Home > Bank of Frio Canyon > Income and Expense
Bank of Frio Canyon, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 7,907 |
| Total interest expense | $388,000 | 7,912 |
| Net interest income | $809,000 | 7,805 |
| Provision for loan and lease losses | $23,000 | 5,896 |
| Total noninterest income | $76,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $54,000 | 6,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,774 |
| Total noninterest expense | $658,000 | 7,905 |
| Salaries and employee benefits | $403,000 | 7,765 |
| Premises and equipment expense | $82,000 | 7,728 |
| Additional noninterest expense | $173,000 | 7,984 |
| Pre-tax net operating income | $204,000 | 7,402 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $39,000 | 5,586 |
| Income before extraordinary items | $165,000 | 7,403 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $165,000 | 7,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $148,000 | 4,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $165,000 | 7,403 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $781,000 | 7,953 |
| Total interest expense | $251,000 | 7,931 |
| Net interest income | $530,000 | 7,881 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $53,000 | 7,801 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $443,000 | 7,921 |
| Salaries and employee benefits | $268,000 | 7,800 |
| Premises and equipment expense | $55,000 | 7,735 |
| Additional noninterest expense | $120,000 | 7,953 |
| Pre-tax net operating income | $125,000 | 7,536 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $21,000 | 5,773 |
| Income before extraordinary items | $104,000 | 7,506 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $104,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $148,000 | 4,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $104,000 | 7,512 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $390,000 | 7,963 |
| Total interest expense | $128,000 | 7,864 |
| Net interest income | $262,000 | 7,910 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $223,000 | 7,926 |
| Salaries and employee benefits | $132,000 | 7,840 |
| Premises and equipment expense | $28,000 | 7,712 |
| Additional noninterest expense | $63,000 | 7,866 |
| Pre-tax net operating income | $53,000 | 7,654 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $45,000 | 7,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $45,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $9,000 | 3,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $45,000 | 7,618 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 7,819 |
| Total interest expense | $405,000 | 7,876 |
| Net interest income | $1,167,000 | 7,727 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $128,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $84,000 | 6,521 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,520 |
| Total noninterest expense | $870,000 | 7,958 |
| Salaries and employee benefits | $510,000 | 7,863 |
| Premises and equipment expense | $116,000 | 7,682 |
| Additional noninterest expense | $244,000 | 7,958 |
| Pre-tax net operating income | $395,000 | 7,079 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $106,000 | 5,329 |
| Income before extraordinary items | $289,000 | 7,229 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $289,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $148,000 | 5,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $289,000 | 7,208 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 7,854 |
| Total interest expense | $296,000 | 7,891 |
| Net interest income | $874,000 | 7,765 |
| Provision for loan and lease losses | $22,000 | 6,097 |
| Total noninterest income | $84,000 | 7,854 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 6,537 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,975 |
| Total noninterest expense | $644,000 | 7,970 |
| Salaries and employee benefits | $378,000 | 7,869 |
| Premises and equipment expense | $86,000 | 7,702 |
| Additional noninterest expense | $180,000 | 7,987 |
| Pre-tax net operating income | $292,000 | 7,235 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $77,000 | 5,467 |
| Income before extraordinary items | $215,000 | 7,362 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $215,000 | 7,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $148,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $215,000 | 7,334 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $770,000 | 7,866 |
| Total interest expense | $185,000 | 7,921 |
| Net interest income | $585,000 | 7,777 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $57,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $45,000 | 6,448 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $426,000 | 7,990 |
| Salaries and employee benefits | $250,000 | 7,890 |
| Premises and equipment expense | $56,000 | 7,729 |
| Additional noninterest expense | $120,000 | 7,982 |
| Pre-tax net operating income | $201,000 | 7,217 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $52,000 | 5,486 |
| Income before extraordinary items | $149,000 | 7,359 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $149,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $148,000 | 3,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $149,000 | 7,310 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 7,934 |
| Total interest expense | $92,000 | 7,940 |
| Net interest income | $289,000 | 7,859 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $213,000 | 8,069 |
| Salaries and employee benefits | $125,000 | 7,952 |
| Premises and equipment expense | $27,000 | 7,847 |
| Additional noninterest expense | $61,000 | 8,018 |
