Home > Bank of Ephraim > Assets and Liabilities
Bank of Ephraim, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 33 | 4,672 |
| Assets and Liabilities | ||
| Total Assets: | $56,774,000 | 6,638 |
| Cash and due from depository institutions | $6,479,000 | 4,672 |
| Interest-bearing balances | $607,000 | 3,556 |
| Securities | $5,508,000 | 7,618 |
| Federal funds sold & reverse repurchase agreements | $5,052,000 | 2,797 |
| Net loans & leases | $35,054,000 | 6,379 |
| Loan loss allowance | $1,856,000 | 2,409 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $952,000 | 5,977 |
| Other real estate owned | $1,813,000 | 4,672 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,916,000 | 4,763 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $56,774,000 | 6,638 |
| Total liabilities | $52,449,000 | 6,505 |
| Total deposits | $52,329,000 | 6,312 |
| Interest-bearing deposits | $40,054,000 | 6,591 |
| Deposits held in domestic offices | $52,329,000 | 6,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $120,000 | 7,903 |
| Total equity capital | $4,325,000 | 7,620 |
| Total bank equity capital | $4,325,000 | 7,620 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $50,000 | 7,568 |
| Surplus | $600,000 | 7,423 |
| Undivided profits | $3,675,000 | 5,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,436,000 | 1,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $420,000 | 5,786 |
| Earning assets | $46,221,000 | 6,961 |
| Long-term assets (5+ years) | $2,360,000 | 7,062 |
| Average Assets, year-to-date | $58,082,000 | 6,549 |
| Average Assets, quarterly | $58,082,000 | 6,549 |
| Volatile liabilities | $2,955,000 | 7,954 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,412,000 | 7,179 |
| Tier 1 (core) risk-based capital | $4,317,000 | 7,517 |
| Tier 2 risk-based capital | $549,000 | 5,433 |
| Total risk weighted assets | $42,664,000 | 6,095 |
| Total unused commitments | $2,412,000 | 7,185 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 32 | 4,785 |
| Assets and Liabilities | ||
| Total Assets: | $59,390,000 | 6,509 |
| Cash and due from depository institutions | $6,863,000 | 4,785 |
| Interest-bearing balances | $603,000 | 3,438 |
| Securities | $5,704,000 | 7,647 |
| Federal funds sold & reverse repurchase agreements | $7,639,000 | 1,555 |
| Net loans & leases | $35,514,000 | 6,365 |
| Loan loss allowance | $2,056,000 | 2,209 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $964,000 | 5,977 |
| Other real estate owned | $1,290,000 | 4,785 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,416,000 | 5,590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,390,000 | 6,509 |
| Total liabilities | $55,095,000 | 6,356 |
| Total deposits | $54,897,000 | 6,170 |
| Interest-bearing deposits | $39,117,000 | 6,662 |
| Deposits held in domestic offices | $54,897,000 | 6,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $198,000 | 7,001 |
| Total equity capital | $4,295,000 | 7,622 |
| Total bank equity capital | $4,295,000 | 7,622 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $50,000 | 7,625 |
| Surplus | $600,000 | 7,469 |
| Undivided profits | $3,645,000 | 5,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,670,000 | 837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $380,000 | 6,251 |
| Earning assets | $49,460,000 | 6,777 |
| Long-term assets (5+ years) | $2,301,000 | 7,137 |
| Average Assets, year-to-date | $58,240,800 | 6,444 |
| Average Assets, quarterly | $60,587,000 | 6,402 |
| Volatile liabilities | $3,686,000 | 7,715 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,511,000 | 7,018 |
| Tier 1 (core) risk-based capital | $4,287,000 | 7,526 |
| Tier 2 risk-based capital | $553,000 | 5,421 |
| Total risk weighted assets | $42,785,000 | 6,104 |
| Total unused commitments | $2,511,000 | 7,021 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 33 | 4,698 |
| Assets and Liabilities | ||
| Total Assets: | $61,784,000 | 6,358 |
| Cash and due from depository institutions | $6,199,000 | 4,698 |
| Interest-bearing balances | $600,000 | 3,594 |
| Securities | $5,959,000 | 7,536 |
| Federal funds sold & reverse repurchase agreements | $10,704,000 | 1,341 |
