Home > Bank of Franklin County > Income and Expense

Bank of Franklin County, Income and Expense

Basic Info Reviews History Routing Number Locations

2025-03-31 (YTD Data)		Rank
Total interest income	$5,769,000	1,908
Total interest expense	$2,456,000	1,660
Net interest income	$3,313,000	2,092
Provision for loan and lease losses	$135,000	1,277
Total noninterest income	$399,000	2,161
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$66,000	2,301
Trading account gains and fees	$0	116
Additional Noninterest Income	$333,000	1,883
Total noninterest expense	$3,012,000	1,877
Salaries and employee benefits	$1,676,000	1,888
Premises and equipment expense	$471,000	1,324
Additional noninterest expense	$333,000	1,883
Pre-tax net operating income	$565,000	2,860
Securities gains (losses)	$0	665
Applicable income taxes	$113,000	1,975
Income before extraordinary items	$452,000	2,914
Extraordinary gains, net	$0	47
Net income	$451,000	2,946
Minority interest net income	$1,000	64
Net income of bank and minority interests.	$452,000	2,914
Net charge-offs	$0	2,299
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$452,000	2,934
2024-12-31 (YTD Data)		Rank
Total interest income	$21,960,000	1,939
Total interest expense	$10,548,000	1,618
Net interest income	$11,412,000	2,201
Provision for loan and lease losses	$418,000	1,519
Total noninterest income	$1,929,000	2,049
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$252,000	2,417
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,677,000	1,738
Total noninterest expense	$10,699,000	2,006
Salaries and employee benefits	$5,900,000	2,034
Premises and equipment expense	$1,576,000	1,503
Additional noninterest expense	$1,677,000	1,738
Pre-tax net operating income	$2,224,000	2,760
Securities gains (losses)	$-44,000	3,841
Applicable income taxes	$440,000	1,929
Income before extraordinary items	$1,740,000	2,880
Extraordinary gains, net	$0	53
Net income	$1,737,000	2,909
Minority interest net income	$3,000	89
Net income of bank and minority interests.	$1,740,000	2,880
Net charge-offs	$219,000	1,322
Cash dividends	$600,000	2,660
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$1,775,200	2,873
2024-09-30 (YTD Data)		Rank
Total interest income	$16,157,000	1,954
Total interest expense	$7,881,000	1,614
Net interest income	$8,276,000	2,249
Provision for loan and lease losses	$257,000	1,562
Total noninterest income	$1,411,000	2,056
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$190,000	2,411
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,221,000	1,768
Total noninterest expense	$8,143,000	1,973
Salaries and employee benefits	$4,574,000	1,978
Premises and equipment expense	$1,158,000	1,519
Additional noninterest expense	$1,221,000	1,768
Pre-tax net operating income	$1,287,000	3,046
Securities gains (losses)	$-44,000	4,044
Applicable income taxes	$237,000	2,144
Income before extraordinary items	$1,006,000	3,140
Extraordinary gains, net	$0	51
Net income	$1,004,000	3,174
Minority interest net income	$2,000	80
Net income of bank and minority interests.	$1,006,000	3,143
Net charge-offs	$118,000	1,302
Cash dividends	$600,000	2,130
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$1,041,640	3,105
2024-06-30 (YTD Data)		Rank
Total interest income	$10,399,000	1,971
Total interest expense	$5,081,000	1,627
Net interest income	$5,318,000	2,286
Provision for loan and lease losses	$115,000	1,783
Total noninterest income	$853,000	2,130
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$126,000	2,396
Trading account gains and fees	$0	145
Additional Noninterest Income	$727,000	1,847
Total noninterest expense	$5,337,000	1,987
Salaries and employee benefits	$2,995,000	1,996
Premises and equipment expense	$752,000	1,544
Additional noninterest expense	$727,000	1,847
Pre-tax net operating income	$719,000	3,174
Securities gains (losses)	$0	628
Applicable income taxes	$134,000	2,223
Income before extraordinary items	$585,000	3,228
Extraordinary gains, net	$0	52
Net income	$584,000	3,266
Minority interest net income	$1,000	82
Net income of bank and minority interests.	$585,000	3,231
Net charge-offs	$134,000	957
Cash dividends	$300,000	2,340
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$585,000	3,242
2024-03-31 (YTD Data)		Rank
Total interest income	$5,084,000	1,985
Total interest expense	$2,430,000	1,659
Net interest income	$2,654,000	2,284
Provision for loan and lease losses	$40,000	1,788
Total noninterest income	$428,000	2,088
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$66,000	2,324
Trading account gains and fees	$0	121
Additional Noninterest Income	$362,000	1,810
Total noninterest expense	$2,669,000	1,978
Salaries and employee benefits	$1,459,000	2,042
Premises and equipment expense	$382,000	1,526
Additional noninterest expense	$362,000	1,810
Pre-tax net operating income	$373,000	3,109
Securities gains (losses)	$0	689
Applicable income taxes	$64,000	2,202
Income before extraordinary items	$309,000	3,161
Extraordinary gains, net	$0	51
Net income	$309,000	3,195
Minority interest net income	$0	72
Net income of bank and minority interests.	$309,000	3,162
Net charge-offs	$21,000	1,267
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$309,000	3,172
2023-12-31 (YTD Data)		Rank
Total interest income	$17,380,000	2,072
Total interest expense	$7,172,000	1,607
Net interest income	$10,208,000	2,363
Provision for loan and lease losses	$351,000	1,540
Total noninterest income	$1,733,000	2,166
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$267,000	2,339
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,466,000	1,902
Total noninterest expense	$9,737,000	2,073
Salaries and employee benefits	$5,396,000	2,094
Premises and equipment expense	$1,436,000	1,591
Additional noninterest expense	$1,466,000	1,902
Pre-tax net operating income	$1,853,000	3,038
Securities gains (losses)	$-5,000	3,306
Applicable income taxes	$338,000	2,152
Income before extraordinary items	$1,510,000	3,067
Extraordinary gains, net	$0	54
Net income	$1,507,000	3,102
Minority interest net income	$3,000	86
Net income of bank and minority interests.	$1,510,000	3,069
Net charge-offs	$34,000	1,967
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,514,100	3,103
2023-09-30 (YTD Data)		Rank
Total interest income	$12,662,000	2,080
Total interest expense	$5,119,000	1,547
Net interest income	$7,543,000	2,393
Provision for loan and lease losses	$128,000	1,990
Total noninterest income	$1,278,000	2,170
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$196,000	2,381
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,082,000	1,912
Total noninterest expense	$7,447,000	2,050
Salaries and employee benefits	$4,199,000	2,046
Premises and equipment expense	$1,084,000	1,579
Additional noninterest expense	$1,082,000	1,912
Pre-tax net operating income	$1,246,000	3,220
Securities gains (losses)	$-5,000	3,394
Applicable income taxes	$217,000	2,305
Income before extraordinary items	$1,024,000	3,273
Extraordinary gains, net	$0	52
Net income	$1,022,000	3,306
Minority interest net income	$2,000	79
Net income of bank and minority interests.	$1,024,000	3,273
Net charge-offs	$13,000	2,056
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,028,150	3,292
2023-06-30 (YTD Data)		Rank
Total interest income	$8,166,000	2,098
Total interest expense	$3,174,000	1,512
Net interest income	$4,992,000	2,425
Provision for loan and lease losses	$90,000	1,868
Total noninterest income	$873,000	2,104
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$128,000	2,397
Trading account gains and fees	$0	112
Additional Noninterest Income	$745,000	1,820
Total noninterest expense	$4,924,000	2,056
Salaries and employee benefits	$2,802,000	2,044
Premises and equipment expense	$731,000	1,571
Additional noninterest expense	$745,000	1,818
Pre-tax net operating income	$851,000	3,209
Securities gains (losses)	$0	938
Applicable income taxes	$151,000	2,307
Income before extraordinary items	$700,000	3,287
Extraordinary gains, net	$0	51
Net income	$699,000	3,321
Minority interest net income	$1,000	78
Net income of bank and minority interests.	$700,000	3,286
Net charge-offs	$8,000	1,884
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$700,000	3,297
2023-03-31 (YTD Data)		Rank
Total interest income	$3,951,000	2,121
Total interest expense	$1,457,000	1,454
Net interest income	$2,494,000	2,435
Provision for loan and lease losses	$45,000	1,736
Total noninterest income	$456,000	2,058
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$65,000	2,382
Trading account gains and fees	$0	97
Additional Noninterest Income	$391,000	1,755
Total noninterest expense	$2,473,000	2,082
Salaries and employee benefits	$1,411,000	2,068
Premises and equipment expense	$364,000	1,595
Additional noninterest expense	$391,000	1,755
Pre-tax net operating income	$432,000	3,253
Securities gains (losses)	$0	950
Applicable income taxes	$77,000	2,333
Income before extraordinary items	$355,000	3,303
Extraordinary gains, net	$0	4
Net income	$355,000	3,301
Minority interest net income	$0	48
Net income of bank and minority interests.	$355,000	3,303
Net charge-offs	$8,000	1,438
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$355,000	3,330
2022-12-31 (YTD Data)		Rank
Total interest income	$12,253,000	2,244
Total interest expense	$1,679,000	1,784
Net interest income	$10,574,000	2,293
Provision for loan and lease losses	$180,000	1,851
Total noninterest income	$1,717,000	2,200
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$275,000	2,364
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,442,000	1,939
Total noninterest expense	$9,239,000	2,111
Salaries and employee benefits	$5,262,000	2,107
Premises and equipment expense	$1,230,000	1,781
Additional noninterest expense	$1,442,000	1,939
Pre-tax net operating income	$2,872,000	2,711
Securities gains (losses)	$173,000	123
Applicable income taxes	$616,000	1,887
Income before extraordinary items	$2,429,000	2,724
Extraordinary gains, net	$0	5
Net income	$2,426,000	2,722
Minority interest net income	$3,000	61
Net income of bank and minority interests.	$2,429,000	2,723
Net charge-offs	$-1,000	3,246
Cash dividends	$1,200,000	1,967
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,290,600	2,813
2022-09-30 (YTD Data)		Rank
Total interest income	$8,756,000	2,256
Total interest expense	$870,000	1,941
Net interest income	$7,886,000	2,271
Provision for loan and lease losses	$135,000	1,699
Total noninterest income	$1,360,000	2,170
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$203,000	2,392
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,157,000	1,899
Total noninterest expense	$6,825,000	2,123
Salaries and employee benefits	$3,998,000	2,087
Premises and equipment expense	$791,000	1,969
Additional noninterest expense	$1,157,000	1,899
Pre-tax net operating income	$2,286,000	2,632
Securities gains (losses)	$174,000	113
Applicable income taxes	$503,000	1,837
Income before extraordinary items	$1,957,000	2,608
Extraordinary gains, net	$0	4
Net income	$1,955,000	2,606
Minority interest net income	$2,000	55
Net income of bank and minority interests.	$1,957,000	2,607
Net charge-offs	$7,000	1,925
Cash dividends	$1,200,000	1,511
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,817,800	2,741
