Home > Bank of Everett > Income and Expense

Bank of Everett, Income and Expense

2009-12-31 (YTD Data)Rank
Total interest income$2,261,0006,869
Total interest expense$741,0006,601
Net interest income$1,520,0006,887
Provision for loan and lease losses$1,206,0003,199
Total noninterest income$123,0006,794
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$25,0006,842
Trading account gains and fees$0211
Additional Noninterest Income$98,0005,668
Total noninterest expense$1,921,0006,325
Salaries and employee benefits$960,0006,326
Premises and equipment expense$251,0006,052
Additional noninterest expense$710,0006,103
Pre-tax net operating income$-1,484,0006,433
Securities gains (losses)$03,754
Applicable income taxes$1,186,000855
Income before extraordinary items$-2,670,0006,925
Extraordinary gains, net$034
Net income$-2,670,0006,926
Minority interest net income$0115
Net income of bank and minority interests.$-2,670,0006,926
Net charge-offs$215,0004,910
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,670,0006,933
2009-09-30 (YTD Data)Rank
Total interest income$1,696,0006,963
Total interest expense$577,0006,675
Net interest income$1,119,0006,960
Provision for loan and lease losses$679,0003,330
Total noninterest income$93,0006,913
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$18,0006,902
Trading account gains and fees$0212
Additional Noninterest Income$75,0005,778
Total noninterest expense$1,395,0006,415
Salaries and employee benefits$674,0006,483
Premises and equipment expense$187,0006,116
Additional noninterest expense$534,0006,102
Pre-tax net operating income$-862,0006,579
Securities gains (losses)$03,497
Applicable income taxes$1,186,000739
Income before extraordinary items$-2,048,0007,189
Extraordinary gains, net$027
Net income$-2,048,0007,189
Minority interest net income$0118
Net income of bank and minority interests.$-2,048,0007,188
Net charge-offs$175,0004,406
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,048,0007,180
2009-06-30 (YTD Data)Rank
Total interest income$1,125,0007,030
Total interest expense$396,0006,728
Net interest income$729,0007,031
Provision for loan and lease losses$1,015,0002,047
Total noninterest income$67,0006,875
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$11,0006,975
Trading account gains and fees$0193
Additional Noninterest Income$56,0005,675
Total noninterest expense$935,0006,452
Salaries and employee benefits$449,0006,569
Premises and equipment expense$126,0006,151
Additional noninterest expense$360,0006,090
Pre-tax net operating income$-1,154,0007,095
Securities gains (losses)$03,136
Applicable income taxes$-391,0007,510
Income before extraordinary items$-763,0007,000
Extraordinary gains, net$021
Net income$-763,0007,000
Minority interest net income$0112
Net income of bank and minority interests.$-763,0007,000
Net charge-offs$151,0003,769
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-763,0006,985
2009-03-31 (YTD Data)Rank
Total interest income$545,0007,127
Total interest expense$206,0006,753
Net interest income$339,0007,169
Provision for loan and lease losses$328,0002,199
Total noninterest income$36,0006,805
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$6,0006,959
Trading account gains and fees$0171
Additional Noninterest Income$30,0005,617
Total noninterest expense$471,0006,404
Salaries and employee benefits$244,0006,445
Premises and equipment expense$63,0006,194
Additional noninterest expense$164,0006,092
Pre-tax net operating income$-424,0007,239
Securities gains (losses)$02,434
Applicable income taxes$-143,0007,635
Income before extraordinary items$-281,0007,169
Extraordinary gains, net$015
Net income$-281,0007,169
Minority interest net income$0102
Net income of bank and minority interests.$-281,0007,170
Net charge-offs$14,0004,567
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-281,0007,112
2008-12-31 (YTD Data)Rank
Total interest income$2,038,0007,307
Total interest expense$862,0007,019
Net interest income$1,176,0007,393
Provision for loan and lease losses$768,0003,112
Total noninterest income$106,0007,244
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$16,0007,095
Trading account gains and fees$0154
Additional Noninterest Income$90,0006,062
Total noninterest expense$1,959,0006,283
Salaries and employee benefits$1,134,0006,128
Premises and equipment expense$253,0006,222
Additional noninterest expense$572,0006,338
Pre-tax net operating income$-1,445,0007,199
Securities gains (losses)$03,220
Applicable income taxes$-489,0007,490
Income before extraordinary items$-956,0006,965
Extraordinary gains, net$039
Net income$-956,0006,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0002,797
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-956,0007,088
2008-09-30 (YTD Data)Rank
Total interest income$1,472,0007,438
Total interest expense$623,0007,189
Net interest income$849,0007,508
Provision for loan and lease losses$592,0002,501
Total noninterest income$69,0007,507
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$10,0007,175
Trading account gains and fees$0148
Additional Noninterest Income$59,0006,377
Total noninterest expense$1,504,0006,218
Salaries and employee benefits$888,0006,022
Premises and equipment expense$188,0006,254
Additional noninterest expense$428,0006,308
Pre-tax net operating income$-1,178,0007,617
Securities gains (losses)$03,106
Applicable income taxes$-399,0007,828
Income before extraordinary items$-779,0007,392
Extraordinary gains, net$031
Net income$-779,0007,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,956
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-779,0007,509
2008-06-30 (YTD Data)Rank
Total interest income$940,0007,566
Total interest expense$411,0007,321
Net interest income$529,0007,628
Provision for loan and lease losses$557,0001,790
Total noninterest income$53,0007,420
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$5,0007,264
Trading account gains and fees$0149
Additional Noninterest Income$48,0006,189
Total noninterest expense$1,017,0006,234
Salaries and employee benefits$607,0006,014
Premises and equipment expense$125,0006,294
Additional noninterest expense$285,0006,305
Pre-tax net operating income$-992,0007,907
Securities gains (losses)$03,233
Applicable income taxes$-336,0008,093
Income before extraordinary items$-656,0007,809
Extraordinary gains, net$021
Net income$-656,0007,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,314
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-656,0007,788
2008-03-31 (YTD Data)Rank
Total interest income$475,0007,635
Total interest expense$207,0007,435
Net interest income$268,0007,658
Provision for loan and lease losses$97,0002,780
Total noninterest income$16,0007,860
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,0007,305
Trading account gains and fees$0158
Additional Noninterest Income$14,0006,895
Total noninterest expense$491,0006,341
Salaries and employee benefits$299,0006,092
Premises and equipment expense$62,0006,354
Additional noninterest expense$130,0006,526
Pre-tax net operating income$-304,0007,915
Securities gains (losses)$02,688
Applicable income taxes$-103,0008,145
Income before extraordinary items$-201,0007,841
Extraordinary gains, net$015
Net income$-201,0007,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-201,0007,810
2007-12-31 (YTD Data)Rank
Total interest income$1,879,0007,646
Total interest expense$581,0007,836
Net interest income$1,298,0007,379
Provision for loan and lease losses$296,0003,230
Total noninterest income$28,0008,185
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,0007,400
Trading account gains and fees$0178
Additional Noninterest Income$24,0007,697
Total noninterest expense$1,989,0006,232
Salaries and employee benefits$1,250,0005,860
Premises and equipment expense$243,0006,324
Additional noninterest expense$496,0006,602
Pre-tax net operating income$-959,0008,036
Securities gains (losses)$02,146
Applicable income taxes$-323,0008,223
Income before extraordinary items$-636,0007,968
Extraordinary gains, net$039
Net income$-636,0007,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-636,0007,959
2007-09-30 (YTD Data)Rank
Total interest income$1,379,0007,715
Total interest expense$399,0007,953
Net interest income$980,0007,420
Provision for loan and lease losses$168,0003,328
Total noninterest income$24,0008,215
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,0007,429
Trading account gains and fees$0184
Additional Noninterest Income$21,0007,635
Total noninterest expense$1,490,0006,227
Salaries and employee benefits$940,0005,835
Premises and equipment expense$183,0006,296
Additional noninterest expense$367,0006,613
Pre-tax net operating income$-654,0008,162
Securities gains (losses)$01,655
Applicable income taxes$-221,0008,334
Income before extraordinary items$-433,0008,102
Extraordinary gains, net$033
Net income$-433,0008,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-433,0008,088
2007-06-30 (YTD Data)Rank
Total interest income$898,0007,794
Total interest expense$255,0008,030
Net interest income$643,0007,513
Provision for loan and lease losses$138,0002,777
Total noninterest income$18,0008,243
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,0007,481
Trading account gains and fees$0168
Additional Noninterest Income$16,0007,569
Total noninterest expense$983,0006,295
Salaries and employee benefits$619,0005,910
Premises and equipment expense$120,0006,367
Additional noninterest expense$244,0006,648
Pre-tax net operating income$-460,0008,277
Securities gains (losses)$01,444
Applicable income taxes$-155,0008,440
Income before extraordinary items$-305,0008,206
Extraordinary gains, net$029
Net income$-305,0008,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-305,0008,196
2007-03-31 (YTD Data)Rank
Total interest income$436,0007,871
Total interest expense$120,0008,125
Net interest income$316,0007,568
Provision for loan and lease losses$133,0001,644
Total noninterest income$8,0008,315
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,0007,501
Trading account gains and fees$0195
Additional Noninterest Income$7,0007,693
Total noninterest expense$480,0006,386
Salaries and employee benefits$300,0006,056
Premises and equipment expense$59,0006,441
Additional noninterest expense$121,0006,672
Pre-tax net operating income$-289,0008,405
Securities gains (losses)$01,187
Applicable income taxes$-98,0008,511
Income before extraordinary items$-191,0008,322
Extraordinary gains, net$022
Net income$-191,0008,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-191,0008,309
2006-12-31 (YTD Data)Rank
Total interest income$476,0008,550
Total interest expense$184,0008,435
Net interest income$292,0008,564
Provision for loan and lease losses$122,0004,359
Total noninterest income$30,0008,345
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$30,0007,694
Total noninterest expense$1,307,0007,220
Salaries and employee benefits$793,0006,978
Premises and equipment expense$157,0007,169
Additional noninterest expense$357,0007,275
Pre-tax net operating income$-1,107,0008,450
Securities gains (losses)$01,687
Applicable income taxes$-374,0008,541
Income before extraordinary items$-733,0008,386
Extraordinary gains, net$051
Net income$-733,0008,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$8,500,000240
Net operating income$-733,0008,372
2006-09-30 (YTD Data)Rank
Total interest income$182,0008,687
Total interest expense$69,0008,600
Net interest income$113,0008,699
Provision for loan and lease losses$40,0005,377
Total noninterest income$23,0008,429
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$23,0007,743
Total noninterest expense$824,0007,560
Salaries and employee benefits$491,0007,416
Premises and equipment expense$99,0007,479
Additional noninterest expense$234,0007,520
Pre-tax net operating income$-728,0008,515
Securities gains (losses)$01,388
Applicable income taxes$-247,0008,641
Income before extraordinary items$-481,0008,467
Extraordinary gains, net$045
Net income$-481,0008,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$8,500,000181
Net operating income$-481,0008,457
2006-06-30 (YTD Data)Rank
Total interest income$08,776
Total interest expense$08,755
Net interest income$08,772
Provision for loan and lease losses$06,419
Total noninterest income$17,0008,465
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$17,0007,713
Total noninterest expense$339,0008,249
Salaries and employee benefits$216,0008,101
Premises and equipment expense$40,0008,075
Additional noninterest expense$83,0008,347
Pre-tax net operating income$-322,0008,482
Securities gains (losses)$01,185
Applicable income taxes$-110,0008,637
Income before extraordinary items$-212,0008,436
Extraordinary gains, net$039
Net income$-212,0008,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$8,500,000121
Net operating income$-212,0008,432

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.