Home > Bank of Florida - Southwest > Assets and Liabilities
Bank of Florida - Southwest, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 124 | 1,252 |
| Assets and Liabilities | ||
| Total Assets: | $640,894,000 | 1,082 |
| Cash and due from depository institutions | $44,942,000 | 1,252 |
| Interest-bearing balances | $41,055,000 | 841 |
| Securities | $46,109,000 | 2,563 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $503,838,000 | 908 |
| Loan loss allowance | $24,638,000 | 386 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $19,008,000 | 614 |
| Other real estate owned | $14,236,000 | 1,252 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $12,761,000 | 1,682 |
| Life insurance assets | $2,236,000 | 2,177 |
| Total liabilities and capital | $640,894,000 | 1,082 |
| Total liabilities | $656,726,000 | 944 |
| Total deposits | $559,897,000 | 991 |
| Interest-bearing deposits | $517,379,000 | 935 |
| Deposits held in domestic offices | $559,897,000 | 989 |
| % insured | 93.35% | 2,402 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 993 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $74,253,000 | 592 |
| Subordinated debt | $10,000,000 | 120 |
| All other liabilities | $2,576,000 | 1,746 |
| Total equity capital | $-15,832,000 | 7,942 |
| Total bank equity capital | $-15,832,000 | 7,942 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $970,000 | 2,934 |
| Surplus | $104,481,000 | 404 |
| Undivided profits | $-121,283,000 | 7,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $77,124,000 | 280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,215,000 | 1,413 |
| Earning assets | $591,002,000 | 1,062 |
| Long-term assets (5+ years) | $133,422,000 | 1,040 |
| Average Assets, year-to-date | $650,410,000 | 1,064 |
| Average Assets, quarterly | $650,410,000 | 1,064 |
| Volatile liabilities | $186,106,000 | 788 |
| Insider loans | $39,850,000 | 117 |
| FHLB advances | $74,253,000 | 532 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $37,301,000 | 1,694 |
| Tier 1 (core) risk-based capital | $-15,857,000 | 7,942 |
| Tier 2 risk-based capital | $0 | 7,845 |
| Total risk weighted assets | $531,249,000 | 908 |
| Total unused commitments | $37,301,000 | 1,699 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 127 | 1,237 |
| Assets and Liabilities | ||
| Total Assets: | $659,926,000 | 1,058 |
| Cash and due from depository institutions | $43,177,000 | 1,237 |
| Interest-bearing balances | $39,173,000 | 751 |
| Securities | $21,095,000 | 4,291 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 949 |
| Net loans & leases | $540,089,000 | 871 |
| Loan loss allowance | $22,353,000 | 425 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $19,354,000 | 608 |
| Other real estate owned | $13,661,000 | 1,237 |
| Goodwill and other intangibles | $818,000 | 1,717 |
| All other assets | $12,732,000 | 1,739 |
| Life insurance assets | $2,215,000 | 2,187 |
| Total liabilities and capital | $659,926,000 | 1,058 |
| Total liabilities | $650,244,000 | 959 |
| Total deposits | $553,178,000 | 1,011 |
| Interest-bearing deposits | $510,266,000 | 954 |
| Deposits held in domestic offices | $553,178,000 | 1,008 |
| % insured | 91.25% | 3,239 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,052 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $74,257,000 | 648 |
| Subordinated debt | $10,000,000 | 123 |
| All other liabilities | $2,809,000 | 1,632 |
| Total equity capital | $9,682,000 | 5,329 |
| Total bank equity capital | $9,682,000 | 5,328 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $970,000 | 2,977 |
| Surplus | $104,446,000 | 392 |
| Undivided profits | $-95,734,000 | 7,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $82,240,000 | 267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,958,000 | 1,737 |
| Earning assets | $609,357,000 | 1,042 |
| Long-term assets (5+ years) | $115,738,000 | 1,191 |
| Average Assets, year-to-date | $722,899,600 | 940 |
| Average Assets, quarterly | $681,535,500 | 1,016 |
| Volatile liabilities | $160,172,000 | 928 |
| Insider loans | $42,425,000 | 110 |
| FHLB advances | $74,257,000 | 580 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $38,644,000 | 1,651 |
| Tier 1 (core) risk-based capital | $8,513,000 | 5,577 |
| Tier 2 risk-based capital | $8,513,000 | 724 |
| Total risk weighted assets | $570,324,000 | 872 |
| Total unused commitments | $38,644,000 | 1,652 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 126 | 1,267 |
| Assets and Liabilities | ||
| Total Assets: | $703,145,000 | 1,002 |
| Cash and due from depository institutions | $28,642,000 | 1,267 |
| Interest-bearing balances | $23,520,000 | 1,078 |
| Securities | $46,528,000 | 2,526 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $573,373,000 | 834 |
| Loan loss allowance | $21,670,000 | 436 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $18,526,000 | 643 |
| Other real estate owned | $9,199,000 | 1,267 |
| Goodwill and other intangibles | $860,000 | 1,744 |
| All other assets | $26,017,000 | 845 |
| Life insurance assets | $2,190,000 | 2,191 |
| Total liabilities and capital | $703,145,000 | 1,002 |
| Total liabilities | $663,868,000 | 955 |
| Total deposits | $567,271,000 | 982 |
| Interest-bearing deposits | $525,624,000 | 938 |
| Deposits held in domestic offices | $567,271,000 | 980 |
| % insured | 99.93% | 159 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,090 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $74,262,000 | 684 |
| Subordinated debt | $10,000,000 | 129 |
| All other liabilities | $2,335,000 | 2,074 |
| Total equity capital | $39,277,000 | 1,749 |
| Total bank equity capital | $39,277,000 | 1,747 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $970,000 | 3,015 |
| Surplus | $101,959,000 | 398 |
| Undivided profits | $-63,652,000 | 8,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $87,854,000 | 271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,390,000 | 1,491 |
| Earning assets | $643,421,000 | 996 |
| Long-term assets (5+ years) | $148,871,000 | 942 |
| Average Assets, year-to-date | $738,643,000 | 930 |
| Average Assets, quarterly | $723,895,500 | 963 |
| Volatile liabilities | $160,138,000 | 954 |
| Insider loans | $48,513,000 | 90 |
| FHLB advances | $74,262,000 | 617 |
| Loans and leases held for sale | $172,000 | 1,604 |
| Unused loan commitments | $41,534,000 | 1,651 |
| Tier 1 (core) risk-based capital | $32,401,000 | 1,986 |
| Tier 2 risk-based capital | $17,593,000 | 397 |
| Total risk weighted assets | $593,294,000 | 857 |
| Total unused commitments | $41,534,000 | 1,652 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 134 | 1,235 |
| Assets and Liabilities | ||
| Total Assets: | $744,646,000 | 960 |
| Cash and due from depository institutions | $6,080,000 | 1,235 |
| Interest-bearing balances | $43,000 | 6,700 |
| Securities | $48,053,000 | 2,404 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $593,730,000 | 823 |
| Loan loss allowance | $14,212,000 | 583 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $18,669,000 | 652 |
| Other real estate owned | $6,856,000 | 1,235 |
| Goodwill and other intangibles | $51,458,000 | 210 |
| All other assets | $19,800,000 | 1,106 |
| Life insurance assets | $2,167,000 | 2,215 |
| Total liabilities and capital | $744,646,000 | 960 |
| Total liabilities | $645,399,000 | 991 |
| Total deposits | $544,135,000 | 1,031 |
| Interest-bearing deposits | $505,385,000 | 970 |
| Deposits held in domestic offices | $544,135,000 | 1,030 |
| % insured | 72.41% | 5,618 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,083 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $78,682,000 | 688 |
| Subordinated debt | $10,000,000 | 135 |
| All other liabilities | $2,582,000 | 1,949 |
| Total equity capital | $99,247,000 | 686 |
| Total bank equity capital | $99,247,000 | 686 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $970,000 | 3,053 |
| Surplus | $101,915,000 | 407 |
| Undivided profits | $-3,638,000 | 7,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $84,316,000 | 266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,373,000 | 1,440 |
| Earning assets | $641,826,000 | 1,011 |
| Long-term assets (5+ years) | $148,860,000 | 928 |
| Average Assets, year-to-date | $750,475,670 | 934 |
| Average Assets, quarterly | $752,124,500 | 947 |
| Volatile liabilities | $164,328,000 | 939 |
