Home > Bank of Dudley > Net charge- offs to loans

Bank of Dudley, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0208%1,924
Percentage Net Loans Charged-off: Total real estate loans-0.0005%3,294
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%3,585
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0022%3,639
Percentage Net Loans Charged-off: Commercial and industrial-0.0249%3,962
Percentage Net Loans Charged-off: Loans to individuals0.3937%1,411
Percentage Net Loans Charged-off: Credit card loans1.8557%291
Percentage Net Loans Charged-off: Other loans to individual0.2926%1,533
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0238%1,603
Percentage Net Loans Charged-off: Total real estate loans-0.0007%3,325
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%3,661
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0030%3,706
Percentage Net Loans Charged-off: Commercial and industrial-0.0253%3,929
Percentage Net Loans Charged-off: Loans to individuals0.4355%1,181
Percentage Net Loans Charged-off: Credit card loans2.4844%179
Percentage Net Loans Charged-off: Other loans to individual0.2945%1,384
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0009%2,403
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,432
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0045%3,804
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0045%3,799
Percentage Net Loans Charged-off: Commercial and industrial-0.0258%3,931
Percentage Net Loans Charged-off: Loans to individuals0.0805%1,993
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0862%1,925
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0073%1,673
Percentage Net Loans Charged-off: Total real estate loans0.0000%512
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial-0.0267%3,944
Percentage Net Loans Charged-off: Loans to individuals0.1728%1,504
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.1859%1,405
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0056%2,218
Percentage Net Loans Charged-off: Total real estate loans-0.0032%3,430
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0127%3,913
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0128%3,948
Percentage Net Loans Charged-off: Commercial and industrial-0.0378%3,915
Percentage Net Loans Charged-off: Loans to individuals0.2052%1,685
Percentage Net Loans Charged-off: Credit card loans0.3229%433
Percentage Net Loans Charged-off: Other loans to individual0.1959%1,643
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0028%2,148
Percentage Net Loans Charged-off: Total real estate loans-0.0044%3,496
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0174%4,017
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0174%4,067
Percentage Net Loans Charged-off: Commercial and industrial-0.0364%3,860
Percentage Net Loans Charged-off: Loans to individuals0.1706%1,653
Percentage Net Loans Charged-off: Credit card loans0.4330%377
Percentage Net Loans Charged-off: Other loans to individual0.1496%1,641
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%2,156
Percentage Net Loans Charged-off: Total real estate loans-0.0054%3,531
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0213%3,981
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0214%4,025
Percentage Net Loans Charged-off: Commercial and industrial-0.0323%3,654
Percentage Net Loans Charged-off: Loans to individuals0.1285%1,664
Percentage Net Loans Charged-off: Credit card loans0.2180%388
Percentage Net Loans Charged-off: Other loans to individual0.1214%1,611
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0022%3,122
Percentage Net Loans Charged-off: Total real estate loans-0.0082%3,825
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0329%4,197
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0330%4,217
Percentage Net Loans Charged-off: Commercial and industrial-0.0342%3,748
Percentage Net Loans Charged-off: Loans to individuals0.1293%1,474
Percentage Net Loans Charged-off: Credit card loans0.0000%325
Percentage Net Loans Charged-off: Other loans to individual0.1397%1,360
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0194%1,888
Percentage Net Loans Charged-off: Total real estate loans-0.0101%3,808
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0160%587
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0749%4,388
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0753%4,381
Percentage Net Loans Charged-off: Commercial and industrial0.1470%808
Percentage Net Loans Charged-off: Loans to individuals0.0897%2,035
Percentage Net Loans Charged-off: Credit card loans-0.1115%789
Percentage Net Loans Charged-off: Other loans to individual0.1073%1,844
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0185%1,688
Percentage Net Loans Charged-off: Total real estate loans-0.0128%3,923
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0166%512
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0849%4,492
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0853%4,486
Percentage Net Loans Charged-off: Commercial and industrial0.1706%633
Percentage Net Loans Charged-off: Loans to individuals0.0369%2,124
Percentage Net Loans Charged-off: Credit card loans-0.1484%804
Percentage Net Loans Charged-off: Other loans to individual0.0536%1,930
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0058%1,938
Percentage Net Loans Charged-off: Total real estate loans-0.0284%4,293
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.1048%4,589
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.1053%4,591
Percentage Net Loans Charged-off: Commercial and industrial0.1781%541
Percentage Net Loans Charged-off: Loans to individuals-0.0191%3,706
Percentage Net Loans Charged-off: Credit card loans-0.2209%806
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0869%758
