Home > Bank of Evansville > Income and Expense
Bank of Evansville, Income and Expense
2010-12-31 (YTD Data) | Rank | |
Total interest income | $13,809,000 | 2,191 |
Total interest expense | $4,381,000 | 1,839 |
Net interest income | $9,428,000 | 2,315 |
Provision for loan and lease losses | $1,840,000 | 2,190 |
Total noninterest income | $546,000 | 4,411 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $309,000 | 3,575 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $237,000 | 4,328 |
Total noninterest expense | $7,247,000 | 2,658 |
Salaries and employee benefits | $3,713,000 | 2,586 |
Premises and equipment expense | $693,000 | 3,325 |
Additional noninterest expense | $2,841,000 | 2,386 |
Pre-tax net operating income | $887,000 | 3,593 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $256,000 | 2,504 |
Income before extraordinary items | $631,000 | 3,999 |
Extraordinary gains, net | $0 | 29 |
Net income | $631,000 | 3,998 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $631,000 | 3,999 |
Net charge-offs | $2,249,000 | 1,737 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $631,000 | 3,862 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $10,476,000 | 2,211 |
Total interest expense | $3,248,000 | 1,920 |
Net interest income | $7,228,000 | 2,318 |
Provision for loan and lease losses | $1,100,000 | 2,385 |
Total noninterest income | $747,000 | 3,279 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $223,000 | 3,723 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $524,000 | 2,693 |
Total noninterest expense | $5,258,000 | 2,723 |
Salaries and employee benefits | $2,778,000 | 2,603 |
Premises and equipment expense | $476,000 | 3,620 |
Additional noninterest expense | $2,004,000 | 2,475 |
Pre-tax net operating income | $1,617,000 | 2,243 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $599,000 | 1,472 |
Income before extraordinary items | $1,018,000 | 2,855 |
Extraordinary gains, net | $0 | 23 |
Net income | $1,018,000 | 2,849 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $1,018,000 | 2,854 |
Net charge-offs | $2,010,000 | 1,505 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $1,018,000 | 2,718 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $7,000,000 | 2,239 |
Total interest expense | $2,114,000 | 2,046 |
Net interest income | $4,886,000 | 2,279 |
Provision for loan and lease losses | $1,100,000 | 1,842 |
Total noninterest income | $365,000 | 3,827 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $142,000 | 3,803 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $223,000 | 3,322 |
Total noninterest expense | $3,532,000 | 2,709 |
Salaries and employee benefits | $1,786,000 | 2,711 |
Premises and equipment expense | $317,000 | 3,656 |
Additional noninterest expense | $1,429,000 | 2,352 |
Pre-tax net operating income | $619,000 | 3,242 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $243,000 | 1,945 |
Income before extraordinary items | $376,000 | 3,889 |
Extraordinary gains, net | $0 | 19 |
Net income | $376,000 | 3,887 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $376,000 | 3,888 |
Net charge-offs | $1,842,000 | 1,196 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $376,000 | 3,779 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $3,487,000 | 2,299 |
Total interest expense | $1,037,000 | 2,193 |
Net interest income | $2,450,000 | 2,298 |
Provision for loan and lease losses | $175,000 | 3,173 |
Total noninterest income | $152,000 | 4,247 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $70,000 | 3,833 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $82,000 | 3,862 |
Total noninterest expense | $1,635,000 | 2,913 |
Salaries and employee benefits | $885,000 | 2,776 |
Premises and equipment expense | $162,000 | 3,682 |
Additional noninterest expense | $588,000 | 2,749 |
Pre-tax net operating income | $792,000 | 1,633 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $313,000 | 1,019 |
Income before extraordinary items | $479,000 | 2,221 |
Extraordinary gains, net | $0 | 16 |
Net income | $479,000 | 2,220 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $479,000 | 2,221 |
Net charge-offs | $160,000 | 2,658 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $479,000 | 2,129 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $13,858,000 | 2,410 |
Total interest expense | $4,759,000 | 2,369 |
Net interest income | $9,099,000 | 2,398 |
Provision for loan and lease losses | $1,215,000 | 3,192 |
Total noninterest income | $1,104,000 | 3,153 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $346,000 | 3,614 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $758,000 | 2,545 |
Total noninterest expense | $6,722,000 | 2,893 |
Salaries and employee benefits | $3,520,000 | 2,769 |
Premises and equipment expense | $681,000 | 3,544 |
Additional noninterest expense | $2,521,000 | 2,718 |
Pre-tax net operating income | $2,266,000 | 1,717 |
