Home > Bank of Coweta > Income and Expense
Bank of Coweta, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 2,384 |
| Total interest expense | $1,095,000 | 2,080 |
| Net interest income | $2,242,000 | 2,504 |
| Provision for loan and lease losses | $6,342,000 | 317 |
| Total noninterest income | $-1,209,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $527,000 | 732 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,736,000 | 7,916 |
| Total noninterest expense | $2,573,000 | 1,926 |
| Salaries and employee benefits | $1,163,000 | 2,120 |
| Premises and equipment expense | $161,000 | 3,699 |
| Additional noninterest expense | $1,249,000 | 1,421 |
| Pre-tax net operating income | $-7,882,000 | 7,822 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $555,000 | 654 |
| Income before extraordinary items | $-8,437,000 | 7,835 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-8,437,000 | 7,836 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-8,437,000 | 7,836 |
| Net charge-offs | $5,960,000 | 293 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 864 |
| Net operating income | $-8,437,000 | 7,835 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,300,000 | 2,083 |
| Total interest expense | $5,930,000 | 1,942 |
| Net interest income | $10,370,000 | 2,116 |
| Provision for loan and lease losses | $18,151,000 | 530 |
| Total noninterest income | $958,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,462,000 | 680 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,504,000 | 7,924 |
| Total noninterest expense | $9,637,000 | 2,087 |
| Salaries and employee benefits | $4,385,000 | 2,239 |
| Premises and equipment expense | $642,000 | 3,701 |
| Additional noninterest expense | $4,610,000 | 1,617 |
| Pre-tax net operating income | $-16,460,000 | 7,660 |
| Securities gains (losses) | $108,000 | 2,079 |
| Applicable income taxes | $-3,126,000 | 7,634 |
| Income before extraordinary items | $-13,226,000 | 7,637 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,226,000 | 7,635 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-13,226,000 | 7,636 |
| Net charge-offs | $17,138,000 | 460 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,154 |
| Net operating income | $-13,313,480 | 7,640 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,634,000 | 2,050 |
| Total interest expense | $4,667,000 | 1,943 |
| Net interest income | $7,967,000 | 2,068 |
| Provision for loan and lease losses | $13,257,000 | 497 |
| Total noninterest income | $908,000 | 3,009 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,837,000 | 686 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-929,000 | 8,007 |
| Total noninterest expense | $7,444,000 | 2,030 |
| Salaries and employee benefits | $3,404,000 | 2,181 |
| Premises and equipment expense | $491,000 | 3,666 |
| Additional noninterest expense | $3,549,000 | 1,516 |
| Pre-tax net operating income | $-11,826,000 | 7,783 |
| Securities gains (losses) | $108,000 | 1,771 |
| Applicable income taxes | $-850,000 | 7,502 |
| Income before extraordinary items | $-10,868,000 | 7,797 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-10,868,000 | 7,796 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-10,868,000 | 7,796 |
| Net charge-offs | $13,469,000 | 415 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 981 |
| Net operating income | $-10,968,440 | 7,803 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,721,000 | 2,007 |
| Total interest expense | $3,286,000 | 1,941 |
| Net interest income | $5,435,000 | 2,015 |
| Provision for loan and lease losses | $9,247,000 | 474 |
| Total noninterest income | $583,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,191,000 | 698 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-608,000 | 8,095 |
| Total noninterest expense | $5,073,000 | 2,005 |
| Salaries and employee benefits | $2,289,000 | 2,203 |
| Premises and equipment expense | $325,000 | 3,706 |
| Additional noninterest expense | $2,459,000 | 1,504 |
| Pre-tax net operating income | $-8,302,000 | 7,877 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-3,279,000 | 7,986 |
| Income before extraordinary items | $-5,023,000 | 7,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,023,000 | 7,797 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,023,000 | 7,797 |
| Net charge-offs | $8,153,000 | 431 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 829 |
| Net operating income | $-5,023,000 | 7,812 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 1,961 |
| Total interest expense | $1,751,000 | 1,908 |
| Net interest income | $2,801,000 | 1,949 |
| Provision for loan and lease losses | $1,673,000 | 848 |
| Total noninterest income | $151,000 | 4,388 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $578,000 | 695 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-427,000 | 8,188 |
| Total noninterest expense | $2,351,000 | 2,105 |
| Salaries and employee benefits | $1,123,000 | 2,273 |
| Premises and equipment expense | $162,000 | 3,754 |
| Additional noninterest expense | $1,066,000 | 1,510 |
| Pre-tax net operating income | $-1,072,000 | 7,652 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-447,000 | 7,874 |
| Income before extraordinary items | $-625,000 | 7,541 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-625,000 | 7,542 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-625,000 | 7,542 |
| Net charge-offs | $1,057,000 | 929 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 736 |
| Net operating income | $-625,000 | 7,524 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,670,000 | 1,781 |
| Total interest expense | $10,294,000 | 1,578 |
| Net interest income | $11,376,000 | 1,951 |
| Provision for loan and lease losses | $10,444,000 | 578 |
| Total noninterest income | $-2,339,000 | 8,270 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,442,000 | 711 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-4,781,000 | 8,295 |
| Total noninterest expense | $9,473,000 | 2,035 |
| Salaries and employee benefits | $4,560,000 | 2,222 |
| Premises and equipment expense | $671,000 | 3,611 |
| Additional noninterest expense | $4,242,000 | 1,460 |
| Pre-tax net operating income | $-10,880,000 | 8,006 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-4,346,000 | 8,075 |
| Income before extraordinary items | $-6,534,000 | 7,892 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,534,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,370,000 | 466 |
| Cash dividends | $823,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 975 |
| Net operating income | $-6,534,000 | 7,932 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,750,000 | 1,771 |
| Total interest expense | $7,849,000 | 1,606 |
| Net interest income | $8,901,000 | 1,904 |
| Provision for loan and lease losses | $5,247,000 | 633 |
| Total noninterest income | $-1,843,000 | 8,356 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,806,000 | 730 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-3,649,000 | 8,375 |
| Total noninterest expense | $7,135,000 | 2,012 |
| Salaries and employee benefits | $3,346,000 | 2,298 |
| Premises and equipment expense | $509,000 | 3,589 |
| Additional noninterest expense | $3,280,000 | 1,362 |
| Pre-tax net operating income | $-5,324,000 | 8,138 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-2,171,000 | 8,195 |
| Income before extraordinary items | $-3,153,000 | 8,031 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,153,000 | 8,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,332,000 | 495 |
| Cash dividends | $823,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 845 |
| Net operating income | $-3,153,000 | 8,087 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,565,000 | 1,735 |
| Total interest expense | $5,353,000 | 1,639 |
| Net interest income | $6,212,000 | 1,804 |
| Provision for loan and lease losses | $3,440,000 | 554 |
| Total noninterest income | $-264,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,191,000 | 727 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-1,455,000 | 8,444 |
| Total noninterest expense | $4,830,000 | 1,983 |
| Salaries and employee benefits | $2,208,000 | 2,345 |
| Premises and equipment expense | $334,000 | 3,658 |
| Additional noninterest expense | $2,288,000 | 1,297 |
| Pre-tax net operating income | $-2,322,000 | 8,199 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-977,000 | 8,268 |
| Income before extraordinary items | $-1,345,000 | 8,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,345,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,583,000 | 473 |
| Cash dividends | $823,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 688 |
| Net operating income | $-1,345,000 | 8,105 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,049,000 | 1,708 |
| Total interest expense | $2,827,000 | 1,663 |
| Net interest income | $3,222,000 | 1,726 |
| Provision for loan and lease losses | $2,121,000 | 391 |
| Total noninterest income | $419,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $628,000 | 683 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-209,000 | 8,467 |
| Total noninterest expense | $2,463,000 | 1,942 |
| Salaries and employee benefits | $1,236,000 | 2,123 |
| Premises and equipment expense | $163,000 | 3,740 |
| Additional noninterest expense | $1,064,000 | 1,355 |
| Pre-tax net operating income | $-943,000 | 8,261 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-395,000 | 8,338 |
| Income before extraordinary items | $-548,000 | 8,172 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-548,000 | 8,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,045,000 | 285 |
| Cash dividends | $414,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 560 |
| Net operating income | $-548,000 | 8,159 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,257,000 | 1,368 |
| Total interest expense | $13,958,000 | 1,433 |
| Net interest income | $17,299,000 | 1,292 |
| Provision for loan and lease losses | $5,951,000 | 356 |
| Total noninterest income | $2,292,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,551,000 | 691 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-259,000 | 8,516 |
| Total noninterest expense | $8,656,000 | 2,128 |
| Salaries and employee benefits | $4,405,000 | 2,286 |
| Premises and equipment expense | $697,000 | 3,453 |
| Additional noninterest expense | $3,554,000 | 1,563 |
| Pre-tax net operating income | $4,984,000 | 1,643 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $1,688,000 | 1,291 |
| Income before extraordinary items | $3,295,000 | 1,890 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,295,000 | 1,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,305,000 | 259 |
| Cash dividends | $7,706,000 | 516 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 761 |
| Net operating income | $3,295,660 | 1,874 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,307,000 | 1,311 |
| Total interest expense | $10,684,000 | 1,408 |
| Net interest income | $13,623,000 | 1,231 |
| Provision for loan and lease losses | $3,727,000 | 323 |
| Total noninterest income | $2,831,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,908,000 | 679 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $923,000 | 1,933 |
| Total noninterest expense | $6,302,000 | 2,157 |
| Salaries and employee benefits | $3,294,000 | 2,282 |
| Premises and equipment expense | $521,000 | 3,447 |
| Additional noninterest expense | $2,487,000 | 1,639 |
| Pre-tax net operating income | $6,425,000 | 1,077 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $2,333,000 | 849 |
| Income before extraordinary items | $4,091,000 | 1,259 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,091,000 | 1,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,690,000 | 451 |
| Cash dividends | $5,676,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 642 |
| Net operating income | $4,091,640 | 1,247 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,712,000 | 1,276 |
| Total interest expense | $7,105,000 | 1,413 |
| Net interest income | $9,607,000 | 1,188 |
| Provision for loan and lease losses | $1,518,000 | 413 |
| Total noninterest income | $1,901,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,261,000 | 691 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $640,000 | 1,891 |
| Total noninterest expense | $4,210,000 | 2,181 |
| Salaries and employee benefits | $2,255,000 | 2,270 |
| Premises and equipment expense | $348,000 | 3,460 |
| Additional noninterest expense | $1,607,000 | 1,692 |
| Pre-tax net operating income | $5,780,000 | 833 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $2,128,000 | 697 |
| Income before extraordinary items | $3,651,000 | 986 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,651,000 | 985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $888,000 | 487 |
| Cash dividends | $3,646,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 539 |
| Net operating income | $3,651,640 | 966 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,393,000 | 1,263 |
| Total interest expense | $3,541,000 | 1,407 |
| Net interest income | $4,852,000 | 1,156 |
| Provision for loan and lease losses | $225,000 | 1,053 |
| Total noninterest income | $943,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $596,000 | 710 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $347,000 | 1,758 |
| Total noninterest expense | $2,125,000 | 2,176 |
| Salaries and employee benefits | $1,161,000 | 2,217 |
| Premises and equipment expense | $167,000 | 3,593 |
| Additional noninterest expense | $797,000 | 1,686 |
| Pre-tax net operating income | $3,445,000 | 714 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,270,000 | 611 |
| Income before extraordinary items | $2,175,000 | 824 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,175,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $1,616,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 376 |
| Net operating income | $2,175,000 | 816 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,925,000 | 1,226 |
| Total interest expense | $11,933,000 | 1,407 |
| Net interest income | $19,992,000 | 1,109 |
| Provision for loan and lease losses | $750,000 | 1,331 |
| Total noninterest income | $3,780,000 | 1,340 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,585,000 | 677 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,195,000 | 1,971 |
| Total noninterest expense | $7,894,000 | 2,237 |
| Salaries and employee benefits | $4,227,000 | 2,326 |
| Premises and equipment expense | $652,000 | 3,531 |
| Additional noninterest expense | $3,015,000 | 1,751 |
| Pre-tax net operating income | $15,128,000 | 685 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,534,000 | 587 |
| Income before extraordinary items | $9,594,000 | 775 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,594,000 | 774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,358 |
| Cash dividends | $6,462,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 768 |
| Net operating income | $9,594,000 | 764 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,522,000 | 1,248 |
| Total interest expense | $8,493,000 | 1,440 |
| Net interest income | $15,029,000 | 1,122 |
| Provision for loan and lease losses | $675,000 | 1,080 |
| Total noninterest income | $2,873,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,970,000 | 676 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $903,000 | 1,969 |
| Total noninterest expense | $5,865,000 | 2,248 |
| Salaries and employee benefits | $3,164,000 | 2,327 |
| Premises and equipment expense | $484,000 | 3,559 |
| Additional noninterest expense | $2,217,000 | 1,756 |
| Pre-tax net operating income | $11,362,000 | 715 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,155,000 | 620 |
| Income before extraordinary items | $7,207,000 | 813 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,207,000 | 812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,707 |
| Cash dividends | $4,782,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 637 |
| Net operating income | $7,207,000 | 804 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,109,000 | 1,276 |
| Total interest expense | $5,083,000 | 1,532 |
| Net interest income | $10,026,000 | 1,123 |
| Provision for loan and lease losses | $450,000 | 1,060 |
| Total noninterest income | $1,918,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,296,000 | 670 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $622,000 | 1,914 |
| Total noninterest expense | $3,868,000 | 2,286 |
| Salaries and employee benefits | $2,115,000 | 2,322 |
| Premises and equipment expense | $322,000 | 3,562 |
| Additional noninterest expense | $1,431,000 | 1,823 |
| Pre-tax net operating income | $7,626,000 | 709 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,804,000 | 621 |
| Income before extraordinary items | $4,822,000 | 807 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,822,000 | 807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $3,101,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 513 |
| Net operating income | $4,822,000 | 796 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,180,000 | 1,317 |
| Total interest expense | $2,296,000 | 1,611 |
| Net interest income | $4,884,000 | 1,151 |
| Provision for loan and lease losses | $225,000 | 1,018 |
| Total noninterest income | $999,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $598,000 | 701 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $401,000 | 1,576 |
| Total noninterest expense | $1,967,000 | 2,258 |
| Salaries and employee benefits | $1,039,000 | 2,363 |
| Premises and equipment expense | $153,000 | 3,731 |
| Additional noninterest expense | $775,000 | 1,687 |
| Pre-tax net operating income | $3,691,000 | 719 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,364,000 | 628 |
| Income before extraordinary items | $2,327,000 | 822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,327,000 | 821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $1,420,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 355 |
| Net operating income | $2,327,000 | 807 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,332,000 | 1,382 |
| Total interest expense | $6,985,000 | 1,631 |
| Net interest income | $17,347,000 | 1,250 |
| Provision for loan and lease losses | $628,000 | 1,575 |
| Total noninterest income | $3,715,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,628,000 | 657 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,087,000 | 2,093 |
| Total noninterest expense | $6,804,000 | 2,453 |
| Salaries and employee benefits | $3,491,000 | 2,604 |
| Premises and equipment expense | $627,000 | 3,524 |
| Additional noninterest expense | $2,686,000 | 1,887 |
| Pre-tax net operating income | $13,630,000 | 723 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,070,000 | 632 |
| Income before extraordinary items | $8,560,000 | 841 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,560,000 | 843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,241 |
| Cash dividends | $5,678,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 689 |
| Net operating income | $8,560,000 | 832 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,458,000 | 1,391 |
| Total interest expense | $4,996,000 | 1,609 |
| Net interest income | $12,462,000 | 1,298 |
| Provision for loan and lease losses | $466,000 | 1,491 |
| Total noninterest income | $2,804,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,319,000 | 543 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $485,000 | 2,943 |
| Total noninterest expense | $5,014,000 | 2,463 |
| Salaries and employee benefits | $2,541,000 | 2,630 |
| Premises and equipment expense | $466,000 | 3,538 |
| Additional noninterest expense | $2,007,000 | 1,861 |
| Pre-tax net operating income | $9,786,000 | 758 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,646,000 | 660 |
| Income before extraordinary items | $6,140,000 | 879 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,140,000 | 880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,216 |
| Cash dividends | $4,107,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 530 |
| Net operating income | $6,140,000 | 860 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,287,000 | 1,399 |
| Total interest expense | $3,190,000 | 1,581 |
| Net interest income | $8,097,000 | 1,328 |
| Provision for loan and lease losses | $358,000 | 1,313 |
| Total noninterest income | $1,863,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,503,000 | 552 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $360,000 | 2,722 |
| Total noninterest expense | $3,300,000 | 2,471 |
| Salaries and employee benefits | $1,666,000 | 2,661 |
| Premises and equipment expense | $299,000 | 3,637 |
| Additional noninterest expense | $1,335,000 | 1,853 |
| Pre-tax net operating income | $6,302,000 | 770 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,349,000 | 668 |
| Income before extraordinary items | $3,953,000 | 883 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,953,000 | 883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,193 |
| Cash dividends | $2,537,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 409 |
| Net operating income | $3,953,000 | 862 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 1,410 |
| Total interest expense | $1,545,000 | 1,544 |
| Net interest income | $3,920,000 | 1,364 |
| Provision for loan and lease losses | $215,000 | 1,072 |
| Total noninterest income | $872,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $727,000 | 547 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $145,000 | 3,034 |
| Total noninterest expense | $1,655,000 | 2,478 |
| Salaries and employee benefits | $842,000 | 2,660 |
| Premises and equipment expense | $147,000 | 3,704 |
| Additional noninterest expense | $666,000 | 1,846 |
| Pre-tax net operating income | $2,922,000 | 811 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,079,000 | 720 |
| Income before extraordinary items | $1,843,000 | 951 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,843,000 | 952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $965,000 | 706 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 250 |
| Net operating income | $1,843,000 | 925 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,724,000 | 1,302 |
| Total interest expense | $5,639,000 | 1,463 |
| Net interest income | $16,085,000 | 1,254 |
| Provision for loan and lease losses | $837,000 | 1,243 |
| Total noninterest income | $3,848,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,863,000 | 607 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $985,000 | 2,173 |
| Total noninterest expense | $7,399,000 | 2,153 |
| Salaries and employee benefits | $4,135,000 | 2,105 |
| Premises and equipment expense | $554,000 | 3,780 |
| Additional noninterest expense | $2,710,000 | 1,802 |
| Pre-tax net operating income | $11,697,000 | 760 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,348,000 | 660 |
| Income before extraordinary items | $7,349,000 | 893 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,349,000 | 894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 2,177 |
| Cash dividends | $3,862,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 570 |
| Net operating income | $7,349,000 | 858 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,455,000 | 1,274 |
| Total interest expense | $4,154,000 | 1,454 |
| Net interest income | $12,301,000 | 1,212 |
| Provision for loan and lease losses | $621,000 | 1,205 |
| Total noninterest income | $2,889,000 | 1,340 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,167,000 | 606 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $722,000 | 2,216 |
| Total noninterest expense | $5,759,000 | 2,077 |
| Salaries and employee benefits | $3,339,000 | 1,953 |
| Premises and equipment expense | $428,000 | 3,691 |
| Additional noninterest expense | $1,992,000 | 1,799 |
| Pre-tax net operating income | $8,810,000 | 753 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,274,000 | 675 |
| Income before extraordinary items | $5,536,000 | 899 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,536,000 | 900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,018 |
| Cash dividends | $2,908,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 438 |
| Net operating income | $5,536,000 | 858 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,925,000 | 1,260 |
| Total interest expense | $2,678,000 | 1,487 |
| Net interest income | $8,247,000 | 1,198 |
| Provision for loan and lease losses | $432,000 | 1,145 |
| Total noninterest income | $1,887,000 | 1,344 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,479,000 | 588 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $408,000 | 2,477 |
| Total noninterest expense | $3,834,000 | 2,082 |
| Salaries and employee benefits | $2,234,000 | 1,947 |
| Premises and equipment expense | $281,000 | 3,738 |
| Additional noninterest expense | $1,319,000 | 1,814 |
| Pre-tax net operating income | $5,868,000 | 757 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,181,000 | 676 |
| Income before extraordinary items | $3,687,000 | 887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,687,000 | 887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,952 |
| Cash dividends | $1,954,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 340 |
| Net operating income | $3,687,000 | 849 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,461,000 | 1,271 |
| Total interest expense | $1,295,000 | 1,546 |
| Net interest income | $4,166,000 | 1,187 |
| Provision for loan and lease losses | $215,000 | 1,093 |
| Total noninterest income | $925,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $685,000 | 625 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $240,000 | 2,187 |
| Total noninterest expense | $1,951,000 | 2,057 |
| Salaries and employee benefits | $1,124,000 | 1,945 |
| Premises and equipment expense | $142,000 | 3,735 |
| Additional noninterest expense | $685,000 | 1,739 |
| Pre-tax net operating income | $2,925,000 | 752 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,087,000 | 687 |
| Income before extraordinary items | $1,838,000 | 888 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,838,000 | 888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,838,000 | 837 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,100,000 | 1,424 |
| Total interest expense | $5,073,000 | 1,762 |
| Net interest income | $15,027,000 | 1,298 |
| Provision for loan and lease losses | $889,000 | 1,344 |
| Total noninterest income | $3,188,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,395,000 | 711 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $793,000 | 2,749 |
| Total noninterest expense | $7,390,000 | 2,131 |
| Salaries and employee benefits | $4,264,000 | 2,004 |
| Premises and equipment expense | $554,000 | 3,750 |
| Additional noninterest expense | $2,572,000 | 1,875 |
| Pre-tax net operating income | $9,936,000 | 864 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,662,000 | 791 |
| Income before extraordinary items | $6,274,000 | 1,022 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,274,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,892 |
| Cash dividends | $3,121,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 685 |
| Net operating income | $6,274,000 | 961 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,841,000 | 1,476 |
| Total interest expense | $3,848,000 | 1,811 |
| Net interest income | $10,993,000 | 1,341 |
| Provision for loan and lease losses | $574,000 | 1,474 |
| Total noninterest income | $2,321,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,730,000 | 746 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $591,000 | 2,851 |
| Total noninterest expense | $5,325,000 | 2,213 |
| Salaries and employee benefits | $3,052,000 | 2,093 |
| Premises and equipment expense | $405,000 | 3,814 |
| Additional noninterest expense | $1,868,000 | 1,915 |
| Pre-tax net operating income | $7,415,000 | 898 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,731,000 | 842 |
| Income before extraordinary items | $4,684,000 | 1,077 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,684,000 | 1,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,505 |
| Cash dividends | $2,396,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,684,000 | 1,008 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,676,000 | 1,528 |
| Total interest expense | $2,593,000 | 1,855 |
| Net interest income | $7,083,000 | 1,383 |
| Provision for loan and lease losses | $359,000 | 1,561 |
| Total noninterest income | $1,519,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,185,000 | 721 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $334,000 | 3,106 |
| Total noninterest expense | $3,509,000 | 2,238 |
| Salaries and employee benefits | $1,994,000 | 2,129 |
| Premises and equipment expense | $271,000 | 3,795 |
| Additional noninterest expense | $1,244,000 | 1,927 |
| Pre-tax net operating income | $4,734,000 | 930 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,739,000 | 874 |
| Income before extraordinary items | $2,995,000 | 1,127 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,995,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,655 |
| Cash dividends | $1,646,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,995,000 | 1,036 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 1,615 |
| Total interest expense | $1,263,000 | 1,954 |
| Net interest income | $3,331,000 | 1,458 |
| Provision for loan and lease losses | $143,000 | 1,860 |
| Total noninterest income | $746,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $558,000 | 751 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $188,000 | 2,829 |
| Total noninterest expense | $1,743,000 | 2,241 |
| Salaries and employee benefits | $986,000 | 2,143 |
| Premises and equipment expense | $135,000 | 3,814 |
| Additional noninterest expense | $622,000 | 1,884 |
| Pre-tax net operating income | $2,191,000 | 1,005 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $801,000 | 960 |
| Income before extraordinary items | $1,390,000 | 1,194 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,390,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,432 |
| Cash dividends | $1,039,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,390,000 | 1,111 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,555,000 | 1,658 |
| Total interest expense | $5,324,000 | 2,112 |
| Net interest income | $13,231,000 | 1,476 |
| Provision for loan and lease losses | $844,000 | 1,553 |
| Total noninterest income | $4,172,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,335,000 | 692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,837,000 | 1,410 |
| Total noninterest expense | $7,137,000 | 2,103 |
| Salaries and employee benefits | $3,963,000 | 2,015 |
| Premises and equipment expense | $611,000 | 3,358 |
| Additional noninterest expense | $2,563,000 | 1,814 |
| Pre-tax net operating income | $9,422,000 | 910 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,451,000 | 815 |
| Income before extraordinary items | $5,971,000 | 1,053 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,971,000 | 1,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 1,443 |
| Cash dividends | $4,213,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 580 |
| Net operating income | $5,971,000 | 1,011 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,109,000 | 1,689 |
| Total interest expense | $8,018,000 | 2,013 |
| Net interest income | $12,091,000 | 1,473 |
| Provision for loan and lease losses | $629,000 | 1,829 |
| Total noninterest income | $2,954,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,153,000 | 688 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $801,000 | 2,385 |
| Total noninterest expense | $6,579,000 | 2,184 |
| Salaries and employee benefits | $3,619,000 | 2,085 |
| Premises and equipment expense | $648,000 | 3,151 |
| Additional noninterest expense | $2,312,000 | 1,949 |
| Pre-tax net operating income | $7,837,000 | 962 |
| Securities gains (losses) | $164,000 | 1,346 |
| Applicable income taxes | $2,901,000 | 863 |
| Income before extraordinary items | $5,100,000 | 1,073 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,100,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,982 |
| Cash dividends | $5,347,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 575 |
| Net operating income | $4,995,040 | 1,054 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,309,000 | 1,617 |
| Total interest expense | $8,690,000 | 1,987 |
| Net interest income | $12,619,000 | 1,393 |
| Provision for loan and lease losses | $412,000 | 2,228 |
| Total noninterest income | $3,471,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,916,000 | 712 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,555,000 | 1,348 |
| Total noninterest expense | $6,909,000 | 2,003 |
| Salaries and employee benefits | $3,856,000 | 1,868 |
| Premises and equipment expense | $693,000 | 2,901 |
| Additional noninterest expense | $2,360,000 | 1,867 |
| Pre-tax net operating income | $8,769,000 | 884 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $3,192,000 | 787 |
| Income before extraordinary items | $5,576,000 | 957 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,576,000 | 957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,782 |
| Cash dividends | $5,094,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 719 |
| Net operating income | $5,576,640 | 955 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,402,000 | 1,765 |
| Total interest expense | $7,189,000 | 2,076 |
| Net interest income | $11,213,000 | 1,551 |
| Provision for loan and lease losses | $282,000 | 2,811 |
| Total noninterest income | $2,916,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,752,000 | 764 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,164,000 | 1,685 |
| Total noninterest expense | $6,499,000 | 2,096 |
| Salaries and employee benefits | $3,815,000 | 1,823 |
| Premises and equipment expense | $782,000 | 2,591 |
| Additional noninterest expense | $1,902,000 | 2,301 |
| Pre-tax net operating income | $7,348,000 | 1,062 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $2,651,000 | 978 |
| Income before extraordinary items | $4,707,000 | 1,164 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,707,000 | 1,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,328 |
| Cash dividends | $3,867,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 919 |
| Net operating income | $4,700,600 | 1,151 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,780,000 | 1,828 |
| Total interest expense | $7,436,000 | 2,044 |
| Net interest income | $10,344,000 | 1,648 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $2,733,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,574,000 | 783 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,159,000 | 1,669 |
| Total noninterest expense | $6,478,000 | 2,024 |
| Salaries and employee benefits | $3,821,000 | 1,729 |
| Premises and equipment expense | $869,000 | 2,241 |
| Additional noninterest expense | $1,788,000 | 2,336 |
| Pre-tax net operating income | $6,239,000 | 1,194 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,223,000 | 1,128 |
| Income before extraordinary items | $4,016,000 | 1,317 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,016,000 | 1,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,888 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 725 |
| Net operating income | $4,016,000 | 1,265 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,158,000 | 1,922 |
| Total interest expense | $7,307,000 | 2,083 |
| Net interest income | $9,851,000 | 1,773 |
| Provision for loan and lease losses | $480,000 | 1,829 |
| Total noninterest income | $2,133,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,348,000 | 946 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $785,000 | 2,057 |
| Total noninterest expense | $6,166,000 | 2,094 |
| Salaries and employee benefits | $3,512,000 | 1,864 |
| Premises and equipment expense | $802,000 | 2,420 |
| Additional noninterest expense | $1,852,000 | 2,252 |
| Pre-tax net operating income | $5,338,000 | 1,455 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,899,000 | 1,387 |
| Income before extraordinary items | $3,439,000 | 1,568 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,439,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,298 |
| Cash dividends | $2,237,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,439,000 | 1,532 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,327,000 | 2,199 |
| Total interest expense | $6,315,000 | 2,447 |
| Net interest income | $9,012,000 | 1,995 |
| Provision for loan and lease losses | $297,000 | 2,617 |
| Total noninterest income | $1,820,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,246,000 | 1,054 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $574,000 | 2,643 |
| Total noninterest expense | $5,755,000 | 2,392 |
| Salaries and employee benefits | $3,250,000 | 2,038 |
| Premises and equipment expense | $789,000 | 2,487 |
| Additional noninterest expense | $1,716,000 | 2,795 |
| Pre-tax net operating income | $4,780,000 | 1,512 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,763,000 | 1,374 |
| Income before extraordinary items | $3,017,000 | 1,649 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,017,000 | 1,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,244 |
| Cash dividends | $2,251,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 820 |
| Net operating income | $3,017,000 | 1,621 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,655,000 | 2,296 |
| Total interest expense | $5,943,000 | 2,584 |
| Net interest income | $8,712,000 | 2,061 |
| Provision for loan and lease losses | $190,000 | 3,120 |
| Total noninterest income | $1,707,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,174,000 | 1,137 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $533,000 | 2,753 |
| Total noninterest expense | $5,490,000 | 2,477 |
| Salaries and employee benefits | $3,202,000 | 2,076 |
| Premises and equipment expense | $659,000 | 2,963 |
| Additional noninterest expense | $1,629,000 | 2,857 |
| Pre-tax net operating income | $4,739,000 | 1,570 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,733,000 | 1,444 |
| Income before extraordinary items | $3,006,000 | 1,693 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,006,000 | 1,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,003 |
| Cash dividends | $2,450,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,006,000 | 1,665 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,109,000 | 2,326 |
| Total interest expense | $4,615,000 | 2,649 |
| Net interest income | $8,494,000 | 2,119 |
| Provision for loan and lease losses | $302,000 | 2,231 |
| Total noninterest income | $1,537,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $960,000 | 1,404 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $577,000 | 2,664 |
| Total noninterest expense | $5,364,000 | 2,600 |
| Salaries and employee benefits | $3,163,000 | 2,091 |
| Premises and equipment expense | $635,000 | 3,103 |
| Additional noninterest expense | $1,566,000 | 3,181 |
| Pre-tax net operating income | $4,365,000 | 1,644 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $1,598,000 | 1,467 |
| Income before extraordinary items | $2,773,000 | 1,762 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,773,000 | 1,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,612 |
| Cash dividends | $1,399,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,769,160 | 1,767 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,388,000 | 2,486 |
| Total interest expense | $4,843,000 | 2,651 |
| Net interest income | $7,545,000 | 2,374 |
| Provision for loan and lease losses | $251,000 | 3,367 |
| Total noninterest income | $1,594,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $892,000 | 1,521 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $702,000 | 2,595 |
| Total noninterest expense | $5,292,000 | 2,705 |
| Salaries and employee benefits | $3,162,000 | 2,099 |
| Premises and equipment expense | $597,000 | 3,345 |
| Additional noninterest expense | $1,533,000 | 3,450 |
| Pre-tax net operating income | $3,596,000 | 1,898 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $1,255,000 | 1,858 |
| Income before extraordinary items | $2,364,000 | 2,115 |
| Extraordinary gains, net | $-206,000 | 13,054 |
| Net income | $2,158,000 | 2,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,539 |
| Cash dividends | $2,172,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,349,050 | 2,006 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,748,000 | 2,763 |
| Total interest expense | $5,722,000 | 2,912 |
| Net interest income | $7,026,000 | 2,580 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $1,308,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $820,000 | 1,666 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $488,000 | 3,245 |
| Total noninterest expense | $4,663,000 | 3,061 |
| Salaries and employee benefits | $2,731,000 | 2,371 |
| Premises and equipment expense | $573,000 | 3,514 |
| Additional noninterest expense | $1,359,000 | 3,899 |
| Pre-tax net operating income | $3,371,000 | 1,836 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,206,000 | 1,752 |
| Income before extraordinary items | $2,165,000 | 2,121 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,165,000 | 2,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 5,395 |
| Cash dividends | $957,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,165,000 | 1,949 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.