Home > Bank of Dadeville > Income and Expense
Bank of Dadeville, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 5,892 |
| Total interest expense | $947,000 | 5,995 |
| Net interest income | $1,440,000 | 5,680 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $459,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $285,000 | 2,763 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $174,000 | 4,057 |
| Total noninterest expense | $858,000 | 6,642 |
| Salaries and employee benefits | $489,000 | 6,537 |
| Premises and equipment expense | $60,000 | 7,569 |
| Additional noninterest expense | $309,000 | 6,039 |
| Pre-tax net operating income | $1,041,000 | 3,441 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $251,000 | 2,960 |
| Income before extraordinary items | $790,000 | 3,545 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $790,000 | 3,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $750,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $790,000 | 3,523 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 5,858 |
| Total interest expense | $498,000 | 5,869 |
| Net interest income | $711,000 | 5,723 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $218,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $150,000 | 2,602 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $68,000 | 4,516 |
| Total noninterest expense | $431,000 | 6,650 |
| Salaries and employee benefits | $249,000 | 6,535 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $153,000 | 6,070 |
| Pre-tax net operating income | $498,000 | 3,539 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $116,000 | 3,070 |
| Income before extraordinary items | $382,000 | 3,605 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $382,000 | 3,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $375,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $382,000 | 3,583 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 5,737 |
| Total interest expense | $1,559,000 | 6,024 |
| Net interest income | $3,110,000 | 5,418 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $837,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $598,000 | 2,687 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $239,000 | 4,748 |
| Total noninterest expense | $1,687,000 | 6,601 |
| Salaries and employee benefits | $968,000 | 6,488 |
| Premises and equipment expense | $139,000 | 7,386 |
| Additional noninterest expense | $580,000 | 6,146 |
| Pre-tax net operating income | $2,250,000 | 3,379 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $569,000 | 2,959 |
| Income before extraordinary items | $1,681,000 | 3,508 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,681,000 | 3,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,325 |
| Cash dividends | $1,580,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,681,000 | 3,490 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 5,775 |
| Total interest expense | $1,056,000 | 6,207 |
| Net interest income | $2,401,000 | 5,372 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $621,000 | 3,981 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $441,000 | 2,741 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 4,755 |
| Total noninterest expense | $1,275,000 | 6,604 |
| Salaries and employee benefits | $737,000 | 6,447 |
| Premises and equipment expense | $108,000 | 7,336 |
| Additional noninterest expense | $430,000 | 6,199 |
| Pre-tax net operating income | $1,747,000 | 3,427 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $452,000 | 3,001 |
| Income before extraordinary items | $1,295,000 | 3,550 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,295,000 | 3,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $1,200,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,295,000 | 3,535 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 5,785 |
| Total interest expense | $630,000 | 6,358 |
| Net interest income | $1,646,000 | 5,326 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $416,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $294,000 | 2,703 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $122,000 | 4,712 |
| Total noninterest expense | $851,000 | 6,616 |
| Salaries and employee benefits | $496,000 | 6,455 |
| Premises and equipment expense | $74,000 | 7,324 |
| Additional noninterest expense | $281,000 | 6,269 |
| Pre-tax net operating income | $1,211,000 | 3,339 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $319,000 | 2,960 |
| Income before extraordinary items | $892,000 | 3,467 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $892,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $800,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $892,000 | 3,457 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 5,829 |
| Total interest expense | $289,000 | 6,456 |
| Net interest income | $817,000 | 5,343 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $209,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $145,000 | 2,667 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,593 |
| Total noninterest expense | $418,000 | 6,662 |
| Salaries and employee benefits | $246,000 | 6,500 |
| Premises and equipment expense | $38,000 | 7,293 |
| Additional noninterest expense | $134,000 | 6,380 |
| Pre-tax net operating income | $608,000 | 3,280 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $160,000 | 2,946 |
