Home > Bank of Cushing > Income and Expense
Bank of Cushing, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,574,000 | 3,883 |
| Total interest expense | $519,000 | 4,109 |
| Net interest income | $4,055,000 | 3,765 |
| Provision for loan and lease losses | $531,000 | 1,436 |
| Total noninterest income | $1,061,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $309,000 | 2,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $752,000 | 2,565 |
| Total noninterest expense | $3,097,000 | 3,850 |
| Salaries and employee benefits | $1,368,000 | 4,175 |
| Premises and equipment expense | $408,000 | 3,434 |
| Additional noninterest expense | $1,321,000 | 3,317 |
| Pre-tax net operating income | $1,488,000 | 3,408 |
| Securities gains (losses) | $-60,000 | 5,034 |
| Applicable income taxes | $193,000 | 2,661 |
| Income before extraordinary items | $1,235,000 | 3,522 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,235,000 | 3,523 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,235,000 | 3,523 |
| Net charge-offs | $168,000 | 1,830 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,286,600 | 3,436 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 3,899 |
| Total interest expense | $349,000 | 4,258 |
| Net interest income | $3,154,000 | 3,756 |
| Provision for loan and lease losses | $443,000 | 1,292 |
| Total noninterest income | $806,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $222,000 | 2,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $584,000 | 2,540 |
| Total noninterest expense | $2,142,000 | 3,992 |
| Salaries and employee benefits | $852,000 | 4,407 |
| Premises and equipment expense | $337,000 | 3,307 |
| Additional noninterest expense | $953,000 | 3,418 |
| Pre-tax net operating income | $1,375,000 | 3,213 |
| Securities gains (losses) | $-37,000 | 5,067 |
| Applicable income taxes | $182,000 | 2,557 |
| Income before extraordinary items | $1,156,000 | 3,295 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,156,000 | 3,294 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,156,000 | 3,295 |
| Net charge-offs | $249,000 | 1,141 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,187,820 | 3,233 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 3,897 |
| Total interest expense | $200,000 | 4,410 |
| Net interest income | $2,168,000 | 3,739 |
| Provision for loan and lease losses | $295,000 | 1,272 |
| Total noninterest income | $582,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $168,000 | 2,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $414,000 | 2,441 |
| Total noninterest expense | $1,414,000 | 4,028 |
| Salaries and employee benefits | $569,000 | 4,433 |
| Premises and equipment expense | $240,000 | 3,196 |
| Additional noninterest expense | $605,000 | 3,526 |
| Pre-tax net operating income | $1,041,000 | 3,049 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $102,000 | 2,656 |
| Income before extraordinary items | $939,000 | 3,038 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $939,000 | 3,037 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $939,000 | 3,037 |
| Net charge-offs | $210,000 | 966 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $939,000 | 3,013 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 3,874 |
| Total interest expense | $75,000 | 4,667 |
| Net interest income | $1,131,000 | 3,689 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $174,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $85,000 | 2,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 3,369 |
| Total noninterest expense | $589,000 | 4,333 |
| Salaries and employee benefits | $242,000 | 4,659 |
| Premises and equipment expense | $102,000 | 3,507 |
| Additional noninterest expense | $245,000 | 3,894 |
| Pre-tax net operating income | $656,000 | 2,677 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $656,000 | 2,455 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $656,000 | 2,454 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $656,000 | 2,454 |
| Net charge-offs | $-29,000 | 4,964 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $656,000 | 2,439 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,793,000 | 3,820 |
| Total interest expense | $259,000 | 4,642 |
| Net interest income | $4,534,000 | 3,677 |
| Provision for loan and lease losses | $165,000 | 2,557 |
| Total noninterest income | $912,000 | 2,976 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $412,000 | 2,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $500,000 | 3,068 |
| Total noninterest expense | $4,223,000 | 3,381 |
| Salaries and employee benefits | $2,427,000 | 3,335 |
| Premises and equipment expense | $370,000 | 3,676 |
| Additional noninterest expense | $1,426,000 | 3,261 |
| Pre-tax net operating income | $1,058,000 | 3,961 |
| Securities gains (losses) | $-2,142,000 | 5,359 |
| Applicable income taxes | $495,000 | 1,990 |
| Income before extraordinary items | $-1,579,000 | 5,365 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-1,579,000 | 5,364 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,579,000 | 5,364 |
| Net charge-offs | $-44,000 | 4,856 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $563,000 | 4,471 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 3,772 |
| Total interest expense | $195,000 | 4,639 |
| Net interest income | $3,546,000 | 3,625 |
| Provision for loan and lease losses | $-39,000 | 5,237 |
| Total noninterest income | $729,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $318,000 | 2,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 2,999 |
| Total noninterest expense | $3,053,000 | 3,464 |
| Salaries and employee benefits | $1,900,000 | 3,258 |
| Premises and equipment expense | $300,000 | 3,571 |
| Additional noninterest expense | $853,000 | 3,705 |
| Pre-tax net operating income | $1,261,000 | 3,421 |
| Securities gains (losses) | $-7,000 | 4,683 |
| Applicable income taxes | $141,000 | 2,792 |
| Income before extraordinary items | $1,113,000 | 3,430 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,113,000 | 3,429 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,113,000 | 3,429 |
| Net charge-offs | $-39,000 | 4,851 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,119,230 | 3,421 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 3,954 |
| Total interest expense | $126,000 | 4,655 |
| Net interest income | $2,127,000 | 3,822 |
| Provision for loan and lease losses | $-55,000 | 5,355 |
| Total noninterest income | $515,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $209,000 | 2,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 2,878 |
| Total noninterest expense | $1,949,000 | 3,573 |
| Salaries and employee benefits | $1,140,000 | 3,477 |
| Premises and equipment expense | $207,000 | 3,537 |
| Additional noninterest expense | $602,000 | 3,607 |
| Pre-tax net operating income | $748,000 | 3,591 |
| Securities gains (losses) | $4,000 | 737 |
| Applicable income taxes | $27,000 | 3,403 |
| Income before extraordinary items | $725,000 | 3,439 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $725,000 | 3,438 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $725,000 | 3,438 |
| Net charge-offs | $-55,000 | 5,044 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $721,160 | 3,450 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 3,953 |
| Total interest expense | $61,000 | 4,696 |
| Net interest income | $1,077,000 | 3,818 |
| Provision for loan and lease losses | $-12,000 | 5,414 |
| Total noninterest income | $206,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $107,000 | 2,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 3,362 |
| Total noninterest expense | $1,022,000 | 3,507 |
| Salaries and employee benefits | $615,000 | 3,366 |
| Premises and equipment expense | $101,000 | 3,637 |
| Additional noninterest expense | $306,000 | 3,608 |
| Pre-tax net operating income | $273,000 | 3,976 |
| Securities gains (losses) | $14,000 | 393 |
| Applicable income taxes | $20,000 | 3,243 |
| Income before extraordinary items | $267,000 | 3,831 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $267,000 | 3,831 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $267,000 | 3,831 |
| Net charge-offs | $-12,000 | 4,814 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $253,980 | 3,900 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,568,000 | 3,898 |
| Total interest expense | $216,000 | 4,781 |
| Net interest income | $4,352,000 | 3,788 |
| Provision for loan and lease losses | $224,000 | 2,278 |
| Total noninterest income | $996,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $429,000 | 2,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $567,000 | 3,011 |
| Total noninterest expense | $3,559,000 | 3,789 |
| Salaries and employee benefits | $2,173,000 | 3,592 |
| Premises and equipment expense | $346,000 | 3,922 |
| Additional noninterest expense | $1,040,000 | 3,952 |
| Pre-tax net operating income | $1,565,000 | 3,476 |
| Securities gains (losses) | $55,000 | 853 |
| Applicable income taxes | $92,000 | 3,320 |
| Income before extraordinary items | $1,528,000 | 3,106 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,528,000 | 3,104 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,528,000 | 3,106 |
| Net charge-offs | $224,000 | 1,736 |
| Cash dividends | $1,300,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,476,300 | 3,139 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 3,933 |
| Total interest expense | $156,000 | 4,853 |
| Net interest income | $3,257,000 | 3,828 |
| Provision for loan and lease losses | $29,000 | 3,569 |
| Total noninterest income | $788,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $322,000 | 2,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 2,897 |
| Total noninterest expense | $2,935,000 | 3,601 |
| Salaries and employee benefits | $1,646,000 | 3,580 |
| Premises and equipment expense | $481,000 | 2,835 |
| Additional noninterest expense | $808,000 | 3,891 |
| Pre-tax net operating income | $1,081,000 | 3,639 |
