Home > Bank of Eufaula > Income and Expense

Bank of Eufaula, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$798,0004,056
Total interest expense$76,0004,271
Net interest income$722,0003,891
Provision for loan and lease losses$39,0002,062
Total noninterest income$135,0003,244
Gross Fiduciary activities income$0918
Service charges on deposit accounts$17,0003,541
Trading account gains and feesNANA
Additional Noninterest Income$118,0002,891
Total noninterest expense$768,0003,646
Salaries and employee benefits$371,0003,752
Premises and equipment expense$47,0003,915
Additional noninterest expense$118,0002,891
Pre-tax net operating income$50,0004,055
Securities gains (losses)$0665
Applicable income taxes$14,0002,866
Income before extraordinary items$36,0004,060
Extraordinary gains, net$047
Net income$36,0004,101
Minority interest net income$065
Net income of bank and minority interests.$36,0004,060
Net charge-offs$-22,0004,192
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$36,0004,069
2024-09-30 (YTD Data)Rank
Total interest income$2,574,0004,038
Total interest expense$280,0004,290
Net interest income$2,294,0003,827
Provision for loan and lease losses$1,305,000632
Total noninterest income$201,0003,784
Gross Fiduciary activities income$0972
Service charges on deposit accounts$52,0003,598
Trading account gains and feesNANA
Additional Noninterest Income$149,0003,577
Total noninterest expense$2,295,0003,649
Salaries and employee benefits$1,252,0003,624
Premises and equipment expense$191,0003,692
Additional noninterest expense$149,0003,577
Pre-tax net operating income$-1,105,0004,440
Securities gains (losses)$0930
Applicable income taxes$-144,0004,402
Income before extraordinary items$-961,0004,415
Extraordinary gains, net$051
Net income$-961,0004,415
Minority interest net income$082
Net income of bank and minority interests.$-961,0004,416
Net charge-offs$1,765,000407
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$-961,0004,425
2024-06-30 (YTD Data)Rank
Total interest income$1,777,0004,015
Total interest expense$196,0004,280
Net interest income$1,581,0003,814
Provision for loan and lease losses$1,251,000471
Total noninterest income$143,0003,748
Gross Fiduciary activities income$0962
Service charges on deposit accounts$37,0003,556
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,527
Total noninterest expense$1,435,0003,719
Salaries and employee benefits$828,0003,649
Premises and equipment expense$238,0003,012
Additional noninterest expense$106,0003,527
Pre-tax net operating income$-962,0004,480
Securities gains (losses)$0628
Applicable income taxes$-144,0004,439
Income before extraordinary items$-818,0004,452
Extraordinary gains, net$052
Net income$-818,0004,453
Minority interest net income$084
Net income of bank and minority interests.$-818,0004,454
Net charge-offs$1,729,000316
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$-818,0004,463
2024-03-31 (YTD Data)Rank
Total interest income$930,0003,997
Total interest expense$104,0004,289
Net interest income$826,0003,792
Provision for loan and lease losses$711,000412
Total noninterest income$77,0003,685
Gross Fiduciary activities income$0895
Service charges on deposit accounts$20,0003,501
Trading account gains and feesNANA
Additional Noninterest Income$57,0003,470
Total noninterest expense$697,0003,758
Salaries and employee benefits$402,0003,696
Premises and equipment expense$37,0004,108
Additional noninterest expense$57,0003,470
Pre-tax net operating income$-505,0004,492
Securities gains (losses)$0689
Applicable income taxes$-95,0004,459
Income before extraordinary items$-410,0004,464
Extraordinary gains, net$051
Net income$-410,0004,464
Minority interest net income$072
Net income of bank and minority interests.$-410,0004,464
Net charge-offs$1,579,000217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$-410,0004,472
2023-12-31 (YTD Data)Rank
Total interest income$3,894,0003,909
Total interest expense$333,0004,248
Net interest income$3,561,0003,738
Provision for loan and lease losses$1,886,000573
Total noninterest income$333,0003,717
Gross Fiduciary activities income$0981
Service charges on deposit accounts$76,0003,570
Trading account gains and feesNANA
Additional Noninterest Income$257,0003,511
Total noninterest expense$4,266,0003,263
Salaries and employee benefits$1,874,0003,537
Premises and equipment expense$403,0003,241
Additional noninterest expense$257,0003,511
Pre-tax net operating income$-2,258,0004,537
Securities gains (losses)$0988
Applicable income taxes$-508,0004,512
Income before extraordinary items$-1,750,0004,503
Extraordinary gains, net$054
Net income$-1,750,0004,502
Minority interest net income$088
Net income of bank and minority interests.$-1,750,0004,503
Net charge-offs$1,011,000527
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-1,750,0004,514
2023-09-30 (YTD Data)Rank
Total interest income$2,927,0003,908
Total interest expense$229,0004,255
Net interest income$2,698,0003,749
Provision for loan and lease losses$751,000788
Total noninterest income$228,0003,787
Gross Fiduciary activities income$0950
Service charges on deposit accounts$54,0003,623
Trading account gains and feesNANA
Additional Noninterest Income$174,0003,576
Total noninterest expense$2,000,0003,808
Salaries and employee benefits$1,217,0003,678
Premises and equipment expense$226,0003,591
Additional noninterest expense$174,0003,574
Pre-tax net operating income$175,0004,215
Securities gains (losses)$0849
Applicable income taxes$78,0002,840
Income before extraordinary items$97,0004,268
Extraordinary gains, net$052
Net income$97,0004,307
Minority interest net income$081
Net income of bank and minority interests.$97,0004,267
Net charge-offs$719,000486
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$97,0004,289
2023-06-30 (YTD Data)Rank
Total interest income$1,865,0003,933
Total interest expense$137,0004,258
Net interest income$1,728,0003,810
Provision for loan and lease losses$608,000680
Total noninterest income$171,0003,714
Gross Fiduciary activities income$0931
Service charges on deposit accounts$32,0003,687
Trading account gains and feesNANA
Additional Noninterest Income$139,0003,458
Total noninterest expense$1,343,0003,813
Salaries and employee benefits$818,0003,688
Premises and equipment expense$149,0003,607
Additional noninterest expense$139,0003,445
Pre-tax net operating income$-52,0004,460
Securities gains (losses)$0938
Applicable income taxes$53,0002,852
Income before extraordinary items$-105,0004,502
Extraordinary gains, net$051
Net income$-105,0004,499
Minority interest net income$081
Net income of bank and minority interests.$-105,0004,501
Net charge-offs$631,000385
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-105,0004,509
2023-03-31 (YTD Data)Rank
Total interest income$983,0003,913
Total interest expense$59,0004,284
Net interest income$924,0003,751
Provision for loan and lease losses$12,0002,299
Total noninterest income$87,0003,707
Gross Fiduciary activities income$0913
Service charges on deposit accounts$15,0003,755
Trading account gains and feesNANA
Additional Noninterest Income$72,0003,427
Total noninterest expense$673,0003,848
Salaries and employee benefits$411,0003,729
Premises and equipment expense$83,0003,548
Additional noninterest expense$72,0003,427
Pre-tax net operating income$326,0003,554
Securities gains (losses)$0950
Applicable income taxes$71,0002,386
Income before extraordinary items$255,0003,626
Extraordinary gains, net$04
Net income$255,0003,625
Minority interest net income$048
Net income of bank and minority interests.$255,0003,626
Net charge-offs$12,0001,306
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$255,0003,652
2022-12-31 (YTD Data)Rank
Total interest income$3,401,0003,895
Total interest expense$116,0004,339
Net interest income$3,285,0003,822
Provision for loan and lease losses$87,0002,323
Total noninterest income$564,0003,417
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$68,0003,739
Trading account gains and feesNANA
Additional Noninterest Income$496,0003,056
Total noninterest expense$3,551,0003,503
Salaries and employee benefits$2,573,0003,156
Premises and equipment expense$264,0003,774
Additional noninterest expense$496,0003,056
Pre-tax net operating income$211,0004,403
Securities gains (losses)$0691
Applicable income taxes$57,0003,212
Income before extraordinary items$154,0004,423
Extraordinary gains, net$05
Net income$154,0004,422
Minority interest net income$063
Net income of bank and minority interests.$154,0004,423
Net charge-offs$98,0001,236
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$154,0004,432
2022-09-30 (YTD Data)Rank
Total interest income$2,491,0003,902
Total interest expense$87,0004,300
Net interest income$2,404,0003,836
Provision for loan and lease losses$85,0002,018
Total noninterest income$352,0003,602
Gross Fiduciary activities income$0968
Service charges on deposit accounts$52,0003,765
Trading account gains and feesNANA
Additional Noninterest Income$300,0003,290
Total noninterest expense$1,903,0003,912
Salaries and employee benefits$1,213,0003,734
Premises and equipment expense$186,0003,849
Additional noninterest expense$300,0003,290
Pre-tax net operating income$768,0003,758
Securities gains (losses)$0740
Applicable income taxes$168,0002,585
Income before extraordinary items$600,0003,814
Extraordinary gains, net$04
Net income$600,0003,813
Minority interest net income$057
Net income of bank and minority interests.$600,0003,813
Net charge-offs$80,0001,018
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$600,0003,845
2022-06-30 (YTD Data)Rank
Total interest income$1,573,0003,962
Total interest expense$57,0004,332
Net interest income$1,516,0003,907
Provision for loan and lease losses$64,0001,749
Total noninterest income$235,0003,595
Gross Fiduciary activities income$0925
Service charges on deposit accounts$33,0003,833
Trading account gains and feesNANA
Additional Noninterest Income$202,0003,301
Total noninterest expense$1,255,0003,938
Salaries and employee benefits$815,0003,740
Premises and equipment expense$124,0003,872
Additional noninterest expense$316,0004,139
Pre-tax net operating income$432,0003,806
Securities gains (losses)$0687
Applicable income taxes$99,0002,576
Income before extraordinary items$333,0003,857
Extraordinary gains, net$04
Net income$333,0003,857
Minority interest net income$060
Net income of bank and minority interests.$333,0003,857
Net charge-offs$76,000812
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$333,0003,889
2022-03-31 (YTD Data)Rank
Total interest income$752,0003,991
Total interest expense$29,0004,325
Net interest income$723,0003,934
Provision for loan and lease losses$49,0001,377
Total noninterest income$117,0003,575
Gross Fiduciary activities income$0892
Service charges on deposit accounts$17,0003,814
Trading account gains and feesNANA
Additional Noninterest Income$100,0003,273
Total noninterest expense$649,0003,909
Salaries and employee benefits$413,0003,729
Premises and equipment expense$63,0003,889
Additional noninterest expense$173,0004,054
Pre-tax net operating income$142,0003,967
Securities gains (losses)$0623
Applicable income taxes$37,0002,656
Income before extraordinary items$105,0004,044
Extraordinary gains, net$04
Net income$105,0004,043
Minority interest net income$050
Net income of bank and minority interests.$105,0004,044
Net charge-offs$69,000581
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$105,0004,068
2021-12-31 (YTD Data)Rank
Total interest income$2,668,0004,174
Total interest expense$119,0004,442
Net interest income$2,549,0004,109
Provision for loan and lease losses$-16,0004,152
Total noninterest income$507,0003,631
Gross Fiduciary activities income$0994
Service charges on deposit accounts$65,0003,838
Trading account gains and feesNANA
Additional Noninterest Income$442,0003,369
Total noninterest expense$3,057,0003,744
Salaries and employee benefits$2,071,0003,474
Premises and equipment expense$259,0003,885
Additional noninterest expense$727,0004,050
Pre-tax net operating income$15,0004,670
Securities gains (losses)$02,062
Applicable income taxes$9,0003,592
Income before extraordinary items$6,0004,682
Extraordinary gains, net$010
Net income$6,0004,682
Minority interest net income$074
Net income of bank and minority interests.$6,0004,682
Net charge-offs$33,0001,866
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,0004,672
2021-09-30 (YTD Data)Rank
Total interest income$1,957,0004,265
Total interest expense$94,0004,503
Net interest income$1,863,0004,207
Provision for loan and lease losses$-9,0004,293
Total noninterest income$379,0003,686
Gross Fiduciary activities income$0957
Service charges on deposit accounts$48,0003,885
Trading account gains and feesNANA
Additional Noninterest Income$331,0003,418
Total noninterest expense$1,906,0003,990
Salaries and employee benefits$1,191,0003,836
Premises and equipment expense$183,0003,994
Additional noninterest expense$532,0004,116
Pre-tax net operating income$345,0004,374
Securities gains (losses)$02,015
Applicable income taxes$72,0003,064
Income before extraordinary items$273,0004,430
Extraordinary gains, net$08
Net income$273,0004,429
Minority interest net income$069
Net income of bank and minority interests.$273,0004,430
Net charge-offs$22,0001,693
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$273,0004,417
2021-06-30 (YTD Data)Rank
Total interest income$1,284,0004,312
Total interest expense$67,0004,513
Net interest income$1,217,0004,251
Provision for loan and lease losses$-37,0004,428
Total noninterest income$252,0003,697
Gross Fiduciary activities income$0951
Service charges on deposit accounts$30,0003,928
Trading account gains and feesNANA
Additional Noninterest Income$222,0003,407
Total noninterest expense$1,262,0004,006
Salaries and employee benefits$790,0003,865
Premises and equipment expense$120,0004,017
Additional noninterest expense$352,0004,128
Pre-tax net operating income$244,0004,376
Securities gains (losses)$01,818
Applicable income taxes$48,0003,049
Income before extraordinary items$196,0004,434
Extraordinary gains, net$06
Net income$196,0004,433
Minority interest net income$067
Net income of bank and minority interests.$196,0004,434
Net charge-offs$3,0002,008
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$196,0004,413
2021-03-31 (YTD Data)Rank
Total interest income$641,0004,323
Total interest expense$36,0004,529
Net interest income$605,0004,258
Provision for loan and lease losses$-28,0004,605
Total noninterest income$122,0003,710
Gross Fiduciary activities income$0922
Service charges on deposit accounts$15,0003,924
Trading account gains and feesNANA
Additional Noninterest Income$107,0003,448
Total noninterest expense$632,0004,013
Salaries and employee benefits$394,0003,881
Premises and equipment expense$59,0004,050
Additional noninterest expense$179,0004,109
Pre-tax net operating income$123,0004,350
Securities gains (losses)$01,392
Applicable income taxes$21,0003,067
Income before extraordinary items$102,0004,400
Extraordinary gains, net$03
Net income$102,0004,399
Minority interest net income$055
Net income of bank and minority interests.$102,0004,400
Net charge-offs$7,0001,445
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$102,0004,383
2020-12-31 (YTD Data)Rank
Total interest income$3,088,0004,176
Total interest expense$238,0004,460
Net interest income$2,850,0004,092
Provision for loan and lease losses$203,0003,022
Total noninterest income$472,0003,675
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$67,0003,948
Trading account gains and feesNANA
Additional Noninterest Income$405,0003,363
Total noninterest expense$3,261,0003,701
Salaries and employee benefits$2,347,0003,304
Premises and equipment expense$268,0003,961
Additional noninterest expense$646,0004,218
Pre-tax net operating income$-142,0004,805
Securities gains (losses)$02,675
Applicable income taxes$-37,0004,848
Income before extraordinary items$-105,0004,813
Extraordinary gains, net$04
Net income$-105,0004,812
Minority interest net income$072
Net income of bank and minority interests.$-105,0004,812
Net charge-offs$161,0001,687
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-105,0004,787
2020-09-30 (YTD Data)Rank
Total interest income$2,431,0004,164
Total interest expense$196,0004,471
Net interest income$2,235,0004,071
Provision for loan and lease losses$79,0003,466
Total noninterest income$354,0003,659
Gross Fiduciary activities income$0981
Service charges on deposit accounts$50,0003,969
Trading account gains and feesNANA
Additional Noninterest Income$304,0003,331
Total noninterest expense$1,865,0004,047
Salaries and employee benefits$1,216,0003,861
Premises and equipment expense$192,0004,023
Additional noninterest expense$457,0004,286
Pre-tax net operating income$645,0003,849
Securities gains (losses)$02,494
Applicable income taxes$137,0002,616
Income before extraordinary items$508,0003,985
Extraordinary gains, net$04
Net income$508,0003,985
Minority interest net income$065
Net income of bank and minority interests.$508,0003,985
Net charge-offs$34,0002,249
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$508,0003,935
2020-06-30 (YTD Data)Rank
Total interest income$1,652,0004,189
Total interest expense$144,0004,466
Net interest income$1,508,0004,090
Provision for loan and lease losses$46,0003,496
Total noninterest income$238,0003,654
Gross Fiduciary activities income$0970
Service charges on deposit accounts$32,0004,031
Trading account gains and feesNANA
Additional Noninterest Income$206,0003,273
Total noninterest expense$1,269,0004,044
Salaries and employee benefits$831,0003,840
Premises and equipment expense$132,0003,992
Additional noninterest expense$306,0004,300
Pre-tax net operating income$431,0003,842
Securities gains (losses)$02,249
Applicable income taxes$92,0002,583
Income before extraordinary items$339,0003,991
Extraordinary gains, net$04
Net income$339,0003,991
Minority interest net income$065
Net income of bank and minority interests.$339,0003,991
Net charge-offs$17,0002,258
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$339,0003,945
2020-03-31 (YTD Data)Rank
Total interest income$873,0004,164
Total interest expense$85,0004,438
Net interest income$788,0004,049
Provision for loan and lease losses$9,0003,440
Total noninterest income$115,0003,653
Gross Fiduciary activities income$0941
Service charges on deposit accounts$18,0004,102
Trading account gains and feesNANA
Additional Noninterest Income$97,0003,217
Total noninterest expense$636,0004,079
Salaries and employee benefits$414,0003,875
Premises and equipment expense$73,0003,894
Additional noninterest expense$149,0004,382
Pre-tax net operating income$258,0003,556
Securities gains (losses)$01,705
Applicable income taxes$52,0002,374
Income before extraordinary items$206,0003,672
Extraordinary gains, net$04
Net income$206,0003,673
Minority interest net income$056
Net income of bank and minority interests.$206,0003,673
Net charge-offs$14,0001,736
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$206,0003,640
2019-12-31 (YTD Data)Rank
Total interest income$3,376,0004,262
Total interest expense$330,0004,507
Net interest income$3,046,0004,159
Provision for loan and lease losses$-34,0004,939
Total noninterest income$451,0003,777
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$81,0004,118
Trading account gains and feesNANA
Additional Noninterest Income$370,0003,360
Total noninterest expense$3,420,0003,694
Salaries and employee benefits$2,457,0003,272
Premises and equipment expense$273,0004,038
Additional noninterest expense$690,0004,286
Pre-tax net operating income$111,0004,878
Securities gains (losses)$02,379
Applicable income taxes$23,0003,516
Income before extraordinary items$88,0004,905
Extraordinary gains, net$011
Net income$88,0004,906
Minority interest net income$076
Net income of bank and minority interests.$88,0004,907
Net charge-offs$43,0002,739
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$88,0004,890
2019-09-30 (YTD Data)Rank
Total interest income$2,545,0004,316
Total interest expense$248,0004,561
Net interest income$2,297,0004,206
Provision for loan and lease losses$20,0003,531
Total noninterest income$359,0003,759
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$60,0004,186
Trading account gains and feesNANA
Additional Noninterest Income$299,0003,294
Total noninterest expense$1,925,0004,138
Salaries and employee benefits$1,239,0003,934
Premises and equipment expense$192,0004,167
Additional noninterest expense$494,0004,398
Pre-tax net operating income$711,0004,021
Securities gains (losses)$02,167
Applicable income taxes$149,0002,687
Income before extraordinary items$562,0004,163
Extraordinary gains, net$011
Net income$562,0004,163
Minority interest net income$072
Net income of bank and minority interests.$562,0004,163
Net charge-offs$10,0002,958
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$562,0004,132
2019-06-30 (YTD Data)Rank
Total interest income$1,703,0004,341
Total interest expense$163,0004,587
Net interest income$1,540,0004,234
Provision for loan and lease losses$18,0003,321
Total noninterest income$241,0003,730
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$40,0004,201
Trading account gains and feesNANA
Additional Noninterest Income$201,0003,264
Total noninterest expense$1,288,0004,159
Salaries and employee benefits$832,0003,950
Premises and equipment expense$130,0004,163
Additional noninterest expense$326,0004,446
Pre-tax net operating income$475,0004,037
Securities gains (losses)$01,702
Applicable income taxes$99,0002,679
Income before extraordinary items$376,0004,160
Extraordinary gains, net$011
Net income$376,0004,158
Minority interest net income$069
Net income of bank and minority interests.$376,0004,159
Net charge-offs$4,0002,873
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$376,0004,146
2019-03-31 (YTD Data)Rank
Total interest income$847,0004,384
Total interest expense$76,0004,659
Net interest income$771,0004,259
Provision for loan and lease losses$-11,0005,208
Total noninterest income$119,0003,727
Gross Fiduciary activities income$0972
Service charges on deposit accounts$20,0004,223
Trading account gains and feesNANA
Additional Noninterest Income$99,0003,236
Total noninterest expense$630,0004,236
Salaries and employee benefits$416,0004,001
Premises and equipment expense$66,0004,185
Additional noninterest expense$148,0004,578
Pre-tax net operating income$271,0003,898
Securities gains (losses)$01,087
Applicable income taxes$52,0002,607
Income before extraordinary items$219,0004,003
Extraordinary gains, net$05
Net income$219,0004,001
Minority interest net income$052
Net income of bank and minority interests.$219,0004,002
