Home > Bank of Florida - Southeast > Assets and Liabilities
Bank of Florida - Southeast, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 47 | 3,279 |
| Assets and Liabilities | ||
| Total Assets: | $595,318,000 | 1,168 |
| Cash and due from depository institutions | $117,619,000 | 3,279 |
| Interest-bearing balances | $113,060,000 | 348 |
| Securities | $56,927,000 | 2,149 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $407,813,000 | 1,120 |
| Loan loss allowance | $12,256,000 | 718 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,241,000 | 2,823 |
| Other real estate owned | $863,000 | 3,279 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $7,855,000 | 2,463 |
| Life insurance assets | $1,476,000 | 2,603 |
| Total liabilities and capital | $595,318,000 | 1,168 |
| Total liabilities | $588,249,000 | 1,059 |
| Total deposits | $531,752,000 | 1,050 |
| Interest-bearing deposits | $483,963,000 | 999 |
| Deposits held in domestic offices | $531,752,000 | 1,048 |
| % insured | 91.06% | 3,308 |
| Federal funds purchased & repurchase agreements | $11,573,000 | 925 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $37,500,000 | 1,071 |
| Subordinated debt | $6,000,000 | 148 |
| All other liabilities | $1,424,000 | 2,704 |
| Total equity capital | $7,069,000 | 6,171 |
| Total bank equity capital | $7,069,000 | 6,171 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,448,000 | 784 |
| Surplus | $43,339,000 | 814 |
| Undivided profits | $-42,718,000 | 7,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $63,318,000 | 327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,921,000 | 1,686 |
| Earning assets | $577,800,000 | 1,091 |
| Long-term assets (5+ years) | $108,111,000 | 1,276 |
| Average Assets, year-to-date | $565,498,000 | 1,233 |
| Average Assets, quarterly | $565,498,000 | 1,233 |
| Volatile liabilities | $175,613,000 | 838 |
| Insider loans | $21,661,000 | 260 |
| FHLB advances | $37,500,000 | 1,007 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $30,338,000 | 2,011 |
| Tier 1 (core) risk-based capital | $6,950,000 | 6,090 |
| Tier 2 risk-based capital | $6,950,000 | 863 |
| Total risk weighted assets | $417,392,000 | 1,169 |
| Total unused commitments | $30,338,000 | 2,014 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 50 | 3,149 |
| Assets and Liabilities | ||
| Total Assets: | $535,678,000 | 1,310 |
| Cash and due from depository institutions | $39,964,000 | 3,149 |
| Interest-bearing balances | $6,722,000 | 2,883 |
| Securities | $58,369,000 | 2,104 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $423,460,000 | 1,104 |
| Loan loss allowance | $11,686,000 | 752 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,427,000 | 2,780 |
| Other real estate owned | $475,000 | 3,149 |
| Goodwill and other intangibles | $884,000 | 1,677 |
| All other assets | $8,099,000 | 2,460 |
| Life insurance assets | $1,463,000 | 2,606 |
| Total liabilities and capital | $535,678,000 | 1,310 |
| Total liabilities | $514,005,000 | 1,228 |
| Total deposits | $448,735,000 | 1,250 |
| Interest-bearing deposits | $404,984,000 | 1,208 |
| Deposits held in domestic offices | $448,735,000 | 1,247 |
| % insured | 87.45% | 4,568 |
| Federal funds purchased & repurchase agreements | $20,575,000 | 693 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $37,500,000 | 1,157 |
| Subordinated debt | $6,000,000 | 157 |
| All other liabilities | $1,195,000 | 3,082 |
| Total equity capital | $21,673,000 | 2,970 |
| Total bank equity capital | $21,673,000 | 2,970 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,448,000 | 788 |
| Surplus | $43,322,000 | 802 |
| Undivided profits | $-28,097,000 | 7,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $49,836,000 | 408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,024,000 | 1,668 |
| Earning assets | $488,551,000 | 1,314 |
| Long-term assets (5+ years) | $121,767,000 | 1,143 |
| Average Assets, year-to-date | $529,969,200 | 1,298 |
| Average Assets, quarterly | $531,479,500 | 1,316 |
| Volatile liabilities | $112,078,000 | 1,332 |
| Insider loans | $23,099,000 | 244 |
| FHLB advances | $37,500,000 | 1,080 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $38,211,000 | 1,668 |
| Tier 1 (core) risk-based capital | $19,497,000 | 3,131 |
| Tier 2 risk-based capital | $9,230,000 | 668 |
| Total risk weighted assets | $444,326,000 | 1,133 |
| Total unused commitments | $38,211,000 | 1,669 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 50 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $527,281,000 | 1,333 |
| Cash and due from depository institutions | $37,823,000 | 3,167 |
| Interest-bearing balances | $29,272,000 | 897 |
| Securities | $39,031,000 | 2,920 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $427,961,000 | 1,119 |
| Loan loss allowance | $9,164,000 | 894 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,648,000 | 2,694 |
| Other real estate owned | $723,000 | 3,167 |
| Goodwill and other intangibles | $930,000 | 1,696 |
| All other assets | $16,165,000 | 1,274 |
| Life insurance assets | $1,448,000 | 2,608 |
| Total liabilities and capital | $527,281,000 | 1,333 |
| Total liabilities | $490,899,000 | 1,303 |
| Total deposits | $436,181,000 | 1,293 |
| Interest-bearing deposits | $387,252,000 | 1,276 |
| Deposits held in domestic offices | $436,181,000 | 1,290 |
| % insured | 98.32% | 629 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,090 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $37,500,000 | 1,206 |
| Subordinated debt | $6,000,000 | 168 |
| All other liabilities | $1,218,000 | 3,332 |
| Total equity capital | $36,382,000 | 1,905 |
| Total bank equity capital | $36,382,000 | 1,904 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,448,000 | 797 |
| Surplus | $43,299,000 | 794 |
| Undivided profits | $-13,365,000 | 7,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $40,375,000 | 483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,961,000 | 1,868 |
| Earning assets | $496,264,000 | 1,309 |
| Long-term assets (5+ years) | $110,051,000 | 1,251 |
| Average Assets, year-to-date | $528,542,000 | 1,315 |
| Average Assets, quarterly | $518,609,000 | 1,350 |
| Volatile liabilities | $115,625,000 | 1,318 |
| Insider loans | $19,118,000 | 326 |
| FHLB advances | $37,500,000 | 1,123 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $37,025,000 | 1,815 |
| Tier 1 (core) risk-based capital | $30,804,000 | 2,095 |
| Tier 2 risk-based capital | $11,434,000 | 563 |
| Total risk weighted assets | $430,805,000 | 1,185 |
| Total unused commitments | $37,025,000 | 1,816 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 53 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $509,937,000 | 1,406 |
| Cash and due from depository institutions | $9,623,000 | 3,071 |
| Interest-bearing balances | $86,000 | 6,432 |
| Securities | $36,709,000 | 2,981 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $431,923,000 | 1,137 |
| Loan loss allowance | $7,526,000 | 1,038 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,859,000 | 2,623 |
| Other real estate owned | $388,000 | 3,071 |
| Goodwill and other intangibles | $12,384,000 | 504 |
| All other assets | $14,051,000 | 1,473 |
| Life insurance assets | $1,433,000 | 2,635 |
| Total liabilities and capital | $509,937,000 | 1,406 |
| Total liabilities | $459,799,000 | 1,407 |
| Total deposits | $389,820,000 | 1,449 |
| Interest-bearing deposits | $345,554,000 | 1,445 |
| Deposits held in domestic offices | $389,820,000 | 1,445 |