| Income before extraordinary items | $448,000 | 3,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $448,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $400,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $448,000 | 3,394 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 5,648 |
| Total interest expense | $1,029,000 | 6,225 |
| Net interest income | $3,219,000 | 5,267 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $777,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $537,000 | 2,910 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $240,000 | 4,814 |
| Total noninterest expense | $1,690,000 | 6,582 |
| Salaries and employee benefits | $975,000 | 6,416 |
| Premises and equipment expense | $169,000 | 7,066 |
| Additional noninterest expense | $546,000 | 6,316 |
| Pre-tax net operating income | $2,306,000 | 3,341 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $629,000 | 2,992 |
| Income before extraordinary items | $1,677,000 | 3,516 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,677,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $1,600,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,677,000 | 3,491 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 5,638 |
| Total interest expense | $749,000 | 6,182 |
| Net interest income | $2,423,000 | 5,270 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $583,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $400,000 | 2,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,802 |
| Total noninterest expense | $1,264,000 | 6,596 |
| Salaries and employee benefits | $742,000 | 6,373 |
| Premises and equipment expense | $127,000 | 7,060 |
| Additional noninterest expense | $395,000 | 6,393 |
| Pre-tax net operating income | $1,742,000 | 3,381 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $474,000 | 3,040 |
| Income before extraordinary items | $1,268,000 | 3,531 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,268,000 | 3,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $1,200,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,268,000 | 3,496 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 5,589 |
| Total interest expense | $483,000 | 6,125 |
| Net interest income | $1,621,000 | 5,259 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $399,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $269,000 | 2,845 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $130,000 | 4,617 |
| Total noninterest expense | $843,000 | 6,607 |
| Salaries and employee benefits | $503,000 | 6,324 |
| Premises and equipment expense | $81,000 | 7,132 |
| Additional noninterest expense | $259,000 | 6,422 |
| Pre-tax net operating income | $1,177,000 | 3,292 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $322,000 | 2,981 |
| Income before extraordinary items | $855,000 | 3,473 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $855,000 | 3,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $775,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $855,000 | 3,427 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 5,614 |
| Total interest expense | $231,000 | 6,167 |
| Net interest income | $807,000 | 5,307 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $207,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $132,000 | 2,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,317 |
| Total noninterest expense | $420,000 | 6,656 |
| Salaries and employee benefits | $259,000 | 6,258 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $123,000 | 6,592 |
| Pre-tax net operating income | $594,000 | 3,247 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $163,000 | 2,965 |
| Income before extraordinary items | $431,000 | 3,422 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $431,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $375,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $431,000 | 3,394 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,142,000 | 5,447 |
| Total interest expense | $906,000 | 5,929 |
| Net interest income | $3,236,000 | 5,173 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $836,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $602,000 | 2,696 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $234,000 | 4,768 |
| Total noninterest expense | $1,734,000 | 6,475 |
| Salaries and employee benefits | $1,002,000 | 6,267 |
| Premises and equipment expense | $158,000 | 7,232 |
| Additional noninterest expense | $574,000 | 6,128 |
| Pre-tax net operating income | $2,338,000 | 3,168 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $649,000 | 2,895 |
| Income before extraordinary items | $1,689,000 | 3,336 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,689,000 | 3,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $1,475,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,689,000 | 3,269 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 5,447 |
| Total interest expense | $673,000 | 5,933 |
| Net interest income | $2,425,000 | 5,165 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $645,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $465,000 | 2,648 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $180,000 | 4,715 |
| Total noninterest expense | $1,324,000 | 6,389 |
| Salaries and employee benefits | $766,000 | 6,165 |
| Premises and equipment expense | $122,000 | 7,162 |
| Additional noninterest expense | $436,000 | 6,040 |
| Pre-tax net operating income | $1,746,000 | 3,217 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $487,000 | 2,951 |
