Home > Bank of Drummond > Income and Expense

Bank of Drummond, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$1,346,0009,874
Total interest expense$525,00010,033
Net interest income$821,0009,615
Provision for loan and lease losses$201,0003,418
Total noninterest income$155,0008,496
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0006,606
Trading account gains and feesNANA
Additional Noninterest Income$27,0009,482
Total noninterest expense$533,00010,008
Salaries and employee benefits$338,0009,676
Premises and equipment expense$78,0009,482
Additional noninterest expense$117,00010,374
Pre-tax net operating income$242,0009,338
Securities gains (losses)$-1,0009,009
Applicable income taxes$73,0008,861
Income before extraordinary items$168,0009,419
Extraordinary gains, net$044
Net income$168,0009,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0003,146
Cash dividends$160,0005,769
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$168,7009,371
1996-12-31 (YTD Data)Rank
Total interest income$1,241,00010,471
Total interest expense$491,00010,621
Net interest income$750,00010,249
Provision for loan and lease losses$210,0003,297
Total noninterest income$132,0009,328
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$127,0006,933
Trading account gains and feesNANA
Additional Noninterest Income$5,00011,207
Total noninterest expense$485,00010,648
Salaries and employee benefits$317,00010,208
Premises and equipment expense$70,00010,079
Additional noninterest expense$98,00011,102
Pre-tax net operating income$187,0009,865
Securities gains (losses)$7,0002,762
Applicable income taxes$71,0009,311
Income before extraordinary items$123,00010,014
Extraordinary gains, net$053
Net income$123,00010,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,612
Cash dividends$100,0006,641
Sale, conversion, retirement of capital stock, net$0953
Net operating income$118,52010,008
1995-12-31 (YTD Data)Rank
Total interest income$1,136,00011,060
Total interest expense$468,00011,135
Net interest income$668,00010,929
Provision for loan and lease losses$08,958
Total noninterest income$143,0009,428
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0007,660
Trading account gains and feesNANA
Additional Noninterest Income$38,0009,820
Total noninterest expense$479,00011,111
Salaries and employee benefits$309,00010,667
Premises and equipment expense$68,00010,529
Additional noninterest expense$102,00011,596
Pre-tax net operating income$332,0009,513
Securities gains (losses)$-2,0009,253
Applicable income taxes$71,0009,770
Income before extraordinary items$268,0009,245
Extraordinary gains, net$065
Net income$268,0009,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,779
Cash dividends$180,0005,723
Sale, conversion, retirement of capital stock, net$0809
Net operating income$269,5609,206
1994-12-31 (YTD Data)Rank
Total interest income$987,00011,729
Total interest expense$364,00011,763
Net interest income$623,00011,634
Provision for loan and lease losses$09,146
Total noninterest income$100,00010,747
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$75,0008,839
Trading account gains and feesNANA
Additional Noninterest Income$25,00011,111
Total noninterest expense$519,00011,511
Salaries and employee benefits$353,00010,701
Premises and equipment expense$64,00011,169
Additional noninterest expense$102,00012,270
Pre-tax net operating income$204,00010,865
Securities gains (losses)$03,600
Applicable income taxes$36,00010,781
Income before extraordinary items$168,00010,628
Extraordinary gains, net$0249
Net income$168,00010,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,077
Cash dividends$541,0003,022
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$168,00010,669
1993-12-31 (YTD Data)Rank
Total interest income$950,00012,397
Total interest expense$355,00012,417
Net interest income$595,00012,232
Provision for loan and lease losses$010,371
Total noninterest income$108,00011,132
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$72,0009,272
Trading account gains and feesNANA
Additional Noninterest Income$36,00010,920
Total noninterest expense$502,00012,158
Salaries and employee benefits$279,00011,886
Premises and equipment expense$64,00011,705
Additional noninterest expense$159,00012,302
Pre-tax net operating income$201,00011,025
Securities gains (losses)$07,477
Applicable income taxes$80,00010,214
Income before extraordinary items$121,00011,564
Extraordinary gains, net$03,149
Net income$121,00011,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0008,222
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$121,00011,354
1992-12-31 (YTD Data)Rank
Total interest income$1,046,00012,944
Total interest expense$450,00012,970
Net interest income$596,00012,716
Provision for loan and lease losses$9,00011,277
Total noninterest income$153,00010,441
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0008,836
Trading account gains and feesNANA
Additional Noninterest Income$63,0009,641
Total noninterest expense$422,00013,057
Salaries and employee benefits$257,00012,531
Premises and equipment expense$61,00012,225
Additional noninterest expense$104,00013,486
Pre-tax net operating income$318,0009,959
Securities gains (losses)$08,369
Applicable income taxes$96,00010,025
Income before extraordinary items$222,00010,292
Extraordinary gains, net$01,422
Net income$222,00010,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0007,310
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$222,0009,946

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.