Home > Bank of Florida - Southeast > Income and Expense
Bank of Florida - Southeast, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,111,000 | 1,317 |
| Total interest expense | $2,990,000 | 759 |
| Net interest income | $3,121,000 | 1,819 |
| Provision for loan and lease losses | $12,276,000 | 192 |
| Total noninterest income | $2,481,000 | 600 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $161,000 | 2,222 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,320,000 | 435 |
| Total noninterest expense | $5,412,000 | 920 |
| Salaries and employee benefits | $978,000 | 2,519 |
| Premises and equipment expense | $936,000 | 721 |
| Additional noninterest expense | $3,498,000 | 518 |
| Pre-tax net operating income | $-12,086,000 | 7,862 |
| Securities gains (losses) | $-474,000 | 7,830 |
| Applicable income taxes | $888,000 | 415 |
| Income before extraordinary items | $-13,448,000 | 7,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-13,448,000 | 7,869 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-13,448,000 | 7,869 |
| Net charge-offs | $11,706,000 | 194 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 699 |
| Net operating income | $-12,974,000 | 7,864 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $26,559,000 | 1,300 |
| Total interest expense | $11,602,000 | 1,019 |
| Net interest income | $14,957,000 | 1,504 |
| Provision for loan and lease losses | $19,557,000 | 507 |
| Total noninterest income | $1,266,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $530,000 | 2,765 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $736,000 | 2,585 |
| Total noninterest expense | $27,374,000 | 769 |
| Salaries and employee benefits | $4,348,000 | 2,263 |
| Premises and equipment expense | $3,756,000 | 711 |
| Additional noninterest expense | $19,270,000 | 448 |
| Pre-tax net operating income | $-30,708,000 | 7,799 |
| Securities gains (losses) | $1,506,000 | 346 |
| Applicable income taxes | $2,169,000 | 526 |
| Income before extraordinary items | $-31,371,000 | 7,821 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-31,371,000 | 7,821 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-31,371,000 | 7,821 |
| Net charge-offs | $16,079,000 | 472 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 925 |
| Net operating income | $-32,877,000 | 7,829 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,207,000 | 1,305 |
| Total interest expense | $8,506,000 | 1,098 |
| Net interest income | $11,701,000 | 1,426 |
| Provision for loan and lease losses | $11,058,000 | 578 |
| Total noninterest income | $1,078,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $379,000 | 2,868 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $699,000 | 2,297 |
| Total noninterest expense | $23,296,000 | 678 |
| Salaries and employee benefits | $3,361,000 | 2,210 |
| Premises and equipment expense | $3,112,000 | 655 |
| Additional noninterest expense | $16,823,000 | 395 |
| Pre-tax net operating income | $-21,575,000 | 7,883 |
| Securities gains (losses) | $847,000 | 439 |
| Applicable income taxes | $-3,506,000 | 7,841 |
| Income before extraordinary items | $-17,222,000 | 7,874 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-17,222,000 | 7,874 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-17,222,000 | 7,874 |
| Net charge-offs | $10,102,000 | 499 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 856 |
| Net operating income | $-17,925,010 | 7,882 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,429,000 | 1,337 |
| Total interest expense | $5,826,000 | 1,123 |
| Net interest income | $7,603,000 | 1,471 |
| Provision for loan and lease losses | $6,351,000 | 629 |
| Total noninterest income | $454,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $251,000 | 2,856 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $203,000 | 3,629 |
| Total noninterest expense | $8,092,000 | 1,295 |
| Salaries and employee benefits | $2,330,000 | 2,161 |
| Premises and equipment expense | $2,111,000 | 662 |
| Additional noninterest expense | $3,651,000 | 1,047 |
| Pre-tax net operating income | $-6,386,000 | 7,811 |
| Securities gains (losses) | $517,000 | 495 |
| Applicable income taxes | $-2,204,000 | 7,913 |
| Income before extraordinary items | $-3,665,000 | 7,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,665,000 | 7,688 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,665,000 | 7,689 |
| Net charge-offs | $7,033,000 | 474 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 868 |
| Net operating income | $-3,995,880 | 7,735 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,983,000 | 1,298 |
| Total interest expense | $3,067,000 | 1,123 |
| Net interest income | $3,916,000 | 1,414 |
| Provision for loan and lease losses | $2,784,000 | 593 |
| Total noninterest income | $182,000 | 4,002 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $121,000 | 2,875 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $61,000 | 4,486 |
| Total noninterest expense | $3,817,000 | 1,312 |
| Salaries and employee benefits | $1,178,000 | 2,165 |
| Premises and equipment expense | $1,020,000 | 698 |
| Additional noninterest expense | $1,619,000 | 1,046 |
| Pre-tax net operating income | $-2,503,000 | 7,899 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-940,000 | 7,989 |
| Income before extraordinary items | $-1,563,000 | 7,840 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,563,000 | 7,841 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,563,000 | 7,841 |
| Net charge-offs | $2,601,000 | 500 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 762 |
| Net operating income | $-1,563,000 | 7,832 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,201,000 | 1,280 |