| Net loans & leases | $35,411,000 | 6,386 |
| Loan loss allowance | $2,309,000 | 1,977 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $974,000 | 5,957 |
| Other real estate owned | $1,238,000 | 4,698 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,299,000 | 5,831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,784,000 | 6,358 |
| Total liabilities | $57,458,000 | 6,222 |
| Total deposits | $57,270,000 | 6,023 |
| Interest-bearing deposits | $39,711,000 | 6,636 |
| Deposits held in domestic offices | $57,270,000 | 6,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $188,000 | 7,446 |
| Total equity capital | $4,326,000 | 7,619 |
| Total bank equity capital | $4,326,000 | 7,619 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $50,000 | 7,673 |
| Surplus | $600,000 | 7,501 |
| Undivided profits | $3,676,000 | 5,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,918,000 | 834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $376,000 | 6,467 |
| Earning assets | $52,674,000 | 6,583 |
| Long-term assets (5+ years) | $2,559,000 | 7,076 |
| Average Assets, year-to-date | $57,953,500 | 6,490 |
| Average Assets, quarterly | $60,348,000 | 6,427 |
| Volatile liabilities | $3,565,000 | 7,810 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,902,000 | 6,801 |
| Tier 1 (core) risk-based capital | $4,320,000 | 7,524 |
| Tier 2 risk-based capital | $558,000 | 5,394 |
| Total risk weighted assets | $42,961,000 | 6,081 |
| Total unused commitments | $2,902,000 | 6,806 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $58,912,000 | 6,526 |
| Cash and due from depository institutions | $5,576,000 | 4,723 |
| Interest-bearing balances | $600,000 | 3,701 |
| Securities | $5,901,000 | 7,520 |
| Federal funds sold & reverse repurchase agreements | $6,934,000 | 2,292 |
| Net loans & leases | $37,350,000 | 6,243 |
| Loan loss allowance | $1,117,000 | 3,593 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $989,000 | 5,910 |
| Other real estate owned | $1,323,000 | 4,723 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $839,000 | 6,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,912,000 | 6,526 |
| Total liabilities | $53,872,000 | 6,418 |
| Total deposits | $53,695,000 | 6,212 |
| Interest-bearing deposits | $39,001,000 | 6,713 |
| Deposits held in domestic offices | $53,695,000 | 6,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $177,000 | 7,610 |
| Total equity capital | $5,040,000 | 7,228 |
| Total bank equity capital | $5,040,000 | 7,228 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $50,000 | 7,702 |
| Surplus | $600,000 | 7,518 |
| Undivided profits | $4,390,000 | 5,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,802,000 | 860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $457,000 | 5,718 |
| Earning assets | $50,785,000 | 6,686 |
| Long-term assets (5+ years) | $2,171,000 | 7,208 |
| Average Assets, year-to-date | $56,676,670 | 6,579 |
| Average Assets, quarterly | $56,769,500 | 6,600 |
| Volatile liabilities | $3,814,000 | 7,707 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,150,000 | 7,275 |
| Tier 1 (core) risk-based capital | $5,038,000 | 7,063 |
| Tier 2 risk-based capital | $552,000 | 5,399 |
| Total risk weighted assets | $43,642,000 | 6,006 |
| Total unused commitments | $2,150,000 | 7,286 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 34 | 4,607 |
| Assets and Liabilities | ||
| Total Assets: | $54,627,000 | 6,710 |
| Cash and due from depository institutions | $6,697,000 | 4,607 |
| Interest-bearing balances | $100,000 | 5,237 |
| Securities | $6,349,000 | 7,439 |
| Federal funds sold & reverse repurchase agreements | $484,000 | 6,809 |
| Net loans & leases | $37,737,000 | 6,172 |
| Loan loss allowance | $1,373,000 | 3,016 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $980,000 | 5,915 |
| Other real estate owned | $1,334,000 | 4,607 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,046,000 | 6,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,627,000 | 6,710 |
| Total liabilities | $49,775,000 | 6,632 |
| Total deposits | $49,542,000 | 6,447 |
| Interest-bearing deposits | $37,792,000 | 6,811 |