| Insider loans | $66,350,000 | 66 |
| FHLB advances | $74,266,000 | 649 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $48,953,000 | 1,502 |
| Tier 1 (core) risk-based capital | $45,152,000 | 1,426 |
| Tier 2 risk-based capital | $17,756,000 | 394 |
| Total risk weighted assets | $613,985,000 | 845 |
| Total unused commitments | $48,953,000 | 1,504 |
| Derivatives | $10,000,000 | 572 |
| 2009-03-31 | Rank | |
| # of Employees: | 141 | 1,165 |
| Assets and Liabilities | ||
| Total Assets: | $759,603,000 | 929 |
| Cash and due from depository institutions | $5,290,000 | 1,165 |
| Interest-bearing balances | $49,000 | 6,493 |
| Securities | $51,357,000 | 2,276 |
| Federal funds sold & reverse repurchase agreements | $241,000 | 5,158 |
| Net loans & leases | $609,375,000 | 804 |
| Loan loss allowance | $12,610,000 | 612 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $19,117,000 | 630 |
| Other real estate owned | $4,603,000 | 1,165 |
| Goodwill and other intangibles | $51,505,000 | 215 |
| All other assets | $18,115,000 | 1,166 |
| Life insurance assets | $2,145,000 | 2,234 |
| Total liabilities and capital | $759,603,000 | 929 |
| Total liabilities | $658,340,000 | 963 |
| Total deposits | $509,462,000 | 1,102 |
| Interest-bearing deposits | $488,647,000 | 999 |
| Deposits held in domestic offices | $509,462,000 | 1,101 |
| % insured | 75.94% | 4,871 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,098 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $126,770,000 | 486 |
| Subordinated debt | $10,000,000 | 137 |
| All other liabilities | $2,108,000 | 2,222 |
| Total equity capital | $101,263,000 | 675 |
| Total bank equity capital | $101,263,000 | 673 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $970,000 | 3,075 |
| Surplus | $100,496,000 | 408 |
| Undivided profits | $-203,000 | 6,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $72,755,000 | 270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,348,000 | 1,492 |
| Earning assets | $661,022,000 | 981 |
| Long-term assets (5+ years) | $155,493,000 | 882 |
| Average Assets, year-to-date | $753,390,500 | 928 |
| Average Assets, quarterly | $753,390,500 | 928 |
| Volatile liabilities | $210,912,000 | 747 |
| Insider loans | $66,981,000 | 67 |
| FHLB advances | $74,270,000 | 682 |
| Loans and leases held for sale | $156,000 | 1,721 |
| Unused loan commitments | $53,795,000 | 1,447 |
| Tier 1 (core) risk-based capital | $45,621,000 | 1,431 |
| Tier 2 risk-based capital | $17,862,000 | 387 |
| Total risk weighted assets | $624,127,000 | 839 |
| Total unused commitments | $53,795,000 | 1,448 |
| Derivatives | $10,000,000 | 608 |
| 2008-12-31 | Rank | |
| # of Employees: | 136 | 1,224 |
| Assets and Liabilities | ||
| Total Assets: | $747,178,000 | 928 |
| Cash and due from depository institutions | $5,948,000 | 1,224 |
| Interest-bearing balances | $164,000 | 5,279 |
| Securities | $53,530,000 | 2,183 |
| Federal funds sold & reverse repurchase agreements | $113,000 | 5,038 |
| Net loans & leases | $593,550,000 | 815 |
| Loan loss allowance | $15,778,000 | 498 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $19,284,000 | 621 |
| Other real estate owned | $4,690,000 | 1,224 |
| Goodwill and other intangibles | $51,554,000 | 226 |
| All other assets | $18,509,000 | 1,157 |
| Life insurance assets | $2,121,000 | 2,254 |
| Total liabilities and capital | $747,178,000 | 928 |
| Total liabilities | $645,542,000 | 969 |
| Total deposits | $540,125,000 | 993 |
| Interest-bearing deposits | $503,557,000 | 922 |
| Deposits held in domestic offices | $540,125,000 | 992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,199 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $83,274,000 | 757 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $2,143,000 | 2,171 |
| Total equity capital | $101,636,000 | 656 |
| Total bank equity capital | $101,636,000 | 656 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $970,000 | 3,097 |
| Surplus | $99,474,000 | 400 |
| Undivided profits | $1,192,000 | 6,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,341,000 | 382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,432,000 | 1,502 |
| Earning assets | $647,357,000 | 977 |
| Long-term assets (5+ years) | $164,160,000 | 814 |
| Average Assets, year-to-date | $719,764,600 | 926 |
| Average Assets, quarterly | $759,228,500 | 906 |
| Volatile liabilities | $123,973,000 | 1,229 |
| Insider loans | $56,804,000 | 89 |
| FHLB advances | $83,274,000 | 679 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $62,562,000 | 1,311 |
| Tier 1 (core) risk-based capital | $45,905,000 | 1,407 |
| Tier 2 risk-based capital | $17,790,000 | 392 |
| Total risk weighted assets | $615,169,000 | 837 |
| Total unused commitments | $62,562,000 | 1,313 |
| Derivatives | $10,000,000 | 534 |
| 2008-09-30 | Rank | |
| # of Employees: | 144 | 1,155 |
| Assets and Liabilities | ||
| Total Assets: | $771,279,000 | 896 |
| Cash and due from depository institutions | $8,447,000 | 1,155 |
| Interest-bearing balances | $359,000 | 3,979 |
| Securities | $40,727,000 | 2,684 |
| Federal funds sold & reverse repurchase agreements | $56,350,000 | 212 |
| Net loans & leases | $575,373,000 | 841 |
| Loan loss allowance | $7,403,000 | 862 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $19,580,000 | 604 |
| Other real estate owned | $4,008,000 | 1,155 |
| Goodwill and other intangibles | $51,606,000 | 247 |
| All other assets | $15,188,000 | 1,342 |
| Life insurance assets | $2,097,000 | 2,268 |
| Total liabilities and capital | $771,279,000 | 896 |
| Total liabilities | $665,207,000 | 929 |
| Total deposits | $573,635,000 | 906 |
| Interest-bearing deposits | $556,192,000 | 818 |
| Deposits held in domestic offices | $573,635,000 | 903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,281 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $69,278,000 | 909 |
| Subordinated debt | $10,000,000 | 149 |
| All other liabilities | $2,294,000 | 2,080 |
| Total equity capital | $106,072,000 | 639 |
| Total bank equity capital | $106,072,000 | 639 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $970,000 | 3,128 |
| Surplus | $99,456,000 | 392 |
| Undivided profits | $5,646,000 | 4,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,008,000 | 579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,743,000 | 1,405 |
| Earning assets | $672,809,000 | 925 |
| Long-term assets (5+ years) | $147,436,000 | 896 |
| Average Assets, year-to-date | $712,911,250 | 939 |
| Average Assets, quarterly | $736,757,000 | 923 |
| Volatile liabilities | $121,840,000 | 1,234 |
| Insider loans | $58,557,000 | 82 |
| FHLB advances | $69,278,000 | 830 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $84,973,000 | 1,090 |
| Tier 1 (core) risk-based capital | $52,913,000 | 1,210 |
| Tier 2 risk-based capital | $17,488,000 | 385 |
| Total risk weighted assets | $639,355,000 | 808 |
| Total unused commitments | $84,973,000 | 1,091 |
| Derivatives | $10,000,000 | 458 |
| 2008-06-30 | Rank | |
| # of Employees: | 134 | 1,271 |
| Assets and Liabilities | ||
| Total Assets: | $702,235,000 | 975 |
| Cash and due from depository institutions | $6,449,000 | 1,271 |
| Interest-bearing balances | $108,000 | 4,932 |
| Securities | $40,039,000 | 2,775 |
| Federal funds sold & reverse repurchase agreements | $5,404,000 | 2,089 |
| Net loans & leases | $563,679,000 | 855 |
| Loan loss allowance | $6,663,000 | 919 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $19,847,000 | 582 |
| Other real estate owned | $410,000 | 1,271 |
| Goodwill and other intangibles | $51,660,000 | 256 |
| All other assets | $14,747,000 | 1,346 |
| Life insurance assets | $2,076,000 | 2,289 |
| Total liabilities and capital | $702,235,000 | 975 |
| Total liabilities | $594,387,000 | 1,035 |
| Total deposits | $472,153,000 | 1,101 |
| Interest-bearing deposits | $466,422,000 | 956 |
| Deposits held in domestic offices | $472,153,000 | 1,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,325 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $96,282,000 | 665 |
| Subordinated debt | $10,000,000 | 141 |
| All other liabilities | $5,952,000 | 986 |
| Total equity capital | $107,848,000 | 647 |
| Total bank equity capital | $107,848,000 | 647 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $970,000 | 3,155 |
| Surplus | $99,437,000 | 388 |
