Home > Bank of Encino > Income and Expense
Bank of Encino, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,557,000 | 6,084 |
| Total interest expense | $1,807,000 | 6,052 |
| Net interest income | $2,750,000 | 6,005 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $153,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $2,171,000 | 5,820 |
| Salaries and employee benefits | $1,203,000 | 5,227 |
| Premises and equipment expense | $308,000 | 5,604 |
| Additional noninterest expense | $660,000 | 6,610 |
| Pre-tax net operating income | $662,000 | 7,639 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $242,000 | 6,656 |
| Income before extraordinary items | $420,000 | 7,996 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $420,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 849 |
| Net operating income | $420,000 | 8,038 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 7,292 |
| Total interest expense | $1,390,000 | 7,582 |
| Net interest income | $2,293,000 | 6,940 |
| Provision for loan and lease losses | $155,000 | 4,559 |
| Total noninterest income | $182,000 | 9,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $2,510,000 | 5,263 |
| Salaries and employee benefits | $1,132,000 | 5,501 |
| Premises and equipment expense | $787,000 | 2,591 |
| Additional noninterest expense | $591,000 | 7,418 |
| Pre-tax net operating income | $-190,000 | 12,690 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $-74,000 | 12,917 |
| Income before extraordinary items | $-109,000 | 12,670 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-109,000 | 12,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,386 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-113,480 | 12,576 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 7,183 |
| Total interest expense | $1,631,000 | 8,103 |
| Net interest income | $2,618,000 | 6,381 |
| Provision for loan and lease losses | $307,000 | 4,054 |
| Total noninterest income | $222,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $2,132,000 | 6,083 |
| Salaries and employee benefits | $1,164,000 | 5,313 |
| Premises and equipment expense | $387,000 | 4,922 |
| Additional noninterest expense | $581,000 | 7,681 |
| Pre-tax net operating income | $401,000 | 9,244 |
| Securities gains (losses) | $149,000 | 2,425 |
| Applicable income taxes | $273,000 | 6,323 |
| Income before extraordinary items | $277,000 | 9,589 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $277,000 | 9,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $181,640 | 10,515 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.