| Securities gains (losses) | $4,000 | 1,878 |
| Applicable income taxes | $33,000 | 3,581 |
| Income before extraordinary items | $1,052,000 | 3,453 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,052,000 | 3,453 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,052,000 | 3,453 |
| Net charge-offs | $-50,000 | 5,158 |
| Cash dividends | $382,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,048,120 | 3,421 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 3,962 |
| Total interest expense | $99,000 | 4,907 |
| Net interest income | $2,150,000 | 3,851 |
| Provision for loan and lease losses | $29,000 | 3,260 |
| Total noninterest income | $576,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $212,000 | 2,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 2,704 |
| Total noninterest expense | $1,975,000 | 3,597 |
| Salaries and employee benefits | $1,118,000 | 3,572 |
| Premises and equipment expense | $320,000 | 2,844 |
| Additional noninterest expense | $537,000 | 3,918 |
| Pre-tax net operating income | $722,000 | 3,610 |
| Securities gains (losses) | $4,000 | 1,497 |
| Applicable income taxes | $6,000 | 3,918 |
| Income before extraordinary items | $720,000 | 3,352 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $720,000 | 3,351 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $720,000 | 3,352 |
| Net charge-offs | $-52,000 | 5,298 |
| Cash dividends | $382,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $716,040 | 3,336 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 3,997 |
| Total interest expense | $48,000 | 4,966 |
| Net interest income | $1,065,000 | 3,883 |
| Provision for loan and lease losses | $29,000 | 2,606 |
| Total noninterest income | $221,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $111,000 | 2,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 3,344 |
| Total noninterest expense | $976,000 | 3,657 |
| Salaries and employee benefits | $529,000 | 3,735 |
| Premises and equipment expense | $167,000 | 2,810 |
| Additional noninterest expense | $280,000 | 3,872 |
| Pre-tax net operating income | $281,000 | 3,930 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-41,000 | 5,776 |
| Income before extraordinary items | $322,000 | 3,502 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $322,000 | 3,501 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $322,000 | 3,502 |
| Net charge-offs | $-12,000 | 5,065 |
| Cash dividends | $842,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $322,000 | 3,475 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,515,000 | 3,989 |
| Total interest expense | $209,000 | 4,919 |
| Net interest income | $4,306,000 | 3,872 |
| Provision for loan and lease losses | $86,000 | 3,267 |
| Total noninterest income | $818,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $437,000 | 2,315 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $381,000 | 3,638 |
| Total noninterest expense | $3,533,000 | 3,901 |
| Salaries and employee benefits | $2,051,000 | 3,782 |
| Premises and equipment expense | $434,000 | 3,642 |
| Additional noninterest expense | $1,048,000 | 4,079 |
| Pre-tax net operating income | $1,505,000 | 3,508 |
| Securities gains (losses) | $160,000 | 1,011 |
| Applicable income taxes | $89,000 | 3,364 |
| Income before extraordinary items | $1,576,000 | 3,195 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,576,000 | 3,194 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,576,000 | 3,194 |
| Net charge-offs | $86,000 | 2,732 |
| Cash dividends | $383,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,424,000 | 3,318 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,406,000 | 4,002 |
| Total interest expense | $158,000 | 4,957 |
| Net interest income | $3,248,000 | 3,886 |
| Provision for loan and lease losses | $24,000 | 3,774 |
| Total noninterest income | $625,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $332,000 | 2,288 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $293,000 | 3,602 |
| Total noninterest expense | $2,771,000 | 3,812 |
| Salaries and employee benefits | $1,549,000 | 3,765 |
| Premises and equipment expense | $433,000 | 3,102 |
| Additional noninterest expense | $789,000 | 4,108 |
| Pre-tax net operating income | $1,078,000 | 3,604 |
| Securities gains (losses) | $53,000 | 1,726 |
| Applicable income taxes | $32,000 | 3,720 |
| Income before extraordinary items | $1,099,000 | 3,339 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,099,000 | 3,337 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,099,000 | 3,339 |
| Net charge-offs | $-21,000 | 5,114 |
| Cash dividends | $383,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,047,590 | 3,364 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 4,031 |
| Total interest expense | $105,000 | 5,001 |
| Net interest income | $2,178,000 | 3,893 |
| Provision for loan and lease losses | $25,000 | 3,413 |
| Total noninterest income | $411,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $214,000 | 2,327 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $197,000 | 3,624 |
| Total noninterest expense | $1,844,000 | 3,839 |
| Salaries and employee benefits | $1,035,000 | 3,795 |
| Premises and equipment expense | $285,000 | 3,137 |
| Additional noninterest expense | $524,000 | 4,136 |
| Pre-tax net operating income | $720,000 | 3,617 |
| Securities gains (losses) | $53,000 | 1,383 |
| Applicable income taxes | $15,000 | 3,858 |
| Income before extraordinary items | $758,000 | 3,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $758,000 | 3,284 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $758,000 | 3,284 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $706,060 | 3,351 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 4,036 |
| Total interest expense | $49,000 | 5,128 |
| Net interest income | $1,099,000 | 3,887 |
| Provision for loan and lease losses | $27,000 | 2,714 |
| Total noninterest income | $207,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $108,000 | 2,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $99,000 | 3,566 |
| Total noninterest expense | $968,000 | 3,772 |
| Salaries and employee benefits | $517,000 | 3,821 |
| Premises and equipment expense | $141,000 | 3,202 |
| Additional noninterest expense | $310,000 | 3,804 |
| Pre-tax net operating income | $311,000 | 3,802 |
| Securities gains (losses) | $5,000 | 1,720 |
| Applicable income taxes | $53,000 | 2,946 |
| Income before extraordinary items | $263,000 | 3,847 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $263,000 | 3,844 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $263,000 | 3,845 |
| Net charge-offs | $27,000 | 1,801 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $258,850 | 3,810 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 3,940 |
| Total interest expense | $202,000 | 5,155 |
| Net interest income | $4,572,000 | 3,780 |
| Provision for loan and lease losses | $301,000 | 1,889 |
| Total noninterest income | $987,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $542,000 | 1,995 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $445,000 | 3,448 |
| Total noninterest expense | $3,402,000 | 4,073 |
| Salaries and employee benefits | $1,992,000 | 3,911 |
| Premises and equipment expense | $417,000 | 3,829 |
| Additional noninterest expense | $993,000 | 4,311 |
| Pre-tax net operating income | $1,856,000 | 3,141 |
| Securities gains (losses) | $12,000 | 2,504 |
| Applicable income taxes | $301,000 | 2,660 |
| Income before extraordinary items | $1,567,000 | 3,148 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,567,000 | 3,149 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,567,000 | 3,150 |
| Net charge-offs | $301,000 | 1,599 |
| Cash dividends | $1,071,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,556,920 | 3,111 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 3,965 |
| Total interest expense | $153,000 | 5,215 |
| Net interest income | $3,458,000 | 3,814 |
| Provision for loan and lease losses | $284,000 | 1,566 |
| Total noninterest income | $726,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $415,000 | 1,979 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $311,000 | 3,553 |
| Total noninterest expense | $2,568,000 | 4,078 |
| Salaries and employee benefits | $1,513,000 | 3,905 |
| Premises and equipment expense | $280,000 | 4,088 |
| Additional noninterest expense | $775,000 | 4,259 |
| Pre-tax net operating income | $1,332,000 | 3,289 |
| Securities gains (losses) | $-3,000 | 5,887 |
| Applicable income taxes | $214,000 | 2,769 |
| Income before extraordinary items | $1,115,000 | 3,310 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,115,000 | 3,308 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,115,000 | 3,309 |
| Net charge-offs | $54,000 | 2,717 |
| Cash dividends | $306,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,117,520 | 3,247 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 3,985 |
| Total interest expense | $102,000 | 5,270 |
| Net interest income | $2,306,000 | 3,821 |
| Provision for loan and lease losses | $204,000 | 1,472 |
| Total noninterest income | $479,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $268,000 | 1,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $211,000 | 3,555 |
| Total noninterest expense | $1,734,000 | 4,085 |
| Salaries and employee benefits | $1,024,000 | 3,899 |
| Premises and equipment expense | $182,000 | 4,176 |
| Additional noninterest expense | $528,000 | 4,234 |
| Pre-tax net operating income | $847,000 | 3,347 |
| Securities gains (losses) | $11,000 | 1,976 |
| Applicable income taxes | $138,000 | 2,783 |
| Income before extraordinary items | $720,000 | 3,362 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $720,000 | 3,362 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $720,000 | 3,363 |
| Net charge-offs | $54,000 | 2,250 |
| Cash dividends | $306,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $710,760 | 3,325 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 4,027 |
