Home > Bank of Dyer > Income and Expense
Bank of Dyer, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 7,231 |
| Total interest expense | $540,000 | 6,500 |
| Net interest income | $1,084,000 | 7,405 |
| Provision for loan and lease losses | $367,000 | 1,909 |
| Total noninterest income | $251,000 | 6,220 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $177,000 | 4,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 6,452 |
| Total noninterest expense | $1,743,000 | 5,503 |
| Salaries and employee benefits | $567,000 | 7,043 |
| Premises and equipment expense | $250,000 | 5,344 |
| Additional noninterest expense | $926,000 | 3,627 |
| Pre-tax net operating income | $-775,000 | 8,853 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $-303,000 | 8,944 |
| Income before extraordinary items | $-456,000 | 8,794 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-456,000 | 8,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 1,305 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-466,240 | 8,772 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 7,119 |
| Total interest expense | $365,000 | 6,508 |
| Net interest income | $797,000 | 7,232 |
| Provision for loan and lease losses | $253,000 | 1,809 |
| Total noninterest income | $191,000 | 5,926 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $120,000 | 4,879 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $71,000 | 5,821 |
| Total noninterest expense | $1,204,000 | 5,435 |
| Salaries and employee benefits | $396,000 | 6,971 |
| Premises and equipment expense | $182,000 | 5,083 |
| Additional noninterest expense | $626,000 | 3,620 |
| Pre-tax net operating income | $-469,000 | 8,889 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $-181,000 | 8,986 |
| Income before extraordinary items | $-271,000 | 8,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-271,000 | 8,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 917 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-281,880 | 8,817 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 6,948 |
| Total interest expense | $189,000 | 6,483 |
| Net interest income | $442,000 | 7,028 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $74,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 4,635 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $620,000 | 5,340 |
| Salaries and employee benefits | $206,000 | 6,899 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $318,000 | 3,565 |
| Pre-tax net operating income | $-139,000 | 8,848 |
| Securities gains (losses) | $17,000 | 1,792 |
| Applicable income taxes | $-51,000 | 8,975 |
| Income before extraordinary items | $-71,000 | 8,790 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-71,000 | 8,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-81,880 | 8,777 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 6,862 |
| Total interest expense | $939,000 | 6,290 |
| Net interest income | $1,747,000 | 6,994 |
| Provision for loan and lease losses | $419,000 | 2,506 |
| Total noninterest income | $321,000 | 6,451 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $332,000 | 4,074 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-11,000 | 9,127 |
| Total noninterest expense | $2,254,000 | 5,591 |
| Salaries and employee benefits | $855,000 | 6,732 |
| Premises and equipment expense | $411,000 | 4,649 |
| Additional noninterest expense | $988,000 | 4,320 |
| Pre-tax net operating income | $-605,000 | 8,864 |
| Securities gains (losses) | $37,000 | 2,758 |
| Applicable income taxes | $-221,000 | 9,021 |
| Income before extraordinary items | $-347,000 | 8,839 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-347,000 | 8,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $765,000 | 1,137 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-370,680 | 8,788 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 6,886 |
| Total interest expense | $737,000 | 6,320 |
| Net interest income | $1,313,000 | 7,032 |
| Provision for loan and lease losses | $409,000 | 1,990 |
| Total noninterest income | $249,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $252,000 | 4,072 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,000 | 9,191 |
| Total noninterest expense | $1,694,000 | 5,552 |
| Salaries and employee benefits | $667,000 | 6,619 |
| Premises and equipment expense | $307,000 | 4,636 |
| Additional noninterest expense | $720,000 | 4,386 |
| Pre-tax net operating income | $-541,000 | 8,978 |
| Securities gains (losses) | $37,000 | 2,545 |
| Applicable income taxes | $-193,000 | 9,115 |
| Income before extraordinary items | $-311,000 | 8,954 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-311,000 | 8,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,076 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-334,680 | 8,903 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 6,891 |
| Total interest expense | $518,000 | 6,289 |
| Net interest income | $874,000 | 7,043 |
| Provision for loan and lease losses | $409,000 | 1,370 |
| Total noninterest income | $166,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $172,000 | 3,976 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-6,000 | 9,217 |
| Total noninterest expense | $1,121,000 | 5,577 |
| Salaries and employee benefits | $451,000 | 6,598 |
| Premises and equipment expense | $201,000 | 4,692 |
| Additional noninterest expense | $469,000 | 4,451 |
| Pre-tax net operating income | $-490,000 | 9,063 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $-183,000 | 9,174 |
