Home > Bank of Evansville > Income and Expense

Bank of Evansville, Income and Expense

2010-12-31 (YTD Data)Rank
Total interest income$13,809,0002,191
Total interest expense$4,381,0001,839
Net interest income$9,428,0002,315
Provision for loan and lease losses$1,840,0002,190
Total noninterest income$546,0004,411
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$309,0003,575
Trading account gains and fees$0175
Additional Noninterest Income$237,0004,328
Total noninterest expense$7,247,0002,658
Salaries and employee benefits$3,713,0002,586
Premises and equipment expense$693,0003,325
Additional noninterest expense$2,841,0002,386
Pre-tax net operating income$887,0003,593
Securities gains (losses)$03,793
Applicable income taxes$256,0002,504
Income before extraordinary items$631,0003,999
Extraordinary gains, net$029
Net income$631,0003,998
Minority interest net income$0111
Net income of bank and minority interests.$631,0003,999
Net charge-offs$2,249,0001,737
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$631,0003,862
2010-09-30 (YTD Data)Rank
Total interest income$10,476,0002,211
Total interest expense$3,248,0001,920
Net interest income$7,228,0002,318
Provision for loan and lease losses$1,100,0002,385
Total noninterest income$747,0003,279
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$223,0003,723
Trading account gains and fees$0165
Additional Noninterest Income$524,0002,693
Total noninterest expense$5,258,0002,723
Salaries and employee benefits$2,778,0002,603
Premises and equipment expense$476,0003,620
Additional noninterest expense$2,004,0002,475
Pre-tax net operating income$1,617,0002,243
Securities gains (losses)$03,651
Applicable income taxes$599,0001,472
Income before extraordinary items$1,018,0002,855
Extraordinary gains, net$023
Net income$1,018,0002,849
Minority interest net income$0110
Net income of bank and minority interests.$1,018,0002,854
Net charge-offs$2,010,0001,505
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,018,0002,718
2010-06-30 (YTD Data)Rank
Total interest income$7,000,0002,239
Total interest expense$2,114,0002,046
Net interest income$4,886,0002,279
Provision for loan and lease losses$1,100,0001,842
Total noninterest income$365,0003,827
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$142,0003,803
Trading account gains and fees$0152
Additional Noninterest Income$223,0003,322
Total noninterest expense$3,532,0002,709
Salaries and employee benefits$1,786,0002,711
Premises and equipment expense$317,0003,656
Additional noninterest expense$1,429,0002,352
Pre-tax net operating income$619,0003,242
Securities gains (losses)$03,184
Applicable income taxes$243,0001,945
Income before extraordinary items$376,0003,889
Extraordinary gains, net$019
Net income$376,0003,887
Minority interest net income$0105
Net income of bank and minority interests.$376,0003,888
Net charge-offs$1,842,0001,196
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$376,0003,779
2010-03-31 (YTD Data)Rank
Total interest income$3,487,0002,299
Total interest expense$1,037,0002,193
Net interest income$2,450,0002,298
Provision for loan and lease losses$175,0003,173
Total noninterest income$152,0004,247
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$70,0003,833
Trading account gains and fees$0175
Additional Noninterest Income$82,0003,862
Total noninterest expense$1,635,0002,913
Salaries and employee benefits$885,0002,776
Premises and equipment expense$162,0003,682
Additional noninterest expense$588,0002,749
Pre-tax net operating income$792,0001,633
Securities gains (losses)$02,284
Applicable income taxes$313,0001,019
Income before extraordinary items$479,0002,221
Extraordinary gains, net$016
Net income$479,0002,220
Minority interest net income$091
Net income of bank and minority interests.$479,0002,221
Net charge-offs$160,0002,658
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$479,0002,129
2009-12-31 (YTD Data)Rank
Total interest income$13,858,0002,410
Total interest expense$4,759,0002,369
Net interest income$9,099,0002,398
Provision for loan and lease losses$1,215,0003,192
Total noninterest income$1,104,0003,153
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$346,0003,614
Trading account gains and fees$0211
Additional Noninterest Income$758,0002,545
Total noninterest expense$6,722,0002,893
