Home > Bank of Elmwood > Income and Expense
Bank of Elmwood, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,992,000 | 1,991 |
| Total interest expense | $6,106,000 | 1,526 |
| Net interest income | $6,886,000 | 2,369 |
| Provision for loan and lease losses | $2,345,000 | 1,736 |
| Total noninterest income | $521,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $437,000 | 2,596 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $84,000 | 5,611 |
| Total noninterest expense | $9,588,000 | 1,597 |
| Salaries and employee benefits | $3,923,000 | 1,905 |
| Premises and equipment expense | $1,466,000 | 1,405 |
| Additional noninterest expense | $4,199,000 | 1,298 |
| Pre-tax net operating income | $-4,526,000 | 7,466 |
| Securities gains (losses) | $205,000 | 1,273 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-4,321,000 | 7,523 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,321,000 | 7,523 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,321,000 | 7,523 |
| Net charge-offs | $3,322,000 | 1,113 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,526,000 | 7,544 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,909,000 | 1,974 |
| Total interest expense | $4,087,000 | 1,596 |
| Net interest income | $4,822,000 | 2,261 |
| Provision for loan and lease losses | $789,000 | 2,353 |
| Total noninterest income | $1,297,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $296,000 | 2,554 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,001,000 | 1,432 |
| Total noninterest expense | $6,461,000 | 1,605 |
| Salaries and employee benefits | $2,657,000 | 1,902 |
| Premises and equipment expense | $979,000 | 1,427 |
| Additional noninterest expense | $2,825,000 | 1,310 |
| Pre-tax net operating income | $-1,131,000 | 7,080 |
| Securities gains (losses) | $242,000 | 901 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $-894,000 | 7,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-894,000 | 7,092 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-894,000 | 7,092 |
| Net charge-offs | $1,818,000 | 1,192 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,136,000 | 7,188 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 1,932 |
| Total interest expense | $2,067,000 | 1,641 |
| Net interest income | $2,555,000 | 2,143 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $110,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $157,000 | 2,370 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-47,000 | 8,081 |
| Total noninterest expense | $1,758,000 | 2,735 |
| Salaries and employee benefits | $1,311,000 | 1,963 |
| Premises and equipment expense | $485,000 | 1,465 |
| Additional noninterest expense | $-38,000 | 8,254 |
| Pre-tax net operating income | $907,000 | 1,422 |
| Securities gains (losses) | $42,000 | 1,374 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $944,000 | 1,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $944,000 | 1,155 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $944,000 | 1,155 |
| Net charge-offs | $153,000 | 2,396 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $902,420 | 1,135 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,886,000 | 1,762 |
| Total interest expense | $10,072,000 | 1,615 |
| Net interest income | $11,814,000 | 1,888 |
| Provision for loan and lease losses | $15,498,000 | 441 |
| Total noninterest income | $1,489,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $673,000 | 2,420 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $816,000 | 2,433 |
| Total noninterest expense | $12,621,000 | 1,553 |
| Salaries and employee benefits | $7,040,000 | 1,467 |
| Premises and equipment expense | $2,170,000 | 1,259 |
| Additional noninterest expense | $3,411,000 | 1,796 |
| Pre-tax net operating income | $-14,816,000 | 8,055 |
| Securities gains (losses) | $221,000 | 676 |
| Applicable income taxes | $20,000 | 4,275 |
| Income before extraordinary items | $-14,615,000 | 8,061 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-14,615,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,492,000 | 559 |
| Cash dividends | $407,000 | 3,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-14,836,000 | 8,087 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,845,000 | 1,759 |
| Total interest expense | $7,756,000 | 1,628 |
| Net interest income | $9,089,000 | 1,861 |
| Provision for loan and lease losses | $4,304,000 | 713 |
| Total noninterest income | $1,220,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $433,000 | 2,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $787,000 | 2,141 |
| Total noninterest expense | $8,825,000 | 1,648 |
| Salaries and employee benefits | $5,195,000 | 1,525 |
| Premises and equipment expense | $1,581,000 | 1,307 |