| Deposits held in domestic offices | $49,542,000 | 6,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $233,000 | 7,110 |
| Total equity capital | $4,852,000 | 7,305 |
| Total bank equity capital | $4,852,000 | 7,305 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $50,000 | 7,740 |
| Surplus | $600,000 | 7,542 |
| Undivided profits | $4,202,000 | 5,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,181,000 | 786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $533,000 | 5,138 |
| Earning assets | $44,670,000 | 7,064 |
| Long-term assets (5+ years) | $2,444,000 | 7,049 |
| Average Assets, year-to-date | $55,559,000 | 6,628 |
| Average Assets, quarterly | $55,559,000 | 6,628 |
| Volatile liabilities | $3,533,000 | 7,847 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,072,000 | 7,305 |
| Tier 1 (core) risk-based capital | $4,848,000 | 7,132 |
| Tier 2 risk-based capital | $548,000 | 5,374 |
| Total risk weighted assets | $43,018,000 | 5,986 |
| Total unused commitments | $2,072,000 | 7,321 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 34 | 4,589 |
| Assets and Liabilities | ||
| Total Assets: | $56,491,000 | 6,609 |
| Cash and due from depository institutions | $7,245,000 | 4,589 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $6,327,000 | 7,447 |
| Federal funds sold & reverse repurchase agreements | $2,716,000 | 4,196 |
| Net loans & leases | $36,906,000 | 6,250 |
| Loan loss allowance | $995,000 | 3,824 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $935,000 | 6,002 |
| Other real estate owned | $1,328,000 | 4,589 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,034,000 | 6,408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,491,000 | 6,609 |
| Total liabilities | $51,420,000 | 6,513 |
| Total deposits | $51,202,000 | 6,312 |
| Interest-bearing deposits | $38,868,000 | 6,678 |
| Deposits held in domestic offices | $51,202,000 | 6,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $218,000 | 7,359 |
| Total equity capital | $5,071,000 | 7,152 |
| Total bank equity capital | $5,071,000 | 7,152 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $50,000 | 7,773 |
| Surplus | $600,000 | 7,557 |
| Undivided profits | $4,421,000 | 4,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,488,000 | 901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $512,000 | 5,518 |
| Earning assets | $46,049,000 | 6,936 |
| Long-term assets (5+ years) | $2,706,000 | 6,901 |
| Average Assets, year-to-date | $52,766,600 | 6,661 |
| Average Assets, quarterly | $56,253,500 | 6,575 |
| Volatile liabilities | $3,253,000 | 8,038 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,032,000 | 7,233 |
| Tier 1 (core) risk-based capital | $5,065,000 | 6,985 |
| Tier 2 risk-based capital | $541,000 | 5,379 |
| Total risk weighted assets | $42,817,000 | 5,989 |
| Total unused commitments | $2,032,000 | 7,237 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 26 | 5,528 |
| Assets and Liabilities | ||
| Total Assets: | $48,277,000 | 7,036 |
| Cash and due from depository institutions | $6,439,000 | 5,528 |
| Interest-bearing balances | $96,000 | 5,301 |
| Securities | $2,990,000 | 8,583 |
| Federal funds sold & reverse repurchase agreements | $2,318,000 | 4,510 |
| Net loans & leases | $34,709,000 | 6,379 |
| Loan loss allowance | $885,000 | 3,949 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $737,000 | 6,557 |
| Other real estate owned | $15,000 | 5,528 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,069,000 | 6,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,277,000 | 7,036 |
| Total liabilities | $43,398,000 | 7,001 |
| Total deposits | $43,142,000 | 6,806 |
| Interest-bearing deposits | $32,416,000 | 7,218 |
| Deposits held in domestic offices | $43,142,000 | 6,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $256,000 | 7,321 |
| Total equity capital | $4,879,000 | 7,189 |
| Total bank equity capital | $4,879,000 | 7,189 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $50,000 | 7,980 |
| Surplus | $600,000 | 7,713 |
| Undivided profits | $4,229,000 | 4,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,161,000 | 1,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $580,000 | 5,398 |