2022-06-30 (YTD Data)		Rank
Total interest income	$5,546,000	2,280
Total interest expense	$549,000	1,841
Net interest income	$4,997,000	2,309
Provision for loan and lease losses	$90,000	1,575
Total noninterest income	$988,000	2,078
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$131,000	2,420
Trading account gains and fees	$0	108
Additional Noninterest Income	$857,000	1,833
Total noninterest expense	$4,428,000	2,142
Salaries and employee benefits	$2,612,000	2,118
Premises and equipment expense	$522,000	1,984
Additional noninterest expense	$1,294,000	2,201
Pre-tax net operating income	$1,467,000	2,591
Securities gains (losses)	$180,000	103
Applicable income taxes	$337,000	1,772
Income before extraordinary items	$1,310,000	2,519
Extraordinary gains, net	$0	4
Net income	$1,309,000	2,519
Minority interest net income	$1,000	58
Net income of bank and minority interests.	$1,310,000	2,519
Net charge-offs	$3,000	1,878
Cash dividends	$800,000	1,502
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,166,000	2,694
2022-03-31 (YTD Data)		Rank
Total interest income	$2,753,000	2,250
Total interest expense	$290,000	1,723
Net interest income	$2,463,000	2,295
Provision for loan and lease losses	$45,000	1,393
Total noninterest income	$566,000	1,927
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$65,000	2,414
Trading account gains and fees	$0	103
Additional Noninterest Income	$501,000	1,669
Total noninterest expense	$2,224,000	2,143
Salaries and employee benefits	$1,307,000	2,119
Premises and equipment expense	$253,000	2,021
Additional noninterest expense	$664,000	2,150
Pre-tax net operating income	$760,000	2,460
Securities gains (losses)	$181,000	89
Applicable income taxes	$199,000	1,610
Income before extraordinary items	$742,000	2,289
Extraordinary gains, net	$0	4
Net income	$741,000	2,289
Minority interest net income	$1,000	48
Net income of bank and minority interests.	$742,000	2,289
Net charge-offs	$0	1,838
Cash dividends	$400,000	1,311
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$599,010	2,561
2021-12-31 (YTD Data)		Rank
Total interest income	$12,059,000	2,192
Total interest expense	$1,465,000	1,699
Net interest income	$10,594,000	2,236
Provision for loan and lease losses	$385,000	1,235
Total noninterest income	$1,971,000	2,235
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$224,000	2,537
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,747,000	2,054
Total noninterest expense	$8,703,000	2,165
Salaries and employee benefits	$4,819,000	2,211
Premises and equipment expense	$994,000	2,037
Additional noninterest expense	$2,890,000	2,032
Pre-tax net operating income	$3,477,000	2,506
Securities gains (losses)	$149,000	705
Applicable income taxes	$728,000	1,841
Income before extraordinary items	$2,898,000	2,585
Extraordinary gains, net	$0	10
Net income	$2,896,000	2,587
Minority interest net income	$2,000	72
Net income of bank and minority interests.	$2,898,000	2,586
Net charge-offs	$10,000	2,284
Cash dividends	$1,200,000	2,024
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,778,800	2,618
2021-09-30 (YTD Data)		Rank
Total interest income	$8,977,000	2,250
Total interest expense	$1,159,000	1,706
Net interest income	$7,818,000	2,309
Provision for loan and lease losses	$225,000	1,362
Total noninterest income	$1,662,000	2,154
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$160,000	2,604
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,502,000	1,953
Total noninterest expense	$6,467,000	2,185
Salaries and employee benefits	$3,585,000	2,232
Premises and equipment expense	$738,000	2,078
Additional noninterest expense	$2,144,000	2,058
Pre-tax net operating income	$2,788,000	2,524
Securities gains (losses)	$126,000	718
Applicable income taxes	$612,000	1,830
Income before extraordinary items	$2,302,000	2,626
Extraordinary gains, net	$0	8
Net income	$2,300,000	2,628
Minority interest net income	$2,000	67
Net income of bank and minority interests.	$2,302,000	2,626
Net charge-offs	$18,000	1,784
Cash dividends	$900,000	1,825
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,202,460	2,658
2021-06-30 (YTD Data)		Rank
Total interest income	$5,888,000	2,272
Total interest expense	$817,000	1,697
Net interest income	$5,071,000	2,331
Provision for loan and lease losses	$165,000	1,318
Total noninterest income	$1,018,000	2,217
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$100,000	2,647
Trading account gains and fees	$0	133
Additional Noninterest Income	$918,000	1,996
Total noninterest expense	$4,240,000	2,197
Salaries and employee benefits	$2,358,000	2,249
Premises and equipment expense	$487,000	2,093
Additional noninterest expense	$1,395,000	2,069
Pre-tax net operating income	$1,684,000	2,637
Securities gains (losses)	$126,000	595
Applicable income taxes	$381,000	1,870
Income before extraordinary items	$1,429,000	2,698
Extraordinary gains, net	$0	6
Net income	$1,428,000	2,697
Minority interest net income	$1,000	64
Net income of bank and minority interests.	$1,429,000	2,698
Net charge-offs	$29,000	1,351
Cash dividends	$600,000	1,779
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,329,460	2,781
2021-03-31 (YTD Data)		Rank
Total interest income	$2,873,000	2,294
Total interest expense	$428,000	1,701
Net interest income	$2,445,000	2,377
Provision for loan and lease losses	$60,000	1,591
Total noninterest income	$537,000	2,162
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$48,000	2,688
Trading account gains and fees	$0	127
Additional Noninterest Income	$489,000	1,945
Total noninterest expense	$2,188,000	2,145
Salaries and employee benefits	$1,180,000	2,242
Premises and equipment expense	$244,000	2,095
Additional noninterest expense	$764,000	1,896
Pre-tax net operating income	$734,000	2,781
Securities gains (losses)	$126,000	420
Applicable income taxes	$178,000	1,890
Income before extraordinary items	$682,000	2,730
Extraordinary gains, net	$0	3
Net income	$682,000	2,728
Minority interest net income	$0	55
Net income of bank and minority interests.	$682,000	2,730
Net charge-offs	$29,000	1,017
Cash dividends	$300,000	1,548
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$582,460	2,913
2020-12-31 (YTD Data)		Rank
Total interest income	$12,029,000	2,230
Total interest expense	$2,270,000	1,820
Net interest income	$9,759,000	2,294
Provision for loan and lease losses	$1,185,000	1,455
Total noninterest income	$2,394,000	1,927
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$206,000	2,741
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,188,000	1,711
Total noninterest expense	$8,089,000	2,253
Salaries and employee benefits	$4,537,000	2,281
Premises and equipment expense	$942,000	2,110
Additional noninterest expense	$2,610,000	2,141
Pre-tax net operating income	$2,879,000	2,474
Securities gains (losses)	$0	2,675
Applicable income taxes	$632,000	1,778
Income before extraordinary items	$2,247,000	2,677
Extraordinary gains, net	$0	4
Net income	$2,245,000	2,678
Minority interest net income	$2,000	69
Net income of bank and minority interests.	$2,247,000	2,677
Net charge-offs	$934,000	682
Cash dividends	$1,000,000	2,187
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,247,000	2,632
2020-09-30 (YTD Data)		Rank
Total interest income	$9,403,000	2,171
Total interest expense	$1,771,000	1,847
Net interest income	$7,632,000	2,227
Provision for loan and lease losses	$1,185,000	1,241
Total noninterest income	$1,631,000	1,984
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$152,000	2,766
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,479,000	1,757
Total noninterest expense	$5,982,000	2,249
Salaries and employee benefits	$3,380,000	2,273
Premises and equipment expense	$698,000	2,119
Additional noninterest expense	$1,904,000	2,151
Pre-tax net operating income	$2,096,000	2,518
Securities gains (losses)	$0	2,494
Applicable income taxes	$465,000	1,779
Income before extraordinary items	$1,631,000	2,713
Extraordinary gains, net	$0	4
Net income	$1,629,000	2,714
Minority interest net income	$2,000	61
Net income of bank and minority interests.	$1,631,000	2,713
Net charge-offs	$671,000	632
Cash dividends	$700,000	2,029
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,631,000	2,669
2020-06-30 (YTD Data)		Rank
Total interest income	$6,643,000	2,108
Total interest expense	$1,216,000	1,901
Net interest income	$5,427,000	2,119
Provision for loan and lease losses	$1,020,000	1,069
Total noninterest income	$1,057,000	1,959
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$99,000	2,837
Trading account gains and fees	$0	123
Additional Noninterest Income	$958,000	1,715
Total noninterest expense	$3,975,000	2,255
Salaries and employee benefits	$2,252,000	2,279
Premises and equipment expense	$463,000	2,126
Additional noninterest expense	$1,260,000	2,151
Pre-tax net operating income	$1,489,000	2,395
Securities gains (losses)	$0	2,249
Applicable income taxes	$326,000	1,685
Income before extraordinary items	$1,163,000	2,596
Extraordinary gains, net	$0	4
Net income	$1,162,000	2,595
Minority interest net income	$1,000	63
Net income of bank and minority interests.	$1,163,000	2,596
Net charge-offs	$547,000	561
Cash dividends	$400,000	2,160
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,163,000	2,556
2020-03-31 (YTD Data)		Rank
Total interest income	$2,829,000	2,361
Total interest expense	$637,000	1,965
Net interest income	$2,192,000	2,444
Provision for loan and lease losses	$110,000	1,881
Total noninterest income	$402,000	2,177
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$62,000	2,787
Trading account gains and fees	$0	106
Additional Noninterest Income	$340,000	1,875
Total noninterest expense	$1,954,000	2,303
Salaries and employee benefits	$1,127,000	2,295
Premises and equipment expense	$224,000	2,182
Additional noninterest expense	$603,000	2,248
Pre-tax net operating income	$530,000	2,712
Securities gains (losses)	$0	1,705
Applicable income taxes	$97,000	1,961
Income before extraordinary items	$433,000	2,812
Extraordinary gains, net	$0	4
Net income	$432,000	2,812
Minority interest net income	$1,000	54
Net income of bank and minority interests.	$433,000	2,813
Net charge-offs	$2,000	2,313
Cash dividends	$200,000	1,912
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$433,000	2,803
2019-12-31 (YTD Data)		Rank
Total interest income	$11,613,000	2,352
Total interest expense	$2,775,000	1,907
Net interest income	$8,838,000	2,451
Provision for loan and lease losses	$654,000	1,273
Total noninterest income	$1,654,000	2,182
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$279,000	2,731
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,375,000	1,893
Total noninterest expense	$7,334,000	2,371
Salaries and employee benefits	$4,361,000	2,302
Premises and equipment expense	$711,000	2,517
Additional noninterest expense	$2,262,000	2,366
Pre-tax net operating income	$2,504,000	2,723
Securities gains (losses)	$0	2,379
Applicable income taxes	$481,000	2,014
Income before extraordinary items	$2,023,000	2,889
Extraordinary gains, net	$0	11
Net income	$2,020,000	2,890
Minority interest net income	$3,000	72
Net income of bank and minority interests.	$2,023,000	2,890
Net charge-offs	$426,000	1,153
Cash dividends	$900,000	2,467