Net charge-offs$-4,0004,334
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$219,0004,001
2018-12-31 (YTD Data)Rank
Total interest income$3,346,0004,361
Total interest expense$216,0004,779
Net interest income$3,130,0004,242
Provision for loan and lease losses$36,0003,629
Total noninterest income$478,0003,833
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$86,0004,273
Trading account gains and feesNANA
Additional Noninterest Income$392,0003,370
Total noninterest expense$3,501,0003,738
Salaries and employee benefits$2,516,0003,270
Premises and equipment expense$278,0004,130
Additional noninterest expense$707,0004,389
Pre-tax net operating income$71,0005,164
Securities gains (losses)$-11,0004,441
Applicable income taxes$41,0003,437
Income before extraordinary items$19,0005,211
Extraordinary gains, net$06
Net income$19,0005,209
Minority interest net income$072
Net income of bank and minority interests.$19,0005,210
Net charge-offs$135,0001,937
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$27,6905,202
2018-09-30 (YTD Data)Rank
Total interest income$2,504,0004,401
Total interest expense$151,0004,851
Net interest income$2,353,0004,289
Provision for loan and lease losses$-7,0005,197
Total noninterest income$386,0003,773
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$66,0004,309
Trading account gains and feesNANA
Additional Noninterest Income$320,0003,307
Total noninterest expense$1,968,0004,214
Salaries and employee benefits$1,272,0003,992
Premises and equipment expense$196,0004,253
Additional noninterest expense$500,0004,500
Pre-tax net operating income$778,0004,064
Securities gains (losses)$01,118
Applicable income taxes$196,0002,559
Income before extraordinary items$582,0004,247
Extraordinary gains, net$05
Net income$582,0004,246
Minority interest net income$066
Net income of bank and minority interests.$582,0004,246
Net charge-offs$87,0001,837
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$582,0004,250
2018-06-30 (YTD Data)Rank
Total interest income$1,666,0004,428
Total interest expense$102,0004,849
Net interest income$1,564,0004,323
Provision for loan and lease losses$6,0003,639
Total noninterest income$295,0003,615
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$44,0004,339
Trading account gains and feesNANA
Additional Noninterest Income$251,0003,101
Total noninterest expense$1,340,0004,214
Salaries and employee benefits$886,0003,950
Premises and equipment expense$131,0004,278
Additional noninterest expense$323,0004,587
Pre-tax net operating income$513,0004,073
Securities gains (losses)$0961
Applicable income taxes$137,0002,504
Income before extraordinary items$376,0004,278
Extraordinary gains, net$06
Net income$376,0004,277
Minority interest net income$065
Net income of bank and minority interests.$376,0004,277
Net charge-offs$77,0001,488
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$376,0004,282
2018-03-31 (YTD Data)Rank
Total interest income$842,0004,448
Total interest expense$52,0004,851
Net interest income$790,0004,341
Provision for loan and lease losses$16,0002,901
Total noninterest income$137,0003,710
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$22,0004,380
Trading account gains and feesNANA
Additional Noninterest Income$115,0003,159
Total noninterest expense$673,0004,264
Salaries and employee benefits$450,0003,958
Premises and equipment expense$64,0004,358
Additional noninterest expense$159,0004,660
Pre-tax net operating income$238,0004,154
Securities gains (losses)$0735
Applicable income taxes$84,0002,313
Income before extraordinary items$154,0004,455
Extraordinary gains, net$07
Net income$154,0004,453
Minority interest net income$052
Net income of bank and minority interests.$154,0004,455
Net charge-offs$72,0001,004
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$154,0004,462
2017-12-31 (YTD Data)Rank
Total interest income$3,280,0004,469
Total interest expense$199,0004,863
Net interest income$3,081,0004,386
Provision for loan and lease losses$5,0004,159
Total noninterest income$481,0003,982
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$86,0004,499
Trading account gains and feesNANA
Additional Noninterest Income$395,0003,471
Total noninterest expense$3,538,0003,798
Salaries and employee benefits$2,562,0003,289
Premises and equipment expense$286,0004,240
Additional noninterest expense$690,0004,606
Pre-tax net operating income$19,0005,413
Securities gains (losses)$02,243
Applicable income taxes$251,0002,849
Income before extraordinary items$-232,0005,467
Extraordinary gains, net$09
Net income$-232,0005,467
Minority interest net income$076
Net income of bank and minority interests.$-232,0005,467
Net charge-offs$-6,0004,696
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-232,0005,466
2017-09-30 (YTD Data)Rank
Total interest income$2,478,0004,501
Total interest expense$150,0004,889
Net interest income$2,328,0004,407
Provision for loan and lease losses$-52,0005,493
Total noninterest income$398,0003,883
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$64,0004,540
Trading account gains and feesNANA
Additional Noninterest Income$334,0003,326
Total noninterest expense$2,006,0004,338
Salaries and employee benefits$1,310,0004,029
Premises and equipment expense$210,0004,306
Additional noninterest expense$486,0004,728
Pre-tax net operating income$772,0004,102
Securities gains (losses)$02,274
Applicable income taxes$196,0002,777
Income before extraordinary items$576,0004,262
Extraordinary gains, net$09
Net income$576,0004,261
Minority interest net income$071
Net income of bank and minority interests.$576,0004,262
Net charge-offs$-37,0005,092
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$576,0004,247
2017-06-30 (YTD Data)Rank
Total interest income$1,649,0004,521
Total interest expense$100,0004,900
Net interest income$1,549,0004,424
Provision for loan and lease losses$-105,0005,623
Total noninterest income$267,0003,898
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$43,0004,547
Trading account gains and feesNANA
Additional Noninterest Income$224,0003,327
Total noninterest expense$1,322,0004,377
Salaries and employee benefits$878,0004,049
Premises and equipment expense$138,0004,347
Additional noninterest expense$306,0004,841
Pre-tax net operating income$599,0003,897
Securities gains (losses)$01,906
Applicable income taxes$123,0002,808
Income before extraordinary items$476,0003,952
Extraordinary gains, net$011
Net income$476,0003,951
Minority interest net income$071
Net income of bank and minority interests.$476,0003,952
Net charge-offs$-118,0005,475
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$476,0003,945
2017-03-31 (YTD Data)Rank
Total interest income$819,0004,554
Total interest expense$49,0004,951
Net interest income$770,0004,452
Provision for loan and lease losses$-138,0005,759
Total noninterest income$131,0003,920
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$21,0004,596
Trading account gains and feesNANA
Additional Noninterest Income$110,0003,344
Total noninterest expense$667,0004,401
Salaries and employee benefits$439,0004,089
Premises and equipment expense$64,0004,506
Additional noninterest expense$164,0004,790
Pre-tax net operating income$372,0003,519
Securities gains (losses)$01,153
Applicable income taxes$34,0003,108
Income before extraordinary items$338,0003,439
Extraordinary gains, net$08
Net income$338,0003,438
Minority interest net income$055
Net income of bank and minority interests.$338,0003,439
Net charge-offs$-125,0005,646
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$338,0003,411
2016-12-31 (YTD Data)Rank
Total interest income$3,369,0004,534
Total interest expense$182,0005,067
Net interest income$3,187,0004,403
Provision for loan and lease losses$198,0002,476
Total noninterest income$1,167,0002,802
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$87,0004,667
Trading account gains and fees$0170
Additional Noninterest Income$1,080,0002,308
Total noninterest expense$4,034,0003,634
Salaries and employee benefits$2,842,0003,130
Premises and equipment expense$267,0004,502
Additional noninterest expense$925,0004,295
Pre-tax net operating income$122,0005,454
Securities gains (losses)$03,212
Applicable income taxes$-184,0005,799
Income before extraordinary items$306,0005,095
Extraordinary gains, net$05
Net income$306,0005,094
Minority interest net income$082
Net income of bank and minority interests.$306,0005,094
Net charge-offs$576,000989
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$306,0005,060
2016-09-30 (YTD Data)Rank
Total interest income$2,587,0004,527
Total interest expense$138,0005,101
Net interest income$2,449,0004,394
Provision for loan and lease losses$49,0003,378
Total noninterest income$1,063,0002,561
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$67,0004,679
Trading account gains and fees$0169
Additional Noninterest Income$996,0002,051
Total noninterest expense$2,286,0004,212
Salaries and employee benefits$1,408,0003,956
Premises and equipment expense$198,0004,546
Additional noninterest expense$680,0004,363
Pre-tax net operating income$1,177,0003,497
Securities gains (losses)$03,160
Applicable income taxes$224,0002,727
Income before extraordinary items$953,0003,573
Extraordinary gains, net$05
Net income$953,0003,571
Minority interest net income$071
Net income of bank and minority interests.$953,0003,573
Net charge-offs$513,000783
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$953,0003,509
2016-06-30 (YTD Data)Rank
Total interest income$1,740,0004,549
Total interest expense$91,0005,159
Net interest income$1,649,0004,420
Provision for loan and lease losses$32,0003,227
Total noninterest income$938,0002,184
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$44,0004,708
Trading account gains and fees$0157
Additional Noninterest Income$894,0001,680
Total noninterest expense$1,584,0004,162
Salaries and employee benefits$989,0003,880
Premises and equipment expense$137,0004,517
Additional noninterest expense$458,0004,401
Pre-tax net operating income$971,0003,125
Securities gains (losses)$02,835
Applicable income taxes$187,0002,549
Income before extraordinary items$784,0003,218
Extraordinary gains, net$016
Net income$784,0003,215
Minority interest net income$071
Net income of bank and minority interests.$784,0003,216
Net charge-offs$496,000601
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$784,0003,155
2016-03-31 (YTD Data)Rank
Total interest income$902,0004,491
Total interest expense$44,0005,242
Net interest income$858,0004,370
Provision for loan and lease losses$27,0002,714
Total noninterest income$829,0001,480
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$21,0004,775
Trading account gains and fees$0142
Additional Noninterest Income$808,0001,087
Total noninterest expense$936,0003,847
Salaries and employee benefits$585,0003,580
Premises and equipment expense$64,0004,667
Additional noninterest expense$287,0003,973
Pre-tax net operating income$724,0002,436
Securities gains (losses)$02,077
Applicable income taxes$117,0002,312
Income before extraordinary items$607,0002,427
Extraordinary gains, net$012
Net income$607,0002,427
Minority interest net income$062
Net income of bank and minority interests.$607,0002,427
Net charge-offs$33,0001,702
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$607,0002,379
2015-12-31 (YTD Data)Rank
