Home > Bank of Fife > Income and Expense

Bank of Fife, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$2,708,000	8,411
Total interest expense	$1,153,000	8,519
Net interest income	$1,555,000	8,138
Provision for loan and lease losses	$96,000	5,205
Total noninterest income	$152,000	8,980
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$125,000	6,977
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	10,012
Total noninterest expense	$958,000	8,847
Salaries and employee benefits	$494,000	8,933
Premises and equipment expense	$114,000	8,934
Additional noninterest expense	$350,000	8,355
Pre-tax net operating income	$653,000	7,153
Securities gains (losses)	$0	4,148
Applicable income taxes	$212,000	6,957
Income before extraordinary items	$441,000	7,303
Extraordinary gains, net	$0	53
Net income	$441,000	7,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$31,000	773
Net operating income	$441,000	7,253
1995-12-31 (YTD Data)		Rank
Total interest income	$2,080,000	9,593
Total interest expense	$807,000	9,919
Net interest income	$1,273,000	9,144
Provision for loan and lease losses	$48,000	6,309
Total noninterest income	$111,000	10,047
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$88,000	8,082
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	10,706
Total noninterest expense	$778,000	9,873
Salaries and employee benefits	$395,000	9,985
Premises and equipment expense	$102,000	9,565
Additional noninterest expense	$281,000	9,475
Pre-tax net operating income	$558,000	8,137
Securities gains (losses)	$0	3,831
Applicable income taxes	$191,000	7,580
Income before extraordinary items	$367,000	8,338
Extraordinary gains, net	$0	65
Net income	$367,000	8,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$34,000	674
Net operating income	$367,000	8,321
1994-12-31 (YTD Data)		Rank
Total interest income	$1,328,000	11,084
Total interest expense	$391,000	11,629
Net interest income	$937,000	10,608
Provision for loan and lease losses	$42,000	6,508
Total noninterest income	$70,000	11,488
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$54,000	9,555
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	11,718
Total noninterest expense	$686,000	10,762
Salaries and employee benefits	$341,000	10,839
Premises and equipment expense	$80,000	10,655
Additional noninterest expense	$265,000	10,347
Pre-tax net operating income	$279,000	10,284
Securities gains (losses)	$0	3,600
Applicable income taxes	$45,000	10,591
Income before extraordinary items	$234,000	9,875
Extraordinary gains, net	$0	249
Net income	$234,000	9,887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$19,000	1,022
Net operating income	$234,000	9,947
1993-12-31 (YTD Data)		Rank
Total interest income	$757,000	12,733
Total interest expense	$184,000	13,031
Net interest income	$573,000	12,317
Provision for loan and lease losses	$49,000	7,550
Total noninterest income	$49,000	12,571
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$41,000	10,371
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	12,880
Total noninterest expense	$504,000	12,148
Salaries and employee benefits	$250,000	12,195
Premises and equipment expense	$81,000	11,115
Additional noninterest expense	$173,000	12,113
Pre-tax net operating income	$69,000	12,062
Securities gains (losses)	$0	7,477
Applicable income taxes	$0	12,141
Income before extraordinary items	$69,000	12,105
Extraordinary gains, net	$0	3,149
Net income	$69,000	12,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$12,000	1,125
Net operating income	$69,000	11,942
1992-12-31 (YTD Data)		Rank
Total interest income	$151,000	13,874
Total interest expense	$25,000	13,873
Net interest income	$126,000	13,834
Provision for loan and lease losses	$28,000	10,112
Total noninterest income	$7,000	13,816
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$5,000	11,683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	13,804
Total noninterest expense	$290,000	13,589
Salaries and employee benefits	$144,000	13,589
Premises and equipment expense	$47,000	12,796
Additional noninterest expense	$99,000	13,543
Pre-tax net operating income	$-185,000	13,069
Securities gains (losses)	$0	8,369
Applicable income taxes	$0	12,680
Income before extraordinary items	$-185,000	13,162
Extraordinary gains, net	$0	1,422
Net income	$-185,000	13,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$1,997,000	316
Net operating income	$-185,000	13,042

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.