| Additional noninterest expense | $2,049,000 | 2,120 |
| Pre-tax net operating income | $-2,820,000 | 7,998 |
| Securities gains (losses) | $200,000 | 622 |
| Applicable income taxes | $15,000 | 4,720 |
| Income before extraordinary items | $-2,635,000 | 7,967 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,635,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,439,000 | 1,050 |
| Cash dividends | $406,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,835,000 | 8,054 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,432,000 | 1,755 |
| Total interest expense | $5,289,000 | 1,660 |
| Net interest income | $6,143,000 | 1,826 |
| Provision for loan and lease losses | $1,193,000 | 1,105 |
| Total noninterest income | $835,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $283,000 | 2,761 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $552,000 | 2,097 |
| Total noninterest expense | $5,822,000 | 1,671 |
| Salaries and employee benefits | $3,501,000 | 1,509 |
| Premises and equipment expense | $1,033,000 | 1,338 |
| Additional noninterest expense | $1,288,000 | 2,201 |
| Pre-tax net operating income | $-37,000 | 7,062 |
| Securities gains (losses) | $200,000 | 614 |
| Applicable income taxes | $10,000 | 4,982 |
| Income before extraordinary items | $153,000 | 5,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,127 |
| Cash dividends | $407,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-35,000 | 7,087 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,985,000 | 1,723 |
| Total interest expense | $2,790,000 | 1,684 |
| Net interest income | $3,195,000 | 1,745 |
| Provision for loan and lease losses | $143,000 | 2,245 |
| Total noninterest income | $383,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $142,000 | 2,735 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $241,000 | 2,285 |
| Total noninterest expense | $2,883,000 | 1,682 |
| Salaries and employee benefits | $1,755,000 | 1,522 |
| Premises and equipment expense | $525,000 | 1,317 |
| Additional noninterest expense | $603,000 | 2,298 |
| Pre-tax net operating income | $552,000 | 2,881 |
| Securities gains (losses) | $100,000 | 714 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $647,000 | 2,164 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $647,000 | 2,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,201 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $548,000 | 2,421 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,785,000 | 1,790 |
| Total interest expense | $10,882,000 | 1,829 |
| Net interest income | $12,903,000 | 1,756 |
| Provision for loan and lease losses | $203,000 | 3,835 |
| Total noninterest income | $1,896,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $663,000 | 2,476 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,233,000 | 1,928 |
| Total noninterest expense | $11,081,000 | 1,668 |
| Salaries and employee benefits | $6,749,000 | 1,493 |
| Premises and equipment expense | $1,943,000 | 1,369 |
| Additional noninterest expense | $2,389,000 | 2,261 |
| Pre-tax net operating income | $3,515,000 | 2,188 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 5,829 |
| Income before extraordinary items | $3,511,000 | 1,794 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,511,000 | 1,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,925 |
| Cash dividends | $1,189,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,511,000 | 1,785 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,647,000 | 1,810 |
| Total interest expense | $7,947,000 | 1,869 |
| Net interest income | $9,700,000 | 1,752 |
| Provision for loan and lease losses | $142,000 | 3,566 |
| Total noninterest income | $1,500,000 | 2,213 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $492,000 | 2,473 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,008,000 | 1,827 |
| Total noninterest expense | $8,338,000 | 1,642 |
| Salaries and employee benefits | $5,172,000 | 1,465 |
| Premises and equipment expense | $1,466,000 | 1,340 |
| Additional noninterest expense | $1,700,000 | 2,333 |
| Pre-tax net operating income | $2,720,000 | 2,276 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $2,717,000 | 1,860 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,717,000 | 1,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,280 |
| Cash dividends | $936,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,717,000 | 1,848 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,641,000 | 1,850 |
| Total interest expense | $5,190,000 | 1,901 |
| Net interest income | $6,451,000 | 1,778 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,086,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $322,000 | 2,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $764,000 | 1,662 |