Salaries and employee benefits$3,520,0002,769
Premises and equipment expense$681,0003,544
Additional noninterest expense$2,521,0002,718
Pre-tax net operating income$2,266,0001,717
Securities gains (losses)$115,0002,023
Applicable income taxes$905,0001,044
Income before extraordinary items$1,476,0002,142
Extraordinary gains, net$034
Net income$1,476,0002,140
Minority interest net income$0115
Net income of bank and minority interests.$1,476,0002,142
Net charge-offs$1,050,0002,802
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,402,4002,193
2009-09-30 (YTD Data)Rank
Total interest income$10,312,0002,469
Total interest expense$3,677,0002,401
Net interest income$6,635,0002,453
Provision for loan and lease losses$990,0002,797
Total noninterest income$846,0003,156
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$252,0003,681
Trading account gains and fees$0212
Additional Noninterest Income$594,0002,538
Total noninterest expense$5,077,0002,869
Salaries and employee benefits$2,608,0002,824
Premises and equipment expense$511,0003,566
Additional noninterest expense$1,958,0002,620
Pre-tax net operating income$1,414,0002,150
Securities gains (losses)$03,497
Applicable income taxes$557,0001,311
Income before extraordinary items$857,0002,744
Extraordinary gains, net$027
Net income$857,0002,741
Minority interest net income$0118
Net income of bank and minority interests.$857,0002,744
Net charge-offs$489,0003,078
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$857,0002,695
2009-06-30 (YTD Data)Rank
Total interest income$6,870,0002,506
Total interest expense$2,539,0002,415
Net interest income$4,331,0002,494
Provision for loan and lease losses$740,0002,428
Total noninterest income$596,0003,056
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$159,0003,768
Trading account gains and fees$0193
Additional Noninterest Income$437,0002,420
Total noninterest expense$3,425,0002,870
Salaries and employee benefits$1,758,0002,835
Premises and equipment expense$338,0003,617
Additional noninterest expense$1,329,0002,593
Pre-tax net operating income$762,0002,595
Securities gains (losses)$03,136
Applicable income taxes$301,0001,525
Income before extraordinary items$461,0003,253
Extraordinary gains, net$021
Net income$461,0003,248
Minority interest net income$0112
Net income of bank and minority interests.$461,0003,251
Net charge-offs$579,0002,178
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$461,0003,135
2009-03-31 (YTD Data)Rank
Total interest income$3,441,0002,525
Total interest expense$1,355,0002,349
Net interest income$2,086,0002,606
Provision for loan and lease losses$210,0002,775
Total noninterest income$282,0003,136
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$65,0004,118
Trading account gains and fees$0171
Additional Noninterest Income$217,0002,399
Total noninterest expense$1,542,0003,068
Salaries and employee benefits$849,0002,955
Premises and equipment expense$174,0003,586
Additional noninterest expense$519,0002,912
Pre-tax net operating income$616,0002,011
Securities gains (losses)$02,434
Applicable income taxes$243,0001,246
Income before extraordinary items$373,0002,706
Extraordinary gains, net$015
Net income$373,0002,704
Minority interest net income$0102
Net income of bank and minority interests.$373,0002,707
Net charge-offs$141,0002,485
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$373,0002,567
2008-12-31 (YTD Data)Rank
Total interest income$16,199,0002,310
Total interest expense$6,962,0002,210
Net interest income$9,237,0002,371
Provision for loan and lease losses$1,712,0001,992
Total noninterest income$2,034,0002,118
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$272,0004,187
Trading account gains and fees$0154
Additional Noninterest Income$1,762,0001,426
Total noninterest expense$6,781,0002,761
Salaries and employee benefits$3,393,0002,917
Premises and equipment expense$625,0003,804
Additional noninterest expense$2,763,0002,165
Pre-tax net operating income$2,778,0001,925
Securities gains (losses)$03,220
Applicable income taxes$1,113,0001,100
Income before extraordinary items$1,665,0002,339
Extraordinary gains, net$039
Net income$1,665,0002,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$478,0002,860
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,665,0002,467
