Home > Bank of Florida - Tampa Bay > Income and Expense
Bank of Florida - Tampa Bay, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 2,974 |
| Total interest expense | $1,077,000 | 2,112 |
| Net interest income | $1,546,000 | 3,471 |
| Provision for loan and lease losses | $8,241,000 | 262 |
| Total noninterest income | $90,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $55,000 | 4,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $2,629,000 | 1,893 |
| Salaries and employee benefits | $414,000 | 4,904 |
| Premises and equipment expense | $243,000 | 2,647 |
| Additional noninterest expense | $1,972,000 | 897 |
| Pre-tax net operating income | $-9,234,000 | 7,840 |
| Securities gains (losses) | $-215,000 | 7,769 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-9,449,000 | 7,846 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-9,449,000 | 7,847 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-9,449,000 | 7,847 |
| Net charge-offs | $7,012,000 | 255 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 885 |
| Net operating income | $-9,234,000 | 7,843 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,090,000 | 2,729 |
| Total interest expense | $5,796,000 | 1,975 |
| Net interest income | $6,294,000 | 3,318 |
| Provision for loan and lease losses | $13,810,000 | 654 |
| Total noninterest income | $126,000 | 6,773 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $192,000 | 4,728 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-66,000 | 7,556 |
| Total noninterest expense | $6,769,000 | 2,874 |
| Salaries and employee benefits | $2,015,000 | 4,342 |
| Premises and equipment expense | $1,036,000 | 2,499 |
| Additional noninterest expense | $3,718,000 | 1,967 |
| Pre-tax net operating income | $-14,159,000 | 7,611 |
| Securities gains (losses) | $801,000 | 604 |
| Applicable income taxes | $2,324,000 | 502 |
| Income before extraordinary items | $-15,682,000 | 7,684 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-15,682,000 | 7,683 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-15,682,000 | 7,683 |
| Net charge-offs | $11,333,000 | 622 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 1,006 |
| Net operating income | $-16,483,000 | 7,693 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,261,000 | 2,712 |
| Total interest expense | $4,578,000 | 1,978 |
| Net interest income | $4,683,000 | 3,344 |
| Provision for loan and lease losses | $8,198,000 | 738 |
| Total noninterest income | $149,000 | 6,347 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $139,000 | 4,814 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $10,000 | 7,275 |
| Total noninterest expense | $5,037,000 | 2,893 |
| Salaries and employee benefits | $1,566,000 | 4,250 |
| Premises and equipment expense | $830,000 | 2,396 |
| Additional noninterest expense | $2,641,000 | 2,003 |
| Pre-tax net operating income | $-8,403,000 | 7,688 |
| Securities gains (losses) | $216,000 | 1,237 |
| Applicable income taxes | $-3,061,000 | 7,820 |
| Income before extraordinary items | $-5,126,000 | 7,588 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,126,000 | 7,588 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,126,000 | 7,588 |
| Net charge-offs | $6,578,000 | 676 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 940 |
| Net operating income | $-5,264,240 | 7,613 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,239,000 | 2,723 |
| Total interest expense | $3,180,000 | 1,997 |
| Net interest income | $3,059,000 | 3,400 |
| Provision for loan and lease losses | $2,456,000 | 1,239 |
| Total noninterest income | $137,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $88,000 | 4,899 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $49,000 | 5,874 |
| Total noninterest expense | $3,470,000 | 2,849 |
| Salaries and employee benefits | $1,103,000 | 4,128 |
| Premises and equipment expense | $571,000 | 2,354 |
| Additional noninterest expense | $1,796,000 | 1,986 |
| Pre-tax net operating income | $-2,730,000 | 7,527 |
| Securities gains (losses) | $216,000 | 971 |
| Applicable income taxes | $-931,000 | 7,735 |
| Income before extraordinary items | $-1,583,000 | 7,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,583,000 | 7,354 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,583,000 | 7,353 |
| Net charge-offs | $4,962,000 | 583 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 963 |
| Net operating income | $-1,721,240 | 7,399 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 2,704 |
| Total interest expense | $1,610,000 | 2,039 |
| Net interest income | $1,577,000 | 3,301 |
| Provision for loan and lease losses | $791,000 | 1,353 |
| Total noninterest income | $80,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $35,000 | 5,396 |
| Total noninterest expense | $1,667,000 | 2,870 |
| Salaries and employee benefits | $541,000 | 4,207 |
| Premises and equipment expense | $285,000 | 2,399 |
| Additional noninterest expense | $841,000 | 1,908 |
| Pre-tax net operating income | $-801,000 | 7,545 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-295,000 | 7,787 |