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,023,000	2,847
2019-09-30 (YTD Data)		Rank
Total interest income	$8,631,000	2,387
Total interest expense	$2,098,000	1,908
Net interest income	$6,533,000	2,502
Provision for loan and lease losses	$459,000	1,232
Total noninterest income	$1,199,000	2,231
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$213,000	2,737
Trading account gains and fees	$0	129
Additional Noninterest Income	$986,000	1,936
Total noninterest expense	$5,490,000	2,384
Salaries and employee benefits	$3,276,000	2,312
Premises and equipment expense	$528,000	2,543
Additional noninterest expense	$1,686,000	2,373
Pre-tax net operating income	$1,783,000	2,897
Securities gains (losses)	$0	2,167
Applicable income taxes	$342,000	2,125
Income before extraordinary items	$1,441,000	3,008
Extraordinary gains, net	$0	11
Net income	$1,439,000	3,012
Minority interest net income	$2,000	71
Net income of bank and minority interests.	$1,441,000	3,009
Net charge-offs	$317,000	1,010
Cash dividends	$700,000	2,174
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,441,000	2,984
2019-06-30 (YTD Data)		Rank
Total interest income	$5,668,000	2,411
Total interest expense	$1,386,000	1,894
Net interest income	$4,282,000	2,543
Provision for loan and lease losses	$399,000	1,017
Total noninterest income	$832,000	2,157
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$141,000	2,727
Trading account gains and fees	$0	131
Additional Noninterest Income	$691,000	1,857
Total noninterest expense	$3,584,000	2,424
Salaries and employee benefits	$2,147,000	2,355
Premises and equipment expense	$318,000	2,730
Additional noninterest expense	$1,119,000	2,401
Pre-tax net operating income	$1,131,000	2,926
Securities gains (losses)	$0	1,702
Applicable income taxes	$222,000	2,126
Income before extraordinary items	$909,000	3,082
Extraordinary gains, net	$0	11
Net income	$908,000	3,081
Minority interest net income	$1,000	66
Net income of bank and minority interests.	$909,000	3,080
Net charge-offs	$48,000	1,865
Cash dividends	$700,000	1,762
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$909,000	3,052
2019-03-31 (YTD Data)		Rank
Total interest income	$2,799,000	2,427
Total interest expense	$674,000	1,898
Net interest income	$2,125,000	2,562
Provision for loan and lease losses	$219,000	887
Total noninterest income	$391,000	2,193
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$70,000	2,744
Trading account gains and fees	$0	126
Additional Noninterest Income	$321,000	1,898
Total noninterest expense	$1,779,000	2,450
Salaries and employee benefits	$1,067,000	2,369
Premises and equipment expense	$165,000	2,685
Additional noninterest expense	$547,000	2,433
Pre-tax net operating income	$518,000	3,025
Securities gains (losses)	$0	1,087
Applicable income taxes	$108,000	2,092
Income before extraordinary items	$410,000	3,191
Extraordinary gains, net	$0	5
Net income	$409,000	3,192
Minority interest net income	$1,000	47
Net income of bank and minority interests.	$410,000	3,190
Net charge-offs	$5,000	2,211
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$410,000	3,178
2018-12-31 (YTD Data)		Rank
Total interest income	$10,033,000	2,523
Total interest expense	$1,575,000	2,271
Net interest income	$8,458,000	2,553
Provision for loan and lease losses	$596,000	1,314
Total noninterest income	$1,258,000	2,545
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$300,000	2,741
Trading account gains and fees	$0	126
Additional Noninterest Income	$958,000	2,294
Total noninterest expense	$7,255,000	2,415
Salaries and employee benefits	$4,224,000	2,372
Premises and equipment expense	$645,000	2,706
Additional noninterest expense	$2,386,000	2,297
Pre-tax net operating income	$1,865,000	3,235
Securities gains (losses)	$1,000	1,025
Applicable income taxes	$358,000	2,251
Income before extraordinary items	$1,508,000	3,363
Extraordinary gains, net	$0	6
Net income	$1,506,000	3,361
Minority interest net income	$2,000	70
Net income of bank and minority interests.	$1,508,000	3,362
Net charge-offs	$197,000	1,655
Cash dividends	$600,000	2,778
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,507,190	3,364
2018-09-30 (YTD Data)		Rank
Total interest income	$7,270,000	2,574
Total interest expense	$1,069,000	2,346
Net interest income	$6,201,000	2,598
Provision for loan and lease losses	$466,000	1,189
Total noninterest income	$951,000	2,578
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$222,000	2,781
Trading account gains and fees	$0	138
Additional Noninterest Income	$729,000	2,296
Total noninterest expense	$5,518,000	2,396
Salaries and employee benefits	$3,225,000	2,345
Premises and equipment expense	$488,000	2,717
Additional noninterest expense	$1,805,000	2,284
Pre-tax net operating income	$1,168,000	3,538
Securities gains (losses)	$1,000	1,016
Applicable income taxes	$199,000	2,548
Income before extraordinary items	$970,000	3,616
Extraordinary gains, net	$0	5
Net income	$968,000	3,620
Minority interest net income	$2,000	64
Net income of bank and minority interests.	$970,000	3,615
Net charge-offs	$130,000	1,531
Cash dividends	$500,000	2,346
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$969,170	3,623
2018-06-30 (YTD Data)		Rank
Total interest income	$4,726,000	2,605
Total interest expense	$668,000	2,367
Net interest income	$4,058,000	2,627
Provision for loan and lease losses	$340,000	1,089
Total noninterest income	$600,000	2,641
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$144,000	2,827
Trading account gains and fees	$0	130
Additional Noninterest Income	$456,000	2,353
Total noninterest expense	$3,748,000	2,363
Salaries and employee benefits	$2,155,000	2,353
Premises and equipment expense	$320,000	2,763
Additional noninterest expense	$1,273,000	2,194
Pre-tax net operating income	$570,000	3,963
Securities gains (losses)	$1,000	871
Applicable income taxes	$65,000	2,989
Income before extraordinary items	$506,000	3,938
Extraordinary gains, net	$0	6
Net income	$505,000	3,939
Minority interest net income	$1,000	63
Net income of bank and minority interests.	$506,000	3,937
Net charge-offs	$150,000	1,079
Cash dividends	$500,000	1,981
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$505,110	3,940
2018-03-31 (YTD Data)		Rank
Total interest income	$2,319,000	2,640
Total interest expense	$308,000	2,419
Net interest income	$2,011,000	2,651
Provision for loan and lease losses	$195,000	965
Total noninterest income	$311,000	2,577
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$77,000	2,735
Trading account gains and fees	$0	123
Additional Noninterest Income	$234,000	2,303
Total noninterest expense	$1,945,000	2,320
Salaries and employee benefits	$1,082,000	2,373
Premises and equipment expense	$160,000	2,789
Additional noninterest expense	$703,000	2,034
Pre-tax net operating income	$182,000	4,424
Securities gains (losses)	$1,000	666
Applicable income taxes	$33,000	2,965
Income before extraordinary items	$150,000	4,476
Extraordinary gains, net	$0	7
Net income	$150,000	4,474
Minority interest net income	$0	52
Net income of bank and minority interests.	$150,000	4,476
Net charge-offs	$12,000	1,889
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$149,180	4,490
2017-12-31 (YTD Data)		Rank
Total interest income	$8,686,000	2,713
Total interest expense	$962,000	2,600
Net interest income	$7,724,000	2,709
Provision for loan and lease losses	$780,000	1,068
Total noninterest income	$1,860,000	2,126
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$240,000	3,203
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,620,000	1,731
Total noninterest expense	$7,049,000	2,499
Salaries and employee benefits	$4,045,000	2,453
Premises and equipment expense	$600,000	2,917
Additional noninterest expense	$2,404,000	2,316
Pre-tax net operating income	$1,755,000	3,311
Securities gains (losses)	$46,000	933
Applicable income taxes	$606,000	2,278
Income before extraordinary items	$1,195,000	3,482
Extraordinary gains, net	$0	9
Net income	$1,195,000	3,480
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,195,000	3,482
Net charge-offs	$778,000	827
Cash dividends	$600,000	2,765
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,164,640	3,502
2017-09-30 (YTD Data)		Rank
Total interest income	$6,413,000	2,759
Total interest expense	$687,000	2,672
Net interest income	$5,726,000	2,744
Provision for loan and lease losses	$585,000	1,036
Total noninterest income	$1,292,000	2,247
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$164,000	3,357
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,128,000	1,838
Total noninterest expense	$5,246,000	2,516
Salaries and employee benefits	$3,093,000	2,426
Premises and equipment expense	$437,000	3,007
Additional noninterest expense	$1,716,000	2,411
Pre-tax net operating income	$1,187,000	3,505
Securities gains (losses)	$46,000	914
Applicable income taxes	$360,000	2,341
Income before extraordinary items	$873,000	3,732
Extraordinary gains, net	$0	9
Net income	$873,000	3,730
Minority interest net income	$0	71
Net income of bank and minority interests.	$873,000	3,732
Net charge-offs	$574,000	727
Cash dividends	$500,000	2,387
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$840,340	3,774
2017-06-30 (YTD Data)		Rank
Total interest income	$4,193,000	2,777
Total interest expense	$433,000	2,725
Net interest income	$3,760,000	2,755
Provision for loan and lease losses	$390,000	1,007
Total noninterest income	$791,000	2,369
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$104,000	3,429
Trading account gains and fees	$0	139
Additional Noninterest Income	$687,000	1,954
Total noninterest expense	$3,467,000	2,533
Salaries and employee benefits	$2,041,000	2,454
Premises and equipment expense	$289,000	3,022
Additional noninterest expense	$1,137,000	2,442
Pre-tax net operating income	$694,000	3,667
Securities gains (losses)	$21,000	972
Applicable income taxes	$250,000	2,301
Income before extraordinary items	$465,000	3,982
Extraordinary gains, net	$0	11
Net income	$465,000	3,981
Minority interest net income	$0	71
Net income of bank and minority interests.	$465,000	3,982
Net charge-offs	$383,000	698
Cash dividends	$500,000	1,993
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$451,350	3,994
2017-03-31 (YTD Data)		Rank
Total interest income	$1,988,000	2,879
Total interest expense	$207,000	2,794
Net interest income	$1,781,000	2,873
Provision for loan and lease losses	$195,000	957
Total noninterest income	$401,000	2,333
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$51,000	3,476
Trading account gains and fees	$0	142
Additional Noninterest Income	$350,000	1,899
Total noninterest expense	$1,721,000	2,572
Salaries and employee benefits	$1,017,000	2,496
Premises and equipment expense	$142,000	3,101
Additional noninterest expense	$562,000	2,442
Pre-tax net operating income	$266,000	4,016
Securities gains (losses)	$0	1,153
Applicable income taxes	$85,000	2,553
Income before extraordinary items	$181,000	4,260
Extraordinary gains, net	$0	8
Net income	$181,000	4,260
Minority interest net income	$0	55
Net income of bank and minority interests.	$181,000	4,260
Net charge-offs	$238,000	536
Cash dividends	$100,000	2,363
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$181,000	4,244
