Home > Bank of Florida - Southwest > Income and Expense
Bank of Florida - Southwest, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,268,000 | 1,113 |
| Total interest expense | $3,880,000 | 575 |
| Net interest income | $3,388,000 | 1,680 |
| Provision for loan and lease losses | $22,560,000 | 126 |
| Total noninterest income | $1,711,000 | 804 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $123,000 | 2,742 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,588,000 | 567 |
| Total noninterest expense | $7,054,000 | 713 |
| Salaries and employee benefits | $2,528,000 | 963 |
| Premises and equipment expense | $940,000 | 713 |
| Additional noninterest expense | $3,586,000 | 510 |
| Pre-tax net operating income | $-24,515,000 | 7,897 |
| Securities gains (losses) | $-412,000 | 7,822 |
| Applicable income taxes | $295,000 | 1,065 |
| Income before extraordinary items | $-25,222,000 | 7,893 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-25,222,000 | 7,894 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-25,222,000 | 7,894 |
| Net charge-offs | $20,275,000 | 134 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 505 |
| Net operating income | $-24,810,000 | 7,891 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $33,076,000 | 1,023 |
| Total interest expense | $17,520,000 | 657 |
| Net interest income | $15,556,000 | 1,431 |
| Provision for loan and lease losses | $40,303,000 | 298 |
| Total noninterest income | $6,135,000 | 934 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $518,000 | 2,812 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,617,000 | 652 |
| Total noninterest expense | $73,321,000 | 308 |
| Salaries and employee benefits | $10,404,000 | 941 |
| Premises and equipment expense | $3,624,000 | 743 |
| Additional noninterest expense | $59,293,000 | 195 |
| Pre-tax net operating income | $-91,933,000 | 7,926 |
| Securities gains (losses) | $1,933,000 | 280 |
| Applicable income taxes | $5,766,000 | 243 |
| Income before extraordinary items | $-95,766,000 | 7,928 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-95,766,000 | 7,926 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-95,766,000 | 7,927 |
| Net charge-offs | $33,728,000 | 264 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 838 |
| Net operating income | $-97,699,000 | 7,932 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $25,365,000 | 1,022 |
| Total interest expense | $13,225,000 | 692 |
| Net interest income | $12,140,000 | 1,369 |
| Provision for loan and lease losses | $22,919,000 | 356 |
| Total noninterest income | $4,573,000 | 948 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $388,000 | 2,824 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,185,000 | 674 |
| Total noninterest expense | $67,329,000 | 259 |
| Salaries and employee benefits | $7,870,000 | 952 |
| Premises and equipment expense | $3,035,000 | 676 |
| Additional noninterest expense | $56,424,000 | 164 |
| Pre-tax net operating income | $-73,535,000 | 8,016 |
| Securities gains (losses) | $799,000 | 464 |
| Applicable income taxes | $-8,370,000 | 7,960 |
| Income before extraordinary items | $-64,366,000 | 8,007 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-64,366,000 | 8,006 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-64,366,000 | 8,006 |
| Net charge-offs | $17,027,000 | 351 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 799 |
| Net operating income | $-65,069,120 | 8,011 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,236,000 | 1,018 |
| Total interest expense | $8,907,000 | 726 |
| Net interest income | $8,329,000 | 1,338 |
| Provision for loan and lease losses | $7,695,000 | 545 |
| Total noninterest income | $3,489,000 | 854 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $253,000 | 2,834 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,236,000 | 613 |
| Total noninterest expense | $11,393,000 | 944 |
| Salaries and employee benefits | $5,458,000 | 930 |
| Premises and equipment expense | $2,007,000 | 700 |
| Additional noninterest expense | $3,928,000 | 977 |
| Pre-tax net operating income | $-7,270,000 | 7,842 |
| Securities gains (losses) | $619,000 | 421 |
| Applicable income taxes | $-2,517,000 | 7,938 |
| Income before extraordinary items | $-4,134,000 | 7,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,134,000 | 7,742 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,134,000 | 7,742 |
| Net charge-offs | $9,261,000 | 401 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 856 |
| Net operating income | $-4,530,160 | 7,783 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,652,000 | 1,024 |
| Total interest expense | $4,573,000 | 728 |
| Net interest income | $4,079,000 | 1,354 |
| Provision for loan and lease losses | $3,144,000 | 547 |
| Total noninterest income | $1,593,000 | 892 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $127,000 | 2,774 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,466,000 | 638 |
| Total noninterest expense | $5,262,000 | 965 |
| Salaries and employee benefits | $2,680,000 | 953 |
| Premises and equipment expense | $990,000 | 722 |
| Additional noninterest expense | $1,592,000 | 1,060 |
| Pre-tax net operating income | $-2,734,000 | 7,924 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,037,000 | 8,012 |