| Income before extraordinary items | $-506,000 | 7,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-506,000 | 7,452 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-506,000 | 7,453 |
| Net charge-offs | $2,860,000 | 467 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 881 |
| Net operating income | $-506,000 | 7,420 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,643,000 | 2,707 |
| Total interest expense | $6,757,000 | 2,265 |
| Net interest income | $6,886,000 | 3,104 |
| Provision for loan and lease losses | $4,009,000 | 1,178 |
| Total noninterest income | $229,000 | 6,290 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $118,000 | 5,672 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $111,000 | 5,776 |
| Total noninterest expense | $6,089,000 | 3,035 |
| Salaries and employee benefits | $2,062,000 | 4,350 |
| Premises and equipment expense | $1,112,000 | 2,394 |
| Additional noninterest expense | $2,915,000 | 2,057 |
| Pre-tax net operating income | $-2,983,000 | 7,589 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,092,000 | 7,737 |
| Income before extraordinary items | $-1,891,000 | 7,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,891,000 | 7,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 3,479 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 1,185 |
| Net operating income | $-1,891,000 | 7,447 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,271,000 | 2,755 |
| Total interest expense | $5,075,000 | 2,355 |
| Net interest income | $5,196,000 | 3,097 |
| Provision for loan and lease losses | $444,000 | 2,936 |
| Total noninterest income | $139,000 | 6,702 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $83,000 | 5,793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 6,447 |
| Total noninterest expense | $4,553,000 | 3,018 |
| Salaries and employee benefits | $1,611,000 | 4,237 |
| Premises and equipment expense | $849,000 | 2,369 |
| Additional noninterest expense | $2,093,000 | 2,068 |
| Pre-tax net operating income | $338,000 | 5,494 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $147,000 | 3,254 |
| Income before extraordinary items | $191,000 | 5,743 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $191,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 3,136 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,051 |
| Net operating income | $191,000 | 5,914 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,789,000 | 2,804 |
| Total interest expense | $3,350,000 | 2,453 |
| Net interest income | $3,439,000 | 3,109 |
| Provision for loan and lease losses | $145,000 | 3,718 |
| Total noninterest income | $91,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $51,000 | 5,920 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $40,000 | 6,423 |
| Total noninterest expense | $3,013,000 | 3,045 |
| Salaries and employee benefits | $1,116,000 | 4,168 |
| Premises and equipment expense | $569,000 | 2,370 |
| Additional noninterest expense | $1,328,000 | 2,133 |
| Pre-tax net operating income | $372,000 | 4,921 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $152,000 | 2,989 |
| Income before extraordinary items | $220,000 | 5,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $220,000 | 5,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 976 |
| Net operating income | $220,000 | 5,408 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 2,942 |
| Total interest expense | $1,656,000 | 2,633 |
| Net interest income | $1,662,000 | 3,217 |
| Provision for loan and lease losses | $189,000 | 1,890 |
| Total noninterest income | $49,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $1,449,000 | 3,164 |
| Salaries and employee benefits | $535,000 | 4,311 |
| Premises and equipment expense | $280,000 | 2,408 |
| Additional noninterest expense | $634,000 | 2,204 |
| Pre-tax net operating income | $73,000 | 6,327 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $34,000 | 3,939 |
| Income before extraordinary items | $39,000 | 6,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $39,000 | 6,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 853 |
| Net operating income | $39,000 | 6,638 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,539,000 | 3,168 |
| Total interest expense | $6,429,000 | 2,842 |
| Net interest income | $6,110,000 | 3,457 |
| Provision for loan and lease losses | $624,000 | 2,000 |
| Total noninterest income | $120,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $54,000 | 6,687 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $66,000 | 6,774 |
| Total noninterest expense | $5,364,000 | 3,263 |
| Salaries and employee benefits | $2,387,000 | 3,856 |
| Premises and equipment expense | $867,000 | 2,891 |
| Additional noninterest expense | $2,110,000 | 2,536 |
| Pre-tax net operating income | $242,000 | 6,760 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $124,000 | 4,305 |
| Income before extraordinary items | $118,000 | 7,077 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $118,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 1,053 |
| Net operating income | $118,000 | 7,045 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,967,000 | 3,301 |
