Home > Bank of Escondido > Assets and Liabilities
Bank of Escondido, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 24 | 5,223 |
| Assets and Liabilities | ||
| Total Assets: | $103,488,000 | 5,072 |
| Cash and due from depository institutions | $27,433,000 | 5,223 |
| Interest-bearing balances | $26,310,000 | 1,096 |
| Securities | $2,233,000 | 7,271 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $67,599,000 | 4,952 |
| Loan loss allowance | $1,777,000 | 3,492 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $182,000 | 7,340 |
| Other real estate owned | $601,000 | 5,223 |
| Goodwill and other intangibles | $2,806,000 | 1,069 |
| All other assets | $2,634,000 | 4,892 |
| Life insurance assets | $202,000 | 3,606 |
| Total liabilities and capital | $103,488,000 | 5,072 |
| Total liabilities | $90,919,000 | 5,109 |
| Total deposits | $90,633,000 | 4,911 |
| Interest-bearing deposits | $60,989,000 | 5,529 |
| Deposits held in domestic offices | $90,633,000 | 4,911 |
| % insured | 69.92% | 7,309 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $286,000 | 5,994 |
| Total equity capital | $12,569,000 | 4,584 |
| Total bank equity capital | $12,569,000 | 4,584 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $13,434,000 | 373 |
| Surplus | $0 | 7,466 |
| Undivided profits | $-865,000 | 6,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,231,000 | 3,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $116,000 | 877 |
| Income earned, not collected on loans | $237,000 | 7,033 |
| Earning assets | $96,142,000 | 5,007 |
| Long-term assets (5+ years) | $23,124,000 | 3,887 |
| Average Assets, year-to-date | $101,284,600 | 5,054 |
| Average Assets, quarterly | $104,817,000 | 5,012 |
| Volatile liabilities | $18,412,000 | 5,105 |
| Insider loans | $2,704,000 | 2,533 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $173,000 | 1,608 |
| Unused loan commitments | $16,001,000 | 3,180 |
| Tier 1 (core) risk-based capital | $9,608,000 | 5,237 |
| Tier 2 risk-based capital | $869,000 | 4,656 |
| Total risk weighted assets | $68,648,000 | 5,086 |
| Total unused commitments | $16,001,000 | 3,182 |
| Derivatives | $173,000 | 1,096 |
| 2009-09-30 | Rank | |
| # of Employees: | 25 | 5,159 |
| Assets and Liabilities | ||
| Total Assets: | $106,146,000 | 5,015 |
| Cash and due from depository institutions | $30,201,000 | 5,159 |
| Interest-bearing balances | $25,681,000 | 1,006 |
| Securities | $2,301,000 | 7,329 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $68,878,000 | 4,964 |
| Loan loss allowance | $1,784,000 | 3,401 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $200,000 | 7,378 |
| Other real estate owned | $872,000 | 5,159 |
| Goodwill and other intangibles | $2,806,000 | 1,123 |
| All other assets | $888,000 | 6,690 |
| Life insurance assets | $144,000 | 3,687 |
| Total liabilities and capital | $106,146,000 | 5,015 |
| Total liabilities | $93,935,000 | 5,027 |
| Total deposits | $93,654,000 | 4,795 |
| Interest-bearing deposits | $66,789,000 | 5,323 |
| Deposits held in domestic offices | $93,654,000 | 4,793 |
| % insured | 64.31% | 7,637 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $281,000 | 6,445 |
| Total equity capital | $12,211,000 | 4,772 |
| Total bank equity capital | $12,211,000 | 4,772 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $13,434,000 | 370 |
| Surplus | $0 | 7,543 |
| Undivided profits | $-1,223,000 | 7,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,838,000 | 3,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $267,000 | 7,009 |
| Earning assets | $96,860,000 | 5,024 |
| Long-term assets (5+ years) | $24,727,000 | 3,733 |
| Average Assets, year-to-date | $100,733,750 | 5,104 |
| Average Assets, quarterly | $103,180,500 | 5,079 |
| Volatile liabilities | $12,679,000 | 5,924 |
| Insider loans | $2,719,000 | 2,535 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $1,242,000 | 860 |
| Unused loan commitments | $15,332,000 | 3,403 |
| Tier 1 (core) risk-based capital | $9,389,000 | 5,390 |
| Tier 2 risk-based capital | $886,000 | 4,602 |
| Total risk weighted assets | $69,971,000 | 5,085 |
| Total unused commitments | $15,332,000 | 3,406 |
| Derivatives | $1,630,000 | 865 |
| 2009-06-30 | Rank | |
| # of Employees: | 26 | 5,110 |
| Assets and Liabilities | ||
| Total Assets: | $100,215,000 | 5,183 |
| Cash and due from depository institutions | $18,881,000 | 5,110 |
| Interest-bearing balances | $17,137,000 | 1,215 |
| Securities | $2,697,000 | 7,290 |
| Federal funds sold & reverse repurchase agreements | $4,710,000 | 2,002 |
| Net loans & leases | $69,217,000 | 4,973 |
| Loan loss allowance | $1,573,000 | 3,601 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $216,000 | 7,426 |
| Other real estate owned | $0 | 5,110 |
| Goodwill and other intangibles | $2,806,000 | 1,144 |
| All other assets | $1,688,000 | 5,481 |
| Life insurance assets | $142,000 | 3,723 |
| Total liabilities and capital | $100,215,000 | 5,183 |
| Total liabilities | $87,699,000 | 5,215 |
| Total deposits | $87,369,000 | 5,012 |
| Interest-bearing deposits | $63,844,000 | 5,452 |
| Deposits held in domestic offices | $87,369,000 | 5,009 |
| % insured | 48.75% | 7,775 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $330,000 | 6,205 |
| Total equity capital | $12,516,000 | 4,666 |
| Total bank equity capital | $12,516,000 | 4,666 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $13,434,000 | 369 |
| Surplus | $0 | 7,629 |
| Undivided profits | $-918,000 | 7,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,811,000 | 3,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $280,000 | 6,912 |
| Earning assets | $93,761,000 | 5,118 |
| Long-term assets (5+ years) | $23,820,000 | 3,781 |
| Average Assets, year-to-date | $98,929,670 | 5,188 |
| Average Assets, quarterly | $99,992,000 | 5,182 |
| Volatile liabilities | $13,508,000 | 5,803 |