| % insured | 64.94% | 6,771 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,083 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $52,500,000 | 967 |
| Subordinated debt | $6,000,000 | 175 |
| All other liabilities | $1,479,000 | 2,966 |
| Total equity capital | $50,138,000 | 1,371 |
| Total bank equity capital | $50,138,000 | 1,370 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,448,000 | 805 |
| Surplus | $43,272,000 | 807 |
| Undivided profits | $418,000 | 6,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $38,597,000 | 490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,435,000 | 2,433 |
| Earning assets | $468,718,000 | 1,395 |
| Long-term assets (5+ years) | $111,773,000 | 1,223 |
| Average Assets, year-to-date | $528,962,330 | 1,331 |
| Average Assets, quarterly | $523,982,000 | 1,361 |
| Volatile liabilities | $126,802,000 | 1,215 |
| Insider loans | $26,000,000 | 216 |
| FHLB advances | $37,500,000 | 1,184 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $41,886,000 | 1,700 |
| Tier 1 (core) risk-based capital | $33,327,000 | 1,964 |
| Tier 2 risk-based capital | $11,514,000 | 571 |
| Total risk weighted assets | $439,057,000 | 1,193 |
| Total unused commitments | $41,886,000 | 1,702 |
| Derivatives | $35,000,000 | 340 |
| 2009-03-31 | Rank | |
| # of Employees: | 59 | 2,801 |
| Assets and Liabilities | ||
| Total Assets: | $538,027,000 | 1,332 |
| Cash and due from depository institutions | $31,549,000 | 2,801 |
| Interest-bearing balances | $54,000 | 6,431 |
| Securities | $39,926,000 | 2,787 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $435,407,000 | 1,145 |
| Loan loss allowance | $8,391,000 | 910 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,064,000 | 2,536 |
| Other real estate owned | $0 | 2,801 |
| Goodwill and other intangibles | $12,435,000 | 522 |
| All other assets | $13,646,000 | 1,493 |
| Life insurance assets | $1,420,000 | 2,656 |
| Total liabilities and capital | $538,027,000 | 1,332 |
| Total liabilities | $485,695,000 | 1,345 |
| Total deposits | $423,587,000 | 1,341 |
| Interest-bearing deposits | $375,598,000 | 1,320 |
| Deposits held in domestic offices | $423,587,000 | 1,336 |
| % insured | 63.36% | 6,969 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,098 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $45,000,000 | 1,149 |
| Subordinated debt | $6,000,000 | 174 |
| All other liabilities | $1,108,000 | 3,500 |
| Total equity capital | $52,332,000 | 1,314 |
| Total bank equity capital | $52,332,000 | 1,311 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,448,000 | 804 |
| Surplus | $42,101,000 | 814 |
| Undivided profits | $3,783,000 | 4,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $31,112,000 | 514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,901,000 | 1,846 |
| Earning assets | $475,387,000 | 1,391 |
| Long-term assets (5+ years) | $116,592,000 | 1,145 |
| Average Assets, year-to-date | $538,475,000 | 1,316 |
| Average Assets, quarterly | $538,475,000 | 1,316 |
| Volatile liabilities | $99,501,000 | 1,561 |
| Insider loans | $25,347,000 | 228 |
| FHLB advances | $37,500,000 | 1,232 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $51,233,000 | 1,508 |
| Tier 1 (core) risk-based capital | $33,393,000 | 1,972 |
| Tier 2 risk-based capital | $11,573,000 | 563 |
| Total risk weighted assets | $442,942,000 | 1,194 |
| Total unused commitments | $51,233,000 | 1,510 |
| Derivatives | $35,000,000 | 379 |
| 2008-12-31 | Rank | |
| # of Employees: | 59 | 2,836 |
| Assets and Liabilities | ||
| Total Assets: | $538,923,000 | 1,308 |
| Cash and due from depository institutions | $29,270,000 | 2,836 |
| Interest-bearing balances | $135,000 | 5,423 |
| Securities | $41,756,000 | 2,671 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 5,067 |
| Net loans & leases | $436,390,000 | 1,138 |
| Loan loss allowance | $8,208,000 | 874 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,278,000 | 2,467 |
| Other real estate owned | $0 | 2,836 |
| Goodwill and other intangibles | $12,488,000 | 532 |
| All other assets | $13,641,000 | 1,488 |
| Life insurance assets | $1,405,000 | 2,680 |
| Total liabilities and capital | $538,923,000 | 1,308 |
| Total liabilities | $485,492,000 | 1,319 |
| Total deposits | $405,335,000 | 1,363 |
| Interest-bearing deposits | $398,349,000 | 1,193 |
| Deposits held in domestic offices | $405,335,000 | 1,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,199 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $62,500,000 | 955 |
| Subordinated debt | $6,000,000 | 177 |
| All other liabilities | $1,657,000 | 2,633 |
| Total equity capital | $53,431,000 | 1,258 |
| Total bank equity capital | $53,431,000 | 1,258 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,448,000 | 803 |
| Surplus | $41,832,000 | 794 |
| Undivided profits | $5,151,000 | 4,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,128,000 | 622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,739,000 | 2,173 |
| Earning assets | $478,381,000 | 1,345 |
| Long-term assets (5+ years) | $118,340,000 | 1,131 |
| Average Assets, year-to-date | $495,525,400 | 1,369 |
| Average Assets, quarterly | $529,837,000 | 1,314 |
| Volatile liabilities | $71,386,000 | 2,045 |
| Insider loans | $30,196,000 | 185 |
| FHLB advances | $62,500,000 | 863 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $67,708,000 | 1,228 |
| Tier 1 (core) risk-based capital | $35,015,000 | 1,833 |
| Tier 2 risk-based capital | $11,795,000 | 552 |
| Total risk weighted assets | $461,151,000 | 1,137 |
| Total unused commitments | $67,708,000 | 1,229 |
| Derivatives | $35,000,000 | 326 |
| 2008-09-30 | Rank | |
| # of Employees: | 63 | 2,693 |
| Assets and Liabilities | ||
| Total Assets: | $520,751,000 | 1,335 |
| Cash and due from depository institutions | $8,891,000 | 2,693 |
| Interest-bearing balances | $342,000 | 4,021 |
| Securities | $33,180,000 | 3,151 |
| Federal funds sold & reverse repurchase agreements | $7,996,000 | 1,530 |
| Net loans & leases | $443,010,000 | 1,112 |
| Loan loss allowance | $4,757,000 | 1,317 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,464,000 | 2,375 |
| Other real estate owned | $0 | 2,693 |
| Goodwill and other intangibles | $12,544,000 | 562 |
| All other assets | $9,666,000 | 1,942 |
| Life insurance assets | $1,390,000 | 2,695 |
| Total liabilities and capital | $520,751,000 | 1,335 |
| Total liabilities | $467,629,000 | 1,335 |
| Total deposits | $416,441,000 | 1,295 |
| Interest-bearing deposits | $368,325,000 | 1,285 |
| Deposits held in domestic offices | $416,441,000 | 1,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,281 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $34,000,000 | 1,559 |
| Subordinated debt | $6,000,000 | 182 |
| All other liabilities | $1,188,000 | 3,436 |
| Total equity capital | $53,122,000 | 1,278 |
| Total bank equity capital | $53,122,000 | 1,278 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,448,000 | 805 |
| Surplus | $41,517,000 | 789 |
| Undivided profits | $5,157,000 | 4,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,577,000 | 1,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,839,000 | 2,172 |
| Earning assets | $484,528,000 | 1,312 |
| Long-term assets (5+ years) | $105,682,000 | 1,216 |
| Average Assets, year-to-date | $484,676,000 | 1,414 |
| Average Assets, quarterly | $504,153,000 | 1,363 |
| Volatile liabilities | $60,194,000 | 2,296 |
| Insider loans | $28,706,000 | 196 |
| FHLB advances | $34,000,000 | 1,476 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $66,810,000 | 1,324 |
| Tier 1 (core) risk-based capital | $37,844,000 | 1,714 |