| Total interest expense | $51,000 | 5,324 |
| Net interest income | $1,143,000 | 3,853 |
| Provision for loan and lease losses | $126,000 | 1,241 |
| Total noninterest income | $238,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $132,000 | 2,009 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $106,000 | 3,517 |
| Total noninterest expense | $898,000 | 4,050 |
| Salaries and employee benefits | $508,000 | 3,940 |
| Premises and equipment expense | $91,000 | 4,214 |
| Additional noninterest expense | $299,000 | 3,983 |
| Pre-tax net operating income | $357,000 | 3,588 |
| Securities gains (losses) | $11,000 | 1,447 |
| Applicable income taxes | $56,000 | 2,907 |
| Income before extraordinary items | $312,000 | 3,577 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $312,000 | 3,580 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $312,000 | 3,580 |
| Net charge-offs | $26,000 | 1,976 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $302,650 | 3,545 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,056,000 | 3,940 |
| Total interest expense | $224,000 | 5,367 |
| Net interest income | $4,832,000 | 3,741 |
| Provision for loan and lease losses | $-2,000 | 5,883 |
| Total noninterest income | $1,055,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $568,000 | 2,057 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $487,000 | 3,306 |
| Total noninterest expense | $3,543,000 | 4,107 |
| Salaries and employee benefits | $2,038,000 | 3,947 |
| Premises and equipment expense | $412,000 | 4,031 |
| Additional noninterest expense | $1,093,000 | 4,249 |
| Pre-tax net operating income | $2,346,000 | 2,702 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $462,000 | 2,275 |
| Income before extraordinary items | $1,885,000 | 2,824 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,885,000 | 2,822 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,885,000 | 2,824 |
| Net charge-offs | $-2,000 | 5,434 |
| Cash dividends | $1,186,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,884,200 | 2,771 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,780,000 | 3,988 |
| Total interest expense | $171,000 | 5,415 |
| Net interest income | $3,609,000 | 3,781 |
| Provision for loan and lease losses | $7,000 | 4,245 |
| Total noninterest income | $785,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $445,000 | 1,995 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $340,000 | 3,439 |
| Total noninterest expense | $2,622,000 | 4,156 |
| Salaries and employee benefits | $1,522,000 | 3,964 |
| Premises and equipment expense | $274,000 | 4,335 |
| Additional noninterest expense | $826,000 | 4,268 |
| Pre-tax net operating income | $1,765,000 | 2,734 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $400,000 | 2,196 |
| Income before extraordinary items | $1,366,000 | 2,915 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,366,000 | 2,915 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,366,000 | 2,916 |
| Net charge-offs | $-93,000 | 6,190 |
| Cash dividends | $420,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,365,230 | 2,856 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 4,001 |
| Total interest expense | $115,000 | 5,457 |
| Net interest income | $2,391,000 | 3,797 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $521,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $299,000 | 1,952 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $222,000 | 3,476 |
| Total noninterest expense | $1,756,000 | 4,168 |
| Salaries and employee benefits | $1,026,000 | 3,971 |
| Premises and equipment expense | $183,000 | 4,368 |
| Additional noninterest expense | $547,000 | 4,295 |
| Pre-tax net operating income | $1,126,000 | 2,760 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $257,000 | 2,181 |
| Income before extraordinary items | $868,000 | 2,936 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $868,000 | 2,942 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $868,000 | 2,942 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $420,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $868,770 | 2,875 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 4,022 |
| Total interest expense | $58,000 | 5,517 |
| Net interest income | $1,191,000 | 3,815 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $264,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $156,000 | 1,875 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $108,000 | 3,459 |
| Total noninterest expense | $869,000 | 4,224 |
| Salaries and employee benefits | $519,000 | 3,981 |
| Premises and equipment expense | $87,000 | 4,537 |
| Additional noninterest expense | $263,000 | 4,408 |
| Pre-tax net operating income | $586,000 | 2,613 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $132,000 | 2,116 |
| Income before extraordinary items | $453,000 | 2,767 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $453,000 | 2,770 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $453,000 | 2,770 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $453,770 | 2,722 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 3,987 |
| Total interest expense | $245,000 | 5,681 |
| Net interest income | $4,909,000 | 3,741 |
| Provision for loan and lease losses | $-129,000 | 6,411 |
| Total noninterest income | $1,060,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $605,000 | 2,053 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $455,000 | 3,490 |
| Total noninterest expense | $3,309,000 | 4,395 |
| Salaries and employee benefits | $2,071,000 | 3,995 |
| Premises and equipment expense | $343,000 | 4,561 |
| Additional noninterest expense | $895,000 | 4,825 |
| Pre-tax net operating income | $2,789,000 | 2,283 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $502,000 | 2,153 |
| Income before extraordinary items | $2,287,000 | 2,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,287,000 | 2,348 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,287,000 | 2,347 |
| Net charge-offs | $-129,000 | 6,566 |
| Cash dividends | $1,339,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,287,000 | 2,302 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 4,025 |
| Total interest expense | $187,000 | 5,749 |
| Net interest income | $3,679,000 | 3,768 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $765,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $455,000 | 2,052 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $310,000 | 3,697 |
| Total noninterest expense | $2,578,000 | 4,326 |
| Salaries and employee benefits | $1,543,000 | 4,031 |
| Premises and equipment expense | $364,000 | 3,834 |
| Additional noninterest expense | $671,000 | 4,853 |
| Pre-tax net operating income | $1,866,000 | 2,550 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $418,000 | 2,095 |
| Income before extraordinary items | $1,448,000 | 2,723 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,448,000 | 2,727 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,448,000 | 2,727 |
| Net charge-offs | $-130,000 | 6,643 |
| Cash dividends | $421,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,448,000 | 2,644 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 4,037 |
| Total interest expense | $127,000 | 5,794 |
| Net interest income | $2,456,000 | 3,761 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $500,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $297,000 | 2,056 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $203,000 | 3,768 |
| Total noninterest expense | $1,668,000 | 4,413 |
| Salaries and employee benefits | $1,035,000 | 4,031 |
| Premises and equipment expense | $244,000 | 3,837 |
| Additional noninterest expense | $389,000 | 5,157 |
| Pre-tax net operating income | $1,288,000 | 2,463 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $290,000 | 2,052 |
| Income before extraordinary items | $998,000 | 2,652 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $998,000 | 2,657 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $998,000 | 2,657 |
| Net charge-offs | $-84,000 | 6,659 |
| Cash dividends | $421,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $998,000 | 2,550 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 4,071 |
| Total interest expense | $66,000 | 5,823 |
| Net interest income | $1,224,000 | 3,785 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $245,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $150,000 | 2,037 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $95,000 | 3,830 |
| Total noninterest expense | $865,000 | 4,350 |
| Salaries and employee benefits | $516,000 | 4,084 |
| Premises and equipment expense | $133,000 | 3,668 |
| Additional noninterest expense | $216,000 | 4,988 |
| Pre-tax net operating income | $604,000 | 2,541 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $137,000 | 2,086 |
| Income before extraordinary items | $467,000 | 2,718 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $467,000 | 2,721 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $467,000 | 2,720 |
| Net charge-offs | $-90,000 | 6,820 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $467,000 | 2,637 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 4,406 |
| Total interest expense | $286,000 | 6,038 |
| Net interest income | $4,533,000 | 4,075 |
| Provision for loan and lease losses | $8,000 | 5,774 |
| Total noninterest income | $1,167,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $683,000 | 1,941 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $484,000 | 3,390 |
| Total noninterest expense | $3,332,000 | 4,491 |
| Salaries and employee benefits | $1,914,000 | 4,237 |
| Premises and equipment expense | $422,000 | 4,198 |
| Additional noninterest expense | $996,000 | 4,807 |
| Pre-tax net operating income | $2,360,000 | 2,516 |
| Securities gains (losses) | $-178,000 | 6,953 |
| Applicable income taxes | $212,000 | 2,963 |
| Income before extraordinary items | $1,970,000 | 2,608 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,970,000 | 2,611 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,970,000 | 2,609 |