| Total noninterest expense | $5,620,000 | 1,643 |
| Salaries and employee benefits | $3,463,000 | 1,484 |
| Premises and equipment expense | $957,000 | 1,390 |
| Additional noninterest expense | $1,200,000 | 2,204 |
| Pre-tax net operating income | $1,917,000 | 2,241 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $1,916,000 | 1,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,916,000 | 1,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,166 |
| Cash dividends | $549,000 | 2,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,916,000 | 1,789 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,794,000 | 1,854 |
| Total interest expense | $2,575,000 | 1,899 |
| Net interest income | $3,219,000 | 1,786 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $487,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $157,000 | 2,508 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $330,000 | 1,834 |
| Total noninterest expense | $2,733,000 | 1,698 |
| Salaries and employee benefits | $1,691,000 | 1,534 |
| Premises and equipment expense | $462,000 | 1,447 |
| Additional noninterest expense | $580,000 | 2,254 |
| Pre-tax net operating income | $973,000 | 2,220 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $971,000 | 1,761 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $971,000 | 1,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,682 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $971,000 | 1,750 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,447,000 | 1,872 |
| Total interest expense | $8,618,000 | 1,916 |
| Net interest income | $12,829,000 | 1,800 |
| Provision for loan and lease losses | $709,000 | 1,398 |
| Total noninterest income | $1,990,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $781,000 | 2,158 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,209,000 | 1,955 |
| Total noninterest expense | $11,157,000 | 1,587 |
| Salaries and employee benefits | $6,813,000 | 1,452 |
| Premises and equipment expense | $1,708,000 | 1,506 |
| Additional noninterest expense | $2,636,000 | 2,012 |
| Pre-tax net operating income | $2,953,000 | 2,810 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $9,000 | 6,185 |
| Income before extraordinary items | $2,946,000 | 2,311 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,946,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,185 |
| Cash dividends | $1,319,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,944,000 | 2,290 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,609,000 | 1,913 |
| Total interest expense | $6,063,000 | 1,969 |
| Net interest income | $9,546,000 | 1,830 |
| Provision for loan and lease losses | $594,000 | 1,225 |
| Total noninterest income | $1,460,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $608,000 | 2,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $852,000 | 2,040 |
| Total noninterest expense | $8,245,000 | 1,626 |
| Salaries and employee benefits | $5,110,000 | 1,451 |
| Premises and equipment expense | $1,305,000 | 1,487 |
| Additional noninterest expense | $1,830,000 | 2,135 |
| Pre-tax net operating income | $2,167,000 | 2,956 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $7,000 | 6,326 |
| Income before extraordinary items | $2,160,000 | 2,419 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,160,000 | 2,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,903 |
| Cash dividends | $974,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,160,000 | 2,412 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,028,000 | 1,939 |
| Total interest expense | $3,712,000 | 2,024 |
| Net interest income | $6,316,000 | 1,840 |
| Provision for loan and lease losses | $403,000 | 1,162 |
| Total noninterest income | $994,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $416,000 | 2,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $578,000 | 2,016 |
| Total noninterest expense | $5,440,000 | 1,646 |
| Salaries and employee benefits | $3,386,000 | 1,463 |
| Premises and equipment expense | $862,000 | 1,507 |
| Additional noninterest expense | $1,192,000 | 2,190 |
| Pre-tax net operating income | $1,467,000 | 2,920 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $1,461,000 | 2,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,461,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,883 |
| Cash dividends | $620,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,461,000 | 2,372 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 1,966 |
| Total interest expense | $1,748,000 | 2,038 |
| Net interest income | $3,082,000 | 1,873 |
| Provision for loan and lease losses | $204,000 | 1,117 |
| Total noninterest income | $497,000 | 2,201 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $201,000 | 2,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $296,000 | 1,961 |