Total interest income$3,488,0004,572
Total interest expense$160,0005,401
Net interest income$3,328,0004,434
Provision for loan and lease losses$98,0003,100
Total noninterest income$557,0004,012
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$94,0004,787
Trading account gains and fees$0159
Additional Noninterest Income$463,0003,401
Total noninterest expense$3,670,0003,898
Salaries and employee benefits$2,673,0003,262
Premises and equipment expense$243,0004,821
Additional noninterest expense$754,0004,810
Pre-tax net operating income$117,0005,635
Securities gains (losses)$03,216
Applicable income taxes$29,0003,818
Income before extraordinary items$88,0005,726
Extraordinary gains, net$023
Net income$88,0005,729
Minority interest net income$081
Net income of bank and minority interests.$88,0005,729
Net charge-offs$74,0002,932
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$88,0005,691
2015-09-30 (YTD Data)Rank
Total interest income$2,651,0004,592
Total interest expense$120,0005,482
Net interest income$2,531,0004,456
Provision for loan and lease losses$167,0002,172
Total noninterest income$437,0003,963
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$72,0004,813
Trading account gains and fees$0153
Additional Noninterest Income$365,0003,345
Total noninterest expense$1,988,0004,622
Salaries and employee benefits$1,288,0004,243
Premises and equipment expense$178,0004,889
Additional noninterest expense$522,0004,982
Pre-tax net operating income$813,0004,056
Securities gains (losses)$03,031
Applicable income taxes$234,0002,694
Income before extraordinary items$579,0004,379
Extraordinary gains, net$021
Net income$579,0004,381
Minority interest net income$078
Net income of bank and minority interests.$579,0004,382
Net charge-offs$36,0003,018
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$579,0004,331
2015-06-30 (YTD Data)Rank
Total interest income$1,758,0004,639
Total interest expense$81,0005,512
Net interest income$1,677,0004,501
Provision for loan and lease losses$151,0001,753
Total noninterest income$244,0004,254
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$48,0004,822
Trading account gains and fees$0157
Additional Noninterest Income$196,0003,664
Total noninterest expense$1,326,0004,658
Salaries and employee benefits$863,0004,275
Premises and equipment expense$117,0004,946
Additional noninterest expense$346,0005,028
Pre-tax net operating income$444,0004,338
Securities gains (losses)$02,636
Applicable income taxes$131,0002,830
Income before extraordinary items$313,0004,632
Extraordinary gains, net$022
Net income$313,0004,634
Minority interest net income$075
Net income of bank and minority interests.$313,0004,635
Net charge-offs$21,0002,921
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$313,0004,560
2015-03-31 (YTD Data)Rank
Total interest income$875,0004,677
Total interest expense$40,0005,576
Net interest income$835,0004,524
Provision for loan and lease losses$145,0001,174
Total noninterest income$126,0004,195
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$24,0004,828
Trading account gains and fees$0152
Additional Noninterest Income$102,0003,574
Total noninterest expense$669,0004,668
Salaries and employee benefits$433,0004,284
Premises and equipment expense$56,0005,069
Additional noninterest expense$180,0004,999
Pre-tax net operating income$147,0004,854
Securities gains (losses)$02,027
Applicable income taxes$67,0002,776
Income before extraordinary items$80,0005,309
Extraordinary gains, net$013
Net income$80,0005,313
Minority interest net income$064
Net income of bank and minority interests.$80,0005,313
Net charge-offs$6,0002,677
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$80,0005,238
2014-12-31 (YTD Data)Rank
Total interest income$3,502,0004,749
Total interest expense$168,0005,668
Net interest income$3,334,0004,590
Provision for loan and lease losses$109,0003,118
Total noninterest income$496,0004,292
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$107,0004,894
Trading account gains and fees$0180
Additional Noninterest Income$389,0003,643
Total noninterest expense$3,567,0004,095
Salaries and employee benefits$2,609,0003,390
Premises and equipment expense$242,0005,065
Additional noninterest expense$716,0005,116
Pre-tax net operating income$154,0005,763
Securities gains (losses)$03,259
Applicable income taxes$63,0003,620
Income before extraordinary items$91,0005,907
Extraordinary gains, net$017
Net income$91,0005,907
Minority interest net income$084
Net income of bank and minority interests.$91,0005,908
Net charge-offs$248,0002,232
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$91,0005,873
2014-09-30 (YTD Data)Rank
Total interest income$2,628,0004,806
Total interest expense$128,0005,731
Net interest income$2,500,0004,628
Provision for loan and lease losses$112,0002,687
Total noninterest income$375,0004,316
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$82,0004,927
Trading account gains and fees$0174
Additional Noninterest Income$293,0003,672
Total noninterest expense$1,949,0004,849
Salaries and employee benefits$1,274,0004,365
Premises and equipment expense$175,0005,167
Additional noninterest expense$500,0005,274
Pre-tax net operating income$814,0004,100
Securities gains (losses)$02,980
Applicable income taxes$260,0002,584
Income before extraordinary items$554,0004,455
Extraordinary gains, net$015
Net income$554,0004,455
Minority interest net income$081
Net income of bank and minority interests.$554,0004,456
Net charge-offs$204,0001,964
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$554,0004,413
2014-06-30 (YTD Data)Rank
Total interest income$1,748,0004,828
Total interest expense$88,0005,756
Net interest income$1,660,0004,653
Provision for loan and lease losses$-223,0006,425
Total noninterest income$250,0004,324
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$57,0004,864
Trading account gains and fees$0172
Additional Noninterest Income$193,0003,690
Total noninterest expense$1,319,0004,849
Salaries and employee benefits$861,0004,369
Premises and equipment expense$119,0005,182
Additional noninterest expense$339,0005,270
Pre-tax net operating income$814,0003,337
Securities gains (losses)$02,580
Applicable income taxes$288,0002,069
Income before extraordinary items$526,0003,854
Extraordinary gains, net$020
Net income$526,0003,859
Minority interest net income$080
Net income of bank and minority interests.$526,0003,860
Net charge-offs$203,0001,571
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$526,0003,803
2014-03-31 (YTD Data)Rank
Total interest income$873,0004,872
Total interest expense$44,0005,827
Net interest income$829,0004,689
Provision for loan and lease losses$-236,0006,581
Total noninterest income$130,0004,217
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$28,0004,890
Trading account gains and fees$0147
Additional Noninterest Income$102,0003,539
Total noninterest expense$652,0004,918
Salaries and employee benefits$430,0004,407
Premises and equipment expense$60,0005,233
Additional noninterest expense$162,0005,393
Pre-tax net operating income$543,0002,748
Securities gains (losses)$01,715
Applicable income taxes$210,0001,676
Income before extraordinary items$333,0003,357
Extraordinary gains, net$016
Net income$333,0003,360
Minority interest net income$066
Net income of bank and minority interests.$333,0003,360
Net charge-offs$194,000974
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$333,0003,317
2013-12-31 (YTD Data)Rank
Total interest income$3,254,0005,074
Total interest expense$201,0005,902
Net interest income$3,053,0004,895
Provision for loan and lease losses$113,0003,582
Total noninterest income$502,0004,400
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$118,0004,986
Trading account gains and fees$0184
Additional Noninterest Income$384,0003,728
Total noninterest expense$3,424,0004,310
Salaries and employee benefits$2,531,0003,512
Premises and equipment expense$223,0005,386
Additional noninterest expense$670,0005,406
Pre-tax net operating income$18,0006,147
Securities gains (losses)$03,182
Applicable income taxes$-53,0006,421
Income before extraordinary items$71,0006,079
Extraordinary gains, net$029
Net income$71,0006,079
Minority interest net income$090
Net income of bank and minority interests.$71,0006,082
Net charge-offs$124,0003,533
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$71,0006,032
2013-09-30 (YTD Data)Rank
Total interest income$2,430,0005,133
Total interest expense$158,0005,943
Net interest income$2,272,0004,951
Provision for loan and lease losses$122,0003,173
Total noninterest income$389,0004,422
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$91,0004,977
Trading account gains and fees$0180
Additional Noninterest Income$298,0003,756
Total noninterest expense$1,875,0005,060
Salaries and employee benefits$1,248,0004,513
Premises and equipment expense$158,0005,513
Additional noninterest expense$469,0005,534
Pre-tax net operating income$664,0004,355
Securities gains (losses)$03,040
Applicable income taxes$176,0002,895
Income before extraordinary items$488,0004,627
Extraordinary gains, net$025
Net income$488,0004,630
Minority interest net income$084
Net income of bank and minority interests.$488,0004,631
Net charge-offs$108,0003,178
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$488,0004,546
2013-06-30 (YTD Data)Rank
Total interest income$1,594,0005,183
Total interest expense$113,0005,931
Net interest income$1,481,0005,006
Provision for loan and lease losses$94,0003,012
Total noninterest income$259,0004,465
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$63,0004,904
Trading account gains and fees$0157
Additional Noninterest Income$196,0003,818
Total noninterest expense$1,254,0005,069
Salaries and employee benefits$842,0004,517
Premises and equipment expense$102,0005,569
Additional noninterest expense$310,0005,557
Pre-tax net operating income$392,0004,516
Securities gains (losses)$02,791
Applicable income taxes$80,0003,159
Income before extraordinary items$312,0004,689
Extraordinary gains, net$022
Net income$312,0004,692
Minority interest net income$082
Net income of bank and minority interests.$312,0004,693
Net charge-offs$86,0002,891
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$312,0004,580
2013-03-31 (YTD Data)Rank
Total interest income$789,0005,246
Total interest expense$61,0005,921
Net interest income$728,0005,078
Provision for loan and lease losses$-2,0006,718
Total noninterest income$125,0004,489
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$30,0004,965
Trading account gains and fees$0148
Additional Noninterest Income$95,0003,830
Total noninterest expense$632,0005,089
Salaries and employee benefits$421,0004,555
Premises and equipment expense$52,0005,588
Additional noninterest expense$159,0005,588
Pre-tax net operating income$223,0004,310
Securities gains (losses)$01,966
Applicable income taxes$45,0003,059
Income before extraordinary items$178,0004,471
Extraordinary gains, net$010
Net income$178,0004,473
Minority interest net income$076
Net income of bank and minority interests.$178,0004,473
Net charge-offs$8,0003,541
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$178,0004,370
2012-12-31 (YTD Data)Rank
Total interest income$3,467,0005,186
Total interest expense$327,0005,864
Net interest income$3,140,0004,996
Provision for loan and lease losses$39,0005,333