Percentage Net Loans Charged-off: Total real estate loans-0.0122%4,100
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0437%4,421
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0440%4,447
Percentage Net Loans Charged-off: Commercial and industrial0.5729%229
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0796%1,677
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,009
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0648%4,680
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1535%344
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.1544%334
Percentage Net Loans Charged-off: Commercial and industrial0.3935%789
Percentage Net Loans Charged-off: Loans to individuals0.2855%1,755
Percentage Net Loans Charged-off: Credit card loans0.5320%492
Percentage Net Loans Charged-off: Other loans to individual0.2583%1,729
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0958%1,347
Percentage Net Loans Charged-off: Total real estate loans-0.0114%4,228
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0447%4,547
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0450%4,553
Percentage Net Loans Charged-off: Commercial and industrial0.5443%564
Percentage Net Loans Charged-off: Loans to individuals0.3255%1,582
Percentage Net Loans Charged-off: Credit card loans0.8448%406
Percentage Net Loans Charged-off: Other loans to individual0.2675%1,614
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1173%1,142
Percentage Net Loans Charged-off: Total real estate loans-0.0109%4,264
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0429%4,560
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0431%4,565
Percentage Net Loans Charged-off: Commercial and industrial0.6957%456
Percentage Net Loans Charged-off: Loans to individuals0.4060%1,446
Percentage Net Loans Charged-off: Credit card loans1.4604%338
Percentage Net Loans Charged-off: Other loans to individual0.2857%1,568
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1844%732
Percentage Net Loans Charged-off: Total real estate loans-0.0124%4,315
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0484%4,623
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0487%4,639
Percentage Net Loans Charged-off: Commercial and industrial1.2044%282
Percentage Net Loans Charged-off: Loans to individuals0.7678%966
Percentage Net Loans Charged-off: Credit card loans2.8056%205
Percentage Net Loans Charged-off: Other loans to individual0.5251%1,141
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3706%539
Percentage Net Loans Charged-off: Total real estate loans0.1773%465
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.1633%454
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2936%241
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.2956%245
Percentage Net Loans Charged-off: Commercial and industrial1.3748%374
Percentage Net Loans Charged-off: Loans to individuals0.8543%955
Percentage Net Loans Charged-off: Credit card loans2.7836%246
Percentage Net Loans Charged-off: Other loans to individual0.6194%1,219
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1747%968
Percentage Net Loans Charged-off: Total real estate loans-0.0117%4,334
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0422%4,711
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0425%4,715
Percentage Net Loans Charged-off: Commercial and industrial1.1580%379
Percentage Net Loans Charged-off: Loans to individuals0.5824%1,311
Percentage Net Loans Charged-off: Credit card loans1.5271%356
Percentage Net Loans Charged-off: Other loans to individual0.4668%1,418
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1172%1,259
Percentage Net Loans Charged-off: Total real estate loans-0.0127%4,401
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0458%4,764
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0461%4,758
Percentage Net Loans Charged-off: Commercial and industrial0.8451%464
Percentage Net Loans Charged-off: Loans to individuals0.3334%1,740
Percentage Net Loans Charged-off: Credit card loans1.3283%361
Percentage Net Loans Charged-off: Other loans to individual0.2107%1,952
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1876%741
Percentage Net Loans Charged-off: Total real estate loans-0.0127%4,523
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0458%4,842
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0461%4,850
Percentage Net Loans Charged-off: Commercial and industrial1.4239%262
Percentage Net Loans Charged-off: Loans to individuals0.3351%1,582
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual0.3780%1,398
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0753%2,044
Percentage Net Loans Charged-off: Total real estate loans-0.0410%4,854
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.1449%5,102
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.1446%567
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.1457%572
Percentage Net Loans Charged-off: Commercial and industrial0.6250%708
Percentage Net Loans Charged-off: Loans to individuals0.5873%1,387
Percentage Net Loans Charged-off: Credit card loans0.4775%555
Percentage Net Loans Charged-off: Other loans to individual0.6008%1,254
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0705%5,055
Percentage Net Loans Charged-off: Total real estate loans-0.1298%5,201
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.2686%5,241
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0737%856
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0743%840
Percentage Net Loans Charged-off: Commercial and industrial0.0597%1,555
Percentage Net Loans Charged-off: Loans to individuals0.4584%1,472
Percentage Net Loans Charged-off: Credit card loans0.1279%570
Percentage Net Loans Charged-off: Other loans to individual0.4986%1,287
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1246%1,184