2016-12-31 (YTD Data)		Rank
Total interest income	$7,586,000	2,961
Total interest expense	$793,000	2,835
Net interest income	$6,793,000	2,944
Provision for loan and lease losses	$580,000	1,347
Total noninterest income	$1,677,000	2,329
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$208,000	3,508
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,469,000	1,919
Total noninterest expense	$6,157,000	2,798
Salaries and employee benefits	$3,629,000	2,684
Premises and equipment expense	$521,000	3,287
Additional noninterest expense	$2,007,000	2,755
Pre-tax net operating income	$1,733,000	3,303
Securities gains (losses)	$60,000	1,716
Applicable income taxes	$657,000	2,022
Income before extraordinary items	$1,136,000	3,724
Extraordinary gains, net	$0	5
Net income	$1,136,000	3,722
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,136,000	3,723
Net charge-offs	$707,000	863
Cash dividends	$100,000	3,963
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,097,600	3,713
2016-09-30 (YTD Data)		Rank
Total interest income	$5,603,000	3,001
Total interest expense	$597,000	2,828
Net interest income	$5,006,000	2,994
Provision for loan and lease losses	$360,000	1,445
Total noninterest income	$1,144,000	2,471
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$151,000	3,583
Trading account gains and fees	$0	169
Additional Noninterest Income	$993,000	2,059
Total noninterest expense	$4,575,000	2,815
Salaries and employee benefits	$2,761,000	2,654
Premises and equipment expense	$388,000	3,335
Additional noninterest expense	$1,426,000	2,848
Pre-tax net operating income	$1,215,000	3,457
Securities gains (losses)	$58,000	1,652
Applicable income taxes	$461,000	2,123
Income before extraordinary items	$812,000	3,826
Extraordinary gains, net	$0	5
Net income	$812,000	3,824
Minority interest net income	$0	71
Net income of bank and minority interests.	$812,000	3,826
Net charge-offs	$508,000	792
Cash dividends	$100,000	3,470
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$774,880	3,826
2016-06-30 (YTD Data)		Rank
Total interest income	$3,748,000	2,999
Total interest expense	$399,000	2,832
Net interest income	$3,349,000	3,004
Provision for loan and lease losses	$240,000	1,451
Total noninterest income	$696,000	2,560
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$96,000	3,658
Trading account gains and fees	$0	157
Additional Noninterest Income	$600,000	2,142
Total noninterest expense	$2,961,000	2,890
Salaries and employee benefits	$1,825,000	2,685
Premises and equipment expense	$253,000	3,385
Additional noninterest expense	$883,000	3,014
Pre-tax net operating income	$844,000	3,374
Securities gains (losses)	$58,000	1,320
Applicable income taxes	$344,000	2,014
Income before extraordinary items	$558,000	3,803
Extraordinary gains, net	$0	16
Net income	$558,000	3,800
Minority interest net income	$0	71
Net income of bank and minority interests.	$558,000	3,802
Net charge-offs	$5,000	3,320
Cash dividends	$100,000	3,236
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$520,880	3,827
2016-03-31 (YTD Data)		Rank
Total interest income	$1,861,000	3,024
Total interest expense	$201,000	2,830
Net interest income	$1,660,000	3,026
Provision for loan and lease losses	$120,000	1,367
Total noninterest income	$295,000	2,751
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$47,000	3,684
Trading account gains and fees	$0	142
Additional Noninterest Income	$248,000	2,348
Total noninterest expense	$1,412,000	2,989
Salaries and employee benefits	$922,000	2,659
Premises and equipment expense	$127,000	3,407
Additional noninterest expense	$363,000	3,456
Pre-tax net operating income	$423,000	3,308
Securities gains (losses)	$44,000	885
Applicable income taxes	$179,000	1,938
Income before extraordinary items	$288,000	3,701
Extraordinary gains, net	$0	12
Net income	$288,000	3,698
Minority interest net income	$0	62
Net income of bank and minority interests.	$288,000	3,699
Net charge-offs	$-2,000	4,420
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$259,840	3,805
2015-12-31 (YTD Data)		Rank
Total interest income	$7,457,000	2,978
Total interest expense	$841,000	2,730
Net interest income	$6,616,000	2,986
Provision for loan and lease losses	$483,000	1,394
Total noninterest income	$1,241,000	2,743
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$186,000	3,802
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,055,000	2,310
Total noninterest expense	$5,879,000	2,906
Salaries and employee benefits	$3,405,000	2,791
Premises and equipment expense	$526,000	3,378
Additional noninterest expense	$1,948,000	2,845
Pre-tax net operating income	$1,495,000	3,502
Securities gains (losses)	$40,000	1,793
Applicable income taxes	$517,000	2,192
Income before extraordinary items	$1,018,000	3,904
Extraordinary gains, net	$0	23
Net income	$1,018,000	3,904
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,018,000	3,905
Net charge-offs	$483,000	1,196
Cash dividends	$800,000	2,367
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$991,600	3,895
2015-09-30 (YTD Data)		Rank
Total interest income	$5,583,000	3,006
Total interest expense	$636,000	2,744
Net interest income	$4,947,000	3,019
Provision for loan and lease losses	$403,000	1,227
Total noninterest income	$924,000	2,767
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$140,000	3,838
Trading account gains and fees	$0	153
Additional Noninterest Income	$784,000	2,341
Total noninterest expense	$4,381,000	2,935
Salaries and employee benefits	$2,580,000	2,775
Premises and equipment expense	$393,000	3,432
Additional noninterest expense	$1,408,000	2,931
Pre-tax net operating income	$1,087,000	3,615
Securities gains (losses)	$42,000	1,586
Applicable income taxes	$379,000	2,261
Income before extraordinary items	$750,000	3,994
Extraordinary gains, net	$0	21
Net income	$750,000	3,993
Minority interest net income	$0	78
Net income of bank and minority interests.	$750,000	3,995
Net charge-offs	$369,000	1,073
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$722,280	3,997
2015-06-30 (YTD Data)		Rank
Total interest income	$3,727,000	3,002
Total interest expense	$425,000	2,757
Net interest income	$3,302,000	3,012
Provision for loan and lease losses	$321,000	1,049
Total noninterest income	$647,000	2,729
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$89,000	3,897
Trading account gains and fees	$0	157
Additional Noninterest Income	$558,000	2,293
Total noninterest expense	$2,810,000	3,034
Salaries and employee benefits	$1,682,000	2,840
Premises and equipment expense	$256,000	3,486
Additional noninterest expense	$872,000	3,125
Pre-tax net operating income	$818,000	3,401
Securities gains (losses)	$42,000	1,338
Applicable income taxes	$292,000	2,147
Income before extraordinary items	$568,000	3,763
Extraordinary gains, net	$0	22
Net income	$568,000	3,765
Minority interest net income	$0	75
Net income of bank and minority interests.	$568,000	3,766
Net charge-offs	$148,000	1,382
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$540,280	3,782
2015-03-31 (YTD Data)		Rank
Total interest income	$1,852,000	3,018
Total interest expense	$211,000	2,783
Net interest income	$1,641,000	3,030
Provision for loan and lease losses	$201,000	882
Total noninterest income	$321,000	2,696
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$44,000	3,897
Trading account gains and fees	$0	152
Additional Noninterest Income	$277,000	2,226
Total noninterest expense	$1,322,000	3,159
Salaries and employee benefits	$832,000	2,887
Premises and equipment expense	$125,000	3,567
Additional noninterest expense	$365,000	3,489
Pre-tax net operating income	$439,000	3,235
Securities gains (losses)	$42,000	921
Applicable income taxes	$163,000	2,021
Income before extraordinary items	$318,000	3,547
Extraordinary gains, net	$0	13
Net income	$318,000	3,550
Minority interest net income	$0	64
Net income of bank and minority interests.	$318,000	3,550
Net charge-offs	$36,000	1,790
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$290,280	3,619
2014-12-31 (YTD Data)		Rank
Total interest income	$7,516,000	3,013
Total interest expense	$944,000	2,678
Net interest income	$6,572,000	3,035
Provision for loan and lease losses	$436,000	1,596
Total noninterest income	$810,000	3,458
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$173,000	4,156
Trading account gains and fees	$0	180
Additional Noninterest Income	$637,000	2,955
Total noninterest expense	$5,899,000	2,956
Salaries and employee benefits	$3,184,000	2,969
Premises and equipment expense	$526,000	3,512
Additional noninterest expense	$2,189,000	2,679
Pre-tax net operating income	$1,047,000	4,062
Securities gains (losses)	$104,000	1,225
Applicable income taxes	$364,000	2,483
Income before extraordinary items	$787,000	4,325
Extraordinary gains, net	$0	17
Net income	$787,000	4,324
Minority interest net income	$0	84
Net income of bank and minority interests.	$787,000	4,325
Net charge-offs	$687,000	1,177
Cash dividends	$700,000	2,463
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$716,280	4,408
2014-09-30 (YTD Data)		Rank
Total interest income	$5,644,000	3,031
Total interest expense	$717,000	2,689
Net interest income	$4,927,000	3,057
Provision for loan and lease losses	$388,000	1,410
Total noninterest income	$567,000	3,605
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$126,000	4,255
Trading account gains and fees	$0	174
Additional Noninterest Income	$441,000	3,079
Total noninterest expense	$4,464,000	2,940
Salaries and employee benefits	$2,460,000	2,904
Premises and equipment expense	$386,000	3,612
Additional noninterest expense	$1,618,000	2,728
Pre-tax net operating income	$642,000	4,489
Securities gains (losses)	$91,000	1,063
Applicable income taxes	$225,000	2,706
Income before extraordinary items	$508,000	4,582
Extraordinary gains, net	$0	15
Net income	$508,000	4,582
Minority interest net income	$0	81
Net income of bank and minority interests.	$508,000	4,583
Net charge-offs	$524,000	1,119
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$445,210	4,734
2014-06-30 (YTD Data)		Rank
Total interest income	$3,776,000	3,027
Total interest expense	$484,000	2,698
Net interest income	$3,292,000	3,044
Provision for loan and lease losses	$208,000	1,610
Total noninterest income	$289,000	4,095
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$80,000	4,330
Trading account gains and fees	$0	172
Additional Noninterest Income	$209,000	3,553
Total noninterest expense	$3,016,000	2,935
Salaries and employee benefits	$1,648,000	2,913
Premises and equipment expense	$251,000	3,703
Additional noninterest expense	$1,117,000	2,642
Pre-tax net operating income	$357,000	4,675
Securities gains (losses)	$49,000	1,179
Applicable income taxes	$118,000	2,892
Income before extraordinary items	$288,000	4,798
Extraordinary gains, net	$0	20
Net income	$288,000	4,800
Minority interest net income	$0	80
Net income of bank and minority interests.	$288,000	4,801
Net charge-offs	$267,000	1,350
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$253,210	4,901
2014-03-31 (YTD Data)		Rank
Total interest income	$1,916,000	3,015
Total interest expense	$253,000	2,652
Net interest income	$1,663,000	3,030
Provision for loan and lease losses	$75,000	1,807