| Insider loans | $2,730,000 | 2,560 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $490,000 | 1,516 |
| Unused loan commitments | $17,951,000 | 3,168 |
| Tier 1 (core) risk-based capital | $10,098,000 | 5,220 |
| Tier 2 risk-based capital | $920,000 | 4,472 |
| Total risk weighted assets | $72,981,000 | 5,009 |
| Total unused commitments | $17,951,000 | 3,169 |
| Derivatives | $1,304,000 | 982 |
| 2009-03-31 | Rank | |
| # of Employees: | 26 | 5,141 |
| Assets and Liabilities | ||
| Total Assets: | $99,769,000 | 5,215 |
| Cash and due from depository institutions | $12,901,000 | 5,141 |
| Interest-bearing balances | $10,018,000 | 1,629 |
| Securities | $2,889,000 | 7,321 |
| Federal funds sold & reverse repurchase agreements | $12,220,000 | 987 |
| Net loans & leases | $67,467,000 | 5,057 |
| Loan loss allowance | $869,000 | 4,937 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $230,000 | 7,447 |
| Other real estate owned | $0 | 5,141 |
| Goodwill and other intangibles | $2,806,000 | 1,150 |
| All other assets | $1,256,000 | 6,136 |
| Life insurance assets | $142,000 | 3,747 |
| Total liabilities and capital | $99,769,000 | 5,215 |
| Total liabilities | $86,725,000 | 5,266 |
| Total deposits | $86,500,000 | 5,033 |
| Interest-bearing deposits | $64,878,000 | 5,409 |
| Deposits held in domestic offices | $86,500,000 | 5,030 |
| % insured | 48.01% | 7,847 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $225,000 | 6,756 |
| Total equity capital | $13,044,000 | 4,580 |
| Total bank equity capital | $13,044,000 | 4,579 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $13,434,000 | 360 |
| Surplus | $0 | 7,679 |
| Undivided profits | $-390,000 | 7,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,110,000 | 2,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $234,000 | 7,237 |
| Earning assets | $92,594,000 | 5,158 |
| Long-term assets (5+ years) | $24,935,000 | 3,673 |
| Average Assets, year-to-date | $98,287,000 | 5,226 |
| Average Assets, quarterly | $98,287,000 | 5,226 |
| Volatile liabilities | $10,967,000 | 6,205 |
| Insider loans | $2,747,000 | 2,561 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $215,000 | 1,661 |
| Unused loan commitments | $15,933,000 | 3,514 |
| Tier 1 (core) risk-based capital | $10,540,000 | 5,122 |
| Tier 2 risk-based capital | $869,000 | 4,619 |
| Total risk weighted assets | $73,190,000 | 5,029 |
| Total unused commitments | $15,933,000 | 3,515 |
| Derivatives | $4,189,000 | 773 |
| 2008-12-31 | Rank | |
| # of Employees: | 29 | 4,863 |
| Assets and Liabilities | ||
| Total Assets: | $96,805,000 | 5,275 |
| Cash and due from depository institutions | $23,720,000 | 4,863 |
| Interest-bearing balances | $20,537,000 | 569 |
| Securities | $1,034,000 | 7,759 |
| Federal funds sold & reverse repurchase agreements | $6,145,000 | 1,569 |
| Net loans & leases | $61,798,000 | 5,290 |
| Loan loss allowance | $810,000 | 5,063 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $243,000 | 7,463 |
| Other real estate owned | $0 | 4,863 |
| Goodwill and other intangibles | $2,806,000 | 1,172 |
| All other assets | $1,059,000 | 6,554 |
| Life insurance assets | $142,000 | 3,770 |
| Total liabilities and capital | $96,805,000 | 5,275 |
| Total liabilities | $83,308,000 | 5,358 |
| Total deposits | $83,004,000 | 5,107 |
| Interest-bearing deposits | $56,393,000 | 5,717 |
| Deposits held in domestic offices | $83,004,000 | 5,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $304,000 | 6,314 |
| Total equity capital | $13,497,000 | 4,453 |
| Total bank equity capital | $13,497,000 | 4,453 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $13,434,000 | 361 |
| Surplus | $0 | 7,724 |
| Undivided profits | $63,000 | 6,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 4,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $217,000 | 7,456 |
| Earning assets | $89,514,000 | 5,242 |
| Long-term assets (5+ years) | $20,399,000 | 3,986 |
| Average Assets, year-to-date | $96,143,400 | 5,166 |
| Average Assets, quarterly | $97,918,000 | 5,206 |
| Volatile liabilities | $9,040,000 | 6,494 |
| Insider loans | $2,854,000 | 2,523 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $18,159,000 | 3,245 |
| Tier 1 (core) risk-based capital | $10,831,000 | 5,049 |
| Tier 2 risk-based capital | $810,000 | 4,775 |
| Total risk weighted assets | $69,880,000 | 5,162 |
| Total unused commitments | $18,159,000 | 3,247 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 31 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $99,031,000 | 5,193 |
| Cash and due from depository institutions | $23,940,000 | 4,697 |
| Interest-bearing balances | $16,436,000 | 436 |
| Securities | $1,126,000 | 7,800 |
| Federal funds sold & reverse repurchase agreements | $9,680,000 | 1,275 |
| Net loans & leases | $60,406,000 | 5,356 |
| Loan loss allowance | $648,000 | 5,509 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $252,000 | 7,502 |
| Other real estate owned | $0 | 4,697 |
| Goodwill and other intangibles | $2,806,000 | 1,214 |
| All other assets | $821,000 | 7,062 |
| Life insurance assets | $79,000 | 3,864 |
| Total liabilities and capital | $99,031,000 | 5,193 |
| Total liabilities | $85,494,000 | 5,258 |
| Total deposits | $84,236,000 | 5,003 |
| Interest-bearing deposits | $59,201,000 | 5,554 |
| Deposits held in domestic offices | $84,236,000 | 5,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,258,000 | 3,305 |
| Total equity capital | $13,537,000 | 4,478 |
| Total bank equity capital | $13,537,000 | 4,478 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $13,434,000 | 353 |
| Surplus | $0 | 7,795 |
| Undivided profits | $103,000 | 7,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $848,000 | 4,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $234,000 | 7,455 |
| Earning assets | $87,648,000 | 5,277 |
| Long-term assets (5+ years) | $19,195,000 | 4,060 |
| Average Assets, year-to-date | $95,978,000 | 5,187 |