| Undivided profits | $7,441,000 | 3,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,932,000 | 531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,622,000 | 1,412 |
| Earning assets | $609,230,000 | 1,017 |
| Long-term assets (5+ years) | $128,114,000 | 1,018 |
| Average Assets, year-to-date | $693,455,330 | 973 |
| Average Assets, quarterly | $700,563,000 | 969 |
| Volatile liabilities | $161,589,000 | 941 |
| Insider loans | $48,189,000 | 98 |
| FHLB advances | $96,282,000 | 602 |
| Loans and leases held for sale | $2,956,000 | 509 |
| Unused loan commitments | $80,153,000 | 1,180 |
| Tier 1 (core) risk-based capital | $55,808,000 | 1,134 |
| Tier 2 risk-based capital | $16,663,000 | 400 |
| Total risk weighted assets | $609,103,000 | 841 |
| Total unused commitments | $80,153,000 | 1,180 |
| Derivatives | $10,000,000 | 457 |
| 2008-03-31 | Rank | |
| # of Employees: | 138 | 1,233 |
| Assets and Liabilities | ||
| Total Assets: | $698,891,000 | 973 |
| Cash and due from depository institutions | $8,075,000 | 1,233 |
| Interest-bearing balances | $253,000 | 4,228 |
| Securities | $42,624,000 | 2,627 |
| Federal funds sold & reverse repurchase agreements | $2,652,000 | 4,504 |
| Net loans & leases | $558,472,000 | 854 |
| Loan loss allowance | $6,538,000 | 869 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $20,160,000 | 567 |
| Other real estate owned | $98,000 | 1,233 |
| Goodwill and other intangibles | $51,718,000 | 260 |
| All other assets | $15,092,000 | 1,262 |
| Life insurance assets | $2,055,000 | 2,296 |
| Total liabilities and capital | $698,891,000 | 973 |
| Total liabilities | $590,166,000 | 1,028 |
| Total deposits | $472,203,000 | 1,096 |
| Interest-bearing deposits | $449,523,000 | 1,003 |
| Deposits held in domestic offices | $472,203,000 | 1,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $105,986,000 | 573 |
| Subordinated debt | $10,000,000 | 141 |
| All other liabilities | $1,977,000 | 2,480 |
| Total equity capital | $108,725,000 | 655 |
| Total bank equity capital | $108,725,000 | 655 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $970,000 | 3,169 |
| Surplus | $99,427,000 | 377 |
| Undivided profits | $8,328,000 | 3,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,356,000 | 587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,647,000 | 1,439 |
| Earning assets | $604,001,000 | 1,015 |
| Long-term assets (5+ years) | $131,896,000 | 945 |
| Average Assets, year-to-date | $689,065,500 | 977 |
| Average Assets, quarterly | $689,065,500 | 977 |
| Volatile liabilities | $154,679,000 | 962 |
| Insider loans | $48,132,000 | 101 |
| FHLB advances | $95,986,000 | 569 |
| Loans and leases held for sale | $9,703,000 | 266 |
| Unused loan commitments | $90,321,000 | 1,110 |
| Tier 1 (core) risk-based capital | $55,527,000 | 1,147 |
| Tier 2 risk-based capital | $16,538,000 | 393 |
| Total risk weighted assets | $611,746,000 | 833 |
| Total unused commitments | $90,321,000 | 1,111 |
| Derivatives | $10,000,000 | 506 |
| 2007-12-31 | Rank | |
| # of Employees: | 99 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $679,240,000 | 998 |
| Cash and due from depository institutions | $8,814,000 | 1,727 |
| Interest-bearing balances | $747,000 | 2,823 |
| Securities | $19,099,000 | 4,574 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $565,195,000 | 839 |
| Loan loss allowance | $8,186,000 | 697 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $17,612,000 | 674 |
| Other real estate owned | $1,350,000 | 1,727 |
| Goodwill and other intangibles | $52,020,000 | 253 |
| All other assets | $15,150,000 | 1,255 |
| Life insurance assets | $2,033,000 | 2,299 |
| Total liabilities and capital | $679,240,000 | 998 |
| Total liabilities | $572,331,000 | 1,046 |
| Total deposits | $450,675,000 | 1,154 |
| Interest-bearing deposits | $430,792,000 | 1,035 |
| Deposits held in domestic offices | $450,675,000 | 1,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,033,000 | 1,458 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $96,090,000 | 587 |
| Subordinated debt | $10,000,000 | 139 |
| All other liabilities | $7,533,000 | 867 |
| Total equity capital | $106,909,000 | 657 |
| Total bank equity capital | $106,909,000 | 657 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $970,000 | 3,172 |
| Surplus | $98,716,000 | 371 |
| Undivided profits | $7,223,000 | 3,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,984,000 | 450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,638,000 | 1,555 |
| Earning assets | $585,041,000 | 1,040 |
| Long-term assets (5+ years) | $98,753,000 | 1,169 |
| Average Assets, year-to-date | $569,787,000 | 1,143 |
| Average Assets, quarterly | $684,382,500 | 975 |
| Volatile liabilities | $177,557,000 | 839 |
| Insider loans | $34,802,000 | 142 |
| FHLB advances | $96,090,000 | 531 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $102,162,000 | 1,000 |
| Tier 1 (core) risk-based capital | $52,623,000 | 1,204 |
| Tier 2 risk-based capital | $17,728,000 | 365 |
| Total risk weighted assets | $617,811,000 | 820 |
| Total unused commitments | $102,162,000 | 1,000 |
| Derivatives | $10,000,000 | 460 |
| 2007-09-30 | Rank | |
| # of Employees: | 100 | 1,701 |
| Assets and Liabilities | ||
| Total Assets: | $689,525,000 | 970 |
| Cash and due from depository institutions | $5,880,000 | 1,701 |
| Interest-bearing balances | $468,000 | 3,095 |
| Securities | $19,309,000 | 4,580 |
| Federal funds sold & reverse repurchase agreements | $174,000 | 5,912 |
| Net loans & leases | $578,889,000 | 802 |
| Loan loss allowance | $6,411,000 | 834 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $17,775,000 | 639 |
| Other real estate owned | $0 | 1,701 |
| Goodwill and other intangibles | $50,796,000 | 244 |
| All other assets | $16,702,000 | 1,130 |
| Life insurance assets | $2,011,000 | 2,270 |
| Total liabilities and capital | $689,525,000 | 970 |
| Total liabilities | $582,709,000 | 1,010 |
| Total deposits | $497,257,000 | 1,022 |
| Interest-bearing deposits | $467,028,000 | 948 |
| Deposits held in domestic offices | $497,257,000 | 1,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,619,000 | 1,434 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $65,294,000 | 746 |
| Subordinated debt | $10,000,000 | 134 |
| All other liabilities | $2,539,000 | 2,053 |
| Total equity capital | $106,816,000 | 640 |
| Total bank equity capital | $106,816,000 | 640 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $970,000 | 3,154 |
| Surplus | $98,709,000 | 361 |
| Undivided profits | $7,137,000 | 3,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,422,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,146,000 | 1,377 |
| Earning assets | $598,840,000 | 1,002 |
| Long-term assets (5+ years) | $121,735,000 | 949 |
| Average Assets, year-to-date | $542,423,750 | 1,199 |
| Average Assets, quarterly | $702,615,500 | 945 |
| Volatile liabilities | $133,421,000 | 1,065 |
| Insider loans | $38,357,000 | 130 |
| FHLB advances | $65,294,000 | 682 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $111,910,000 | 956 |
| Tier 1 (core) risk-based capital | $55,254,000 | 1,145 |
| Tier 2 risk-based capital | $16,411,000 | 379 |
| Total risk weighted assets | $638,819,000 | 774 |
| Total unused commitments | $111,910,000 | 957 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 111 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $715,706,000 | 942 |
| Cash and due from depository institutions | $11,393,000 | 1,582 |
| Interest-bearing balances | $1,126,000 | 2,326 |
| Securities | $20,911,000 | 4,364 |
| Federal funds sold & reverse repurchase agreements | $33,733,000 | 446 |
| Net loans & leases | $571,344,000 | 808 |
| Loan loss allowance | $6,642,000 | 810 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $17,353,000 | 652 |
| Other real estate owned | $0 | 1,582 |
| Goodwill and other intangibles | $49,416,000 | 262 |
| All other assets | $11,556,000 | 1,565 |
| Life insurance assets | $1,992,000 | 2,282 |
| Total liabilities and capital | $715,706,000 | 942 |
| Total liabilities | $608,484,000 | 992 |
| Total deposits | $550,580,000 | 949 |
| Interest-bearing deposits | $504,780,000 | 890 |
| Deposits held in domestic offices | $550,580,000 | 947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $45,298,000 | 953 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $2,606,000 | 1,931 |
| Total equity capital | $107,222,000 | 644 |
