Home > Bank of Ferrum > Loan Charge- Offs and Recoveries

Bank of Ferrum, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$279,0002,459
Loans secured by real estate, total$144,0001,018
To non-U.S. addresseesNANA
Real estate loans in domestic offices$144,0001,016
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$7,0002,984
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$137,000436
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$55,0003,192
Loans to individuals$80,0002,814
Credit card loan charge offs$18,0001,549
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$62,0002,930
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$9,0006,582
Loans secured by real estate, total$03,922
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,193
Loans to individuals$9,0004,441
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$9,0004,124
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$270,0002,000
Loans secured by real estate, total$144,000781
To non-U.S. addresseesNANA
Real estate loans in domestic offices$144,000778
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$7,0002,559
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$137,000326
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$55,0002,599
To non-U.S. addresseesNANA
Loans to individuals$71,0002,415
Credit card loan net charge offs$18,0001,375
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$53,0002,510
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$92,0005,021
Loans secured by real estate, total$3,0004,470
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0004,468
Construction and land development$3,000604
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$04,103
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0006,736
Loans to individuals$88,0002,795
Credit card loan charge offs$8,0002,393
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$80,0002,602
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$11,0006,658
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0005,633
Loans to individuals$9,0004,544
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$9,0004,256
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$81,0004,217
Loans secured by real estate, total$3,0003,684
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0003,680
Construction and land development$3,000521
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$03,512
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-1,0008,786
To non-U.S. addresseesNANA
Loans to individuals$79,0002,414
Credit card loan net charge offs$8,0002,195
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$71,0002,239
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$70,0005,858
Loans secured by real estate, total$05,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$40,0003,957
Loans to individuals$30,0004,904
Credit card loan charge offs$4,0003,025
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$26,0004,640
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$4,0008,462
Loans secured by real estate, total$1,0004,256
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0004,255
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$1,0001,780
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0006,555
Loans to individuals$2,0007,127
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0006,787
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$66,0004,754
Loans secured by real estate, total$-1,0009,322
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-1,0009,351
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-1,00010,245
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$39,0003,081
To non-U.S. addresseesNANA
Loans to individuals$28,0004,158
Credit card loan net charge offs$4,0002,808
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$24,0003,919
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$55,0006,352
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$33,0004,190
Loans to individuals$22,0005,325
Credit card loan charge offs$1,0003,596
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$21,0004,931
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$9,0007,883
Loans secured by real estate, total$3,0003,971
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0003,968
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$1,0003,420
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$2,0001,843
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0006,590
Loans to individuals$4,0006,504
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$4,0006,188
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$46,0005,295
Loans secured by real estate, total$-3,00010,033
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-3,00010,061
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$-1,00010,159
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$-2,00010,829
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$31,0003,204
To non-U.S. addresseesNANA
Loans to individuals$18,0004,594
Credit card loan net charge offs$1,0003,346
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$17,0004,172
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$288,0002,712
Loans secured by real estate, total$41,0002,994
To non-U.S. addresseesNANA
Real estate loans in domestic offices$41,0002,994
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$8,0003,622
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$33,0001,602
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$233,0001,306
Loans to individuals$14,0006,364
Credit card loan charge offs$1,0003,518
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$13,0006,053
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$24,0006,441
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$11,0005,061
Loans to individuals$13,0004,355
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$13,0004,089
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$264,0002,089
Loans secured by real estate, total$41,0002,408
To non-U.S. addresseesNANA
Real estate loans in domestic offices$41,0002,409
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$8,0003,017
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$33,0001,338
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$222,000924
To non-U.S. addresseesNANA
Loans to individuals$1,0007,983
Credit card loan net charge offs$1,0003,225
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,947
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$19,0009,814
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0007,946
Loans to individuals$15,0006,797
Credit card loan charge offs$1,0003,705
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$14,0006,433
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$3,00010,543
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0007,389
Loans to individuals$010,087
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$09,819
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$16,0008,052
Loans secured by real estate, total$06,077
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,070
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0006,548
To non-U.S. addresseesNANA
Loans to individuals$15,0005,263
Credit card loan net charge offs$1,0003,421
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$14,0004,831
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$121,0006,608
Loans secured by real estate, total$17,0005,929
To non-U.S. addresseesNANA
Real estate loans in domestic offices$17,0005,929
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$17,0004,096
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$96,0004,198
Loans to individuals$8,0008,912
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$8,0008,471
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$23,0007,372
Loans secured by real estate, total$1,0005,629
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0005,622
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$1,0004,105
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$6,0006,850
Loans to individuals$16,0004,400
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$16,0004,115
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$98,0005,971
Loans secured by real estate, total$16,0005,290
To non-U.S. addresseesNANA
Real estate loans in domestic offices$16,0005,289
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$16,0003,657
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$90,0003,542
To non-U.S. addresseesNANA
Loans to individuals$-8,00013,537
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-8,00013,477
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.