| Income before extraordinary items | $-1,697,000 | 7,866 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,697,000 | 7,867 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,697,000 | 7,867 |
| Net charge-offs | $6,312,000 | 272 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 726 |
| Net operating income | $-1,697,000 | 7,856 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $39,792,000 | 938 |
| Total interest expense | $20,521,000 | 765 |
| Net interest income | $19,271,000 | 1,149 |
| Provision for loan and lease losses | $15,206,000 | 446 |
| Total noninterest income | $5,834,000 | 931 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $507,000 | 2,978 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,327,000 | 619 |
| Total noninterest expense | $21,609,000 | 920 |
| Salaries and employee benefits | $10,928,000 | 916 |
| Premises and equipment expense | $4,552,000 | 614 |
| Additional noninterest expense | $6,129,000 | 1,055 |
| Pre-tax net operating income | $-11,710,000 | 8,021 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-4,449,000 | 8,082 |
| Income before extraordinary items | $-7,261,000 | 7,917 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,261,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,614,000 | 500 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 1,075 |
| Net operating income | $-7,261,000 | 7,956 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $30,447,000 | 950 |
| Total interest expense | $15,055,000 | 821 |
| Net interest income | $15,392,000 | 1,074 |
| Provision for loan and lease losses | $6,436,000 | 549 |
| Total noninterest income | $4,051,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $383,000 | 2,993 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,668,000 | 711 |
| Total noninterest expense | $16,033,000 | 926 |
| Salaries and employee benefits | $8,202,000 | 940 |
| Premises and equipment expense | $3,418,000 | 609 |
| Additional noninterest expense | $4,413,000 | 1,039 |
| Pre-tax net operating income | $-3,026,000 | 8,020 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,176,000 | 8,089 |
| Income before extraordinary items | $-1,850,000 | 7,830 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,850,000 | 7,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,219,000 | 346 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 962 |
| Net operating income | $-1,850,000 | 7,907 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,488,000 | 954 |
| Total interest expense | $10,059,000 | 850 |
| Net interest income | $10,429,000 | 1,049 |
| Provision for loan and lease losses | $1,022,000 | 1,203 |
| Total noninterest income | $2,648,000 | 1,056 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $258,000 | 2,932 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,390,000 | 743 |
| Total noninterest expense | $10,593,000 | 931 |
| Salaries and employee benefits | $5,529,000 | 940 |
| Premises and equipment expense | $2,272,000 | 605 |
| Additional noninterest expense | $2,792,000 | 1,073 |
| Pre-tax net operating income | $1,462,000 | 2,246 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $525,000 | 1,542 |
| Income before extraordinary items | $937,000 | 2,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $937,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,545,000 | 476 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 889 |
| Net operating income | $937,000 | 2,660 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,393,000 | 961 |
| Total interest expense | $5,233,000 | 872 |
| Net interest income | $5,160,000 | 1,049 |
| Provision for loan and lease losses | $62,000 | 3,448 |
| Total noninterest income | $1,320,000 | 1,063 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $120,000 | 3,055 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,200,000 | 745 |
| Total noninterest expense | $5,246,000 | 926 |
| Salaries and employee benefits | $2,777,000 | 947 |
| Premises and equipment expense | $1,097,000 | 639 |
| Additional noninterest expense | $1,372,000 | 1,057 |
| Pre-tax net operating income | $1,172,000 | 1,552 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $423,000 | 1,146 |
| Income before extraordinary items | $749,000 | 1,917 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $749,000 | 1,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,620,000 | 338 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 725 |
| Net operating income | $749,000 | 1,849 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $41,358,000 | 1,017 |
| Total interest expense | $21,135,000 | 941 |
| Net interest income | $20,223,000 | 1,093 |
| Provision for loan and lease losses | $2,383,000 | 728 |
| Total noninterest income | $1,113,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $359,000 | 3,731 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $754,000 | 2,644 |
| Total noninterest expense | $14,204,000 | 1,302 |
| Salaries and employee benefits | $5,771,000 | 1,747 |
| Premises and equipment expense | $2,711,000 | 953 |
| Additional noninterest expense | $5,722,000 | 993 |
| Pre-tax net operating income | $4,749,000 | 1,717 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,775,000 | 1,245 |