| Total interest expense | $4,588,000 | 2,957 |
| Net interest income | $4,379,000 | 3,582 |
| Provision for loan and lease losses | $455,000 | 1,684 |
| Total noninterest income | $80,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $33,000 | 6,873 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $47,000 | 6,866 |
| Total noninterest expense | $3,775,000 | 3,405 |
| Salaries and employee benefits | $1,715,000 | 3,956 |
| Premises and equipment expense | $566,000 | 3,222 |
| Additional noninterest expense | $1,494,000 | 2,631 |
| Pre-tax net operating income | $229,000 | 6,846 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $116,000 | 4,303 |
| Income before extraordinary items | $113,000 | 7,205 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $113,000 | 7,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 922 |
| Net operating income | $113,000 | 7,189 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 3,509 |
| Total interest expense | $2,798,000 | 3,175 |
| Net interest income | $2,769,000 | 3,750 |
| Provision for loan and lease losses | $386,000 | 1,273 |
| Total noninterest income | $51,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $26,000 | 6,785 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $25,000 | 7,165 |
| Total noninterest expense | $2,384,000 | 3,585 |
| Salaries and employee benefits | $1,131,000 | 4,025 |
| Premises and equipment expense | $334,000 | 3,567 |
| Additional noninterest expense | $919,000 | 2,825 |
| Pre-tax net operating income | $50,000 | 7,526 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $40,000 | 4,929 |
| Income before extraordinary items | $10,000 | 7,746 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,000 | 7,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 897 |
| Net operating income | $10,000 | 7,732 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 3,742 |
| Total interest expense | $1,249,000 | 3,435 |
| Net interest income | $1,287,000 | 3,937 |
| Provision for loan and lease losses | $175,000 | 1,288 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $1,117,000 | 3,786 |
| Salaries and employee benefits | $547,000 | 4,156 |
| Premises and equipment expense | $166,000 | 3,603 |
| Additional noninterest expense | $404,000 | 3,146 |
| Pre-tax net operating income | $21,000 | 7,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $17,000 | 5,024 |
| Income before extraordinary items | $4,000 | 7,819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 767 |
| Net operating income | $4,000 | 7,799 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,937,000 | 4,596 |
| Total interest expense | $3,155,000 | 4,186 |
| Net interest income | $3,782,000 | 4,827 |
| Provision for loan and lease losses | $675,000 | 1,453 |
| Total noninterest income | $82,000 | 7,918 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $44,000 | 6,981 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 7,516 |
| Total noninterest expense | $3,804,000 | 4,131 |
| Salaries and employee benefits | $1,755,000 | 4,698 |
| Premises and equipment expense | $568,000 | 3,920 |
| Additional noninterest expense | $1,481,000 | 3,317 |
| Pre-tax net operating income | $-615,000 | 8,307 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-101,000 | 8,374 |
| Income before extraordinary items | $-514,000 | 8,299 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-514,000 | 8,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 905 |
| Net operating income | $-514,000 | 8,296 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,631,000 | 4,899 |
| Total interest expense | $2,069,000 | 4,458 |
| Net interest income | $2,562,000 | 5,172 |
| Provision for loan and lease losses | $447,000 | 1,560 |
| Total noninterest income | $62,000 | 8,001 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $30,000 | 7,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,453 |
| Total noninterest expense | $2,712,000 | 4,274 |
| Salaries and employee benefits | $1,240,000 | 4,867 |
| Premises and equipment expense | $407,000 | 4,064 |
| Additional noninterest expense | $1,065,000 | 3,437 |
| Pre-tax net operating income | $-535,000 | 8,465 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-79,000 | 8,545 |
| Income before extraordinary items | $-456,000 | 8,454 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-456,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 760 |
| Net operating income | $-456,000 | 8,443 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 5,341 |
| Total interest expense | $1,200,000 | 4,715 |
| Net interest income | $1,466,000 | 5,675 |
| Provision for loan and lease losses | $188,000 | 2,216 |
| Total noninterest income | $36,000 | 8,152 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,168 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $1,618,000 | 4,640 |
| Salaries and employee benefits | $704,000 | 5,406 |
| Premises and equipment expense | $237,000 | 4,421 |
| Additional noninterest expense | $677,000 | 3,584 |
| Pre-tax net operating income | $-304,000 | 8,473 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-107,000 | 8,636 |