2008-09-30 (YTD Data)Rank
Total interest income$12,431,0002,321
Total interest expense$5,382,0002,237
Net interest income$7,049,0002,346
Provision for loan and lease losses$842,0002,028
Total noninterest income$1,884,0001,852
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$198,0004,280
Trading account gains and fees$0148
Additional Noninterest Income$1,686,0001,257
Total noninterest expense$5,161,0002,713
Salaries and employee benefits$2,551,0002,927
Premises and equipment expense$454,0003,912
Additional noninterest expense$2,156,0002,020
Pre-tax net operating income$2,930,0001,667
Securities gains (losses)$03,106
Applicable income taxes$1,171,0001,024
Income before extraordinary items$1,759,0002,007
Extraordinary gains, net$031
Net income$1,759,0002,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,877
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,759,0002,105
2008-06-30 (YTD Data)Rank
Total interest income$8,336,0002,345
Total interest expense$3,704,0002,249
Net interest income$4,632,0002,370
Provision for loan and lease losses$497,0001,933
Total noninterest income$798,0002,613
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$115,0004,568
Trading account gains and fees$0149
Additional Noninterest Income$683,0001,831
Total noninterest expense$3,220,0002,868
Salaries and employee benefits$1,711,0002,940
Premises and equipment expense$272,0004,275
Additional noninterest expense$1,237,0002,280
Pre-tax net operating income$1,713,0001,944
Securities gains (losses)$03,233
Applicable income taxes$679,0001,259
Income before extraordinary items$1,034,0002,501
Extraordinary gains, net$021
Net income$1,034,0002,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0002,838
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,034,0002,463
2008-03-31 (YTD Data)Rank
Total interest income$4,245,0002,367
Total interest expense$2,045,0002,202
Net interest income$2,200,0002,485
Provision for loan and lease losses$230,0001,673
Total noninterest income$398,0002,609
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$52,0004,734
Trading account gains and fees$0158
Additional Noninterest Income$346,0001,800
Total noninterest expense$1,589,0002,902
Salaries and employee benefits$854,0002,982
Premises and equipment expense$166,0003,697
Additional noninterest expense$569,0002,421
Pre-tax net operating income$779,0002,206
Securities gains (losses)$02,688
Applicable income taxes$309,0001,443
Income before extraordinary items$470,0002,838
Extraordinary gains, net$015
Net income$470,0002,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,488
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$470,0002,759
2007-12-31 (YTD Data)Rank
Total interest income$17,835,0002,308
Total interest expense$9,094,0002,098
Net interest income$8,741,0002,524
Provision for loan and lease losses$2,607,000682
Total noninterest income$1,507,0002,708
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$243,0004,516
Trading account gains and fees$0178
Additional Noninterest Income$1,264,0001,894
Total noninterest expense$6,035,0002,951
Salaries and employee benefits$3,097,0003,137
Premises and equipment expense$602,0003,831
Additional noninterest expense$2,336,0002,315
Pre-tax net operating income$1,606,0003,783
Securities gains (losses)$02,146
Applicable income taxes$656,0002,382
Income before extraordinary items$950,0004,427
Extraordinary gains, net$039
Net income$950,0004,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,554,000519
Cash dividends$300,0004,401
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$950,0004,422
2007-09-30 (YTD Data)Rank
Total interest income$13,336,0002,325
Total interest expense$6,940,0002,062
Net interest income$6,396,0002,588
Provision for loan and lease losses$158,0003,406
Total noninterest income$1,105,0002,728
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$184,0004,511
Trading account gains and fees$0184
Additional Noninterest Income$921,0001,936
Total noninterest expense$4,264,0003,070
Salaries and employee benefits$2,285,0003,172
Premises and equipment expense$418,0004,032
Additional noninterest expense$1,561,0002,523
Pre-tax net operating income$3,079,0002,055
Securities gains (losses)$01,655
Applicable income taxes$1,232,0001,419
Income before extraordinary items$1,847,0002,549