| Income before extraordinary items | $2,974,000 | 2,065 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,974,000 | 2,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,944 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,115 |
| Net operating income | $2,974,000 | 2,050 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $30,244,000 | 1,050 |
| Total interest expense | $15,215,000 | 973 |
| Net interest income | $15,029,000 | 1,109 |
| Provision for loan and lease losses | $569,000 | 1,407 |
| Total noninterest income | $590,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $253,000 | 3,855 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $337,000 | 3,534 |
| Total noninterest expense | $9,916,000 | 1,384 |
| Salaries and employee benefits | $4,002,000 | 1,878 |
| Premises and equipment expense | $1,905,000 | 1,031 |
| Additional noninterest expense | $4,009,000 | 1,030 |
| Pre-tax net operating income | $5,134,000 | 1,333 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,970,000 | 971 |
| Income before extraordinary items | $3,164,000 | 1,602 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,164,000 | 1,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,327 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $71,355,000 | 8 |
| Net operating income | $3,164,000 | 1,587 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,870,000 | 1,198 |
| Total interest expense | $8,985,000 | 1,086 |
| Net interest income | $8,885,000 | 1,279 |
| Provision for loan and lease losses | $412,000 | 1,211 |
| Total noninterest income | $432,000 | 3,861 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $181,000 | 3,717 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $251,000 | 3,336 |
| Total noninterest expense | $5,921,000 | 1,553 |
| Salaries and employee benefits | $2,344,000 | 2,184 |
| Premises and equipment expense | $1,060,000 | 1,261 |
| Additional noninterest expense | $2,517,000 | 1,106 |
| Pre-tax net operating income | $2,984,000 | 1,552 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,208,000 | 1,098 |
| Income before extraordinary items | $1,776,000 | 1,938 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,776,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,305 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $73,435,000 | 7 |
| Net operating income | $1,776,000 | 1,920 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 1,549 |
| Total interest expense | $3,448,000 | 1,443 |
| Net interest income | $3,553,000 | 1,626 |
| Provision for loan and lease losses | $223,000 | 1,083 |
| Total noninterest income | $165,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $72,000 | 4,107 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $2,322,000 | 1,991 |
| Salaries and employee benefits | $834,000 | 2,963 |
| Premises and equipment expense | $410,000 | 1,633 |
| Additional noninterest expense | $1,078,000 | 1,253 |
| Pre-tax net operating income | $1,173,000 | 1,898 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $438,000 | 1,425 |
| Income before extraordinary items | $735,000 | 2,217 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $735,000 | 2,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 717 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $735,000 | 2,202 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,071,000 | 1,611 |
| Total interest expense | $11,659,000 | 1,445 |
| Net interest income | $13,412,000 | 1,715 |
| Provision for loan and lease losses | $1,102,000 | 957 |
| Total noninterest income | $852,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $376,000 | 3,654 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $476,000 | 3,426 |
| Total noninterest expense | $8,442,000 | 2,087 |
| Salaries and employee benefits | $2,821,000 | 3,299 |
| Premises and equipment expense | $1,591,000 | 1,613 |
| Additional noninterest expense | $4,030,000 | 1,322 |
| Pre-tax net operating income | $4,720,000 | 1,987 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,810,000 | 1,439 |
| Income before extraordinary items | $2,910,000 | 2,329 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,910,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,569 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,910,000 | 2,307 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,021,000 | 1,662 |
| Total interest expense | $8,252,000 | 1,481 |
| Net interest income | $9,769,000 | 1,787 |
| Provision for loan and lease losses | $945,000 | 791 |
| Total noninterest income | $667,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $296,000 | 3,596 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $371,000 | 3,331 |
| Total noninterest expense | $6,254,000 | 2,126 |
| Salaries and employee benefits | $2,056,000 | 3,372 |
| Premises and equipment expense | $1,231,000 | 1,573 |
| Additional noninterest expense | $2,967,000 | 1,344 |
| Pre-tax net operating income | $3,237,000 | 2,195 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,256,000 | 1,599 |
| Income before extraordinary items | $1,981,000 | 2,583 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,981,000 | 2,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,811 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,981,000 | 2,571 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,181,000 | 1,763 |