Percentage Net Loans Charged-off: Total real estate loans0.0966%569
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.1048%350
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.1330%507
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.1341%496
Percentage Net Loans Charged-off: Commercial and industrial0.1022%1,167
Percentage Net Loans Charged-off: Loans to individuals0.5447%1,253
Percentage Net Loans Charged-off: Credit card loans-0.1900%981
Percentage Net Loans Charged-off: Other loans to individual0.6357%1,010
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1869%784
Percentage Net Loans Charged-off: Total real estate loans0.1136%443
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.2124%179
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0111%4,503
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0111%4,557
Percentage Net Loans Charged-off: Commercial and industrial0.4084%511
Percentage Net Loans Charged-off: Loans to individuals0.7594%1,000
Percentage Net Loans Charged-off: Credit card loans-0.3752%989
Percentage Net Loans Charged-off: Other loans to individual0.9031%757
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0391%3,021
Percentage Net Loans Charged-off: Total real estate loans-0.0246%4,913
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0830%5,269
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net-0.0834%5,273
Percentage Net Loans Charged-off: Commercial and industrial0.2805%1,324
Percentage Net Loans Charged-off: Loans to individuals0.4359%1,903
Percentage Net Loans Charged-off: Credit card loans1.5823%384
Percentage Net Loans Charged-off: Other loans to individual0.2920%2,207
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0427%2,586
Percentage Net Loans Charged-off: Total real estate loans-0.0321%4,981
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.1071%5,362
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net-0.1073%5,363
Percentage Net Loans Charged-off: Commercial and industrial0.3233%996
Percentage Net Loans Charged-off: Loans to individuals0.4991%1,591
Percentage Net Loans Charged-off: Credit card loans2.1152%291
Percentage Net Loans Charged-off: Other loans to individual0.2964%2,033
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0509%2,198
Percentage Net Loans Charged-off: Total real estate loans-0.0469%5,157
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.1553%5,480
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.1558%5,473
Percentage Net Loans Charged-off: Commercial and industrial0.4990%665
Percentage Net Loans Charged-off: Loans to individuals0.5217%1,467
Percentage Net Loans Charged-off: Credit card loans2.7515%225
Percentage Net Loans Charged-off: Other loans to individual0.2355%2,058
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0529%5,209
Percentage Net Loans Charged-off: Total real estate loans-0.0541%5,316
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.1751%5,563
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.1760%5,566
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals-0.1262%4,983
Percentage Net Loans Charged-off: Credit card loans-0.3575%1,055
Percentage Net Loans Charged-off: Other loans to individual-0.0954%4,864
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1653%1,635
Percentage Net Loans Charged-off: Total real estate loans0.1329%1,016
Percentage Net Loans Charged-off:Construction & development0.3789%249
Percentage Net Loans Charged-off: Commercial real estate0.0967%866
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1155%1,224
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.1161%1,182
Percentage Net Loans Charged-off: Commercial and industrial0.1465%1,717
Percentage Net Loans Charged-off: Loans to individuals0.5703%1,632
Percentage Net Loans Charged-off: Credit card loans1.7590%349
Percentage Net Loans Charged-off: Other loans to individual0.4081%1,929
Percentage Net Loans Charged-off: All other loans and lease0.3029%834
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0875%2,088
Percentage Net Loans Charged-off: Total real estate loans0.0803%1,206
Percentage Net Loans Charged-off:Construction & development0.5282%176
Percentage Net Loans Charged-off: Commercial real estate-0.0046%4,851
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0661%1,491
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0664%1,436
Percentage Net Loans Charged-off: Commercial and industrial-0.0710%4,852
Percentage Net Loans Charged-off: Loans to individuals0.4095%1,804
Percentage Net Loans Charged-off: Credit card loans1.9938%291
Percentage Net Loans Charged-off: Other loans to individual0.1926%2,343
Percentage Net Loans Charged-off: All other loans and lease0.2207%795
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1280%1,564
Percentage Net Loans Charged-off: Total real estate loans0.1438%807
Percentage Net Loans Charged-off:Construction & development0.8177%128
Percentage Net Loans Charged-off: Commercial real estate-0.0070%5,003
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1665%850
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.1674%815
Percentage Net Loans Charged-off: Commercial and industrial-0.1080%5,049
Percentage Net Loans Charged-off: Loans to individuals0.2754%2,066
Percentage Net Loans Charged-off: Credit card loans0.6922%504
Percentage Net Loans Charged-off: Other loans to individual0.2172%2,111
Percentage Net Loans Charged-off: All other loans and lease0.7092%448
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0817%1,678
Percentage Net Loans Charged-off: Total real estate loans-0.0178%5,024
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0139%5,262
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0310%5,293
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0311%5,338