Total noninterest income	$60,000	5,303
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$39,000	4,359
Trading account gains and fees	$0	147
Additional Noninterest Income	$21,000	5,497
Total noninterest expense	$1,483,000	2,985
Salaries and employee benefits	$848,000	2,867
Premises and equipment expense	$126,000	3,744
Additional noninterest expense	$509,000	2,843
Pre-tax net operating income	$165,000	4,749
Securities gains (losses)	$46,000	677
Applicable income taxes	$61,000	2,802
Income before extraordinary items	$150,000	4,687
Extraordinary gains, net	$0	16
Net income	$150,000	4,688
Minority interest net income	$0	66
Net income of bank and minority interests.	$150,000	4,688
Net charge-offs	$262,000	787
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$117,340	4,933
2013-12-31 (YTD Data)		Rank
Total interest income	$7,904,000	2,968
Total interest expense	$1,450,000	2,226
Net interest income	$6,454,000	3,087
Provision for loan and lease losses	$676,000	1,511
Total noninterest income	$1,056,000	3,101
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$195,000	4,144
Trading account gains and fees	$0	184
Additional Noninterest Income	$861,000	2,577
Total noninterest expense	$5,983,000	3,001
Salaries and employee benefits	$3,044,000	3,075
Premises and equipment expense	$515,000	3,669
Additional noninterest expense	$2,424,000	2,533
Pre-tax net operating income	$851,000	4,318
Securities gains (losses)	$16,000	2,449
Applicable income taxes	$265,000	2,743
Income before extraordinary items	$602,000	4,657
Extraordinary gains, net	$0	29
Net income	$602,000	4,661
Minority interest net income	$0	90
Net income of bank and minority interests.	$602,000	4,661
Net charge-offs	$1,973,000	753
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$590,960	4,616
2013-09-30 (YTD Data)		Rank
Total interest income	$5,870,000	3,012
Total interest expense	$1,139,000	2,202
Net interest income	$4,731,000	3,163
Provision for loan and lease losses	$510,000	1,480
Total noninterest income	$864,000	3,015
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$149,000	4,144
Trading account gains and fees	$0	180
Additional Noninterest Income	$715,000	2,481
Total noninterest expense	$4,488,000	2,997
Salaries and employee benefits	$2,324,000	3,066
Premises and equipment expense	$398,000	3,630
Additional noninterest expense	$1,766,000	2,599
Pre-tax net operating income	$597,000	4,516
Securities gains (losses)	$0	3,040
Applicable income taxes	$183,000	2,866
Income before extraordinary items	$414,000	4,867
Extraordinary gains, net	$0	25
Net income	$414,000	4,867
Minority interest net income	$0	84
Net income of bank and minority interests.	$414,000	4,868
Net charge-offs	$816,000	1,160
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$414,000	4,778
2013-06-30 (YTD Data)		Rank
Total interest income	$3,899,000	3,022
Total interest expense	$787,000	2,171
Net interest income	$3,112,000	3,199
Provision for loan and lease losses	$400,000	1,362
Total noninterest income	$680,000	2,811
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$95,000	4,200
Trading account gains and fees	$0	157
Additional Noninterest Income	$585,000	2,269
Total noninterest expense	$3,056,000	2,953
Salaries and employee benefits	$1,529,000	3,107
Premises and equipment expense	$259,000	3,701
Additional noninterest expense	$1,268,000	2,412
Pre-tax net operating income	$336,000	4,725
Securities gains (losses)	$0	2,791
Applicable income taxes	$102,000	2,996
Income before extraordinary items	$234,000	5,093
Extraordinary gains, net	$0	22
Net income	$234,000	5,095
Minority interest net income	$0	82
Net income of bank and minority interests.	$234,000	5,096
Net charge-offs	$557,000	1,178
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$234,000	4,964
2013-03-31 (YTD Data)		Rank
Total interest income	$2,000,000	2,988
Total interest expense	$399,000	2,201
Net interest income	$1,601,000	3,142
Provision for loan and lease losses	$180,000	1,441
Total noninterest income	$457,000	2,352
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$48,000	4,162
Trading account gains and fees	$0	148
Additional Noninterest Income	$409,000	1,832
Total noninterest expense	$1,650,000	2,799
Salaries and employee benefits	$793,000	3,069
Premises and equipment expense	$128,000	3,753
Additional noninterest expense	$729,000	2,135
Pre-tax net operating income	$228,000	4,274
Securities gains (losses)	$0	1,966
Applicable income taxes	$73,000	2,694
Income before extraordinary items	$155,000	4,680
Extraordinary gains, net	$0	10
Net income	$155,000	4,681
Minority interest net income	$0	76
Net income of bank and minority interests.	$155,000	4,682
Net charge-offs	$170,000	1,491
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$155,000	4,581
2012-12-31 (YTD Data)		Rank
Total interest income	$8,847,000	2,864
Total interest expense	$2,190,000	1,983
Net interest income	$6,657,000	3,108
Provision for loan and lease losses	$1,140,000	1,631
Total noninterest income	$2,811,000	1,717
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$221,000	4,074
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,590,000	1,299
Total noninterest expense	$7,851,000	2,416
Salaries and employee benefits	$3,163,000	3,016
Premises and equipment expense	$538,000	3,644
Additional noninterest expense	$4,150,000	1,626
Pre-tax net operating income	$477,000	4,966
Securities gains (losses)	$444,000	1,028
Applicable income taxes	$294,000	2,673
Income before extraordinary items	$627,000	4,623
Extraordinary gains, net	$0	29
Net income	$627,000	4,622
Minority interest net income	$0	93
Net income of bank and minority interests.	$627,000	4,623
Net charge-offs	$1,791,000	1,259
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$325,080	5,211
2012-09-30 (YTD Data)		Rank
Total interest income	$6,768,000	2,876
Total interest expense	$1,741,000	1,961
Net interest income	$5,027,000	3,146
Provision for loan and lease losses	$840,000	1,656
Total noninterest income	$2,431,000	1,552
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$162,000	4,171
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,269,000	1,147
Total noninterest expense	$5,874,000	2,418
Salaries and employee benefits	$2,454,000	2,958
Premises and equipment expense	$407,000	3,676
Additional noninterest expense	$3,013,000	1,669
Pre-tax net operating income	$744,000	4,131
Securities gains (losses)	$444,000	822
Applicable income taxes	$404,000	2,156
Income before extraordinary items	$784,000	3,893
Extraordinary gains, net	$0	20
Net income	$784,000	3,894
Minority interest net income	$0	86
Net income of bank and minority interests.	$784,000	3,895
Net charge-offs	$1,411,000	1,165
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$490,960	4,492
2012-06-30 (YTD Data)		Rank
Total interest income	$4,666,000	2,828
Total interest expense	$1,240,000	1,895
Net interest income	$3,426,000	3,102
Provision for loan and lease losses	$660,000	1,471
Total noninterest income	$1,552,000	1,588
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$109,000	4,141
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,443,000	1,167
Total noninterest expense	$3,818,000	2,478
Salaries and employee benefits	$1,612,000	2,999
Premises and equipment expense	$265,000	3,725
Additional noninterest expense	$1,941,000	1,715
Pre-tax net operating income	$500,000	4,121
Securities gains (losses)	$444,000	628
Applicable income taxes	$323,000	1,974
Income before extraordinary items	$621,000	3,567
Extraordinary gains, net	$0	19
Net income	$621,000	3,568
Minority interest net income	$0	84
Net income of bank and minority interests.	$621,000	3,569
Net charge-offs	$1,336,000	929
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$327,960	4,498
2012-03-31 (YTD Data)		Rank
Total interest income	$2,311,000	2,883
Total interest expense	$661,000	1,853
Net interest income	$1,650,000	3,201
Provision for loan and lease losses	$180,000	2,114
Total noninterest income	$707,000	1,690
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$53,000	4,182
Trading account gains and fees	$0	148
Additional Noninterest Income	$654,000	1,238
Total noninterest expense	$1,878,000	2,510
Salaries and employee benefits	$807,000	3,008
Premises and equipment expense	$132,000	3,770
Additional noninterest expense	$939,000	1,771
Pre-tax net operating income	$299,000	3,845
Securities gains (losses)	$267,000	490
Applicable income taxes	$196,000	1,752
Income before extraordinary items	$370,000	3,227
Extraordinary gains, net	$0	19
Net income	$370,000	3,231
Minority interest net income	$0	78
Net income of bank and minority interests.	$370,000	3,231
Net charge-offs	$30,000	3,422
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$196,450	4,263
2011-12-31 (YTD Data)		Rank
Total interest income	$9,702,000	2,825
Total interest expense	$3,486,000	1,711
Net interest income	$6,216,000	3,379
Provision for loan and lease losses	$3,260,000	1,116
Total noninterest income	$1,688,000	2,268
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$198,000	4,399
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,490,000	1,649
Total noninterest expense	$6,899,000	2,696
Salaries and employee benefits	$3,016,000	3,105
Premises and equipment expense	$555,000	3,779
Additional noninterest expense	$3,328,000	2,012
Pre-tax net operating income	$-2,255,000	6,828
Securities gains (losses)	$229,000	1,349
Applicable income taxes	$-731,000	7,126
Income before extraordinary items	$-1,295,000	6,723
Extraordinary gains, net	$0	29
Net income	$-1,295,000	6,723
Minority interest net income	$0	96
Net income of bank and minority interests.	$-1,295,000	6,723
Net charge-offs	$3,107,000	1,170
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-1,441,560	6,714
2011-09-30 (YTD Data)		Rank
Total interest income	$7,243,000	2,875
Total interest expense	$2,742,000	1,702
Net interest income	$4,501,000	3,477
Provision for loan and lease losses	$2,380,000	1,098
Total noninterest income	$1,126,000	2,443
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$145,000	4,456
Trading account gains and fees	$0	145
Additional Noninterest Income	$981,000	1,793
Total noninterest expense	$5,112,000	2,727
Salaries and employee benefits	$2,294,000	3,078
Premises and equipment expense	$426,000	3,764
Additional noninterest expense	$2,392,000	2,084
Pre-tax net operating income	$-1,865,000	6,988
Securities gains (losses)	$194,000	1,243
Applicable income taxes	$-597,000	7,243
Income before extraordinary items	$-1,074,000	6,881
Extraordinary gains, net	$0	21
Net income	$-1,074,000	6,883
Minority interest net income	$0	87
Net income of bank and minority interests.	$-1,074,000	6,882
Net charge-offs	$3,072,000	941
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-1,198,160	6,879
2011-06-30 (YTD Data)		Rank
Total interest income	$4,721,000	2,955
Total interest expense	$1,836,000	1,754
Net interest income	$2,885,000	3,594
Provision for loan and lease losses	$2,200,000	858
Total noninterest income	$579,000	2,862
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$95,000	4,484
Trading account gains and fees	$0	153
Additional Noninterest Income	$484,000	2,152
Total noninterest expense	$3,381,000	2,769
Salaries and employee benefits	$1,511,000	3,124