Securities gains (losses) | $115,000 | 2,023 |
Applicable income taxes | $905,000 | 1,044 |
Income before extraordinary items | $1,476,000 | 2,142 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,476,000 | 2,140 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $1,476,000 | 2,142 |
Net charge-offs | $1,050,000 | 2,802 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $1,402,400 | 2,193 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $10,312,000 | 2,469 |
Total interest expense | $3,677,000 | 2,401 |
Net interest income | $6,635,000 | 2,453 |
Provision for loan and lease losses | $990,000 | 2,797 |
Total noninterest income | $846,000 | 3,156 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $252,000 | 3,681 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $594,000 | 2,538 |
Total noninterest expense | $5,077,000 | 2,869 |
Salaries and employee benefits | $2,608,000 | 2,824 |
Premises and equipment expense | $511,000 | 3,566 |
Additional noninterest expense | $1,958,000 | 2,620 |
Pre-tax net operating income | $1,414,000 | 2,150 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $557,000 | 1,311 |
Income before extraordinary items | $857,000 | 2,744 |
Extraordinary gains, net | $0 | 27 |
Net income | $857,000 | 2,741 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $857,000 | 2,744 |
Net charge-offs | $489,000 | 3,078 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $857,000 | 2,695 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $6,870,000 | 2,506 |
Total interest expense | $2,539,000 | 2,415 |
Net interest income | $4,331,000 | 2,494 |
Provision for loan and lease losses | $740,000 | 2,428 |
Total noninterest income | $596,000 | 3,056 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $159,000 | 3,768 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $437,000 | 2,420 |
Total noninterest expense | $3,425,000 | 2,870 |
Salaries and employee benefits | $1,758,000 | 2,835 |
Premises and equipment expense | $338,000 | 3,617 |
Additional noninterest expense | $1,329,000 | 2,593 |
Pre-tax net operating income | $762,000 | 2,595 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $301,000 | 1,525 |
Income before extraordinary items | $461,000 | 3,253 |
Extraordinary gains, net | $0 | 21 |
Net income | $461,000 | 3,248 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $461,000 | 3,251 |
Net charge-offs | $579,000 | 2,178 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $461,000 | 3,135 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $3,441,000 | 2,525 |
Total interest expense | $1,355,000 | 2,349 |
Net interest income | $2,086,000 | 2,606 |
Provision for loan and lease losses | $210,000 | 2,775 |
Total noninterest income | $282,000 | 3,136 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $65,000 | 4,118 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $217,000 | 2,399 |
Total noninterest expense | $1,542,000 | 3,068 |
Salaries and employee benefits | $849,000 | 2,955 |
Premises and equipment expense | $174,000 | 3,586 |
Additional noninterest expense | $519,000 | 2,912 |
Pre-tax net operating income | $616,000 | 2,011 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $243,000 | 1,246 |
Income before extraordinary items | $373,000 | 2,706 |
Extraordinary gains, net | $0 | 15 |
Net income | $373,000 | 2,704 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $373,000 | 2,707 |
Net charge-offs | $141,000 | 2,485 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $373,000 | 2,567 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $16,199,000 | 2,310 |
Total interest expense | $6,962,000 | 2,210 |
Net interest income | $9,237,000 | 2,371 |
Provision for loan and lease losses | $1,712,000 | 1,992 |
Total noninterest income | $2,034,000 | 2,118 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $272,000 | 4,187 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $1,762,000 | 1,426 |
Total noninterest expense | $6,781,000 | 2,761 |
Salaries and employee benefits | $3,393,000 | 2,917 |
Premises and equipment expense | $625,000 | 3,804 |
Additional noninterest expense | $2,763,000 | 2,165 |
Pre-tax net operating income | $2,778,000 | 1,925 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $1,113,000 | 1,100 |
Income before extraordinary items | $1,665,000 | 2,339 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,665,000 | 2,338 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $478,000 | 2,860 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $1,665,000 | 2,467 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $12,431,000 | 2,321 |
Total interest expense | $5,382,000 | 2,237 |
Net interest income | $7,049,000 | 2,346 |
Provision for loan and lease losses | $842,000 | 2,028 |
Total noninterest income | $1,884,000 | 1,852 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $198,000 | 4,280 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $1,686,000 | 1,257 |