Total noninterest income$525,0004,416
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$135,0004,950
Trading account gains and fees$0166
Additional Noninterest Income$390,0003,664
Total noninterest expense$3,531,0004,356
Salaries and employee benefits$2,601,0003,460
Premises and equipment expense$236,0005,462
Additional noninterest expense$694,0005,558
Pre-tax net operating income$95,0005,928
Securities gains (losses)$03,810
Applicable income taxes$-57,0006,653
Income before extraordinary items$152,0005,920
Extraordinary gains, net$029
Net income$152,0005,916
Minority interest net income$093
Net income of bank and minority interests.$152,0005,919
Net charge-offs$34,0005,146
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$152,0005,762
2012-09-30 (YTD Data)Rank
Total interest income$2,644,0005,244
Total interest expense$254,0005,942
Net interest income$2,390,0005,051
Provision for loan and lease losses$43,0005,074
Total noninterest income$401,0004,420
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$105,0004,958
Trading account gains and fees$0157
Additional Noninterest Income$296,0003,720
Total noninterest expense$1,872,0005,219
Salaries and employee benefits$1,216,0004,670
Premises and equipment expense$169,0005,600
Additional noninterest expense$487,0005,728
Pre-tax net operating income$876,0003,880
Securities gains (losses)$03,575
Applicable income taxes$202,0002,825
Income before extraordinary items$674,0004,168
Extraordinary gains, net$020
Net income$674,0004,168
Minority interest net income$086
Net income of bank and minority interests.$674,0004,168
Net charge-offs$26,0004,936
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$674,0003,983
2012-06-30 (YTD Data)Rank
Total interest income$1,790,0005,249
Total interest expense$175,0005,989
Net interest income$1,615,0005,055
Provision for loan and lease losses$47,0004,633
Total noninterest income$272,0004,397
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$71,0004,950
Trading account gains and fees$0153
Additional Noninterest Income$201,0003,663
Total noninterest expense$1,249,0005,259
Salaries and employee benefits$817,0004,679
Premises and equipment expense$112,0005,624
Additional noninterest expense$320,0005,800
Pre-tax net operating income$591,0003,826
Securities gains (losses)$03,178
Applicable income taxes$113,0002,967
Income before extraordinary items$478,0004,067
Extraordinary gains, net$019
Net income$478,0004,070
Minority interest net income$084
Net income of bank and minority interests.$478,0004,071
Net charge-offs$16,0004,742
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$478,0003,876
2012-03-31 (YTD Data)Rank
Total interest income$918,0005,237
Total interest expense$90,0006,046
Net interest income$828,0005,013
Provision for loan and lease losses$31,0004,076
Total noninterest income$137,0004,417
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$34,0005,018
Trading account gains and fees$0148
Additional Noninterest Income$103,0003,663
Total noninterest expense$626,0005,266
Salaries and employee benefits$408,0004,723
Premises and equipment expense$52,0005,787
Additional noninterest expense$166,0005,756
Pre-tax net operating income$308,0003,795
Securities gains (losses)$02,210
Applicable income taxes$63,0002,854
Income before extraordinary items$245,0004,017
Extraordinary gains, net$019
Net income$245,0004,019
Minority interest net income$078
Net income of bank and minority interests.$245,0004,019
Net charge-offs$6,0004,226
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$245,0003,865
2011-12-31 (YTD Data)Rank
Total interest income$3,854,0005,233
Total interest expense$335,0006,441
Net interest income$3,519,0004,883
Provision for loan and lease losses$133,0005,079
Total noninterest income$545,0004,252
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$155,0004,835
Trading account gains and fees$0146
Additional Noninterest Income$390,0003,477
Total noninterest expense$3,646,0004,381
Salaries and employee benefits$2,678,0003,380
Premises and equipment expense$253,0005,574
Additional noninterest expense$715,0005,643
Pre-tax net operating income$285,0005,279
Securities gains (losses)$03,838
Applicable income taxes$46,0003,796
Income before extraordinary items$239,0005,429
Extraordinary gains, net$029
Net income$239,0005,430
Minority interest net income$096
Net income of bank and minority interests.$239,0005,431
Net charge-offs$75,0005,207
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$239,0005,313
2011-09-30 (YTD Data)Rank
Total interest income$2,940,0005,254
Total interest expense$246,0006,556
Net interest income$2,694,0004,857
Provision for loan and lease losses$94,0005,010
Total noninterest income$407,0004,291
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$117,0004,848
Trading account gains and fees$0145
Additional Noninterest Income$290,0003,509
Total noninterest expense$1,901,0005,327
Salaries and employee benefits$1,216,0004,745
Premises and equipment expense$184,0005,697
Additional noninterest expense$501,0005,822
Pre-tax net operating income$1,106,0003,134
Securities gains (losses)$03,555
Applicable income taxes$340,0002,132
Income before extraordinary items$766,0003,596
Extraordinary gains, net$021
Net income$766,0003,597
Minority interest net income$087
Net income of bank and minority interests.$766,0003,597
Net charge-offs$64,0004,805
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$766,0003,484
2011-06-30 (YTD Data)Rank
Total interest income$1,962,0005,288
Total interest expense$162,0006,670
Net interest income$1,800,0004,869
Provision for loan and lease losses$68,0004,794
Total noninterest income$268,0004,347
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$76,0004,883
Trading account gains and fees$0153
Additional Noninterest Income$192,0003,548
Total noninterest expense$1,233,0005,457
Salaries and employee benefits$825,0004,741
Premises and equipment expense$117,0005,807
Additional noninterest expense$291,0006,159
Pre-tax net operating income$767,0003,016
Securities gains (losses)$02,914
Applicable income taxes$203,0002,216
Income before extraordinary items$564,0003,319
Extraordinary gains, net$015
Net income$564,0003,320
Minority interest net income$089
Net income of bank and minority interests.$564,0003,320
Net charge-offs$26,0004,913
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$564,0003,239
2011-03-31 (YTD Data)Rank
Total interest income$992,0005,284
Total interest expense$78,0006,796
Net interest income$914,0004,815
Provision for loan and lease losses$39,0004,442
Total noninterest income$133,0004,392
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$39,0004,792
Trading account gains and fees$0158
Additional Noninterest Income$94,0003,676
Total noninterest expense$626,0005,442
Salaries and employee benefits$405,0004,838
Premises and equipment expense$61,0005,802
Additional noninterest expense$160,0006,019
Pre-tax net operating income$382,0003,063
Securities gains (losses)$01,772
Applicable income taxes$110,0002,081
Income before extraordinary items$272,0003,423
Extraordinary gains, net$09
Net income$272,0003,420
Minority interest net income$086
Net income of bank and minority interests.$272,0003,421
Net charge-offs$18,0004,096
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$272,0003,363
2010-12-31 (YTD Data)Rank
Total interest income$3,731,0005,571
Total interest expense$293,0007,072
Net interest income$3,438,0004,994
Provision for loan and lease losses$759,0003,466
Total noninterest income$506,0004,536
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$168,0004,724
Trading account gains and fees$0175
Additional Noninterest Income$338,0003,781
Total noninterest expense$3,262,0004,774
Salaries and employee benefits$2,353,0003,763
Premises and equipment expense$233,0005,924
Additional noninterest expense$676,0005,977
Pre-tax net operating income$-77,0005,904
Securities gains (losses)$03,793
Applicable income taxes$-122,0006,862
Income before extraordinary items$45,0005,825
Extraordinary gains, net$029
Net income$45,0005,825
Minority interest net income$0111
Net income of bank and minority interests.$45,0005,825
Net charge-offs$36,0006,111
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$45,0005,680
2010-09-30 (YTD Data)Rank
Total interest income$2,782,0005,693
Total interest expense$220,0007,208
Net interest income$2,562,0005,079
Provision for loan and lease losses$131,0005,431
Total noninterest income$380,0004,613
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$128,0004,775
Trading account gains and fees$0165
Additional Noninterest Income$252,0003,827
Total noninterest expense$1,807,0005,624
Salaries and employee benefits$1,161,0005,010
Premises and equipment expense$167,0006,070
Additional noninterest expense$479,0006,133
Pre-tax net operating income$1,004,0003,090
Securities gains (losses)$03,651
Applicable income taxes$294,0002,170
Income before extraordinary items$710,0003,481
Extraordinary gains, net$023
Net income$710,0003,479
Minority interest net income$0110
Net income of bank and minority interests.$710,0003,481
Net charge-offs$30,0005,825
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$710,0003,354
2010-06-30 (YTD Data)Rank
Total interest income$1,842,0005,750
Total interest expense$146,0007,299
Net interest income$1,696,0005,100
Provision for loan and lease losses$06,857
Total noninterest income$254,0004,591
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$85,0004,770
Trading account gains and fees$0152
Additional Noninterest Income$169,0003,790
Total noninterest expense$1,191,0005,686
Salaries and employee benefits$778,0005,012
Premises and equipment expense$113,0006,077
Additional noninterest expense$300,0006,284
Pre-tax net operating income$759,0002,883
Securities gains (losses)$03,184
Applicable income taxes$230,0001,997
Income before extraordinary items$529,0003,309
Extraordinary gains, net$019
Net income$529,0003,306
Minority interest net income$0105
Net income of bank and minority interests.$529,0003,308
Net charge-offs$22,0005,472
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$529,0003,198
2010-03-31 (YTD Data)Rank
Total interest income$929,0005,791
Total interest expense$73,0007,410
Net interest income$856,0005,120
Provision for loan and lease losses$06,552
Total noninterest income$131,0004,553
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$42,0004,797
Trading account gains and fees$0175
Additional Noninterest Income$89,0003,720
Total noninterest expense$589,0005,787
Salaries and employee benefits$387,0005,093
Premises and equipment expense$60,0006,053
Additional noninterest expense$142,0006,448
Pre-tax net operating income$398,0002,843
Securities gains (losses)$02,284
Applicable income taxes$115,0001,991
Income before extraordinary items$283,0003,243
Extraordinary gains, net$016
Net income$283,0003,240
Minority interest net income$091
Net income of bank and minority interests.$283,0003,243
Net charge-offs$14,0004,653
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$283,0003,135
2009-12-31 (YTD Data)Rank
Total interest income$3,624,0005,944
Total interest expense$450,0007,237
Net interest income$3,174,0005,240
Provision for loan and lease losses$120,0006,252
Total noninterest income$604,0004,353
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$161,0005,037