| Income before extraordinary items | $1,259,000 | 3,418 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,259,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $1,150,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,259,000 | 3,327 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 5,437 |
| Total interest expense | $448,000 | 5,967 |
| Net interest income | $1,623,000 | 5,154 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $446,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $318,000 | 2,586 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $128,000 | 4,639 |
| Total noninterest expense | $874,000 | 6,461 |
| Salaries and employee benefits | $510,000 | 6,224 |
| Premises and equipment expense | $79,000 | 7,252 |
| Additional noninterest expense | $285,000 | 6,140 |
| Pre-tax net operating income | $1,195,000 | 3,122 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $339,000 | 2,859 |
| Income before extraordinary items | $856,000 | 3,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $856,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $775,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $856,000 | 3,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 5,456 |
| Total interest expense | $227,000 | 5,978 |
| Net interest income | $810,000 | 5,160 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $231,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $159,000 | 2,549 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $72,000 | 4,381 |
| Total noninterest expense | $434,000 | 6,515 |
| Salaries and employee benefits | $252,000 | 6,306 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $143,000 | 6,152 |
| Pre-tax net operating income | $607,000 | 3,055 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $175,000 | 2,806 |
| Income before extraordinary items | $432,000 | 3,303 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $432,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $400,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $432,000 | 3,188 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 5,557 |
| Total interest expense | $1,039,000 | 6,006 |
| Net interest income | $3,053,000 | 5,255 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $802,000 | 4,223 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $589,000 | 2,737 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $213,000 | 5,160 |
| Total noninterest expense | $1,941,000 | 6,085 |
| Salaries and employee benefits | $1,199,000 | 5,647 |
| Premises and equipment expense | $162,000 | 7,236 |
| Additional noninterest expense | $580,000 | 6,098 |
| Pre-tax net operating income | $1,914,000 | 3,490 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $559,000 | 3,195 |
| Income before extraordinary items | $1,359,000 | 3,806 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,359,000 | 3,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,690 |
| Cash dividends | $1,400,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,356,160 | 3,658 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 5,677 |
| Total interest expense | $792,000 | 6,101 |
| Net interest income | $2,237,000 | 5,336 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $591,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $433,000 | 2,785 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 5,235 |
| Total noninterest expense | $1,297,000 | 6,454 |
| Salaries and employee benefits | $744,000 | 6,263 |
| Premises and equipment expense | $122,000 | 7,243 |
| Additional noninterest expense | $431,000 | 6,123 |
| Pre-tax net operating income | $1,531,000 | 3,479 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $465,000 | 3,154 |
| Income before extraordinary items | $1,070,000 | 3,823 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,070,000 | 3,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,711 |
| Cash dividends | $1,000,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,067,200 | 3,666 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 5,678 |
| Total interest expense | $551,000 | 6,100 |
| Net interest income | $1,482,000 | 5,369 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $395,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $281,000 | 2,795 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $114,000 | 5,091 |
| Total noninterest expense | $870,000 | 6,440 |
| Salaries and employee benefits | $497,000 | 6,288 |
| Premises and equipment expense | $81,000 | 7,268 |
| Additional noninterest expense | $292,000 | 6,071 |
| Pre-tax net operating income | $1,007,000 | 3,507 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $305,000 | 3,223 |
| Income before extraordinary items | $706,000 | 3,840 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $706,000 | 3,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,747 |
| Cash dividends | $670,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $703,200 | 3,655 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 5,688 |
| Total interest expense | $285,000 | 6,100 |
| Net interest income | $741,000 | 5,356 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $193,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $135,000 | 2,807 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 4,989 |
| Total noninterest expense | $437,000 | 6,445 |
