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,233,000 | 3,893 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,008,000 | 4,579 |
| Total interest expense | $2,791,000 | 5,089 |
| Net interest income | $4,217,000 | 4,122 |
| Provision for loan and lease losses | $400,000 | 2,077 |
| Total noninterest income | $182,000 | 8,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,053 |
| Total noninterest expense | $2,280,000 | 5,381 |
| Salaries and employee benefits | $1,124,000 | 5,498 |
| Premises and equipment expense | $471,000 | 3,964 |
| Additional noninterest expense | $685,000 | 5,822 |
| Pre-tax net operating income | $1,719,000 | 3,876 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $641,000 | 3,394 |
| Income before extraordinary items | $1,078,000 | 4,217 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,078,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,640 |
| Cash dividends | $330,000 | 4,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,078,000 | 4,154 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 5,076 |
| Total interest expense | $2,470,000 | 5,626 |
| Net interest income | $3,708,000 | 4,625 |
| Provision for loan and lease losses | $400,000 | 1,857 |
| Total noninterest income | $172,000 | 8,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $2,199,000 | 5,566 |
| Salaries and employee benefits | $1,053,000 | 5,802 |
| Premises and equipment expense | $441,000 | 4,174 |
| Additional noninterest expense | $705,000 | 5,817 |
| Pre-tax net operating income | $1,281,000 | 5,020 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $387,000 | 5,060 |
| Income before extraordinary items | $883,000 | 5,069 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $883,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,241 |
| Cash dividends | $365,000 | 4,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $890,700 | 5,024 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,269,000 | 5,424 |
| Total interest expense | $1,978,000 | 5,661 |
| Net interest income | $3,291,000 | 5,210 |
| Provision for loan and lease losses | $400,000 | 1,822 |
| Total noninterest income | $164,000 | 9,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $2,033,000 | 6,117 |
| Salaries and employee benefits | $992,000 | 6,126 |
| Premises and equipment expense | $383,000 | 4,757 |
| Additional noninterest expense | $658,000 | 6,619 |
| Pre-tax net operating income | $1,022,000 | 5,864 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $308,000 | 5,782 |
| Income before extraordinary items | $714,000 | 5,827 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $714,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,896 |
| Cash dividends | $392,000 | 3,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $714,000 | 5,896 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 5,724 |
| Total interest expense | $2,007,000 | 5,813 |
| Net interest income | $3,048,000 | 5,583 |
| Provision for loan and lease losses | $500,000 | 2,086 |
| Total noninterest income | $205,000 | 9,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,354 |
| Total noninterest expense | $1,886,000 | 6,662 |
| Salaries and employee benefits | $943,000 | 6,454 |
| Premises and equipment expense | $326,000 | 5,507 |
| Additional noninterest expense | $617,000 | 7,189 |
| Pre-tax net operating income | $867,000 | 6,486 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $230,000 | 7,102 |
| Income before extraordinary items | $643,000 | 6,473 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $643,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 2,445 |
| Cash dividends | $392,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $638,560 | 6,265 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 5,985 |
| Total interest expense | $2,236,000 | 6,543 |
| Net interest income | $3,166,000 | 5,462 |
| Provision for loan and lease losses | $850,000 | 2,073 |
| Total noninterest income | $192,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $1,877,000 | 6,720 |
| Salaries and employee benefits | $889,000 | 6,685 |
| Premises and equipment expense | $313,000 | 5,788 |
| Additional noninterest expense | $675,000 | 6,916 |
| Pre-tax net operating income | $631,000 | 7,512 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-22,000 | 13,431 |
| Income before extraordinary items | $653,000 | 6,212 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $653,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 2,901 |
| Cash dividends | $339,000 | 3,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $653,000 | 5,856 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.