Trading account gains and fees$0211
Additional Noninterest Income$443,0003,398
Total noninterest expense$3,367,0004,837
Salaries and employee benefits$2,370,0003,848
Premises and equipment expense$245,0006,110
Additional noninterest expense$752,0005,969
Pre-tax net operating income$291,0004,524
Securities gains (losses)$03,754
Applicable income taxes$61,0003,161
Income before extraordinary items$230,0004,709
Extraordinary gains, net$034
Net income$230,0004,708
Minority interest net income$0115
Net income of bank and minority interests.$230,0004,709
Net charge-offs$60,0006,092
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$230,0004,641
2009-09-30 (YTD Data)Rank
Total interest income$2,715,0006,014
Total interest expense$375,0007,247
Net interest income$2,340,0005,299
Provision for loan and lease losses$45,0006,580
Total noninterest income$484,0004,288
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$118,0005,102
Trading account gains and fees$0212
Additional Noninterest Income$366,0003,335
Total noninterest expense$1,849,0005,739
Salaries and employee benefits$1,136,0005,204
Premises and equipment expense$169,0006,320
Additional noninterest expense$544,0006,064
Pre-tax net operating income$930,0002,865
Securities gains (losses)$03,497
Applicable income taxes$251,0002,095
Income before extraordinary items$679,0003,190
Extraordinary gains, net$027
Net income$679,0003,188
Minority interest net income$0118
Net income of bank and minority interests.$679,0003,190
Net charge-offs$52,0005,648
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$679,0003,099
2009-06-30 (YTD Data)Rank
Total interest income$1,803,0006,078
Total interest expense$282,0007,213
Net interest income$1,521,0005,377
Provision for loan and lease losses$30,0006,428
Total noninterest income$364,0004,023
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$75,0005,177
Trading account gains and fees$0193
Additional Noninterest Income$289,0003,068
Total noninterest expense$1,207,0005,841
Salaries and employee benefits$766,0005,232
Premises and equipment expense$107,0006,458
Additional noninterest expense$334,0006,266
Pre-tax net operating income$648,0002,893
Securities gains (losses)$03,136
Applicable income taxes$174,0002,117
Income before extraordinary items$474,0003,190
Extraordinary gains, net$021
Net income$474,0003,188
Minority interest net income$0112
Net income of bank and minority interests.$474,0003,189
Net charge-offs$16,0005,738
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$474,0003,081
2009-03-31 (YTD Data)Rank
Total interest income$892,0006,145
Total interest expense$161,0007,134
Net interest income$731,0005,453
Provision for loan and lease losses$15,0006,043
Total noninterest income$119,0004,894
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$35,0005,255
Trading account gains and fees$0171
Additional Noninterest Income$84,0003,931
Total noninterest expense$582,0005,891
Salaries and employee benefits$389,0005,237
Premises and equipment expense$53,0006,520
Additional noninterest expense$140,0006,483
Pre-tax net operating income$253,0003,619
Securities gains (losses)$02,434
Applicable income taxes$64,0002,663
Income before extraordinary items$189,0003,962
Extraordinary gains, net$015
Net income$189,0003,964
Minority interest net income$0102
Net income of bank and minority interests.$189,0003,964
Net charge-offs$6,0005,032
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$189,0003,803
2008-12-31 (YTD Data)Rank
Total interest income$3,633,0006,242
Total interest expense$863,0007,017
Net interest income$2,770,0005,636
Provision for loan and lease losses$100,0006,027
Total noninterest income$490,0004,883
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$166,0005,127
Trading account gains and fees$0154
Additional Noninterest Income$324,0003,967
Total noninterest expense$3,041,0005,073
Salaries and employee benefits$2,117,0004,266
Premises and equipment expense$221,0006,486
Additional noninterest expense$703,0005,793
Pre-tax net operating income$119,0005,968
Securities gains (losses)$03,220
Applicable income taxes$-26,0006,883
Income before extraordinary items$145,0005,691
Extraordinary gains, net$039
Net income$145,0005,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,824
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$145,0005,849
2008-09-30 (YTD Data)Rank
Total interest income$2,731,0006,308
Total interest expense$678,0007,056
Net interest income$2,053,0005,716
Provision for loan and lease losses$60,0005,691
Total noninterest income$373,0004,961
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$124,0005,176
Trading account gains and fees$0148
Additional Noninterest Income$249,0004,035
Total noninterest expense$1,536,0006,164
Salaries and employee benefits$1,004,0005,678
Premises and equipment expense$152,0006,689
Additional noninterest expense$380,0006,590
Pre-tax net operating income$830,0004,031
Securities gains (losses)$03,106
Applicable income taxes$202,0002,898
Income before extraordinary items$628,0004,049
Extraordinary gains, net$031
Net income$628,0004,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,222
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$628,0004,192
2008-06-30 (YTD Data)Rank
Total interest income$1,831,0006,344
Total interest expense$493,0007,040
Net interest income$1,338,0005,798
Provision for loan and lease losses$50,0005,164
Total noninterest income$245,0005,036
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$84,0005,166
Trading account gains and fees$0149
Additional Noninterest Income$161,0004,185
Total noninterest expense$1,020,0006,223
Salaries and employee benefits$659,0005,771
Premises and equipment expense$101,0006,725
Additional noninterest expense$260,0006,551
Pre-tax net operating income$513,0004,332
Securities gains (losses)$03,233
Applicable income taxes$125,0003,214
Income before extraordinary items$388,0004,540
Extraordinary gains, net$021
Net income$388,0004,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,471
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$388,0004,479
2008-03-31 (YTD Data)Rank
Total interest income$922,0006,403
Total interest expense$294,0006,871
Net interest income$628,0005,986
Provision for loan and lease losses$25,0004,682
Total noninterest income$121,0005,062
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$42,0005,126
Trading account gains and fees$0158
Additional Noninterest Income$79,0004,225
Total noninterest expense$506,0006,269
Salaries and employee benefits$326,0005,856
Premises and equipment expense$52,0006,695
Additional noninterest expense$128,0006,565
Pre-tax net operating income$218,0004,795
Securities gains (losses)$02,688
Applicable income taxes$53,0003,501
Income before extraordinary items$165,0005,063
Extraordinary gains, net$015
Net income$165,0005,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,845
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$165,0004,948
2007-12-31 (YTD Data)Rank
Total interest income$3,530,0006,501
Total interest expense$1,371,0006,607
Net interest income$2,159,0006,337
Provision for loan and lease losses$45,0005,768
Total noninterest income$557,0004,786
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$172,0005,188
Trading account gains and fees$0178
Additional Noninterest Income$385,0003,804
Total noninterest expense$2,574,0005,515
Salaries and employee benefits$1,810,0004,730
Premises and equipment expense$216,0006,567
Additional noninterest expense$548,0006,366
Pre-tax net operating income$97,0007,157
Securities gains (losses)$02,146
Applicable income taxes$-11,0007,796
Income before extraordinary items$108,0007,109
Extraordinary gains, net$039
Net income$108,0007,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,243
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$108,0007,080
2007-09-30 (YTD Data)Rank
Total interest income$2,641,0006,546
Total interest expense$1,033,0006,638
Net interest income$1,608,0006,385
Provision for loan and lease losses$45,0005,124
Total noninterest income$424,0004,782
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$128,0005,225
Trading account gains and fees$0184
Additional Noninterest Income$296,0003,760
Total noninterest expense$1,395,0006,376
Salaries and employee benefits$856,0006,110
Premises and equipment expense$183,0006,296
Additional noninterest expense$356,0006,689
Pre-tax net operating income$592,0005,467
Securities gains (losses)$01,655
Applicable income taxes$157,0004,005
Income before extraordinary items$435,0005,649
Extraordinary gains, net$033
Net income$435,0005,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,557
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$435,0005,638
2007-06-30 (YTD Data)Rank
Total interest income$1,760,0006,588
Total interest expense$685,0006,667
Net interest income$1,075,0006,422
Provision for loan and lease losses$35,0004,774
Total noninterest income$300,0004,664
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$81,0005,338
Trading account gains and fees$0168
Additional Noninterest Income$219,0003,611
Total noninterest expense$933,0006,415
Salaries and employee benefits$576,0006,137
Premises and equipment expense$121,0006,346
Additional noninterest expense$236,0006,728
Pre-tax net operating income$407,0005,484
Securities gains (losses)$01,444
Applicable income taxes$128,0003,843
Income before extraordinary items$279,0005,810
Extraordinary gains, net$029
Net income$279,0005,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0002,930
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$279,0005,798
2007-03-31 (YTD Data)Rank
Total interest income$875,0006,630
Total interest expense$347,0006,665
Net interest income$528,0006,492
Provision for loan and lease losses$05,779
Total noninterest income$113,0005,260
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$42,0005,203
Trading account gains and fees$0195
Additional Noninterest Income$71,0004,430
Total noninterest expense$475,0006,405
Salaries and employee benefits$292,0006,137
Premises and equipment expense$60,0006,403
Additional noninterest expense$123,0006,638
Pre-tax net operating income$166,0005,867
Securities gains (losses)$01,187
Applicable income taxes$42,0004,302
Income before extraordinary items$124,0006,027
Extraordinary gains, net$022
Net income$124,0006,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,851
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$124,0006,010
2006-12-31 (YTD Data)Rank
Total interest income$3,372,0006,505
Total interest expense$1,340,0006,350
Net interest income$2,032,0006,520
Provision for loan and lease losses$06,850
Total noninterest income$448,0005,368
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$187,0005,121
Trading account gains and fees$0130
Additional Noninterest Income$261,0004,569
Total noninterest expense$2,396,0005,626
Salaries and employee benefits$1,675,0004,853
Premises and equipment expense$259,0006,123
Additional noninterest expense$462,0006,722
Pre-tax net operating income$84,0007,754
Securities gains (losses)$-42,0007,878
Applicable income taxes$-16,0008,205
Income before extraordinary items$58,0007,824
Extraordinary gains, net$051
Net income$58,0007,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,727
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$100,0007,659
2006-09-30 (YTD Data)Rank
Total interest income$2,514,0006,537