| Net charge-offs | $23,000 | 5,333 |
| Cash dividends | $1,905,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,130,200 | 2,340 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 4,512 |
| Total interest expense | $217,000 | 6,151 |
| Net interest income | $3,333,000 | 4,189 |
| Provision for loan and lease losses | $50,000 | 4,919 |
| Total noninterest income | $803,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $505,000 | 1,984 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $298,000 | 3,704 |
| Total noninterest expense | $2,581,000 | 4,437 |
| Salaries and employee benefits | $1,431,000 | 4,262 |
| Premises and equipment expense | $390,000 | 3,769 |
| Additional noninterest expense | $760,000 | 4,793 |
| Pre-tax net operating income | $1,505,000 | 2,878 |
| Securities gains (losses) | $-177,000 | 7,062 |
| Applicable income taxes | $50,000 | 3,792 |
| Income before extraordinary items | $1,278,000 | 2,948 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,278,000 | 2,948 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,278,000 | 2,947 |
| Net charge-offs | $-22,000 | 6,771 |
| Cash dividends | $528,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,447,920 | 2,575 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 4,600 |
| Total interest expense | $147,000 | 6,218 |
| Net interest income | $2,176,000 | 4,263 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $553,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $347,000 | 1,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $206,000 | 3,630 |
| Total noninterest expense | $1,687,000 | 4,509 |
| Salaries and employee benefits | $952,000 | 4,296 |
| Premises and equipment expense | $258,000 | 3,792 |
| Additional noninterest expense | $477,000 | 4,981 |
| Pre-tax net operating income | $1,042,000 | 2,768 |
| Securities gains (losses) | $-177,000 | 7,141 |
| Applicable income taxes | $135,000 | 2,816 |
| Income before extraordinary items | $730,000 | 3,247 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $730,000 | 3,245 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $730,000 | 3,247 |
| Net charge-offs | $-51,000 | 6,986 |
| Cash dividends | $528,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $878,680 | 2,714 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 4,626 |
| Total interest expense | $75,000 | 6,286 |
| Net interest income | $1,095,000 | 4,270 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $267,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $164,000 | 1,989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $103,000 | 3,663 |
| Total noninterest expense | $833,000 | 4,558 |
| Salaries and employee benefits | $474,000 | 4,341 |
| Premises and equipment expense | $133,000 | 3,747 |
| Additional noninterest expense | $226,000 | 5,090 |
| Pre-tax net operating income | $529,000 | 2,771 |
| Securities gains (losses) | $-177,000 | 7,232 |
| Applicable income taxes | $55,000 | 2,978 |
| Income before extraordinary items | $297,000 | 3,677 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $297,000 | 3,679 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $297,000 | 3,680 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $445,680 | 2,714 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,731,000 | 4,705 |
| Total interest expense | $471,000 | 5,965 |
| Net interest income | $4,260,000 | 4,363 |
| Provision for loan and lease losses | $-22,000 | 7,225 |
| Total noninterest income | $1,158,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $708,000 | 1,969 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $450,000 | 3,267 |
| Total noninterest expense | $2,637,000 | 5,212 |
| Salaries and employee benefits | $1,914,000 | 4,275 |
| Premises and equipment expense | $322,000 | 5,081 |
| Additional noninterest expense | $401,000 | 6,544 |
| Pre-tax net operating income | $2,803,000 | 1,955 |
| Securities gains (losses) | $-1,540,000 | 7,306 |
| Applicable income taxes | $-123,000 | 6,845 |
| Income before extraordinary items | $1,386,000 | 2,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,386,000 | 2,948 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,386,000 | 2,948 |
| Net charge-offs | $-1,000 | 6,827 |
| Cash dividends | $995,000 | 1,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,926,000 | 1,571 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 4,756 |
| Total interest expense | $384,000 | 5,915 |
| Net interest income | $3,173,000 | 4,416 |
| Provision for loan and lease losses | $-68,000 | 7,336 |
| Total noninterest income | $867,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $526,000 | 1,989 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $341,000 | 3,267 |
| Total noninterest expense | $1,770,000 | 5,491 |
| Salaries and employee benefits | $1,417,000 | 4,312 |
| Premises and equipment expense | $238,000 | 5,151 |
| Additional noninterest expense | $115,000 | 7,306 |
| Pre-tax net operating income | $2,338,000 | 1,836 |
| Securities gains (losses) | $-1,540,000 | 7,400 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $798,000 | 3,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $798,000 | 3,527 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $798,000 | 3,527 |
| Net charge-offs | $-42,000 | 7,234 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,338,000 | 1,547 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 4,789 |
| Total interest expense | $277,000 | 5,884 |
| Net interest income | $2,105,000 | 4,438 |
| Provision for loan and lease losses | $-68,000 | 7,415 |
| Total noninterest income | $586,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $351,000 | 1,970 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $235,000 | 3,239 |
| Total noninterest expense | $1,187,000 | 5,534 |
| Salaries and employee benefits | $968,000 | 4,284 |
| Premises and equipment expense | $225,000 | 4,389 |
| Additional noninterest expense | $-6,000 | 7,517 |
| Pre-tax net operating income | $1,572,000 | 1,806 |
| Securities gains (losses) | $-1,325,000 | 7,480 |
| Applicable income taxes | $40,000 | 3,494 |
| Income before extraordinary items | $207,000 | 4,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $207,000 | 4,979 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $207,000 | 4,979 |
| Net charge-offs | $-35,000 | 7,265 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,320,000 | 1,722 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 4,831 |
| Total interest expense | $147,000 | 5,872 |
| Net interest income | $1,043,000 | 4,451 |
| Provision for loan and lease losses | $-68,000 | 7,484 |
| Total noninterest income | $293,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $182,000 | 1,882 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $111,000 | 3,390 |
| Total noninterest expense | $1,242,000 | 3,604 |
| Salaries and employee benefits | $491,000 | 4,284 |
| Premises and equipment expense | $111,000 | 4,456 |
| Additional noninterest expense | $640,000 | 2,588 |
| Pre-tax net operating income | $162,000 | 4,550 |
| Securities gains (losses) | $-189,000 | 7,460 |
| Applicable income taxes | $79,000 | 2,441 |
| Income before extraordinary items | $-106,000 | 6,733 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-106,000 | 6,732 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-106,000 | 6,733 |
| Net charge-offs | $-32,000 | 7,289 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $83,000 | 5,185 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,971,000 | 4,829 |
| Total interest expense | $711,000 | 5,942 |
| Net interest income | $4,260,000 | 4,393 |
| Provision for loan and lease losses | $-147,000 | 7,608 |
| Total noninterest income | $1,124,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $638,000 | 2,193 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $486,000 | 3,233 |
| Total noninterest expense | $3,548,000 | 4,559 |
| Salaries and employee benefits | $1,883,000 | 4,408 |
| Premises and equipment expense | $367,000 | 4,958 |
| Additional noninterest expense | $1,298,000 | 4,401 |
| Pre-tax net operating income | $1,983,000 | 2,260 |
| Securities gains (losses) | $-392,000 | 7,391 |
| Applicable income taxes | $294,000 | 2,379 |
| Income before extraordinary items | $1,297,000 | 2,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,297,000 | 2,758 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,297,000 | 2,763 |
| Net charge-offs | $18,000 | 6,413 |
| Cash dividends | $1,040,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,618,440 | 2,279 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,763,000 | 4,906 |
| Total interest expense | $558,000 | 6,001 |
| Net interest income | $3,205,000 | 4,438 |
| Provision for loan and lease losses | $-147,000 | 7,714 |
| Total noninterest income | $816,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $477,000 | 2,240 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $339,000 | 3,351 |
| Total noninterest expense | $2,716,000 | 4,509 |
| Salaries and employee benefits | $1,378,000 | 4,494 |
| Premises and equipment expense | $326,000 | 4,622 |
| Additional noninterest expense | $1,012,000 | 4,273 |
| Pre-tax net operating income | $1,452,000 | 2,432 |
| Securities gains (losses) | $-415,000 | 7,582 |
| Applicable income taxes | $253,000 | 2,320 |
| Income before extraordinary items | $784,000 | 3,317 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $784,000 | 3,315 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $784,000 | 3,317 |
| Net charge-offs | $17,000 | 6,077 |
| Cash dividends | $329,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,099,400 | 2,589 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 4,936 |
| Total interest expense | $394,000 | 5,998 |
| Net interest income | $2,119,000 | 4,464 |
| Provision for loan and lease losses | $-166,000 | 7,794 |
| Total noninterest income | $517,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $309,000 | 2,300 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $208,000 | 3,450 |