Percentage Net Loans Charged-off: Commercial and industrial0.6722%478
Percentage Net Loans Charged-off: Loans to individuals0.2528%1,868
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.2883%1,640
Percentage Net Loans Charged-off: All other loans and lease3.0534%170
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2838%1,068
Percentage Net Loans Charged-off: Total real estate loans0.0173%2,880
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0345%5,385
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0975%1,795
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0980%1,738
Percentage Net Loans Charged-off: Commercial and industrial1.5001%416
Percentage Net Loans Charged-off: Loans to individuals1.2864%570
Percentage Net Loans Charged-off: Credit card loans3.9325%131
Percentage Net Loans Charged-off: Other loans to individual0.8722%859
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0706%2,556
Percentage Net Loans Charged-off: Total real estate loans-0.0061%4,902
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0344%5,487
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0309%2,387
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0310%2,288
Percentage Net Loans Charged-off: Commercial and industrial0.1323%1,486
Percentage Net Loans Charged-off: Loans to individuals0.8953%833
Percentage Net Loans Charged-off: Credit card loans0.9844%459
Percentage Net Loans Charged-off: Other loans to individual0.8813%763
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0074%3,640
Percentage Net Loans Charged-off: Total real estate loans-0.0922%5,804
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0336%5,588
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.2107%6,041
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.2120%6,038
Percentage Net Loans Charged-off: Commercial and industrial0.1058%1,346
Percentage Net Loans Charged-off: Loans to individuals1.0374%688
Percentage Net Loans Charged-off: Credit card loans1.4734%341
Percentage Net Loans Charged-off: Other loans to individual0.9678%667
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0513%2,269
Percentage Net Loans Charged-off: Total real estate loans-0.0300%5,479
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0384%5,754
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0312%5,573
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0314%5,615
Percentage Net Loans Charged-off: Commercial and industrial0.2376%743
Percentage Net Loans Charged-off: Loans to individuals0.6823%1,037
Percentage Net Loans Charged-off: Credit card loans0.6433%408
Percentage Net Loans Charged-off: Other loans to individual0.6887%926
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1005%3,071
Percentage Net Loans Charged-off: Total real estate loans0.0622%2,829
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate-0.0380%5,771
Percentage Net Loans Charged-off: Multi-family residential1.6049%135
Percentage Net Loans Charged-off: 1-4 family residential0.0800%2,584
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0806%2,471
Percentage Net Loans Charged-off: Commercial and industrial0.3002%1,555
Percentage Net Loans Charged-off: Loans to individuals0.2037%2,847
Percentage Net Loans Charged-off: Credit card loans0.9677%533
Percentage Net Loans Charged-off: Other loans to individual0.0790%3,391
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0451%3,591
Percentage Net Loans Charged-off: Total real estate loans-0.0292%5,788
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.0372%5,824
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0321%5,917
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net-0.0324%5,910
Percentage Net Loans Charged-off: Commercial and industrial0.3917%1,190
Percentage Net Loans Charged-off: Loans to individuals0.3175%2,180
Percentage Net Loans Charged-off: Credit card loans1.1826%458
Percentage Net Loans Charged-off: Other loans to individual0.1759%2,603
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0423%3,377
Percentage Net Loans Charged-off: Total real estate loans-0.0322%5,846
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate-0.0394%5,891
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0376%5,990
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.0379%5,984
Percentage Net Loans Charged-off: Commercial and industrial0.5951%886
Percentage Net Loans Charged-off: Loans to individuals-0.0225%5,263
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual-0.0263%5,196
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0457%5,768
Percentage Net Loans Charged-off: Total real estate loans-0.0242%5,774
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0354%6,006
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0216%5,816
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0218%5,828
Percentage Net Loans Charged-off: Commercial and industrial-0.0565%5,130
Percentage Net Loans Charged-off: Loans to individuals-0.2682%5,842
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual-0.3128%5,865
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1450%3,351
Percentage Net Loans Charged-off: Total real estate loans0.2328%2,115
Percentage Net Loans Charged-off:Construction & development-0.0509%5,472
Percentage Net Loans Charged-off: Commercial real estate-0.0424%6,165
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.4666%1,199
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.4700%1,155
Percentage Net Loans Charged-off: Commercial and industrial0.0292%2,924
Percentage Net Loans Charged-off: Loans to individuals-0.6134%6,456
Percentage Net Loans Charged-off: Credit card loans-6.0582%1,318
Percentage Net Loans Charged-off: Other loans to individual0.2672%2,718
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0558%4,112
Percentage Net Loans Charged-off: Total real estate loans0.1518%2,511