| Average Assets, quarterly | $99,311,500 | 5,149 |
| Volatile liabilities | $8,261,000 | 6,609 |
| Insider loans | $2,858,000 | 2,535 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $19,571,000 | 3,269 |
| Tier 1 (core) risk-based capital | $10,811,000 | 5,137 |
| Tier 2 risk-based capital | $648,000 | 5,282 |
| Total risk weighted assets | $70,409,000 | 5,135 |
| Total unused commitments | $19,571,000 | 3,272 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 27 | 5,178 |
| Assets and Liabilities | ||
| Total Assets: | $99,592,000 | 5,163 |
| Cash and due from depository institutions | $28,140,000 | 5,178 |
| Interest-bearing balances | $24,048,000 | 248 |
| Securities | $287,000 | 8,046 |
| Federal funds sold & reverse repurchase agreements | $10,295,000 | 1,191 |
| Net loans & leases | $57,041,000 | 5,497 |
| Loan loss allowance | $633,000 | 5,505 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $207,000 | 7,699 |
| Other real estate owned | $0 | 5,178 |
| Goodwill and other intangibles | $2,806,000 | 1,230 |
| All other assets | $816,000 | 7,054 |
| Life insurance assets | $80,000 | 3,890 |
| Total liabilities and capital | $99,592,000 | 5,163 |
| Total liabilities | $85,049,000 | 5,279 |
| Total deposits | $84,774,000 | 5,016 |
| Interest-bearing deposits | $59,738,000 | 5,529 |
| Deposits held in domestic offices | $84,774,000 | 5,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $275,000 | 6,696 |
| Total equity capital | $14,543,000 | 4,288 |
| Total bank equity capital | $14,543,000 | 4,288 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $13,434,000 | 351 |
| Surplus | $0 | 7,856 |
| Undivided profits | $1,109,000 | 6,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 4,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $219,000 | 7,541 |
| Earning assets | $91,671,000 | 5,137 |
| Long-term assets (5+ years) | $15,827,000 | 4,443 |
| Average Assets, year-to-date | $94,960,330 | 5,243 |
| Average Assets, quarterly | $97,655,500 | 5,205 |
| Volatile liabilities | $10,733,000 | 6,163 |
| Insider loans | $2,241,000 | 2,927 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $20,050,000 | 3,298 |
| Tier 1 (core) risk-based capital | $11,745,000 | 4,867 |
| Tier 2 risk-based capital | $633,000 | 5,300 |
| Total risk weighted assets | $66,834,000 | 5,264 |
| Total unused commitments | $20,050,000 | 3,299 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 26 | 5,298 |
| Assets and Liabilities | ||
| Total Assets: | $95,719,000 | 5,274 |
| Cash and due from depository institutions | $26,019,000 | 5,298 |
| Interest-bearing balances | $22,280,000 | 335 |
| Securities | $295,000 | 8,092 |
| Federal funds sold & reverse repurchase agreements | $10,970,000 | 1,603 |
| Net loans & leases | $54,705,000 | 5,530 |
| Loan loss allowance | $700,000 | 5,229 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $211,000 | 7,731 |
| Other real estate owned | $0 | 5,298 |
| Goodwill and other intangibles | $2,806,000 | 1,241 |
| All other assets | $713,000 | 7,205 |
| Life insurance assets | $80,000 | 3,908 |
| Total liabilities and capital | $95,719,000 | 5,274 |
| Total liabilities | $81,270,000 | 5,370 |
| Total deposits | $81,062,000 | 5,138 |
| Interest-bearing deposits | $55,409,000 | 5,765 |
| Deposits held in domestic offices | $81,062,000 | 5,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $208,000 | 7,292 |
| Total equity capital | $14,449,000 | 4,383 |
| Total bank equity capital | $14,449,000 | 4,383 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $13,434,000 | 350 |
| Surplus | $0 | 7,894 |
| Undivided profits | $1,015,000 | 6,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $958,000 | 3,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $237,000 | 7,425 |
| Earning assets | $88,250,000 | 5,247 |
| Long-term assets (5+ years) | $12,925,000 | 4,722 |
| Average Assets, year-to-date | $92,644,500 | 5,336 |
| Average Assets, quarterly | $92,644,500 | 5,336 |
| Volatile liabilities | $9,867,000 | 6,294 |
| Insider loans | $1,966,000 | 3,132 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $20,924,000 | 3,273 |
| Tier 1 (core) risk-based capital | $11,647,000 | 4,902 |
| Tier 2 risk-based capital | $700,000 | 5,023 |
| Total risk weighted assets | $64,844,000 | 5,307 |
| Total unused commitments | $20,924,000 | 3,276 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 24 | 5,561 |
| Assets and Liabilities | ||
| Total Assets: | $89,570,000 | 5,453 |
| Cash and due from depository institutions | $27,183,000 | 5,561 |
| Interest-bearing balances | $20,259,000 | 292 |
| Securities | $544,000 | 8,083 |
| Federal funds sold & reverse repurchase agreements | $3,935,000 | 2,990 |
| Net loans & leases | $54,147,000 | 5,555 |
| Loan loss allowance | $560,000 | 5,759 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $218,000 | 7,740 |
| Other real estate owned | $0 | 5,561 |
| Goodwill and other intangibles | $2,806,000 | 1,237 |
| All other assets | $737,000 | 7,238 |
| Life insurance assets | $80,000 | 3,917 |
| Total liabilities and capital | $89,570,000 | 5,453 |
| Total liabilities | $75,081,000 | 5,586 |
| Total deposits | $74,857,000 | 5,361 |
| Interest-bearing deposits | $51,182,000 | 5,903 |
| Deposits held in domestic offices | $74,857,000 | 5,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $224,000 | 7,195 |
| Total equity capital | $14,489,000 | 4,311 |
| Total bank equity capital | $14,489,000 | 4,311 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $13,434,000 | 350 |
| Surplus | $0 | 7,931 |
| Undivided profits | $1,055,000 | 6,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 5,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $231,000 | 7,618 |
| Earning assets | $78,885,000 | 5,551 |
| Long-term assets (5+ years) | $12,635,000 | 4,552 |
| Average Assets, year-to-date | $88,048,200 | 5,355 |
| Average Assets, quarterly | $90,786,000 | 5,361 |
| Volatile liabilities | $8,846,000 | 6,457 |