| Total noninterest expense | $2,130,000 | 4,054 |
| Salaries and employee benefits | $922,000 | 4,509 |
| Premises and equipment expense | $219,000 | 4,628 |
| Additional noninterest expense | $989,000 | 3,233 |
| Pre-tax net operating income | $672,000 | 3,102 |
| Securities gains (losses) | $-24,000 | 7,380 |
| Applicable income taxes | $201,000 | 2,122 |
| Income before extraordinary items | $447,000 | 3,604 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $447,000 | 3,601 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $447,000 | 3,603 |
| Net charge-offs | $35,000 | 5,161 |
| Cash dividends | $329,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $463,560 | 3,433 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 5,013 |
| Total interest expense | $212,000 | 5,961 |
| Net interest income | $1,041,000 | 4,556 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $260,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $149,000 | 2,354 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $111,000 | 3,320 |
| Total noninterest expense | $826,000 | 4,823 |
| Salaries and employee benefits | $460,000 | 4,583 |
| Premises and equipment expense | $108,000 | 4,747 |
| Additional noninterest expense | $258,000 | 5,022 |
| Pre-tax net operating income | $430,000 | 2,704 |
| Securities gains (losses) | $-24,000 | 7,573 |
| Applicable income taxes | $92,000 | 2,200 |
| Income before extraordinary items | $314,000 | 3,050 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $314,000 | 3,046 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $314,000 | 3,050 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $332,480 | 2,819 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,214,000 | 5,010 |
| Total interest expense | $958,000 | 6,113 |
| Net interest income | $4,256,000 | 4,390 |
| Provision for loan and lease losses | $37,000 | 6,987 |
| Total noninterest income | $1,131,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $726,000 | 2,185 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $405,000 | 3,530 |
| Total noninterest expense | $3,470,000 | 4,750 |
| Salaries and employee benefits | $1,730,000 | 4,775 |
| Premises and equipment expense | $349,000 | 5,330 |
| Additional noninterest expense | $1,391,000 | 4,295 |
| Pre-tax net operating income | $1,880,000 | 2,006 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $483,000 | 1,588 |
| Income before extraordinary items | $1,400,000 | 2,228 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,400,000 | 2,226 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,400,000 | 2,227 |
| Net charge-offs | $-162,000 | 7,991 |
| Cash dividends | $1,110,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,397,780 | 2,200 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 5,040 |
| Total interest expense | $729,000 | 6,213 |
| Net interest income | $3,231,000 | 4,367 |
| Provision for loan and lease losses | $223,000 | 5,024 |
| Total noninterest income | $815,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $539,000 | 2,221 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $276,000 | 3,745 |
| Total noninterest expense | $2,426,000 | 4,970 |
| Salaries and employee benefits | $1,303,000 | 4,797 |
| Premises and equipment expense | $291,000 | 5,109 |
| Additional noninterest expense | $832,000 | 4,959 |
| Pre-tax net operating income | $1,397,000 | 2,172 |
| Securities gains (losses) | $-9,000 | 7,222 |
| Applicable income taxes | $336,000 | 1,813 |
| Income before extraordinary items | $1,052,000 | 2,405 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,052,000 | 2,403 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,052,000 | 2,406 |
| Net charge-offs | $-225,000 | 8,082 |
| Cash dividends | $497,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,058,840 | 2,341 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 5,027 |
| Total interest expense | $489,000 | 6,319 |
| Net interest income | $2,193,000 | 4,311 |
| Provision for loan and lease losses | $178,000 | 4,529 |
| Total noninterest income | $548,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $363,000 | 2,182 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $185,000 | 3,762 |
| Total noninterest expense | $1,650,000 | 4,956 |
| Salaries and employee benefits | $871,000 | 4,846 |
| Premises and equipment expense | $194,000 | 5,158 |
| Additional noninterest expense | $585,000 | 4,799 |
| Pre-tax net operating income | $913,000 | 2,279 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $205,000 | 1,926 |
| Income before extraordinary items | $710,000 | 2,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $710,000 | 2,459 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $710,000 | 2,461 |
| Net charge-offs | $-253,000 | 8,178 |
| Cash dividends | $497,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $708,440 | 2,387 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 4,994 |
| Total interest expense | $255,000 | 6,338 |
| Net interest income | $1,125,000 | 4,204 |
| Provision for loan and lease losses | $109,000 | 3,757 |
| Total noninterest income | $272,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $172,000 | 2,214 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $100,000 | 3,652 |
| Total noninterest expense | $836,000 | 4,825 |
| Salaries and employee benefits | $441,000 | 4,860 |
| Premises and equipment expense | $98,000 | 5,166 |
| Additional noninterest expense | $297,000 | 4,442 |
| Pre-tax net operating income | $452,000 | 2,564 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $108,000 | 2,110 |
| Income before extraordinary items | $344,000 | 2,855 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $344,000 | 2,855 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $344,000 | 2,856 |
| Net charge-offs | $-239,000 | 8,229 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $344,000 | 2,721 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,525,000 | 5,173 |
| Total interest expense | $1,726,000 | 5,666 |
| Net interest income | $3,799,000 | 4,736 |
| Provision for loan and lease losses | $-10,000 | 8,204 |
| Total noninterest income | $1,222,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $744,000 | 2,243 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $478,000 | 3,250 |
| Total noninterest expense | $3,220,000 | 4,886 |
| Salaries and employee benefits | $1,776,000 | 4,836 |
| Premises and equipment expense | $330,000 | 5,566 |
| Additional noninterest expense | $1,114,000 | 4,500 |
| Pre-tax net operating income | $1,811,000 | 2,662 |
| Securities gains (losses) | $121,000 | 994 |
| Applicable income taxes | $376,000 | 2,147 |
| Income before extraordinary items | $1,556,000 | 2,452 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,556,000 | 2,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,028 |
| Cash dividends | $1,316,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,457,990 | 2,714 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,177,000 | 5,228 |
| Total interest expense | $1,418,000 | 5,580 |
| Net interest income | $2,759,000 | 4,861 |
| Provision for loan and lease losses | $49,000 | 5,918 |
| Total noninterest income | $910,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $560,000 | 2,258 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $350,000 | 3,412 |
| Total noninterest expense | $2,415,000 | 4,869 |
| Salaries and employee benefits | $1,323,000 | 4,858 |
| Premises and equipment expense | $283,000 | 5,255 |
| Additional noninterest expense | $809,000 | 4,534 |
| Pre-tax net operating income | $1,205,000 | 3,312 |
| Securities gains (losses) | $121,000 | 848 |
| Applicable income taxes | $244,000 | 2,694 |
| Income before extraordinary items | $1,082,000 | 2,948 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,082,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $551,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $982,780 | 3,284 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 5,318 |
| Total interest expense | $1,026,000 | 5,515 |
| Net interest income | $1,743,000 | 5,029 |
| Provision for loan and lease losses | $29,000 | 5,742 |
| Total noninterest income | $607,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $363,000 | 2,284 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $244,000 | 3,391 |
| Total noninterest expense | $1,523,000 | 5,078 |
| Salaries and employee benefits | $861,000 | 4,980 |
| Premises and equipment expense | $188,000 | 5,311 |
| Additional noninterest expense | $474,000 | 4,905 |
| Pre-tax net operating income | $798,000 | 3,436 |
| Securities gains (losses) | $96,000 | 997 |
| Applicable income taxes | $158,000 | 2,955 |
| Income before extraordinary items | $736,000 | 3,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $736,000 | 3,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $657,280 | 3,392 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 5,420 |
| Total interest expense | $550,000 | 5,523 |
| Net interest income | $828,000 | 5,203 |
| Provision for loan and lease losses | $29,000 | 4,620 |
| Total noninterest income | $311,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $173,000 | 2,336 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $138,000 | 3,191 |
| Total noninterest expense | $728,000 | 5,233 |
| Salaries and employee benefits | $432,000 | 5,003 |
| Premises and equipment expense | $95,000 | 5,305 |
| Additional noninterest expense | $201,000 | 5,362 |
| Pre-tax net operating income | $382,000 | 3,642 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $78,000 | 3,080 |
| Income before extraordinary items | $321,000 | 3,640 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $321,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $307,400 | 3,668 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,727,000 | 5,373 |
| Total interest expense | $2,166,000 | 5,655 |
| Net interest income | $3,561,000 | 4,976 |