| Total bank equity capital | $107,222,000 | 644 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $970,000 | 3,158 |
| Surplus | $101,111,000 | 366 |
| Undivided profits | $5,141,000 | 4,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,463,000 | 917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,786,000 | 1,457 |
| Earning assets | $627,114,000 | 980 |
| Long-term assets (5+ years) | $95,802,000 | 1,150 |
| Average Assets, year-to-date | $493,390,000 | 1,333 |
| Average Assets, quarterly | $550,625,000 | 1,214 |
| Volatile liabilities | $175,634,000 | 826 |
| Insider loans | $31,813,000 | 164 |
| FHLB advances | $45,298,000 | 877 |
| Loans and leases held for sale | $235,000 | 1,518 |
| Unused loan commitments | $126,257,000 | 878 |
| Tier 1 (core) risk-based capital | $56,778,000 | 1,119 |
| Tier 2 risk-based capital | $16,642,000 | 389 |
| Total risk weighted assets | $643,136,000 | 775 |
| Total unused commitments | $126,257,000 | 878 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 48 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $385,544,000 | 1,736 |
| Cash and due from depository institutions | $3,783,000 | 3,479 |
| Interest-bearing balances | $90,000 | 4,965 |
| Securities | $16,299,000 | 5,043 |
| Federal funds sold & reverse repurchase agreements | $17,322,000 | 1,126 |
| Net loans & leases | $337,199,000 | 1,375 |
| Loan loss allowance | $3,478,000 | 1,533 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,448,000 | 3,269 |
| Other real estate owned | $0 | 3,479 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,493,000 | 2,180 |
| Life insurance assets | $1,973,000 | 2,285 |
| Total liabilities and capital | $385,544,000 | 1,736 |
| Total liabilities | $352,400,000 | 1,710 |
| Total deposits | $315,372,000 | 1,707 |
| Interest-bearing deposits | $288,208,000 | 1,615 |
| Deposits held in domestic offices | $315,372,000 | 1,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $31,000,000 | 1,212 |
| Subordinated debt | $5,000,000 | 176 |
| All other liabilities | $1,028,000 | 3,837 |
| Total equity capital | $33,144,000 | 2,064 |
| Total bank equity capital | $33,144,000 | 2,064 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $970,000 | 3,151 |
| Surplus | $27,367,000 | 1,091 |
| Undivided profits | $4,807,000 | 4,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,617,000 | 2,523 |
| Earning assets | $370,910,000 | 1,667 |
| Long-term assets (5+ years) | $66,056,000 | 1,524 |
| Average Assets, year-to-date | $382,232,000 | 1,746 |
| Average Assets, quarterly | $382,232,000 | 1,746 |
| Volatile liabilities | $98,783,000 | 1,375 |
| Insider loans | $21,949,000 | 259 |
| FHLB advances | $31,000,000 | 1,140 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $90,832,000 | 1,154 |
| Tier 1 (core) risk-based capital | $32,038,000 | 2,025 |
| Tier 2 risk-based capital | $8,478,000 | 646 |
| Total risk weighted assets | $377,862,000 | 1,306 |
| Total unused commitments | $90,832,000 | 1,155 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 47 | 3,545 |
| Assets and Liabilities | ||
| Total Assets: | $378,920,000 | 1,763 |
| Cash and due from depository institutions | $4,940,000 | 3,545 |
| Interest-bearing balances | $181,000 | 4,159 |
| Securities | $16,678,000 | 5,040 |
| Federal funds sold & reverse repurchase agreements | $18,663,000 | 877 |
| Net loans & leases | $328,110,000 | 1,406 |
| Loan loss allowance | $3,464,000 | 1,511 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,537,000 | 3,178 |
| Other real estate owned | $0 | 3,545 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,992,000 | 2,332 |
| Life insurance assets | $1,954,000 | 2,262 |
| Total liabilities and capital | $378,920,000 | 1,763 |
| Total liabilities | $346,521,000 | 1,719 |
| Total deposits | $319,189,000 | 1,658 |
| Interest-bearing deposits | $289,224,000 | 1,589 |
| Deposits held in domestic offices | $319,189,000 | 1,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,000,000 | 1,649 |
| Subordinated debt | $5,000,000 | 177 |
| All other liabilities | $1,332,000 | 3,212 |
| Total equity capital | $32,399,000 | 2,073 |
| Total bank equity capital | $32,399,000 | 2,073 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $970,000 | 3,150 |
| Surplus | $27,361,000 | 1,058 |
| Undivided profits | $4,068,000 | 5,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 5,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,732,000 | 2,432 |
| Earning assets | $363,632,000 | 1,682 |
| Long-term assets (5+ years) | $52,979,000 | 1,788 |
| Average Assets, year-to-date | $350,025,000 | 1,798 |
| Average Assets, quarterly | $373,168,500 | 1,756 |
| Volatile liabilities | $100,484,000 | 1,490 |
| Insider loans | $16,794,000 | 360 |
| FHLB advances | $21,000,000 | 1,549 |
| Loans and leases held for sale | $269,000 | 1,411 |
| Unused loan commitments | $99,992,000 | 1,020 |
| Tier 1 (core) risk-based capital | $31,331,000 | 2,047 |
| Tier 2 risk-based capital | $8,464,000 | 646 |
| Total risk weighted assets | $375,294,000 | 1,293 |
| Total unused commitments | $99,992,000 | 1,020 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 40 | 4,043 |
| Assets and Liabilities | ||
| Total Assets: | $367,417,000 | 1,789 |
| Cash and due from depository institutions | $6,033,000 | 4,043 |
| Interest-bearing balances | $377,000 | 3,407 |
| Securities | $16,829,000 | 5,049 |
| Federal funds sold & reverse repurchase agreements | $11,706,000 | 1,200 |
| Net loans & leases | $322,343,000 | 1,421 |
| Loan loss allowance | $3,307,000 | 1,584 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,608,000 | 3,097 |
| Other real estate owned | $0 | 4,043 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,898,000 | 2,354 |
| Life insurance assets | $1,932,000 | 2,235 |
| Total liabilities and capital | $367,417,000 | 1,789 |
| Total liabilities | $336,062,000 | 1,755 |
| Total deposits | $307,750,000 | 1,697 |
| Interest-bearing deposits | $278,889,000 | 1,619 |
| Deposits held in domestic offices | $307,750,000 | 1,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,000,000 | 1,721 |
| Subordinated debt | $5,000,000 | 181 |
| All other liabilities | $2,312,000 | 2,091 |
| Total equity capital | $31,355,000 | 2,116 |
| Total bank equity capital | $31,355,000 | 2,116 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $970,000 | 3,168 |
| Surplus | $27,356,000 | 1,057 |
| Undivided profits | $3,029,000 | 5,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,642,000 | 2,560 |
| Earning assets | $351,255,000 | 1,728 |
| Long-term assets (5+ years) | $53,706,000 | 1,749 |
| Average Assets, year-to-date | $342,801,250 | 1,839 |
| Average Assets, quarterly | $378,740,000 | 1,729 |
| Volatile liabilities | $92,963,000 | 1,586 |
| Insider loans | $18,874,000 | 320 |
| FHLB advances | $21,000,000 | 1,612 |
| Loans and leases held for sale | $1,379,000 | 805 |
| Unused loan commitments | $120,002,000 | 907 |
| Tier 1 (core) risk-based capital | $30,409,000 | 2,092 |
| Tier 2 risk-based capital | $8,307,000 | 659 |
| Total risk weighted assets | $377,411,000 | 1,266 |
| Total unused commitments | $120,002,000 | 908 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $390,063,000 | 1,685 |
| Cash and due from depository institutions | $7,279,000 | 4,042 |
| Interest-bearing balances | $645,000 | 2,845 |
| Securities | $17,027,000 | 5,002 |
| Federal funds sold & reverse repurchase agreements | $46,553,000 | 274 |
| Net loans & leases | $309,038,000 | 1,462 |
| Loan loss allowance | $2,925,000 | 1,761 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,791,000 | 2,971 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,375,000 | 2,465 |
| Life insurance assets | $1,904,000 | 2,211 |
| Total liabilities and capital | $390,063,000 | 1,685 |
| Total liabilities | $359,530,000 | 1,642 |
| Total deposits | $332,254,000 | 1,558 |
| Interest-bearing deposits | $293,911,000 | 1,503 |
| Deposits held in domestic offices | $332,254,000 | 1,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $21,000,000 | 1,735 |
| Subordinated debt | $5,000,000 | 176 |
| All other liabilities | $1,276,000 | 3,019 |
| Total equity capital | $30,533,000 | 2,105 |
| Total bank equity capital | $30,533,000 | 2,105 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $970,000 | 3,163 |
| Surplus | $27,355,000 | 1,041 |
| Undivided profits | $2,208,000 | 6,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,402,000 | 2,672 |
| Earning assets | $373,263,000 | 1,604 |
| Long-term assets (5+ years) | $45,691,000 | 1,935 |
| Average Assets, year-to-date | $334,596,000 | 1,882 |
| Average Assets, quarterly | $349,816,000 | 1,831 |
| Volatile liabilities | $102,417,000 | 1,445 |
| Insider loans | $9,936,000 | 683 |
| FHLB advances | $21,000,000 | 1,627 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $96,522,000 | 1,071 |
| Tier 1 (core) risk-based capital | $29,870,000 | 2,104 |
| Tier 2 risk-based capital | $7,925,000 | 673 |
| Total risk weighted assets | $359,517,000 | 1,321 |
| Total unused commitments | $96,522,000 | 1,071 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 40 | 4,018 |
| Assets and Liabilities | ||
| Total Assets: | $309,569,000 | 2,038 |
| Cash and due from depository institutions | $8,472,000 | 4,018 |
| Interest-bearing balances | $623,000 | 2,995 |
| Securities | $2,560,000 | 8,010 |
| Federal funds sold & reverse repurchase agreements | $3,818,000 | 3,155 |
| Net loans & leases | $285,398,000 | 1,539 |
| Loan loss allowance | $2,594,000 | 1,947 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,868,000 | 2,842 |
| Other real estate owned | $0 | 4,018 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,453,000 | 2,736 |
| Life insurance assets | $1,891,000 | 2,172 |
| Total liabilities and capital | $309,569,000 | 2,038 |
| Total liabilities | $283,688,000 | 2,011 |
| Total deposits | $272,992,000 | 1,873 |
| Interest-bearing deposits | $241,281,000 | 1,816 |
| Deposits held in domestic offices | $272,992,000 | 1,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,527 |
| Subordinated debt | $5,000,000 | 171 |
| All other liabilities | $696,000 | 4,376 |
| Total equity capital | $25,881,000 | 2,423 |
| Total bank equity capital | $25,881,000 | 2,423 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $970,000 | 3,149 |
| Surplus | $23,355,000 | 1,142 |
| Undivided profits | $1,556,000 | 6,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,261,000 | 2,819 |
| Earning assets | $292,399,000 | 1,983 |
| Long-term assets (5+ years) | $30,482,000 | 2,547 |
| Average Assets, year-to-date | $306,862,500 | 2,036 |
| Average Assets, quarterly | $306,862,500 | 2,036 |
| Volatile liabilities | $115,178,000 | 1,222 |
| Insider loans | $12,344,000 | 528 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $325,000 | 1,256 |
| Unused loan commitments | $97,601,000 | 1,050 |
| Tier 1 (core) risk-based capital | $25,323,000 | 2,390 |
| Tier 2 risk-based capital | $7,594,000 | 674 |
| Total risk weighted assets | $323,761,000 | 1,431 |
| Total unused commitments | $97,601,000 | 1,050 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 34 | 4,539 |
| Assets and Liabilities | ||
| Total Assets: | $304,156,000 | 2,048 |
| Cash and due from depository institutions | $16,950,000 | 4,539 |
| Interest-bearing balances | $7,446,000 | 773 |
| Securities | $2,654,000 | 8,035 |
| Federal funds sold & reverse repurchase agreements | $13,804,000 | 965 |
| Net loans & leases | $262,041,000 | 1,650 |
| Loan loss allowance | $2,513,000 | 1,980 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,735,000 | 2,914 |
| Other real estate owned | $0 | 4,539 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,972,000 | 2,899 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $304,156,000 | 2,048 |
| Total liabilities | $278,834,000 | 2,012 |
| Total deposits | $270,308,000 | 1,863 |
| Interest-bearing deposits | $239,438,000 | 1,796 |
| Deposits held in domestic offices | $270,308,000 | 1,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 4,228 |
| Subordinated debt | $5,000,000 | 172 |
| All other liabilities | $526,000 | 4,983 |
| Total equity capital | $25,322,000 | 2,425 |
| Total bank equity capital | $25,322,000 | 2,425 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $970,000 | 3,155 |
| Surplus | $23,355,000 | 1,120 |
| Undivided profits | $997,000 | 7,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 5,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,089,000 | 3,213 |
| Earning assets | $285,945,000 | 1,992 |
| Long-term assets (5+ years) | $26,732,000 | 2,751 |
| Average Assets, year-to-date | $265,254,400 | 2,237 |
| Average Assets, quarterly | $286,262,500 | 2,152 |
| Volatile liabilities | $106,770,000 | 1,299 |
| Insider loans | $12,844,000 | 478 |
| FHLB advances | $3,000,000 | 4,059 |
| Loans and leases held for sale | $975,000 | 893 |
| Unused loan commitments | $75,962,000 | 1,243 |
| Tier 1 (core) risk-based capital | $24,795,000 | 2,396 |
| Tier 2 risk-based capital | $7,513,000 | 674 |
| Total risk weighted assets | $294,768,000 | 1,545 |
| Total unused commitments | $75,962,000 | 1,243 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 34 | 4,520 |
| Assets and Liabilities | ||
| Total Assets: | $268,369,000 | 2,283 |
| Cash and due from depository institutions | $8,066,000 | 4,520 |
| Interest-bearing balances | $116,000 | 4,834 |
| Securities | $2,791,000 | 8,031 |
| Federal funds sold & reverse repurchase agreements | $8,518,000 | 1,493 |
| Net loans & leases | $240,869,000 | 1,737 |
| Loan loss allowance | $2,240,000 | 2,153 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,795,000 | 2,838 |
| Other real estate owned | $0 | 4,520 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,330,000 | 3,143 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $268,369,000 | 2,283 |
| Total liabilities | $244,895,000 | 2,240 |
| Total deposits | $228,429,000 | 2,164 |
| Interest-bearing deposits | $194,512,000 | 2,136 |
| Deposits held in domestic offices | $228,429,000 | 2,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $11,000,000 | 2,527 |
| Subordinated debt | $5,000,000 | 164 |
| All other liabilities | $466,000 | 5,328 |
| Total equity capital | $23,474,000 | 2,580 |
| Total bank equity capital | $23,474,000 | 2,580 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $970,000 | 3,136 |
| Surplus | $23,355,000 | 1,080 |
| Undivided profits | $-851,000 | 8,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $302,000 | 4,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,035,000 | 3,330 |
| Earning assets | $252,294,000 | 2,211 |
| Long-term assets (5+ years) | $24,677,000 | 2,896 |
| Average Assets, year-to-date | $255,529,000 | 2,310 |
| Average Assets, quarterly | $262,657,000 | 2,303 |
| Volatile liabilities | $91,281,000 | 1,435 |
| Insider loans | $12,248,000 | 476 |
| FHLB advances | $11,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $85,886,000 | 1,128 |
| Tier 1 (core) risk-based capital | $23,534,000 | 2,484 |
| Tier 2 risk-based capital | $7,240,000 | 685 |
| Total risk weighted assets | $274,295,000 | 1,624 |
| Total unused commitments | $85,886,000 | 1,129 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 31 | 4,824 |
| Assets and Liabilities | ||
| Total Assets: | $256,945,000 | 2,334 |
| Cash and due from depository institutions | $7,714,000 | 4,824 |
| Interest-bearing balances | $219,000 | 4,177 |
| Securities | $2,935,000 | 8,035 |
| Federal funds sold & reverse repurchase agreements | $15,430,000 | 771 |
| Net loans & leases | $223,156,000 | 1,815 |
| Loan loss allowance | $2,004,000 | 2,331 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,800,000 | 2,770 |
| Other real estate owned | $0 | 4,824 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,910,000 | 3,271 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $256,945,000 | 2,334 |
| Total liabilities | $234,333,000 | 2,299 |
| Total deposits | $228,974,000 | 2,120 |
| Interest-bearing deposits | $202,192,000 | 2,006 |
| Deposits held in domestic offices | $228,974,000 | 2,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,246 |
| Subordinated debt | $2,000,000 | 205 |
| All other liabilities | $359,000 | 5,718 |
| Total equity capital | $22,612,000 | 2,618 |
| Total bank equity capital | $22,612,000 | 2,618 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $970,000 | 3,118 |
| Surplus | $23,355,000 | 1,057 |
| Undivided profits | $-1,713,000 | 8,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $599,000 | 3,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $957,000 | 3,279 |
| Earning assets | $241,740,000 | 2,269 |
| Long-term assets (5+ years) | $21,806,000 | 3,184 |
| Average Assets, year-to-date | $251,249,000 | 2,325 |
| Average Assets, quarterly | $253,509,000 | 2,333 |
| Volatile liabilities | $85,532,000 | 1,471 |
| Insider loans | $11,471,000 | 499 |
| FHLB advances | $3,000,000 | 4,086 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $71,403,000 | 1,245 |
| Tier 1 (core) risk-based capital | $22,656,000 | 2,497 |
| Tier 2 risk-based capital | $4,004,000 | 1,163 |
| Total risk weighted assets | $250,038,000 | 1,708 |
| Total unused commitments | $71,403,000 | 1,245 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $250,073,000 | 2,362 |
| Cash and due from depository institutions | $7,866,000 | 5,036 |
| Interest-bearing balances | $125,000 | 4,783 |
| Securities | $3,036,000 | 8,072 |
| Federal funds sold & reverse repurchase agreements | $12,080,000 | 1,031 |
| Net loans & leases | $219,219,000 | 1,810 |
| Loan loss allowance | $1,815,000 | 2,522 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,900,000 | 2,674 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,972,000 | 3,211 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $250,073,000 | 2,362 |
| Total liabilities | $231,288,000 | 2,305 |
| Total deposits | $221,965,000 | 2,173 |
| Interest-bearing deposits | $198,986,000 | 2,029 |
| Deposits held in domestic offices | $221,965,000 | 2,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,000,000 | 3,072 |
| Subordinated debt | $2,000,000 | 216 |
| All other liabilities | $323,000 | 5,867 |
| Total equity capital | $18,785,000 | 3,006 |
| Total bank equity capital | $18,785,000 | 3,006 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $970,000 | 3,125 |
| Surplus | $20,354,000 | 1,147 |
| Undivided profits | $-2,539,000 | 8,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 3,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $910,000 | 3,325 |
| Earning assets | $234,460,000 | 2,311 |
| Long-term assets (5+ years) | $10,880,000 | 4,587 |
| Average Assets, year-to-date | $248,401,000 | 2,359 |
| Average Assets, quarterly | $248,401,000 | 2,359 |
| Volatile liabilities | $97,881,000 | 1,249 |
| Insider loans | $3,200,000 | 1,891 |
| FHLB advances | $7,000,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $54,741,000 | 1,524 |
| Tier 1 (core) risk-based capital | $18,865,000 | 2,923 |
| Tier 2 risk-based capital | $3,815,000 | 1,217 |
| Total risk weighted assets | $231,823,000 | 1,793 |
| Total unused commitments | $54,741,000 | 1,524 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 53 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $246,729,000 | 2,368 |
| Cash and due from depository institutions | $11,138,000 | 3,178 |
| Interest-bearing balances | $99,000 | 5,248 |
| Securities | $13,202,000 | 5,837 |
| Federal funds sold & reverse repurchase agreements | $5,782,000 | 1,942 |
| Net loans & leases | $208,340,000 | 1,869 |
| Loan loss allowance | $1,670,000 | 2,685 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,982,000 | 2,598 |
| Other real estate owned | $0 | 3,178 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,285,000 | 2,977 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $246,729,000 | 2,368 |
| Total liabilities | $228,402,000 | 2,299 |
| Total deposits | $225,310,000 | 2,077 |
| Interest-bearing deposits | $199,675,000 | 1,986 |
| Deposits held in domestic offices | $225,310,000 | 2,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $2,000,000 | 220 |
| All other liabilities | $1,092,000 | 2,927 |
| Total equity capital | $18,327,000 | 3,074 |
| Total bank equity capital | $18,327,000 | 3,074 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $970,000 | 3,125 |
| Surplus | $20,354,000 | 1,134 |
| Undivided profits | $-2,997,000 | 8,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 3,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $762,000 | 3,855 |
| Earning assets | $227,423,000 | 2,375 |
| Long-term assets (5+ years) | $10,912,000 | 4,647 |
| Average Assets, year-to-date | $207,182,200 | 2,688 |
| Average Assets, quarterly | $232,949,500 | 2,488 |
| Volatile liabilities | $48,009,000 | 2,182 |
| Insider loans | $11,285,000 | 492 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $37,747,000 | 1,975 |
| Tier 1 (core) risk-based capital | $18,360,000 | 2,942 |
| Tier 2 risk-based capital | $3,670,000 | 1,254 |
| Total risk weighted assets | $219,566,000 | 1,860 |
| Total unused commitments | $37,747,000 | 1,976 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 52 | 3,223 |
| Assets and Liabilities | ||
| Total Assets: | $219,170,000 | 2,625 |
| Cash and due from depository institutions | $7,571,000 | 3,223 |
| Interest-bearing balances | $23,000 | 6,219 |
| Securities | $3,321,000 | 8,080 |
| Federal funds sold & reverse repurchase agreements | $5,269,000 | 2,020 |
| Net loans & leases | $196,886,000 | 1,942 |
| Loan loss allowance | $1,522,000 | 2,903 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,184,000 | 2,448 |
| Other real estate owned | $0 | 3,223 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,939,000 | 4,922 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $219,170,000 | 2,625 |
| Total liabilities | $202,173,000 | 2,563 |
| Total deposits | $199,876,000 | 2,341 |
| Interest-bearing deposits | $174,134,000 | 2,255 |
| Deposits held in domestic offices | $199,876,000 | 2,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $2,000,000 | 224 |
| All other liabilities | $297,000 | 6,232 |
| Total equity capital | $16,997,000 | 3,280 |
| Total bank equity capital | $16,997,000 | 3,280 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $970,000 | 3,131 |
| Surplus | $19,605,000 | 1,138 |
| Undivided profits | $-3,578,000 | 8,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $431,000 | 4,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $668,000 | 4,463 |
| Earning assets | $205,499,000 | 2,575 |
| Long-term assets (5+ years) | $11,770,000 | 4,593 |
| Average Assets, year-to-date | $197,295,500 | 2,794 |
| Average Assets, quarterly | $214,746,500 | 2,642 |
| Volatile liabilities | $43,339,000 | 2,338 |
| Insider loans | $12,095,000 | 443 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $49,813,000 | 1,570 |
| Tier 1 (core) risk-based capital | $17,029,000 | 3,135 |
| Tier 2 risk-based capital | $3,522,000 | 1,302 |
| Total risk weighted assets | $198,990,000 | 1,991 |
| Total unused commitments | $49,813,000 | 1,571 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 44 | 3,753 |
| Assets and Liabilities | ||
| Total Assets: | $210,323,000 | 2,691 |
| Cash and due from depository institutions | $7,275,000 | 3,753 |
| Interest-bearing balances | $63,000 | 5,673 |
| Securities | $3,326,000 | 8,166 |
| Federal funds sold & reverse repurchase agreements | $3,359,000 | 2,646 |
| Net loans & leases | $189,631,000 | 1,953 |
| Loan loss allowance | $1,374,000 | 3,158 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,277,000 | 2,346 |
| Other real estate owned | $0 | 3,753 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,455,000 | 4,269 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $210,323,000 | 2,691 |
| Total liabilities | $195,734,000 | 2,600 |
| Total deposits | $187,502,000 | 2,455 |
| Interest-bearing deposits | $166,034,000 | 2,329 |
| Deposits held in domestic offices | $187,502,000 | 2,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000,000 | 3,254 |
| Subordinated debt | $2,000,000 | 236 |
| All other liabilities | $232,000 | 6,472 |
| Total equity capital | $14,589,000 | 3,623 |
| Total bank equity capital | $14,589,000 | 3,623 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $970,000 | 3,143 |
| Surplus | $17,605,000 | 1,218 |
| Undivided profits | $-3,986,000 | 8,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,257,000 | 2,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $589,000 | 4,670 |
| Earning assets | $196,379,000 | 2,648 |
| Long-term assets (5+ years) | $11,781,000 | 4,723 |
| Average Assets, year-to-date | $190,004,000 | 2,882 |
| Average Assets, quarterly | $204,157,500 | 2,744 |
| Volatile liabilities | $44,352,000 | 2,257 |
| Insider loans | $13,249,000 | 385 |
| FHLB advances | $6,000,000 | 3,096 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $37,396,000 | 1,947 |
| Tier 1 (core) risk-based capital | $14,732,000 | 3,522 |
| Tier 2 risk-based capital | $3,374,000 | 1,330 |
| Total risk weighted assets | $175,006,000 | 2,194 |
| Total unused commitments | $37,396,000 | 1,951 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 45 | 3,660 |
| Assets and Liabilities | ||
| Total Assets: | $197,992,000 | 2,813 |
| Cash and due from depository institutions | $20,557,000 | 3,660 |
| Interest-bearing balances | $2,047,000 | 2,295 |
| Securities | $4,133,000 | 7,955 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $166,692,000 | 2,164 |
| Loan loss allowance | $1,203,000 | 3,456 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,239,000 | 2,336 |
| Other real estate owned | $0 | 3,660 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,371,000 | 4,221 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $197,992,000 | 2,813 |
| Total liabilities | $183,469,000 | 2,722 |
| Total deposits | $183,257,000 | 2,474 |
| Interest-bearing deposits | $166,056,000 | 2,316 |
| Deposits held in domestic offices | $183,257,000 | 2,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $212,000 | 6,934 |
| Total equity capital | $14,523,000 | 3,718 |
| Total bank equity capital | $14,523,000 | 3,718 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $970,000 | 3,145 |
| Surplus | $16,680,000 | 1,267 |
| Undivided profits | $-3,126,000 | 9,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 7,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,201 |
| Income earned, not collected on loans | $586,000 | 4,617 |
| Earning assets | $172,872,000 | 2,926 |
| Long-term assets (5+ years) | $12,211,000 | 4,588 |
| Average Assets, year-to-date | $179,844,500 | 3,007 |
| Average Assets, quarterly | $179,844,500 | 3,007 |
| Volatile liabilities | $35,091,000 | 2,626 |
| Insider loans | $7,895,000 | 684 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $38,500,000 | 1,850 |
| Tier 1 (core) risk-based capital | $14,511,000 | 3,539 |
| Tier 2 risk-based capital | $1,203,000 | 3,197 |
| Total risk weighted assets | $146,105,000 | 2,546 |
| Total unused commitments | $38,500,000 | 1,855 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 43 | 3,824 |
| Assets and Liabilities | ||
| Total Assets: | $161,697,000 | 3,283 |
| Cash and due from depository institutions | $5,385,000 | 3,824 |
| Interest-bearing balances | $46,000 | 5,927 |
| Securities | $4,172,000 | 8,021 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $146,043,000 | 2,433 |
| Loan loss allowance | $1,050,000 | 3,809 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,977,000 | 2,482 |
| Other real estate owned | $0 | 3,824 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,120,000 | 4,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,697,000 | 3,283 |
| Total liabilities | $150,010,000 | 3,194 |
| Total deposits | $149,906,000 | 2,952 |
| Interest-bearing deposits | $133,182,000 | 2,852 |
| Deposits held in domestic offices | $149,906,000 | 2,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $104,000 | 8,083 |
| Total equity capital | $11,687,000 | 4,328 |
| Total bank equity capital | $11,687,000 | 4,328 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $970,000 | 3,171 |
| Surplus | $13,980,000 | 1,447 |
| Undivided profits | $-3,263,000 | 9,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $630,000 | 4,513 |
| Earning assets | $150,261,000 | 3,250 |
| Long-term assets (5+ years) | $11,002,000 | 4,824 |
| Average Assets, year-to-date | $137,097,000 | 3,667 |
| Average Assets, quarterly | $153,553,000 | 3,400 |
| Volatile liabilities | $29,222,000 | 2,986 |
| Insider loans | $7,858,000 | 664 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $30,639,000 | 2,113 |
| Tier 1 (core) risk-based capital | $11,728,000 | 4,170 |
| Tier 2 risk-based capital | $1,050,000 | 3,559 |
| Total risk weighted assets | $126,935,000 | 2,882 |
| Total unused commitments | $30,639,000 | 2,116 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 41 | 3,990 |
| Assets and Liabilities | ||
| Total Assets: | $145,409,000 | 3,584 |
| Cash and due from depository institutions | $5,840,000 | 3,990 |
| Interest-bearing balances | $46,000 | 6,006 |
| Securities | $5,272,000 | 7,714 |
| Federal funds sold & reverse repurchase agreements | $5,366,000 | 2,495 |
| Net loans & leases | $123,233,000 | 2,781 |
| Loan loss allowance | $1,087,000 | 3,711 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,049,000 | 2,414 |
| Other real estate owned | $0 | 3,990 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,649,000 | 5,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,409,000 | 3,584 |
| Total liabilities | $134,804,000 | 3,478 |
| Total deposits | $130,655,000 | 3,318 |
| Interest-bearing deposits | $116,867,000 | 3,174 |
| Deposits held in domestic offices | $130,655,000 | 3,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,643 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $149,000 | 7,870 |
| Total equity capital | $10,605,000 | 4,650 |
| Total bank equity capital | $10,605,000 | 4,650 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $970,000 | 3,191 |
| Surplus | $12,980,000 | 1,523 |
| Undivided profits | $-3,345,000 | 9,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 6,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $551,000 | 5,181 |
| Earning assets | $133,917,000 | 3,555 |
| Long-term assets (5+ years) | $11,213,000 | 4,810 |
| Average Assets, year-to-date | $130,947,000 | 3,832 |
| Average Assets, quarterly | $138,283,000 | 3,714 |
| Volatile liabilities | $32,402,000 | 2,726 |
| Insider loans | $4,781,000 | 1,125 |
| FHLB advances | $4,000,000 | 3,454 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,420,000 | 2,420 |
| Tier 1 (core) risk-based capital | $10,649,000 | 4,493 |
| Tier 2 risk-based capital | $1,087,000 | 3,434 |
| Total risk weighted assets | $114,557,000 | 3,123 |
| Total unused commitments | $25,420,000 | 2,423 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $131,157,000 | 3,893 |
| Cash and due from depository institutions | $6,301,000 | 4,085 |
| Interest-bearing balances | $45,000 | 6,053 |
| Securities | $5,021,000 | 7,763 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $114,192,000 | 2,940 |
| Loan loss allowance | $1,062,000 | 3,735 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,156,000 | 2,315 |
| Other real estate owned | $0 | 4,085 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,487,000 | 5,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,157,000 | 3,893 |
| Total liabilities | $121,565,000 | 3,790 |
| Total deposits | $121,486,000 | 3,517 |
| Interest-bearing deposits | $105,161,000 | 3,464 |
| Deposits held in domestic offices | $121,486,000 | 3,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $79,000 | 8,716 |
| Total equity capital | $9,592,000 | 4,981 |
| Total bank equity capital | $9,592,000 | 4,981 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $970,000 | 3,192 |
| Surplus | $11,980,000 | 1,598 |
| Undivided profits | $-3,358,000 | 9,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 6,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $170,000 | 759 |
| Income earned, not collected on loans | $437,000 | 5,858 |
| Earning assets | $119,258,000 | 3,905 |
| Long-term assets (5+ years) | $8,370,000 | 5,252 |
| Average Assets, year-to-date | $126,126,330 | 3,942 |
| Average Assets, quarterly | $129,866,500 | 3,889 |
| Volatile liabilities | $27,157,000 | 3,068 |
| Insider loans | $5,003,000 | 1,058 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $22,908,000 | 2,571 |
| Tier 1 (core) risk-based capital | $9,560,000 | 4,787 |
| Tier 2 risk-based capital | $1,062,000 | 3,459 |
| Total risk weighted assets | $105,694,000 | 3,292 |
| Total unused commitments | $22,908,000 | 2,578 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $128,576,000 | 3,909 |
| Cash and due from depository institutions | $11,752,000 | 3,964 |
| Interest-bearing balances | $6,044,000 | 1,323 |
| Securities | $6,536,000 | 7,396 |
| Federal funds sold & reverse repurchase agreements | $6,171,000 | 2,689 |
| Net loans & leases | $98,316,000 | 3,298 |
| Loan loss allowance | $967,000 | 3,973 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,194,000 | 2,261 |
| Other real estate owned | $0 | 3,964 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,607,000 | 5,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,576,000 | 3,909 |
| Total liabilities | $118,880,000 | 3,828 |
| Total deposits | $118,690,000 | 3,551 |
| Interest-bearing deposits | $98,606,000 | 3,660 |
| Deposits held in domestic offices | $118,690,000 | 3,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $190,000 | 7,537 |
| Total equity capital | $9,696,000 | 4,868 |
| Total bank equity capital | $9,696,000 | 4,868 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $970,000 | 3,206 |
| Surplus | $11,980,000 | 1,569 |
| Undivided profits | $-3,254,000 | 9,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 5,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $170,000 | 752 |
| Income earned, not collected on loans | $499,000 | 5,372 |
| Earning assets | $117,067,000 | 3,923 |
| Long-term assets (5+ years) | $8,093,000 | 5,251 |
| Average Assets, year-to-date | $123,611,000 | 3,994 |
| Average Assets, quarterly | $123,611,000 | 3,994 |
| Volatile liabilities | $23,564,000 | 3,354 |
| Insider loans | $3,334,000 | 1,633 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,257,000 | 2,679 |
| Tier 1 (core) risk-based capital | $9,675,000 | 4,678 |
| Tier 2 risk-based capital | $967,000 | 3,671 |
| Total risk weighted assets | $90,896,000 | 3,656 |
| Total unused commitments | $20,257,000 | 2,692 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 48 | 3,462 |
| Assets and Liabilities | ||
| Total Assets: | $118,646,000 | 4,117 |
| Cash and due from depository institutions | $6,737,000 | 3,462 |
| Interest-bearing balances | $2,023,000 | 2,388 |
| Securities | $6,610,000 | 7,373 |
| Federal funds sold & reverse repurchase agreements | $7,740,000 | 1,889 |
| Net loans & leases | $92,033,000 | 3,476 |
| Loan loss allowance | $776,000 | 4,584 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,297,000 | 2,175 |
| Other real estate owned | $0 | 3,462 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,229,000 | 5,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,646,000 | 4,117 |
| Total liabilities | $110,567,000 | 3,990 |
| Total deposits | $110,411,000 | 3,719 |
| Interest-bearing deposits | $95,203,000 | 3,705 |
| Deposits held in domestic offices | $110,411,000 | 3,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $156,000 | 8,002 |
| Total equity capital | $8,079,000 | 5,463 |
| Total bank equity capital | $8,079,000 | 5,463 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $970,000 | 3,208 |
| Surplus | $10,980,000 | 1,658 |
| Undivided profits | $-3,871,000 | 9,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $170,000 | 693 |
| Income earned, not collected on loans | $431,000 | 6,093 |
| Earning assets | $108,406,000 | 4,122 |
| Long-term assets (5+ years) | $5,834,000 | 5,818 |
| Average Assets, year-to-date | $96,063,400 | 4,653 |
| Average Assets, quarterly | $111,042,500 | 4,289 |
| Volatile liabilities | $26,448,000 | 3,086 |
| Insider loans | $1,462,000 | 3,131 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $16,661,000 | 2,976 |
| Tier 1 (core) risk-based capital | $8,076,000 | 5,264 |
| Tier 2 risk-based capital | $776,000 | 4,305 |
| Total risk weighted assets | $81,902,000 | 3,954 |
| Total unused commitments | $16,661,000 | 2,981 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 28 | 5,260 |
| Assets and Liabilities | ||
| Total Assets: | $77,076,000 | 5,485 |
| Cash and due from depository institutions | $3,245,000 | 5,260 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $25,000 | 9,410 |
| Federal funds sold & reverse repurchase agreements | $2,757,000 | 4,120 |
| Net loans & leases | $67,848,000 | 4,280 |
| Loan loss allowance | $494,000 | 5,877 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,178,000 | 3,791 |
| Other real estate owned | $0 | 5,260 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,023,000 | 6,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,076,000 | 5,485 |
| Total liabilities | $70,540,000 | 5,408 |
| Total deposits | $66,477,000 | 5,341 |
| Interest-bearing deposits | $54,294,000 | 5,476 |
| Deposits held in domestic offices | $66,477,000 | 5,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 3,320 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $63,000 | 9,275 |
| Total equity capital | $6,536,000 | 6,075 |
| Total bank equity capital | $6,536,000 | 6,075 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $970,000 | 3,270 |
| Surplus | $8,730,000 | 1,954 |
| Undivided profits | $-3,164,000 | 9,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 5,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $226,000 | 585 |
| Income earned, not collected on loans | $330,000 | 7,277 |
| Earning assets | $70,630,000 | 5,478 |
| Long-term assets (5+ years) | $3,377,000 | 6,769 |
| Average Assets, year-to-date | $63,295,000 | 5,967 |
| Average Assets, quarterly | $72,464,500 | 5,659 |
| Volatile liabilities | $30,182,000 | 2,710 |
| Insider loans | $1,611,000 | 2,832 |
| FHLB advances | $4,000,000 | 3,115 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,116,000 | 4,135 |
| Tier 1 (core) risk-based capital | $6,536,000 | 5,933 |
| Tier 2 risk-based capital | $494,000 | 5,557 |
| Total risk weighted assets | $63,772,000 | 4,645 |
| Total unused commitments | $9,116,000 | 4,143 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 23 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $49,288,000 | 6,906 |
| Cash and due from depository institutions | $4,994,000 | 6,049 |
| Interest-bearing balances | $4,000,000 | 1,043 |
| Securities | $1,401,000 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $7,742,000 | 1,561 |
| Net loans & leases | $32,673,000 | 6,548 |
| Loan loss allowance | $281,000 | 7,503 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,151,000 | 3,794 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $327,000 | 8,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,288,000 | 6,906 |
| Total liabilities | $42,266,000 | 7,016 |
| Total deposits | $42,187,000 | 6,787 |
| Interest-bearing deposits | $38,096,000 | 6,586 |
| Deposits held in domestic offices | $42,187,000 | 6,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $79,000 | 9,471 |
| Total equity capital | $7,022,000 | 5,778 |
| Total bank equity capital | $7,022,000 | 5,778 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $970,000 | 3,361 |
| Surplus | $8,730,000 | 1,893 |
| Undivided profits | $-2,678,000 | 9,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $189,000 | 8,074 |
| Earning assets | $45,816,000 | 6,847 |
| Long-term assets (5+ years) | $4,727,000 | 6,116 |
| Average Assets, year-to-date | $36,597,800 | 7,678 |
| Average Assets, quarterly | $44,386,000 | 7,207 |
| Volatile liabilities | $14,504,000 | 4,556 |
| Insider loans | $7,567,000 | 588 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,690,000 | 5,101 |
| Tier 1 (core) risk-based capital | $7,022,000 | 5,663 |
| Tier 2 risk-based capital | $281,000 | 7,215 |
| Total risk weighted assets | $32,410,600 | 6,732 |
| Total unused commitments | $5,690,000 | 5,105 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $26,495,000 | 8,812 |
| Cash and due from depository institutions | $2,783,000 | 7,085 |
| Interest-bearing balances | $2,000,000 | 1,726 |
| Securities | $1,365,000 | 9,786 |
| Federal funds sold & reverse repurchase agreements | $15,766,000 | 642 |
| Net loans & leases | $4,307,000 | 9,957 |
| Loan loss allowance | $27,000 | 10,030 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,170,000 | 3,765 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $104,000 | 10,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,495,000 | 8,812 |
| Total liabilities | $18,117,000 | 9,281 |
| Total deposits | $17,947,000 | 9,204 |
| Interest-bearing deposits | $16,356,000 | 9,052 |
| Deposits held in domestic offices | $17,947,000 | 9,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $170,000 | 8,468 |
| Total equity capital | $8,378,000 | 4,925 |
| Total bank equity capital | $8,378,000 | 4,925 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $970,000 | 3,439 |
| Surplus | $8,730,000 | 1,868 |
| Undivided profits | $-1,322,000 | 9,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $10,000 | 10,014 |
| Earning assets | $23,438,000 | 8,862 |
| Long-term assets (5+ years) | $703,000 | 8,476 |
| Average Assets, year-to-date | $19,165,000 | 9,342 |
| Average Assets, quarterly | $19,165,000 | 9,403 |
| Volatile liabilities | $5,944,000 | 6,886 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,152,000 | 8,380 |
| Tier 1 (core) risk-based capital | $8,378,000 | 4,932 |
| Tier 2 risk-based capital | $27,000 | 10,014 |
| Total risk weighted assets | $9,892,000 | 9,519 |
| Total unused commitments | $1,152,000 | 8,387 |
| Derivatives | $0 | 488 |