| Insider loans | $1,971,000 | 3,081 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $24,079,000 | 3,015 |
| Tier 1 (core) risk-based capital | $11,695,000 | 4,858 |
| Tier 2 risk-based capital | $560,000 | 5,563 |
| Total risk weighted assets | $60,784,000 | 5,457 |
| Total unused commitments | $24,079,000 | 3,015 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 25 | 5,458 |
| Assets and Liabilities | ||
| Total Assets: | $92,002,000 | 5,338 |
| Cash and due from depository institutions | $32,022,000 | 5,458 |
| Interest-bearing balances | $28,609,000 | 193 |
| Securities | $535,000 | 8,132 |
| Federal funds sold & reverse repurchase agreements | $4,465,000 | 2,773 |
| Net loans & leases | $51,170,000 | 5,662 |
| Loan loss allowance | $500,000 | 6,024 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $211,000 | 7,777 |
| Other real estate owned | $0 | 5,458 |
| Goodwill and other intangibles | $2,806,000 | 1,219 |
| All other assets | $793,000 | 7,240 |
| Life insurance assets | $24,000 | 3,991 |
| Total liabilities and capital | $92,002,000 | 5,338 |
| Total liabilities | $77,656,000 | 5,460 |
| Total deposits | $77,460,000 | 5,216 |
| Interest-bearing deposits | $55,171,000 | 5,705 |
| Deposits held in domestic offices | $77,460,000 | 5,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $196,000 | 7,518 |
| Total equity capital | $14,346,000 | 4,317 |
| Total bank equity capital | $14,346,000 | 4,317 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $13,434,000 | 337 |
| Surplus | $0 | 7,949 |
| Undivided profits | $912,000 | 7,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 5,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $256,000 | 7,626 |
| Earning assets | $84,779,000 | 5,300 |
| Long-term assets (5+ years) | $11,485,000 | 4,603 |
| Average Assets, year-to-date | $87,667,750 | 5,386 |
| Average Assets, quarterly | $89,701,500 | 5,373 |
| Volatile liabilities | $9,924,000 | 6,259 |
| Insider loans | $1,975,000 | 3,040 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $19,649,000 | 3,442 |
| Tier 1 (core) risk-based capital | $11,559,000 | 4,893 |
| Tier 2 risk-based capital | $500,000 | 5,826 |
| Total risk weighted assets | $61,029,000 | 5,399 |
| Total unused commitments | $19,649,000 | 3,443 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 24 | 5,620 |
| Assets and Liabilities | ||
| Total Assets: | $87,401,000 | 5,489 |
| Cash and due from depository institutions | $30,514,000 | 5,620 |
| Interest-bearing balances | $24,486,000 | 255 |
| Securities | $530,000 | 8,183 |
| Federal funds sold & reverse repurchase agreements | $7,650,000 | 1,964 |
| Net loans & leases | $45,014,000 | 5,969 |
| Loan loss allowance | $455,000 | 6,247 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $225,000 | 7,775 |
| Other real estate owned | $0 | 5,620 |
| Goodwill and other intangibles | $2,806,000 | 1,221 |
| All other assets | $662,000 | 7,475 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $87,401,000 | 5,489 |
| Total liabilities | $73,119,000 | 5,632 |
| Total deposits | $72,913,000 | 5,412 |
| Interest-bearing deposits | $49,301,000 | 6,024 |
| Deposits held in domestic offices | $72,913,000 | 5,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $206,000 | 7,333 |
| Total equity capital | $14,282,000 | 4,257 |
| Total bank equity capital | $14,282,000 | 4,257 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $13,434,000 | 338 |
| Surplus | $0 | 8,003 |
| Undivided profits | $848,000 | 7,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 5,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $218,000 | 7,774 |
| Earning assets | $77,680,000 | 5,573 |
| Long-term assets (5+ years) | $11,742,000 | 4,496 |
| Average Assets, year-to-date | $86,223,000 | 5,475 |
| Average Assets, quarterly | $87,883,000 | 5,450 |
| Volatile liabilities | $9,809,000 | 6,255 |
| Insider loans | $1,978,000 | 3,009 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $22,453,000 | 3,177 |
| Tier 1 (core) risk-based capital | $11,500,000 | 4,893 |
| Tier 2 risk-based capital | $455,000 | 6,055 |
| Total risk weighted assets | $55,405,000 | 5,660 |
| Total unused commitments | $22,453,000 | 3,177 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 23 | 5,739 |
| Assets and Liabilities | ||
| Total Assets: | $88,365,000 | 5,456 |
| Cash and due from depository institutions | $25,642,000 | 5,739 |
| Interest-bearing balances | $21,021,000 | 316 |
| Securities | $545,000 | 8,217 |
| Federal funds sold & reverse repurchase agreements | $16,720,000 | 1,174 |
| Net loans & leases | $41,555,000 | 6,113 |
| Loan loss allowance | $420,000 | 6,442 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $239,000 | 7,739 |
| Other real estate owned | $0 | 5,739 |
| Goodwill and other intangibles | $2,844,000 | 1,194 |
| All other assets | $820,000 | 7,060 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $88,365,000 | 5,456 |
| Total liabilities | $74,227,000 | 5,610 |
| Total deposits | $74,061,000 | 5,398 |
| Interest-bearing deposits | $51,030,000 | 5,954 |
| Deposits held in domestic offices | $74,061,000 | 5,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $166,000 | 7,619 |
| Total equity capital | $14,138,000 | 4,301 |
| Total bank equity capital | $14,138,000 | 4,301 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $13,434,000 | 323 |
| Surplus | $0 | 8,027 |
| Undivided profits | $704,000 | 7,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $157,000 | 8,070 |
| Earning assets | $79,841,000 | 5,502 |
| Long-term assets (5+ years) | $11,851,000 | 4,415 |
| Average Assets, year-to-date | $85,634,000 | 5,516 |
| Average Assets, quarterly | $85,634,000 | 5,516 |
| Volatile liabilities | $9,180,000 | 6,308 |
| Insider loans | $1,980,000 | 3,006 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $22,173,000 | 3,166 |
| Tier 1 (core) risk-based capital | $11,310,000 | 4,928 |