Premises and equipment expense	$277,000	3,854
Additional noninterest expense	$1,593,000	2,125
Pre-tax net operating income	$-2,117,000	7,185
Securities gains (losses)	$42,000	1,689
Applicable income taxes	$-724,000	7,388
Income before extraordinary items	$-1,351,000	7,106
Extraordinary gains, net	$0	15
Net income	$-1,351,000	7,107
Minority interest net income	$0	89
Net income of bank and minority interests.	$-1,351,000	7,107
Net charge-offs	$2,986,000	691
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-1,378,300	7,097
2011-03-31 (YTD Data)		Rank
Total interest income	$2,395,000	2,937
Total interest expense	$917,000	1,802
Net interest income	$1,478,000	3,511
Provision for loan and lease losses	$2,020,000	514
Total noninterest income	$164,000	3,988
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$46,000	4,495
Trading account gains and fees	$0	158
Additional Noninterest Income	$118,000	3,294
Total noninterest expense	$1,713,000	2,757
Salaries and employee benefits	$782,000	3,058
Premises and equipment expense	$142,000	3,848
Additional noninterest expense	$789,000	2,133
Pre-tax net operating income	$-2,091,000	7,397
Securities gains (losses)	$0	1,772
Applicable income taxes	$-720,000	7,499
Income before extraordinary items	$-1,371,000	7,348
Extraordinary gains, net	$0	9
Net income	$-1,371,000	7,348
Minority interest net income	$0	86
Net income of bank and minority interests.	$-1,371,000	7,349
Net charge-offs	$1,800,000	582
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-1,371,000	7,347
2010-12-31 (YTD Data)		Rank
Total interest income	$10,154,000	2,921
Total interest expense	$4,142,000	1,934
Net interest income	$6,012,000	3,462
Provision for loan and lease losses	$2,440,000	1,832
Total noninterest income	$1,353,000	2,695
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$240,000	4,080
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,113,000	2,052
Total noninterest expense	$6,157,000	3,045
Salaries and employee benefits	$2,870,000	3,238
Premises and equipment expense	$592,000	3,755
Additional noninterest expense	$2,695,000	2,505
Pre-tax net operating income	$-1,232,000	6,572
Securities gains (losses)	$231,000	1,471
Applicable income taxes	$-366,000	7,095
Income before extraordinary items	$-635,000	6,435
Extraordinary gains, net	$0	29
Net income	$-635,000	6,436
Minority interest net income	$0	111
Net income of bank and minority interests.	$-635,000	6,436
Net charge-offs	$1,792,000	1,989
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-782,840	6,456
2010-09-30 (YTD Data)		Rank
Total interest income	$7,605,000	2,987
Total interest expense	$3,173,000	1,971
Net interest income	$4,432,000	3,553
Provision for loan and lease losses	$1,780,000	1,790
Total noninterest income	$707,000	3,370
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$168,000	4,280
Trading account gains and fees	$0	165
Additional Noninterest Income	$539,000	2,640
Total noninterest expense	$4,057,000	3,369
Salaries and employee benefits	$2,181,000	3,224
Premises and equipment expense	$451,000	3,770
Additional noninterest expense	$1,425,000	3,375
Pre-tax net operating income	$-698,000	6,648
Securities gains (losses)	$135,000	1,684
Applicable income taxes	$-216,000	7,208
Income before extraordinary items	$-347,000	6,573
Extraordinary gains, net	$0	23
Net income	$-347,000	6,573
Minority interest net income	$0	110
Net income of bank and minority interests.	$-347,000	6,573
Net charge-offs	$880,000	2,340
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-433,400	6,560
2010-06-30 (YTD Data)		Rank
Total interest income	$5,065,000	3,016
Total interest expense	$2,166,000	2,003
Net interest income	$2,899,000	3,606
Provision for loan and lease losses	$1,400,000	1,588
Total noninterest income	$306,000	4,221
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$108,000	4,348
Trading account gains and fees	$0	152
Additional Noninterest Income	$198,000	3,518
Total noninterest expense	$2,662,000	3,437
Salaries and employee benefits	$1,444,000	3,251
Premises and equipment expense	$297,000	3,833
Additional noninterest expense	$921,000	3,430
Pre-tax net operating income	$-857,000	6,934
Securities gains (losses)	$85,000	1,526
Applicable income taxes	$-283,000	7,384
Income before extraordinary items	$-489,000	6,852
Extraordinary gains, net	$0	19
Net income	$-489,000	6,854
Minority interest net income	$0	105
Net income of bank and minority interests.	$-489,000	6,853
Net charge-offs	$564,000	2,309
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-543,400	6,847
2010-03-31 (YTD Data)		Rank
Total interest income	$2,535,000	3,074
Total interest expense	$1,136,000	2,014
Net interest income	$1,399,000	3,744
Provision for loan and lease losses	$100,000	3,933
Total noninterest income	$152,000	4,247
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$49,000	4,514
Trading account gains and fees	$0	175
Additional Noninterest Income	$103,000	3,466
Total noninterest expense	$1,328,000	3,474
Salaries and employee benefits	$752,000	3,180
Premises and equipment expense	$146,000	3,946
Additional noninterest expense	$430,000	3,620
Pre-tax net operating income	$123,000	4,795
Securities gains (losses)	$0	2,284
Applicable income taxes	$32,000	3,122
Income before extraordinary items	$91,000	5,098
Extraordinary gains, net	$0	16
Net income	$91,000	5,099
Minority interest net income	$0	91
Net income of bank and minority interests.	$91,000	5,098
Net charge-offs	$60,000	3,577
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$91,000	4,981
2009-12-31 (YTD Data)		Rank
Total interest income	$10,754,000	3,045
Total interest expense	$5,069,000	2,231
Net interest income	$5,685,000	3,613
Provision for loan and lease losses	$2,301,000	2,293
Total noninterest income	$1,050,000	3,238
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$212,000	4,534
Trading account gains and fees	$0	211
Additional Noninterest Income	$838,000	2,388
Total noninterest expense	$5,385,000	3,461
Salaries and employee benefits	$2,878,000	3,306
Premises and equipment expense	$609,000	3,838
Additional noninterest expense	$1,898,000	3,457
Pre-tax net operating income	$-951,000	6,239
Securities gains (losses)	$192,000	1,586
Applicable income taxes	$-378,000	6,946
Income before extraordinary items	$-381,000	6,002
Extraordinary gains, net	$0	34
Net income	$-381,000	6,000
Minority interest net income	$0	115
Net income of bank and minority interests.	$-381,000	6,000
Net charge-offs	$948,000	2,930
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-503,880	6,077
2009-09-30 (YTD Data)		Rank
Total interest income	$8,050,000	3,090
Total interest expense	$3,858,000	2,296
Net interest income	$4,192,000	3,671
Provision for loan and lease losses	$749,000	3,198
Total noninterest income	$776,000	3,333
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$160,000	4,549
Trading account gains and fees	$0	212
Additional Noninterest Income	$616,000	2,478
Total noninterest expense	$4,072,000	3,449
Salaries and employee benefits	$2,176,000	3,312
Premises and equipment expense	$450,000	3,906
Additional noninterest expense	$1,446,000	3,377
Pre-tax net operating income	$147,000	5,126
Securities gains (losses)	$112,000	1,743
Applicable income taxes	$13,000	3,954
Income before extraordinary items	$246,000	4,649
Extraordinary gains, net	$0	27
Net income	$246,000	4,647
Minority interest net income	$0	118
Net income of bank and minority interests.	$246,000	4,650
Net charge-offs	$328,000	3,589
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$139,600	5,081
2009-06-30 (YTD Data)		Rank
Total interest income	$5,412,000	3,100
Total interest expense	$2,603,000	2,353
Net interest income	$2,809,000	3,646
Provision for loan and lease losses	$610,000	2,671
Total noninterest income	$571,000	3,140
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$99,000	4,691
Trading account gains and fees	$0	193
Additional Noninterest Income	$472,000	2,299
Total noninterest expense	$2,745,000	3,460
Salaries and employee benefits	$1,482,000	3,266
Premises and equipment expense	$292,000	4,018
Additional noninterest expense	$971,000	3,362
Pre-tax net operating income	$25,000	5,653
Securities gains (losses)	$112,000	1,413
Applicable income taxes	$-8,000	6,787
Income before extraordinary items	$145,000	4,895
Extraordinary gains, net	$0	21
Net income	$145,000	4,892
Minority interest net income	$0	112
Net income of bank and minority interests.	$145,000	4,893
Net charge-offs	$329,000	2,824
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$33,000	5,611
2009-03-31 (YTD Data)		Rank
Total interest income	$2,674,000	3,162
Total interest expense	$1,294,000	2,457
Net interest income	$1,380,000	3,680
Provision for loan and lease losses	$610,000	1,577
Total noninterest income	$220,000	3,630
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$51,000	4,565
Trading account gains and fees	$0	171
Additional Noninterest Income	$169,000	2,756
Total noninterest expense	$1,307,000	3,512
Salaries and employee benefits	$739,000	3,315
Premises and equipment expense	$149,000	3,991
Additional noninterest expense	$419,000	3,447
Pre-tax net operating income	$-317,000	7,086
Securities gains (losses)	$64,000	1,187
Applicable income taxes	$-115,000	7,583
Income before extraordinary items	$-138,000	6,903
Extraordinary gains, net	$0	15
Net income	$-138,000	6,904
Minority interest net income	$0	102
Net income of bank and minority interests.	$-138,000	6,904
Net charge-offs	$-33,000	8,077
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-178,960	6,916
2008-12-31 (YTD Data)		Rank
Total interest income	$12,170,000	3,001
Total interest expense	$5,721,000	2,627
Net interest income	$6,449,000	3,283
Provision for loan and lease losses	$1,305,000	2,325
Total noninterest income	$567,000	4,590
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$240,000	4,440
Trading account gains and fees	$0	154
Additional Noninterest Income	$327,000	3,941
Total noninterest expense	$4,723,000	3,735
Salaries and employee benefits	$2,627,000	3,626
Premises and equipment expense	$617,000	3,855
Additional noninterest expense	$1,479,000	3,654
Pre-tax net operating income	$988,000	3,781
Securities gains (losses)	$30,000	1,931
Applicable income taxes	$253,000	2,585
Income before extraordinary items	$765,000	3,794
Extraordinary gains, net	$0	39
Net income	$765,000	3,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$669,000	2,419
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$742,500	3,976
2008-09-30 (YTD Data)		Rank
Total interest income	$9,420,000	2,981
Total interest expense	$4,396,000	2,662
Net interest income	$5,024,000	3,202
Provision for loan and lease losses	$605,000	2,464
Total noninterest income	$466,000	4,486
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$179,000	4,486
Trading account gains and fees	$0	148
Additional Noninterest Income	$287,000	3,759
Total noninterest expense	$3,559,000	3,702
Salaries and employee benefits	$2,036,000	3,561
Premises and equipment expense	$457,000	3,900
Additional noninterest expense	$1,066,000	3,696
Pre-tax net operating income	$1,326,000	3,099
Securities gains (losses)	$30,000	1,749
Applicable income taxes	$411,000	2,126
Income before extraordinary items	$945,000	3,223