| Income before extraordinary items | $-300,000 | 9,066 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-300,000 | 9,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,300 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-304,480 | 9,002 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $699,000 | 6,914 |
| Total interest expense | $265,000 | 6,314 |
| Net interest income | $434,000 | 7,063 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $103,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 3,914 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $568,000 | 5,532 |
| Salaries and employee benefits | $231,000 | 6,532 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $240,000 | 4,349 |
| Pre-tax net operating income | $-51,000 | 8,891 |
| Securities gains (losses) | $14,000 | 2,056 |
| Applicable income taxes | $-12,000 | 9,084 |
| Income before extraordinary items | $-25,000 | 8,892 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-25,000 | 8,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 1,520 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-34,520 | 8,830 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 6,683 |
| Total interest expense | $1,319,000 | 6,125 |
| Net interest income | $1,844,000 | 6,873 |
| Provision for loan and lease losses | $1,431,000 | 985 |
| Total noninterest income | $353,000 | 6,078 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $376,000 | 3,682 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-23,000 | 9,298 |
| Total noninterest expense | $2,325,000 | 5,339 |
| Salaries and employee benefits | $919,000 | 6,445 |
| Premises and equipment expense | $432,000 | 4,382 |
| Additional noninterest expense | $974,000 | 4,266 |
| Pre-tax net operating income | $-1,559,000 | 9,218 |
| Securities gains (losses) | $135,000 | 1,469 |
| Applicable income taxes | $-592,000 | 9,261 |
| Income before extraordinary items | $-832,000 | 9,146 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-832,000 | 9,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,410,000 | 713 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-918,400 | 9,126 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 6,393 |
| Total interest expense | $2,010,000 | 6,075 |
| Net interest income | $1,937,000 | 6,526 |
| Provision for loan and lease losses | $909,000 | 1,339 |
| Total noninterest income | $398,000 | 5,692 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $367,000 | 3,633 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $31,000 | 8,315 |
| Total noninterest expense | $2,108,000 | 5,547 |
| Salaries and employee benefits | $1,015,000 | 5,924 |
| Premises and equipment expense | $348,000 | 5,049 |
| Additional noninterest expense | $745,000 | 5,036 |
| Pre-tax net operating income | $-682,000 | 9,240 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $-314,000 | 9,430 |
| Income before extraordinary items | $-364,000 | 9,162 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-364,000 | 9,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,358 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-366,560 | 9,114 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 6,816 |
| Total interest expense | $1,889,000 | 6,444 |
| Net interest income | $1,721,000 | 7,077 |
| Provision for loan and lease losses | $82,000 | 5,726 |
| Total noninterest income | $274,000 | 6,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 4,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,528 |
| Total noninterest expense | $1,440,000 | 6,902 |
| Salaries and employee benefits | $817,000 | 6,649 |
| Premises and equipment expense | $258,000 | 5,931 |
| Additional noninterest expense | $365,000 | 7,438 |
| Pre-tax net operating income | $473,000 | 7,131 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $110,000 | 6,390 |
| Income before extraordinary items | $363,000 | 7,083 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $363,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $363,000 | 7,072 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 7,515 |
| Total interest expense | $1,413,000 | 7,164 |
| Net interest income | $1,462,000 | 7,651 |
| Provision for loan and lease losses | $152,000 | 4,213 |
| Total noninterest income | $196,000 | 7,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 5,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,795 |
| Total noninterest expense | $1,196,000 | 7,581 |
| Salaries and employee benefits | $674,000 | 7,376 |
| Premises and equipment expense | $230,000 | 6,345 |
| Additional noninterest expense | $292,000 | 8,176 |
| Pre-tax net operating income | $310,000 | 8,038 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $66,000 | 7,402 |
| Income before extraordinary items | $244,000 | 7,978 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $244,000 | 7,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,121 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $244,000 | 7,950 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 7,872 |
| Total interest expense | $1,359,000 | 7,520 |
| Net interest income | $1,339,000 | 8,021 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $202,000 | 7,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $1,088,000 | 7,862 |
| Salaries and employee benefits | $612,000 | 7,690 |
| Premises and equipment expense | $211,000 | 6,550 |
| Additional noninterest expense | $265,000 | 8,450 |
| Pre-tax net operating income | $429,000 | 7,716 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $119,000 | 7,259 |
| Income before extraordinary items | $333,000 | 7,630 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $333,000 | 7,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $20,000 | 7,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $315,980 | 7,674 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 8,400 |
| Total interest expense | $1,210,000 | 8,084 |
| Net interest income | $1,274,000 | 8,523 |
| Provision for loan and lease losses | $22,000 | 7,821 |
| Total noninterest income | $198,000 | 7,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $1,016,000 | 8,289 |
| Salaries and employee benefits | $551,000 | 8,242 |
| Premises and equipment expense | $192,000 | 6,989 |
| Additional noninterest expense | $273,000 | 8,606 |
| Pre-tax net operating income | $434,000 | 8,265 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $139,000 | 7,775 |
| Income before extraordinary items | $297,000 | 8,399 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $297,000 | 8,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $16,000 | 7,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $295,640 | 8,368 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 9,215 |
| Total interest expense | $985,000 | 9,061 |
| Net interest income | $1,137,000 | 9,185 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $192,000 | 8,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $925,000 | 8,991 |
| Salaries and employee benefits | $501,000 | 8,885 |
| Premises and equipment expense | $166,000 | 7,709 |
| Additional noninterest expense | $258,000 | 9,308 |
| Pre-tax net operating income | $389,000 | 8,571 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $98,000 | 8,783 |
| Income before extraordinary items | $288,000 | 8,530 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $288,000 | 8,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,149 |
| Cash dividends | $16,000 | 8,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $290,250 | 8,449 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 10,166 |
| Total interest expense | $855,000 | 9,776 |
| Net interest income | $853,000 | 10,372 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $158,000 | 9,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,849 |
| Total noninterest expense | $797,000 | 9,785 |
| Salaries and employee benefits | $421,000 | 9,782 |
| Premises and equipment expense | $171,000 | 7,793 |
| Additional noninterest expense | $205,000 | 10,353 |
| Pre-tax net operating income | $201,000 | 10,458 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $42,000 | 10,333 |
| Income before extraordinary items | $159,000 | 10,379 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $159,000 | 10,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $8,000 | 8,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $159,000 | 10,353 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 10,908 |
| Total interest expense | $549,000 | 10,852 |
| Net interest income | $861,000 | 10,844 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $79,000 | 11,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $653,000 | 10,896 |
| Salaries and employee benefits | $349,000 | 10,755 |
| Premises and equipment expense | $112,000 | 9,637 |
| Additional noninterest expense | $192,000 | 11,243 |
| Pre-tax net operating income | $287,000 | 10,221 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $43,000 | 10,643 |
| Income before extraordinary items | $246,000 | 9,738 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $246,000 | 9,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 12,240 |
| Cash dividends | $34,000 | 8,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $244,300 | 9,835 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 11,761 |
| Total interest expense | $502,000 | 11,673 |
| Net interest income | $763,000 | 11,647 |
| Provision for loan and lease losses | $256,000 | 3,328 |
| Total noninterest income | $68,000 | 12,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $628,000 | 11,495 |
| Salaries and employee benefits | $324,000 | 11,410 |
| Premises and equipment expense | $98,000 | 10,504 |
| Additional noninterest expense | $206,000 | 11,647 |
| Pre-tax net operating income | $-53,000 | 12,543 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-39,000 | 12,603 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-39,000 | 12,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 2,316 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-53,000 | 12,511 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 12,328 |
| Total interest expense | $617,000 | 12,217 |
| Net interest income | $715,000 | 12,261 |
| Provision for loan and lease losses | $146,000 | 6,180 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $591,000 | 12,116 |
| Salaries and employee benefits | $326,000 | 11,716 |
| Premises and equipment expense | $100,000 | 10,743 |
| Additional noninterest expense | $165,000 | 12,720 |
| Pre-tax net operating income | $47,000 | 12,432 |
| Securities gains (losses) | $57,000 | 3,915 |
| Applicable income taxes | $14,000 | 12,262 |
| Income before extraordinary items | $90,000 | 12,074 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $90,000 | 12,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 4,874 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $40,410 | 12,383 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.