Total noninterest expense | $5,161,000 | 2,713 |
Salaries and employee benefits | $2,551,000 | 2,927 |
Premises and equipment expense | $454,000 | 3,912 |
Additional noninterest expense | $2,156,000 | 2,020 |
Pre-tax net operating income | $2,930,000 | 1,667 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $1,171,000 | 1,024 |
Income before extraordinary items | $1,759,000 | 2,007 |
Extraordinary gains, net | $0 | 31 |
Net income | $1,759,000 | 2,006 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $231,000 | 2,877 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $1,759,000 | 2,105 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $8,336,000 | 2,345 |
Total interest expense | $3,704,000 | 2,249 |
Net interest income | $4,632,000 | 2,370 |
Provision for loan and lease losses | $497,000 | 1,933 |
Total noninterest income | $798,000 | 2,613 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $115,000 | 4,568 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $683,000 | 1,831 |
Total noninterest expense | $3,220,000 | 2,868 |
Salaries and employee benefits | $1,711,000 | 2,940 |
Premises and equipment expense | $272,000 | 4,275 |
Additional noninterest expense | $1,237,000 | 2,280 |
Pre-tax net operating income | $1,713,000 | 1,944 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $679,000 | 1,259 |
Income before extraordinary items | $1,034,000 | 2,501 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,034,000 | 2,501 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $117,000 | 2,838 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $1,034,000 | 2,463 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $4,245,000 | 2,367 |
Total interest expense | $2,045,000 | 2,202 |
Net interest income | $2,200,000 | 2,485 |
Provision for loan and lease losses | $230,000 | 1,673 |
Total noninterest income | $398,000 | 2,609 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $52,000 | 4,734 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $346,000 | 1,800 |
Total noninterest expense | $1,589,000 | 2,902 |
Salaries and employee benefits | $854,000 | 2,982 |
Premises and equipment expense | $166,000 | 3,697 |
Additional noninterest expense | $569,000 | 2,421 |
Pre-tax net operating income | $779,000 | 2,206 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $309,000 | 1,443 |
Income before extraordinary items | $470,000 | 2,838 |
Extraordinary gains, net | $0 | 15 |
Net income | $470,000 | 2,840 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,488 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $470,000 | 2,759 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $17,835,000 | 2,308 |
Total interest expense | $9,094,000 | 2,098 |
Net interest income | $8,741,000 | 2,524 |
Provision for loan and lease losses | $2,607,000 | 682 |
Total noninterest income | $1,507,000 | 2,708 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $243,000 | 4,516 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $1,264,000 | 1,894 |
Total noninterest expense | $6,035,000 | 2,951 |
Salaries and employee benefits | $3,097,000 | 3,137 |
Premises and equipment expense | $602,000 | 3,831 |
Additional noninterest expense | $2,336,000 | 2,315 |
Pre-tax net operating income | $1,606,000 | 3,783 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $656,000 | 2,382 |
Income before extraordinary items | $950,000 | 4,427 |
Extraordinary gains, net | $0 | 39 |
Net income | $950,000 | 4,429 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,554,000 | 519 |
Cash dividends | $300,000 | 4,401 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $950,000 | 4,422 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $13,336,000 | 2,325 |
Total interest expense | $6,940,000 | 2,062 |
Net interest income | $6,396,000 | 2,588 |
Provision for loan and lease losses | $158,000 | 3,406 |
Total noninterest income | $1,105,000 | 2,728 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $184,000 | 4,511 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $921,000 | 1,936 |
Total noninterest expense | $4,264,000 | 3,070 |
Salaries and employee benefits | $2,285,000 | 3,172 |
Premises and equipment expense | $418,000 | 4,032 |
Additional noninterest expense | $1,561,000 | 2,523 |
Pre-tax net operating income | $3,079,000 | 2,055 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $1,232,000 | 1,419 |
Income before extraordinary items | $1,847,000 | 2,549 |
Extraordinary gains, net | $0 | 33 |
Net income | $1,847,000 | 2,547 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 4,682 |
Cash dividends | $300,000 | 3,601 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $1,847,000 | 2,518 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $8,824,000 | 2,362 |
Total interest expense | $4,682,000 | 2,049 |
Net interest income | $4,142,000 | 2,674 |
Provision for loan and lease losses | $83,000 | 3,633 |