| Salaries and employee benefits | $259,000 | 6,127 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $138,000 | 6,218 |
| Pre-tax net operating income | $497,000 | 3,508 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $149,000 | 3,236 |
| Income before extraordinary items | $348,000 | 3,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $348,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $320,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $348,000 | 3,639 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 5,455 |
| Total interest expense | $1,465,000 | 5,806 |
| Net interest income | $3,140,000 | 5,152 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $733,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $548,000 | 2,747 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 5,185 |
| Total noninterest expense | $1,823,000 | 6,207 |
| Salaries and employee benefits | $1,032,000 | 6,013 |
| Premises and equipment expense | $172,000 | 7,138 |
| Additional noninterest expense | $619,000 | 5,808 |
| Pre-tax net operating income | $2,010,000 | 3,415 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $608,000 | 3,098 |
| Income before extraordinary items | $1,402,000 | 3,679 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,402,000 | 3,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,669 |
| Cash dividends | $1,365,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,402,000 | 3,572 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,254,000 | 5,451 |
| Total interest expense | $2,285,000 | 5,690 |
| Net interest income | $2,969,000 | 5,117 |
| Provision for loan and lease losses | $87,000 | 5,864 |
| Total noninterest income | $660,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $487,000 | 2,896 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $173,000 | 5,234 |
| Total noninterest expense | $1,651,000 | 6,448 |
| Salaries and employee benefits | $1,010,000 | 5,936 |
| Premises and equipment expense | $167,000 | 7,259 |
| Additional noninterest expense | $474,000 | 6,629 |
| Pre-tax net operating income | $1,891,000 | 3,306 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $538,000 | 3,197 |
| Income before extraordinary items | $1,353,000 | 3,492 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,353,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $1,375,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,353,000 | 3,393 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,639,000 | 5,304 |
| Total interest expense | $2,706,000 | 5,300 |
| Net interest income | $2,933,000 | 5,233 |
| Provision for loan and lease losses | $35,000 | 7,078 |
| Total noninterest income | $597,000 | 4,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $470,000 | 2,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 5,869 |
| Total noninterest expense | $1,596,000 | 6,494 |
| Salaries and employee benefits | $989,000 | 5,955 |
| Premises and equipment expense | $179,000 | 7,097 |
| Additional noninterest expense | $428,000 | 6,944 |
| Pre-tax net operating income | $1,899,000 | 3,454 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $578,000 | 3,187 |
| Income before extraordinary items | $1,321,000 | 3,593 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,321,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,408 |
| Cash dividends | $1,250,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,321,000 | 3,573 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,039,000 | 5,547 |
| Total interest expense | $2,155,000 | 5,728 |
| Net interest income | $2,884,000 | 5,314 |
| Provision for loan and lease losses | $117,000 | 4,922 |
| Total noninterest income | $644,000 | 4,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $497,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,652 |
| Total noninterest expense | $1,615,000 | 6,503 |
| Salaries and employee benefits | $1,004,000 | 5,871 |
| Premises and equipment expense | $207,000 | 6,697 |
| Additional noninterest expense | $404,000 | 7,233 |
| Pre-tax net operating income | $1,796,000 | 3,624 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $529,000 | 3,506 |
| Income before extraordinary items | $1,267,000 | 3,698 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,267,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,890 |
| Cash dividends | $1,600,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,267,000 | 3,667 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 5,574 |
| Total interest expense | $2,232,000 | 5,779 |
| Net interest income | $2,911,000 | 5,243 |
| Provision for loan and lease losses | $21,000 | 7,700 |
| Total noninterest income | $747,000 | 3,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,763 |
| Total noninterest expense | $1,706,000 | 6,217 |
| Salaries and employee benefits | $1,063,000 | 5,541 |
| Premises and equipment expense | $224,000 | 6,354 |
| Additional noninterest expense | $419,000 | 7,061 |
| Pre-tax net operating income | $1,931,000 | 3,431 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $591,000 | 3,444 |
| Income before extraordinary items | $1,343,000 | 3,573 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,343,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $1,225,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,340,930 | 3,478 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 5,669 |
| Total interest expense | $2,201,000 | 5,882 |
