Home > Bank of Danville and Trust Company > Income and Expense
Bank of Danville and Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 6,929 |
| Total interest expense | $2,163,000 | 6,149 |
| Net interest income | $1,885,000 | 7,564 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $448,000 | 5,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,917 |
| Total noninterest expense | $1,792,000 | 6,479 |
| Salaries and employee benefits | $802,000 | 7,092 |
| Premises and equipment expense | $223,000 | 6,784 |
| Additional noninterest expense | $767,000 | 5,433 |
| Pre-tax net operating income | $541,000 | 8,212 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $242,000 | 6,761 |
| Income before extraordinary items | $299,000 | 8,955 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $299,000 | 8,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,609 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $299,000 | 8,921 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,376,000 | 4,603 |
| Total interest expense | $2,623,000 | 4,449 |
| Net interest income | $3,753,000 | 4,636 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $923,000 | 3,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 3,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 3,014 |
| Total noninterest expense | $2,978,000 | 4,443 |
| Salaries and employee benefits | $1,567,000 | 4,125 |
| Premises and equipment expense | $457,000 | 4,103 |
| Additional noninterest expense | $954,000 | 4,907 |
| Pre-tax net operating income | $1,698,000 | 3,969 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $561,000 | 3,703 |
| Income before extraordinary items | $1,139,000 | 4,050 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,139,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,821 |
| Cash dividends | $1,625,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,137,660 | 4,094 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,140,000 | 4,849 |
| Total interest expense | $2,504,000 | 4,800 |
| Net interest income | $3,636,000 | 4,792 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $893,000 | 3,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $398,000 | 3,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 3,286 |
| Total noninterest expense | $3,126,000 | 4,354 |
| Salaries and employee benefits | $1,512,000 | 4,242 |
| Premises and equipment expense | $426,000 | 4,464 |
| Additional noninterest expense | $1,188,000 | 4,224 |
| Pre-tax net operating income | $1,373,000 | 4,659 |
| Securities gains (losses) | $228,000 | 1,542 |
| Applicable income taxes | $489,000 | 4,269 |
| Income before extraordinary items | $1,112,000 | 4,284 |
| Extraordinary gains, net | $72,000 | 1,888 |
| Net income | $1,184,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,355 |
| Cash dividends | $575,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $954,680 | 4,631 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,732,000 | 4,986 |
| Total interest expense | $3,299,000 | 4,782 |
| Net interest income | $3,433,000 | 5,091 |
| Provision for loan and lease losses | $946,000 | 1,905 |
| Total noninterest income | $787,000 | 4,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 3,509 |
| Total noninterest expense | $3,049,000 | 4,461 |
| Salaries and employee benefits | $1,430,000 | 4,413 |
| Premises and equipment expense | $449,000 | 4,363 |
| Additional noninterest expense | $1,170,000 | 4,441 |
| Pre-tax net operating income | $225,000 | 10,839 |
| Securities gains (losses) | $187,000 | 2,104 |
| Applicable income taxes | $92,000 | 10,116 |
| Income before extraordinary items | $320,000 | 9,041 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $320,000 | 9,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $770,000 | 1,855 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $174,140 | 10,606 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.