| Income before extraordinary items | $-197,000 | 8,424 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-197,000 | 8,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-197,000 | 8,421 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 5,652 |
| Total interest expense | $528,000 | 4,962 |
| Net interest income | $652,000 | 6,021 |
| Provision for loan and lease losses | $112,000 | 1,852 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 7,226 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $721,000 | 5,036 |
| Salaries and employee benefits | $290,000 | 6,040 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $327,000 | 3,639 |
| Pre-tax net operating income | $-163,000 | 8,511 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-59,000 | 8,660 |
| Income before extraordinary items | $-104,000 | 8,464 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-104,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-104,000 | 8,450 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 6,610 |
| Total interest expense | $1,265,000 | 5,694 |
| Net interest income | $1,707,000 | 7,023 |
| Provision for loan and lease losses | $424,000 | 2,171 |
| Total noninterest income | $71,000 | 8,244 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $19,000 | 7,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,351 |
| Total noninterest expense | $2,132,000 | 5,887 |
| Salaries and employee benefits | $965,000 | 6,462 |
| Premises and equipment expense | $405,000 | 4,819 |
| Additional noninterest expense | $762,000 | 5,323 |
| Pre-tax net operating income | $-778,000 | 8,581 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-424,000 | 8,753 |
| Income before extraordinary items | $-354,000 | 8,482 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-354,000 | 8,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-354,000 | 8,461 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 6,956 |
| Total interest expense | $806,000 | 6,000 |
| Net interest income | $1,128,000 | 7,326 |
| Provision for loan and lease losses | $353,000 | 1,922 |
| Total noninterest income | $31,000 | 8,525 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,573 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $1,591,000 | 5,869 |
| Salaries and employee benefits | $723,000 | 6,453 |
| Premises and equipment expense | $295,000 | 4,902 |
| Additional noninterest expense | $573,000 | 5,260 |
| Pre-tax net operating income | $-785,000 | 8,677 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-785,000 | 8,711 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-785,000 | 8,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-785,000 | 8,688 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 7,306 |
| Total interest expense | $432,000 | 6,414 |
| Net interest income | $638,000 | 7,652 |
| Provision for loan and lease losses | $245,000 | 1,817 |
| Total noninterest income | $15,000 | 8,605 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $6,000 | 7,638 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $1,029,000 | 5,974 |
| Salaries and employee benefits | $475,000 | 6,487 |
| Premises and equipment expense | $181,000 | 5,157 |
| Additional noninterest expense | $373,000 | 5,331 |
| Pre-tax net operating income | $-621,000 | 8,710 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-621,000 | 8,736 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-621,000 | 8,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-621,000 | 8,713 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 7,785 |
| Total interest expense | $185,000 | 6,727 |
| Net interest income | $239,000 | 8,141 |
| Provision for loan and lease losses | $151,000 | 1,377 |
| Total noninterest income | $3,000 | 8,778 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $3,000 | 7,690 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $509,000 | 6,039 |
| Salaries and employee benefits | $240,000 | 6,497 |
| Premises and equipment expense | $82,000 | 5,496 |
| Additional noninterest expense | $187,000 | 5,322 |
| Pre-tax net operating income | $-418,000 | 8,830 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-418,000 | 8,842 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-418,000 | 8,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-418,000 | 8,827 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $74,000 | 8,932 |
| Total interest expense | $36,000 | 8,861 |
| Net interest income | $38,000 | 8,945 |
| Provision for loan and lease losses | $126,000 | 4,536 |
| Total noninterest income | $1,000 | 8,903 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $616,000 | 8,486 |
| Salaries and employee benefits | $347,000 | 8,475 |
| Premises and equipment expense | $115,000 | 7,778 |
| Additional noninterest expense | $154,000 | 8,572 |
| Pre-tax net operating income | $-703,000 | 8,726 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-703,000 | 8,774 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-703,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $8,400,000 | 142 |
| Net operating income | $-703,000 | 8,751 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.