| Total interest expense | $4,987,000 | 1,559 |
| Net interest income | $6,194,000 | 1,882 |
| Provision for loan and lease losses | $565,000 | 885 |
| Total noninterest income | $470,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $190,000 | 3,664 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $280,000 | 3,139 |
| Total noninterest expense | $4,127,000 | 2,138 |
| Salaries and employee benefits | $1,329,000 | 3,467 |
| Premises and equipment expense | $824,000 | 1,572 |
| Additional noninterest expense | $1,974,000 | 1,355 |
| Pre-tax net operating income | $1,972,000 | 2,334 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $744,000 | 1,772 |
| Income before extraordinary items | $1,228,000 | 2,748 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,228,000 | 2,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,312 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,228,000 | 2,734 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 1,868 |
| Total interest expense | $2,277,000 | 1,623 |
| Net interest income | $2,865,000 | 2,024 |
| Provision for loan and lease losses | $235,000 | 992 |
| Total noninterest income | $298,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $118,000 | 3,110 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $180,000 | 2,686 |
| Total noninterest expense | $2,024,000 | 2,186 |
| Salaries and employee benefits | $660,000 | 3,500 |
| Premises and equipment expense | $388,000 | 1,661 |
| Additional noninterest expense | $976,000 | 1,347 |
| Pre-tax net operating income | $904,000 | 2,454 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $342,000 | 1,838 |
| Income before extraordinary items | $562,000 | 2,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $562,000 | 2,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $562,000 | 2,869 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,447,000 | 2,152 |
| Total interest expense | $6,037,000 | 1,874 |
| Net interest income | $9,410,000 | 2,347 |
| Provision for loan and lease losses | $961,000 | 1,081 |
| Total noninterest income | $1,141,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $736,000 | 2,255 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $405,000 | 3,766 |
| Total noninterest expense | $6,535,000 | 2,539 |
| Salaries and employee benefits | $2,106,000 | 3,972 |
| Premises and equipment expense | $1,311,000 | 1,834 |
| Additional noninterest expense | $3,118,000 | 1,623 |
| Pre-tax net operating income | $3,055,000 | 2,713 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-966,000 | 8,798 |
| Income before extraordinary items | $4,021,000 | 1,738 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,021,000 | 1,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,083 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,021,000 | 1,708 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,858,000 | 2,238 |
| Total interest expense | $4,220,000 | 1,894 |
| Net interest income | $6,638,000 | 2,452 |
| Provision for loan and lease losses | $612,000 | 1,184 |
| Total noninterest income | $939,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $647,000 | 1,979 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $292,000 | 3,848 |
| Total noninterest expense | $4,792,000 | 2,567 |
| Salaries and employee benefits | $1,469,000 | 4,159 |
| Premises and equipment expense | $992,000 | 1,815 |
| Additional noninterest expense | $2,331,000 | 1,604 |
| Pre-tax net operating income | $2,173,000 | 2,868 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,173,000 | 2,340 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,173,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,724 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,173,000 | 2,307 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,929,000 | 2,275 |
| Total interest expense | $2,743,000 | 1,833 |
| Net interest income | $4,186,000 | 2,549 |
| Provision for loan and lease losses | $334,000 | 1,389 |
| Total noninterest income | $617,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $457,000 | 1,834 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $160,000 | 4,177 |
| Total noninterest expense | $3,173,000 | 2,565 |
| Salaries and employee benefits | $911,000 | 4,375 |
| Premises and equipment expense | $670,000 | 1,784 |
| Additional noninterest expense | $1,592,000 | 1,561 |
| Pre-tax net operating income | $1,296,000 | 3,076 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,296,000 | 2,495 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,296,000 | 2,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,296,000 | 2,458 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 2,408 |
| Total interest expense | $1,277,000 | 1,855 |
| Net interest income | $1,927,000 | 2,741 |
| Provision for loan and lease losses | $145,000 | 1,514 |
| Total noninterest income | $269,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $227,000 | 1,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,556 |
| Total noninterest expense | $1,546,000 | 2,629 |
| Salaries and employee benefits | $427,000 | 4,616 |
| Premises and equipment expense | $346,000 | 1,736 |
| Additional noninterest expense | $773,000 | 1,597 |