Total interest expense$989,0006,339
Net interest income$1,525,0006,589
Provision for loan and lease losses$06,685
Total noninterest income$347,0005,314
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$151,0005,030
Trading account gains and fees$0126
Additional Noninterest Income$196,0004,573
Total noninterest expense$1,375,0006,400
Salaries and employee benefits$863,0006,017
Premises and equipment expense$187,0006,249
Additional noninterest expense$325,0006,915
Pre-tax net operating income$497,0006,233
Securities gains (losses)$-42,0008,127
Applicable income taxes$116,0004,777
Income before extraordinary items$339,0006,509
Extraordinary gains, net$045
Net income$339,0006,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,924
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$370,5006,384
2006-06-30 (YTD Data)Rank
Total interest income$1,668,0006,551
Total interest expense$652,0006,290
Net interest income$1,016,0006,627
Provision for loan and lease losses$06,419
Total noninterest income$243,0005,212
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$107,0004,870
Trading account gains and fees$0126
Additional Noninterest Income$136,0004,497
Total noninterest expense$909,0006,438
Salaries and employee benefits$573,0006,043
Premises and equipment expense$121,0006,332
Additional noninterest expense$215,0006,947
Pre-tax net operating income$350,0006,157
Securities gains (losses)$01,185
Applicable income taxes$91,0004,629
Income before extraordinary items$259,0006,309
Extraordinary gains, net$039
Net income$259,0006,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$259,0006,314
2006-03-31 (YTD Data)Rank
Total interest income$826,0006,564
Total interest expense$325,0006,212
Net interest income$501,0006,678
Provision for loan and lease losses$06,013
Total noninterest income$131,0004,999
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$58,0004,612
Trading account gains and fees$0115
Additional Noninterest Income$73,0004,340
Total noninterest expense$465,0006,382
Salaries and employee benefits$285,0006,083
Premises and equipment expense$63,0006,234
Additional noninterest expense$117,0006,694
Pre-tax net operating income$167,0006,203
Securities gains (losses)$0955
Applicable income taxes$41,0004,710
Income before extraordinary items$126,0006,317
Extraordinary gains, net$021
Net income$126,0006,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$126,0006,314
2005-12-31 (YTD Data)Rank
Total interest income$2,956,0006,631
Total interest expense$798,0006,791
Net interest income$2,158,0006,436
Provision for loan and lease losses$15,0006,626
Total noninterest income$454,0005,467
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$207,0004,958
Trading account gains and fees$0138
Additional Noninterest Income$247,0004,757
Total noninterest expense$2,378,0005,529
Salaries and employee benefits$1,708,0004,642
Premises and equipment expense$242,0006,299
Additional noninterest expense$428,0006,941
Pre-tax net operating income$219,0007,644
Securities gains (losses)$02,296
Applicable income taxes$18,0006,362
Income before extraordinary items$201,0007,582
Extraordinary gains, net$046
Net income$201,0007,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,682
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$201,0007,548
2005-09-30 (YTD Data)Rank
Total interest income$2,158,0006,687
Total interest expense$540,0006,923
Net interest income$1,618,0006,462
Provision for loan and lease losses$06,899
Total noninterest income$348,0005,440
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$156,0004,984
Trading account gains and fees$0126
Additional Noninterest Income$192,0004,690
Total noninterest expense$1,271,0006,579
Salaries and employee benefits$781,0006,205
Premises and equipment expense$158,0006,600
Additional noninterest expense$332,0006,870
Pre-tax net operating income$695,0005,661
Securities gains (losses)$02,317
Applicable income taxes$193,0004,470
Income before extraordinary items$502,0005,887
Extraordinary gains, net$035
Net income$502,0005,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,265
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$502,0005,852
2005-06-30 (YTD Data)Rank
Total interest income$1,390,0006,731
Total interest expense$314,0007,099
Net interest income$1,076,0006,468
Provision for loan and lease losses$06,626
Total noninterest income$226,0005,466
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$99,0005,055
Trading account gains and fees$0116
Additional Noninterest Income$127,0004,680
Total noninterest expense$826,0006,657
Salaries and employee benefits$514,0006,251
Premises and equipment expense$113,0006,431
Additional noninterest expense$199,0007,095
Pre-tax net operating income$476,0005,579
Securities gains (losses)$02,146
Applicable income taxes$131,0004,443
Income before extraordinary items$345,0005,824
Extraordinary gains, net$030
Net income$345,0005,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,846
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$345,0005,772
2005-03-31 (YTD Data)Rank
Total interest income$676,0006,821
Total interest expense$143,0007,255
Net interest income$533,0006,537
Provision for loan and lease losses$06,226
Total noninterest income$114,0005,400
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$48,0005,081
Trading account gains and fees$0115
Additional Noninterest Income$66,0004,568
Total noninterest expense$433,0006,549
Salaries and employee benefits$273,0006,106
Premises and equipment expense$57,0006,461
Additional noninterest expense$103,0007,065
Pre-tax net operating income$214,0005,800
Securities gains (losses)$01,685
Applicable income taxes$63,0004,453
Income before extraordinary items$151,0006,074
Extraordinary gains, net$024
Net income$151,0006,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,060
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$151,0006,039
2004-12-31 (YTD Data)Rank
Total interest income$2,490,0006,897
Total interest expense$405,0007,668
Net interest income$2,085,0006,504
Provision for loan and lease losses$07,314
Total noninterest income$471,0005,417
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$234,0004,881
Trading account gains and fees$0138
Additional Noninterest Income$237,0004,744
Total noninterest expense$2,306,0005,549
Salaries and employee benefits$1,655,0004,618
Premises and equipment expense$252,0006,168
Additional noninterest expense$399,0007,129
Pre-tax net operating income$250,0007,611
Securities gains (losses)$03,819
Applicable income taxes$31,0006,334
Income before extraordinary items$219,0007,552
Extraordinary gains, net$034
Net income$219,0007,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,569
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$219,0007,512
2004-09-30 (YTD Data)Rank
Total interest income$1,850,0006,929
Total interest expense$291,0007,756
Net interest income$1,559,0006,528
Provision for loan and lease losses$07,100
Total noninterest income$363,0005,376
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$178,0004,879
Trading account gains and fees$0134
Additional Noninterest Income$185,0004,660
Total noninterest expense$1,311,0006,416
Salaries and employee benefits$829,0005,904
Premises and equipment expense$184,0006,222
Additional noninterest expense$298,0007,104
Pre-tax net operating income$611,0005,855
Securities gains (losses)$03,710
Applicable income taxes$171,0004,678
Income before extraordinary items$440,0006,110
Extraordinary gains, net$026
Net income$440,0006,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,844
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$440,0006,028
2004-06-30 (YTD Data)Rank
Total interest income$1,234,0006,964
Total interest expense$190,0007,852
Net interest income$1,044,0006,548
Provision for loan and lease losses$06,885
Total noninterest income$247,0005,320
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$117,0004,926
Trading account gains and fees$0130
Additional Noninterest Income$130,0004,602
Total noninterest expense$893,0006,388
Salaries and employee benefits$572,0005,832
Premises and equipment expense$118,0006,364
Additional noninterest expense$203,0007,091
Pre-tax net operating income$398,0005,868
Securities gains (losses)$03,413
Applicable income taxes$111,0004,712
Income before extraordinary items$287,0006,126
Extraordinary gains, net$021
Net income$287,0006,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,489
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$287,0006,053
2004-03-31 (YTD Data)Rank
Total interest income$621,0006,987
Total interest expense$97,0007,890
Net interest income$524,0006,555
Provision for loan and lease losses$06,501
Total noninterest income$127,0005,178
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$56,0004,941
Trading account gains and fees$0121
Additional Noninterest Income$71,0004,413
Total noninterest expense$447,0006,432
Salaries and employee benefits$284,0005,901
Premises and equipment expense$55,0006,556
Additional noninterest expense$108,0006,955
Pre-tax net operating income$204,0005,782
Securities gains (losses)$02,934
Applicable income taxes$57,0004,676
Income before extraordinary items$147,0006,059
Extraordinary gains, net$016
Net income$147,0006,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,516
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$147,0005,939
2003-12-31 (YTD Data)Rank
Total interest income$2,677,0006,868
Total interest expense$504,0007,727
Net interest income$2,173,0006,343
Provision for loan and lease losses$07,651
Total noninterest income$454,0005,676
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$226,0004,995
Trading account gains and fees$0160
Additional Noninterest Income$228,0005,025
Total noninterest expense$2,204,0005,672
Salaries and employee benefits$1,536,0004,773
Premises and equipment expense$277,0005,900
Additional noninterest expense$391,0007,218
Pre-tax net operating income$423,0006,941
Securities gains (losses)$04,500
Applicable income taxes$90,0005,823
Income before extraordinary items$333,0007,115
Extraordinary gains, net$054
Net income$333,0007,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,908
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$333,0006,971
2003-09-30 (YTD Data)Rank
Total interest income$2,058,0006,871
Total interest expense$403,0007,760
Net interest income$1,655,0006,351
Provision for loan and lease losses$07,481
Total noninterest income$329,0005,825
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$165,0005,079
Trading account gains and fees$0153
Additional Noninterest Income$164,0005,166
Total noninterest expense$1,310,0006,418
Salaries and employee benefits$827,0005,905
Premises and equipment expense$202,0005,983
Additional noninterest expense$281,0007,309
Pre-tax net operating income$674,0005,610
Securities gains (losses)$04,204
Applicable income taxes$193,0004,699
Income before extraordinary items$481,0005,944
Extraordinary gains, net$040
Net income$481,0005,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,125
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$481,0005,777
2003-06-30 (YTD Data)Rank
Total interest income$1,423,0006,823
Total interest expense$292,0007,723
Net interest income$1,131,0006,269
Provision for loan and lease losses$07,324
Total noninterest income$214,0005,853