| Tier 2 risk-based capital | $420,000 | 6,244 |
| Total risk weighted assets | $52,775,000 | 5,738 |
| Total unused commitments | $22,173,000 | 3,166 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 24 | 5,615 |
| Assets and Liabilities | ||
| Total Assets: | $82,903,000 | 5,633 |
| Cash and due from depository institutions | $32,642,000 | 5,615 |
| Interest-bearing balances | $27,094,000 | 228 |
| Securities | $546,000 | 8,265 |
| Federal funds sold & reverse repurchase agreements | $8,465,000 | 1,934 |
| Net loans & leases | $37,028,000 | 6,366 |
| Loan loss allowance | $370,000 | 6,742 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $249,000 | 7,728 |
| Other real estate owned | $0 | 5,615 |
| Goodwill and other intangibles | $2,844,000 | 1,181 |
| All other assets | $1,129,000 | 6,490 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $82,903,000 | 5,633 |
| Total liabilities | $68,924,000 | 5,811 |
| Total deposits | $68,687,000 | 5,600 |
| Interest-bearing deposits | $40,769,000 | 6,455 |
| Deposits held in domestic offices | $68,687,000 | 5,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $237,000 | 7,059 |
| Total equity capital | $13,979,000 | 4,267 |
| Total bank equity capital | $13,979,000 | 4,267 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $13,434,000 | 314 |
| Surplus | $0 | 8,057 |
| Undivided profits | $545,000 | 7,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 6,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $247,000 | 7,642 |
| Earning assets | $73,133,000 | 5,749 |
| Long-term assets (5+ years) | $7,263,000 | 5,247 |
| Average Assets, year-to-date | $76,962,400 | 5,707 |
| Average Assets, quarterly | $80,735,500 | 5,668 |
| Volatile liabilities | $6,646,000 | 6,922 |
| Insider loans | $1,984,000 | 2,985 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $17,864,000 | 3,547 |
| Tier 1 (core) risk-based capital | $11,152,000 | 4,943 |
| Tier 2 risk-based capital | $370,000 | 6,536 |
| Total risk weighted assets | $48,681,000 | 5,915 |
| Total unused commitments | $17,864,000 | 3,547 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 24 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $78,568,000 | 5,774 |
| Cash and due from depository institutions | $32,900,000 | 5,657 |
| Interest-bearing balances | $28,223,000 | 187 |
| Securities | $548,000 | 8,340 |
| Federal funds sold & reverse repurchase agreements | $11,965,000 | 1,161 |
| Net loans & leases | $32,277,000 | 6,710 |
| Loan loss allowance | $435,000 | 6,408 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $254,000 | 7,759 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $624,000 | 7,659 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $78,568,000 | 5,774 |
| Total liabilities | $67,815,000 | 5,825 |
| Total deposits | $67,654,000 | 5,586 |
| Interest-bearing deposits | $43,200,000 | 6,292 |
| Deposits held in domestic offices | $67,654,000 | 5,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $161,000 | 7,726 |
| Total equity capital | $10,753,000 | 5,100 |
| Total bank equity capital | $10,753,000 | 5,100 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,390,000 | 401 |
| Surplus | $0 | 8,106 |
| Undivided profits | $363,000 | 7,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $221,000 | 7,860 |
| Earning assets | $73,013,000 | 5,737 |
| Long-term assets (5+ years) | $7,301,000 | 5,203 |
| Average Assets, year-to-date | $75,477,250 | 5,802 |
| Average Assets, quarterly | $77,310,000 | 5,781 |
| Volatile liabilities | $7,444,000 | 6,781 |
| Insider loans | $1,918,000 | 3,031 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $17,599,000 | 3,615 |
| Tier 1 (core) risk-based capital | $10,771,000 | 5,043 |
| Tier 2 risk-based capital | $435,000 | 6,182 |
| Total risk weighted assets | $44,151,000 | 6,166 |
| Total unused commitments | $17,599,000 | 3,616 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 21 | 6,063 |
| Assets and Liabilities | ||
| Total Assets: | $76,052,000 | 5,859 |
| Cash and due from depository institutions | $25,643,000 | 6,063 |
| Interest-bearing balances | $22,316,000 | 229 |
| Securities | $536,000 | 8,388 |
| Federal funds sold & reverse repurchase agreements | $18,900,000 | 640 |
| Net loans & leases | $30,216,000 | 6,816 |
| Loan loss allowance | $435,000 | 6,410 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $254,000 | 7,782 |
| Other real estate owned | $0 | 6,063 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $503,000 | 7,897 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $76,052,000 | 5,859 |
| Total liabilities | $65,913,000 | 5,924 |
| Total deposits | $65,739,000 | 5,674 |
| Interest-bearing deposits | $41,580,000 | 6,398 |
| Deposits held in domestic offices | $65,739,000 | 5,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $174,000 | 7,417 |
| Total equity capital | $10,139,000 | 5,160 |
| Total bank equity capital | $10,139,000 | 5,160 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,950,000 | 425 |
| Surplus | $0 | 8,130 |
| Undivided profits | $189,000 | 7,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 7,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $127,000 | 8,300 |
| Earning assets | $71,968,000 | 5,738 |
| Long-term assets (5+ years) | $5,923,000 | 5,515 |
| Average Assets, year-to-date | $74,447,000 | 5,861 |
| Average Assets, quarterly | $76,253,500 | 5,809 |
| Volatile liabilities | $7,084,000 | 6,856 |
| Insider loans | $1,800,000 | 3,104 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $20,091,000 | 3,362 |
| Tier 1 (core) risk-based capital | $10,166,000 | 5,150 |
| Tier 2 risk-based capital | $435,000 | 6,166 |
| Total risk weighted assets | $41,350,000 | 6,304 |
| Total unused commitments | $20,091,000 | 3,363 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 21 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $76,455,000 | 5,809 |
| Cash and due from depository institutions | $21,897,000 | 6,049 |
| Interest-bearing balances | $17,440,000 | 348 |
| Securities | $547,000 | 8,426 |
| Federal funds sold & reverse repurchase agreements | $16,975,000 | 879 |
| Net loans & leases | $36,100,000 | 6,395 |
| Loan loss allowance | $475,000 | 6,186 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $264,000 | 7,748 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $672,000 | 7,396 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $76,455,000 | 5,809 |
| Total liabilities | $66,553,000 | 5,865 |
| Total deposits | $66,358,000 | 5,643 |
| Interest-bearing deposits | $43,059,000 | 6,323 |
| Deposits held in domestic offices | $66,358,000 | 5,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $195,000 | 7,179 |
| Total equity capital | $9,902,000 | 5,206 |
| Total bank equity capital | $9,902,000 | 5,206 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,950,000 | 416 |
| Surplus | $0 | 8,136 |
| Undivided profits | $-48,000 | 7,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $179,000 | 7,972 |
| Earning assets | $71,062,000 | 5,769 |
| Long-term assets (5+ years) | $6,119,000 | 5,454 |
| Average Assets, year-to-date | $73,644,500 | 5,908 |
| Average Assets, quarterly | $73,644,500 | 5,908 |
| Volatile liabilities | $6,194,000 | 7,009 |
| Insider loans | $1,800,000 | 3,052 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $17,019,000 | 3,649 |
| Tier 1 (core) risk-based capital | $9,924,000 | 5,144 |
| Tier 2 risk-based capital | $475,000 | 5,935 |
| Total risk weighted assets | $43,345,000 | 6,150 |
| Total unused commitments | $17,019,000 | 3,650 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 20 | 6,190 |
| Assets and Liabilities | ||
| Total Assets: | $70,834,000 | 6,052 |
| Cash and due from depository institutions | $12,495,000 | 6,190 |
| Interest-bearing balances | $9,546,000 | 609 |
| Securities | $557,000 | 8,485 |
| Federal funds sold & reverse repurchase agreements | $19,160,000 | 685 |
| Net loans & leases | $37,768,000 | 6,310 |
| Loan loss allowance | $460,000 | 6,277 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $276,000 | 7,724 |
| Other real estate owned | $0 | 6,190 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $578,000 | 7,691 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $70,834,000 | 6,052 |
| Total liabilities | $61,125,000 | 6,110 |
| Total deposits | $60,895,000 | 5,888 |
| Interest-bearing deposits | $37,503,000 | 6,676 |
| Deposits held in domestic offices | $60,895,000 | 5,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,000 | 5,800 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $203,000 | 7,089 |
| Total equity capital | $9,709,000 | 5,237 |
| Total bank equity capital | $9,709,000 | 5,237 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,950,000 | 404 |
| Surplus | $0 | 8,157 |
| Undivided profits | $-241,000 | 8,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $157,000 | 8,158 |
| Earning assets | $67,031,000 | 5,943 |
| Long-term assets (5+ years) | $6,972,000 | 5,253 |
| Average Assets, year-to-date | $61,524,000 | 6,304 |
| Average Assets, quarterly | $69,296,000 | 6,076 |
| Volatile liabilities | $7,340,000 | 6,658 |
| Insider loans | $1,800,000 | 3,028 |
| FHLB advances | $27,000 | 5,316 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $18,451,000 | 3,467 |
| Tier 1 (core) risk-based capital | $9,635,000 | 5,203 |
| Tier 2 risk-based capital | $460,000 | 6,035 |
| Total risk weighted assets | $43,319,000 | 6,162 |
| Total unused commitments | $18,451,000 | 3,468 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 20 | 6,205 |
| Assets and Liabilities | ||
| Total Assets: | $67,758,000 | 6,149 |
| Cash and due from depository institutions | $9,721,000 | 6,205 |
| Interest-bearing balances | $6,584,000 | 864 |
| Securities | $565,000 | 8,516 |
| Federal funds sold & reverse repurchase agreements | $19,805,000 | 671 |
| Net loans & leases | $36,829,000 | 6,391 |
| Loan loss allowance | $451,000 | 6,339 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $290,000 | 7,692 |
| Other real estate owned | $0 | 6,205 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $548,000 | 7,799 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $67,758,000 | 6,149 |
| Total liabilities | $58,237,000 | 6,219 |
| Total deposits | $58,154,000 | 5,982 |
| Interest-bearing deposits | $36,713,000 | 6,720 |
| Deposits held in domestic offices | $58,154,000 | 5,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $83,000 | 8,316 |
| Total equity capital | $9,521,000 | 5,293 |
| Total bank equity capital | $9,521,000 | 5,293 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,900,000 | 388 |
| Surplus | $0 | 8,180 |
| Undivided profits | $-379,000 | 8,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $137,000 | 8,301 |
| Earning assets | $63,783,000 | 6,075 |
| Long-term assets (5+ years) | $4,029,000 | 6,157 |
| Average Assets, year-to-date | $59,196,500 | 6,436 |
| Average Assets, quarterly | $63,812,000 | 6,286 |
| Volatile liabilities | $7,103,000 | 6,723 |
| Insider loans | $1,800,000 | 3,004 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $15,900,000 | 3,708 |
| Tier 1 (core) risk-based capital | $9,365,000 | 5,270 |
| Tier 2 risk-based capital | $451,000 | 6,065 |
| Total risk weighted assets | $42,067,000 | 6,244 |
| Total unused commitments | $15,900,000 | 3,709 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 17 | 6,667 |
| Assets and Liabilities | ||
| Total Assets: | $59,866,000 | 6,444 |
| Cash and due from depository institutions | $9,809,000 | 6,667 |
| Interest-bearing balances | $5,641,000 | 948 |
| Securities | $575,000 | 8,538 |
| Federal funds sold & reverse repurchase agreements | $12,745,000 | 952 |
| Net loans & leases | $35,864,000 | 6,407 |
| Loan loss allowance | $410,000 | 6,562 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $294,000 | 7,664 |
| Other real estate owned | $0 | 6,667 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $579,000 | 7,611 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $59,866,000 | 6,444 |
| Total liabilities | $50,443,000 | 6,558 |
| Total deposits | $50,366,000 | 6,370 |
| Interest-bearing deposits | $30,908,000 | 7,121 |
| Deposits held in domestic offices | $50,366,000 | 6,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $77,000 | 8,290 |
| Total equity capital | $9,423,000 | 5,270 |
| Total bank equity capital | $9,423,000 | 5,270 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,900,000 | 365 |
| Surplus | $0 | 8,188 |
| Undivided profits | $-477,000 | 8,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $140,000 | 8,233 |
| Earning assets | $54,825,000 | 6,440 |
| Long-term assets (5+ years) | $4,064,000 | 6,198 |
| Average Assets, year-to-date | $56,342,670 | 6,556 |
| Average Assets, quarterly | $59,036,000 | 6,454 |
| Volatile liabilities | $6,436,000 | 6,831 |
| Insider loans | $1,800,000 | 2,967 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $18,452,000 | 3,361 |
| Tier 1 (core) risk-based capital | $9,206,000 | 5,243 |
| Tier 2 risk-based capital | $410,000 | 6,289 |
| Total risk weighted assets | $40,949,000 | 6,260 |
| Total unused commitments | $18,452,000 | 3,362 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 16 | 6,868 |
| Assets and Liabilities | ||
| Total Assets: | $58,206,000 | 6,546 |
| Cash and due from depository institutions | $6,619,000 | 6,868 |
| Interest-bearing balances | $3,615,000 | 1,374 |
| Securities | $571,000 | 8,611 |
| Federal funds sold & reverse repurchase agreements | $15,165,000 | 807 |
| Net loans & leases | $34,845,000 | 6,438 |
| Loan loss allowance | $375,000 | 6,828 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $307,000 | 7,669 |
| Other real estate owned | $0 | 6,868 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $699,000 | 7,290 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $58,206,000 | 6,546 |
| Total liabilities | $48,924,000 | 6,677 |
| Total deposits | $48,845,000 | 6,503 |
| Interest-bearing deposits | $30,464,000 | 7,210 |
| Deposits held in domestic offices | $48,845,000 | 6,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $79,000 | 8,216 |
| Total equity capital | $9,282,000 | 5,259 |
| Total bank equity capital | $9,282,000 | 5,259 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,900,000 | 355 |
| Surplus | $0 | 8,248 |
| Undivided profits | $-618,000 | 8,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $117,000 | 8,404 |
| Earning assets | $54,196,000 | 6,496 |
| Long-term assets (5+ years) | $4,068,000 | 6,286 |
| Average Assets, year-to-date | $54,581,000 | 6,702 |
| Average Assets, quarterly | $54,581,000 | 6,702 |
| Volatile liabilities | $6,154,000 | 6,878 |
| Insider loans | $1,600,000 | 3,195 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,315,000 | 3,113 |
| Tier 1 (core) risk-based capital | $8,996,000 | 5,282 |
| Tier 2 risk-based capital | $375,000 | 6,552 |
| Total risk weighted assets | $40,283,000 | 6,283 |
| Total unused commitments | $20,315,000 | 3,116 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 13 | 7,405 |
| Assets and Liabilities | ||
| Total Assets: | $50,956,000 | 6,931 |
| Cash and due from depository institutions | $3,493,000 | 7,405 |
| Interest-bearing balances | $2,110,000 | 1,980 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $13,730,000 | 869 |
| Net loans & leases | $32,816,000 | 6,614 |
| Loan loss allowance | $350,000 | 6,976 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $305,000 | 7,690 |
| Other real estate owned | $0 | 7,405 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $612,000 | 7,526 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $50,956,000 | 6,931 |
| Total liabilities | $41,733,000 | 7,102 |
| Total deposits | $41,680,000 | 6,934 |
| Interest-bearing deposits | $25,692,000 | 7,589 |
| Deposits held in domestic offices | $41,680,000 | 6,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $53,000 | 8,487 |
| Total equity capital | $9,223,000 | 5,275 |
| Total bank equity capital | $9,223,000 | 5,275 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,900,000 | 340 |
| Surplus | $0 | 8,282 |
| Undivided profits | $-677,000 | 8,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $106,000 | 8,493 |
| Earning assets | $48,656,000 | 6,828 |
| Long-term assets (5+ years) | $3,522,000 | 6,519 |
| Average Assets, year-to-date | $41,345,600 | 7,305 |
| Average Assets, quarterly | $49,606,500 | 6,963 |
| Volatile liabilities | $5,121,000 | 7,190 |
| Insider loans | $1,600,000 | 3,194 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,063,000 | 3,738 |
| Tier 1 (core) risk-based capital | $8,887,000 | 5,275 |
| Tier 2 risk-based capital | $350,000 | 6,731 |
| Total risk weighted assets | $37,994,000 | 6,436 |
| Total unused commitments | $14,063,000 | 3,739 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 14 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $48,257,000 | 7,047 |
| Cash and due from depository institutions | $3,361,000 | 7,238 |
| Interest-bearing balances | $2,101,000 | 2,045 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $14,040,000 | 807 |
| Net loans & leases | $29,874,000 | 6,826 |
| Loan loss allowance | $315,000 | 7,226 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $309,000 | 7,700 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $673,000 | 7,415 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $48,257,000 | 7,047 |
| Total liabilities | $39,092,000 | 7,220 |
| Total deposits | $39,023,000 | 7,057 |
| Interest-bearing deposits | $23,950,000 | 7,738 |
| Deposits held in domestic offices | $39,023,000 | 7,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $69,000 | 8,480 |
| Total equity capital | $9,165,000 | 5,298 |
| Total bank equity capital | $9,165,000 | 5,298 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,900,000 | 335 |
| Surplus | $0 | 8,313 |