| Tier 2 risk-based capital | $10,822,000 | 576 |
| Total risk weighted assets | $477,872,000 | 1,087 |
| Total unused commitments | $66,810,000 | 1,326 |
| Derivatives | $35,000,000 | 282 |
| 2008-06-30 | Rank | |
| # of Employees: | 63 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $487,555,000 | 1,434 |
| Cash and due from depository institutions | $4,914,000 | 2,714 |
| Interest-bearing balances | $42,000 | 5,771 |
| Securities | $35,183,000 | 3,056 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $415,009,000 | 1,174 |
| Loan loss allowance | $4,591,000 | 1,300 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,367,000 | 2,410 |
| Other real estate owned | $0 | 2,714 |
| Goodwill and other intangibles | $12,603,000 | 572 |
| All other assets | $14,479,000 | 1,365 |
| Life insurance assets | $1,376,000 | 2,718 |
| Total liabilities and capital | $487,555,000 | 1,434 |
| Total liabilities | $436,131,000 | 1,451 |
| Total deposits | $350,029,000 | 1,546 |
| Interest-bearing deposits | $344,101,000 | 1,353 |
| Deposits held in domestic offices | $350,029,000 | 1,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,923,000 | 1,066 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $64,000,000 | 938 |
| Subordinated debt | $6,000,000 | 171 |
| All other liabilities | $1,179,000 | 3,437 |
| Total equity capital | $51,424,000 | 1,339 |
| Total bank equity capital | $51,424,000 | 1,339 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,448,000 | 800 |
| Surplus | $40,987,000 | 783 |
| Undivided profits | $3,989,000 | 4,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,186,000 | 1,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,693,000 | 2,273 |
| Earning assets | $450,234,000 | 1,413 |
| Long-term assets (5+ years) | $100,371,000 | 1,258 |
| Average Assets, year-to-date | $472,651,000 | 1,453 |
| Average Assets, quarterly | $481,142,500 | 1,448 |
| Volatile liabilities | $94,625,000 | 1,543 |
| Insider loans | $23,069,000 | 272 |
| FHLB advances | $64,000,000 | 879 |
| Loans and leases held for sale | $2,473,000 | 564 |
| Unused loan commitments | $76,057,000 | 1,226 |
| Tier 1 (core) risk-based capital | $37,193,000 | 1,749 |
| Tier 2 risk-based capital | $10,667,000 | 566 |
| Total risk weighted assets | $454,627,000 | 1,143 |
| Total unused commitments | $76,057,000 | 1,226 |
| Derivatives | $35,000,000 | 294 |
| 2008-03-31 | Rank | |
| # of Employees: | 58 | 2,932 |
| Assets and Liabilities | ||
| Total Assets: | $474,730,000 | 1,468 |
| Cash and due from depository institutions | $5,494,000 | 2,932 |
| Interest-bearing balances | $466,000 | 3,731 |
| Securities | $37,404,000 | 2,913 |
| Federal funds sold & reverse repurchase agreements | $36,000 | 6,553 |
| Net loans & leases | $403,675,000 | 1,183 |
| Loan loss allowance | $4,268,000 | 1,328 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,705,000 | 2,691 |
| Other real estate owned | $0 | 2,932 |
| Goodwill and other intangibles | $12,665,000 | 594 |
| All other assets | $10,751,000 | 1,679 |
| Life insurance assets | $1,363,000 | 2,724 |
| Total liabilities and capital | $474,730,000 | 1,468 |
| Total liabilities | $421,851,000 | 1,492 |
| Total deposits | $343,321,000 | 1,579 |
| Interest-bearing deposits | $316,845,000 | 1,479 |
| Deposits held in domestic offices | $343,321,000 | 1,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $71,300,000 | 802 |
| Subordinated debt | $6,000,000 | 168 |
| All other liabilities | $1,230,000 | 3,549 |
| Total equity capital | $52,879,000 | 1,322 |
| Total bank equity capital | $52,879,000 | 1,322 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,448,000 | 791 |
| Surplus | $40,977,000 | 775 |
| Undivided profits | $5,454,000 | 4,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,100,000 | 1,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,635,000 | 2,400 |
| Earning assets | $441,581,000 | 1,440 |
| Long-term assets (5+ years) | $110,876,000 | 1,108 |
| Average Assets, year-to-date | $465,199,000 | 1,483 |
| Average Assets, quarterly | $465,199,000 | 1,483 |
| Volatile liabilities | $68,292,000 | 2,015 |
| Insider loans | $23,368,000 | 247 |
| FHLB advances | $61,300,000 | 851 |
| Loans and leases held for sale | $5,883,000 | 368 |
| Unused loan commitments | $90,918,000 | 1,099 |
| Tier 1 (core) risk-based capital | $37,001,000 | 1,763 |
| Tier 2 risk-based capital | $10,268,000 | 565 |
| Total risk weighted assets | $452,400,000 | 1,122 |
| Total unused commitments | $90,918,000 | 1,100 |
| Derivatives | $35,000,000 | 310 |
| 2007-12-31 | Rank | |
| # of Employees: | 62 | 2,770 |
| Assets and Liabilities | ||
| Total Assets: | $455,668,000 | 1,512 |
| Cash and due from depository institutions | $6,105,000 | 2,770 |
| Interest-bearing balances | $2,147,000 | 1,846 |
| Securities | $17,386,000 | 4,798 |
| Federal funds sold & reverse repurchase agreements | $15,579,000 | 830 |
| Net loans & leases | $389,191,000 | 1,218 |
| Loan loss allowance | $4,395,000 | 1,263 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,337,000 | 2,829 |
| Other real estate owned | $0 | 2,770 |
| Goodwill and other intangibles | $12,731,000 | 588 |
| All other assets | $10,339,000 | 1,736 |
| Life insurance assets | $1,350,000 | 2,718 |
| Total liabilities and capital | $455,668,000 | 1,512 |
| Total liabilities | $403,801,000 | 1,523 |
| Total deposits | $347,405,000 | 1,545 |
| Interest-bearing deposits | $302,660,000 | 1,541 |
| Deposits held in domestic offices | $347,405,000 | 1,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $49,000,000 | 1,041 |
| Subordinated debt | $6,000,000 | 165 |
| All other liabilities | $1,396,000 | 3,226 |
| Total equity capital | $51,867,000 | 1,331 |
| Total bank equity capital | $51,867,000 | 1,331 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,448,000 | 776 |
| Surplus | $40,958,000 | 769 |
| Undivided profits | $4,461,000 | 4,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 5,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,964,000 | 2,173 |
| Earning assets | $424,303,000 | 1,478 |
| Long-term assets (5+ years) | $76,592,000 | 1,452 |
| Average Assets, year-to-date | $434,631,400 | 1,514 |
| Average Assets, quarterly | $459,485,500 | 1,467 |
| Volatile liabilities | $96,057,000 | 1,501 |
| Insider loans | $17,224,000 | 363 |
| FHLB advances | $49,000,000 | 968 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $84,465,000 | 1,178 |
| Tier 1 (core) risk-based capital | $36,742,000 | 1,774 |
| Tier 2 risk-based capital | $10,395,000 | 548 |
| Total risk weighted assets | $433,795,000 | 1,156 |
| Total unused commitments | $84,465,000 | 1,178 |
| Derivatives | $35,000,000 | 285 |
| 2007-09-30 | Rank | |
| # of Employees: | 64 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $463,303,000 | 1,437 |
| Cash and due from depository institutions | $7,885,000 | 2,692 |
| Interest-bearing balances | $315,000 | 3,434 |
| Securities | $20,058,000 | 4,478 |
| Federal funds sold & reverse repurchase agreements | $22,640,000 | 602 |
| Net loans & leases | $386,785,000 | 1,205 |
| Loan loss allowance | $3,663,000 | 1,472 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,153,000 | 3,527 |
| Other real estate owned | $0 | 2,692 |
| Goodwill and other intangibles | $12,798,000 | 561 |
| All other assets | $9,984,000 | 1,774 |
| Life insurance assets | $1,336,000 | 2,683 |
| Total liabilities and capital | $463,303,000 | 1,437 |
| Total liabilities | $412,351,000 | 1,451 |
| Total deposits | $355,711,000 | 1,492 |
| Interest-bearing deposits | $307,571,000 | 1,495 |