| Total noninterest expense | $2,736,000 | 1,644 |
| Salaries and employee benefits | $1,703,000 | 1,458 |
| Premises and equipment expense | $431,000 | 1,505 |
| Additional noninterest expense | $602,000 | 2,148 |
| Pre-tax net operating income | $639,000 | 3,176 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $635,000 | 2,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $635,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,591 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $635,000 | 2,608 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,141,000 | 2,065 |
| Total interest expense | $4,531,000 | 2,400 |
| Net interest income | $11,610,000 | 1,903 |
| Provision for loan and lease losses | $899,000 | 1,157 |
| Total noninterest income | $2,338,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $919,000 | 1,871 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,419,000 | 1,739 |
| Total noninterest expense | $10,347,000 | 1,650 |
| Salaries and employee benefits | $6,326,000 | 1,487 |
| Premises and equipment expense | $1,752,000 | 1,399 |
| Additional noninterest expense | $2,269,000 | 2,207 |
| Pre-tax net operating income | $2,702,000 | 2,999 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $16,000 | 6,396 |
| Income before extraordinary items | $2,686,000 | 2,449 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,686,000 | 2,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,096 |
| Cash dividends | $1,325,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,686,000 | 2,417 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,579,000 | 2,103 |
| Total interest expense | $3,072,000 | 2,490 |
| Net interest income | $8,507,000 | 1,937 |
| Provision for loan and lease losses | $619,000 | 1,175 |
| Total noninterest income | $1,788,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $708,000 | 1,815 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,080,000 | 1,727 |
| Total noninterest expense | $7,656,000 | 1,653 |
| Salaries and employee benefits | $4,587,000 | 1,517 |
| Premises and equipment expense | $1,324,000 | 1,381 |
| Additional noninterest expense | $1,745,000 | 2,124 |
| Pre-tax net operating income | $2,020,000 | 3,035 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $16,000 | 6,381 |
| Income before extraordinary items | $2,004,000 | 2,484 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,004,000 | 2,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,730 |
| Cash dividends | $960,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,004,000 | 2,455 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,427,000 | 2,127 |
| Total interest expense | $1,870,000 | 2,552 |
| Net interest income | $5,557,000 | 1,944 |
| Provision for loan and lease losses | $357,000 | 1,316 |
| Total noninterest income | $1,219,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $469,000 | 1,778 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $750,000 | 1,660 |
| Total noninterest expense | $5,074,000 | 1,656 |
| Salaries and employee benefits | $3,003,000 | 1,540 |
| Premises and equipment expense | $876,000 | 1,383 |
| Additional noninterest expense | $1,195,000 | 2,059 |
| Pre-tax net operating income | $1,345,000 | 2,992 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $13,000 | 6,301 |
| Income before extraordinary items | $1,332,000 | 2,432 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,332,000 | 2,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 1,940 |
| Cash dividends | $683,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,332,000 | 2,402 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 2,148 |
| Total interest expense | $865,000 | 2,620 |
| Net interest income | $2,736,000 | 1,965 |
| Provision for loan and lease losses | $167,000 | 1,295 |
| Total noninterest income | $655,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $235,000 | 1,725 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $420,000 | 1,499 |
| Total noninterest expense | $2,544,000 | 1,659 |
| Salaries and employee benefits | $1,497,000 | 1,552 |
| Premises and equipment expense | $457,000 | 1,325 |
| Additional noninterest expense | $590,000 | 2,078 |
| Pre-tax net operating income | $680,000 | 2,923 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $13,000 | 5,949 |
| Income before extraordinary items | $667,000 | 2,412 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $667,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,258 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $667,000 | 2,376 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,831,000 | 2,237 |
| Total interest expense | $2,735,000 | 2,821 |
| Net interest income | $10,096,000 | 2,009 |
| Provision for loan and lease losses | $763,000 | 1,339 |
| Total noninterest income | $2,558,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,066,000 | 1,643 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,492,000 | 1,643 |
| Total noninterest expense | $9,761,000 | 1,666 |
| Salaries and employee benefits | $5,754,000 | 1,542 |
| Premises and equipment expense | $1,690,000 | 1,371 |
| Additional noninterest expense | $2,317,000 | 2,099 |
| Pre-tax net operating income | $2,130,000 | 3,371 |
| Securities gains (losses) | $144,000 | 1,005 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $2,272,000 | 2,621 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,272,000 | 2,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,792 |
| Cash dividends | $786,000 | 2,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,128,000 | 2,708 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,396,000 | 2,260 |
| Total interest expense | $2,023,000 | 2,807 |
| Net interest income | $7,373,000 | 2,044 |
| Provision for loan and lease losses | $531,000 | 1,387 |
| Total noninterest income | $1,906,000 | 1,859 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $823,000 | 1,603 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,083,000 | 1,675 |
| Total noninterest expense | $7,126,000 | 1,692 |
| Salaries and employee benefits | $4,180,000 | 1,588 |
| Premises and equipment expense | $1,248,000 | 1,387 |
| Additional noninterest expense | $1,698,000 | 2,126 |
| Pre-tax net operating income | $1,622,000 | 3,405 |
| Securities gains (losses) | $142,000 | 968 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,764,000 | 2,597 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,764,000 | 2,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,479 |
| Cash dividends | $555,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,622,000 | 2,707 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,192,000 | 2,266 |
| Total interest expense | $1,379,000 | 2,758 |
| Net interest income | $4,813,000 | 2,085 |
| Provision for loan and lease losses | $293,000 | 1,626 |
| Total noninterest income | $1,243,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $551,000 | 1,586 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $692,000 | 1,732 |
| Total noninterest expense | $4,727,000 | 1,707 |
| Salaries and employee benefits | $2,772,000 | 1,591 |
| Premises and equipment expense | $803,000 | 1,437 |
| Additional noninterest expense | $1,152,000 | 2,100 |
| Pre-tax net operating income | $1,036,000 | 3,451 |
| Securities gains (losses) | $77,000 | 1,189 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,113,000 | 2,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,113,000 | 2,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 1,208 |
| Cash dividends | $555,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,036,000 | 2,768 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 2,230 |
| Total interest expense | $733,000 | 2,651 |
| Net interest income | $2,410,000 | 2,086 |
| Provision for loan and lease losses | $135,000 | 1,665 |
| Total noninterest income | $627,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $285,000 | 1,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $342,000 | 1,712 |
| Total noninterest expense | $2,331,000 | 1,741 |
| Salaries and employee benefits | $1,406,000 | 1,594 |
| Premises and equipment expense | $388,000 | 1,512 |
| Additional noninterest expense | $537,000 | 2,218 |
| Pre-tax net operating income | $571,000 | 3,202 |
| Securities gains (losses) | $77,000 | 940 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $648,000 | 2,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $648,000 | 2,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,888 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $571,000 | 2,537 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,142,000 | 2,359 |
| Total interest expense | $3,552,000 | 2,471 |
| Net interest income | $8,590,000 | 2,255 |
| Provision for loan and lease losses | $465,000 | 2,298 |
| Total noninterest income | $3,323,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,037,000 | 1,657 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,286,000 | 1,330 |
| Total noninterest expense | $10,308,000 | 1,543 |
| Salaries and employee benefits | $5,869,000 | 1,466 |
| Premises and equipment expense | $1,623,000 | 1,402 |
| Additional noninterest expense | $2,816,000 | 1,723 |
| Pre-tax net operating income | $1,140,000 | 4,803 |
| Securities gains (losses) | $253,000 | 1,164 |
| Applicable income taxes | $4,000 | 7,246 |
| Income before extraordinary items | $1,389,000 | 3,751 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,389,000 | 3,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 1,903 |
| Cash dividends | $515,000 | 3,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,136,000 | 4,114 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,097,000 | 2,399 |
| Total interest expense | $2,733,000 | 2,506 |
| Net interest income | $6,364,000 | 2,294 |
| Provision for loan and lease losses | $243,000 | 2,906 |
| Total noninterest income | $2,762,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $759,000 | 1,707 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,003,000 | 1,230 |
| Total noninterest expense | $7,795,000 | 1,549 |
| Salaries and employee benefits | $4,514,000 | 1,436 |
| Premises and equipment expense | $1,205,000 | 1,423 |
| Additional noninterest expense | $2,076,000 | 1,742 |
| Pre-tax net operating income | $1,088,000 | 4,335 |
| Securities gains (losses) | $253,000 | 1,076 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $1,337,000 | 3,222 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,337,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,889 |
| Cash dividends | $454,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,084,000 | 3,622 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,219,000 | 2,361 |
| Total interest expense | $1,865,000 | 2,528 |
| Net interest income | $4,354,000 | 2,237 |
| Provision for loan and lease losses | $114,000 | 3,657 |
| Total noninterest income | $1,897,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $490,000 | 1,731 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,407,000 | 1,185 |
| Total noninterest expense | $5,240,000 | 1,537 |
| Salaries and employee benefits | $3,018,000 | 1,429 |
| Premises and equipment expense | $805,000 | 1,423 |
| Additional noninterest expense | $1,417,000 | 1,699 |
| Pre-tax net operating income | $897,000 | 3,764 |
| Securities gains (losses) | $253,000 | 913 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $1,146,000 | 2,680 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,146,000 | 2,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,128 |
| Cash dividends | $377,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $893,000 | 3,064 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 2,362 |
| Total interest expense | $940,000 | 2,570 |
| Net interest income | $2,176,000 | 2,235 |
| Provision for loan and lease losses | $53,000 | 3,599 |
| Total noninterest income | $866,000 | 1,481 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $237,000 | 1,717 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $629,000 | 1,249 |
| Total noninterest expense | $2,619,000 | 1,526 |
| Salaries and employee benefits | $1,474,000 | 1,452 |
| Premises and equipment expense | $401,000 | 1,446 |
| Additional noninterest expense | $744,000 | 1,587 |
| Pre-tax net operating income | $370,000 | 4,239 |
| Securities gains (losses) | $253,000 | 568 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $620,000 | 2,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $620,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,880 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $367,000 | 3,509 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,841,000 | 2,218 |
| Total interest expense | $4,296,000 | 2,580 |
| Net interest income | $9,545,000 | 2,030 |
| Provision for loan and lease losses | $460,000 | 2,532 |
| Total noninterest income | $2,633,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $945,000 | 1,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,688,000 | 1,501 |
| Total noninterest expense | $9,831,000 | 1,564 |
| Salaries and employee benefits | $5,716,000 | 1,427 |
| Premises and equipment expense | $1,494,000 | 1,487 |
| Additional noninterest expense | $2,621,000 | 1,781 |
| Pre-tax net operating income | $1,887,000 | 3,566 |
| Securities gains (losses) | $121,000 | 1,579 |
| Applicable income taxes | $4,000 | 7,480 |
| Income before extraordinary items | $2,004,000 | 2,803 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,004,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $677,000 | 1,329 |
| Cash dividends | $709,000 | 2,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,883,000 | 2,845 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,916,000 | 2,299 |
| Total interest expense | $5,506,000 | 2,885 |
| Net interest income | $9,410,000 | 1,892 |
| Provision for loan and lease losses | $348,000 | 2,924 |
| Total noninterest income | $2,032,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $890,000 | 1,703 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,142,000 | 1,871 |
| Total noninterest expense | $9,449,000 | 1,548 |
| Salaries and employee benefits | $5,487,000 | 1,370 |
| Premises and equipment expense | $1,350,000 | 1,595 |
| Additional noninterest expense | $2,612,000 | 1,755 |
| Pre-tax net operating income | $1,645,000 | 3,644 |
| Securities gains (losses) | $79,000 | 1,951 |
| Applicable income taxes | $7,000 | 7,684 |
| Income before extraordinary items | $1,717,000 | 2,906 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,717,000 | 2,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,593 |
| Cash dividends | $854,000 | 2,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,638,000 | 2,917 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,938,000 | 2,343 |
| Total interest expense | $6,718,000 | 2,502 |
| Net interest income | $8,220,000 | 2,155 |
| Provision for loan and lease losses | $428,000 | 2,148 |
| Total noninterest income | $1,552,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $781,000 | 1,775 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $771,000 | 2,200 |
| Total noninterest expense | $8,500,000 | 1,638 |
| Salaries and employee benefits | $4,867,000 | 1,457 |
| Premises and equipment expense | $1,355,000 | 1,533 |
| Additional noninterest expense | $2,278,000 | 1,917 |
| Pre-tax net operating income | $844,000 | 5,721 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $29,000 | 7,645 |
| Income before extraordinary items | $815,000 | 4,991 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $815,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,169 |
| Cash dividends | $804,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 629 |
| Net operating income | $815,000 | 4,983 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,818,000 | 2,559 |
| Total interest expense | $5,007,000 | 2,918 |
| Net interest income | $7,811,000 | 2,254 |
| Provision for loan and lease losses | $542,000 | 1,656 |
| Total noninterest income | $1,494,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $807,000 | 1,643 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $687,000 | 2,411 |
| Total noninterest expense | $7,482,000 | 1,850 |
| Salaries and employee benefits | $4,469,000 | 1,554 |
| Premises and equipment expense | $1,110,000 | 1,839 |
| Additional noninterest expense | $1,903,000 | 2,298 |
| Pre-tax net operating income | $1,281,000 | 4,570 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $52,000 | 7,609 |
| Income before extraordinary items | $1,229,000 | 3,803 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,229,000 | 3,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,886 |
| Cash dividends | $1,455,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $232,000 | 705 |
| Net operating income | $1,229,000 | 3,771 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,966,000 | 2,714 |
| Total interest expense | $4,587,000 | 3,243 |
| Net interest income | $7,379,000 | 2,314 |
| Provision for loan and lease losses | $452,000 | 1,861 |
| Total noninterest income | $1,715,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $878,000 | 1,422 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $837,000 | 2,094 |
| Total noninterest expense | $6,895,000 | 1,887 |
| Salaries and employee benefits | $3,836,000 | 1,720 |
| Premises and equipment expense | $998,000 | 1,968 |
| Additional noninterest expense | $2,061,000 | 2,065 |
| Pre-tax net operating income | $1,747,000 | 3,721 |
| Securities gains (losses) | $47,000 | 1,787 |
| Applicable income taxes | $495,000 | 3,862 |
| Income before extraordinary items | $1,299,000 | 3,697 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,299,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,763 |
| Cash dividends | $1,193,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,265,160 | 3,676 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,148,000 | 2,922 |
| Total interest expense | $4,258,000 | 3,452 |
| Net interest income | $6,890,000 | 2,520 |
| Provision for loan and lease losses | $266,000 | 2,846 |
| Total noninterest income | $1,548,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $972,000 | 1,326 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $576,000 | 2,563 |
| Total noninterest expense | $6,295,000 | 2,055 |
| Salaries and employee benefits | $3,686,000 | 1,773 |
| Premises and equipment expense | $1,047,000 | 1,897 |
| Additional noninterest expense | $1,562,000 | 2,631 |
| Pre-tax net operating income | $1,877,000 | 3,733 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $575,000 | 3,803 |
| Income before extraordinary items | $1,302,000 | 3,789 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,302,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,103 |
| Cash dividends | $709,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,302,000 | 3,721 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,023,000 | 3,270 |
| Total interest expense | $3,870,000 | 3,832 |
| Net interest income | $6,153,000 | 2,886 |
| Provision for loan and lease losses | $244,000 | 2,987 |
