Home > Bank of Elbow Lake > Income and Expense
Bank of Elbow Lake, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 12,017 |
| Total interest expense | $336,000 | 11,879 |
| Net interest income | $498,000 | 12,014 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $40,000 | 12,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 10,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $452,000 | 11,828 |
| Salaries and employee benefits | $192,000 | 12,117 |
| Premises and equipment expense | $65,000 | 11,133 |
| Additional noninterest expense | $195,000 | 11,210 |
| Pre-tax net operating income | $80,000 | 11,753 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $12,000 | 11,330 |
| Income before extraordinary items | $66,000 | 11,686 |
| Extraordinary gains, net | $12,000 | 216 |
| Net income | $78,000 | 11,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $67,700 | 11,717 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 12,506 |
| Total interest expense | $418,000 | 12,138 |
| Net interest income | $482,000 | 12,599 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $229,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 10,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,628 |
| Total noninterest expense | $507,000 | 12,135 |
| Salaries and employee benefits | $199,000 | 12,651 |
| Premises and equipment expense | $69,000 | 11,541 |
| Additional noninterest expense | $239,000 | 11,210 |
| Pre-tax net operating income | $139,000 | 11,563 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $113,000 | 11,673 |
| Extraordinary gains, net | $62,000 | 2,002 |
| Net income | $175,000 | 11,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $89,600 | 11,725 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 12,828 |
| Total interest expense | $557,000 | 12,499 |
| Net interest income | $547,000 | 12,920 |
| Provision for loan and lease losses | $19,000 | 10,662 |
| Total noninterest income | $81,000 | 12,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 11,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $486,000 | 12,714 |
| Salaries and employee benefits | $197,000 | 13,191 |
| Premises and equipment expense | $52,000 | 12,611 |
| Additional noninterest expense | $237,000 | 11,712 |
| Pre-tax net operating income | $123,000 | 11,777 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $38,000 | 11,577 |
| Income before extraordinary items | $85,000 | 12,150 |
| Extraordinary gains, net | $38,000 | 1,075 |
| Net income | $123,000 | 11,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $85,000 | 11,851 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.