| Undivided profits | $-735,000 | 8,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $89,000 | 8,656 |
| Earning assets | $46,015,000 | 6,944 |
| Long-term assets (5+ years) | $3,041,000 | 6,794 |
| Average Assets, year-to-date | $38,943,000 | 7,477 |
| Average Assets, quarterly | $46,371,000 | 7,111 |
| Volatile liabilities | $2,046,000 | 8,326 |
| Insider loans | $1,600,000 | 3,147 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,464,000 | 3,658 |
| Tier 1 (core) risk-based capital | $8,793,000 | 5,293 |
| Tier 2 risk-based capital | $315,000 | 6,969 |
| Total risk weighted assets | $34,803,000 | 6,665 |
| Total unused commitments | $14,464,000 | 3,660 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 14 | 7,300 |
| Assets and Liabilities | ||
| Total Assets: | $44,485,000 | 7,257 |
| Cash and due from depository institutions | $2,290,000 | 7,300 |
| Interest-bearing balances | $851,000 | 3,019 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $16,015,000 | 658 |
| Net loans & leases | $25,296,000 | 7,170 |
| Loan loss allowance | $245,000 | 7,711 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $294,000 | 7,798 |
| Other real estate owned | $0 | 7,300 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $590,000 | 7,652 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $44,485,000 | 7,257 |
| Total liabilities | $35,306,000 | 7,483 |
| Total deposits | $35,267,000 | 7,323 |
| Interest-bearing deposits | $22,987,000 | 7,861 |
| Deposits held in domestic offices | $35,267,000 | 7,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $39,000 | 8,782 |
| Total equity capital | $9,179,000 | 5,163 |
| Total bank equity capital | $9,179,000 | 5,163 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,900,000 | 332 |
| Surplus | $0 | 8,370 |
| Undivided profits | $-721,000 | 8,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $67,000 | 8,801 |
| Earning assets | $42,162,000 | 7,164 |
| Long-term assets (5+ years) | $3,797,000 | 6,608 |
| Average Assets, year-to-date | $35,838,330 | 7,724 |
| Average Assets, quarterly | $40,336,000 | 7,462 |
| Volatile liabilities | $2,539,000 | 8,144 |
| Insider loans | $1,600,000 | 3,125 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $9,187,000 | 4,636 |
| Tier 1 (core) risk-based capital | $8,812,000 | 5,236 |
| Tier 2 risk-based capital | $245,000 | 7,489 |
| Total risk weighted assets | $29,927,000 | 7,023 |
| Total unused commitments | $9,187,000 | 4,636 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 14 | 7,302 |
| Assets and Liabilities | ||
| Total Assets: | $36,187,000 | 7,746 |
| Cash and due from depository institutions | $2,412,000 | 7,302 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $19,070,000 | 750 |
| Net loans & leases | $13,870,000 | 8,179 |
| Loan loss allowance | $185,000 | 8,124 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $307,000 | 7,754 |
| Other real estate owned | $0 | 7,302 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $528,000 | 7,780 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $36,187,000 | 7,746 |
| Total liabilities | $26,950,000 | 8,034 |
| Total deposits | $26,910,000 | 7,944 |
| Interest-bearing deposits | $16,016,000 | 8,419 |
| Deposits held in domestic offices | $26,910,000 | 7,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $40,000 | 8,842 |
| Total equity capital | $9,237,000 | 5,212 |
| Total bank equity capital | $9,237,000 | 5,212 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,900,000 | 324 |
| Surplus | $0 | 8,403 |
| Undivided profits | $-663,000 | 8,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $29,000 | 8,985 |
| Earning assets | $32,940,000 | 7,752 |
| Long-term assets (5+ years) | $1,318,000 | 7,517 |
| Average Assets, year-to-date | $31,515,000 | 7,994 |
| Average Assets, quarterly | $31,515,000 | 7,994 |
| Volatile liabilities | $1,934,000 | 8,386 |
| Insider loans | $1,600,000 | 3,090 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,113,000 | 4,155 |
| Tier 1 (core) risk-based capital | $8,898,000 | 5,153 |
| Tier 2 risk-based capital | $185,000 | 7,988 |
| Total risk weighted assets | $19,169,000 | 7,917 |
| Total unused commitments | $11,113,000 | 4,162 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 10 | 8,082 |
| Assets and Liabilities | ||
| Total Assets: | $26,843,000 | 8,294 |
| Cash and due from depository institutions | $852,000 | 8,082 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $16,075,000 | 699 |
| Net loans & leases | $9,153,000 | 8,639 |
| Loan loss allowance | $120,000 | 8,579 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $315,000 | 7,775 |
| Other real estate owned | $0 | 8,082 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $448,000 | 8,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,843,000 | 8,294 |
| Total liabilities | $17,434,000 | 8,664 |
| Total deposits | $17,415,000 | 8,600 |
| Interest-bearing deposits | $10,536,000 | 8,803 |
| Deposits held in domestic offices | $17,415,000 | 8,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $19,000 | 9,094 |
| Total equity capital | $9,409,000 | 5,080 |
| Total bank equity capital | $9,409,000 | 5,080 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,900,000 | 327 |
| Surplus | $0 | 8,463 |
| Undivided profits | $-491,000 | 8,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $29,000 | 9,036 |
| Earning assets | $25,228,000 | 8,230 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $26,843,000 | 8,245 |
| Average Assets, quarterly | $26,843,000 | 8,281 |
| Volatile liabilities | $2,042,000 | 8,393 |
| Insider loans | $1,400,000 | 3,340 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $3,448,000 | 6,505 |
| Tier 1 (core) risk-based capital | $9,158,000 | 5,000 |
| Tier 2 risk-based capital | $120,000 | 8,505 |
| Total risk weighted assets | $13,425,000 | 8,472 |
| Total unused commitments | $3,448,000 | 6,509 |
| Derivatives | $0 | 665 |