| Pre-tax net operating income | $95,000 | 7,298 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $25,000 | 5,466 |
| Income before extraordinary items | $70,000 | 7,428 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $70,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $148,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $70,000 | 7,397 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 7,924 |
| Total interest expense | $367,000 | 7,814 |
| Net interest income | $1,111,000 | 7,874 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $132,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $96,000 | 6,534 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,787 |
| Total noninterest expense | $827,000 | 8,110 |
| Salaries and employee benefits | $481,000 | 8,042 |
| Premises and equipment expense | $108,000 | 7,867 |
| Additional noninterest expense | $238,000 | 8,065 |
| Pre-tax net operating income | $386,000 | 7,140 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $99,000 | 5,513 |
| Income before extraordinary items | $287,000 | 7,283 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $287,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,720 |
| Cash dividends | $185,000 | 4,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $287,000 | 7,230 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 7,936 |
| Total interest expense | $279,000 | 7,823 |
| Net interest income | $830,000 | 7,911 |
| Provision for loan and lease losses | $22,000 | 6,263 |
| Total noninterest income | $94,000 | 7,881 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $77,000 | 6,491 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 8,169 |
| Total noninterest expense | $621,000 | 8,102 |
| Salaries and employee benefits | $361,000 | 8,018 |
| Premises and equipment expense | $80,000 | 7,880 |
| Additional noninterest expense | $180,000 | 8,049 |
| Pre-tax net operating income | $281,000 | 7,322 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $67,000 | 5,744 |
| Income before extraordinary items | $214,000 | 7,397 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $214,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $185,000 | 4,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $214,000 | 7,339 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $740,000 | 7,996 |
| Total interest expense | $190,000 | 7,852 |
| Net interest income | $550,000 | 7,964 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $65,000 | 7,875 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $56,000 | 6,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $410,000 | 8,166 |
| Salaries and employee benefits | $241,000 | 8,068 |
| Premises and equipment expense | $52,000 | 7,942 |
| Additional noninterest expense | $117,000 | 8,130 |
| Pre-tax net operating income | $190,000 | 7,260 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $45,000 | 5,735 |
| Income before extraordinary items | $145,000 | 7,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 7,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,017 |
| Cash dividends | $185,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $145,000 | 7,303 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 8,044 |
| Total interest expense | $96,000 | 7,907 |
| Net interest income | $273,000 | 8,004 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $31,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $210,000 | 8,172 |
| Salaries and employee benefits | $121,000 | 8,103 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $63,000 | 8,066 |
| Pre-tax net operating income | $87,000 | 7,358 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $20,000 | 5,783 |
| Income before extraordinary items | $67,000 | 7,457 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $67,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $185,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $67,000 | 7,384 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 8,044 |
| Total interest expense | $360,000 | 8,245 |
| Net interest income | $1,173,000 | 7,852 |
| Provision for loan and lease losses | $43,000 | 6,469 |
| Total noninterest income | $126,000 | 8,038 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $91,000 | 6,704 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $35,000 | 7,968 |
| Total noninterest expense | $795,000 | 8,285 |
| Salaries and employee benefits | $471,000 | 8,187 |
| Premises and equipment expense | $102,000 | 8,040 |
| Additional noninterest expense | $222,000 | 8,294 |
| Pre-tax net operating income | $461,000 | 6,803 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $110,000 | 5,619 |
| Income before extraordinary items | $351,000 | 7,028 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $351,000 | 7,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $185,000 | 5,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $351,000 | 6,886 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 8,125 |
| Total interest expense | $268,000 | 8,381 |
| Net interest income | $892,000 | 7,892 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $88,000 | 8,182 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $69,000 | 6,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,294 |
| Total noninterest expense | $587,000 | 8,319 |
| Salaries and employee benefits | $348,000 | 8,203 |
| Premises and equipment expense | $75,000 | 8,088 |
| Additional noninterest expense | $164,000 | 8,324 |
| Pre-tax net operating income | $358,000 | 6,913 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $98,000 | 5,585 |