Percentage Net Loans Charged-off:Construction & development-0.0667%5,573
Percentage Net Loans Charged-off: Commercial real estate-0.0254%6,141
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1616%2,303
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.1628%2,211
Percentage Net Loans Charged-off: Commercial and industrial-0.0583%5,406
Percentage Net Loans Charged-off: Loans to individuals-0.7882%6,539
Percentage Net Loans Charged-off: Credit card loans-8.0930%1,323
Percentage Net Loans Charged-off: Other loans to individual0.3898%2,038
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0872%3,495
Percentage Net Loans Charged-off: Total real estate loans0.0684%3,013
Percentage Net Loans Charged-off:Construction & development-0.0980%5,687
Percentage Net Loans Charged-off: Commercial real estate-0.0239%6,202
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2497%1,794
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.2515%1,719
Percentage Net Loans Charged-off: Commercial and industrial-0.0593%5,362
Percentage Net Loans Charged-off: Loans to individuals0.5041%1,768
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual0.5848%1,491
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0642%6,241
Percentage Net Loans Charged-off: Total real estate loans-0.0541%6,402
Percentage Net Loans Charged-off:Construction & development-0.1899%5,863
Percentage Net Loans Charged-off: Commercial real estate-0.0483%6,434
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0111%5,979
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.0112%5,994
Percentage Net Loans Charged-off: Commercial and industrial-0.0614%5,393
Percentage Net Loans Charged-off: Loans to individuals-0.1767%5,857
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual-0.2057%5,883
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6211%1,888
Percentage Net Loans Charged-off: Total real estate loans0.4799%2,051
Percentage Net Loans Charged-off:Construction & development0.1327%2,156
Percentage Net Loans Charged-off: Commercial real estate0.2922%1,997
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4976%1,795
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.5000%1,722
Percentage Net Loans Charged-off: Commercial and industrial0.6976%1,788
Percentage Net Loans Charged-off: Loans to individuals1.9669%642
Percentage Net Loans Charged-off: Credit card loans7.5924%79
Percentage Net Loans Charged-off: Other loans to individual1.0658%1,198
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3279%2,819
Percentage Net Loans Charged-off: Total real estate loans0.1812%3,203
Percentage Net Loans Charged-off:Construction & development0.0857%2,048
Percentage Net Loans Charged-off: Commercial real estate0.2220%1,993
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1809%2,903
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.1817%2,757
Percentage Net Loans Charged-off: Commercial and industrial0.9513%1,340
Percentage Net Loans Charged-off: Loans to individuals0.9910%1,286
Percentage Net Loans Charged-off: Credit card loans1.8868%440
Percentage Net Loans Charged-off: Other loans to individual0.8488%1,350
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3648%2,553
Percentage Net Loans Charged-off: Total real estate loans0.2466%2,690
Percentage Net Loans Charged-off:Construction & development0.1292%1,788
Percentage Net Loans Charged-off: Commercial real estate0.3389%1,521
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1907%2,657
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.1915%2,514
Percentage Net Loans Charged-off: Commercial and industrial0.6549%1,541
Percentage Net Loans Charged-off: Loans to individuals1.1827%1,058
Percentage Net Loans Charged-off: Credit card loans2.8280%310
Percentage Net Loans Charged-off: Other loans to individual0.9218%1,204
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4016%2,098
Percentage Net Loans Charged-off: Total real estate loans0.0895%3,038
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.0447%6,747
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.3129%1,859
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.3142%1,741
Percentage Net Loans Charged-off: Commercial and industrial1.3447%827
Percentage Net Loans Charged-off: Loans to individuals2.3099%512
Percentage Net Loans Charged-off: Credit card loans5.6515%129
Percentage Net Loans Charged-off: Other loans to individual1.7828%614
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9925%1,751
Percentage Net Loans Charged-off: Total real estate loans0.9103%1,761
Percentage Net Loans Charged-off:Construction & development1.8977%1,741
Percentage Net Loans Charged-off: Commercial real estate1.1081%1,139
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.3657%2,664
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.3673%2,544
Percentage Net Loans Charged-off: Commercial and industrial1.8502%1,275
Percentage Net Loans Charged-off: Loans to individuals0.6021%2,503
Percentage Net Loans Charged-off: Credit card loans0.2248%935
Percentage Net Loans Charged-off: Other loans to individual0.6075%2,200
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8833%1,808
Percentage Net Loans Charged-off: Total real estate loans0.8651%1,676
Percentage Net Loans Charged-off:Construction & development2.6263%1,352
Percentage Net Loans Charged-off: Commercial real estate1.0231%1,028
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.1721%3,301
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.1729%3,164
Percentage Net Loans Charged-off: Commercial and industrial1.4403%1,400
Percentage Net Loans Charged-off: Loans to individuals0.2859%3,306
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual0.2972%2,983
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6473%2,228
Percentage Net Loans Charged-off: Total real estate loans0.6914%1,867