| Total interest expense | $13,783,000 | 1,176 |
| Net interest income | $16,418,000 | 1,358 |
| Provision for loan and lease losses | $5,112,000 | 985 |
| Total noninterest income | $630,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $413,000 | 3,405 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $217,000 | 4,704 |
| Total noninterest expense | $14,713,000 | 1,324 |
| Salaries and employee benefits | $4,980,000 | 2,043 |
| Premises and equipment expense | $3,810,000 | 723 |
| Additional noninterest expense | $5,923,000 | 1,090 |
| Pre-tax net operating income | $-2,777,000 | 7,543 |
| Securities gains (losses) | $28,000 | 1,976 |
| Applicable income taxes | $-1,025,000 | 7,714 |
| Income before extraordinary items | $-1,724,000 | 7,293 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,724,000 | 7,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,299,000 | 1,695 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 1,050 |
| Net operating income | $-1,741,920 | 7,399 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,648,000 | 1,311 |
| Total interest expense | $10,205,000 | 1,238 |
| Net interest income | $12,443,000 | 1,359 |
| Provision for loan and lease losses | $1,399,000 | 1,501 |
| Total noninterest income | $392,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $315,000 | 3,389 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 6,008 |
| Total noninterest expense | $11,102,000 | 1,300 |
| Salaries and employee benefits | $3,791,000 | 2,030 |
| Premises and equipment expense | $2,882,000 | 718 |
| Additional noninterest expense | $4,429,000 | 1,035 |
| Pre-tax net operating income | $334,000 | 5,513 |
| Securities gains (losses) | $28,000 | 1,801 |
| Applicable income taxes | $145,000 | 3,265 |
| Income before extraordinary items | $217,000 | 5,617 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $217,000 | 5,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,037,000 | 1,269 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 911 |
| Net operating income | $199,080 | 5,870 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,003,000 | 1,331 |
| Total interest expense | $6,770,000 | 1,297 |
| Net interest income | $8,233,000 | 1,354 |
| Provision for loan and lease losses | $920,000 | 1,285 |
| Total noninterest income | $232,000 | 5,147 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $211,000 | 3,373 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $7,311,000 | 1,313 |
| Salaries and employee benefits | $2,529,000 | 2,051 |
| Premises and equipment expense | $1,883,000 | 733 |
| Additional noninterest expense | $2,899,000 | 1,031 |
| Pre-tax net operating income | $234,000 | 5,594 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $94,000 | 3,510 |
| Income before extraordinary items | $140,000 | 6,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 6,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $724,000 | 1,039 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 959 |
| Net operating income | $140,000 | 5,982 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,387,000 | 1,394 |
| Total interest expense | $3,512,000 | 1,328 |
| Net interest income | $3,875,000 | 1,431 |
| Provision for loan and lease losses | $436,000 | 1,088 |
| Total noninterest income | $174,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $102,000 | 3,412 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,378 |
| Total noninterest expense | $3,525,000 | 1,357 |
| Salaries and employee benefits | $1,215,000 | 2,158 |
| Premises and equipment expense | $944,000 | 740 |
| Additional noninterest expense | $1,366,000 | 1,064 |
| Pre-tax net operating income | $88,000 | 6,147 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $36,000 | 3,885 |
| Income before extraordinary items | $52,000 | 6,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $52,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 735 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 708 |
| Net operating income | $52,000 | 6,458 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,629,000 | 1,353 |
| Total interest expense | $14,817,000 | 1,351 |
| Net interest income | $16,812,000 | 1,330 |
| Provision for loan and lease losses | $1,247,000 | 1,217 |
| Total noninterest income | $822,000 | 3,961 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $307,000 | 4,032 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $515,000 | 3,257 |
| Total noninterest expense | $13,971,000 | 1,325 |
| Salaries and employee benefits | $5,422,000 | 1,858 |
| Premises and equipment expense | $2,793,000 | 932 |
| Additional noninterest expense | $5,756,000 | 986 |
| Pre-tax net operating income | $2,416,000 | 2,904 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $920,000 | 1,958 |
| Income before extraordinary items | $1,496,000 | 3,458 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,496,000 | 3,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,808 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $280,000 | 661 |
| Net operating income | $1,496,000 | 3,446 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,531,000 | 1,368 |
| Total interest expense | $10,813,000 | 1,391 |
| Net interest income | $12,718,000 | 1,322 |
| Provision for loan and lease losses | $513,000 | 1,538 |
| Total noninterest income | $481,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $227,000 | 4,070 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $254,000 | 4,064 |
| Total noninterest expense | $10,416,000 | 1,326 |
| Salaries and employee benefits | $4,200,000 | 1,802 |
| Premises and equipment expense | $2,037,000 | 944 |
| Additional noninterest expense | $4,179,000 | 994 |
| Pre-tax net operating income | $2,270,000 | 2,602 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $906,000 | 1,752 |
| Income before extraordinary items | $1,364,000 | 3,171 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,364,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,701 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $254,000 | 542 |
| Net operating income | $1,364,000 | 3,154 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,028,000 | 1,443 |
| Total interest expense | $6,845,000 | 1,458 |
| Net interest income | $8,183,000 | 1,394 |
| Provision for loan and lease losses | $402,000 | 1,229 |
| Total noninterest income | $628,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $196,000 | 3,554 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $432,000 | 2,471 |
| Total noninterest expense | $6,964,000 | 1,338 |
| Salaries and employee benefits | $2,857,000 | 1,797 |
| Premises and equipment expense | $1,373,000 | 951 |
| Additional noninterest expense | $2,734,000 | 1,019 |
| Pre-tax net operating income | $1,445,000 | 2,746 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $574,000 | 1,894 |
| Income before extraordinary items | $871,000 | 3,329 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $871,000 | 3,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,576 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $5,125,000 | 138 |
| Net operating income | $871,000 | 3,310 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,377,000 | 1,467 |
| Total interest expense | $3,341,000 | 1,483 |
| Net interest income | $4,036,000 | 1,416 |
| Provision for loan and lease losses | $179,000 | 1,278 |
| Total noninterest income | $347,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $97,000 | 3,514 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $250,000 | 2,219 |
| Total noninterest expense | $3,541,000 | 1,312 |
| Salaries and employee benefits | $1,390,000 | 1,850 |
| Premises and equipment expense | $665,000 | 988 |
| Additional noninterest expense | $1,486,000 | 919 |
| Pre-tax net operating income | $663,000 | 2,912 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $259,000 | 2,040 |
| Income before extraordinary items | $404,000 | 3,475 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $404,000 | 3,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $5,041,000 | 71 |
| Net operating income | $404,000 | 3,452 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,809,000 | 1,919 |
| Total interest expense | $7,687,000 | 2,111 |
| Net interest income | $13,122,000 | 1,752 |
| Provision for loan and lease losses | $1,059,000 | 997 |
| Total noninterest income | $696,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $297,000 | 4,153 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $399,000 | 3,739 |
| Total noninterest expense | $9,984,000 | 1,786 |
| Salaries and employee benefits | $4,179,000 | 2,352 |
| Premises and equipment expense | $2,105,000 | 1,219 |
| Additional noninterest expense | $3,700,000 | 1,431 |
| Pre-tax net operating income | $2,775,000 | 2,925 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $841,000 | 2,411 |
| Income before extraordinary items | $1,934,000 | 3,174 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,934,000 | 3,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,966 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $22,613,000 | 64 |
| Net operating income | $1,934,000 | 3,158 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,007,000 | 2,241 |
| Total interest expense | $3,894,000 | 2,845 |
| Net interest income | $9,113,000 | 1,925 |
| Provision for loan and lease losses | $710,000 | 1,041 |
| Total noninterest income | $397,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $192,000 | 4,481 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $205,000 | 4,487 |
| Total noninterest expense | $6,954,000 | 1,904 |
| Salaries and employee benefits | $2,878,000 | 2,530 |
| Premises and equipment expense | $1,457,000 | 1,341 |
| Additional noninterest expense | $2,619,000 | 1,512 |
| Pre-tax net operating income | $1,846,000 | 3,287 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $484,000 | 2,909 |
| Income before extraordinary items | $1,362,000 | 3,412 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,362,000 | 3,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,327 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $21,450,000 | 48 |
| Net operating income | $1,362,000 | 3,408 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,218,000 | 2,311 |
| Total interest expense | $2,548,000 | 2,771 |
| Net interest income | $5,670,000 | 2,068 |
| Provision for loan and lease losses | $508,000 | 960 |
| Total noninterest income | $307,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $101,000 | 4,997 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $206,000 | 3,687 |
| Total noninterest expense | $4,398,000 | 2,002 |
| Salaries and employee benefits | $1,789,000 | 2,695 |
| Premises and equipment expense | $917,000 | 1,420 |
| Additional noninterest expense | $1,692,000 | 1,563 |
| Pre-tax net operating income | $1,071,000 | 3,636 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $406,000 | 2,604 |
| Income before extraordinary items | $665,000 | 4,195 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $665,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,578 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 577 |
| Net operating income | $665,000 | 4,183 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 2,550 |
| Total interest expense | $922,000 | 3,471 |
| Net interest income | $2,692,000 | 2,154 |
| Provision for loan and lease losses | $259,000 | 895 |
| Total noninterest income | $142,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,883 |
| Total noninterest expense | $2,113,000 | 2,094 |
| Salaries and employee benefits | $865,000 | 2,784 |
| Premises and equipment expense | $448,000 | 1,455 |
| Additional noninterest expense | $800,000 | 1,630 |
| Pre-tax net operating income | $462,000 | 3,931 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $177,000 | 2,781 |
| Income before extraordinary items | $285,000 | 4,547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $285,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 435 |
| Net operating income | $285,000 | 4,531 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,281,000 | 3,082 |
| Total interest expense | $2,334,000 | 4,001 |
| Net interest income | $7,947,000 | 2,720 |
| Provision for loan and lease losses | $519,000 | 1,840 |
| Total noninterest income | $495,000 | 5,265 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $191,000 | 5,131 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $304,000 | 4,306 |
| Total noninterest expense | $6,096,000 | 2,714 |
| Salaries and employee benefits | $2,525,000 | 3,452 |
| Premises and equipment expense | $1,511,000 | 1,614 |
| Additional noninterest expense | $2,060,000 | 2,414 |
| Pre-tax net operating income | $1,827,000 | 3,910 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-1,109,000 | 8,804 |
| Income before extraordinary items | $2,936,000 | 2,289 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,936,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,936,000 | 2,252 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,127,000 | 3,228 |
| Total interest expense | $1,495,000 | 4,297 |
| Net interest income | $5,632,000 | 2,834 |
| Provision for loan and lease losses | $344,000 | 1,978 |
| Total noninterest income | $237,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $149,000 | 5,085 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 6,150 |
| Total noninterest expense | $4,384,000 | 2,790 |
| Salaries and employee benefits | $1,729,000 | 3,690 |
| Premises and equipment expense | $1,105,000 | 1,645 |
| Additional noninterest expense | $1,550,000 | 2,364 |
| Pre-tax net operating income | $1,141,000 | 4,442 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,141,000 | 3,810 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,141,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,141,000 | 3,762 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 3,478 |
| Total interest expense | $892,000 | 4,466 |
| Net interest income | $3,319,000 | 3,131 |
| Provision for loan and lease losses | $117,000 | 3,150 |
| Total noninterest income | $195,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $100,000 | 5,027 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $95,000 | 5,289 |
| Total noninterest expense | $2,835,000 | 2,850 |
| Salaries and employee benefits | $1,102,000 | 3,802 |
| Premises and equipment expense | $710,000 | 1,690 |
| Additional noninterest expense | $1,023,000 | 2,371 |
| Pre-tax net operating income | $562,000 | 5,174 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $562,000 | 4,590 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $562,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $562,000 | 4,536 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 3,781 |
| Total interest expense | $409,000 | 4,610 |
| Net interest income | $1,468,000 | 3,460 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $70,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $52,000 | 4,904 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $1,413,000 | 2,864 |
| Salaries and employee benefits | $565,000 | 3,742 |
| Premises and equipment expense | $350,000 | 1,711 |
| Additional noninterest expense | $498,000 | 2,444 |
| Pre-tax net operating income | $125,000 | 6,887 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $125,000 | 6,483 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $125,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $125,000 | 6,442 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,444,000 | 5,215 |
| Total interest expense | $1,142,000 | 5,260 |
| Net interest income | $3,302,000 | 5,103 |
| Provision for loan and lease losses | $502,000 | 1,949 |
| Total noninterest income | $211,000 | 7,059 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $96,000 | 6,534 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,174 |
| Total noninterest expense | $3,189,000 | 4,464 |
| Salaries and employee benefits | $1,621,000 | 4,695 |
| Premises and equipment expense | $795,000 | 2,800 |
| Additional noninterest expense | $773,000 | 5,209 |
| Pre-tax net operating income | $-178,000 | 8,524 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-178,000 | 8,569 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-178,000 | 8,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-178,000 | 8,539 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,968,000 | 5,585 |
| Total interest expense | $762,000 | 5,584 |
| Net interest income | $2,206,000 | 5,458 |
| Provision for loan and lease losses | $327,000 | 2,105 |
| Total noninterest income | $131,000 | 7,425 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $55,000 | 6,934 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 6,394 |
| Total noninterest expense | $2,086,000 | 4,879 |
| Salaries and employee benefits | $1,084,000 | 5,025 |
| Premises and equipment expense | $483,000 | 3,344 |
| Additional noninterest expense | $519,000 | 5,530 |
| Pre-tax net operating income | $-76,000 | 8,583 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-76,000 | 8,607 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-76,000 | 8,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-76,000 | 8,579 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 5,854 |
| Total interest expense | $454,000 | 5,923 |
| Net interest income | $1,365,000 | 5,708 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $61,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $24,000 | 7,394 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $1,346,000 | 5,016 |
| Salaries and employee benefits | $710,000 | 5,113 |
| Premises and equipment expense | $305,000 | 3,509 |
| Additional noninterest expense | $331,000 | 5,668 |
| Pre-tax net operating income | $-160,000 | 8,738 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-160,000 | 8,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-160,000 | 8,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-160,000 | 8,738 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 6,157 |
| Total interest expense | $203,000 | 6,313 |
| Net interest income | $628,000 | 5,993 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $647,000 | 5,183 |
| Salaries and employee benefits | $335,000 | 5,348 |
| Premises and equipment expense | $97,000 | 4,884 |
| Additional noninterest expense | $215,000 | 4,818 |
| Pre-tax net operating income | $-169,000 | 8,883 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-169,000 | 8,922 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-169,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-169,000 | 8,892 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 7,361 |
| Total interest expense | $684,000 | 7,093 |
| Net interest income | $1,521,000 | 7,323 |
| Provision for loan and lease losses | $388,000 | 2,652 |
| Total noninterest income | $139,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $14,000 | 7,894 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $125,000 | 6,148 |
| Total noninterest expense | $2,811,000 | 4,814 |
| Salaries and employee benefits | $1,589,000 | 4,660 |
| Premises and equipment expense | $404,000 | 4,706 |
| Additional noninterest expense | $818,000 | 4,973 |
| Pre-tax net operating income | $-1,539,000 | 9,043 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-1,539,000 | 9,092 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,539,000 | 9,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,539,000 | 9,050 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 7,731 |
| Total interest expense | $484,000 | 7,394 |
| Net interest income | $953,000 | 7,763 |
| Provision for loan and lease losses | $250,000 | 2,846 |
| Total noninterest income | $80,000 | 8,292 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $10,000 | 7,963 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 6,710 |
| Total noninterest expense | $2,079,000 | 4,854 |
| Salaries and employee benefits | $1,189,000 | 4,652 |
| Premises and equipment expense | $295,000 | 4,767 |
| Additional noninterest expense | $595,000 | 5,032 |
| Pre-tax net operating income | $-1,296,000 | 9,116 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-1,296,000 | 9,158 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,296,000 | 9,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-1,296,000 | 9,117 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $846,000 | 8,030 |
| Total interest expense | $312,000 | 7,575 |
| Net interest income | $534,000 | 8,115 |
| Provision for loan and lease losses | $189,000 | 2,612 |
| Total noninterest income | $32,000 | 8,760 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $5,000 | 8,028 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $1,407,000 | 4,788 |
| Salaries and employee benefits | $816,000 | 4,544 |
| Premises and equipment expense | $192,000 | 4,823 |
| Additional noninterest expense | $399,000 | 5,014 |
| Pre-tax net operating income | $-1,030,000 | 9,161 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-1,030,000 | 9,210 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,030,000 | 9,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 202 |
| Net operating income | $-1,030,000 | 9,166 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 8,385 |
| Total interest expense | $164,000 | 7,562 |
| Net interest income | $188,000 | 8,645 |
| Provision for loan and lease losses | $96,000 | 2,441 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 8,100 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $685,000 | 4,869 |
| Salaries and employee benefits | $405,000 | 4,577 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $186,000 | 5,230 |
| Pre-tax net operating income | $-572,000 | 9,218 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-572,000 | 9,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-572,000 | 9,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 100 |
| Net operating income | $-572,000 | 9,214 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 9,244 |
| Total interest expense | $90,000 | 9,205 |
| Net interest income | $203,000 | 9,237 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $16,000 | 9,190 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,000 | 8,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $1,812,000 | 6,231 |
| Salaries and employee benefits | $597,000 | 7,719 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $1,007,000 | 4,155 |
| Pre-tax net operating income | $-1,723,000 | 9,228 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-1,723,000 | 9,263 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,723,000 | 9,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $7,800,000 | 87 |
| Net operating income | $-1,723,000 | 9,232 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.