Home > Bank of Easthampton, A Co-operative Bank > Income and Expense

Bank of Easthampton, A Co-operative Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$760,00010,063
Total interest expense$317,00010,028
Net interest income$443,00010,022
Provision for loan and lease losses$2,0008,582
Total noninterest income$74,0009,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$51,0008,015
Trading account gains and feesNANA
Additional Noninterest Income$23,0009,338
Total noninterest expense$373,00010,120
Salaries and employee benefits$187,00010,159
Premises and equipment expense$54,0009,724
Additional noninterest expense$132,0009,835
Pre-tax net operating income$142,0009,217
Securities gains (losses)$04,449
Applicable income taxes$42,0008,467
Income before extraordinary items$100,0009,347
Extraordinary gains, net$032
Net income$100,0009,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,985
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$100,0009,279
1997-12-31 (YTD Data)Rank
Total interest income$728,00010,544
Total interest expense$286,00010,541
Net interest income$442,00010,500
Provision for loan and lease losses$5,0008,640
Total noninterest income$74,0009,870
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$57,0008,232
Trading account gains and feesNANA
Additional Noninterest Income$17,00010,015
Total noninterest expense$359,00010,574
Salaries and employee benefits$184,00010,610
Premises and equipment expense$49,00010,222
Additional noninterest expense$126,00010,273
Pre-tax net operating income$152,0009,833
Securities gains (losses)$03,944
Applicable income taxes$47,0009,297
Income before extraordinary items$105,0009,930
Extraordinary gains, net$044
Net income$105,0009,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,963
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$105,0009,888
1996-12-31 (YTD Data)Rank
Total interest income$740,00011,087
Total interest expense$284,00011,107
Net interest income$456,00010,977
Provision for loan and lease losses$09,041
Total noninterest income$103,0009,841
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$53,0008,756
Trading account gains and feesNANA
Additional Noninterest Income$50,0008,888
Total noninterest expense$337,00011,147
Salaries and employee benefits$183,00011,101
Premises and equipment expense$46,00010,757
Additional noninterest expense$108,00011,014
Pre-tax net operating income$222,0009,649
Securities gains (losses)$04,148
Applicable income taxes$56,0009,587
Income before extraordinary items$166,0009,639
Extraordinary gains, net$053
Net income$166,0009,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,158
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$166,0009,578
1995-12-31 (YTD Data)Rank
Total interest income$751,00011,575
Total interest expense$281,00011,611
Net interest income$470,00011,470
Provision for loan and lease losses$6,0008,588
Total noninterest income$62,00011,127
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,0009,268
Trading account gains and feesNANA
Additional Noninterest Income$13,00011,328
Total noninterest expense$356,00011,581
Salaries and employee benefits$185,00011,569
Premises and equipment expense$47,00011,167
Additional noninterest expense$124,00011,383
Pre-tax net operating income$170,00010,648
Securities gains (losses)$-6,0009,789
Applicable income taxes$57,00010,046
Income before extraordinary items$107,00010,870
Extraordinary gains, net$065
Net income$107,00010,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,680
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$110,90010,810
1994-12-31 (YTD Data)Rank
Total interest income$725,00012,175
Total interest expense$255,00012,190
Net interest income$465,00012,098
Provision for loan and lease losses$31,0007,056
Total noninterest income$59,00011,739
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$47,0009,795
Trading account gains and feesNANA
Additional Noninterest Income$12,00011,965
Total noninterest expense$370,00012,147
Salaries and employee benefits$189,00012,139
Premises and equipment expense$49,00011,666
Additional noninterest expense$132,00011,996
Pre-tax net operating income$128,00011,427
Securities gains (losses)$-177,00011,893
Applicable income taxes$40,00010,689
Income before extraordinary items$-89,00012,146
Extraordinary gains, net$0249
Net income$-89,00012,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$88,00011,539
1993-12-31 (YTD Data)Rank
Total interest income$775,00012,711
Total interest expense$298,00012,690
Net interest income$477,00012,611
Provision for loan and lease losses$9,0009,850
Total noninterest income$54,00012,434
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,00010,269
Trading account gains and feesNANA
Additional Noninterest Income$10,00012,761
Total noninterest expense$562,00011,844
Salaries and employee benefits$176,00012,819
Premises and equipment expense$162,0008,585
Additional noninterest expense$224,00011,416
Pre-tax net operating income$-40,00012,521
Securities gains (losses)$4,0006,316
Applicable income taxes$5,00011,956
Income before extraordinary items$-41,00012,608
Extraordinary gains, net$03,149
Net income$-41,00012,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0008,555
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-45,00012,500
1992-12-31 (YTD Data)Rank
Total interest income$761,00013,406
Total interest expense$353,00013,345
Net interest income$408,00013,368
Provision for loan and lease losses$21,00010,525
Total noninterest income$66,00012,680
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$38,00010,777
Trading account gains and feesNANA
Additional Noninterest Income$28,00011,929
Total noninterest expense$422,00013,057
Salaries and employee benefits$161,00013,477
Premises and equipment expense$62,00012,181
Additional noninterest expense$199,00012,248
Pre-tax net operating income$31,00012,528
Securities gains (losses)$08,369
Applicable income taxes$8,00012,420
Income before extraordinary items$23,00012,758
Extraordinary gains, net$01,422
Net income$23,00012,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0009,510
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$23,00012,521

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.