| Provision for loan and lease losses | $-28,000 | 8,275 |
| Total noninterest income | $1,109,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $711,000 | 2,342 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $398,000 | 3,744 |
| Total noninterest expense | $3,001,000 | 5,006 |
| Salaries and employee benefits | $1,672,000 | 4,972 |
| Premises and equipment expense | $407,000 | 4,981 |
| Additional noninterest expense | $922,000 | 4,898 |
| Pre-tax net operating income | $1,697,000 | 3,671 |
| Securities gains (losses) | $-47,000 | 7,997 |
| Applicable income taxes | $327,000 | 3,274 |
| Income before extraordinary items | $1,323,000 | 3,725 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,323,000 | 3,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,175 |
| Cash dividends | $1,048,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,360,600 | 3,640 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 5,400 |
| Total interest expense | $1,588,000 | 5,727 |
| Net interest income | $2,685,000 | 4,995 |
| Provision for loan and lease losses | $-45,000 | 8,366 |
| Total noninterest income | $796,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $524,000 | 2,355 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $272,000 | 3,935 |
| Total noninterest expense | $2,243,000 | 4,992 |
| Salaries and employee benefits | $1,245,000 | 4,975 |
| Premises and equipment expense | $252,000 | 5,505 |
| Additional noninterest expense | $746,000 | 4,613 |
| Pre-tax net operating income | $1,283,000 | 3,804 |
| Securities gains (losses) | $-47,000 | 8,165 |
| Applicable income taxes | $233,000 | 3,517 |
| Income before extraordinary items | $1,003,000 | 3,883 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,003,000 | 3,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-124,000 | 8,414 |
| Cash dividends | $498,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,041,070 | 3,785 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 5,497 |
| Total interest expense | $1,031,000 | 5,793 |
| Net interest income | $1,735,000 | 5,105 |
| Provision for loan and lease losses | $-45,000 | 8,420 |
| Total noninterest income | $522,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $344,000 | 2,387 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $178,000 | 4,012 |
| Total noninterest expense | $1,538,000 | 4,936 |
| Salaries and employee benefits | $848,000 | 4,944 |
| Premises and equipment expense | $164,000 | 5,596 |
| Additional noninterest expense | $526,000 | 4,435 |
| Pre-tax net operating income | $764,000 | 4,119 |
| Securities gains (losses) | $-25,000 | 8,176 |
| Applicable income taxes | $130,000 | 3,822 |
| Income before extraordinary items | $609,000 | 4,139 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $609,000 | 4,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,416 |
| Cash dividends | $498,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $629,500 | 4,055 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 5,587 |
| Total interest expense | $494,000 | 5,890 |
| Net interest income | $844,000 | 5,202 |
| Provision for loan and lease losses | $-45,000 | 8,504 |
| Total noninterest income | $251,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $160,000 | 2,478 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $91,000 | 3,941 |
| Total noninterest expense | $787,000 | 4,844 |
| Salaries and employee benefits | $429,000 | 4,939 |
| Premises and equipment expense | $80,000 | 5,684 |
| Additional noninterest expense | $278,000 | 4,188 |
| Pre-tax net operating income | $353,000 | 4,290 |
| Securities gains (losses) | $-12,000 | 8,291 |
| Applicable income taxes | $74,000 | 3,685 |
| Income before extraordinary items | $267,000 | 4,417 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $267,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,411 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $276,360 | 4,334 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,022,000 | 5,543 |
| Total interest expense | $1,594,000 | 5,966 |
| Net interest income | $3,428,000 | 5,119 |
| Provision for loan and lease losses | $57,000 | 5,470 |
| Total noninterest income | $1,038,000 | 3,455 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $699,000 | 2,373 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $339,000 | 4,060 |
| Total noninterest expense | $2,831,000 | 5,081 |
| Salaries and employee benefits | $1,606,000 | 4,978 |
| Premises and equipment expense | $332,000 | 5,482 |
| Additional noninterest expense | $893,000 | 4,885 |
| Pre-tax net operating income | $1,578,000 | 4,183 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $332,000 | 3,667 |
| Income before extraordinary items | $1,236,000 | 4,218 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,236,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,131 |
| Cash dividends | $1,018,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,243,900 | 4,180 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 5,606 |
| Total interest expense | $1,131,000 | 6,045 |
| Net interest income | $2,552,000 | 5,191 |
| Provision for loan and lease losses | $41,000 | 5,365 |
| Total noninterest income | $733,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $530,000 | 2,361 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $203,000 | 4,511 |
| Total noninterest expense | $2,089,000 | 5,119 |
| Salaries and employee benefits | $1,170,000 | 5,056 |
| Premises and equipment expense | $251,000 | 5,465 |
| Additional noninterest expense | $668,000 | 4,867 |
| Pre-tax net operating income | $1,155,000 | 4,394 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $246,000 | 3,868 |
| Income before extraordinary items | $913,000 | 4,379 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $913,000 | 4,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $498,000 | 2,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $909,840 | 4,383 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 5,619 |
| Total interest expense | $728,000 | 6,052 |
| Net interest income | $1,698,000 | 5,225 |
| Provision for loan and lease losses | $41,000 | 4,698 |
| Total noninterest income | $495,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $358,000 | 2,309 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 4,474 |
| Total noninterest expense | $1,382,000 | 5,162 |
| Salaries and employee benefits | $782,000 | 5,060 |
| Premises and equipment expense | $169,000 | 5,442 |
| Additional noninterest expense | $431,000 | 4,967 |
| Pre-tax net operating income | $770,000 | 4,411 |
| Securities gains (losses) | $5,000 | 842 |
| Applicable income taxes | $165,000 | 3,875 |
| Income before extraordinary items | $610,000 | 4,401 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $610,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $498,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $606,050 | 4,414 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 5,634 |
| Total interest expense | $349,000 | 6,044 |
| Net interest income | $838,000 | 5,260 |
| Provision for loan and lease losses | $36,000 | 3,658 |
| Total noninterest income | $234,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $169,000 | 2,357 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,564 |
| Total noninterest expense | $647,000 | 5,377 |
| Salaries and employee benefits | $394,000 | 5,063 |
| Premises and equipment expense | $83,000 | 5,536 |
| Additional noninterest expense | $170,000 | 5,688 |
| Pre-tax net operating income | $389,000 | 4,342 |
| Securities gains (losses) | $8,000 | 624 |
| Applicable income taxes | $83,000 | 3,847 |
| Income before extraordinary items | $314,000 | 4,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 4,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $307,680 | 4,351 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,617,000 | 5,409 |
| Total interest expense | $1,046,000 | 6,174 |
| Net interest income | $3,571,000 | 4,961 |
| Provision for loan and lease losses | $116,000 | 4,625 |
| Total noninterest income | $1,035,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $711,000 | 2,316 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $324,000 | 4,173 |
| Total noninterest expense | $2,791,000 | 5,026 |
| Salaries and employee benefits | $1,505,000 | 5,035 |
| Premises and equipment expense | $346,000 | 5,324 |
| Additional noninterest expense | $940,000 | 4,624 |
| Pre-tax net operating income | $1,699,000 | 4,087 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $364,000 | 3,851 |
| Income before extraordinary items | $1,339,000 | 4,072 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,339,000 | 4,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,083 |
| Cash dividends | $1,018,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,335,840 | 4,046 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,402,000 | 5,428 |
| Total interest expense | $726,000 | 6,266 |
| Net interest income | $2,676,000 | 4,979 |
| Provision for loan and lease losses | $84,000 | 4,550 |
| Total noninterest income | $751,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $522,000 | 2,355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $229,000 | 4,301 |
| Total noninterest expense | $2,090,000 | 4,992 |
| Salaries and employee benefits | $1,131,000 | 5,013 |
| Premises and equipment expense | $241,000 | 5,543 |
| Additional noninterest expense | $718,000 | 4,551 |
| Pre-tax net operating income | $1,253,000 | 4,205 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $267,000 | 3,982 |
| Income before extraordinary items | $989,000 | 4,191 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $989,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $498,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $986,630 | 4,148 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 5,405 |
| Total interest expense | $448,000 | 6,322 |
| Net interest income | $1,790,000 | 4,954 |
| Provision for loan and lease losses | $42,000 | 4,804 |