Total noninterest income | $744,000 | 2,709 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $121,000 | 4,571 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $623,000 | 1,935 |
Total noninterest expense | $2,854,000 | 3,093 |
Salaries and employee benefits | $1,525,000 | 3,205 |
Premises and equipment expense | $284,000 | 3,995 |
Additional noninterest expense | $1,045,000 | 2,530 |
Pre-tax net operating income | $1,949,000 | 2,213 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $780,000 | 1,513 |
Income before extraordinary items | $1,169,000 | 2,691 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,169,000 | 2,690 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $1,169,000 | 2,677 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $4,355,000 | 2,383 |
Total interest expense | $2,316,000 | 2,064 |
Net interest income | $2,039,000 | 2,710 |
Provision for loan and lease losses | $46,000 | 3,181 |
Total noninterest income | $341,000 | 2,861 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $62,000 | 4,457 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $279,000 | 2,057 |
Total noninterest expense | $1,320,000 | 3,309 |
Salaries and employee benefits | $724,000 | 3,359 |
Premises and equipment expense | $122,000 | 4,460 |
Additional noninterest expense | $474,000 | 2,734 |
Pre-tax net operating income | $1,014,000 | 2,140 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $403,000 | 1,513 |
Income before extraordinary items | $611,000 | 2,591 |
Extraordinary gains, net | $0 | 22 |
Net income | $611,000 | 2,593 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $611,000 | 2,570 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $15,792,000 | 2,449 |
Total interest expense | $7,880,000 | 2,072 |
Net interest income | $7,912,000 | 2,778 |
Provision for loan and lease losses | $397,000 | 2,293 |
Total noninterest income | $1,473,000 | 2,730 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $208,000 | 4,900 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $1,265,000 | 1,886 |
Total noninterest expense | $5,224,000 | 3,233 |
Salaries and employee benefits | $2,846,000 | 3,280 |
Premises and equipment expense | $545,000 | 4,026 |
Additional noninterest expense | $1,833,000 | 2,768 |
Pre-tax net operating income | $3,764,000 | 2,355 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $1,501,000 | 1,666 |
Income before extraordinary items | $2,263,000 | 2,833 |
Extraordinary gains, net | $0 | 51 |
Net income | $2,263,000 | 2,834 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $55,000 | 3,948 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $2,263,000 | 2,821 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $11,555,000 | 2,481 |
Total interest expense | $5,677,000 | 2,087 |
Net interest income | $5,878,000 | 2,824 |
Provision for loan and lease losses | $272,000 | 2,320 |
Total noninterest income | $1,082,000 | 2,774 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $152,000 | 5,015 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $930,000 | 1,927 |
Total noninterest expense | $3,831,000 | 3,276 |
Salaries and employee benefits | $2,110,000 | 3,304 |
Premises and equipment expense | $412,000 | 4,031 |
Additional noninterest expense | $1,309,000 | 2,883 |
Pre-tax net operating income | $2,857,000 | 2,411 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $1,135,000 | 1,718 |
Income before extraordinary items | $1,722,000 | 2,898 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,722,000 | 2,899 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $52,000 | 3,132 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $1,722,000 | 2,887 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $7,480,000 | 2,509 |
Total interest expense | $3,597,000 | 2,083 |
Net interest income | $3,883,000 | 2,859 |
Provision for loan and lease losses | $232,000 | 1,886 |
Total noninterest income | $675,000 | 2,895 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $97,000 | 5,082 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $578,000 | 2,016 |
Total noninterest expense | $2,571,000 | 3,275 |
Salaries and employee benefits | $1,402,000 | 3,320 |
Premises and equipment expense | $277,000 | 4,017 |
Additional noninterest expense | $892,000 | 2,842 |
Pre-tax net operating income | $1,755,000 | 2,561 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $697,000 | 1,851 |
Income before extraordinary items | $1,058,000 | 3,082 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,058,000 | 3,084 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $52,000 | 2,446 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $1,058,000 | 3,071 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $3,603,000 | 2,561 |
Total interest expense | $1,658,000 | 2,153 |
Net interest income | $1,945,000 | 2,842 |
Provision for loan and lease losses | $137,000 | 1,578 |