| Income before extraordinary items | $260,000 | 7,190 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $260,000 | 7,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $185,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $260,000 | 7,027 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $776,000 | 8,179 |
| Total interest expense | $180,000 | 8,471 |
| Net interest income | $596,000 | 7,917 |
| Provision for loan and lease losses | $26,000 | 6,061 |
| Total noninterest income | $55,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $46,000 | 6,735 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $387,000 | 8,358 |
| Salaries and employee benefits | $231,000 | 8,239 |
| Premises and equipment expense | $47,000 | 8,170 |
| Additional noninterest expense | $109,000 | 8,325 |
| Pre-tax net operating income | $238,000 | 6,920 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $65,000 | 5,639 |
| Income before extraordinary items | $173,000 | 7,223 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $173,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $185,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $173,000 | 7,044 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $387,000 | 8,224 |
| Total interest expense | $89,000 | 8,572 |
| Net interest income | $298,000 | 7,940 |
| Provision for loan and lease losses | $14,000 | 5,838 |
| Total noninterest income | $27,000 | 8,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $197,000 | 8,369 |
| Salaries and employee benefits | $115,000 | 8,280 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $60,000 | 8,208 |
| Pre-tax net operating income | $114,000 | 6,987 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $30,000 | 5,719 |
| Income before extraordinary items | $84,000 | 7,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $185,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $84,000 | 7,046 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 8,276 |
| Total interest expense | $436,000 | 8,558 |
| Net interest income | $1,158,000 | 8,022 |
| Provision for loan and lease losses | $72,000 | 6,236 |
| Total noninterest income | $119,000 | 8,172 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $85,000 | 6,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 8,065 |
| Total noninterest expense | $743,000 | 8,464 |
| Salaries and employee benefits | $434,000 | 8,379 |
| Premises and equipment expense | $93,000 | 8,267 |
| Additional noninterest expense | $216,000 | 8,439 |
| Pre-tax net operating income | $462,000 | 6,915 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $134,000 | 5,655 |
| Income before extraordinary items | $328,000 | 7,189 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $328,000 | 7,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,158 |
| Cash dividends | $166,000 | 5,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $328,000 | 7,082 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 8,449 |
| Total interest expense | $703,000 | 8,615 |
| Net interest income | $1,074,000 | 8,139 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $110,000 | 8,362 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $74,000 | 7,088 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $36,000 | 8,155 |
| Total noninterest expense | $680,000 | 8,730 |
| Salaries and employee benefits | $395,000 | 8,651 |
| Premises and equipment expense | $90,000 | 8,459 |
| Additional noninterest expense | $195,000 | 8,701 |
| Pre-tax net operating income | $474,000 | 6,659 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $131,000 | 5,653 |
| Income before extraordinary items | $343,000 | 6,868 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $343,000 | 6,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $148,000 | 5,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $343,000 | 6,757 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 8,667 |
| Total interest expense | $738,000 | 8,778 |
| Net interest income | $1,032,000 | 8,418 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $87,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,503 |
| Total noninterest expense | $684,000 | 8,860 |
| Salaries and employee benefits | $395,000 | 8,772 |
| Premises and equipment expense | $95,000 | 8,531 |
| Additional noninterest expense | $194,000 | 8,841 |
| Pre-tax net operating income | $405,000 | 7,445 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $111,000 | 6,375 |
| Income before extraordinary items | $282,000 | 7,582 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $282,000 | 7,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $148,000 | 5,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $290,640 | 7,539 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 8,856 |
| Total interest expense | $700,000 | 8,949 |
| Net interest income | $980,000 | 8,677 |
| Provision for loan and lease losses | $19,000 | 7,736 |
| Total noninterest income | $95,000 | 8,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,343 |
| Total noninterest expense | $661,000 | 9,143 |
| Salaries and employee benefits | $373,000 | 9,043 |
| Premises and equipment expense | $84,000 | 8,949 |
| Additional noninterest expense | $204,000 | 8,983 |
| Pre-tax net operating income | $395,000 | 7,622 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $99,000 | 6,931 |
| Income before extraordinary items | $296,000 | 7,627 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $296,000 | 7,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $129,000 | 5,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $296,000 | 7,596 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 9,077 |
| Total interest expense | $805,000 | 8,926 |
| Net interest income | $875,000 | 9,080 |
| Provision for loan and lease losses | $22,000 | 7,668 |
| Total noninterest income | $80,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $636,000 | 9,316 |
| Salaries and employee benefits | $360,000 | 9,227 |
| Premises and equipment expense | $86,000 | 9,014 |
| Additional noninterest expense | $190,000 | 9,239 |
| Pre-tax net operating income | $297,000 | 8,418 |
| Securities gains (losses) | $25,000 | 2,265 |
| Applicable income taxes | $87,000 | 7,722 |
| Income before extraordinary items | $235,000 | 8,352 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $235,000 | 8,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $111,000 | 6,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $216,750 | 8,420 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 9,608 |
| Total interest expense | $751,000 | 9,406 |
| Net interest income | $800,000 | 9,668 |
| Provision for loan and lease losses | $19,000 | 7,970 |
| Total noninterest income | $97,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $601,000 | 9,741 |
| Salaries and employee benefits | $339,000 | 9,667 |
| Premises and equipment expense | $84,000 | 9,342 |
| Additional noninterest expense | $178,000 | 9,693 |
| Pre-tax net operating income | $277,000 | 9,136 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $69,000 | 8,921 |
| Income before extraordinary items | $219,000 | 9,000 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $219,000 | 9,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $92,000 | 6,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $210,640 | 9,030 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 10,184 |
| Total interest expense | $722,000 | 9,905 |
| Net interest income | $730,000 | 10,304 |
| Provision for loan and lease losses | $2,000 | 8,964 |
| Total noninterest income | $81,000 | 10,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $586,000 | 10,220 |
| Salaries and employee benefits | $338,000 | 10,046 |
| Premises and equipment expense | $77,000 | 9,895 |
| Additional noninterest expense | $171,000 | 10,282 |
| Pre-tax net operating income | $223,000 | 9,642 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $47,000 | 9,744 |
| Income before extraordinary items | $176,000 | 9,529 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $176,000 | 9,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $55,000 | 7,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $176,000 | 9,476 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 10,740 |
| Total interest expense | $654,000 | 10,466 |
| Net interest income | $711,000 | 10,805 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $73,000 | 10,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $542,000 | 10,830 |
| Salaries and employee benefits | $314,000 | 10,640 |
| Premises and equipment expense | $68,000 | 10,529 |
| Additional noninterest expense | $160,000 | 10,934 |
| Pre-tax net operating income | $240,000 | 10,196 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $47,000 | 10,241 |
| Income before extraordinary items | $191,000 | 10,031 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $191,000 | 10,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $55,000 | 7,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $192,600 | 9,989 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 11,249 |
| Total interest expense | $515,000 | 11,039 |
| Net interest income | $733,000 | 11,267 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $62,000 | 11,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $562,000 | 11,306 |
| Salaries and employee benefits | $301,000 | 11,193 |
| Premises and equipment expense | $91,000 | 10,316 |
| Additional noninterest expense | $170,000 | 11,525 |
| Pre-tax net operating income | $231,000 | 10,652 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $57,000 | 10,297 |
| Income before extraordinary items | $174,000 | 10,575 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $174,000 | 10,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $55,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $174,000 | 10,609 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 11,869 |
| Total interest expense | $506,000 | 11,652 |
| Net interest income | $704,000 | 11,864 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $60,000 | 12,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $575,000 | 11,771 |
| Salaries and employee benefits | $300,000 | 11,646 |
| Premises and equipment expense | $90,000 | 10,795 |
| Additional noninterest expense | $185,000 | 11,942 |
| Pre-tax net operating income | $189,000 | 11,135 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $50,000 | 10,946 |
| Income before extraordinary items | $140,000 | 11,333 |
| Extraordinary gains, net | $10,000 | 2,939 |
| Net income | $150,000 | 11,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $56,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $139,260 | 11,137 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 12,416 |
| Total interest expense | $559,000 | 12,492 |
| Net interest income | $733,000 | 12,176 |
| Provision for loan and lease losses | $1,000 | 11,714 |
| Total noninterest income | $57,000 | 12,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $534,000 | 12,430 |
| Salaries and employee benefits | $275,000 | 12,306 |
| Premises and equipment expense | $76,000 | 11,645 |
| Additional noninterest expense | $183,000 | 12,480 |
| Pre-tax net operating income | $255,000 | 10,555 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $202,000 | 10,570 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $202,000 | 10,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $56,000 | 7,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $181,410 | 10,519 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.