Extraordinary gains, net$033
Net income$1,847,0002,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,682
Cash dividends$300,0003,601
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,847,0002,518
2007-06-30 (YTD Data)Rank
Total interest income$8,824,0002,362
Total interest expense$4,682,0002,049
Net interest income$4,142,0002,674
Provision for loan and lease losses$83,0003,633
Total noninterest income$744,0002,709
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$121,0004,571
Trading account gains and fees$0168
Additional Noninterest Income$623,0001,935
Total noninterest expense$2,854,0003,093
Salaries and employee benefits$1,525,0003,205
Premises and equipment expense$284,0003,995
Additional noninterest expense$1,045,0002,530
Pre-tax net operating income$1,949,0002,213
Securities gains (losses)$01,444
Applicable income taxes$780,0001,513
Income before extraordinary items$1,169,0002,691
Extraordinary gains, net$029
Net income$1,169,0002,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,169,0002,677
2007-03-31 (YTD Data)Rank
Total interest income$4,355,0002,383
Total interest expense$2,316,0002,064
Net interest income$2,039,0002,710
Provision for loan and lease losses$46,0003,181
Total noninterest income$341,0002,861
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$62,0004,457
Trading account gains and fees$0195
Additional Noninterest Income$279,0002,057
Total noninterest expense$1,320,0003,309
Salaries and employee benefits$724,0003,359
Premises and equipment expense$122,0004,460
Additional noninterest expense$474,0002,734
Pre-tax net operating income$1,014,0002,140
Securities gains (losses)$01,187
Applicable income taxes$403,0001,513
Income before extraordinary items$611,0002,591
Extraordinary gains, net$022
Net income$611,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$611,0002,570
2006-12-31 (YTD Data)Rank
Total interest income$15,792,0002,449
Total interest expense$7,880,0002,072
Net interest income$7,912,0002,778
Provision for loan and lease losses$397,0002,293
Total noninterest income$1,473,0002,730
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$208,0004,900
Trading account gains and fees$0130
Additional Noninterest Income$1,265,0001,886
Total noninterest expense$5,224,0003,233
Salaries and employee benefits$2,846,0003,280
Premises and equipment expense$545,0004,026
Additional noninterest expense$1,833,0002,768
Pre-tax net operating income$3,764,0002,355
Securities gains (losses)$01,687
Applicable income taxes$1,501,0001,666
Income before extraordinary items$2,263,0002,833
Extraordinary gains, net$051
Net income$2,263,0002,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,948
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,263,0002,821
2006-09-30 (YTD Data)Rank
Total interest income$11,555,0002,481
Total interest expense$5,677,0002,087
Net interest income$5,878,0002,824
Provision for loan and lease losses$272,0002,320
Total noninterest income$1,082,0002,774
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$152,0005,015
Trading account gains and fees$0126
Additional Noninterest Income$930,0001,927
Total noninterest expense$3,831,0003,276
Salaries and employee benefits$2,110,0003,304
Premises and equipment expense$412,0004,031
Additional noninterest expense$1,309,0002,883
Pre-tax net operating income$2,857,0002,411
Securities gains (losses)$01,388
Applicable income taxes$1,135,0001,718
Income before extraordinary items$1,722,0002,898
Extraordinary gains, net$045
Net income$1,722,0002,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,132
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,722,0002,887
2006-06-30 (YTD Data)Rank
Total interest income$7,480,0002,509
Total interest expense$3,597,0002,083
Net interest income$3,883,0002,859
Provision for loan and lease losses$232,0001,886
Total noninterest income$675,0002,895
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$97,0005,082
Trading account gains and fees$0126
Additional Noninterest Income$578,0002,016
Total noninterest expense$2,571,0003,275
Salaries and employee benefits$1,402,0003,320
Premises and equipment expense$277,0004,017
Additional noninterest expense$892,0002,842
Pre-tax net operating income$1,755,0002,561
Securities gains (losses)$01,185
Applicable income taxes$697,0001,851