| Earning assets | $40,113,000 | 7,330 |
| Long-term assets (5+ years) | $1,986,000 | 7,376 |
| Average Assets, year-to-date | $44,913,400 | 7,077 |
| Average Assets, quarterly | $46,686,500 | 7,095 |
| Volatile liabilities | $2,511,000 | 8,493 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,826,000 | 6,725 |
| Tier 1 (core) risk-based capital | $4,879,000 | 7,043 |
| Tier 2 risk-based capital | $480,000 | 5,647 |
| Total risk weighted assets | $38,026,000 | 6,312 |
| Total unused commitments | $2,826,000 | 6,735 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $41,314,000 | 7,488 |
| Cash and due from depository institutions | $4,135,000 | 5,597 |
| Interest-bearing balances | $113,000 | 4,415 |
| Securities | $3,433,000 | 8,884 |
| Federal funds sold & reverse repurchase agreements | $3,006,000 | 3,391 |
| Net loans & leases | $28,976,000 | 6,903 |
| Loan loss allowance | $611,000 | 5,044 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $373,000 | 7,982 |
| Other real estate owned | $0 | 5,597 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,391,000 | 5,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,314,000 | 7,488 |
| Total liabilities | $36,727,000 | 7,472 |
| Total deposits | $36,529,000 | 7,274 |
| Interest-bearing deposits | $27,585,000 | 7,647 |
| Deposits held in domestic offices | $36,529,000 | 7,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $198,000 | 8,335 |
| Total equity capital | $4,587,000 | 7,407 |
| Total bank equity capital | $4,587,000 | 7,407 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $50,000 | 8,238 |
| Surplus | $600,000 | 7,908 |
| Undivided profits | $3,937,000 | 4,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,133,000 | 2,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $480,000 | 5,249 |
| Earning assets | $35,528,000 | 7,662 |
| Long-term assets (5+ years) | $2,387,000 | 7,135 |
| Average Assets, year-to-date | $39,514,000 | 7,449 |
| Average Assets, quarterly | $41,417,500 | 7,419 |
| Volatile liabilities | $1,343,000 | 9,249 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,827,000 | 7,456 |
| Tier 1 (core) risk-based capital | $4,587,000 | 7,301 |
| Tier 2 risk-based capital | $397,670 | 6,173 |
| Total risk weighted assets | $31,600,570 | 6,817 |
| Total unused commitments | $1,827,000 | 7,461 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 21 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $37,533,000 | 7,861 |
| Cash and due from depository institutions | $5,395,000 | 6,562 |
| Interest-bearing balances | $109,000 | 4,537 |
| Securities | $3,327,000 | 9,231 |
| Federal funds sold & reverse repurchase agreements | $4,990,000 | 1,938 |
| Net loans & leases | $22,708,000 | 7,612 |
| Loan loss allowance | $400,000 | 6,444 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $364,000 | 8,297 |
| Other real estate owned | $199,000 | 6,562 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $550,000 | 7,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,533,000 | 7,861 |
| Total liabilities | $32,574,000 | 7,933 |
| Total deposits | $32,444,000 | 7,766 |
| Interest-bearing deposits | $24,146,000 | 8,157 |
| Deposits held in domestic offices | $32,444,000 | 7,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $130,000 | 8,995 |
| Total equity capital | $4,959,000 | 7,023 |
| Total bank equity capital | $4,959,000 | 7,023 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $50,000 | 8,528 |
| Surplus | $600,000 | 8,111 |
| Undivided profits | $4,309,000 | 4,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 5,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $340,000 | 6,023 |
| Earning assets | $31,134,000 | 8,144 |
| Long-term assets (5+ years) | $1,677,000 | 7,871 |
| Average Assets, year-to-date | $34,178,800 | 7,994 |
| Average Assets, quarterly | $35,939,000 | 7,951 |
| Volatile liabilities | $904,000 | 9,710 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $790,000 | 8,818 |
| Tier 1 (core) risk-based capital | $4,959,000 | 7,028 |
| Tier 2 risk-based capital | $322,360 | 6,810 |
| Total risk weighted assets | $25,711,260 | 7,461 |
| Total unused commitments | $790,000 | 8,827 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $33,919,000 | 8,289 |