| Total noninterest income | $498,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $343,000 | 2,347 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $155,000 | 4,242 |
| Total noninterest expense | $1,393,000 | 4,991 |
| Salaries and employee benefits | $755,000 | 4,997 |
| Premises and equipment expense | $158,000 | 5,558 |
| Additional noninterest expense | $480,000 | 4,513 |
| Pre-tax net operating income | $853,000 | 4,137 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $182,000 | 3,953 |
| Income before extraordinary items | $673,000 | 4,097 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $673,000 | 4,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $498,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $671,420 | 4,051 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 5,425 |
| Total interest expense | $207,000 | 6,446 |
| Net interest income | $900,000 | 4,960 |
| Provision for loan and lease losses | $22,000 | 4,548 |
| Total noninterest income | $241,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $161,000 | 2,413 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,199 |
| Total noninterest expense | $678,000 | 5,114 |
| Salaries and employee benefits | $379,000 | 5,007 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $225,000 | 4,700 |
| Pre-tax net operating income | $441,000 | 4,017 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $93,000 | 3,886 |
| Income before extraordinary items | $348,000 | 3,979 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $348,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $348,000 | 3,931 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 5,356 |
| Total interest expense | $694,000 | 6,620 |
| Net interest income | $3,571,000 | 4,845 |
| Provision for loan and lease losses | $-25,000 | 8,710 |
| Total noninterest income | $917,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $671,000 | 2,471 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $246,000 | 4,677 |
| Total noninterest expense | $2,816,000 | 4,886 |
| Salaries and employee benefits | $1,457,000 | 5,050 |
| Premises and equipment expense | $377,000 | 4,958 |
| Additional noninterest expense | $982,000 | 4,417 |
| Pre-tax net operating income | $1,697,000 | 3,934 |
| Securities gains (losses) | $15,000 | 2,589 |
| Applicable income taxes | $378,000 | 3,802 |
| Income before extraordinary items | $1,334,000 | 3,919 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,334,000 | 3,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,520 |
| Cash dividends | $964,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,322,300 | 3,881 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 5,329 |
| Total interest expense | $525,000 | 6,586 |
| Net interest income | $2,676,000 | 4,826 |
| Provision for loan and lease losses | $-25,000 | 8,803 |
| Total noninterest income | $653,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $493,000 | 2,527 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $160,000 | 4,974 |
| Total noninterest expense | $2,083,000 | 4,888 |
| Salaries and employee benefits | $1,082,000 | 5,029 |
| Premises and equipment expense | $251,000 | 5,329 |
| Additional noninterest expense | $750,000 | 4,289 |
| Pre-tax net operating income | $1,271,000 | 4,013 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $286,000 | 3,870 |
| Income before extraordinary items | $991,000 | 4,029 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $991,000 | 4,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,657 |
| Cash dividends | $444,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $986,320 | 3,974 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 5,337 |
| Total interest expense | $360,000 | 6,541 |
| Net interest income | $1,778,000 | 4,839 |
| Provision for loan and lease losses | $-25,000 | 8,893 |
| Total noninterest income | $418,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $317,000 | 2,597 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $101,000 | 5,138 |
| Total noninterest expense | $1,392,000 | 4,903 |
| Salaries and employee benefits | $709,000 | 5,119 |
| Premises and equipment expense | $173,000 | 5,252 |
| Additional noninterest expense | $510,000 | 4,250 |
| Pre-tax net operating income | $829,000 | 4,016 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $197,000 | 3,814 |
| Income before extraordinary items | $645,000 | 4,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $645,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,791 |
| Cash dividends | $444,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $634,990 | 4,007 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 5,384 |
| Total interest expense | $184,000 | 6,554 |
| Net interest income | $877,000 | 4,889 |
| Provision for loan and lease losses | $-25,000 | 8,964 |
| Total noninterest income | $208,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $153,000 | 2,629 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $687,000 | 4,977 |
| Salaries and employee benefits | $343,000 | 5,260 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $254,000 | 4,267 |
| Pre-tax net operating income | $423,000 | 3,950 |
| Securities gains (losses) | $12,000 | 1,956 |
| Applicable income taxes | $110,000 | 3,630 |
| Income before extraordinary items | $325,000 | 4,054 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $325,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,748 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $316,000 | 3,999 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,258,000 | 5,419 |
| Total interest expense | $901,000 | 6,408 |
| Net interest income | $3,357,000 | 4,926 |
| Provision for loan and lease losses | $107,000 | 5,222 |
| Total noninterest income | $857,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $644,000 | 2,545 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $213,000 | 5,160 |
| Total noninterest expense | $2,527,000 | 5,174 |
| Salaries and employee benefits | $1,309,000 | 5,333 |
| Premises and equipment expense | $409,000 | 4,664 |
| Additional noninterest expense | $809,000 | 5,012 |
| Pre-tax net operating income | $1,580,000 | 3,993 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $323,000 | 4,166 |
| Income before extraordinary items | $1,258,000 | 4,014 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,258,000 | 4,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,012 |
| Cash dividends | $871,000 | 2,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,257,200 | 3,838 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 5,511 |
| Total interest expense | $697,000 | 6,470 |
| Net interest income | $2,465,000 | 5,021 |
| Provision for loan and lease losses | $96,000 | 4,730 |
| Total noninterest income | $662,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $487,000 | 2,534 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 5,035 |
| Total noninterest expense | $1,905,000 | 5,141 |
| Salaries and employee benefits | $1,007,000 | 5,225 |
| Premises and equipment expense | $300,000 | 4,713 |
| Additional noninterest expense | $598,000 | 5,006 |
| Pre-tax net operating income | $1,126,000 | 4,255 |
| Securities gains (losses) | $30,000 | 2,693 |
| Applicable income taxes | $238,000 | 4,368 |
| Income before extraordinary items | $918,000 | 4,232 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $918,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,062 |
| Cash dividends | $420,000 | 2,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $894,300 | 4,138 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 5,560 |
| Total interest expense | $480,000 | 6,510 |
| Net interest income | $1,628,000 | 5,046 |
| Provision for loan and lease losses | $69,000 | 4,553 |
| Total noninterest income | $444,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $323,000 | 2,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $121,000 | 4,975 |
| Total noninterest expense | $1,267,000 | 5,147 |
| Salaries and employee benefits | $669,000 | 5,255 |
| Premises and equipment expense | $191,000 | 4,851 |
| Additional noninterest expense | $407,000 | 4,940 |
| Pre-tax net operating income | $736,000 | 4,296 |
| Securities gains (losses) | $28,000 | 2,409 |
| Applicable income taxes | $149,000 | 4,503 |
| Income before extraordinary items | $615,000 | 4,221 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $615,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,538 |
| Cash dividends | $420,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $592,600 | 4,127 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,530 |
| Total interest expense | $250,000 | 6,492 |
| Net interest income | $824,000 | 4,988 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $235,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $160,000 | 2,454 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 4,475 |
| Total noninterest expense | $634,000 | 5,161 |
| Salaries and employee benefits | $332,000 | 5,279 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $209,000 | 4,798 |
| Pre-tax net operating income | $370,000 | 4,239 |
| Securities gains (losses) | $15,000 | 2,029 |
| Applicable income taxes | $75,000 | 4,475 |
| Income before extraordinary items | $310,000 | 4,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $310,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,980 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $297,850 | 4,077 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 5,485 |
| Total interest expense | $1,187,000 | 6,465 |
| Net interest income | $3,386,000 | 4,869 |
| Provision for loan and lease losses | $290,000 | 3,537 |
| Total noninterest income | $698,000 | 4,345 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $602,000 | 2,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 6,527 |
| Total noninterest expense | $2,516,000 | 5,065 |
| Salaries and employee benefits | $1,209,000 | 5,458 |
| Premises and equipment expense | $363,000 | 4,974 |
| Additional noninterest expense | $944,000 | 4,374 |
| Pre-tax net operating income | $1,278,000 | 4,539 |
| Securities gains (losses) | $30,000 | 2,835 |
| Applicable income taxes | $187,000 | 5,207 |
| Income before extraordinary items | $1,121,000 | 4,273 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,121,000 | 4,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 2,437 |
| Cash dividends | $765,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,095,200 | 4,230 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,888,000 | 5,700 |
| Total interest expense | $1,948,000 | 6,174 |
| Net interest income | $2,940,000 | 5,151 |
| Provision for loan and lease losses | $-67,000 | 9,516 |
| Total noninterest income | $504,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $409,000 | 3,324 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $95,000 | 6,539 |
| Total noninterest expense | $2,514,000 | 4,925 |
| Salaries and employee benefits | $1,178,000 | 5,400 |
| Premises and equipment expense | $340,000 | 5,136 |
| Additional noninterest expense | $996,000 | 4,075 |
| Pre-tax net operating income | $997,000 | 4,908 |
| Securities gains (losses) | $52,000 | 2,305 |
| Applicable income taxes | $126,000 | 5,707 |
| Income before extraordinary items | $923,000 | 4,492 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $923,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,258 |
| Cash dividends | $627,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $877,240 | 4,533 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 5,460 |
| Total interest expense | $2,648,000 | 5,366 |
| Net interest income | $2,750,000 | 5,467 |
| Provision for loan and lease losses | $37,000 | 6,967 |
| Total noninterest income | $525,000 | 4,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,569 |
| Total noninterest expense | $2,189,000 | 5,351 |
| Salaries and employee benefits | $1,181,000 | 5,292 |
| Premises and equipment expense | $372,000 | 4,741 |
| Additional noninterest expense | $636,000 | 5,557 |
| Pre-tax net operating income | $1,049,000 | 5,138 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $142,000 | 6,017 |
| Income before extraordinary items | $910,000 | 4,647 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $910,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,146 |
| Cash dividends | $589,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $907,390 | 4,656 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,172,000 | 5,451 |
| Total interest expense | $2,204,000 | 5,648 |
| Net interest income | $2,968,000 | 5,207 |
| Provision for loan and lease losses | $141,000 | 4,409 |
| Total noninterest income | $553,000 | 4,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 2,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,585 |
| Total noninterest expense | $2,223,000 | 5,290 |
| Salaries and employee benefits | $1,160,000 | 5,292 |
| Premises and equipment expense | $431,000 | 4,271 |
| Additional noninterest expense | $632,000 | 5,632 |
| Pre-tax net operating income | $1,157,000 | 4,878 |
| Securities gains (losses) | $54,000 | 957 |
| Applicable income taxes | $188,000 | 5,838 |
| Income before extraordinary items | $1,023,000 | 4,360 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,023,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,958 |
| Cash dividends | $628,000 | 3,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $977,640 | 4,455 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 5,762 |
| Total interest expense | $2,178,000 | 5,876 |
| Net interest income | $2,722,000 | 5,523 |
| Provision for loan and lease losses | $257,000 | 2,944 |
| Total noninterest income | $515,000 | 4,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 2,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,031 |
| Total noninterest expense | $1,995,000 | 5,611 |
| Salaries and employee benefits | $1,082,000 | 5,471 |
| Premises and equipment expense | $282,000 | 5,564 |
| Additional noninterest expense | $631,000 | 5,549 |
| Pre-tax net operating income | $985,000 | 5,462 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $125,000 | 7,175 |
| Income before extraordinary items | $874,000 | 4,921 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $874,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,070 |
| Cash dividends | $459,000 | 3,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $861,820 | 4,878 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 6,204 |
| Total interest expense | $1,916,000 | 6,435 |
| Net interest income | $2,610,000 | 5,881 |
| Provision for loan and lease losses | $-4,000 | 10,589 |
| Total noninterest income | $492,000 | 5,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $1,845,000 | 5,983 |
| Salaries and employee benefits | $1,055,000 | 5,660 |
| Premises and equipment expense | $273,000 | 5,759 |
| Additional noninterest expense | $517,000 | 6,369 |
| Pre-tax net operating income | $1,261,000 | 5,077 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $238,000 | 6,389 |
| Income before extraordinary items | $1,022,000 | 4,635 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,022,000 | 4,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $658,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 845 |
| Net operating income | $1,022,810 | 4,564 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 6,585 |
| Total interest expense | $1,784,000 | 6,874 |
| Net interest income | $2,513,000 | 6,173 |
| Provision for loan and lease losses | $245,000 | 2,976 |
| Total noninterest income | $523,000 | 5,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 3,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,466 |
| Total noninterest expense | $1,732,000 | 6,538 |
| Salaries and employee benefits | $997,000 | 5,999 |
| Premises and equipment expense | $267,000 | 6,002 |
| Additional noninterest expense | $468,000 | 7,320 |
| Pre-tax net operating income | $1,059,000 | 5,539 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $197,000 | 7,178 |
| Income before extraordinary items | $872,000 | 4,977 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $872,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,372 |
| Cash dividends | $509,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 734 |
| Net operating income | $863,800 | 4,961 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,033,000 | 6,955 |
| Total interest expense | $1,664,000 | 7,235 |
| Net interest income | $2,369,000 | 6,537 |
| Provision for loan and lease losses | $156,000 | 3,557 |
| Total noninterest income | $471,000 | 5,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,878 |
| Total noninterest expense | $1,676,000 | 6,786 |
| Salaries and employee benefits | $933,000 | 6,384 |
| Premises and equipment expense | $257,000 | 6,233 |
| Additional noninterest expense | $486,000 | 7,375 |
| Pre-tax net operating income | $1,008,000 | 5,968 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $178,000 | 7,801 |
| Income before extraordinary items | $830,000 | 5,305 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $830,000 | 5,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,942 |
| Cash dividends | $468,000 | 3,506 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 659 |
| Net operating income | $830,000 | 5,282 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 7,069 |
| Total interest expense | $1,206,000 | 7,877 |
| Net interest income | $2,498,000 | 6,487 |
| Provision for loan and lease losses | $193,000 | 3,099 |
| Total noninterest income | $454,000 | 5,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $1,696,000 | 7,003 |
| Salaries and employee benefits | $859,000 | 6,882 |
| Premises and equipment expense | $272,000 | 6,144 |
| Additional noninterest expense | $565,000 | 7,294 |
| Pre-tax net operating income | $1,063,000 | 5,706 |
| Securities gains (losses) | $21,000 | 1,738 |
| Applicable income taxes | $228,000 | 6,882 |
| Income before extraordinary items | $856,000 | 5,091 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $856,000 | 5,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,553 |
| Cash dividends | $465,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $839,410 | 5,232 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 7,149 |
| Total interest expense | $1,282,000 | 7,945 |
| Net interest income | $2,495,000 | 6,555 |
| Provision for loan and lease losses | $219,000 | 3,726 |
| Total noninterest income | $476,000 | 5,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,385 |
| Total noninterest expense | $1,679,000 | 7,257 |
| Salaries and employee benefits | $829,000 | 7,145 |
| Premises and equipment expense | $298,000 | 5,887 |
| Additional noninterest expense | $552,000 | 7,750 |
| Pre-tax net operating income | $1,073,000 | 5,603 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $297,000 | 6,114 |
| Income before extraordinary items | $801,000 | 5,566 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $801,000 | 5,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,962 |
| Cash dividends | $338,000 | 4,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $782,750 | 5,424 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 7,615 |
| Total interest expense | $1,475,000 | 8,586 |
| Net interest income | $2,446,000 | 6,698 |
| Provision for loan and lease losses | $233,000 | 4,820 |
| Total noninterest income | $464,000 | 5,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $1,757,000 | 7,082 |
| Salaries and employee benefits | $851,000 | 6,925 |
| Premises and equipment expense | $259,000 | 6,615 |
| Additional noninterest expense | $647,000 | 7,125 |
| Pre-tax net operating income | $920,000 | 5,992 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $216,000 | 7,261 |
| Income before extraordinary items | $748,000 | 5,643 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $748,000 | 5,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 4,233 |
| Cash dividends | $285,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $713,680 | 5,500 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.