| Deposits held in domestic offices | $355,711,000 | 1,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $49,000,000 | 950 |
| Subordinated debt | $6,000,000 | 163 |
| All other liabilities | $1,640,000 | 2,914 |
| Total equity capital | $50,952,000 | 1,333 |
| Total bank equity capital | $50,952,000 | 1,333 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,448,000 | 747 |
| Surplus | $40,932,000 | 758 |
| Undivided profits | $3,572,000 | 5,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,914,000 | 2,398 |
| Earning assets | $429,798,000 | 1,413 |
| Long-term assets (5+ years) | $95,709,000 | 1,165 |
| Average Assets, year-to-date | $429,372,250 | 1,530 |
| Average Assets, quarterly | $448,954,500 | 1,479 |
| Volatile liabilities | $107,335,000 | 1,316 |
| Insider loans | $16,702,000 | 389 |
| FHLB advances | $49,000,000 | 877 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $89,208,000 | 1,147 |
| Tier 1 (core) risk-based capital | $36,712,000 | 1,756 |
| Tier 2 risk-based capital | $9,663,000 | 580 |
| Total risk weighted assets | $420,766,000 | 1,171 |
| Total unused commitments | $89,208,000 | 1,148 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 62 | 2,816 |
| Assets and Liabilities | ||
| Total Assets: | $434,606,000 | 1,556 |
| Cash and due from depository institutions | $15,829,000 | 2,816 |
| Interest-bearing balances | $953,000 | 2,514 |
| Securities | $20,107,000 | 4,483 |
| Federal funds sold & reverse repurchase agreements | $3,233,000 | 3,441 |
| Net loans & leases | $371,630,000 | 1,269 |
| Loan loss allowance | $3,552,000 | 1,514 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,488,000 | 4,059 |
| Other real estate owned | $0 | 2,816 |
| Goodwill and other intangibles | $12,864,000 | 575 |
| All other assets | $8,455,000 | 2,045 |
| Life insurance assets | $1,324,000 | 2,699 |
| Total liabilities and capital | $434,606,000 | 1,556 |
| Total liabilities | $386,976,000 | 1,573 |
| Total deposits | $316,026,000 | 1,705 |
| Interest-bearing deposits | $259,349,000 | 1,796 |
| Deposits held in domestic offices | $316,026,000 | 1,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,538,000 | 903 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $44,500,000 | 968 |
| Subordinated debt | $6,000,000 | 170 |
| All other liabilities | $2,912,000 | 1,768 |
| Total equity capital | $47,630,000 | 1,425 |
| Total bank equity capital | $47,630,000 | 1,425 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,448,000 | 742 |
| Surplus | $38,303,000 | 817 |
| Undivided profits | $2,879,000 | 5,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,079,000 | 2,033 |
| Earning assets | $395,923,000 | 1,561 |
| Long-term assets (5+ years) | $38,357,000 | 2,303 |
| Average Assets, year-to-date | $418,062,000 | 1,599 |
| Average Assets, quarterly | $428,991,500 | 1,573 |
| Volatile liabilities | $107,658,000 | 1,307 |
| Insider loans | $20,300,000 | 300 |
| FHLB advances | $44,500,000 | 892 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $113,755,000 | 958 |
| Tier 1 (core) risk-based capital | $33,661,000 | 1,931 |
| Tier 2 risk-based capital | $9,552,000 | 597 |
| Total risk weighted assets | $410,784,000 | 1,214 |
| Total unused commitments | $113,755,000 | 958 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 63 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $423,377,000 | 1,600 |
| Cash and due from depository institutions | $9,397,000 | 2,757 |
| Interest-bearing balances | $6,925,000 | 907 |
| Securities | $21,892,000 | 4,252 |
| Federal funds sold & reverse repurchase agreements | $17,275,000 | 1,129 |
| Net loans & leases | $351,822,000 | 1,320 |
| Loan loss allowance | $3,323,000 | 1,601 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,923,000 | 4,615 |
| Other real estate owned | $0 | 2,757 |
| Goodwill and other intangibles | $12,932,000 | 563 |
| All other assets | $8,136,000 | 2,043 |
| Life insurance assets | $1,312,000 | 2,700 |
| Total liabilities and capital | $423,377,000 | 1,600 |
| Total liabilities | $376,055,000 | 1,615 |
| Total deposits | $330,156,000 | 1,627 |
| Interest-bearing deposits | $266,092,000 | 1,762 |
| Deposits held in domestic offices | $330,156,000 | 1,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000 | 3,047 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $38,500,000 | 1,028 |
| Subordinated debt | $6,000,000 | 167 |
| All other liabilities | $1,394,000 | 3,155 |
| Total equity capital | $47,322,000 | 1,440 |
| Total bank equity capital | $47,322,000 | 1,440 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,448,000 | 723 |
| Surplus | $38,219,000 | 796 |
| Undivided profits | $2,655,000 | 5,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 4,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,888,000 | 2,159 |
| Earning assets | $397,914,000 | 1,554 |
| Long-term assets (5+ years) | $36,553,000 | 2,351 |
| Average Assets, year-to-date | $409,790,000 | 1,634 |
| Average Assets, quarterly | $409,790,000 | 1,634 |
| Volatile liabilities | $92,474,000 | 1,469 |
| Insider loans | $7,972,000 | 890 |
| FHLB advances | $38,500,000 | 957 |
| Loans and leases held for sale | $758,000 | 1,087 |
| Unused loan commitments | $107,679,000 | 978 |
| Tier 1 (core) risk-based capital | $33,225,000 | 1,940 |
| Tier 2 risk-based capital | $9,323,000 | 593 |
| Total risk weighted assets | $384,434,000 | 1,271 |
| Total unused commitments | $107,679,000 | 978 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 69 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $396,203,000 | 1,690 |
| Cash and due from depository institutions | $16,838,000 | 2,543 |
| Interest-bearing balances | $2,065,000 | 1,860 |
| Securities | $22,193,000 | 4,258 |
| Federal funds sold & reverse repurchase agreements | $2,985,000 | 3,818 |
| Net loans & leases | $331,104,000 | 1,392 |
| Loan loss allowance | $3,144,000 | 1,650 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,006,000 | 4,487 |
| Other real estate owned | $0 | 2,543 |
| Goodwill and other intangibles | $12,944,000 | 552 |
| All other assets | $8,133,000 | 2,047 |
| Life insurance assets | $1,295,000 | 2,682 |
| Total liabilities and capital | $396,203,000 | 1,690 |
| Total liabilities | $354,345,000 | 1,682 |
| Total deposits | $313,343,000 | 1,691 |
| Interest-bearing deposits | $253,991,000 | 1,806 |
| Deposits held in domestic offices | $313,343,000 | 1,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,039,000 | 1,092 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,500,000 | 1,626 |
| Subordinated debt | $6,000,000 | 168 |
| All other liabilities | $1,463,000 | 3,017 |
| Total equity capital | $41,858,000 | 1,599 |
| Total bank equity capital | $41,858,000 | 1,599 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,448,000 | 713 |
| Surplus | $33,178,000 | 879 |
| Undivided profits | $2,232,000 | 6,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $486,000 | 3,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,024,000 | 2,077 |
| Earning assets | $358,347,000 | 1,710 |
| Long-term assets (5+ years) | $35,387,000 | 2,366 |
| Average Assets, year-to-date | $298,010,800 | 2,095 |
| Average Assets, quarterly | $385,141,000 | 1,713 |
| Volatile liabilities | $85,930,000 | 1,712 |
| Insider loans | $8,911,000 | 763 |
| FHLB advances | $21,500,000 | 1,531 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $101,438,000 | 1,009 |
| Tier 1 (core) risk-based capital | $27,342,000 | 2,322 |
| Tier 2 risk-based capital | $9,144,000 | 597 |
| Total risk weighted assets | $345,380,000 | 1,411 |