| Net interest income | $2,951,000 | 5,368 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $666,000 | 4,111 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $492,000 | 2,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,301 |
| Total noninterest expense | $1,828,000 | 6,017 |
| Salaries and employee benefits | $1,187,000 | 5,147 |
| Premises and equipment expense | $244,000 | 6,139 |
| Additional noninterest expense | $397,000 | 7,376 |
| Pre-tax net operating income | $1,789,000 | 3,882 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $542,000 | 3,977 |
| Income before extraordinary items | $1,250,000 | 3,920 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,250,000 | 3,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,247,900 | 3,857 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 6,019 |
| Total interest expense | $1,996,000 | 6,421 |
| Net interest income | $2,917,000 | 5,556 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $951,000 | 3,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $535,000 | 2,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 3,326 |
| Total noninterest expense | $2,073,000 | 5,792 |
| Salaries and employee benefits | $1,097,000 | 5,592 |
| Premises and equipment expense | $327,000 | 5,258 |
| Additional noninterest expense | $649,000 | 6,038 |
| Pre-tax net operating income | $1,795,000 | 3,735 |
| Securities gains (losses) | $30,000 | 1,690 |
| Applicable income taxes | $565,000 | 3,759 |
| Income before extraordinary items | $1,260,000 | 3,714 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,260,000 | 3,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,239,300 | 3,724 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,876,000 | 6,103 |
| Total interest expense | $1,898,000 | 6,687 |
| Net interest income | $2,978,000 | 5,524 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $1,009,000 | 3,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $525,000 | 2,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 2,941 |
| Total noninterest expense | $1,833,000 | 6,384 |
| Salaries and employee benefits | $1,033,000 | 5,894 |
| Premises and equipment expense | $283,000 | 5,881 |
| Additional noninterest expense | $517,000 | 7,119 |
| Pre-tax net operating income | $2,133,000 | 3,294 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $667,000 | 3,377 |
| Income before extraordinary items | $1,475,000 | 3,293 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,475,000 | 3,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $1,050,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,468,790 | 3,278 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 6,522 |
| Total interest expense | $1,471,000 | 6,973 |
| Net interest income | $2,683,000 | 6,128 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $827,000 | 3,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $448,000 | 3,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,526 |
| Total noninterest expense | $1,882,000 | 6,495 |
| Salaries and employee benefits | $1,018,000 | 6,004 |
| Premises and equipment expense | $241,000 | 6,664 |
| Additional noninterest expense | $623,000 | 6,866 |
| Pre-tax net operating income | $1,628,000 | 4,109 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $465,000 | 4,280 |
| Income before extraordinary items | $1,165,000 | 3,966 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,165,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $830,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,163,580 | 4,016 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 6,963 |
| Total interest expense | $1,412,000 | 7,500 |
| Net interest income | $2,504,000 | 6,537 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $763,000 | 4,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 4,227 |
| Total noninterest expense | $1,895,000 | 6,638 |
| Salaries and employee benefits | $997,000 | 6,152 |
| Premises and equipment expense | $207,000 | 7,543 |
| Additional noninterest expense | $691,000 | 6,630 |
| Pre-tax net operating income | $1,300,000 | 4,865 |
| Securities gains (losses) | $250,000 | 1,457 |
| Applicable income taxes | $452,000 | 4,574 |
| Income before extraordinary items | $1,098,000 | 4,334 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,098,000 | 4,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $750,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $920,500 | 4,778 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,153,000 | 7,315 |
| Total interest expense | $1,748,000 | 7,772 |
| Net interest income | $2,405,000 | 6,782 |
| Provision for loan and lease losses | $65,000 | 8,399 |
| Total noninterest income | $685,000 | 4,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $435,000 | 3,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,958 |
| Total noninterest expense | $1,804,000 | 6,934 |
| Salaries and employee benefits | $939,000 | 6,401 |
| Premises and equipment expense | $191,000 | 8,052 |
| Additional noninterest expense | $674,000 | 6,928 |
| Pre-tax net operating income | $1,221,000 | 4,850 |
| Securities gains (losses) | $143,000 | 2,479 |
| Applicable income taxes | $405,000 | 4,744 |
| Income before extraordinary items | $959,000 | 4,671 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $959,000 | 4,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 8,210 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $858,900 | 4,782 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.