| Total noninterest income | $1,405,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $980,000 | 1,374 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $425,000 | 3,273 |
| Total noninterest expense | $5,953,000 | 2,308 |
| Salaries and employee benefits | $3,315,000 | 1,997 |
| Premises and equipment expense | $989,000 | 2,030 |
| Additional noninterest expense | $1,649,000 | 2,888 |
| Pre-tax net operating income | $1,361,000 | 4,677 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $404,000 | 4,860 |
| Income before extraordinary items | $959,000 | 4,643 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $959,000 | 4,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $957,600 | 4,597 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,170,000 | 3,563 |
| Total interest expense | $3,197,000 | 4,490 |
| Net interest income | $5,973,000 | 2,982 |
| Provision for loan and lease losses | $153,000 | 3,586 |
| Total noninterest income | $1,451,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,101,000 | 1,212 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $350,000 | 3,615 |
| Total noninterest expense | $5,972,000 | 2,279 |
| Salaries and employee benefits | $3,237,000 | 2,047 |
| Premises and equipment expense | $1,061,000 | 1,915 |
| Additional noninterest expense | $1,674,000 | 2,782 |
| Pre-tax net operating income | $1,299,000 | 4,973 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $382,000 | 5,108 |
| Income before extraordinary items | $917,000 | 4,924 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $917,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 11,454 |
| Cash dividends | $540,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $917,000 | 4,915 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,929,000 | 3,766 |
| Total interest expense | $2,470,000 | 4,705 |
| Net interest income | $5,459,000 | 3,289 |
| Provision for loan and lease losses | $199,000 | 3,048 |
| Total noninterest income | $1,475,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,199,000 | 1,108 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $276,000 | 4,334 |
| Total noninterest expense | $5,777,000 | 2,435 |
| Salaries and employee benefits | $3,005,000 | 2,214 |
| Premises and equipment expense | $999,000 | 2,041 |
| Additional noninterest expense | $1,773,000 | 2,869 |
| Pre-tax net operating income | $958,000 | 6,128 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $249,000 | 6,553 |
| Income before extraordinary items | $709,000 | 5,857 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $709,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,925 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $709,000 | 5,920 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,974,000 | 3,826 |
| Total interest expense | $2,542,000 | 4,742 |
| Net interest income | $5,432,000 | 3,313 |
| Provision for loan and lease losses | $43,000 | 7,841 |
| Total noninterest income | $1,538,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,225,000 | 1,089 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $313,000 | 4,354 |
| Total noninterest expense | $5,618,000 | 2,544 |
| Salaries and employee benefits | $2,707,000 | 2,459 |
| Premises and equipment expense | $1,003,000 | 2,045 |
| Additional noninterest expense | $1,908,000 | 2,841 |
| Pre-tax net operating income | $1,309,000 | 4,838 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $366,000 | 5,329 |
| Income before extraordinary items | $943,000 | 4,912 |
| Extraordinary gains, net | $139,000 | 1,304 |
| Net income | $1,082,000 | 4,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $570,000 | 2,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $943,000 | 4,686 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,097,000 | 3,823 |
| Total interest expense | $3,527,000 | 4,519 |
| Net interest income | $5,570,000 | 3,288 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $1,680,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,244,000 | 1,043 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $436,000 | 3,509 |
| Total noninterest expense | $5,425,000 | 2,659 |
| Salaries and employee benefits | $2,611,000 | 2,472 |
| Premises and equipment expense | $1,023,000 | 2,053 |
| Additional noninterest expense | $1,791,000 | 3,069 |
| Pre-tax net operating income | $1,670,000 | 3,680 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $560,000 | 3,633 |
| Income before extraordinary items | $1,110,000 | 4,094 |
| Extraordinary gains, net | $49,000 | 993 |
| Net income | $1,159,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 4,110 |
| Cash dividends | $297,000 | 4,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,110,000 | 3,790 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.