Total noninterest income | $312,000 | 3,006 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $44,000 | 5,215 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $268,000 | 2,103 |
Total noninterest expense | $1,198,000 | 3,475 |
Salaries and employee benefits | $668,000 | 3,472 |
Premises and equipment expense | $130,000 | 4,188 |
Additional noninterest expense | $400,000 | 3,117 |
Pre-tax net operating income | $922,000 | 2,423 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $367,000 | 1,764 |
Income before extraordinary items | $555,000 | 2,908 |
Extraordinary gains, net | $0 | 21 |
Net income | $555,000 | 2,907 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $38,000 | 1,727 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $555,000 | 2,895 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $11,364,000 | 2,830 |
Total interest expense | $4,503,000 | 2,409 |
Net interest income | $6,861,000 | 3,089 |
Provision for loan and lease losses | $605,000 | 1,611 |
Total noninterest income | $1,273,000 | 2,998 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $176,000 | 5,316 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $1,097,000 | 2,081 |
Total noninterest expense | $4,753,000 | 3,378 |
Salaries and employee benefits | $2,599,000 | 3,372 |
Premises and equipment expense | $529,000 | 4,005 |
Additional noninterest expense | $1,625,000 | 3,040 |
Pre-tax net operating income | $2,776,000 | 2,945 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $870,000 | 2,473 |
Income before extraordinary items | $1,906,000 | 3,217 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,906,000 | 3,219 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,618 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,906,000 | 3,183 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $8,038,000 | 2,923 |
Total interest expense | $3,080,000 | 2,484 |
Net interest income | $4,958,000 | 3,168 |
Provision for loan and lease losses | $437,000 | 1,602 |
Total noninterest income | $955,000 | 3,005 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $131,000 | 5,353 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $824,000 | 2,077 |
Total noninterest expense | $3,462,000 | 3,433 |
Salaries and employee benefits | $1,945,000 | 3,355 |
Premises and equipment expense | $401,000 | 3,964 |
Additional noninterest expense | $1,116,000 | 3,217 |
Pre-tax net operating income | $2,014,000 | 3,043 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $556,000 | 2,769 |
Income before extraordinary items | $1,458,000 | 3,199 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,458,000 | 3,200 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,144 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $1,458,000 | 3,160 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $4,992,000 | 3,040 |
Total interest expense | $1,834,000 | 2,591 |
Net interest income | $3,158,000 | 3,268 |
Provision for loan and lease losses | $385,000 | 1,223 |
Total noninterest income | $615,000 | 3,038 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $83,000 | 5,411 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $532,000 | 2,093 |
Total noninterest expense | $2,287,000 | 3,431 |
Salaries and employee benefits | $1,288,000 | 3,366 |
Premises and equipment expense | $271,000 | 3,911 |
Additional noninterest expense | $728,000 | 3,258 |
Pre-tax net operating income | $1,101,000 | 3,465 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $190,000 | 3,870 |
Income before extraordinary items | $911,000 | 3,324 |
Extraordinary gains, net | $0 | 30 |
Net income | $911,000 | 3,326 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,660 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $911,000 | 3,276 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $2,307,000 | 3,216 |
Total interest expense | $799,000 | 2,792 |
Net interest income | $1,508,000 | 3,396 |
Provision for loan and lease losses | $125,000 | 1,680 |
Total noninterest income | $314,000 | 2,961 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $36,000 | 5,648 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $278,000 | 1,985 |
Total noninterest expense | $1,153,000 | 3,430 |
Salaries and employee benefits | $648,000 | 3,327 |
Premises and equipment expense | $131,000 | 4,048 |
Additional noninterest expense | $374,000 | 3,193 |
Pre-tax net operating income | $544,000 | 3,458 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $0 | 6,892 |
Income before extraordinary items | $544,000 | 2,834 |
Extraordinary gains, net | $0 | 24 |
Net income | $544,000 | 2,835 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $544,000 | 2,783 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $6,995,000 | 3,811 |
Total interest expense | $2,311,000 | 3,248 |
Net interest income | $4,684,000 | 4,001 |
Provision for loan and lease losses | $631,000 | 1,576 |
Total noninterest income | $849,000 | 3,909 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $111,000 | 6,314 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $738,000 | 2,632 |