| Cash and due from depository institutions | $3,663,000 | 6,706 |
| Interest-bearing balances | $106,000 | 4,769 |
| Securities | $3,152,000 | 9,433 |
| Federal funds sold & reverse repurchase agreements | $5,956,000 | 2,906 |
| Net loans & leases | $19,886,000 | 8,008 |
| Loan loss allowance | $400,000 | 6,392 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $377,000 | 8,308 |
| Other real estate owned | $389,000 | 6,706 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $496,000 | 8,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,919,000 | 8,289 |
| Total liabilities | $29,196,000 | 8,377 |
| Total deposits | $29,087,000 | 8,261 |
| Interest-bearing deposits | $20,294,000 | 8,758 |
| Deposits held in domestic offices | $29,087,000 | 8,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $109,000 | 9,630 |
| Total equity capital | $4,723,000 | 7,327 |
| Total bank equity capital | $4,723,000 | 7,327 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $50,000 | 8,719 |
| Surplus | $600,000 | 8,240 |
| Undivided profits | $4,073,000 | 5,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 7,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $296,000 | 6,619 |
| Earning assets | $29,100,000 | 8,464 |
| Long-term assets (5+ years) | $2,042,000 | 7,710 |
| Average Assets, year-to-date | $31,094,200 | 8,368 |
| Average Assets, quarterly | $32,864,500 | 8,337 |
| Volatile liabilities | $400,000 | 10,193 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $547,000 | 9,274 |
| Tier 1 (core) risk-based capital | $4,723,000 | 7,156 |
| Tier 2 risk-based capital | $289,880 | 7,124 |
| Total risk weighted assets | $23,080,380 | 7,783 |
| Total unused commitments | $547,000 | 9,281 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $29,991,000 | 8,871 |
| Cash and due from depository institutions | $2,430,000 | 6,730 |
| Interest-bearing balances | $109,000 | 4,441 |
| Securities | $3,510,000 | 9,785 |
| Federal funds sold & reverse repurchase agreements | $3,275,000 | 3,742 |
| Net loans & leases | $19,677,000 | 8,311 |
| Loan loss allowance | $380,000 | 6,737 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $412,000 | 8,348 |
| Other real estate owned | $107,000 | 6,730 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $580,000 | 8,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,991,000 | 8,871 |
| Total liabilities | $25,537,000 | 8,967 |
| Total deposits | $25,387,000 | 8,861 |
| Interest-bearing deposits | $17,633,000 | 9,374 |
| Deposits held in domestic offices | $25,387,000 | 8,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $150,000 | 9,619 |
| Total equity capital | $4,454,000 | 7,644 |
| Total bank equity capital | $4,454,000 | 7,644 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $50,000 | 9,107 |
| Surplus | $600,000 | 8,523 |
| Undivided profits | $3,804,000 | 5,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 4,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $315,000 | 6,638 |
| Earning assets | $26,571,000 | 8,943 |
| Long-term assets (5+ years) | $2,958,000 | 7,052 |
| Average Assets, year-to-date | $29,920,600 | 8,732 |
| Average Assets, quarterly | $30,167,500 | 8,797 |
| Volatile liabilities | $449,000 | 10,586 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $699,000 | 9,286 |
| Tier 1 (core) risk-based capital | $4,454,000 | 7,507 |
| Tier 2 risk-based capital | $274,680 | 7,359 |
| Total risk weighted assets | $21,869,380 | 8,136 |
| Total unused commitments | $699,000 | 9,296 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $29,760,000 | 9,244 |
| Cash and due from depository institutions | $4,885,000 | 7,260 |
| Interest-bearing balances | $102,000 | 4,542 |
| Securities | $4,097,000 | 10,135 |
| Federal funds sold & reverse repurchase agreements | $1,825,000 | 5,139 |
| Net loans & leases | $17,972,000 | 8,793 |
| Loan loss allowance | $374,000 | 7,058 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $413,000 | 8,541 |
| Other real estate owned | $116,000 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $452,000 | 9,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,760,000 | 9,244 |