Income before extraordinary items$1,058,0003,082
Extraordinary gains, net$039
Net income$1,058,0003,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,446
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,058,0003,071
2006-03-31 (YTD Data)Rank
Total interest income$3,603,0002,561
Total interest expense$1,658,0002,153
Net interest income$1,945,0002,842
Provision for loan and lease losses$137,0001,578
Total noninterest income$312,0003,006
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$44,0005,215
Trading account gains and fees$0115
Additional Noninterest Income$268,0002,103
Total noninterest expense$1,198,0003,475
Salaries and employee benefits$668,0003,472
Premises and equipment expense$130,0004,188
Additional noninterest expense$400,0003,117
Pre-tax net operating income$922,0002,423
Securities gains (losses)$0955
Applicable income taxes$367,0001,764
Income before extraordinary items$555,0002,908
Extraordinary gains, net$021
Net income$555,0002,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0001,727
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$555,0002,895
2005-12-31 (YTD Data)Rank
Total interest income$11,364,0002,830
Total interest expense$4,503,0002,409
Net interest income$6,861,0003,089
Provision for loan and lease losses$605,0001,611
Total noninterest income$1,273,0002,998
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$176,0005,316
Trading account gains and fees$0138
Additional Noninterest Income$1,097,0002,081
Total noninterest expense$4,753,0003,378
Salaries and employee benefits$2,599,0003,372
Premises and equipment expense$529,0004,005
Additional noninterest expense$1,625,0003,040
Pre-tax net operating income$2,776,0002,945
Securities gains (losses)$02,296
Applicable income taxes$870,0002,473
Income before extraordinary items$1,906,0003,217
Extraordinary gains, net$046
Net income$1,906,0003,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,906,0003,183
2005-09-30 (YTD Data)Rank
Total interest income$8,038,0002,923
Total interest expense$3,080,0002,484
Net interest income$4,958,0003,168
Provision for loan and lease losses$437,0001,602
Total noninterest income$955,0003,005
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$131,0005,353
Trading account gains and fees$0126
Additional Noninterest Income$824,0002,077
Total noninterest expense$3,462,0003,433
Salaries and employee benefits$1,945,0003,355
Premises and equipment expense$401,0003,964
Additional noninterest expense$1,116,0003,217
Pre-tax net operating income$2,014,0003,043
Securities gains (losses)$02,317
Applicable income taxes$556,0002,769
Income before extraordinary items$1,458,0003,199
Extraordinary gains, net$035
Net income$1,458,0003,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,458,0003,160
2005-06-30 (YTD Data)Rank
Total interest income$4,992,0003,040
Total interest expense$1,834,0002,591
Net interest income$3,158,0003,268
Provision for loan and lease losses$385,0001,223
Total noninterest income$615,0003,038
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$83,0005,411
Trading account gains and fees$0116
Additional Noninterest Income$532,0002,093
Total noninterest expense$2,287,0003,431
Salaries and employee benefits$1,288,0003,366
Premises and equipment expense$271,0003,911
Additional noninterest expense$728,0003,258
Pre-tax net operating income$1,101,0003,465
Securities gains (losses)$02,146
Applicable income taxes$190,0003,870
Income before extraordinary items$911,0003,324
Extraordinary gains, net$030
Net income$911,0003,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$911,0003,276
2005-03-31 (YTD Data)Rank
Total interest income$2,307,0003,216
Total interest expense$799,0002,792
Net interest income$1,508,0003,396
Provision for loan and lease losses$125,0001,680
Total noninterest income$314,0002,961
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$36,0005,648
Trading account gains and fees$0115
Additional Noninterest Income$278,0001,985
Total noninterest expense$1,153,0003,430
Salaries and employee benefits$648,0003,327
Premises and equipment expense$131,0004,048
Additional noninterest expense$374,0003,193
Pre-tax net operating income$544,0003,458
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$544,0002,834
Extraordinary gains, net$024