Extraordinary gains, net	$0	31
Net income	$945,000	3,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	2,809
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$924,000	3,401
2008-06-30 (YTD Data)		Rank
Total interest income	$6,475,000	2,932
Total interest expense	$3,057,000	2,665
Net interest income	$3,418,000	3,128
Provision for loan and lease losses	$370,000	2,256
Total noninterest income	$367,000	4,188
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$110,000	4,655
Trading account gains and fees	$0	149
Additional Noninterest Income	$257,000	3,306
Total noninterest expense	$2,369,000	3,741
Salaries and employee benefits	$1,351,000	3,613
Premises and equipment expense	$305,000	3,925
Additional noninterest expense	$713,000	3,672
Pre-tax net operating income	$1,046,000	2,858
Securities gains (losses)	$0	3,233
Applicable income taxes	$328,000	2,105
Income before extraordinary items	$718,000	3,276
Extraordinary gains, net	$0	21
Net income	$718,000	3,275
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,332
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$718,000	3,217
2008-03-31 (YTD Data)		Rank
Total interest income	$3,346,000	2,926
Total interest expense	$1,630,000	2,672
Net interest income	$1,716,000	3,129
Provision for loan and lease losses	$235,000	1,655
Total noninterest income	$186,000	4,146
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$49,000	4,843
Trading account gains and fees	$0	158
Additional Noninterest Income	$137,000	3,203
Total noninterest expense	$1,157,000	3,805
Salaries and employee benefits	$668,000	3,667
Premises and equipment expense	$150,000	3,987
Additional noninterest expense	$339,000	3,754
Pre-tax net operating income	$510,000	3,040
Securities gains (losses)	$0	2,688
Applicable income taxes	$160,000	2,242
Income before extraordinary items	$350,000	3,482
Extraordinary gains, net	$0	15
Net income	$350,000	3,485
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$350,000	3,384
2007-12-31 (YTD Data)		Rank
Total interest income	$13,207,000	3,017
Total interest expense	$6,978,000	2,637
Net interest income	$6,229,000	3,411
Provision for loan and lease losses	$419,000	2,638
Total noninterest income	$436,000	5,315
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$176,000	5,146
Trading account gains and fees	$0	178
Additional Noninterest Income	$260,000	4,502
Total noninterest expense	$4,168,000	3,987
Salaries and employee benefits	$2,321,000	3,928
Premises and equipment expense	$569,000	3,983
Additional noninterest expense	$1,278,000	3,892
Pre-tax net operating income	$2,078,000	3,240
Securities gains (losses)	$0	2,146
Applicable income taxes	$672,000	2,349
Income before extraordinary items	$1,406,000	3,570
Extraordinary gains, net	$0	39
Net income	$1,406,000	3,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	2,664
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,406,000	3,561
2007-09-30 (YTD Data)		Rank
Total interest income	$9,684,000	3,075
Total interest expense	$5,121,000	2,693
Net interest income	$4,563,000	3,479
Provision for loan and lease losses	$210,000	2,918
Total noninterest income	$470,000	4,553
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$129,000	5,212
Trading account gains and fees	$0	184
Additional Noninterest Income	$341,000	3,506
Total noninterest expense	$3,047,000	4,055
Salaries and employee benefits	$1,721,000	3,950
Premises and equipment expense	$408,000	4,109
Additional noninterest expense	$918,000	3,957
Pre-tax net operating income	$1,776,000	3,093
Securities gains (losses)	$0	1,655
Applicable income taxes	$592,000	2,310
Income before extraordinary items	$1,184,000	3,499
Extraordinary gains, net	$0	33
Net income	$1,184,000	3,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	2,369
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,184,000	3,485
2007-06-30 (YTD Data)		Rank
Total interest income	$6,196,000	3,205
Total interest expense	$3,231,000	2,810
Net interest income	$2,965,000	3,570
Provision for loan and lease losses	$150,000	2,579
Total noninterest income	$326,000	4,484
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$86,000	5,219
Trading account gains and fees	$0	168
Additional Noninterest Income	$240,000	3,427
Total noninterest expense	$1,967,000	4,174
Salaries and employee benefits	$1,119,000	4,056
Premises and equipment expense	$264,000	4,215
Additional noninterest expense	$584,000	4,097
Pre-tax net operating income	$1,174,000	3,158
Securities gains (losses)	$0	1,444
Applicable income taxes	$396,000	2,391
Income before extraordinary items	$778,000	3,585
Extraordinary gains, net	$0	29
Net income	$778,000	3,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,333
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$778,000	3,559
2007-03-31 (YTD Data)		Rank
Total interest income	$2,990,000	3,294
Total interest expense	$1,554,000	2,893
Net interest income	$1,436,000	3,663
Provision for loan and lease losses	$60,000	2,747
Total noninterest income	$160,000	4,478
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$45,000	5,093
Trading account gains and fees	$0	195
Additional Noninterest Income	$115,000	3,507
Total noninterest expense	$956,000	4,270
Salaries and employee benefits	$552,000	4,123
Premises and equipment expense	$125,000	4,394
Additional noninterest expense	$279,000	4,177
Pre-tax net operating income	$580,000	3,196
Securities gains (losses)	$0	1,187
Applicable income taxes	$196,000	2,427
Income before extraordinary items	$384,000	3,593
Extraordinary gains, net	$0	22
Net income	$384,000	3,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,195
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$384,000	3,571
2006-12-31 (YTD Data)		Rank
Total interest income	$10,070,000	3,550
Total interest expense	$5,026,000	3,015
Net interest income	$5,044,000	3,979
Provision for loan and lease losses	$216,000	3,394
Total noninterest income	$463,000	5,302
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$143,000	5,607
Trading account gains and fees	$0	130
Additional Noninterest Income	$320,000	4,177
Total noninterest expense	$3,303,000	4,573
Salaries and employee benefits	$1,901,000	4,443
Premises and equipment expense	$428,000	4,717
Additional noninterest expense	$974,000	4,596
Pre-tax net operating income	$1,988,000	3,661
Securities gains (losses)	$0	1,687
Applicable income taxes	$683,000	2,704
Income before extraordinary items	$1,305,000	4,092
Extraordinary gains, net	$0	51
Net income	$1,305,000	4,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,305,000	4,063
2006-09-30 (YTD Data)		Rank
Total interest income	$7,236,000	3,652
Total interest expense	$3,588,000	3,052
Net interest income	$3,648,000	4,110
Provision for loan and lease losses	$162,000	3,271
Total noninterest income	$328,000	5,456
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$99,000	5,813
Trading account gains and fees	$0	126
Additional Noninterest Income	$229,000	4,254
Total noninterest expense	$2,425,000	4,628
Salaries and employee benefits	$1,396,000	4,487
Premises and equipment expense	$307,000	4,862
Additional noninterest expense	$722,000	4,604
Pre-tax net operating income	$1,389,000	3,962
Securities gains (losses)	$0	1,388
Applicable income taxes	$477,000	2,925
Income before extraordinary items	$912,000	4,385
Extraordinary gains, net	$0	45
Net income	$912,000	4,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,679
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$912,000	4,376
2006-06-30 (YTD Data)		Rank
Total interest income	$4,594,000	3,743
Total interest expense	$2,262,000	3,077
Net interest income	$2,332,000	4,261
Provision for loan and lease losses	$108,000	3,218
Total noninterest income	$216,000	5,474
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$63,000	5,893
Trading account gains and fees	$0	126
Additional Noninterest Income	$153,000	4,278
Total noninterest expense	$1,574,000	4,738
Salaries and employee benefits	$897,000	4,623
Premises and equipment expense	$196,000	5,000
Additional noninterest expense	$481,000	4,603
Pre-tax net operating income	$866,000	4,138
Securities gains (losses)	$0	1,185
Applicable income taxes	$298,000	3,055
Income before extraordinary items	$568,000	4,580
Extraordinary gains, net	$0	39
Net income	$568,000	4,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$568,000	4,570
2006-03-31 (YTD Data)		Rank
Total interest income	$2,132,000	3,887
Total interest expense	$1,035,000	3,174
Net interest income	$1,097,000	4,441
Provision for loan and lease losses	$54,000	3,025
Total noninterest income	$104,000	5,514
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$30,000	5,914
Trading account gains and fees	$0	115
Additional Noninterest Income	$74,000	4,319
Total noninterest expense	$775,000	4,788
Salaries and employee benefits	$428,000	4,800
Premises and equipment expense	$100,000	4,961
Additional noninterest expense	$247,000	4,516
Pre-tax net operating income	$372,000	4,443
Securities gains (losses)	$0	955
Applicable income taxes	$126,000	3,273
Income before extraordinary items	$246,000	4,888
Extraordinary gains, net	$0	21
Net income	$246,000	4,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$246,000	4,872
2005-12-31 (YTD Data)		Rank
Total interest income	$6,753,000	4,252
Total interest expense	$2,766,000	3,553
Net interest income	$3,987,000	4,633
Provision for loan and lease losses	$165,000	3,955
Total noninterest income	$398,000	5,732
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$108,000	6,181
Trading account gains and fees	$0	138
Additional Noninterest Income	$290,000	4,412
Total noninterest expense	$2,580,000	5,276
Salaries and employee benefits	$1,473,000	5,109
Premises and equipment expense	$293,000	5,796
Additional noninterest expense	$814,000	5,107
Pre-tax net operating income	$1,640,000	4,170
Securities gains (losses)	$0	2,296
Applicable income taxes	$574,000	3,147
Income before extraordinary items	$1,066,000	4,662
Extraordinary gains, net	$0	46
Net income	$1,066,000	4,663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	4,418
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,066,000	4,624
2005-09-30 (YTD Data)		Rank
Total interest income	$4,771,000	4,403
Total interest expense	$1,890,000	3,656
Net interest income	$2,881,000	4,763
Provision for loan and lease losses	$120,000	3,874
Total noninterest income	$295,000	5,799
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$78,000	6,278
Trading account gains and fees	$0	126
Additional Noninterest Income	$217,000	4,423
Total noninterest expense	$1,929,000	5,261
Salaries and employee benefits	$1,100,000	5,097
Premises and equipment expense	$221,000	5,787
Additional noninterest expense	$608,000	5,075
Pre-tax net operating income	$1,127,000	4,476
Securities gains (losses)	$0	2,317
Applicable income taxes	$394,000	3,353
Income before extraordinary items	$733,000	4,966
Extraordinary gains, net	$0	35
Net income	$733,000	4,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$733,000	4,923
2005-06-30 (YTD Data)		Rank
Total interest income	$2,968,000	4,535
Total interest expense	$1,129,000	3,791
Net interest income	$1,839,000	4,878
Provision for loan and lease losses	$75,000	3,815
Total noninterest income	$183,000	5,936
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$50,000	6,311
Trading account gains and fees	$0	116
Additional Noninterest Income	$133,000	4,579
Total noninterest expense	$1,245,000	5,349
Salaries and employee benefits	$713,000	5,190
Premises and equipment expense	$140,000	5,912
Additional noninterest expense	$392,000	5,159
Pre-tax net operating income	$702,000	4,610
Securities gains (losses)	$0	2,146
Applicable income taxes	$245,000	3,449
Income before extraordinary items	$457,000	5,112
Extraordinary gains, net	$0	30
Net income	$457,000	5,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$457,000	5,063
2005-03-31 (YTD Data)		Rank
Total interest income	$1,379,000	4,736
Total interest expense	$511,000	3,967
Net interest income	$868,000	5,070
Provision for loan and lease losses	$45,000	3,327
Total noninterest income	$84,000	6,049
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$25,000	6,268
Trading account gains and fees	$0	115
Additional Noninterest Income	$59,000	4,816
Total noninterest expense	$616,000	5,433
Salaries and employee benefits	$351,000	5,283
Premises and equipment expense	$67,000	6,074
Additional noninterest expense	$198,000	5,114
Pre-tax net operating income	$291,000	5,074
Securities gains (losses)	$0	1,685
Applicable income taxes	$101,000	3,747
Income before extraordinary items	$190,000	5,547
Extraordinary gains, net	$0	24
Net income	$190,000	5,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$190,000	5,513
2004-12-31 (YTD Data)		Rank
Total interest income	$4,875,000	4,931
Total interest expense	$1,757,000	4,042
Net interest income	$3,118,000	5,295
Provision for loan and lease losses	$172,000	4,028
Total noninterest income	$336,000	6,173
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$74,000	6,886
Trading account gains and fees	$0	138
Additional Noninterest Income	$262,000	4,533
Total noninterest expense	$2,033,000	5,950
Salaries and employee benefits	$1,104,000	5,956
Premises and equipment expense	$249,000	6,197
Additional noninterest expense	$680,000	5,612
Pre-tax net operating income	$1,249,000	4,700
Securities gains (losses)	$29,000	2,137
Applicable income taxes	$439,000	3,553
Income before extraordinary items	$839,000	5,152
Extraordinary gains, net	$0	34
Net income	$839,000	5,154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,177
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$819,860	5,144
2004-09-30 (YTD Data)		Rank
Total interest income	$3,575,000	4,987
Total interest expense	$1,290,000	4,059
Net interest income	$2,285,000	5,349
Provision for loan and lease losses	$157,000	3,456
Total noninterest income	$258,000	6,152
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$52,000	7,015
Trading account gains and fees	$0	134
Additional Noninterest Income	$206,000	4,443
Total noninterest expense	$1,475,000	6,011
Salaries and employee benefits	$818,000	5,949
Premises and equipment expense	$177,000	6,323
Additional noninterest expense	$480,000	5,750
Pre-tax net operating income	$911,000	4,850
Securities gains (losses)	$0	3,710
Applicable income taxes	$315,000	3,711
Income before extraordinary items	$596,000	5,382
Extraordinary gains, net	$0	26
Net income	$596,000	5,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,322
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$596,000	5,290
2004-06-30 (YTD Data)		Rank
Total interest income	$2,292,000	5,116
Total interest expense	$827,000	4,179
Net interest income	$1,465,000	5,479
Provision for loan and lease losses	$130,000	2,974
Total noninterest income	$192,000	5,910
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$33,000	7,087
Trading account gains and fees	$0	130
Additional Noninterest Income	$159,000	4,193
Total noninterest expense	$962,000	6,132
Salaries and employee benefits	$533,000	6,073
Premises and equipment expense	$114,000	6,459
Additional noninterest expense	$315,000	5,831
Pre-tax net operating income	$565,000	4,976
Securities gains (losses)	$0	3,413
Applicable income taxes	$200,000	3,775
Income before extraordinary items	$365,000	5,565
Extraordinary gains, net	$0	21
Net income	$365,000	5,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,514
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$365,000	5,471
2004-03-31 (YTD Data)		Rank
Total interest income	$1,096,000	5,281
Total interest expense	$397,000	4,362
Net interest income	$699,000	5,645
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$94,000	5,919
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$17,000	7,025
Trading account gains and fees	$0	121
Additional Noninterest Income	$77,000	4,245
Total noninterest expense	$473,000	6,229
Salaries and employee benefits	$264,000	6,143
Premises and equipment expense	$56,000	6,504
Additional noninterest expense	$153,000	5,939
Pre-tax net operating income	$260,000	5,172
Securities gains (losses)	$0	2,934
Applicable income taxes	$91,000	3,946
Income before extraordinary items	$169,000	5,733
Extraordinary gains, net	$0	16
Net income	$169,000	5,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	2,824
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$169,000	5,612
2003-12-31 (YTD Data)		Rank
Total interest income	$3,924,000	5,714
Total interest expense	$1,471,000	4,934
Net interest income	$2,453,000	5,968
Provision for loan and lease losses	$233,000	3,741
Total noninterest income	$439,000	5,756
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$56,000	7,345
Trading account gains and fees	$0	160
Additional Noninterest Income	$383,000	4,061
Total noninterest expense	$1,572,000	6,766
Salaries and employee benefits	$845,000	6,763
Premises and equipment expense	$195,000	6,839
Additional noninterest expense	$532,000	6,362
Pre-tax net operating income	$1,087,000	4,957
Securities gains (losses)	$33,000	2,848
Applicable income taxes	$399,000	3,781
Income before extraordinary items	$721,000	5,501
Extraordinary gains, net	$0	54
Net income	$721,000	5,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$699,880	5,424
2003-09-30 (YTD Data)		Rank
Total interest income	$2,876,000	5,847
Total interest expense	$1,127,000	4,994
Net interest income	$1,749,000	6,153
Provision for loan and lease losses	$203,000	3,311
Total noninterest income	$382,000	5,429
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$38,000	7,484
Trading account gains and fees	$0	153
Additional Noninterest Income	$344,000	3,808
Total noninterest expense	$1,121,000	6,899
Salaries and employee benefits	$601,000	6,910
Premises and equipment expense	$133,000	7,071
Additional noninterest expense	$387,000	6,438
Pre-tax net operating income	$807,000	5,098
Securities gains (losses)	$26,000	2,803
Applicable income taxes	$298,000	3,921
Income before extraordinary items	$535,000	5,674
Extraordinary gains, net	$0	40
Net income	$535,000	5,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$518,360	5,589
2003-06-30 (YTD Data)		Rank
Total interest income	$1,855,000	5,966
Total interest expense	$744,000	5,156
Net interest income	$1,111,000	6,332
Provision for loan and lease losses	$118,000	3,606
Total noninterest income	$222,000	5,768
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$27,000	7,445
Trading account gains and fees	$0	150
Additional Noninterest Income	$195,000	4,088
Total noninterest expense	$718,000	7,022
Salaries and employee benefits	$382,000	7,060
Premises and equipment expense	$87,000	7,105
Additional noninterest expense	$249,000	6,534
Pre-tax net operating income	$497,000	5,320
Securities gains (losses)	$23,000	2,537
Applicable income taxes	$186,000	4,106
Income before extraordinary items	$334,000	5,845
Extraordinary gains, net	$0	30
Net income	$334,000	5,844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$319,280	5,754
2003-03-31 (YTD Data)		Rank
Total interest income	$916,000	6,047
Total interest expense	$365,000	5,315
Net interest income	$551,000	6,340
Provision for loan and lease losses	$80,000	2,724
Total noninterest income	$120,000	5,462
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$13,000	7,452
Trading account gains and fees	$0	134
Additional Noninterest Income	$107,000	3,805
Total noninterest expense	$351,000	7,112
Salaries and employee benefits	$183,000	7,188
Premises and equipment expense	$42,000	7,220
Additional noninterest expense	$126,000	6,497
Pre-tax net operating income	$240,000	5,389
Securities gains (losses)	$12,000	2,102
Applicable income taxes	$91,000	4,120
Income before extraordinary items	$161,000	5,852
Extraordinary gains, net	$0	21
Net income	$161,000	5,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$153,320	5,775
2002-12-31 (YTD Data)		Rank
Total interest income	$3,073,000	6,781
Total interest expense	$1,344,000	6,073
Net interest income	$1,729,000	7,074
Provision for loan and lease losses	$230,000	4,063
Total noninterest income	$198,000	7,330
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$44,000	7,615
Trading account gains and fees	$0	153
Additional Noninterest Income	$154,000	5,539
Total noninterest expense	$1,154,000	7,584
Salaries and employee benefits	$593,000	7,732
Premises and equipment expense	$148,000	7,474
Additional noninterest expense	$413,000	7,059
Pre-tax net operating income	$543,000	6,596
Securities gains (losses)	$0	4,537
Applicable income taxes	$117,000	5,812
Income before extraordinary items	$426,000	6,716
Extraordinary gains, net	$0	70
Net income	$426,000	6,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,516
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$426,000	6,585
2001-12-31 (YTD Data)		Rank
Total interest income	$1,589,000	8,645
Total interest expense	$748,000	8,538
Net interest income	$841,000	8,599
Provision for loan and lease losses	$197,000	4,179
Total noninterest income	$101,000	8,502
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$25,000	8,061
Trading account gains and fees	$0	177
Additional Noninterest Income	$76,000	6,985
Total noninterest expense	$880,000	8,252
Salaries and employee benefits	$463,000	8,343
Premises and equipment expense	$134,000	7,784
Additional noninterest expense	$283,000	7,975
Pre-tax net operating income	$-135,000	8,901
Securities gains (losses)	$0	4,612
Applicable income taxes	$-33,000	9,104
Income before extraordinary items	$-102,000	8,953
Extraordinary gains, net	$0	105
Net income	$-102,000	8,952
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-102,000	8,901
2000-12-31 (YTD Data)		Rank
Total interest income	$205,000	9,826
Total interest expense	$61,000	9,773
Net interest income	$144,000	9,818
Provision for loan and lease losses	$44,000	6,751
Total noninterest income	$7,000	9,778
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	8,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	9,605
Total noninterest expense	$310,000	9,740
Salaries and employee benefits	$161,000	9,720
Premises and equipment expense	$55,000	9,271
Additional noninterest expense	$94,000	9,674
Pre-tax net operating income	$-203,000	9,341
Securities gains (losses)	$0	1,956
Applicable income taxes	$-51,000	9,492
Income before extraordinary items	$-152,000	9,323
Extraordinary gains, net	$0	38
Net income	$-152,000	9,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$4,350,000	242
Net operating income	$-152,000	9,322

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.