| Total liabilities | $25,599,000 | 9,335 |
| Total deposits | $25,495,000 | 9,230 |
| Interest-bearing deposits | $18,463,000 | 9,658 |
| Deposits held in domestic offices | $25,495,000 | 9,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $104,000 | 10,583 |
| Total equity capital | $4,161,000 | 8,037 |
| Total bank equity capital | $4,161,000 | 8,037 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $50,000 | 9,556 |
| Surplus | $600,000 | 8,853 |
| Undivided profits | $3,511,000 | 5,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $267,000 | 7,394 |
| Earning assets | $23,996,000 | 9,575 |
| Long-term assets (5+ years) | $2,162,000 | 7,685 |
| Average Assets, year-to-date | $28,472,000 | 9,232 |
| Average Assets, quarterly | $29,479,500 | 9,221 |
| Volatile liabilities | $543,000 | 10,969 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $887,000 | 9,046 |
| Tier 1 (core) risk-based capital | $4,161,000 | 7,940 |
| Tier 2 risk-based capital | $251,930 | 7,891 |
| Total risk weighted assets | $20,032,330 | 8,633 |
| Total unused commitments | $887,000 | 9,059 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $27,819,000 | 9,767 |
| Cash and due from depository institutions | $3,087,000 | 7,769 |
| Interest-bearing balances | $1,042,000 | 2,501 |
| Securities | $4,158,000 | 10,561 |
| Federal funds sold & reverse repurchase agreements | $3,325,000 | 4,049 |
| Net loans & leases | $16,399,000 | 9,279 |
| Loan loss allowance | $352,000 | 7,471 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $287,000 | 9,633 |
| Other real estate owned | $147,000 | 7,769 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $416,000 | 9,764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,819,000 | 9,767 |
| Total liabilities | $23,952,000 | 9,870 |
| Total deposits | $23,879,000 | 9,762 |
| Interest-bearing deposits | $18,158,000 | 10,073 |
| Deposits held in domestic offices | $23,879,000 | 9,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $73,000 | 11,484 |
| Total equity capital | $3,867,000 | 8,487 |
| Total bank equity capital | $3,867,000 | 8,487 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $50,000 | 10,014 |
| Surplus | $600,000 | 9,170 |
| Undivided profits | $3,217,000 | 5,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 6,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $238,000 | 8,127 |
| Earning assets | $24,924,000 | 9,808 |
| Long-term assets (5+ years) | $1,988,000 | 7,916 |
| Average Assets, year-to-date | $27,227,400 | 9,677 |
| Average Assets, quarterly | $27,924,000 | 9,706 |
| Volatile liabilities | $536,000 | 11,385 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $412,000 | 10,210 |
| Tier 1 (core) risk-based capital | $3,867,000 | 8,378 |
| Tier 2 risk-based capital | $229,480 | 8,390 |
| Total risk weighted assets | $18,235,680 | 9,181 |
| Total unused commitments | $412,000 | 10,221 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 14 | 9,584 |
| Assets and Liabilities | ||
| Total Assets: | $27,544,000 | 10,092 |
| Cash and due from depository institutions | $2,292,000 | 9,584 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $3,738,000 | 11,357 |
| Federal funds sold & reverse repurchase agreements | $6,075,000 | 1,513 |
| Net loans & leases | $14,560,000 | 9,912 |
| Loan loss allowance | $350,000 | 7,738 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $260,000 | 10,184 |
| Other real estate owned | $245,000 | 9,584 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $374,000 | 10,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,544,000 | 10,092 |
| Total liabilities | $23,971,000 | 10,185 |
| Total deposits | $23,896,000 | 10,073 |
| Interest-bearing deposits | $18,928,000 | 10,289 |
| Deposits held in domestic offices | $23,896,000 | 10,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $75,000 | 11,668 |
| Total equity capital | $3,573,000 | 8,710 |
| Total bank equity capital | $3,573,000 | 8,710 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $50,000 | 10,556 |
| Surplus | $600,000 | 9,495 |
| Undivided profits | $2,923,000 | 5,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 9,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $203,000 | 8,416 |
| Earning assets | $24,473,000 | 10,156 |
| Long-term assets (5+ years) | $1,876,000 | 8,408 |
| Average Assets, year-to-date | $27,305,600 | 10,052 |
| Average Assets, quarterly | $28,223,500 | 9,975 |
| Volatile liabilities | $531,000 | 11,819 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $516,000 | 10,290 |
| Tier 1 (core) risk-based capital | $3,573,000 | 8,815 |
| Tier 2 risk-based capital | $216,130 | 8,835 |
| Total risk weighted assets | $17,156,130 | 9,604 |
| Total unused commitments | $516,000 | 10,295 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $26,207,000 | 10,713 |
| Cash and due from depository institutions | $2,937,000 | 9,983 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $3,733,000 | 11,845 |
| Federal funds sold & reverse repurchase agreements | $3,625,000 | 3,759 |
| Net loans & leases | $14,911,000 | 10,062 |
| Loan loss allowance | $250,000 | 9,377 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $187,000 | 11,292 |
| Other real estate owned | $379,000 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $435,000 | 9,945 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,207,000 | 10,713 |
| Total liabilities | $22,781,000 | 10,839 |
| Total deposits | $22,705,000 | 10,733 |
| Interest-bearing deposits | $18,493,000 | 10,888 |
| Deposits held in domestic offices | $22,705,000 | 10,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $76,000 | 12,155 |
| Total equity capital | $3,426,000 | 9,167 |
| Total bank equity capital | $3,426,000 | 9,167 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $50,000 | 11,073 |
| Surplus | $600,000 | 9,799 |
| Undivided profits | $2,776,000 | 6,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 8,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $261,000 | 6,778 |
| Earning assets | $22,369,000 | 10,915 |
| Long-term assets (5+ years) | $1,690,000 | 9,083 |
| Average Assets, year-to-date | $25,605,800 | 10,686 |
| Average Assets, quarterly | $26,344,000 | 10,636 |
| Volatile liabilities | $526,000 | 12,272 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $599,000 | 10,252 |
| Tier 1 (core) risk-based capital | $3,426,000 | 9,107 |
| Tier 2 risk-based capital | $211,850 | 9,095 |
| Total risk weighted assets | $16,909,650 | 9,902 |
| Total unused commitments | $599,000 | 10,271 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $25,867,000 | 11,056 |
| Cash and due from depository institutions | $2,015,000 | 10,332 |
| Interest-bearing balances | $167,000 | 6,462 |
| Securities | $3,096,000 | 12,532 |
| Federal funds sold & reverse repurchase agreements | $5,450,000 | 2,999 |
| Net loans & leases | $14,017,000 | 10,458 |
| Loan loss allowance | $200,000 | 10,498 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $94,000 | 12,811 |
| Other real estate owned | $617,000 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $578,000 | 9,036 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,867,000 | 11,056 |
| Total liabilities | $22,523,000 | 11,217 |
| Total deposits | $22,415,000 | 11,123 |
| Interest-bearing deposits | $18,604,000 | 11,218 |
| Deposits held in domestic offices | $22,415,000 | 11,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $108,000 | 12,143 |
| Total equity capital | $3,344,000 | 9,185 |
| Total bank equity capital | $3,344,000 | 9,185 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $50,000 | 11,578 |
| Surplus | $600,000 | 10,013 |
| Undivided profits | $2,694,000 | 6,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 8,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $236,000 | 7,816 |
| Earning assets | $22,730,000 | 11,159 |
| Long-term assets (5+ years) | $1,400,000 | 9,675 |
| Average Assets, year-to-date | $23,642,800 | 11,293 |
| Average Assets, quarterly | $25,223,500 | 11,109 |
| Volatile liabilities | $523,000 | 12,786 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $669,000 | 10,046 |
| Tier 1 (core) risk-based capital | $3,344,000 | 9,122 |
| Tier 2 risk-based capital | $200,000 | 9,432 |
| Total risk weighted assets | $16,138,400 | 10,317 |
| Total unused commitments | $669,000 | 10,072 |
| Derivatives | $0 | 651 |