| Pre-tax net operating income | $505,000 | 3,650 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $505,000 | 3,024 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $505,000 | 3,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $505,000 | 2,985 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,296,000 | 2,757 |
| Total interest expense | $3,840,000 | 2,119 |
| Net interest income | $6,456,000 | 3,101 |
| Provision for loan and lease losses | $650,000 | 1,541 |
| Total noninterest income | $804,000 | 4,043 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $542,000 | 2,964 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $262,000 | 4,533 |
| Total noninterest expense | $5,433,000 | 2,890 |
| Salaries and employee benefits | $2,414,000 | 3,443 |
| Premises and equipment expense | $1,541,000 | 1,500 |
| Additional noninterest expense | $1,478,000 | 3,160 |
| Pre-tax net operating income | $1,177,000 | 4,843 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,182,000 | 4,238 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,182,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,177,000 | 4,188 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,319,000 | 2,861 |
| Total interest expense | $2,702,000 | 2,205 |
| Net interest income | $4,617,000 | 3,219 |
| Provision for loan and lease losses | $500,000 | 1,450 |
| Total noninterest income | $554,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $363,000 | 3,233 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $191,000 | 4,599 |
| Total noninterest expense | $4,075,000 | 2,870 |
| Salaries and employee benefits | $1,786,000 | 3,455 |
| Premises and equipment expense | $1,184,000 | 1,456 |
| Additional noninterest expense | $1,105,000 | 3,145 |
| Pre-tax net operating income | $596,000 | 5,919 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $601,000 | 5,358 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $601,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,529 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $596,000 | 5,290 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,568,000 | 3,021 |
| Total interest expense | $1,686,000 | 2,308 |
| Net interest income | $2,882,000 | 3,379 |
| Provision for loan and lease losses | $324,000 | 1,447 |
| Total noninterest income | $316,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $217,000 | 3,458 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 5,168 |
| Total noninterest expense | $2,575,000 | 2,998 |
| Salaries and employee benefits | $1,142,000 | 3,587 |
| Premises and equipment expense | $796,000 | 1,446 |
| Additional noninterest expense | $637,000 | 3,560 |
| Pre-tax net operating income | $299,000 | 6,506 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $304,000 | 6,011 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 6,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $299,000 | 5,963 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,167,000 | 3,163 |
| Total interest expense | $796,000 | 2,461 |
| Net interest income | $1,371,000 | 3,506 |
| Provision for loan and lease losses | $153,000 | 1,395 |
| Total noninterest income | $137,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $98,000 | 3,637 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $1,272,000 | 3,049 |
| Salaries and employee benefits | $555,000 | 3,694 |
| Premises and equipment expense | $388,000 | 1,512 |
| Additional noninterest expense | $329,000 | 3,475 |
| Pre-tax net operating income | $83,000 | 7,426 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $83,000 | 7,172 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $83,000 | 7,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $83,000 | 7,092 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,046,000 | 3,801 |
| Total interest expense | $2,674,000 | 3,175 |
| Net interest income | $4,372,000 | 4,089 |
| Provision for loan and lease losses | $445,000 | 2,386 |
| Total noninterest income | $605,000 | 4,944 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $347,000 | 3,974 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $258,000 | 4,795 |
| Total noninterest expense | $4,814,000 | 3,148 |
| Salaries and employee benefits | $2,340,000 | 3,448 |
| Premises and equipment expense | $1,503,000 | 1,513 |
| Additional noninterest expense | $971,000 | 4,377 |
| Pre-tax net operating income | $-282,000 | 8,736 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-273,000 | 8,810 |
| Extraordinary gains, net | $925,000 | 10 |
| Net income | $652,000 | 5,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 3,141 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-282,000 | 8,750 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 3,999 |
| Total interest expense | $1,973,000 | 3,323 |
| Net interest income | $3,073,000 | 4,314 |
| Provision for loan and lease losses | $332,000 | 2,333 |
| Total noninterest income | $475,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $253,000 | 4,057 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 4,590 |
| Total noninterest expense | $3,577,000 | 3,171 |
| Salaries and employee benefits | $1,751,000 | 3,449 |
| Premises and equipment expense | $1,101,000 | 1,558 |
| Additional noninterest expense | $725,000 | 4,357 |
| Pre-tax net operating income | $-361,000 | 8,902 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-352,000 | 8,976 |