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate1.1975%853
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0868%3,461
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0872%3,271
Percentage Net Loans Charged-off: Commercial and industrial0.5995%2,024
Percentage Net Loans Charged-off: Loans to individuals0.3089%2,982
Percentage Net Loans Charged-off: Credit card loans0.2996%781
Percentage Net Loans Charged-off: Other loans to individual0.2724%2,816
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6000%1,993
Percentage Net Loans Charged-off: Total real estate loans0.7006%1,545
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate1.1556%710
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial0.1475%2,080
Percentage Net Loans Charged-off: Loans to individuals0.2657%2,670
Percentage Net Loans Charged-off: Credit card loans-0.3013%1,370
Percentage Net Loans Charged-off: Other loans to individual0.2890%2,302
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5990%1,360
Percentage Net Loans Charged-off: Total real estate loans1.8394%1,035
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate2.3203%528
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.2211%1,175
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net1.2272%1,152
Percentage Net Loans Charged-off: Commercial and industrial0.6662%3,023
Percentage Net Loans Charged-off: Loans to individuals0.6256%3,032
Percentage Net Loans Charged-off: Credit card loans0.3129%1,022
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1220%1,816
Percentage Net Loans Charged-off: Total real estate loans1.3501%1,329
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate1.5796%761
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.1186%1,115
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net1.1242%1,114
Percentage Net Loans Charged-off: Commercial and industrial0.1997%3,642
Percentage Net Loans Charged-off: Loans to individuals0.2560%3,988
Percentage Net Loans Charged-off: Credit card loans0.4214%934
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9474%1,942
Percentage Net Loans Charged-off: Total real estate loans1.1069%1,474
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate1.0750%943
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.3278%907
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net1.3342%902
Percentage Net Loans Charged-off: Commercial and industrial0.3008%2,996
Percentage Net Loans Charged-off: Loans to individuals0.3470%3,385
Percentage Net Loans Charged-off: Credit card loans0.4815%860
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7823%974
Percentage Net Loans Charged-off: Total real estate loans2.1353%693
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate2.1368%439
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential2.3912%460
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net2.4022%462
Percentage Net Loans Charged-off: Commercial and industrial0.3040%2,243
Percentage Net Loans Charged-off: Loans to individuals0.5128%2,596
Percentage Net Loans Charged-off: Credit card loans-0.3190%1,478
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7412%2,969
Percentage Net Loans Charged-off: Total real estate loans0.4698%3,008
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.5809%1,640
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3087%2,717
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.3099%2,590
Percentage Net Loans Charged-off: Commercial and industrial2.8422%1,404
Percentage Net Loans Charged-off: Loans to individuals0.5208%4,017
Percentage Net Loans Charged-off: Credit card loans0.9579%1,030
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2628%4,402
Percentage Net Loans Charged-off: Total real estate loans0.1089%4,234
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0725%2,446
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1984%2,831
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.1991%2,677
Percentage Net Loans Charged-off: Commercial and industrial1.0358%2,335
Percentage Net Loans Charged-off: Loans to individuals0.5694%3,508
Percentage Net Loans Charged-off: Credit card loans1.3790%878
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3275%3,543
Percentage Net Loans Charged-off: Total real estate loans0.0452%4,289
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1454%2,743
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.1459%2,560
Percentage Net Loans Charged-off: Commercial and industrial1.5647%1,547
Percentage Net Loans Charged-off: Loans to individuals1.0305%2,262
Percentage Net Loans Charged-off: Credit card loans1.2879%830
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4311%2,382
Percentage Net Loans Charged-off: Total real estate loans0.0909%2,966
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2964%1,610
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.2974%1,487
Percentage Net Loans Charged-off: Commercial and industrial2.6880%772
Percentage Net Loans Charged-off: Loans to individuals0.3707%3,252
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1375%4,849
Percentage Net Loans Charged-off: Total real estate loans-0.0135%7,899
Percentage Net Loans Charged-off:Construction & development-0.4666%7,649
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0551%3,377
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0553%3,164
Percentage Net Loans Charged-off: Commercial and industrial0.1294%3,854
Percentage Net Loans Charged-off: Loans to individuals1.1714%1,925
Percentage Net Loans Charged-off: Credit card loans2.7002%563
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0899%4,600
Percentage Net Loans Charged-off: Total real estate loans-0.0362%7,998
Percentage Net Loans Charged-off:Construction & development-0.5969%7,686
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0148%3,289
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0149%3,062
Percentage Net Loans Charged-off: Commercial and industrial0.0955%3,290
Percentage Net Loans Charged-off: Loans to individuals0.9345%1,998
Percentage Net Loans Charged-off: Credit card loans2.6633%502
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1126%3,658
Percentage Net Loans Charged-off: Total real estate loans-0.0386%8,027
Percentage Net Loans Charged-off:Construction & development-0.6316%7,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0224%2,594
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0225%2,392
Percentage Net Loans Charged-off: Commercial and industrial0.1291%2,564
Percentage Net Loans Charged-off: Loans to individuals1.1130%1,543
Percentage Net Loans Charged-off: Credit card loans2.6235%491
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0733%3,388
Percentage Net Loans Charged-off: Total real estate loans-0.1097%8,190
Percentage Net Loans Charged-off:Construction & development-1.2182%7,685
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0617%8,042
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0620%8,020
Percentage Net Loans Charged-off: Commercial and industrial0.2597%1,527
Percentage Net Loans Charged-off: Loans to individuals1.1049%1,418
Percentage Net Loans Charged-off: Credit card loans3.7238%332
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1492%3,203
Percentage Net Loans Charged-off: Total real estate loans0.1534%1,643
Percentage Net Loans Charged-off:Construction & development-0.1934%7,739
Percentage Net Loans Charged-off: Commercial real estate0.0310%1,392
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.5061%523
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.5082%518
Percentage Net Loans Charged-off: Commercial and industrial0.0459%3,600
Percentage Net Loans Charged-off: Loans to individuals0.2396%4,338
Percentage Net Loans Charged-off: Credit card loans0.0835%1,213
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.5432%7,455
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0974%3,233
Percentage Net Loans Charged-off: Total real estate loans0.0995%1,498
Percentage Net Loans Charged-off:Construction & development-0.2640%7,738
Percentage Net Loans Charged-off: Commercial real estate0.0414%930
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3152%637
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.3164%622
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals0.1992%4,085
Percentage Net Loans Charged-off: Credit card loans0.1139%1,095
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.2498%7,466
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0652%3,342
Percentage Net Loans Charged-off: Total real estate loans0.0713%1,446
Percentage Net Loans Charged-off:Construction & development-0.4294%7,744
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3422%524
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.3435%503
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.1193%4,091
Percentage Net Loans Charged-off: Credit card loans-0.3480%1,828
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-3.3058%7,477
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0669%7,894
Percentage Net Loans Charged-off: Total real estate loans-0.0639%8,199
Percentage Net Loans Charged-off:Construction & development-1.0089%7,737
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0171%7,889
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0171%7,868
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals-0.0886%6,981
Percentage Net Loans Charged-off: Credit card loans-0.3589%1,804
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-6.8966%7,461
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1297%2,772
Percentage Net Loans Charged-off: Total real estate loans0.0211%2,677
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0178%1,161
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0321%2,235
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0321%2,111
Percentage Net Loans Charged-off: Commercial and industrial0.0806%3,073
Percentage Net Loans Charged-off: Loans to individuals0.7780%1,967
Percentage Net Loans Charged-off: Credit card loans3.0094%373
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2400%7,367
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1678%1,861
Percentage Net Loans Charged-off: Total real estate loans0.0463%1,669
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0507%732
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0439%1,697
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0440%1,617
Percentage Net Loans Charged-off: Commercial and industrial0.1072%2,377
Percentage Net Loans Charged-off: Loans to individuals0.8899%1,509
Percentage Net Loans Charged-off: Credit card loans2.7525%402
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2689%7,413
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2054%1,489
Percentage Net Loans Charged-off: Total real estate loans0.0718%1,180
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0786%541
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0676%1,248
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0677%1,194
Percentage Net Loans Charged-off: Commercial and industrial-0.0163%6,767
Percentage Net Loans Charged-off: Loans to individuals1.1010%1,136
Percentage Net Loans Charged-off: Credit card loans1.2288%695
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1182%1,915
Percentage Net Loans Charged-off: Total real estate loans0.1012%722
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.1499%271
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.3142%2,680
Percentage Net Loans Charged-off: Credit card loans2.1429%471
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2080%2,228
Percentage Net Loans Charged-off: Total real estate loans0.1375%996
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.2007%572
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial-0.0091%7,050
Percentage Net Loans Charged-off: Loans to individuals0.7141%2,671
Percentage Net Loans Charged-off: Credit card loans1.3021%1,083
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2376%1,663
Percentage Net Loans Charged-off: Total real estate loans0.1877%660
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.2721%403
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.0123%6,876
Percentage Net Loans Charged-off: Loans to individuals0.6699%2,468
Percentage Net Loans Charged-off: Credit card loans0.8810%1,074
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3007%1,288
Percentage Net Loans Charged-off: Total real estate loans0.2952%411
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.4232%277
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.0195%6,881
Percentage Net Loans Charged-off: Loans to individuals0.5873%2,543
Percentage Net Loans Charged-off: Credit card loans1.1524%902
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0142%4,209
Percentage Net Loans Charged-off: Total real estate loans-0.0940%8,500
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate-0.1355%8,452
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.4929%2,595
Percentage Net Loans Charged-off: Credit card loans1.9871%594
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3963%1,448
Percentage Net Loans Charged-off: Total real estate loans0.2330%791
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.3362%560
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.8564%1,509
Percentage Net Loans Charged-off: Loans to individuals0.7798%2,695
Percentage Net Loans Charged-off: Credit card loans2.2283%889
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2858%1,726
Percentage Net Loans Charged-off: Total real estate loans0.1133%1,218
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.1632%650
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.7889%1,344
Percentage Net Loans Charged-off: Loans to individuals0.6520%2,826
Percentage Net Loans Charged-off: Credit card loans2.8427%685
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2547%1,805
Percentage Net Loans Charged-off: Total real estate loans0.1270%1,094
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.1832%505
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.3939%1,774
Percentage Net Loans Charged-off: Loans to individuals0.6863%2,611
Percentage Net Loans Charged-off: Credit card loans1.7544%938
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3514%1,252
Percentage Net Loans Charged-off: Total real estate loans0.1493%781
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.2179%325
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.5890%1,107
Percentage Net Loans Charged-off: Loans to individuals0.9992%1,797
Percentage Net Loans Charged-off: Credit card loans1.1639%929
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5862%1,238
Percentage Net Loans Charged-off: Total real estate loans0.4045%508
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.6174%407
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial1.2009%1,474
Percentage Net Loans Charged-off: Loans to individuals0.8905%2,686
Percentage Net Loans Charged-off: Credit card loans0.9673%1,533
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1868%3,129
Percentage Net Loans Charged-off: Total real estate loans0.0940%1,606
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.1448%776
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial-0.0125%7,457
Percentage Net Loans Charged-off: Loans to individuals0.6585%3,175
Percentage Net Loans Charged-off: Credit card loans0.3884%1,675
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1297%3,534
Percentage Net Loans Charged-off: Total real estate loans0.1053%1,345
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.1636%605
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial-0.0188%7,419
Percentage Net Loans Charged-off: Loans to individuals0.3293%4,286
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0478%4,235
Percentage Net Loans Charged-off: Total real estate loans0.0740%1,243
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.1128%438
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,985
Percentage Net Loans Charged-off: Credit card loans-0.3859%2,633
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1598%4,176
Percentage Net Loans Charged-off: Total real estate loans0.0560%2,431
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0876%1,106
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.2358%3,662
Percentage Net Loans Charged-off: Loans to individuals0.4534%4,522
Percentage Net Loans Charged-off: Credit card loans2.1709%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0447%6,307
Percentage Net Loans Charged-off: Total real estate loans0.0098%3,510
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0168%1,315
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.4371%4,482
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-3.1706%8,394
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0491%5,807
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4913%1,390
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2374%3,028
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2507%3,211
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1326%5,121
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0337%10,548
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0610%6,695
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1766%12,474
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2499%6,608
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA