Home > Bank of Craig > Income and Expense

Bank of Craig, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$712,00010,091
Total interest expense$310,00010,036
Net interest income$402,00010,081
Provision for loan and lease losses$95,0005,236
Total noninterest income$161,0008,071
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$50,0008,047
Trading account gains and feesNANA
Additional Noninterest Income$111,0006,381
Total noninterest expense$440,0009,950
Salaries and employee benefits$196,00010,124
Premises and equipment expense$46,0009,908
Additional noninterest expense$198,0009,143
Pre-tax net operating income$28,0009,691
Securities gains (losses)$2,0003,909
Applicable income taxes$09,340
Income before extraordinary items$30,0009,720
Extraordinary gains, net$032
Net income$30,0009,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,101
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$28,0009,668
1997-12-31 (YTD Data)Rank
Total interest income$693,00010,569
Total interest expense$333,00010,455
Net interest income$360,00010,611
Provision for loan and lease losses$30,0007,369
Total noninterest income$145,0008,671
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$46,0008,517
Trading account gains and feesNANA
Additional Noninterest Income$99,0006,819
Total noninterest expense$442,00010,356
Salaries and employee benefits$193,00010,570
Premises and equipment expense$52,00010,154
Additional noninterest expense$197,0009,449
Pre-tax net operating income$33,00010,294
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$33,00010,310
Extraordinary gains, net$044
Net income$33,00010,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,126
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$33,00010,276
1996-12-31 (YTD Data)Rank
Total interest income$709,00011,104
Total interest expense$337,00011,009
Net interest income$372,00011,142
Provision for loan and lease losses$134,0004,364
Total noninterest income$146,0009,070
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$48,0008,902
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,185
Total noninterest expense$417,00010,913
Salaries and employee benefits$175,00011,139
Premises and equipment expense$46,00010,757
Additional noninterest expense$196,0009,981
Pre-tax net operating income$-33,00010,870
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-33,00010,896
Extraordinary gains, net$053
Net income$-33,00010,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,197
Cash dividends$29,0007,913
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-33,00010,857
1995-12-31 (YTD Data)Rank
Total interest income$666,00011,660
Total interest expense$302,00011,570
Net interest income$364,00011,672
Provision for loan and lease losses$75,0005,235
Total noninterest income$95,00010,385
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$46,0009,371
Trading account gains and feesNANA
Additional Noninterest Income$49,0009,276
Total noninterest expense$348,00011,593
Salaries and employee benefits$157,00011,709
Premises and equipment expense$44,00011,264
Additional noninterest expense$147,00011,084
Pre-tax net operating income$36,00011,363
Securities gains (losses)$6,0002,714
Applicable income taxes$-3,00011,490
Income before extraordinary items$45,00011,312
Extraordinary gains, net$065
Net income$45,00011,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,995
Cash dividends$42,0007,940
Sale, conversion, retirement of capital stock, net$0809
Net operating income$39,00011,311
1994-12-31 (YTD Data)Rank
Total interest income$634,00012,274
Total interest expense$244,00012,225
Net interest income$390,00012,241
Provision for loan and lease losses$45,0006,361
Total noninterest income$77,00011,331
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,0009,903
Trading account gains and feesNANA
Additional Noninterest Income$33,00010,596
Total noninterest expense$352,00012,204
Salaries and employee benefits$158,00012,312
Premises and equipment expense$42,00011,924
Additional noninterest expense$152,00011,766
Pre-tax net operating income$70,00011,806
Securities gains (losses)$03,600
Applicable income taxes$7,00011,444
Income before extraordinary items$63,00011,706
Extraordinary gains, net$0249
Net income$63,00011,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,073
Cash dividends$35,0008,283
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$63,00011,752
1993-12-31 (YTD Data)Rank
Total interest income$627,00012,913
Total interest expense$232,00012,891
Net interest income$395,00012,824
Provision for loan and lease losses$25,0008,682
Total noninterest income$35,00012,868
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,00010,409
Trading account gains and feesNANA
Additional Noninterest Income$-5,00013,281
Total noninterest expense$307,00012,965
Salaries and employee benefits$156,00012,952
Premises and equipment expense$30,00012,856
Additional noninterest expense$121,00012,749
Pre-tax net operating income$98,00011,878
Securities gains (losses)$07,477
Applicable income taxes$4,00011,985
Income before extraordinary items$94,00011,851
Extraordinary gains, net$03,149
Net income$94,00011,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0006,608
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$94,00011,663
1992-12-31 (YTD Data)Rank
Total interest income$664,00013,537
Total interest expense$269,00013,558
Net interest income$395,00013,401
Provision for loan and lease losses$25,00010,242
Total noninterest income$62,00012,785
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,00010,808
Trading account gains and feesNANA
Additional Noninterest Income$25,00012,163
Total noninterest expense$329,00013,476
Salaries and employee benefits$165,00013,445
Premises and equipment expense$41,00013,024
Additional noninterest expense$123,00013,298
Pre-tax net operating income$103,00011,999
Securities gains (losses)$08,369
Applicable income taxes$22,00012,047
Income before extraordinary items$81,00012,203
Extraordinary gains, net$01,422
Net income$81,00012,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0008,076
Cash dividends$44,0007,892
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$81,00011,907

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.