Home > Bank of Ferrum > Net Loans and Leases
Bank of Ferrum, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $106,725,000 | 2,612 |
| Loan loss allowance | $1,735,000 | 2,043 |
| Total loans and leases | $108,460,000 | 2,606 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $108,460,000 | 2,609 |
| All real estate loans | $81,838,000 | 2,356 |
| Real estate loans in domestic offices | $81,838,000 | 2,356 |
| Construction and development loans | $5,825,000 | 2,174 |
| Commercial RE | $12,596,000 | 3,315 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,617,000 | 2,392 |
| 1-4 family residential loans | $61,453,000 | 1,809 |
| Farmland loans | $347,000 | 5,676 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $457,000 | 5,191 |
| Commercial and industrial loans | $12,035,000 | 2,890 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $11,791,000 | 2,361 |
| Credit card loans | $820,000 | 1,608 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,971,000 | 2,357 |
| All other loans & leases | $2,339,000 | 1,461 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $1,365,000 | 941 |
| Other loans | $974,000 | 1,089 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $370,000 | 715 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $89,805,000 | 3,036 |
| Loan loss allowance | $1,118,000 | 3,052 |
| Total loans and leases | $90,923,000 | 3,037 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $90,923,000 | 3,041 |
| All real estate loans | $72,663,000 | 2,618 |
| Real estate loans in domestic offices | $72,663,000 | 2,618 |
| Construction and development loans | $7,119,000 | 1,839 |
| Commercial RE | $10,957,000 | 3,587 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,701,000 | 2,473 |
| 1-4 family residential loans | $52,600,000 | 2,133 |
| Farmland loans | $286,000 | 6,129 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $470,000 | 5,391 |
| Commercial and industrial loans | $8,555,000 | 3,722 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,211,000 | 3,124 |
| Credit card loans | $499,000 | 2,421 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,712,000 | 3,056 |
| All other loans & leases | $24,000 | 7,533 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $24,000 | 5,698 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $499,000 | 654 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $72,855,000 | 3,706 |
| Loan loss allowance | $800,000 | 4,226 |
| Total loans and leases | $73,655,000 | 3,709 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $73,655,000 | 3,718 |
| All real estate loans | $58,934,000 | 3,116 |
| Real estate loans in domestic offices | $58,934,000 | 3,116 |
| Construction and development loans | $7,172,000 | 1,887 |
| Commercial RE | $10,332,000 | 3,751 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,293,000 | 2,180 |
| 1-4 family residential loans | $38,935,000 | 2,809 |
| Farmland loans | $202,000 | 6,689 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $385,000 | 5,804 |
| Commercial and industrial loans | $6,044,000 | 4,651 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,254,000 | 3,547 |
| Credit card loans | $462,000 | 2,705 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,792,000 | 3,479 |
| All other loans & leases | $38,000 | 7,435 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $38,000 | 5,251 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $558,000 | 688 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $52,256,000 | 4,825 |
| Loan loss allowance | $614,000 | 5,212 |
| Total loans and leases | $52,870,000 | 4,836 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $52,870,000 | 4,846 |
| All real estate loans | $43,525,000 | 3,935 |
| Real estate loans in domestic offices | $43,525,000 | 3,935 |
| Construction and development loans | $3,920,000 | 2,760 |
| Commercial RE | $7,097,000 | 4,667 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,373,000 | 2,953 |
| 1-4 family residential loans | $30,919,000 | 3,294 |
| Farmland loans | $216,000 | 6,832 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $243,000 | 6,357 |
| Commercial and industrial loans | $4,200,000 | 5,696 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,804,000 | 5,324 |
| Credit card loans | $341,000 | 3,170 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,463,000 | 5,298 |
| All other loans & leases | $98,000 | 6,591 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $91,000 | 3,976 |
| Other loans | $7,000 | 7,750 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $43,143,000 | 5,490 |
| Loan loss allowance | $600,000 | 5,400 |
| Total loans and leases | $43,743,000 | 5,500 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $43,743,000 | 5,510 |
| All real estate loans | $35,013,000 | 4,580 |
| Real estate loans in domestic offices | $35,013,000 | 4,580 |
| Construction and development loans | $4,943,000 | 2,206 |
| Commercial RE | $5,092,000 | 5,588 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,321,000 | 3,116 |
| 1-4 family residential loans | $23,370,000 | 4,047 |
| Farmland loans | $287,000 | 6,687 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $125,000 | 7,067 |
| Commercial and industrial loans | $4,974,000 | 5,027 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,454,000 | 6,541 |
| Credit card loans | $123,000 | 4,635 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,331,000 | 6,416 |
| All other loans & leases | $177,000 | 5,936 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $177,000 | 3,475 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $217,000 | 1,091 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $40,844,000 | 5,627 |
| Loan loss allowance | $769,000 | 4,624 |
| Total loans and leases | $41,613,000 | 5,619 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $41,613,000 | 5,636 |
| All real estate loans | $31,603,000 | 4,897 |
| Real estate loans in domestic offices | $31,603,000 | 4,897 |
| Construction and development loans | $2,796,000 | 3,089 |
| Commercial RE | $5,007,000 | 5,710 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,635,000 | 2,807 |
| 1-4 family residential loans | $21,847,000 | 4,251 |
| Farmland loans | $318,000 | 6,667 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $237,000 | 6,825 |
| Commercial and industrial loans | $5,699,000 | 4,598 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,815,000 | 6,227 |
| Credit card loans | $113,000 | 4,810 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,702,000 | 6,055 |
| All other loans & leases | $259,000 | 5,446 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $259,000 | 3,135 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $156,000 | 1,256 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $35,342,000 | 6,270 |
| Loan loss allowance | $625,000 | 5,475 |
| Total loans and leases | $35,967,000 | 6,267 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $35,967,000 | 6,284 |
| All real estate loans | $26,689,000 | 5,537 |
| Real estate loans in domestic offices | $26,689,000 | 5,536 |
| Construction and development loans | $972,000 | 5,205 |
| Commercial RE | $3,185,000 | 7,081 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $986,000 | 3,609 |
| 1-4 family residential loans | $21,316,000 | 4,421 |
| Farmland loans | $230,000 | 7,163 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $247,000 | 6,926 |
| Commercial and industrial loans | $4,711,000 | 5,315 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,967,000 | 6,273 |
| Credit card loans | $110,000 | 4,907 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,857,000 | 6,130 |
| All other loans & leases | $353,000 | 5,116 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $339,000 | 2,943 |
| Other loans | $14,000 | 7,563 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $451,000 | 971 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $8,000 | 4,947 |
| Non 1-4 family restructured loans & leases | $8,000 | 4,947 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |