Home > Bank of Elmwood > Assets and Liabilities
Bank of Elmwood, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 80 | 2,041 |
| Assets and Liabilities | ||
| Total Assets: | $327,444,000 | 2,107 |
| Cash and due from depository institutions | $30,451,000 | 2,041 |
| Interest-bearing balances | $28,341,000 | 922 |
| Securities | $8,881,000 | 6,031 |
| Federal funds sold & reverse repurchase agreements | $747,000 | 3,852 |
| Net loans & leases | $270,062,000 | 1,772 |
| Loan loss allowance | $11,504,000 | 736 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,797,000 | 2,617 |
| Other real estate owned | $6,393,000 | 2,041 |
| Goodwill and other intangibles | $917,000 | 1,705 |
| All other assets | $5,196,000 | 3,036 |
| Life insurance assets | $332,000 | 3,479 |
| Total liabilities and capital | $327,444,000 | 2,107 |
| Total liabilities | $320,009,000 | 1,952 |
| Total deposits | $272,782,000 | 2,035 |
| Interest-bearing deposits | $249,853,000 | 1,946 |
| Deposits held in domestic offices | $272,782,000 | 2,033 |
| % insured | 89.87% | 3,984 |
| Federal funds purchased & repurchase agreements | $1,141,000 | 2,219 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $43,908,000 | 1,068 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,178,000 | 2,196 |
| Total equity capital | $7,435,000 | 6,185 |
| Total bank equity capital | $7,435,000 | 6,184 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $469,000 | 4,118 |
| Surplus | $12,439,000 | 2,286 |
| Undivided profits | $-5,473,000 | 7,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $33,075,000 | 575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,222,000 | 2,960 |
| Earning assets | $308,031,000 | 2,066 |
| Long-term assets (5+ years) | $9,743,000 | 5,437 |
| Average Assets, year-to-date | $335,896,250 | 2,040 |
| Average Assets, quarterly | $332,236,000 | 2,076 |
| Volatile liabilities | $100,596,000 | 1,519 |
| Insider loans | $1,921,000 | 3,145 |
| FHLB advances | $43,750,000 | 994 |
| Loans and leases held for sale | $492,000 | 1,235 |
| Unused loan commitments | $49,901,000 | 1,409 |
| Tier 1 (core) risk-based capital | $7,101,000 | 6,141 |
| Tier 2 risk-based capital | $3,126,000 | 1,823 |
| Total risk weighted assets | $241,720,000 | 2,019 |
| Total unused commitments | $49,901,000 | 1,410 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 80 | 2,081 |
| Assets and Liabilities | ||
| Total Assets: | $337,028,000 | 2,068 |
| Cash and due from depository institutions | $29,341,000 | 2,081 |
| Interest-bearing balances | $25,695,000 | 854 |
| Securities | $10,874,000 | 5,669 |
| Federal funds sold & reverse repurchase agreements | $1,362,000 | 3,734 |
| Net loans & leases | $277,788,000 | 1,759 |
| Loan loss allowance | $11,451,000 | 713 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,963,000 | 2,565 |
| Other real estate owned | $5,911,000 | 2,081 |
| Goodwill and other intangibles | $1,058,000 | 1,633 |
| All other assets | $5,731,000 | 2,863 |
| Life insurance assets | $332,000 | 3,513 |
| Total liabilities and capital | $337,028,000 | 2,068 |
| Total liabilities | $326,596,000 | 1,927 |
| Total deposits | $278,020,000 | 2,013 |
| Interest-bearing deposits | $250,352,000 | 1,935 |
| Deposits held in domestic offices | $278,020,000 | 2,011 |
| % insured | 80.23% | 3,653 |
| Federal funds purchased & repurchase agreements | $1,697,000 | 2,108 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $44,111,000 | 1,110 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,768,000 | 1,839 |
| Total equity capital | $10,432,000 | 5,218 |
| Total bank equity capital | $10,432,000 | 5,217 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $469,000 | 4,170 |
| Surplus | $12,089,000 | 2,330 |
| Undivided profits | $-2,126,000 | 7,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $33,622,000 | 535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,236,000 | 2,829 |
| Earning assets | $315,719,000 | 2,021 |
| Long-term assets (5+ years) | $15,256,000 | 4,629 |
| Average Assets, year-to-date | $338,713,670 | 2,043 |
| Average Assets, quarterly | $336,978,500 | 2,068 |
| Volatile liabilities | $91,124,000 | 1,668 |
| Insider loans | $2,094,000 | 3,043 |
| FHLB advances | $43,750,000 | 1,035 |
| Loans and leases held for sale | $1,001,000 | 1,201 |
| Unused loan commitments | $55,454,000 | 1,344 |
| Tier 1 (core) risk-based capital | $10,162,000 | 5,198 |
| Tier 2 risk-based capital | $3,219,000 | 1,772 |
| Total risk weighted assets | $249,363,000 | 2,001 |
| Total unused commitments | $55,454,000 | 1,345 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 83 | 2,014 |
| Assets and Liabilities | ||
| Total Assets: | $336,929,000 | 2,078 |
| Cash and due from depository institutions | $12,179,000 | 2,014 |
| Interest-bearing balances | $592,000 | 4,834 |
| Securities | $22,608,000 | 4,120 |
| Federal funds sold & reverse repurchase agreements | $66,000 | 5,401 |
| Net loans & leases | $287,382,000 | 1,706 |
| Loan loss allowance | $12,327,000 | 632 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,023,000 | 2,558 |
| Other real estate owned | $2,777,000 | 2,014 |
| Goodwill and other intangibles | $954,000 | 1,699 |
| All other assets | $5,940,000 | 2,775 |
| Life insurance assets | $332,000 | 3,539 |
| Total liabilities and capital | $336,929,000 | 2,078 |
| Total liabilities | $324,152,000 | 1,955 |
| Total deposits | $275,673,000 | 2,024 |
| Interest-bearing deposits | $247,579,000 | 1,954 |
| Deposits held in domestic offices | $275,673,000 | 2,022 |
| % insured | 90.04% | 977 |
| Federal funds purchased & repurchase agreements | $1,829,000 | 2,076 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $44,153,000 | 1,172 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,497,000 | 1,964 |
| Total equity capital | $12,777,000 | 4,646 |
| Total bank equity capital | $12,777,000 | 4,645 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $469,000 | 4,193 |
| Surplus | $12,931,000 | 2,210 |
| Undivided profits | $-623,000 | 7,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $25,940,000 | 581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,462,000 | 2,442 |
| Earning assets | $310,648,000 | 2,072 |
| Long-term assets (5+ years) | $20,071,000 | 4,076 |
| Average Assets, year-to-date | $339,556,500 | 2,048 |
| Average Assets, quarterly | $339,556,500 | 2,048 |
| Volatile liabilities | $85,686,000 | 1,766 |
| Insider loans | $2,234,000 | 2,926 |
| FHLB advances | $43,750,000 | 1,087 |
| Loans and leases held for sale | $1,268,000 | 999 |
| Unused loan commitments | $60,242,000 | 1,318 |
| Tier 1 (core) risk-based capital | $12,011,000 | 4,720 |
| Tier 2 risk-based capital | $3,301,000 | 1,728 |
| Total risk weighted assets | $255,019,000 | 1,970 |
| Total unused commitments | $60,242,000 | 1,320 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 102 | 1,629 |
| Assets and Liabilities | ||
| Total Assets: | $342,184,000 | 2,025 |
| Cash and due from depository institutions | $8,325,000 | 1,629 |
| Interest-bearing balances | $586,000 | 4,237 |
| Securities | $24,943,000 | 3,898 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 5,305 |
| Net loans & leases | $294,976,000 | 1,683 |
| Loan loss allowance | $12,481,000 | 604 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,141,000 | 2,519 |
| Other real estate owned | $2,275,000 | 1,629 |
| Goodwill and other intangibles | $883,000 | 1,748 |
| All other assets | $5,631,000 | 2,876 |
| Life insurance assets | $332,000 | 3,551 |
| Total liabilities and capital | $342,184,000 | 2,025 |
| Total liabilities | $330,828,000 | 1,891 |
| Total deposits | $249,713,000 | 2,167 |
| Interest-bearing deposits | $219,625,000 | 2,131 |
| Deposits held in domestic offices | $249,713,000 | 2,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,259,000 | 767 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $56,388,000 | 1,052 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,468,000 | 1,940 |
| Total equity capital | $11,356,000 | 5,025 |
| Total bank equity capital | $11,356,000 | 5,025 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $469,000 | 4,223 |
| Surplus | $12,931,000 | 2,195 |
| Undivided profits | $-2,044,000 | 7,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,969,000 | 597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,529,000 | 2,478 |
| Earning assets | $320,515,000 | 1,977 |
| Long-term assets (5+ years) | $30,261,000 | 3,227 |
| Average Assets, year-to-date | $359,971,800 | 1,863 |
| Average Assets, quarterly | $353,717,000 | 1,941 |
| Volatile liabilities | $102,923,000 | 1,485 |
| Insider loans | $2,497,000 | 2,748 |
| FHLB advances | $55,000,000 | 979 |
| Loans and leases held for sale | $578,000 | 1,074 |
| Unused loan commitments | $60,032,000 | 1,351 |
| Tier 1 (core) risk-based capital | $11,075,000 | 4,974 |
| Tier 2 risk-based capital | $3,345,000 | 1,691 |
| Total risk weighted assets | $257,971,000 | 1,962 |
| Total unused commitments | $60,032,000 | 1,354 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 107 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $365,250,000 | 1,883 |
| Cash and due from depository institutions | $7,287,000 | 1,582 |
| Interest-bearing balances | $578,000 | 3,522 |
| Securities | $30,707,000 | 3,329 |
| Federal funds sold & reverse repurchase agreements | $1,176,000 | 4,378 |
| Net loans & leases | $311,273,000 | 1,596 |
| Loan loss allowance | $6,340,000 | 986 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,309,000 | 2,439 |
| Other real estate owned | $2,998,000 | 1,582 |
| Goodwill and other intangibles | $634,000 | 1,999 |
| All other assets | $5,866,000 | 2,818 |
| Life insurance assets | $303,000 | 3,611 |
| Total liabilities and capital | $365,250,000 | 1,883 |
| Total liabilities | $342,442,000 | 1,825 |
| Total deposits | $260,585,000 | 2,048 |
| Interest-bearing deposits | $230,543,000 | 2,022 |
| Deposits held in domestic offices | $260,585,000 | 2,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,850,000 | 742 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $53,689,000 | 1,123 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,318,000 | 2,060 |
| Total equity capital | $22,808,000 | 2,902 |
| Total bank equity capital | $22,808,000 | 2,902 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $469,000 | 4,263 |
| Surplus | $12,931,000 | 2,185 |
| Undivided profits | $9,408,000 | 3,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,622,000 | 548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,620,000 | 2,474 |
| Earning assets | $343,734,000 | 1,837 |
| Long-term assets (5+ years) | $35,281,000 | 2,883 |
| Average Assets, year-to-date | $364,418,750 | 1,849 |
| Average Assets, quarterly | $364,524,500 | 1,868 |
| Volatile liabilities | $107,929,000 | 1,366 |
| Insider loans | $2,253,000 | 2,937 |
| FHLB advances | $53,000,000 | 1,056 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $65,582,000 | 1,340 |
| Tier 1 (core) risk-based capital | $23,080,000 | 2,766 |
| Tier 2 risk-based capital | $3,425,000 | 1,620 |
| Total risk weighted assets | $271,134,000 | 1,885 |
| Total unused commitments | $65,582,000 | 1,342 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 107 | 1,593 |
| Assets and Liabilities | ||
| Total Assets: | $363,799,000 | 1,882 |
| Cash and due from depository institutions | $9,131,000 | 1,593 |
| Interest-bearing balances | $570,000 | 3,413 |
| Securities | $29,021,000 | 3,531 |
| Federal funds sold & reverse repurchase agreements | $11,000 | 5,886 |
| Net loans & leases | $310,968,000 | 1,579 |
| Loan loss allowance | $4,447,000 | 1,332 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,432,000 | 2,384 |
| Other real estate owned | $2,276,000 | 1,593 |
| Goodwill and other intangibles | $655,000 | 1,989 |
| All other assets | $6,305,000 | 2,639 |
| Life insurance assets | $300,000 | 3,639 |
| Total liabilities and capital | $363,799,000 | 1,882 |
| Total liabilities | $338,656,000 | 1,831 |
| Total deposits | $256,979,000 | 2,062 |
| Interest-bearing deposits | $232,050,000 | 1,989 |
| Deposits held in domestic offices | $256,979,000 | 2,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,966,000 | 867 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $58,901,000 | 1,012 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $810,000 | 4,302 |
| Total equity capital | $25,143,000 | 2,677 |
| Total bank equity capital | $25,143,000 | 2,677 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $469,000 | 4,301 |
| Surplus | $12,931,000 | 2,173 |
| Undivided profits | $11,743,000 | 2,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,797,000 | 532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,584,000 | 2,451 |
| Earning assets | $340,570,000 | 1,841 |
| Long-term assets (5+ years) | $29,520,000 | 3,218 |
| Average Assets, year-to-date | $364,141,670 | 1,859 |
| Average Assets, quarterly | $363,098,000 | 1,877 |
| Volatile liabilities | $105,355,000 | 1,396 |
| Insider loans | $2,090,000 | 3,041 |
| FHLB advances | $58,000,000 | 954 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $67,954,000 | 1,335 |
| Tier 1 (core) risk-based capital | $25,865,000 | 2,517 |
| Tier 2 risk-based capital | $3,305,000 | 1,648 |
| Total risk weighted assets | $263,229,000 | 1,919 |
| Total unused commitments | $67,954,000 | 1,336 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 110 | 1,545 |
| Assets and Liabilities | ||
| Total Assets: | $362,397,000 | 1,881 |
| Cash and due from depository institutions | $7,264,000 | 1,545 |
| Interest-bearing balances | $705,000 | 3,322 |
| Securities | $31,077,000 | 3,361 |
| Federal funds sold & reverse repurchase agreements | $4,073,000 | 3,639 |
| Net loans & leases | $305,893,000 | 1,580 |
| Loan loss allowance | $3,553,000 | 1,600 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,396,000 | 2,372 |
| Other real estate owned | $2,129,000 | 1,545 |
| Goodwill and other intangibles | $698,000 | 1,949 |
| All other assets | $5,867,000 | 2,716 |
| Life insurance assets | $299,000 | 3,655 |
| Total liabilities and capital | $362,398,000 | 1,881 |
| Total liabilities | $335,258,000 | 1,826 |
| Total deposits | $267,086,000 | 1,995 |
| Interest-bearing deposits | $243,520,000 | 1,908 |
| Deposits held in domestic offices | $267,086,000 | 1,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,775,000 | 818 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $42,488,000 | 1,221 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,909,000 | 1,858 |
| Total equity capital | $27,140,000 | 2,559 |
| Total bank equity capital | $27,140,000 | 2,559 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $469,000 | 4,314 |
| Surplus | $12,931,000 | 2,156 |
| Undivided profits | $13,740,000 | 2,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,434,000 | 853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,761,000 | 2,232 |
| Earning assets | $341,748,000 | 1,835 |
| Long-term assets (5+ years) | $24,973,000 | 3,441 |
| Average Assets, year-to-date | $364,313,000 | 1,864 |
| Average Assets, quarterly | $364,313,000 | 1,864 |
| Volatile liabilities | $105,116,000 | 1,365 |
| Insider loans | $2,156,000 | 2,924 |
| FHLB advances | $42,000,000 | 1,150 |
| Loans and leases held for sale | $408,000 | 1,311 |
| Unused loan commitments | $64,834,000 | 1,442 |
| Tier 1 (core) risk-based capital | $26,762,000 | 2,436 |
| Tier 2 risk-based capital | $3,183,000 | 1,662 |
| Total risk weighted assets | $254,241,000 | 1,963 |
| Total unused commitments | $64,834,000 | 1,443 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 108 | 1,589 |
| Assets and Liabilities | ||
| Total Assets: | $366,229,000 | 1,856 |
| Cash and due from depository institutions | $8,109,000 | 1,589 |
| Interest-bearing balances | $699,000 | 2,867 |
| Securities | $28,895,000 | 3,540 |
| Federal funds sold & reverse repurchase agreements | $16,030,000 | 806 |
| Net loans & leases | $298,839,000 | 1,606 |
| Loan loss allowance | $3,475,000 | 1,595 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,423,000 | 2,346 |
| Other real estate owned | $2,400,000 | 1,589 |
| Goodwill and other intangibles | $726,000 | 1,928 |
| All other assets | $5,807,000 | 2,754 |
| Life insurance assets | $295,000 | 3,661 |
| Total liabilities and capital | $366,228,000 | 1,856 |
| Total liabilities | $340,206,000 | 1,798 |
| Total deposits | $269,909,000 | 1,964 |
| Interest-bearing deposits | $244,639,000 | 1,882 |
| Deposits held in domestic offices | $269,909,000 | 1,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,337,000 | 825 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $46,762,000 | 1,078 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,198,000 | 3,571 |
| Total equity capital | $26,022,000 | 2,626 |
| Total bank equity capital | $26,022,000 | 2,626 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $469,000 | 4,337 |
| Surplus | $12,931,000 | 2,140 |
| Undivided profits | $12,622,000 | 2,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,014,000 | 854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,691,000 | 2,525 |
| Earning assets | $344,463,000 | 1,807 |
| Long-term assets (5+ years) | $24,257,000 | 3,304 |
| Average Assets, year-to-date | $347,187,200 | 1,866 |
| Average Assets, quarterly | $359,166,000 | 1,862 |
| Volatile liabilities | $103,991,000 | 1,406 |
| Insider loans | $2,261,000 | 2,811 |
| FHLB advances | $45,250,000 | 1,018 |
| Loans and leases held for sale | $293,000 | 1,380 |
| Unused loan commitments | $74,181,000 | 1,304 |
| Tier 1 (core) risk-based capital | $26,112,000 | 2,487 |
| Tier 2 risk-based capital | $3,228,000 | 1,627 |
| Total risk weighted assets | $257,954,000 | 1,927 |
| Total unused commitments | $74,181,000 | 1,304 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 108 | 1,586 |
| Assets and Liabilities | ||
| Total Assets: | $352,103,000 | 1,880 |
| Cash and due from depository institutions | $6,508,000 | 1,586 |
| Interest-bearing balances | $636,000 | 2,796 |
| Securities | $22,954,000 | 4,126 |
| Federal funds sold & reverse repurchase agreements | $5,965,000 | 2,261 |
| Net loans & leases | $301,825,000 | 1,566 |
| Loan loss allowance | $3,671,000 | 1,470 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,525,000 | 2,260 |
| Other real estate owned | $2,223,000 | 1,586 |
| Goodwill and other intangibles | $744,000 | 1,899 |
| All other assets | $6,359,000 | 2,557 |
| Life insurance assets | $314,000 | 3,613 |
| Total liabilities and capital | $352,104,000 | 1,880 |
| Total liabilities | $326,496,000 | 1,828 |
| Total deposits | $259,734,000 | 2,019 |
| Interest-bearing deposits | $235,361,000 | 1,937 |
| Deposits held in domestic offices | $259,734,000 | 2,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,021,000 | 946 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $46,606,000 | 992 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,135,000 | 1,374 |
| Total equity capital | $25,608,000 | 2,644 |
| Total bank equity capital | $25,608,000 | 2,644 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $469,000 | 4,329 |
| Surplus | $12,931,000 | 2,104 |
| Undivided profits | $12,208,000 | 2,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,567,000 | 722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,790,000 | 2,569 |
| Earning assets | $331,380,000 | 1,840 |
| Long-term assets (5+ years) | $17,572,000 | 3,786 |
| Average Assets, year-to-date | $342,426,750 | 1,880 |
| Average Assets, quarterly | $346,827,500 | 1,892 |
| Volatile liabilities | $81,249,000 | 1,700 |
| Insider loans | $2,199,000 | 2,838 |
| FHLB advances | $45,250,000 | 935 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $74,270,000 | 1,324 |
| Tier 1 (core) risk-based capital | $25,570,000 | 2,530 |
| Tier 2 risk-based capital | $3,322,000 | 1,574 |
| Total risk weighted assets | $265,378,000 | 1,839 |
| Total unused commitments | $74,270,000 | 1,324 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 107 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $341,552,000 | 1,929 |
| Cash and due from depository institutions | $7,458,000 | 1,630 |
| Interest-bearing balances | $588,000 | 2,955 |
| Securities | $24,040,000 | 3,974 |
| Federal funds sold & reverse repurchase agreements | $7,784,000 | 1,938 |
| Net loans & leases | $287,899,000 | 1,636 |
| Loan loss allowance | $3,590,000 | 1,495 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,539,000 | 2,252 |
| Other real estate owned | $2,114,000 | 1,630 |
| Goodwill and other intangibles | $779,000 | 1,887 |
| All other assets | $5,939,000 | 2,682 |
| Life insurance assets | $259,000 | 3,688 |
| Total liabilities and capital | $341,552,000 | 1,929 |
| Total liabilities | $316,681,000 | 1,886 |
| Total deposits | $249,428,000 | 2,130 |
| Interest-bearing deposits | $218,979,000 | 2,075 |
| Deposits held in domestic offices | $249,428,000 | 2,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,506,000 | 823 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $46,286,000 | 938 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $461,000 | 5,749 |
| Total equity capital | $24,871,000 | 2,690 |
| Total bank equity capital | $24,871,000 | 2,690 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $469,000 | 4,356 |
| Surplus | $12,931,000 | 2,099 |
| Undivided profits | $11,471,000 | 2,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,227,000 | 958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,729,000 | 2,454 |
| Earning assets | $320,311,000 | 1,900 |
| Long-term assets (5+ years) | $21,650,000 | 3,321 |
| Average Assets, year-to-date | $339,201,330 | 1,920 |
| Average Assets, quarterly | $339,038,000 | 1,934 |
| Volatile liabilities | $69,290,000 | 1,933 |
| Insider loans | $2,198,000 | 2,838 |
| FHLB advances | $45,250,000 | 878 |
| Loans and leases held for sale | $902,000 | 1,027 |
| Unused loan commitments | $74,043,000 | 1,349 |
| Tier 1 (core) risk-based capital | $25,231,000 | 2,564 |
| Tier 2 risk-based capital | $2,890,000 | 1,767 |
| Total risk weighted assets | $230,506,000 | 2,065 |
| Total unused commitments | $74,043,000 | 1,349 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 108 | 1,607 |
| Assets and Liabilities | ||
| Total Assets: | $336,524,000 | 1,958 |
| Cash and due from depository institutions | $6,869,000 | 1,607 |
| Interest-bearing balances | $483,000 | 3,203 |
| Securities | $25,682,000 | 3,831 |
| Federal funds sold & reverse repurchase agreements | $6,216,000 | 2,867 |
| Net loans & leases | $283,537,000 | 1,637 |
| Loan loss allowance | $3,629,000 | 1,468 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,133,000 | 2,399 |
| Other real estate owned | $2,000,000 | 1,607 |
| Goodwill and other intangibles | $796,000 | 1,866 |
| All other assets | $6,291,000 | 2,521 |
| Life insurance assets | $259,000 | 3,692 |
| Total liabilities and capital | $336,524,000 | 1,958 |
| Total liabilities | $311,722,000 | 1,911 |
| Total deposits | $247,089,000 | 2,144 |
| Interest-bearing deposits | $216,723,000 | 2,093 |
| Deposits held in domestic offices | $247,089,000 | 2,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,164,000 | 831 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $45,806,000 | 908 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $663,000 | 4,866 |
| Total equity capital | $24,802,000 | 2,708 |
| Total bank equity capital | $24,802,000 | 2,708 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $469,000 | 4,360 |
| Surplus | $12,931,000 | 2,068 |
| Undivided profits | $11,402,000 | 2,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,409,000 | 1,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,671,000 | 2,452 |
| Earning assets | $315,918,000 | 1,918 |
| Long-term assets (5+ years) | $18,609,000 | 3,571 |
| Average Assets, year-to-date | $338,026,000 | 1,934 |
| Average Assets, quarterly | $338,026,000 | 1,934 |
| Volatile liabilities | $65,620,000 | 2,003 |
| Insider loans | $2,252,000 | 2,789 |
| FHLB advances | $45,250,000 | 841 |
| Loans and leases held for sale | $549,000 | 1,211 |
| Unused loan commitments | $71,306,000 | 1,401 |
| Tier 1 (core) risk-based capital | $24,834,000 | 2,575 |
| Tier 2 risk-based capital | $2,919,000 | 1,736 |
| Total risk weighted assets | $241,883,000 | 1,972 |
| Total unused commitments | $71,306,000 | 1,401 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 107 | 1,613 |
| Assets and Liabilities | ||
| Total Assets: | $339,528,000 | 1,924 |
| Cash and due from depository institutions | $8,859,000 | 1,613 |
| Interest-bearing balances | $429,000 | 3,292 |
| Securities | $26,211,000 | 3,807 |
| Federal funds sold & reverse repurchase agreements | $11,132,000 | 1,481 |
| Net loans & leases | $279,414,000 | 1,656 |
| Loan loss allowance | $3,682,000 | 1,425 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,964,000 | 2,417 |
| Other real estate owned | $2,000,000 | 1,613 |
| Goodwill and other intangibles | $800,000 | 1,859 |
| All other assets | $6,148,000 | 2,575 |
| Life insurance assets | $259,000 | 3,678 |
| Total liabilities and capital | $339,528,000 | 1,924 |
| Total liabilities | $315,837,000 | 1,868 |
| Total deposits | $253,095,000 | 2,077 |
| Interest-bearing deposits | $221,611,000 | 2,043 |
| Deposits held in domestic offices | $253,095,000 | 2,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,390,000 | 1,039 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $49,018,000 | 903 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $334,000 | 6,423 |
| Total equity capital | $23,691,000 | 2,757 |
| Total bank equity capital | $23,691,000 | 2,757 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $469,000 | 4,373 |
| Surplus | $12,931,000 | 2,017 |
| Undivided profits | $10,291,000 | 3,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,873,000 | 1,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,693,000 | 2,486 |
| Earning assets | $317,186,000 | 1,896 |
| Long-term assets (5+ years) | $19,521,000 | 3,414 |
| Average Assets, year-to-date | $315,587,000 | 1,968 |
| Average Assets, quarterly | $336,583,500 | 1,927 |
| Volatile liabilities | $86,205,000 | 1,707 |
| Insider loans | $2,170,000 | 2,834 |
| FHLB advances | $47,500,000 | 851 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $74,170,000 | 1,316 |
| Tier 1 (core) risk-based capital | $23,863,000 | 2,621 |
| Tier 2 risk-based capital | $3,004,000 | 1,687 |
| Total risk weighted assets | $240,868,000 | 1,970 |
| Total unused commitments | $74,170,000 | 1,316 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 104 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $333,639,000 | 1,953 |
| Cash and due from depository institutions | $6,228,000 | 1,667 |
| Interest-bearing balances | $377,000 | 3,407 |
| Securities | $27,330,000 | 3,735 |
| Federal funds sold & reverse repurchase agreements | $9,703,000 | 1,468 |
| Net loans & leases | $276,341,000 | 1,660 |
| Loan loss allowance | $3,628,000 | 1,445 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,032,000 | 2,356 |
| Other real estate owned | $2,055,000 | 1,667 |
| Goodwill and other intangibles | $799,000 | 1,860 |
| All other assets | $6,151,000 | 2,567 |
| Life insurance assets | $224,000 | 3,694 |
| Total liabilities and capital | $333,639,000 | 1,953 |
| Total liabilities | $311,749,000 | 1,873 |
| Total deposits | $233,015,000 | 2,215 |
| Interest-bearing deposits | $201,544,000 | 2,176 |
| Deposits held in domestic offices | $233,015,000 | 2,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,649,000 | 716 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $53,448,000 | 877 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $637,000 | 4,978 |
| Total equity capital | $21,890,000 | 2,928 |
| Total bank equity capital | $21,890,000 | 2,928 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $469,000 | 4,398 |
| Surplus | $11,681,000 | 2,151 |
| Undivided profits | $9,740,000 | 3,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,141,000 | 1,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,541,000 | 2,719 |
| Earning assets | $313,751,000 | 1,904 |
| Long-term assets (5+ years) | $17,036,000 | 3,639 |
| Average Assets, year-to-date | $309,601,750 | 2,013 |
| Average Assets, quarterly | $324,146,000 | 1,983 |
| Volatile liabilities | $90,114,000 | 1,635 |
| Insider loans | $2,310,000 | 2,680 |
| FHLB advances | $52,500,000 | 814 |
| Loans and leases held for sale | $875,000 | 991 |
| Unused loan commitments | $73,712,000 | 1,363 |
| Tier 1 (core) risk-based capital | $22,175,000 | 2,771 |
| Tier 2 risk-based capital | $2,984,000 | 1,708 |
| Total risk weighted assets | $239,255,000 | 1,964 |
| Total unused commitments | $73,712,000 | 1,364 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 107 | 1,638 |
| Assets and Liabilities | ||
| Total Assets: | $314,653,000 | 2,026 |
| Cash and due from depository institutions | $7,623,000 | 1,638 |
| Interest-bearing balances | $219,000 | 3,939 |
| Securities | $28,082,000 | 3,654 |
| Federal funds sold & reverse repurchase agreements | $16,000 | 5,826 |
| Net loans & leases | $265,616,000 | 1,700 |
| Loan loss allowance | $3,490,000 | 1,474 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,611,000 | 2,524 |
| Other real estate owned | $2,132,000 | 1,638 |
| Goodwill and other intangibles | $819,000 | 1,844 |
| All other assets | $5,754,000 | 2,690 |
| Life insurance assets | $224,000 | 3,674 |
| Total liabilities and capital | $314,653,000 | 2,026 |
| Total liabilities | $293,486,000 | 1,968 |
| Total deposits | $216,326,000 | 2,362 |
| Interest-bearing deposits | $187,961,000 | 2,300 |
| Deposits held in domestic offices | $216,326,000 | 2,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,618,000 | 789 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $55,198,000 | 871 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $344,000 | 6,184 |
| Total equity capital | $21,167,000 | 2,904 |
| Total bank equity capital | $21,167,000 | 2,904 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $469,000 | 4,393 |
| Surplus | $11,681,000 | 2,113 |
| Undivided profits | $9,017,000 | 3,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,375,000 | 1,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,336,000 | 2,803 |
| Earning assets | $293,933,000 | 1,998 |
| Long-term assets (5+ years) | $21,237,000 | 3,205 |
| Average Assets, year-to-date | $301,589,330 | 2,072 |
| Average Assets, quarterly | $307,621,000 | 2,053 |
| Volatile liabilities | $74,934,000 | 1,870 |
| Insider loans | $2,323,000 | 2,610 |
| FHLB advances | $55,000,000 | 795 |
| Loans and leases held for sale | $620,000 | 1,108 |
| Unused loan commitments | $76,813,000 | 1,295 |
| Tier 1 (core) risk-based capital | $21,828,000 | 2,757 |
| Tier 2 risk-based capital | $2,888,000 | 1,724 |
| Total risk weighted assets | $230,421,000 | 2,005 |
| Total unused commitments | $76,813,000 | 1,295 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 106 | 1,640 |
| Assets and Liabilities | ||
| Total Assets: | $300,589,000 | 2,102 |
| Cash and due from depository institutions | $5,570,000 | 1,640 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $28,906,000 | 3,643 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 6,307 |
| Net loans & leases | $253,324,000 | 1,731 |
| Loan loss allowance | $3,333,000 | 1,514 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,612,000 | 2,452 |
| Other real estate owned | $2,055,000 | 1,640 |
| Goodwill and other intangibles | $852,000 | 1,793 |
| All other assets | $5,269,000 | 2,808 |
| Life insurance assets | $224,000 | 3,637 |
| Total liabilities and capital | $300,589,000 | 2,102 |
| Total liabilities | $279,442,000 | 2,033 |
| Total deposits | $213,767,000 | 2,372 |
| Interest-bearing deposits | $184,778,000 | 2,317 |
| Deposits held in domestic offices | $213,767,000 | 2,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,091,000 | 769 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $45,154,000 | 974 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $430,000 | 5,559 |
| Total equity capital | $21,147,000 | 2,879 |
| Total bank equity capital | $21,147,000 | 2,879 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $469,000 | 4,386 |
| Surplus | $11,681,000 | 2,043 |
| Undivided profits | $8,997,000 | 3,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,388,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,260,000 | 2,822 |
| Earning assets | $282,231,000 | 2,047 |
| Long-term assets (5+ years) | $21,653,000 | 3,152 |
| Average Assets, year-to-date | $295,057,500 | 2,110 |
| Average Assets, quarterly | $295,057,500 | 2,110 |
| Volatile liabilities | $70,810,000 | 1,894 |
| Insider loans | $2,239,000 | 2,655 |
| FHLB advances | $45,000,000 | 905 |
| Loans and leases held for sale | $114,000 | 1,573 |
| Unused loan commitments | $73,153,000 | 1,323 |
| Tier 1 (core) risk-based capital | $21,622,000 | 2,729 |
| Tier 2 risk-based capital | $2,806,000 | 1,732 |
| Total risk weighted assets | $223,975,000 | 2,005 |
| Total unused commitments | $73,153,000 | 1,323 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 104 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $289,526,000 | 2,146 |
| Cash and due from depository institutions | $7,347,000 | 1,656 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $29,317,000 | 3,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $240,945,000 | 1,775 |
| Loan loss allowance | $3,174,000 | 1,577 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,626,000 | 2,414 |
| Other real estate owned | $2,055,000 | 1,656 |
| Goodwill and other intangibles | $852,000 | 1,794 |
| All other assets | $4,384,000 | 3,169 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $289,526,000 | 2,146 |
| Total liabilities | $268,974,000 | 2,082 |
| Total deposits | $214,286,000 | 2,349 |
| Interest-bearing deposits | $181,245,000 | 2,324 |
| Deposits held in domestic offices | $214,286,000 | 2,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,162,000 | 722 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $31,189,000 | 1,306 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $337,000 | 6,056 |
| Total equity capital | $20,552,000 | 2,923 |
| Total bank equity capital | $20,552,000 | 2,923 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $469,000 | 4,405 |
| Surplus | $11,681,000 | 2,008 |
| Undivided profits | $8,402,000 | 3,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,300,000 | 1,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,244,000 | 2,857 |
| Earning assets | $270,262,000 | 2,104 |
| Long-term assets (5+ years) | $24,244,000 | 2,922 |
| Average Assets, year-to-date | $266,047,600 | 2,229 |
| Average Assets, quarterly | $283,026,500 | 2,169 |
| Volatile liabilities | $71,154,000 | 1,844 |
| Insider loans | $3,007,000 | 2,120 |
| FHLB advances | $30,000,000 | 1,243 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $73,202,000 | 1,291 |
| Tier 1 (core) risk-based capital | $20,986,000 | 2,770 |
| Tier 2 risk-based capital | $2,725,000 | 1,754 |
| Total risk weighted assets | $217,583,000 | 2,018 |
| Total unused commitments | $73,202,000 | 1,291 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 101 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $276,527,000 | 2,206 |
| Cash and due from depository institutions | $7,269,000 | 1,705 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $29,940,000 | 3,553 |
| Federal funds sold & reverse repurchase agreements | $4,330,000 | 2,526 |
| Net loans & leases | $222,737,000 | 1,872 |
| Loan loss allowance | $2,933,000 | 1,665 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,768,000 | 2,293 |
| Other real estate owned | $2,165,000 | 1,705 |
| Goodwill and other intangibles | $852,000 | 1,773 |
| All other assets | $4,466,000 | 3,083 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $276,527,000 | 2,206 |
| Total liabilities | $256,065,000 | 2,133 |
| Total deposits | $209,208,000 | 2,346 |
| Interest-bearing deposits | $178,160,000 | 2,321 |
| Deposits held in domestic offices | $209,208,000 | 2,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,320,000 | 760 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $26,117,000 | 1,476 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $420,000 | 5,600 |
| Total equity capital | $20,462,000 | 2,903 |
| Total bank equity capital | $20,462,000 | 2,903 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $469,000 | 4,406 |
| Surplus | $11,681,000 | 1,951 |
| Undivided profits | $8,312,000 | 3,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,540,000 | 1,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,161,000 | 2,998 |
| Earning assets | $257,007,000 | 2,172 |
| Long-term assets (5+ years) | $20,750,000 | 3,241 |
| Average Assets, year-to-date | $260,178,000 | 2,264 |
| Average Assets, quarterly | $270,217,000 | 2,237 |
| Volatile liabilities | $64,391,000 | 1,941 |
| Insider loans | $2,558,000 | 2,367 |
| FHLB advances | $25,000,000 | 1,427 |
| Loans and leases held for sale | $90,000 | 1,744 |
| Unused loan commitments | $74,381,000 | 1,248 |
| Tier 1 (core) risk-based capital | $20,670,000 | 2,777 |
| Tier 2 risk-based capital | $2,598,000 | 1,809 |
| Total risk weighted assets | $207,490,000 | 2,072 |
| Total unused commitments | $74,381,000 | 1,248 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 106 | 1,623 |
| Assets and Liabilities | ||
| Total Assets: | $263,907,000 | 2,269 |
| Cash and due from depository institutions | $7,383,000 | 1,623 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $31,071,000 | 3,504 |
| Federal funds sold & reverse repurchase agreements | $3,501,000 | 2,676 |
| Net loans & leases | $209,906,000 | 1,936 |
| Loan loss allowance | $2,764,000 | 1,737 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,796,000 | 2,243 |
| Other real estate owned | $2,224,000 | 1,623 |
| Goodwill and other intangibles | $851,000 | 1,773 |
| All other assets | $4,175,000 | 3,129 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $263,907,000 | 2,269 |
| Total liabilities | $243,724,000 | 2,201 |
| Total deposits | $195,302,000 | 2,455 |
| Interest-bearing deposits | $162,242,000 | 2,475 |
| Deposits held in domestic offices | $195,302,000 | 2,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,514,000 | 718 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,466,000 | 1,505 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $442,000 | 5,182 |
| Total equity capital | $20,183,000 | 2,895 |
| Total bank equity capital | $20,183,000 | 2,895 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $469,000 | 4,399 |
| Surplus | $11,681,000 | 1,904 |
| Undivided profits | $8,033,000 | 3,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,425,000 | 1,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,016,000 | 3,105 |
| Earning assets | $244,478,000 | 2,244 |
| Long-term assets (5+ years) | $18,645,000 | 3,486 |
| Average Assets, year-to-date | $254,728,330 | 2,294 |
| Average Assets, quarterly | $260,913,000 | 2,265 |
| Volatile liabilities | $52,787,000 | 2,173 |
| Insider loans | $2,468,000 | 2,405 |
| FHLB advances | $25,000,000 | 1,432 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $66,677,000 | 1,339 |
| Tier 1 (core) risk-based capital | $20,262,000 | 2,772 |
| Tier 2 risk-based capital | $2,462,000 | 1,873 |
| Total risk weighted assets | $196,660,000 | 2,125 |
| Total unused commitments | $66,677,000 | 1,339 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 103 | 1,654 |
| Assets and Liabilities | ||
| Total Assets: | $257,919,000 | 2,291 |
| Cash and due from depository institutions | $6,599,000 | 1,654 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $33,131,000 | 3,371 |
| Federal funds sold & reverse repurchase agreements | $5,678,000 | 2,103 |
| Net loans & leases | $200,699,000 | 1,963 |
| Loan loss allowance | $2,644,000 | 1,793 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,901,000 | 2,177 |
| Other real estate owned | $2,182,000 | 1,654 |
| Goodwill and other intangibles | $864,000 | 1,754 |
| All other assets | $3,865,000 | 3,269 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $257,919,000 | 2,291 |
| Total liabilities | $238,193,000 | 2,224 |
| Total deposits | $187,673,000 | 2,534 |
| Interest-bearing deposits | $156,939,000 | 2,566 |
| Deposits held in domestic offices | $187,673,000 | 2,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,602,000 | 662 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,646,000 | 1,441 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $272,000 | 6,260 |
| Total equity capital | $19,726,000 | 2,885 |
| Total bank equity capital | $19,726,000 | 2,885 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $469,000 | 4,421 |
| Surplus | $11,681,000 | 1,854 |
| Undivided profits | $7,576,000 | 3,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,103,000 | 2,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $975,000 | 3,123 |
| Earning assets | $239,508,000 | 2,261 |
| Long-term assets (5+ years) | $25,719,000 | 2,934 |
| Average Assets, year-to-date | $250,139,000 | 2,335 |
| Average Assets, quarterly | $250,139,000 | 2,335 |
| Volatile liabilities | $51,005,000 | 2,143 |
| Insider loans | $2,499,000 | 2,329 |
| FHLB advances | $25,000,000 | 1,369 |
| Loans and leases held for sale | $38,000 | 1,738 |
| Unused loan commitments | $62,232,000 | 1,372 |
| Tier 1 (core) risk-based capital | $20,261,000 | 2,726 |
| Tier 2 risk-based capital | $2,380,000 | 1,915 |
| Total risk weighted assets | $190,100,000 | 2,151 |
| Total unused commitments | $62,232,000 | 1,372 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 102 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $242,359,000 | 2,417 |
| Cash and due from depository institutions | $5,824,000 | 1,667 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $35,203,000 | 3,218 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $190,175,000 | 2,061 |
| Loan loss allowance | $2,505,000 | 1,888 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,941,000 | 2,131 |
| Other real estate owned | $2,182,000 | 1,667 |
| Goodwill and other intangibles | $887,000 | 1,737 |
| All other assets | $3,147,000 | 3,699 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $242,359,000 | 2,417 |
| Total liabilities | $222,922,000 | 2,365 |
| Total deposits | $193,300,000 | 2,432 |
| Interest-bearing deposits | $156,794,000 | 2,533 |
| Deposits held in domestic offices | $193,300,000 | 2,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,650,000 | 817 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $11,622,000 | 2,392 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $350,000 | 5,606 |
| Total equity capital | $19,437,000 | 2,912 |
| Total bank equity capital | $19,437,000 | 2,912 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $469,000 | 4,437 |
| Surplus | $11,681,000 | 1,819 |
| Undivided profits | $7,287,000 | 3,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,186,000 | 2,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $922,000 | 3,282 |
| Earning assets | $225,378,000 | 2,394 |
| Long-term assets (5+ years) | $22,895,000 | 3,217 |
| Average Assets, year-to-date | $243,417,400 | 2,298 |
| Average Assets, quarterly | $240,632,000 | 2,403 |
| Volatile liabilities | $45,171,000 | 2,305 |
| Insider loans | $2,488,000 | 2,336 |
| FHLB advances | $10,000,000 | 2,428 |
| Loans and leases held for sale | $100,000 | 1,641 |
| Unused loan commitments | $61,058,000 | 1,364 |
| Tier 1 (core) risk-based capital | $19,574,000 | 2,772 |
| Tier 2 risk-based capital | $2,234,000 | 2,002 |
| Total risk weighted assets | $178,436,000 | 2,244 |
| Total unused commitments | $61,058,000 | 1,364 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 100 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $238,905,000 | 2,418 |
| Cash and due from depository institutions | $6,598,000 | 1,702 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $39,693,000 | 2,905 |
| Federal funds sold & reverse repurchase agreements | $4,451,000 | 2,311 |
| Net loans & leases | $176,982,000 | 2,160 |
| Loan loss allowance | $2,328,000 | 2,011 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,037,000 | 2,058 |
| Other real estate owned | $2,182,000 | 1,702 |
| Goodwill and other intangibles | $884,000 | 1,706 |
| All other assets | $3,078,000 | 3,725 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $238,905,000 | 2,418 |
| Total liabilities | $219,798,000 | 2,367 |
| Total deposits | $192,635,000 | 2,410 |
| Interest-bearing deposits | $162,089,000 | 2,427 |
| Deposits held in domestic offices | $192,635,000 | 2,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,253,000 | 862 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,510,000 | 2,489 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $400,000 | 5,495 |
| Total equity capital | $19,107,000 | 2,945 |
| Total bank equity capital | $19,107,000 | 2,945 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $469,000 | 4,447 |
| Surplus | $11,681,000 | 1,784 |
| Undivided profits | $6,957,000 | 3,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,454,000 | 1,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $851,000 | 3,661 |
| Earning assets | $221,126,000 | 2,405 |
| Long-term assets (5+ years) | $31,817,000 | 2,614 |
| Average Assets, year-to-date | $243,682,000 | 2,280 |
| Average Assets, quarterly | $238,890,000 | 2,390 |
| Volatile liabilities | $42,530,000 | 2,366 |
| Insider loans | $2,488,000 | 2,303 |
| FHLB advances | $10,000,000 | 2,424 |
| Loans and leases held for sale | $142,000 | 1,600 |
| Unused loan commitments | $56,683,000 | 1,428 |
| Tier 1 (core) risk-based capital | $19,261,000 | 2,788 |
| Tier 2 risk-based capital | $2,095,000 | 2,080 |
| Total risk weighted assets | $167,397,000 | 2,348 |
| Total unused commitments | $56,683,000 | 1,429 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 105 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $238,875,000 | 2,381 |
| Cash and due from depository institutions | $6,332,000 | 1,630 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $54,089,000 | 2,275 |
| Federal funds sold & reverse repurchase agreements | $4,685,000 | 2,100 |
| Net loans & leases | $162,584,000 | 2,279 |
| Loan loss allowance | $2,139,000 | 2,156 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,014,000 | 2,046 |
| Other real estate owned | $2,290,000 | 1,630 |
| Goodwill and other intangibles | $795,000 | 1,765 |
| All other assets | $3,086,000 | 3,680 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $238,875,000 | 2,381 |
| Total liabilities | $221,428,000 | 2,321 |
| Total deposits | $190,767,000 | 2,419 |
| Interest-bearing deposits | $158,289,000 | 2,449 |
| Deposits held in domestic offices | $190,767,000 | 2,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,677,000 | 757 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,599,000 | 2,469 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $385,000 | 5,246 |
| Total equity capital | $17,447,000 | 3,085 |
| Total bank equity capital | $17,447,000 | 3,085 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $469,000 | 4,479 |
| Surplus | $11,681,000 | 1,744 |
| Undivided profits | $5,297,000 | 4,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,415,000 | 1,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $852,000 | 3,409 |
| Earning assets | $221,358,000 | 2,363 |
| Long-term assets (5+ years) | $42,499,000 | 2,167 |
| Average Assets, year-to-date | $245,274,330 | 2,267 |
| Average Assets, quarterly | $241,586,500 | 2,322 |
| Volatile liabilities | $42,535,000 | 2,320 |
| Insider loans | $2,491,000 | 2,262 |
| FHLB advances | $10,000,000 | 2,408 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $55,384,000 | 1,442 |
| Tier 1 (core) risk-based capital | $18,619,000 | 2,828 |
| Tier 2 risk-based capital | $1,994,000 | 2,148 |
| Total risk weighted assets | $159,375,000 | 2,422 |
| Total unused commitments | $55,384,000 | 1,445 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 100 | 1,699 |
| Assets and Liabilities | ||
| Total Assets: | $244,298,000 | 2,295 |
| Cash and due from depository institutions | $6,481,000 | 1,699 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $58,372,000 | 2,120 |
| Federal funds sold & reverse repurchase agreements | $3,598,000 | 3,483 |
| Net loans & leases | $164,797,000 | 2,191 |
| Loan loss allowance | $2,167,000 | 2,114 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,011,000 | 1,998 |
| Other real estate owned | $2,192,000 | 1,699 |
| Goodwill and other intangibles | $796,000 | 1,767 |
| All other assets | $3,051,000 | 3,569 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $244,298,000 | 2,295 |
| Total liabilities | $225,333,000 | 2,241 |
| Total deposits | $194,706,000 | 2,344 |
| Interest-bearing deposits | $163,260,000 | 2,363 |
| Deposits held in domestic offices | $194,706,000 | 2,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,604,000 | 731 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,622,000 | 2,329 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $401,000 | 5,466 |
| Total equity capital | $18,965,000 | 2,914 |
| Total bank equity capital | $18,965,000 | 2,914 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $469,000 | 4,490 |
| Surplus | $11,681,000 | 1,711 |
| Undivided profits | $6,815,000 | 3,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,890,000 | 1,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $911,000 | 3,152 |
| Earning assets | $226,767,000 | 2,278 |
| Long-term assets (5+ years) | $32,157,000 | 2,631 |
| Average Assets, year-to-date | $248,474,000 | 2,237 |
| Average Assets, quarterly | $248,474,000 | 2,237 |
| Volatile liabilities | $43,856,000 | 2,191 |
| Insider loans | $2,558,000 | 2,183 |
| FHLB advances | $10,000,000 | 2,279 |
| Loans and leases held for sale | $302,000 | 1,497 |
| Unused loan commitments | $47,725,000 | 1,585 |
| Tier 1 (core) risk-based capital | $18,708,000 | 2,790 |
| Tier 2 risk-based capital | $2,033,000 | 2,074 |
| Total risk weighted assets | $162,498,000 | 2,294 |
| Total unused commitments | $47,725,000 | 1,588 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 103 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $252,650,000 | 2,218 |
| Cash and due from depository institutions | $7,517,000 | 1,678 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $63,274,000 | 2,034 |
| Federal funds sold & reverse repurchase agreements | $12,312,000 | 960 |
| Net loans & leases | $158,524,000 | 2,241 |
| Loan loss allowance | $2,086,000 | 2,181 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,095,000 | 1,941 |
| Other real estate owned | $2,192,000 | 1,678 |
| Goodwill and other intangibles | $818,000 | 1,740 |
| All other assets | $2,918,000 | 3,718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,650,000 | 2,218 |
| Total liabilities | $234,935,000 | 2,145 |
| Total deposits | $199,207,000 | 2,265 |
| Interest-bearing deposits | $168,470,000 | 2,281 |
| Deposits held in domestic offices | $199,207,000 | 2,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,911,000 | 663 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,535,000 | 2,249 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $282,000 | 6,263 |
| Total equity capital | $17,715,000 | 3,028 |
| Total bank equity capital | $17,715,000 | 3,028 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $469,000 | 4,525 |
| Surplus | $11,681,000 | 1,685 |
| Undivided profits | $5,565,000 | 4,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,652,000 | 1,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $915,000 | 3,256 |
| Earning assets | $234,110,000 | 2,201 |
| Long-term assets (5+ years) | $47,178,000 | 2,007 |
| Average Assets, year-to-date | $245,992,800 | 2,195 |
| Average Assets, quarterly | $248,150,500 | 2,234 |
| Volatile liabilities | $52,881,000 | 1,872 |
| Insider loans | $2,539,000 | 2,152 |
| FHLB advances | $10,000,000 | 2,267 |
| Loans and leases held for sale | $98,000 | 1,669 |
| Unused loan commitments | $48,780,000 | 1,490 |
| Tier 1 (core) risk-based capital | $18,058,000 | 2,833 |
| Tier 2 risk-based capital | $1,963,000 | 2,138 |
| Total risk weighted assets | $156,896,000 | 2,366 |
| Total unused commitments | $48,780,000 | 1,492 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 106 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $243,651,000 | 2,299 |
| Cash and due from depository institutions | $7,585,000 | 1,662 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $63,440,000 | 1,995 |
| Federal funds sold & reverse repurchase agreements | $9,319,000 | 1,542 |
| Net loans & leases | $152,037,000 | 2,316 |
| Loan loss allowance | $1,998,000 | 2,273 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,162,000 | 1,902 |
| Other real estate owned | $2,292,000 | 1,662 |
| Goodwill and other intangibles | $936,000 | 1,647 |
| All other assets | $2,880,000 | 3,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,651,000 | 2,299 |
| Total liabilities | $228,553,000 | 2,196 |
| Total deposits | $201,585,000 | 2,256 |
| Interest-bearing deposits | $172,301,000 | 2,239 |
| Deposits held in domestic offices | $201,585,000 | 2,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,153,000 | 830 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,328,000 | 2,318 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $487,000 | 5,109 |
| Total equity capital | $15,098,000 | 3,490 |
| Total bank equity capital | $15,098,000 | 3,490 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $469,000 | 4,559 |
| Surplus | $8,981,000 | 2,116 |
| Undivided profits | $5,648,000 | 4,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,488,000 | 2,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $863,000 | 3,593 |
| Earning assets | $224,796,000 | 2,289 |
| Long-term assets (5+ years) | $41,076,000 | 2,200 |
| Average Assets, year-to-date | $244,328,500 | 2,225 |
| Average Assets, quarterly | $243,440,000 | 2,281 |
| Volatile liabilities | $46,114,000 | 2,055 |
| Insider loans | $2,512,000 | 2,149 |
| FHLB advances | $10,000,000 | 2,220 |
| Loans and leases held for sale | $368,000 | 1,529 |
| Unused loan commitments | $46,479,000 | 1,549 |
| Tier 1 (core) risk-based capital | $15,354,000 | 3,293 |
| Tier 2 risk-based capital | $1,870,000 | 2,200 |
| Total risk weighted assets | $149,461,000 | 2,451 |
| Total unused commitments | $46,479,000 | 1,555 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 111 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $243,229,000 | 2,281 |
| Cash and due from depository institutions | $7,716,000 | 1,582 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $63,347,000 | 1,960 |
| Federal funds sold & reverse repurchase agreements | $9,831,000 | 1,621 |
| Net loans & leases | $153,452,000 | 2,250 |
| Loan loss allowance | $1,994,000 | 2,242 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,243,000 | 1,840 |
| Other real estate owned | $0 | 1,582 |
| Goodwill and other intangibles | $825,000 | 1,683 |
| All other assets | $2,815,000 | 3,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,229,000 | 2,281 |
| Total liabilities | $227,800,000 | 2,179 |
| Total deposits | $202,426,000 | 2,218 |
| Interest-bearing deposits | $169,517,000 | 2,252 |
| Deposits held in domestic offices | $202,426,000 | 2,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,563,000 | 886 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,419,000 | 2,163 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $392,000 | 5,782 |
| Total equity capital | $15,429,000 | 3,434 |
| Total bank equity capital | $15,429,000 | 3,434 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $469,000 | 4,567 |
| Surplus | $8,981,000 | 2,074 |
| Undivided profits | $5,979,000 | 4,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,848,000 | 848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $888,000 | 3,368 |
| Earning assets | $226,630,000 | 2,237 |
| Long-term assets (5+ years) | $9,131,000 | 5,068 |
| Average Assets, year-to-date | $244,554,330 | 2,208 |
| Average Assets, quarterly | $244,442,000 | 2,238 |
| Volatile liabilities | $45,540,000 | 2,044 |
| Insider loans | $2,771,000 | 1,965 |
| FHLB advances | $10,000,000 | 2,177 |
| Loans and leases held for sale | $1,813,000 | 1,184 |
| Unused loan commitments | $36,176,000 | 1,845 |
| Tier 1 (core) risk-based capital | $15,251,000 | 3,265 |
| Tier 2 risk-based capital | $1,846,000 | 2,177 |
| Total risk weighted assets | $147,506,000 | 2,430 |
| Total unused commitments | $36,176,000 | 1,853 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 107 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $245,655,000 | 2,216 |
| Cash and due from depository institutions | $6,282,000 | 1,615 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $64,667,000 | 1,889 |
| Federal funds sold & reverse repurchase agreements | $12,402,000 | 1,345 |
| Net loans & leases | $153,497,000 | 2,236 |
| Loan loss allowance | $1,997,000 | 2,199 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,114,000 | 1,840 |
| Other real estate owned | $0 | 1,615 |
| Goodwill and other intangibles | $677,000 | 1,781 |
| All other assets | $3,016,000 | 3,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,655,000 | 2,216 |
| Total liabilities | $230,454,000 | 2,130 |
| Total deposits | $201,624,000 | 2,201 |
| Interest-bearing deposits | $170,611,000 | 2,234 |
| Deposits held in domestic offices | $201,624,000 | 2,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,091,000 | 732 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,368,000 | 2,216 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $371,000 | 5,985 |
| Total equity capital | $15,201,000 | 3,409 |
| Total bank equity capital | $15,201,000 | 3,409 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $469,000 | 4,582 |
| Surplus | $8,981,000 | 2,043 |
| Undivided profits | $5,751,000 | 4,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,443,000 | 964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $933,000 | 3,261 |
| Earning assets | $230,566,000 | 2,170 |
| Long-term assets (5+ years) | $22,229,000 | 3,170 |
| Average Assets, year-to-date | $245,217,000 | 2,190 |
| Average Assets, quarterly | $245,217,000 | 2,190 |
| Volatile liabilities | $49,522,000 | 1,863 |
| Insider loans | $3,191,000 | 1,698 |
| FHLB advances | $10,000,000 | 2,119 |
| Loans and leases held for sale | $1,187,000 | 1,241 |
| Unused loan commitments | $48,261,000 | 1,433 |
| Tier 1 (core) risk-based capital | $15,117,000 | 3,244 |
| Tier 2 risk-based capital | $1,906,000 | 2,093 |
| Total risk weighted assets | $152,394,000 | 2,328 |
| Total unused commitments | $48,261,000 | 1,446 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 105 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $244,779,000 | 2,180 |
| Cash and due from depository institutions | $8,639,000 | 1,641 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $68,284,000 | 1,792 |
| Federal funds sold & reverse repurchase agreements | $5,447,000 | 2,603 |
| Net loans & leases | $153,756,000 | 2,206 |
| Loan loss allowance | $2,012,000 | 2,122 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,192,000 | 1,780 |
| Other real estate owned | $50,000 | 1,641 |
| Goodwill and other intangibles | $573,000 | 1,853 |
| All other assets | $2,838,000 | 3,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,779,000 | 2,180 |
| Total liabilities | $229,341,000 | 2,104 |
| Total deposits | $198,881,000 | 2,179 |
| Interest-bearing deposits | $165,680,000 | 2,248 |
| Deposits held in domestic offices | $198,881,000 | 2,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,293,000 | 750 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $11,523,000 | 2,137 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $644,000 | 4,502 |
| Total equity capital | $15,438,000 | 3,319 |
| Total bank equity capital | $15,438,000 | 3,319 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $469,000 | 4,587 |
| Surplus | $8,981,000 | 2,015 |
| Undivided profits | $5,988,000 | 4,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,551,000 | 886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $875,000 | 3,601 |
| Earning assets | $227,487,000 | 2,156 |
| Long-term assets (5+ years) | $6,323,000 | 5,705 |
| Average Assets, year-to-date | $239,469,600 | 2,139 |
| Average Assets, quarterly | $244,338,500 | 2,162 |
| Volatile liabilities | $47,637,000 | 1,909 |
| Insider loans | $3,138,000 | 1,698 |
| FHLB advances | $10,000,000 | 2,118 |
| Loans and leases held for sale | $727,000 | 1,459 |
| Unused loan commitments | $46,193,000 | 1,436 |
| Tier 1 (core) risk-based capital | $14,509,000 | 3,319 |
| Tier 2 risk-based capital | $1,857,000 | 2,108 |
| Total risk weighted assets | $148,410,000 | 2,359 |
| Total unused commitments | $46,193,000 | 1,437 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 101 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $229,935,000 | 2,216 |
| Cash and due from depository institutions | $6,910,000 | 1,664 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $57,618,000 | 1,940 |
| Federal funds sold & reverse repurchase agreements | $929,000 | 5,971 |
| Net loans & leases | $157,024,000 | 2,077 |
| Loan loss allowance | $2,229,000 | 1,791 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,270,000 | 2,102 |
| Other real estate owned | $78,000 | 1,664 |
| Goodwill and other intangibles | $325,000 | 2,113 |
| All other assets | $2,781,000 | 3,589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,935,000 | 2,216 |
| Total liabilities | $216,081,000 | 2,121 |
| Total deposits | $197,140,000 | 2,089 |
| Interest-bearing deposits | $168,731,000 | 2,095 |
| Deposits held in domestic offices | $197,140,000 | 2,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,962,000 | 1,071 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,520,000 | 2,382 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $459,000 | 5,669 |
| Total equity capital | $13,854,000 | 3,432 |
| Total bank equity capital | $13,854,000 | 3,432 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $469,000 | 4,688 |
| Surplus | $8,981,000 | 1,906 |
| Undivided profits | $4,404,000 | 4,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,784,000 | 801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,027,000 | 3,376 |
| Earning assets | $215,571,000 | 2,159 |
| Long-term assets (5+ years) | $24,589,000 | 2,877 |
| Average Assets, year-to-date | $210,406,800 | 2,307 |
| Average Assets, quarterly | $221,447,500 | 2,274 |
| Volatile liabilities | $43,413,000 | 1,991 |
| Insider loans | $4,190,000 | 1,172 |
| FHLB advances | $7,500,000 | 2,353 |
| Loans and leases held for sale | $840,000 | 1,245 |
| Unused loan commitments | $36,333,000 | 1,615 |
| Tier 1 (core) risk-based capital | $13,239,000 | 3,413 |
| Tier 2 risk-based capital | $1,818,000 | 2,019 |
| Total risk weighted assets | $144,996,000 | 2,299 |
| Total unused commitments | $36,333,000 | 1,621 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 97 | 1,720 |
| Assets and Liabilities | ||
| Total Assets: | $202,797,000 | 2,406 |
| Cash and due from depository institutions | $8,348,000 | 1,720 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $34,095,000 | 3,102 |
| Federal funds sold & reverse repurchase agreements | $6,161,000 | 1,951 |
| Net loans & leases | $149,112,000 | 2,134 |
| Loan loss allowance | $2,117,000 | 1,812 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,299,000 | 2,672 |
| Other real estate owned | $0 | 1,720 |
| Goodwill and other intangibles | $150,000 | 2,445 |
| All other assets | $1,632,000 | 4,562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,797,000 | 2,406 |
| Total liabilities | $190,740,000 | 2,304 |
| Total deposits | $172,369,000 | 2,296 |
| Interest-bearing deposits | $141,978,000 | 2,378 |
| Deposits held in domestic offices | $172,369,000 | 2,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,257,000 | 860 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,500,000 | 3,737 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $614,000 | 5,108 |
| Total equity capital | $12,057,000 | 3,766 |
| Total bank equity capital | $12,057,000 | 3,766 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $469,000 | 4,834 |
| Surplus | $8,643,000 | 1,909 |
| Undivided profits | $2,945,000 | 5,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,387,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $53,000 | 1,011 |
| Income earned, not collected on loans | $820,000 | 3,337 |
| Earning assets | $189,368,000 | 2,362 |
| Long-term assets (5+ years) | $27,531,000 | 2,571 |
| Average Assets, year-to-date | $195,688,000 | 2,384 |
| Average Assets, quarterly | $197,401,500 | 2,434 |
| Volatile liabilities | $29,836,000 | 2,684 |
| Insider loans | $4,877,000 | 990 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $28,921,000 | 1,791 |
| Tier 1 (core) risk-based capital | $12,046,100 | 3,638 |
| Tier 2 risk-based capital | $1,749,000 | 2,016 |
| Total risk weighted assets | $139,551,600 | 2,288 |
| Total unused commitments | $28,921,000 | 1,793 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 85 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $188,152,000 | 2,519 |
| Cash and due from depository institutions | $6,323,000 | 2,031 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $39,403,000 | 2,836 |
| Federal funds sold & reverse repurchase agreements | $2,215,000 | 3,477 |
| Net loans & leases | $135,283,000 | 2,235 |
| Loan loss allowance | $1,922,000 | 1,912 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,216,000 | 2,677 |
| Other real estate owned | $0 | 2,031 |
| Goodwill and other intangibles | $154,000 | 2,494 |
| All other assets | $1,558,000 | 4,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,152,000 | 2,519 |
| Total liabilities | $177,057,000 | 2,424 |
| Total deposits | $160,190,000 | 2,394 |
| Interest-bearing deposits | $132,495,000 | 2,466 |
| Deposits held in domestic offices | $160,190,000 | 2,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,732,000 | 1,000 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,500,000 | 3,689 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $635,000 | 4,584 |
| Total equity capital | $11,095,000 | 3,894 |
| Total bank equity capital | $11,095,000 | 3,894 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $469,000 | 4,977 |
| Surplus | $8,434,000 | 1,923 |
| Undivided profits | $2,192,000 | 6,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,047,000 | 2,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $761,000 | 3,093 |
| Earning assets | $176,901,000 | 2,459 |
| Long-term assets (5+ years) | $38,284,000 | 2,133 |
| Average Assets, year-to-date | $173,605,800 | 2,595 |
| Average Assets, quarterly | $181,698,000 | 2,565 |
| Volatile liabilities | $29,497,000 | 2,570 |
| Insider loans | $2,406,000 | 1,906 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,254,000 | 2,268 |
| Tier 1 (core) risk-based capital | $11,814,800 | 3,674 |
| Tier 2 risk-based capital | $1,613,970 | 2,054 |
| Total risk weighted assets | $128,809,870 | 2,373 |
| Total unused commitments | $21,254,000 | 2,272 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $168,135,000 | 2,741 |
| Cash and due from depository institutions | $5,708,000 | 2,040 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $26,206,000 | 4,024 |
| Federal funds sold & reverse repurchase agreements | $9,005,000 | 1,903 |
| Net loans & leases | $117,380,000 | 2,366 |
| Loan loss allowance | $1,666,000 | 2,123 |
| Trading account assets | $5,000,000 | 108 |
| Bank premises and fixed assets | $2,880,000 | 2,797 |
| Other real estate owned | $0 | 2,040 |
| Goodwill and other intangibles | $137,000 | 2,549 |
| All other assets | $1,819,000 | 3,840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,135,000 | 2,741 |
| Total liabilities | $156,074,000 | 2,658 |
| Total deposits | $150,501,000 | 2,543 |
| Interest-bearing deposits | $123,608,000 | 2,625 |
| Deposits held in domestic offices | $150,501,000 | 2,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,420,000 | 1,857 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,500,000 | 3,043 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $653,000 | 4,841 |
| Total equity capital | $12,061,000 | 3,695 |
| Total bank equity capital | $12,061,000 | 3,695 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $469,000 | 5,028 |
| Surplus | $8,202,000 | 1,887 |
| Undivided profits | $3,390,000 | 5,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $865,000 | 2,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $662,000 | 3,529 |
| Earning assets | $157,591,000 | 2,687 |
| Long-term assets (5+ years) | $26,071,000 | 2,628 |
| Average Assets, year-to-date | $157,041,600 | 2,755 |
| Average Assets, quarterly | $161,951,500 | 2,796 |
| Volatile liabilities | $18,370,000 | 3,227 |
| Insider loans | $2,404,000 | 1,787 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,457,000 | 2,497 |
| Tier 1 (core) risk-based capital | $11,801,600 | 3,596 |
| Tier 2 risk-based capital | $1,378,460 | 2,264 |
| Total risk weighted assets | $109,988,860 | 2,587 |
| Total unused commitments | $17,457,000 | 2,502 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 86 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $156,871,000 | 2,853 |
| Cash and due from depository institutions | $6,497,000 | 2,062 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $27,408,000 | 3,912 |
| Federal funds sold & reverse repurchase agreements | $9,989,000 | 1,364 |
| Net loans & leases | $107,142,000 | 2,585 |
| Loan loss allowance | $1,537,000 | 2,287 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,037,000 | 2,598 |
| Other real estate owned | $424,000 | 2,062 |
| Goodwill and other intangibles | $66,000 | 2,794 |
| All other assets | $2,308,000 | 3,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,871,000 | 2,853 |
| Total liabilities | $145,298,000 | 2,771 |
| Total deposits | $142,101,000 | 2,626 |
| Interest-bearing deposits | $116,307,000 | 2,760 |
| Deposits held in domestic offices | $142,101,000 | 2,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,308,000 | 2,029 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $889,000 | 3,913 |
| Total equity capital | $11,573,000 | 3,792 |
| Total bank equity capital | $11,573,000 | 3,792 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $469,000 | 5,235 |
| Surplus | $8,031,000 | 1,889 |
| Undivided profits | $3,073,000 | 5,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,144,000 | 2,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $647,000 | 3,661 |
| Earning assets | $144,539,000 | 2,852 |
| Long-term assets (5+ years) | $20,321,000 | 2,763 |
| Average Assets, year-to-date | $145,360,800 | 2,927 |
| Average Assets, quarterly | $151,490,500 | 2,905 |
| Volatile liabilities | $18,751,000 | 3,165 |
| Insider loans | $2,150,000 | 1,927 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,066,000 | 2,490 |
| Tier 1 (core) risk-based capital | $11,519,900 | 3,668 |
| Tier 2 risk-based capital | $1,246,200 | 2,384 |
| Total risk weighted assets | $99,404,900 | 2,781 |
| Total unused commitments | $16,066,000 | 2,497 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 87 | 2,152 |
| Assets and Liabilities | ||
| Total Assets: | $137,559,000 | 3,288 |
| Cash and due from depository institutions | $6,510,000 | 2,152 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $26,347,000 | 4,339 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $99,638,000 | 2,807 |
| Loan loss allowance | $1,415,000 | 2,574 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,055,000 | 2,557 |
| Other real estate owned | $0 | 2,152 |
| Goodwill and other intangibles | $56,000 | 2,777 |
| All other assets | $1,953,000 | 3,680 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,559,000 | 3,288 |
| Total liabilities | $126,585,000 | 3,225 |
| Total deposits | $122,135,000 | 3,119 |
| Interest-bearing deposits | $101,299,000 | 3,231 |
| Deposits held in domestic offices | $122,135,000 | 3,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,672,000 | 1,813 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $778,000 | 4,279 |
| Total equity capital | $10,974,000 | 4,001 |
| Total bank equity capital | $10,974,000 | 4,001 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $469,000 | 5,546 |
| Surplus | $8,031,000 | 1,948 |
| Undivided profits | $2,474,000 | 6,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $933,000 | 2,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $624,000 | 3,703 |
| Earning assets | $125,985,000 | 3,297 |
| Long-term assets (5+ years) | $13,693,000 | 3,468 |
| Average Assets, year-to-date | $131,304,000 | 3,301 |
| Average Assets, quarterly | $135,555,500 | 3,298 |
| Volatile liabilities | $18,313,000 | 3,120 |
| Insider loans | $2,189,000 | 1,945 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,805,000 | 2,559 |
| Tier 1 (core) risk-based capital | $10,918,000 | 3,917 |
| Tier 2 risk-based capital | $1,137,770 | 2,631 |
| Total risk weighted assets | $90,743,970 | 3,046 |
| Total unused commitments | $14,805,000 | 2,571 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 80 | 2,423 |
| Assets and Liabilities | ||
| Total Assets: | $128,278,000 | 3,514 |
| Cash and due from depository institutions | $7,055,000 | 2,423 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,328,000 | 5,144 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,488 |
| Net loans & leases | $88,731,000 | 3,020 |
| Loan loss allowance | $1,260,000 | 2,874 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,056,000 | 2,502 |
| Other real estate owned | $408,000 | 2,423 |
| Goodwill and other intangibles | $68,000 | 2,524 |
| All other assets | $2,632,000 | 2,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,278,000 | 3,514 |
| Total liabilities | $117,763,000 | 3,453 |
| Total deposits | $114,753,000 | 3,341 |
| Interest-bearing deposits | $96,745,000 | 3,402 |
| Deposits held in domestic offices | $114,753,000 | 3,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,253,000 | 2,535 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,202,000 | 2,757 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $555,000 | 5,796 |
| Total equity capital | $10,515,000 | 4,142 |
| Total bank equity capital | $10,515,000 | 4,142 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $469,000 | 5,841 |
| Surplus | $8,031,000 | 1,933 |
| Undivided profits | $2,015,000 | 7,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 4,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $700,000 | 3,381 |
| Earning assets | $115,059,000 | 3,573 |
| Long-term assets (5+ years) | $11,148,000 | 3,767 |
| Average Assets, year-to-date | $121,413,400 | 3,550 |
| Average Assets, quarterly | $125,299,500 | 3,549 |
| Volatile liabilities | $14,047,000 | 3,528 |
| Insider loans | $1,786,000 | 2,384 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,790,000 | 2,912 |
| Tier 1 (core) risk-based capital | $10,447,000 | 4,050 |
| Tier 2 risk-based capital | $1,050,890 | 2,773 |
| Total risk weighted assets | $83,862,290 | 3,183 |
| Total unused commitments | $11,790,000 | 2,923 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 82 | 2,436 |
| Assets and Liabilities | ||
| Total Assets: | $119,713,000 | 3,704 |
| Cash and due from depository institutions | $9,454,000 | 2,436 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $30,094,000 | 4,250 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,727 |
| Net loans & leases | $74,545,000 | 3,470 |
| Loan loss allowance | $1,058,000 | 3,405 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,145,000 | 2,354 |
| Other real estate owned | $408,000 | 2,436 |
| Goodwill and other intangibles | $89,000 | 2,316 |
| All other assets | $1,478,000 | 4,993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,713,000 | 3,704 |
| Total liabilities | $109,550,000 | 3,681 |
| Total deposits | $106,491,000 | 3,570 |
| Interest-bearing deposits | $87,452,000 | 3,700 |
| Deposits held in domestic offices | $106,491,000 | 3,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,380,000 | 3,041 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,318,000 | 2,916 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $361,000 | 6,512 |
| Total equity capital | $10,163,000 | 3,980 |
| Total bank equity capital | $10,163,000 | 3,980 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $469,000 | 6,169 |
| Surplus | $6,781,000 | 2,160 |
| Undivided profits | $2,913,000 | 6,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,238,000 | 2,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $491,000 | 4,290 |
| Earning assets | $105,139,000 | 3,850 |
| Long-term assets (5+ years) | $5,399,000 | 5,790 |
| Average Assets, year-to-date | $116,382,800 | 3,713 |
| Average Assets, quarterly | $117,887,000 | 3,740 |
| Volatile liabilities | $10,989,000 | 4,063 |
| Insider loans | $1,073,000 | 3,505 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,165,000 | 3,323 |
| Tier 1 (core) risk-based capital | $10,059,000 | 4,098 |
| Tier 2 risk-based capital | $908,130 | 3,165 |
| Total risk weighted assets | $72,500,230 | 3,550 |
| Total unused commitments | $9,165,000 | 3,333 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 78 | 2,677 |
| Assets and Liabilities | ||
| Total Assets: | $117,929,000 | 3,842 |
| Cash and due from depository institutions | $7,071,000 | 2,677 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $31,765,000 | 4,279 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,963 |
| Net loans & leases | $71,310,000 | 3,530 |
| Loan loss allowance | $1,013,000 | 3,644 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,889,000 | 2,546 |
| Other real estate owned | $528,000 | 2,677 |
| Goodwill and other intangibles | $120,000 | 2,111 |
| All other assets | $1,746,000 | 3,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,929,000 | 3,842 |
| Total liabilities | $108,040,000 | 3,796 |
| Total deposits | $104,576,000 | 3,720 |
| Interest-bearing deposits | $85,915,000 | 3,932 |
| Deposits held in domestic offices | $104,576,000 | 3,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,765,000 | 1,935 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $270,000 | 3,845 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $429,000 | 5,964 |
| Total equity capital | $9,889,000 | 4,133 |
| Total bank equity capital | $9,889,000 | 4,133 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $469,000 | 6,465 |
| Surplus | $6,781,000 | 2,068 |
| Undivided profits | $2,639,000 | 6,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $742,000 | 3,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $419,000 | 4,467 |
| Earning assets | $105,575,000 | 3,920 |
| Long-term assets (5+ years) | $2,438,000 | 8,319 |
| Average Assets, year-to-date | $116,507,200 | 3,783 |
| Average Assets, quarterly | $117,006,500 | 3,836 |
| Volatile liabilities | $10,329,000 | 3,988 |
| Insider loans | $1,042,000 | 3,606 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,694,000 | 3,716 |
| Tier 1 (core) risk-based capital | $9,769,000 | 4,088 |
| Tier 2 risk-based capital | $861,150 | 3,302 |
| Total risk weighted assets | $68,739,750 | 3,690 |
| Total unused commitments | $7,694,000 | 3,734 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 75 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $121,352,000 | 3,805 |
| Cash and due from depository institutions | $8,601,000 | 2,864 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $29,261,000 | 4,563 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,360 |
| Net loans & leases | $71,399,000 | 3,601 |
| Loan loss allowance | $971,000 | 3,830 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,781,000 | 2,649 |
| Other real estate owned | $574,000 | 2,864 |
| Goodwill and other intangibles | $152,000 | 2,009 |
| All other assets | $1,584,000 | 4,393 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,352,000 | 3,805 |
| Total liabilities | $111,975,000 | 3,782 |
| Total deposits | $108,712,000 | 3,715 |
| Interest-bearing deposits | $89,959,000 | 3,910 |
| Deposits held in domestic offices | $108,712,000 | 3,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,300,000 | 1,927 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $18,000 | 4,866 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $945,000 | 3,449 |
| Total equity capital | $9,377,000 | 4,135 |
| Total bank equity capital | $9,377,000 | 4,135 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $469,000 | 6,805 |
| Surplus | $6,781,000 | 1,996 |
| Undivided profits | $2,127,000 | 7,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 3,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $422,000 | 4,809 |
| Earning assets | $107,660,000 | 3,897 |
| Long-term assets (5+ years) | $1,913,000 | 9,050 |
| Average Assets, year-to-date | $119,423,600 | 3,785 |
| Average Assets, quarterly | $118,020,000 | 3,873 |
| Volatile liabilities | $11,528,000 | 3,703 |
| Insider loans | $733,000 | 1,227 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,538,000 | 3,899 |
| Tier 1 (core) risk-based capital | $9,225,000 | 4,130 |
| Tier 2 risk-based capital | $882,410 | 3,245 |
| Total risk weighted assets | $70,503,910 | 3,687 |
| Total unused commitments | $6,538,000 | 3,920 |
| Derivatives | $0 | 651 |