Net income$544,0002,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$544,0002,783
2004-12-31 (YTD Data)Rank
Total interest income$6,995,0003,811
Total interest expense$2,311,0003,248
Net interest income$4,684,0004,001
Provision for loan and lease losses$631,0001,576
Total noninterest income$849,0003,909
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$111,0006,314
Trading account gains and fees$0138
Additional Noninterest Income$738,0002,632
Total noninterest expense$4,070,0003,690
Salaries and employee benefits$2,215,0003,672
Premises and equipment expense$445,0004,449
Additional noninterest expense$1,410,0003,279
Pre-tax net operating income$832,0005,697
Securities gains (losses)$7,0003,010
Applicable income taxes$07,185
Income before extraordinary items$839,0005,152
Extraordinary gains, net$034
Net income$839,0005,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,939
Cash dividends$65,0005,727
Sale, conversion, retirement of capital stock, net$1,018,000399
Net operating income$832,0005,104
2004-09-30 (YTD Data)Rank
Total interest income$4,902,0003,990
Total interest expense$1,615,0003,391
Net interest income$3,287,0004,187
Provision for loan and lease losses$466,0001,537
Total noninterest income$572,0004,201
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$76,0006,505
Trading account gains and fees$0134
Additional Noninterest Income$496,0002,823
Total noninterest expense$2,937,0003,773
Salaries and employee benefits$1,674,0003,635
Premises and equipment expense$315,0004,618
Additional noninterest expense$948,0003,574
Pre-tax net operating income$456,0006,522
Securities gains (losses)$7,0002,893
Applicable income taxes$07,220
Income before extraordinary items$463,0005,999
Extraordinary gains, net$026
Net income$463,0005,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,309
Cash dividends$15,0005,275
Sale, conversion, retirement of capital stock, net$1,018,000304
Net operating income$456,0005,950
2004-06-30 (YTD Data)Rank
Total interest income$3,090,0004,149
Total interest expense$1,003,0003,590
Net interest income$2,087,0004,344
Provision for loan and lease losses$259,0001,788
Total noninterest income$368,0004,304
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$44,0006,706
Trading account gains and fees$0130
Additional Noninterest Income$324,0002,854
Total noninterest expense$1,922,0003,860
Salaries and employee benefits$1,107,0003,683
Premises and equipment expense$206,0004,676
Additional noninterest expense$609,0003,702
Pre-tax net operating income$274,0006,668
Securities gains (losses)$7,0002,608
Applicable income taxes$07,214
Income before extraordinary items$281,0006,180
Extraordinary gains, net$021
Net income$281,0006,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,586
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$274,0006,160
2004-03-31 (YTD Data)Rank
Total interest income$1,488,0004,290
Total interest expense$485,0003,733
Net interest income$1,003,0004,468
Provision for loan and lease losses$140,0001,616
Total noninterest income$152,0004,739
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$20,0006,805
Trading account gains and fees$0121
Additional Noninterest Income$132,0003,164
Total noninterest expense$902,0004,084
Salaries and employee benefits$522,0003,868
Premises and equipment expense$97,0004,884
Additional noninterest expense$283,0003,919
Pre-tax net operating income$113,0006,952
Securities gains (losses)$7,0002,210
Applicable income taxes$07,103
Income before extraordinary items$120,0006,518
Extraordinary gains, net$016
Net income$120,0006,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$113,0006,525
2003-12-31 (YTD Data)Rank
Total interest income$5,044,0004,867
Total interest expense$2,010,0004,016
Net interest income$3,034,0005,279
Provision for loan and lease losses$352,0002,841
Total noninterest income$621,0004,867
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$72,0007,052
Trading account gains and fees$0160
Additional Noninterest Income$549,0003,422
Total noninterest expense$3,016,0004,593
Salaries and employee benefits$1,749,0004,345
Premises and equipment expense$330,0005,362
Additional noninterest expense$937,0004,485
Pre-tax net operating income$287,0007,482
Securities gains (losses)$15,0003,390
Applicable income taxes$07,459