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$110,0005,032
Trading account gains and fees$0150
Additional Noninterest Income$104,0005,264
Total noninterest expense$859,0006,490
Salaries and employee benefits$551,0005,912
Premises and equipment expense$132,0006,008
Additional noninterest expense$176,0007,450
Pre-tax net operating income$486,0005,383
Securities gains (losses)$03,782
Applicable income taxes$142,0004,596
Income before extraordinary items$344,0005,780
Extraordinary gains, net$030
Net income$344,0005,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,999
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$344,0005,567
2003-03-31 (YTD Data)Rank
Total interest income$746,0006,713
Total interest expense$158,0007,650
Net interest income$588,0006,118
Provision for loan and lease losses$06,934
Total noninterest income$104,0005,817
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$53,0005,050
Trading account gains and fees$0134
Additional Noninterest Income$51,0005,226
Total noninterest expense$437,0006,445
Salaries and employee benefits$275,0005,912
Premises and equipment expense$70,0005,840
Additional noninterest expense$92,0007,360
Pre-tax net operating income$255,0005,225
Securities gains (losses)$02,891
Applicable income taxes$78,0004,407
Income before extraordinary items$177,0005,641
Extraordinary gains, net$021
Net income$177,0005,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,119
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$177,0005,442
2002-12-31 (YTD Data)Rank
Total interest income$3,456,0006,382
Total interest expense$915,0007,157
Net interest income$2,541,0005,848
Provision for loan and lease losses$60,0006,444
Total noninterest income$427,0005,613
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$226,0004,943
Trading account gains and fees$0153
Additional Noninterest Income$201,0005,023
Total noninterest expense$2,354,0005,292
Salaries and employee benefits$1,683,0004,299
Premises and equipment expense$243,0006,234
Additional noninterest expense$428,0006,949
Pre-tax net operating income$554,0006,567
Securities gains (losses)$04,537
Applicable income taxes$125,0005,738
Income before extraordinary items$429,0006,699
Extraordinary gains, net$070
Net income$429,0006,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0004,201
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$429,0006,571
2001-12-31 (YTD Data)Rank
Total interest income$4,205,0006,193
Total interest expense$1,737,0006,533
Net interest income$2,468,0005,760
Provision for loan and lease losses$90,0005,778
Total noninterest income$415,0005,585
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$222,0004,922
Trading account gains and fees$0177
Additional Noninterest Income$193,0005,009
Total noninterest expense$2,088,0005,588
Salaries and employee benefits$1,389,0004,781
Premises and equipment expense$247,0006,127
Additional noninterest expense$452,0006,771
Pre-tax net operating income$705,0005,801
Securities gains (losses)$04,612
Applicable income taxes$170,0005,274
Income before extraordinary items$535,0005,907
Extraordinary gains, net$0105
Net income$535,0005,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,619
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$535,0005,790
2000-12-31 (YTD Data)Rank
Total interest income$4,231,0006,305
Total interest expense$1,968,0006,323
Net interest income$2,263,0006,168
Provision for loan and lease losses$90,0005,514
Total noninterest income$401,0005,532
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0004,812
Trading account gains and feesNANA
Additional Noninterest Income$176,0005,094
Total noninterest expense$2,001,0005,682
Salaries and employee benefits$1,340,0004,786
Premises and equipment expense$230,0006,312
Additional noninterest expense$431,0006,916
Pre-tax net operating income$573,0006,690
Securities gains (losses)$01,956
Applicable income taxes$135,0006,096
Income before extraordinary items$438,0006,640
Extraordinary gains, net$038
Net income$438,0006,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,135
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$438,0006,657
1999-12-31 (YTD Data)Rank
Total interest income$4,124,0006,257
Total interest expense$1,769,0006,420
Net interest income$2,355,0006,019
Provision for loan and lease losses$120,0004,720
Total noninterest income$408,0005,541
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$231,0004,726
Trading account gains and feesNANA
Additional Noninterest Income$177,0005,219
Total noninterest expense$1,977,0005,729
Salaries and employee benefits$1,297,0004,880
Premises and equipment expense$245,0006,111
Additional noninterest expense$435,0007,006
Pre-tax net operating income$666,0006,449
Securities gains (losses)$03,155
Applicable income taxes$170,0006,037
Income before extraordinary items$496,0006,466
Extraordinary gains, net$035
Net income$496,0006,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,756
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$496,0006,447
1998-12-31 (YTD Data)Rank
Total interest income$4,155,0006,342
Total interest expense$1,793,0006,565
Net interest income$2,362,0006,040
Provision for loan and lease losses$140,0004,320
Total noninterest income$393,0005,675
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$218,0004,896
Trading account gains and feesNANA
Additional Noninterest Income$175,0005,296
Total noninterest expense$1,929,0005,731
Salaries and employee benefits$1,213,0005,034
Premises and equipment expense$275,0005,637
Additional noninterest expense$441,0006,874
Pre-tax net operating income$686,0006,535
Securities gains (losses)$04,449
Applicable income taxes$173,0006,538
Income before extraordinary items$513,0006,535
Extraordinary gains, net$032
Net income$513,0006,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,036
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$513,0006,415
1997-12-31 (YTD Data)Rank
Total interest income$4,329,0006,361
Total interest expense$1,913,0006,439
Net interest income$2,416,0006,187
Provision for loan and lease losses$100,0005,146
Total noninterest income$347,0006,191
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$166,0005,889
Trading account gains and feesNANA
Additional Noninterest Income$181,0005,198
Total noninterest expense$1,846,0005,981
Salaries and employee benefits$1,146,0005,292
Premises and equipment expense$213,0006,604
Additional noninterest expense$487,0006,614
Pre-tax net operating income$817,0006,471
Securities gains (losses)$-1,0009,009
Applicable income taxes$215,0006,682
Income before extraordinary items$601,0006,370
Extraordinary gains, net$044
Net income$601,0006,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,729
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$601,7406,310
1996-12-31 (YTD Data)Rank
Total interest income$4,254,0006,625
Total interest expense$1,973,0006,462
Net interest income$2,281,0006,591
Provision for loan and lease losses$210,0003,297
Total noninterest income$330,0006,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$176,0005,995
Trading account gains and feesNANA
Additional Noninterest Income$154,0005,900
Total noninterest expense$1,750,0006,501
Salaries and employee benefits$1,072,0005,694
Premises and equipment expense$213,0006,804
Additional noninterest expense$465,0007,347
Pre-tax net operating income$651,0007,169
Securities gains (losses)$-6,00010,029
Applicable income taxes$151,0007,854
Income before extraordinary items$494,0006,941
Extraordinary gains, net$053
Net income$494,0006,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0001,876
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$498,6206,849
1995-12-31 (YTD Data)Rank
Total interest income$4,117,0006,864
Total interest expense$1,948,0006,590
Net interest income$2,169,0006,935
Provision for loan and lease losses$120,0004,090
Total noninterest income$336,0006,652
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$198,0005,717
Trading account gains and feesNANA
Additional Noninterest Income$138,0006,215
Total noninterest expense$1,720,0006,681
Salaries and employee benefits$1,049,0005,814
Premises and equipment expense$212,0006,974
Additional noninterest expense$459,0007,616
Pre-tax net operating income$665,0007,511
Securities gains (losses)$-12,00010,219
Applicable income taxes$160,0008,094
Income before extraordinary items$493,0007,312
Extraordinary gains, net$065
Net income$493,0007,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,027
Cash dividends$50,0007,734
Sale, conversion, retirement of capital stock, net$0809
Net operating income$502,0007,207
1994-12-31 (YTD Data)Rank
Total interest income$3,586,0007,216
Total interest expense$1,500,0006,889
Net interest income$2,086,0007,358
Provision for loan and lease losses$125,0003,960
Total noninterest income$338,0006,803
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0005,476
Trading account gains and feesNANA
Additional Noninterest Income$116,0007,032
Total noninterest expense$1,621,0007,230
Salaries and employee benefits$950,0006,360
Premises and equipment expense$187,0007,705
Additional noninterest expense$484,0008,018
Pre-tax net operating income$678,0007,533
Securities gains (losses)$-115,00011,630
Applicable income taxes$136,0008,588
Income before extraordinary items$427,0007,926
Extraordinary gains, net$0249
Net income$427,0007,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,515
Cash dividends$50,0007,903
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$514,4007,229
1993-12-31 (YTD Data)Rank
Total interest income$3,465,0007,581
Total interest expense$1,443,0007,398
Net interest income$2,022,0007,605
Provision for loan and lease losses$140,0004,819
Total noninterest income$357,0006,939
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$234,0005,348
Trading account gains and feesNANA
Additional Noninterest Income$123,0007,223
Total noninterest expense$1,639,0007,385
Salaries and employee benefits$950,0006,413
Premises and equipment expense$64,00011,705
Additional noninterest expense$625,0007,124
Pre-tax net operating income$600,0007,948
Securities gains (losses)$07,477
Applicable income taxes$151,0008,625
Income before extraordinary items$449,0007,976
Extraordinary gains, net$03,149
Net income$449,0008,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,621
Cash dividends$25,0008,549
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$449,0007,718
1992-12-31 (YTD Data)Rank
Total interest income$3,890,0007,652
Total interest expense$1,670,0007,980
Net interest income$2,220,0007,197
Provision for loan and lease losses$240,0004,686
Total noninterest income$268,0008,212
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$97,0008,612
Trading account gains and feesNANA
Additional Noninterest Income$171,0006,197
Total noninterest expense$1,521,0007,837
Salaries and employee benefits$876,0006,758
Premises and equipment expense$62,00012,181
Additional noninterest expense$583,0007,663
Pre-tax net operating income$727,0006,958
Securities gains (losses)$08,369
Applicable income taxes$201,0007,542
Income before extraordinary items$526,0007,120
Extraordinary gains, net$01,422
Net income$526,0007,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0004,257
Cash dividends$20,0008,461
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$526,0006,738

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.