| Extraordinary gains, net | $925,000 | 6 |
| Net income | $573,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-361,000 | 8,916 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 4,130 |
| Total interest expense | $1,313,000 | 3,415 |
| Net interest income | $1,951,000 | 4,464 |
| Provision for loan and lease losses | $312,000 | 1,735 |
| Total noninterest income | $288,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $125,000 | 4,754 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $163,000 | 4,419 |
| Total noninterest expense | $2,377,000 | 3,188 |
| Salaries and employee benefits | $1,186,000 | 3,397 |
| Premises and equipment expense | $731,000 | 1,565 |
| Additional noninterest expense | $460,000 | 4,518 |
| Pre-tax net operating income | $-450,000 | 9,051 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-441,000 | 9,113 |
| Extraordinary gains, net | $925,000 | 3 |
| Net income | $484,000 | 4,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-450,000 | 9,055 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 4,308 |
| Total interest expense | $662,000 | 3,469 |
| Net interest income | $896,000 | 4,721 |
| Provision for loan and lease losses | $196,000 | 1,396 |
| Total noninterest income | $155,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $57,000 | 4,884 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $98,000 | 3,968 |
| Total noninterest expense | $1,181,000 | 3,201 |
| Salaries and employee benefits | $606,000 | 3,336 |
| Premises and equipment expense | $364,000 | 1,587 |
| Additional noninterest expense | $211,000 | 4,775 |
| Pre-tax net operating income | $-326,000 | 9,148 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-326,000 | 9,195 |
| Extraordinary gains, net | $925,000 | 2 |
| Net income | $599,000 | 2,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-326,000 | 9,142 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,689,000 | 4,719 |
| Total interest expense | $2,369,000 | 4,275 |
| Net interest income | $3,320,000 | 4,939 |
| Provision for loan and lease losses | $357,000 | 3,097 |
| Total noninterest income | $717,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $228,000 | 4,922 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $489,000 | 3,323 |
| Total noninterest expense | $4,382,000 | 3,295 |
| Salaries and employee benefits | $1,971,000 | 3,779 |
| Premises and equipment expense | $901,000 | 2,409 |
| Additional noninterest expense | $1,510,000 | 2,945 |
| Pre-tax net operating income | $-702,000 | 9,059 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-702,000 | 9,114 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-702,000 | 9,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,640 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-702,000 | 9,071 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 5,986 |
| Total interest expense | $2,269,000 | 5,716 |
| Net interest income | $2,200,000 | 6,130 |
| Provision for loan and lease losses | $215,000 | 3,959 |
| Total noninterest income | $469,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $94,000 | 6,690 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $375,000 | 3,673 |
| Total noninterest expense | $2,940,000 | 4,406 |
| Salaries and employee benefits | $1,356,000 | 4,873 |
| Premises and equipment expense | $487,000 | 3,968 |
| Additional noninterest expense | $1,097,000 | 3,770 |
| Pre-tax net operating income | $-486,000 | 9,159 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-486,000 | 9,233 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-486,000 | 9,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-486,000 | 9,189 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 7,748 |
| Total interest expense | $1,461,000 | 7,242 |
| Net interest income | $1,197,000 | 8,073 |
| Provision for loan and lease losses | $256,000 | 3,180 |
| Total noninterest income | $44,000 | 9,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $2,341,000 | 5,091 |
| Salaries and employee benefits | $1,142,000 | 5,414 |
| Premises and equipment expense | $436,000 | 4,231 |
| Additional noninterest expense | $763,000 | 4,888 |
| Pre-tax net operating income | $-1,356,000 | 9,775 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,356,000 | 9,784 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,356,000 | 9,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,356,000 | 9,786 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $332,000 | 10,053 |
| Total interest expense | $163,000 | 9,983 |
| Net interest income | $169,000 | 10,095 |
| Provision for loan and lease losses | $27,000 | 7,365 |
| Total noninterest income | $6,000 | 10,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,039 |
| Total noninterest expense | $1,470,000 | 6,857 |
| Salaries and employee benefits | $393,000 | 8,927 |
| Premises and equipment expense | $137,000 | 7,887 |
| Additional noninterest expense | $940,000 | 4,220 |
| Pre-tax net operating income | $-1,322,000 | 10,111 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,322,000 | 10,120 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,322,000 | 10,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $9,700,000 | 82 |
| Net operating income | $-1,322,000 | 10,114 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.