Total noninterest expense | $4,070,000 | 3,690 |
Salaries and employee benefits | $2,215,000 | 3,672 |
Premises and equipment expense | $445,000 | 4,449 |
Additional noninterest expense | $1,410,000 | 3,279 |
Pre-tax net operating income | $832,000 | 5,697 |
Securities gains (losses) | $7,000 | 3,010 |
Applicable income taxes | $0 | 7,185 |
Income before extraordinary items | $839,000 | 5,152 |
Extraordinary gains, net | $0 | 34 |
Net income | $839,000 | 5,154 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 5,939 |
Cash dividends | $65,000 | 5,727 |
Sale, conversion, retirement of capital stock, net | $1,018,000 | 399 |
Net operating income | $832,000 | 5,104 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $4,902,000 | 3,990 |
Total interest expense | $1,615,000 | 3,391 |
Net interest income | $3,287,000 | 4,187 |
Provision for loan and lease losses | $466,000 | 1,537 |
Total noninterest income | $572,000 | 4,201 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $76,000 | 6,505 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $496,000 | 2,823 |
Total noninterest expense | $2,937,000 | 3,773 |
Salaries and employee benefits | $1,674,000 | 3,635 |
Premises and equipment expense | $315,000 | 4,618 |
Additional noninterest expense | $948,000 | 3,574 |
Pre-tax net operating income | $456,000 | 6,522 |
Securities gains (losses) | $7,000 | 2,893 |
Applicable income taxes | $0 | 7,220 |
Income before extraordinary items | $463,000 | 5,999 |
Extraordinary gains, net | $0 | 26 |
Net income | $463,000 | 5,999 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 5,309 |
Cash dividends | $15,000 | 5,275 |
Sale, conversion, retirement of capital stock, net | $1,018,000 | 304 |
Net operating income | $456,000 | 5,950 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $3,090,000 | 4,149 |
Total interest expense | $1,003,000 | 3,590 |
Net interest income | $2,087,000 | 4,344 |
Provision for loan and lease losses | $259,000 | 1,788 |
Total noninterest income | $368,000 | 4,304 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $44,000 | 6,706 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $324,000 | 2,854 |
Total noninterest expense | $1,922,000 | 3,860 |
Salaries and employee benefits | $1,107,000 | 3,683 |
Premises and equipment expense | $206,000 | 4,676 |
Additional noninterest expense | $609,000 | 3,702 |
Pre-tax net operating income | $274,000 | 6,668 |
Securities gains (losses) | $7,000 | 2,608 |
Applicable income taxes | $0 | 7,214 |
Income before extraordinary items | $281,000 | 6,180 |
Extraordinary gains, net | $0 | 21 |
Net income | $281,000 | 6,181 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 4,586 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $274,000 | 6,160 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,488,000 | 4,290 |
Total interest expense | $485,000 | 3,733 |
Net interest income | $1,003,000 | 4,468 |
Provision for loan and lease losses | $140,000 | 1,616 |
Total noninterest income | $152,000 | 4,739 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $20,000 | 6,805 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $132,000 | 3,164 |
Total noninterest expense | $902,000 | 4,084 |
Salaries and employee benefits | $522,000 | 3,868 |
Premises and equipment expense | $97,000 | 4,884 |
Additional noninterest expense | $283,000 | 3,919 |
Pre-tax net operating income | $113,000 | 6,952 |
Securities gains (losses) | $7,000 | 2,210 |
Applicable income taxes | $0 | 7,103 |
Income before extraordinary items | $120,000 | 6,518 |
Extraordinary gains, net | $0 | 16 |
Net income | $120,000 | 6,517 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $113,000 | 6,525 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $5,044,000 | 4,867 |
Total interest expense | $2,010,000 | 4,016 |
Net interest income | $3,034,000 | 5,279 |
Provision for loan and lease losses | $352,000 | 2,841 |
Total noninterest income | $621,000 | 4,867 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $72,000 | 7,052 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $549,000 | 3,422 |
Total noninterest expense | $3,016,000 | 4,593 |
Salaries and employee benefits | $1,749,000 | 4,345 |
Premises and equipment expense | $330,000 | 5,362 |
Additional noninterest expense | $937,000 | 4,485 |
Pre-tax net operating income | $287,000 | 7,482 |
Securities gains (losses) | $15,000 | 3,390 |
Applicable income taxes | $0 | 7,459 |
Income before extraordinary items | $302,000 | 7,272 |
Extraordinary gains, net | $0 | 54 |
Net income | $302,000 | 7,273 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,416 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $3,554,000 | 248 |
Net operating income | $287,000 | 7,196 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $3,656,000 | 5,036 |
Total interest expense | $1,472,000 | 4,205 |
Net interest income | $2,184,000 | 5,422 |
Provision for loan and lease losses | $207,000 | 3,289 |
Total noninterest income | $491,000 | 4,788 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $50,000 | 7,213 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $441,000 | 3,363 |
Total noninterest expense | $2,238,000 | 4,605 |
Salaries and employee benefits | $1,290,000 | 4,387 |
Premises and equipment expense | $266,000 | 5,120 |
Additional noninterest expense | $682,000 | 4,550 |
Pre-tax net operating income | $230,000 | 7,559 |
Securities gains (losses) | $15,000 | 3,125 |
Applicable income taxes | $0 | 7,524 |
Income before extraordinary items | $245,000 | 7,290 |
Extraordinary gains, net | $0 | 40 |
Net income | $245,000 | 7,292 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,967 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $3,554,000 | 166 |
Net operating income | $230,000 | 7,232 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,383,000 | 5,154 |
Total interest expense | $976,000 | 4,317 |
Net interest income | $1,407,000 | 5,538 |
Provision for loan and lease losses | $128,000 | 3,363 |
Total noninterest income | $336,000 | 4,691 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $31,000 | 7,289 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $305,000 | 3,261 |
Total noninterest expense | $1,479,000 | 4,642 |
Salaries and employee benefits | $831,000 | 4,492 |
Premises and equipment expense | $165,000 | 5,334 |
Additional noninterest expense | $483,000 | 4,363 |
Pre-tax net operating income | $136,000 | 7,716 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $0 | 7,529 |
Income before extraordinary items | $136,000 | 7,595 |
Extraordinary gains, net | $0 | 30 |
Net income | $136,000 | 7,598 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,535 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $3,554,000 | 102 |
Net operating income | $136,000 | 7,407 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,168,000 | 5,249 |
Total interest expense | $478,000 | 4,483 |
Net interest income | $690,000 | 5,592 |
Provision for loan and lease losses | $50,000 | 3,651 |
Total noninterest income | $101,000 | 5,896 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $14,000 | 7,374 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $87,000 | 4,189 |
Total noninterest expense | $687,000 | 4,854 |
Salaries and employee benefits | $390,000 | 4,693 |
Premises and equipment expense | $80,000 | 5,448 |
Additional noninterest expense | $217,000 | 4,673 |
Pre-tax net operating income | $54,000 | 7,928 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $0 | 7,403 |
Income before extraordinary items | $54,000 | 7,793 |
Extraordinary gains, net | $0 | 21 |
Net income | $54,000 | 7,793 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $54,000 | 7,648 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $4,219,000 | 5,744 |
Total interest expense | $1,713,000 | 5,299 |
Net interest income | $2,506,000 | 5,903 |
Provision for loan and lease losses | $408,000 | 2,790 |
Total noninterest income | $262,000 | 6,759 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $39,000 | 7,698 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $223,000 | 4,804 |
Total noninterest expense | $2,254,000 | 5,463 |
Salaries and employee benefits | $1,327,000 | 5,132 |
Premises and equipment expense | $262,000 | 5,976 |
Additional noninterest expense | $665,000 | 5,579 |
Pre-tax net operating income | $106,000 | 8,297 |
Securities gains (losses) | $13,000 | 3,457 |
Applicable income taxes | $0 | 7,681 |
Income before extraordinary items | $119,000 | 8,237 |
Extraordinary gains, net | $0 | 70 |
Net income | $119,000 | 8,238 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,632 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $106,000 | 8,204 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $1,187,000 | 8,996 |
Total interest expense | $570,000 | 8,886 |
Net interest income | $617,000 | 9,006 |
Provision for loan and lease losses | $740,000 | 1,599 |
Total noninterest income | $148,000 | 7,880 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $10,000 | 8,248 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $138,000 | 5,698 |
Total noninterest expense | $1,808,000 | 6,117 |
Salaries and employee benefits | $499,000 | 8,183 |
Premises and equipment expense | $138,000 | 7,719 |
Additional noninterest expense | $1,171,000 | 3,583 |
Pre-tax net operating income | $-1,783,000 | 9,469 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $0 | 7,903 |
Income before extraordinary items | $-1,783,000 | 9,505 |
Extraordinary gains, net | $0 | 105 |
Net income | $-1,783,000 | 9,504 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,777 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $10,966,000 | 66 |
Net operating income | $-1,783,000 | 9,482 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.