| Total unused commitments | $101,438,000 | 1,009 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 53 | 3,202 |
| Assets and Liabilities | ||
| Total Assets: | $374,079,000 | 1,759 |
| Cash and due from depository institutions | $25,112,000 | 3,202 |
| Interest-bearing balances | $2,314,000 | 1,645 |
| Securities | $22,223,000 | 4,283 |
| Federal funds sold & reverse repurchase agreements | $7,314,000 | 1,850 |
| Net loans & leases | $296,848,000 | 1,538 |
| Loan loss allowance | $2,789,000 | 1,870 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,013,000 | 4,465 |
| Other real estate owned | $0 | 3,202 |
| Goodwill and other intangibles | $12,329,000 | 563 |
| All other assets | $8,240,000 | 2,025 |
| Life insurance assets | $1,285,000 | 2,663 |
| Total liabilities and capital | $374,079,000 | 1,759 |
| Total liabilities | $334,061,000 | 1,766 |
| Total deposits | $301,872,000 | 1,734 |
| Interest-bearing deposits | $236,366,000 | 1,897 |
| Deposits held in domestic offices | $301,872,000 | 1,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,022,000 | 1,550 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,500,000 | 1,868 |
| Subordinated debt | $6,000,000 | 173 |
| All other liabilities | $1,667,000 | 2,698 |
| Total equity capital | $40,018,000 | 1,651 |
| Total bank equity capital | $40,018,000 | 1,651 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,448,000 | 694 |
| Surplus | $32,015,000 | 911 |
| Undivided profits | $1,555,000 | 6,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $762,000 | 3,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,776,000 | 2,385 |
| Earning assets | $328,699,000 | 1,826 |
| Long-term assets (5+ years) | $31,842,000 | 2,528 |
| Average Assets, year-to-date | $273,462,750 | 2,278 |
| Average Assets, quarterly | $327,769,000 | 1,962 |
| Volatile liabilities | $70,328,000 | 2,021 |
| Insider loans | $13,190,000 | 491 |
| FHLB advances | $18,500,000 | 1,763 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $89,101,000 | 1,145 |
| Tier 1 (core) risk-based capital | $27,093,000 | 2,326 |
| Tier 2 risk-based capital | $8,789,000 | 625 |
| Total risk weighted assets | $326,889,000 | 1,482 |
| Total unused commitments | $89,101,000 | 1,147 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 45 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $281,459,000 | 2,274 |
| Cash and due from depository institutions | $8,749,000 | 3,669 |
| Interest-bearing balances | $585,000 | 2,945 |
| Securities | $22,478,000 | 4,243 |
| Federal funds sold & reverse repurchase agreements | $28,623,000 | 418 |
| Net loans & leases | $215,207,000 | 2,053 |
| Loan loss allowance | $2,002,000 | 2,441 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,661,000 | 4,887 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,741,000 | 3,104 |
| Life insurance assets | $1,269,000 | 2,633 |
| Total liabilities and capital | $281,459,000 | 2,274 |
| Total liabilities | $263,593,000 | 2,178 |
| Total deposits | $236,809,000 | 2,166 |
| Interest-bearing deposits | $185,831,000 | 2,318 |
| Deposits held in domestic offices | $236,809,000 | 2,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,038,000 | 1,198 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $6,000,000 | 168 |
| All other liabilities | $746,000 | 4,232 |
| Total equity capital | $17,866,000 | 3,375 |
| Total bank equity capital | $17,866,000 | 3,375 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,447,000 | 674 |
| Surplus | $10,652,000 | 2,252 |
| Undivided profits | $767,000 | 7,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,142,000 | 3,225 |
| Earning assets | $266,893,000 | 2,200 |
| Long-term assets (5+ years) | $26,956,000 | 2,788 |
| Average Assets, year-to-date | $239,924,000 | 2,573 |
| Average Assets, quarterly | $257,107,000 | 2,440 |
| Volatile liabilities | $50,319,000 | 2,581 |
| Insider loans | $12,688,000 | 517 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $70,915,000 | 1,393 |
| Tier 1 (core) risk-based capital | $17,646,000 | 3,352 |
| Tier 2 risk-based capital | $8,002,000 | 667 |
| Total risk weighted assets | $239,988,000 | 1,942 |
| Total unused commitments | $70,915,000 | 1,394 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 48 | 3,469 |
| Assets and Liabilities | ||
| Total Assets: | $232,755,000 | 2,670 |
| Cash and due from depository institutions | $10,827,000 | 3,469 |
| Interest-bearing balances | $519,000 | 3,172 |
| Securities | $12,924,000 | 5,722 |
| Federal funds sold & reverse repurchase agreements | $8,779,000 | 1,699 |
| Net loans & leases | $194,083,000 | 2,205 |
| Loan loss allowance | $1,799,000 | 2,655 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,564,000 | 4,985 |
| Other real estate owned | $0 | 3,469 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,578,000 | 3,112 |
| Life insurance assets | $1,260,000 | 2,600 |
| Total liabilities and capital | $232,755,000 | 2,670 |
| Total liabilities | $215,266,000 | 2,595 |
| Total deposits | $200,885,000 | 2,491 |
| Interest-bearing deposits | $147,826,000 | 2,817 |
| Deposits held in domestic offices | $200,885,000 | 2,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,887 |
| Subordinated debt | $6,000,000 | 164 |
| All other liabilities | $381,000 | 5,845 |
| Total equity capital | $17,489,000 | 3,397 |
| Total bank equity capital | $17,489,000 | 3,397 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,447,000 | 653 |
| Surplus | $10,610,000 | 2,194 |
| Undivided profits | $432,000 | 7,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 6,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $971,000 | 3,510 |
| Earning assets | $216,305,000 | 2,624 |
| Long-term assets (5+ years) | $15,906,000 | 3,737 |
| Average Assets, year-to-date | $219,156,500 | 2,770 |
| Average Assets, quarterly | $219,156,500 | 2,770 |
| Volatile liabilities | $47,532,000 | 2,579 |
| Insider loans | $7,071,000 | 949 |
| FHLB advances | $8,000,000 | 2,765 |
| Loans and leases held for sale | $300,000 | 1,287 |
| Unused loan commitments | $79,449,000 | 1,237 |
| Tier 1 (core) risk-based capital | $17,280,000 | 3,374 |
| Tier 2 risk-based capital | $7,799,000 | 660 |
| Total risk weighted assets | $213,694,000 | 2,085 |
| Total unused commitments | $79,449,000 | 1,237 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $205,558,000 | 2,914 |
| Cash and due from depository institutions | $10,772,000 | 3,788 |
| Interest-bearing balances | $22,000 | 6,131 |
| Securities | $13,112,000 | 5,719 |
| Federal funds sold & reverse repurchase agreements | $10,380,000 | 1,325 |
| Net loans & leases | $165,775,000 | 2,468 |
| Loan loss allowance | $1,540,000 | 2,957 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,628,000 | 4,875 |
| Other real estate owned | $0 | 3,788 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,891,000 | 3,451 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $205,558,000 | 2,914 |
| Total liabilities | $188,369,000 | 2,866 |
| Total deposits | $182,004,000 | 2,707 |
| Interest-bearing deposits | $132,137,000 | 3,041 |
| Deposits held in domestic offices | $182,004,000 | 2,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $6,000,000 | 164 |
| All other liabilities | $365,000 | 5,855 |
| Total equity capital | $17,189,000 | 3,414 |
| Total bank equity capital | $17,189,000 | 3,414 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,447,000 | 642 |
| Surplus | $10,572,000 | 2,168 |
| Undivided profits | $170,000 | 7,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $711,000 | 4,549 |
| Earning assets | $189,289,000 | 2,896 |
| Long-term assets (5+ years) | $15,389,000 | 3,776 |
| Average Assets, year-to-date | $182,844,400 | 3,071 |
| Average Assets, quarterly | $200,312,500 | 2,943 |
| Volatile liabilities | $27,203,000 | 3,693 |
| Insider loans | $5,037,000 | 1,336 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $351,000 | 1,267 |
| Unused loan commitments | $81,273,000 | 1,178 |
| Tier 1 (core) risk-based capital | $17,060,000 | 3,361 |
| Tier 2 risk-based capital | $7,540,000 | 672 |
| Total risk weighted assets | $181,337,000 | 2,366 |
| Total unused commitments | $81,273,000 | 1,178 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 34 | 4,520 |
| Assets and Liabilities | ||
| Total Assets: | $195,067,000 | 2,979 |
| Cash and due from depository institutions | $11,020,000 | 4,520 |
| Interest-bearing balances | $4,457,000 | 1,192 |
| Securities | $13,406,000 | 5,638 |
| Federal funds sold & reverse repurchase agreements | $13,599,000 | 968 |
| Net loans & leases | $152,549,000 | 2,619 |
| Loan loss allowance | $1,365,000 | 3,256 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,602,000 | 4,887 |
| Other real estate owned | $0 | 4,520 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,891,000 | 4,115 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $195,067,000 | 2,979 |
| Total liabilities | $179,614,000 | 2,914 |
| Total deposits | $175,939,000 | 2,729 |
| Interest-bearing deposits | $130,672,000 | 3,012 |
| Deposits held in domestic offices | $175,939,000 | 2,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $3,000,000 | 195 |
| All other liabilities | $675,000 | 4,384 |
| Total equity capital | $15,453,000 | 3,686 |
| Total bank equity capital | $15,453,000 | 3,686 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,447,000 | 610 |
| Surplus | $10,572,000 | 2,107 |
| Undivided profits | $-1,566,000 | 8,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $744,000 | 4,379 |
| Earning assets | $184,011,000 | 2,902 |
| Long-term assets (5+ years) | $12,730,000 | 4,194 |
| Average Assets, year-to-date | $177,166,000 | 3,135 |
| Average Assets, quarterly | $197,841,000 | 2,924 |
| Volatile liabilities | $29,067,000 | 3,472 |
| Insider loans | $7,209,000 | 883 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $45,906,000 | 1,853 |
| Tier 1 (core) risk-based capital | $15,501,000 | 3,600 |
| Tier 2 risk-based capital | $4,365,000 | 1,082 |
| Total risk weighted assets | $161,480,000 | 2,563 |
| Total unused commitments | $45,906,000 | 1,855 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 33 | 4,627 |
| Assets and Liabilities | ||
| Total Assets: | $200,615,000 | 2,886 |
| Cash and due from depository institutions | $10,623,000 | 4,627 |
| Interest-bearing balances | $3,625,000 | 1,340 |
| Securities | $13,662,000 | 5,636 |
| Federal funds sold & reverse repurchase agreements | $38,526,000 | 319 |
| Net loans & leases | $130,591,000 | 2,890 |
| Loan loss allowance | $1,138,000 | 3,675 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,649,000 | 4,780 |
| Other real estate owned | $0 | 4,627 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,564,000 | 2,520 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $200,615,000 | 2,886 |
| Total liabilities | $185,693,000 | 2,820 |
| Total deposits | $182,230,000 | 2,603 |
| Interest-bearing deposits | $129,269,000 | 2,998 |
| Deposits held in domestic offices | $182,230,000 | 2,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,463,000 | 1,268 |
| Total equity capital | $14,922,000 | 3,734 |
| Total bank equity capital | $14,922,000 | 3,734 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,447,000 | 593 |
| Surplus | $10,572,000 | 2,051 |
| Undivided profits | $-2,097,000 | 8,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $615,000 | 4,703 |
| Earning assets | $186,404,000 | 2,850 |
| Long-term assets (5+ years) | $13,160,000 | 4,176 |
| Average Assets, year-to-date | $171,199,000 | 3,205 |
| Average Assets, quarterly | $184,386,500 | 3,034 |
| Volatile liabilities | $20,373,000 | 4,226 |
| Insider loans | $7,712,000 | 790 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $57,708,000 | 1,517 |
| Tier 1 (core) risk-based capital | $14,922,000 | 3,631 |
| Tier 2 risk-based capital | $1,138,000 | 3,481 |
| Total risk weighted assets | $149,591,000 | 2,681 |
| Total unused commitments | $57,708,000 | 1,517 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 31 | 4,822 |
| Assets and Liabilities | ||
| Total Assets: | $168,158,000 | 3,292 |
| Cash and due from depository institutions | $25,373,000 | 4,822 |
| Interest-bearing balances | $18,703,000 | 303 |
| Securities | $13,233,000 | 5,790 |
| Federal funds sold & reverse repurchase agreements | $14,561,000 | 847 |
| Net loans & leases | $111,055,000 | 3,261 |
| Loan loss allowance | $1,021,000 | 4,005 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,740,000 | 4,648 |
| Other real estate owned | $0 | 4,822 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,196,000 | 4,635 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $168,158,000 | 3,292 |
| Total liabilities | $157,201,000 | 3,189 |
| Total deposits | $156,912,000 | 2,936 |
| Interest-bearing deposits | $117,454,000 | 3,253 |
| Deposits held in domestic offices | $156,912,000 | 2,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $289,000 | 6,144 |
| Total equity capital | $10,957,000 | 4,684 |
| Total bank equity capital | $10,957,000 | 4,684 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,354,000 | 725 |
| Surplus | $5,506,000 | 3,363 |
| Undivided profits | $97,000 | 8,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $389,000 | 6,139 |
| Earning assets | $157,552,000 | 3,232 |
| Long-term assets (5+ years) | $8,786,000 | 5,002 |
| Average Assets, year-to-date | $156,491,000 | 3,464 |
| Average Assets, quarterly | $156,491,000 | 3,464 |
| Volatile liabilities | $23,841,000 | 3,748 |
| Insider loans | $7,100,000 | 841 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $46,190,000 | 1,762 |
| Tier 1 (core) risk-based capital | $10,985,000 | 4,594 |
| Tier 2 risk-based capital | $1,021,000 | 3,776 |
| Total risk weighted assets | $118,651,000 | 3,230 |
| Total unused commitments | $46,190,000 | 1,763 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 30 | 4,933 |
| Assets and Liabilities | ||
| Total Assets: | $144,824,000 | 3,707 |
| Cash and due from depository institutions | $11,059,000 | 4,933 |
| Interest-bearing balances | $6,901,000 | 820 |
| Securities | $11,349,000 | 6,217 |
| Federal funds sold & reverse repurchase agreements | $16,583,000 | 705 |
| Net loans & leases | $102,137,000 | 3,459 |
| Loan loss allowance | $1,021,000 | 3,958 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,667,000 | 4,766 |
| Other real estate owned | $0 | 4,933 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,029,000 | 4,817 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $144,824,000 | 3,707 |
| Total liabilities | $133,971,000 | 3,614 |
| Total deposits | $133,732,000 | 3,362 |
| Interest-bearing deposits | $96,763,000 | 3,802 |
| Deposits held in domestic offices | $133,732,000 | 3,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $239,000 | 6,495 |
| Total equity capital | $10,853,000 | 4,729 |
| Total bank equity capital | $10,853,000 | 4,729 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,354,000 | 711 |
| Surplus | $5,684,000 | 3,256 |
| Undivided profits | $-185,000 | 8,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $324,000 | 6,699 |
| Earning assets | $136,970,000 | 3,624 |
| Long-term assets (5+ years) | $4,343,000 | 6,248 |
| Average Assets, year-to-date | $99,267,800 | 4,760 |
| Average Assets, quarterly | $131,391,500 | 3,970 |
| Volatile liabilities | $23,953,000 | 3,642 |
| Insider loans | $6,345,000 | 940 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $40,713,000 | 1,877 |
| Tier 1 (core) risk-based capital | $10,860,000 | 4,597 |
| Tier 2 risk-based capital | $1,021,000 | 3,739 |
| Total risk weighted assets | $108,205,000 | 3,453 |
| Total unused commitments | $40,713,000 | 1,878 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $117,959,000 | 4,306 |
| Cash and due from depository institutions | $3,778,000 | 4,735 |
| Interest-bearing balances | $153,000 | 4,719 |
| Securities | $1,461,000 | 8,521 |
| Federal funds sold & reverse repurchase agreements | $25,284,000 | 442 |
| Net loans & leases | $85,175,000 | 3,937 |
| Loan loss allowance | $846,000 | 4,511 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $764,000 | 6,373 |
| Other real estate owned | $0 | 4,735 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,497,000 | 5,567 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $117,959,000 | 4,306 |
| Total liabilities | $107,751,000 | 4,246 |
| Total deposits | $107,498,000 | 3,948 |
| Interest-bearing deposits | $87,037,000 | 4,075 |
| Deposits held in domestic offices | $107,498,000 | 3,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $253,000 | 6,614 |
| Total equity capital | $10,208,000 | 4,924 |
| Total bank equity capital | $10,208,000 | 4,924 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,120,000 | 736 |
| Surplus | $7,573,000 | 2,553 |
| Undivided profits | $-2,485,000 | 8,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 7,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $265,000 | 7,349 |
| Earning assets | $112,073,000 | 4,198 |
| Long-term assets (5+ years) | $3,653,000 | 6,560 |
| Average Assets, year-to-date | $87,878,750 | 5,179 |
| Average Assets, quarterly | $101,815,000 | 4,725 |
| Volatile liabilities | $21,999,000 | 3,868 |
| Insider loans | $6,231,000 | 929 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $39,285,000 | 1,904 |
| Tier 1 (core) risk-based capital | $10,212,000 | 4,786 |
| Tier 2 risk-based capital | $846,000 | 4,239 |
| Total risk weighted assets | $96,929,000 | 3,703 |
| Total unused commitments | $39,285,000 | 1,907 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 21 | 6,203 |
| Assets and Liabilities | ||
| Total Assets: | $85,671,000 | 5,320 |
| Cash and due from depository institutions | $7,638,000 | 6,203 |
| Interest-bearing balances | $844,000 | 3,021 |
| Securities | $1,558,000 | 8,562 |
| Federal funds sold & reverse repurchase agreements | $2,507,000 | 3,117 |
| Net loans & leases | $71,843,000 | 4,389 |
| Loan loss allowance | $759,000 | 4,841 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $701,000 | 6,564 |
| Other real estate owned | $0 | 6,203 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,424,000 | 5,707 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $85,671,000 | 5,320 |
| Total liabilities | $79,182,000 | 5,232 |
| Total deposits | $79,034,000 | 4,955 |
| Interest-bearing deposits | $63,979,000 | 5,078 |
| Deposits held in domestic offices | $79,034,000 | 4,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $148,000 | 7,422 |
| Total equity capital | $6,489,000 | 6,384 |
| Total bank equity capital | $6,489,000 | 6,384 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,900,000 | 1,015 |
| Surplus | $6,050,000 | 3,010 |
| Undivided profits | $-3,461,000 | 8,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $223,000 | 7,607 |
| Earning assets | $76,752,000 | 5,419 |
| Long-term assets (5+ years) | $3,682,000 | 6,650 |
| Average Assets, year-to-date | $77,852,000 | 5,599 |
| Average Assets, quarterly | $85,047,000 | 5,319 |
| Volatile liabilities | $13,814,000 | 4,971 |
| Insider loans | $6,506,000 | 871 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $31,653,000 | 2,207 |
| Tier 1 (core) risk-based capital | $6,528,000 | 6,305 |
| Tier 2 risk-based capital | $759,000 | 4,518 |
| Total risk weighted assets | $72,280,000 | 4,535 |
| Total unused commitments | $31,653,000 | 2,213 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 20 | 6,352 |
| Assets and Liabilities | ||
| Total Assets: | $84,423,000 | 5,374 |
| Cash and due from depository institutions | $10,265,000 | 6,352 |
| Interest-bearing balances | $1,291,000 | 2,790 |
| Securities | $1,794,000 | 8,526 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $70,666,000 | 4,377 |
| Loan loss allowance | $699,000 | 5,047 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $529,000 | 7,042 |
| Other real estate owned | $0 | 6,352 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,169,000 | 6,037 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $84,423,000 | 5,374 |
| Total liabilities | $77,908,000 | 5,268 |
| Total deposits | $74,472,000 | 5,157 |
| Interest-bearing deposits | $54,628,000 | 5,639 |
| Deposits held in domestic offices | $74,472,000 | 5,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,300,000 | 1,791 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $136,000 | 7,727 |
| Total equity capital | $6,515,000 | 6,444 |
| Total bank equity capital | $6,515,000 | 6,444 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,900,000 | 1,008 |
| Surplus | $6,050,000 | 2,973 |
| Undivided profits | $-3,435,000 | 9,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $228,000 | 7,535 |
| Earning assets | $73,751,000 | 5,537 |
| Long-term assets (5+ years) | $3,571,000 | 6,657 |
| Average Assets, year-to-date | $73,942,500 | 5,779 |
| Average Assets, quarterly | $73,942,500 | 5,779 |
| Volatile liabilities | $11,290,000 | 5,396 |
| Insider loans | $6,468,000 | 852 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $27,559,000 | 2,349 |
| Tier 1 (core) risk-based capital | $6,519,000 | 6,264 |
| Tier 2 risk-based capital | $699,000 | 4,722 |
| Total risk weighted assets | $68,599,000 | 4,640 |
| Total unused commitments | $27,559,000 | 2,355 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 19 | 6,499 |
| Assets and Liabilities | ||
| Total Assets: | $63,462,000 | 6,291 |
| Cash and due from depository institutions | $7,552,000 | 6,499 |
| Interest-bearing balances | $5,024,000 | 1,199 |
| Securities | $1,913,000 | 8,574 |
| Federal funds sold & reverse repurchase agreements | $79,000 | 6,215 |
| Net loans & leases | $52,739,000 | 5,233 |
| Loan loss allowance | $519,000 | 5,918 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $552,000 | 7,009 |
| Other real estate owned | $0 | 6,499 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $627,000 | 7,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,462,000 | 6,291 |
| Total liabilities | $57,438,000 | 6,230 |
| Total deposits | $57,316,000 | 6,027 |
| Interest-bearing deposits | $46,097,000 | 6,190 |
| Deposits held in domestic offices | $57,316,000 | 6,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $122,000 | 7,865 |
| Total equity capital | $6,024,000 | 6,656 |
| Total bank equity capital | $6,024,000 | 6,656 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,900,000 | 1,014 |
| Surplus | $5,400,000 | 3,192 |
| Undivided profits | $-3,276,000 | 9,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $201,000 | 7,895 |
| Earning assets | $59,755,000 | 6,188 |
| Long-term assets (5+ years) | $5,645,000 | 6,034 |
| Average Assets, year-to-date | $46,704,200 | 7,104 |
| Average Assets, quarterly | $61,003,500 | 6,374 |
| Volatile liabilities | $5,538,000 | 7,012 |
| Insider loans | $2,180,000 | 2,439 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $13,870,000 | 3,574 |
| Tier 1 (core) risk-based capital | $6,038,000 | 6,485 |
| Tier 2 risk-based capital | $519,000 | 5,597 |
| Total risk weighted assets | $56,214,000 | 5,226 |
| Total unused commitments | $13,870,000 | 3,576 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 19 | 6,521 |
| Assets and Liabilities | ||
| Total Assets: | $58,545,000 | 6,549 |
| Cash and due from depository institutions | $15,301,000 | 6,521 |
| Interest-bearing balances | $13,196,000 | 592 |
| Securities | $2,046,000 | 8,548 |
| Federal funds sold & reverse repurchase agreements | $1,291,000 | 5,059 |
| Net loans & leases | $38,872,000 | 6,132 |
| Loan loss allowance | $380,000 | 6,895 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $557,000 | 7,012 |
| Other real estate owned | $0 | 6,521 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $478,000 | 8,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,545,000 | 6,549 |
| Total liabilities | $52,288,000 | 6,518 |
| Total deposits | $52,155,000 | 6,314 |
| Interest-bearing deposits | $43,669,000 | 6,350 |
| Deposits held in domestic offices | $52,155,000 | 6,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $133,000 | 8,055 |
| Total equity capital | $6,257,000 | 6,522 |
| Total bank equity capital | $6,257,000 | 6,522 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,900,000 | 1,008 |
| Surplus | $5,400,000 | 3,136 |
| Undivided profits | $-3,043,000 | 9,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $113,000 | 8,675 |
| Earning assets | $55,405,000 | 6,424 |
| Long-term assets (5+ years) | $7,456,000 | 5,576 |
| Average Assets, year-to-date | $42,514,750 | 7,378 |
| Average Assets, quarterly | $52,943,500 | 6,826 |
| Volatile liabilities | $5,677,000 | 7,010 |
| Insider loans | $1,570,000 | 3,085 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,790,000 | 4,328 |
| Tier 1 (core) risk-based capital | $6,281,000 | 6,367 |
| Tier 2 risk-based capital | $380,000 | 6,552 |
| Total risk weighted assets | $43,863,000 | 6,025 |
| Total unused commitments | $9,790,000 | 4,334 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 19 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $47,342,000 | 7,176 |
| Cash and due from depository institutions | $8,242,000 | 6,562 |
| Interest-bearing balances | $5,223,000 | 1,451 |
| Securities | $2,434,000 | 8,471 |
| Federal funds sold & reverse repurchase agreements | $4,052,000 | 3,400 |
| Net loans & leases | $31,561,000 | 6,697 |
| Loan loss allowance | $319,000 | 7,299 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $533,000 | 7,084 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $520,000 | 7,949 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,342,000 | 7,176 |
| Total liabilities | $41,282,000 | 7,205 |
| Total deposits | $41,171,000 | 7,044 |
| Interest-bearing deposits | $34,382,000 | 7,062 |
| Deposits held in domestic offices | $41,171,000 | 7,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $111,000 | 8,354 |
| Total equity capital | $6,060,000 | 6,632 |
| Total bank equity capital | $6,060,000 | 6,632 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,900,000 | 998 |
| Surplus | $4,900,000 | 3,334 |
| Undivided profits | $-2,740,000 | 9,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $109,000 | 8,726 |
| Earning assets | $43,270,000 | 7,167 |
| Long-term assets (5+ years) | $8,214,000 | 5,292 |
| Average Assets, year-to-date | $37,171,330 | 7,735 |
| Average Assets, quarterly | $42,058,000 | 7,436 |
| Volatile liabilities | $3,636,000 | 7,793 |
| Insider loans | $1,606,000 | 3,027 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,613,000 | 4,836 |
| Tier 1 (core) risk-based capital | $6,047,000 | 6,445 |
| Tier 2 risk-based capital | $319,000 | 7,005 |
| Total risk weighted assets | $35,848,000 | 6,576 |
| Total unused commitments | $7,613,000 | 4,847 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 18 | 6,694 |
| Assets and Liabilities | ||
| Total Assets: | $36,774,000 | 7,807 |
| Cash and due from depository institutions | $8,563,000 | 6,694 |
| Interest-bearing balances | $6,905,000 | 1,170 |
| Securities | $2,577,000 | 8,495 |
| Federal funds sold & reverse repurchase agreements | $1,204,000 | 6,027 |
| Net loans & leases | $23,377,000 | 7,411 |
| Loan loss allowance | $226,000 | 7,952 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $492,000 | 7,229 |
| Other real estate owned | $0 | 6,694 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $561,000 | 7,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,774,000 | 7,807 |
| Total liabilities | $30,264,000 | 7,935 |
| Total deposits | $30,105,000 | 7,823 |
| Interest-bearing deposits | $26,993,000 | 7,696 |
| Deposits held in domestic offices | $30,105,000 | 7,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $159,000 | 7,849 |
| Total equity capital | $6,510,000 | 6,310 |
| Total bank equity capital | $6,510,000 | 6,310 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,900,000 | 988 |
| Surplus | $4,900,000 | 3,293 |
| Undivided profits | $-2,290,000 | 9,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $121,000 | 8,687 |
| Earning assets | $34,063,000 | 7,758 |
| Long-term assets (5+ years) | $5,973,000 | 5,821 |
| Average Assets, year-to-date | $32,086,000 | 8,053 |
| Average Assets, quarterly | $32,086,000 | 8,053 |
| Volatile liabilities | $3,316,000 | 7,939 |
| Insider loans | $1,698,000 | 2,843 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,015,000 | 5,269 |
| Tier 1 (core) risk-based capital | $6,505,000 | 6,107 |
| Tier 2 risk-based capital | $226,000 | 7,757 |
| Total risk weighted assets | $27,581,000 | 7,268 |
| Total unused commitments | $6,015,000 | 5,283 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 17 | 6,858 |
| Assets and Liabilities | ||
| Total Assets: | $27,398,000 | 8,369 |
| Cash and due from depository institutions | $1,970,000 | 6,858 |
| Interest-bearing balances | $1,743,000 | 2,547 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $11,670,000 | 1,229 |
| Net loans & leases | $12,902,000 | 8,479 |
| Loan loss allowance | $130,000 | 8,653 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $496,000 | 7,249 |
| Other real estate owned | $0 | 6,858 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $360,000 | 8,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,398,000 | 8,369 |
| Total liabilities | $21,321,000 | 8,525 |
| Total deposits | $21,277,000 | 8,447 |
| Interest-bearing deposits | $19,745,000 | 8,296 |
| Deposits held in domestic offices | $21,277,000 | 8,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $44,000 | 9,130 |
| Total equity capital | $6,077,000 | 6,536 |
| Total bank equity capital | $6,077,000 | 6,536 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,900,000 | 980 |
| Surplus | $3,900,000 | 3,817 |
| Undivided profits | $-1,723,000 | 9,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $42,000 | 9,176 |
| Earning assets | $26,315,000 | 8,261 |
| Long-term assets (5+ years) | $1,857,000 | 7,303 |
| Average Assets, year-to-date | $19,770,500 | 8,772 |
| Average Assets, quarterly | $19,770,500 | 8,804 |
| Volatile liabilities | $2,463,000 | 8,390 |
| Insider loans | $1,368,000 | 3,272 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,871,000 | 5,604 |
| Tier 1 (core) risk-based capital | $6,077,000 | 6,319 |
| Tier 2 risk-based capital | $130,000 | 8,568 |
| Total risk weighted assets | $15,855,000 | 8,403 |
| Total unused commitments | $4,871,000 | 5,608 |
| Derivatives | $0 | 527 |