Income before extraordinary items$302,0007,272
Extraordinary gains, net$054
Net income$302,0007,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$3,554,000248
Net operating income$287,0007,196
2003-09-30 (YTD Data)Rank
Total interest income$3,656,0005,036
Total interest expense$1,472,0004,205
Net interest income$2,184,0005,422
Provision for loan and lease losses$207,0003,289
Total noninterest income$491,0004,788
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$50,0007,213
Trading account gains and fees$0153
Additional Noninterest Income$441,0003,363
Total noninterest expense$2,238,0004,605
Salaries and employee benefits$1,290,0004,387
Premises and equipment expense$266,0005,120
Additional noninterest expense$682,0004,550
Pre-tax net operating income$230,0007,559
Securities gains (losses)$15,0003,125
Applicable income taxes$07,524
Income before extraordinary items$245,0007,290
Extraordinary gains, net$040
Net income$245,0007,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$3,554,000166
Net operating income$230,0007,232
2003-06-30 (YTD Data)Rank
Total interest income$2,383,0005,154
Total interest expense$976,0004,317
Net interest income$1,407,0005,538
Provision for loan and lease losses$128,0003,363
Total noninterest income$336,0004,691
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$31,0007,289
Trading account gains and fees$0150
Additional Noninterest Income$305,0003,261
Total noninterest expense$1,479,0004,642
Salaries and employee benefits$831,0004,492
Premises and equipment expense$165,0005,334
Additional noninterest expense$483,0004,363
Pre-tax net operating income$136,0007,716
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$136,0007,595
Extraordinary gains, net$030
Net income$136,0007,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$3,554,000102
Net operating income$136,0007,407
2003-03-31 (YTD Data)Rank
Total interest income$1,168,0005,249
Total interest expense$478,0004,483
Net interest income$690,0005,592
Provision for loan and lease losses$50,0003,651
Total noninterest income$101,0005,896
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$14,0007,374
Trading account gains and fees$0134
Additional Noninterest Income$87,0004,189
Total noninterest expense$687,0004,854
Salaries and employee benefits$390,0004,693
Premises and equipment expense$80,0005,448
Additional noninterest expense$217,0004,673
Pre-tax net operating income$54,0007,928
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$54,0007,793
Extraordinary gains, net$021
Net income$54,0007,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$54,0007,648
2002-12-31 (YTD Data)Rank
Total interest income$4,219,0005,744
Total interest expense$1,713,0005,299
Net interest income$2,506,0005,903
Provision for loan and lease losses$408,0002,790
Total noninterest income$262,0006,759
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$39,0007,698
Trading account gains and fees$0153
Additional Noninterest Income$223,0004,804
Total noninterest expense$2,254,0005,463
Salaries and employee benefits$1,327,0005,132
Premises and equipment expense$262,0005,976
Additional noninterest expense$665,0005,579
Pre-tax net operating income$106,0008,297
Securities gains (losses)$13,0003,457
Applicable income taxes$07,681
Income before extraordinary items$119,0008,237
Extraordinary gains, net$070
Net income$119,0008,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$106,0008,204
2001-12-31 (YTD Data)Rank
Total interest income$1,187,0008,996
Total interest expense$570,0008,886
Net interest income$617,0009,006
Provision for loan and lease losses$740,0001,599
Total noninterest income$148,0007,880
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$10,0008,248
Trading account gains and fees$0177
Additional Noninterest Income$138,0005,698
Total noninterest expense$1,808,0006,117
Salaries and employee benefits$499,0008,183
Premises and equipment expense$138,0007,719
Additional noninterest expense$1,171,0003,583
Pre-tax net operating income$-1,783,0009,469
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-1,783,0009,505
Extraordinary gains, net$0105
Net income$-1,783,0009,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$10,966,00066
Net operating income$-1,783,0009,482

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.