Home > Bank of Coweta > Assets and Liabilities
Bank of Coweta, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 67 | 2,396 |
| Assets and Liabilities | ||
| Total Assets: | $342,211,000 | 2,005 |
| Cash and due from depository institutions | $6,944,000 | 2,396 |
| Interest-bearing balances | $63,000 | 6,772 |
| Securities | $40,855,000 | 2,819 |
| Federal funds sold & reverse repurchase agreements | $106,457,000 | 72 |
| Net loans & leases | $171,863,000 | 2,525 |
| Loan loss allowance | $8,535,000 | 1,007 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,611,000 | 3,853 |
| Other real estate owned | $5,614,000 | 2,396 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $7,867,000 | 2,460 |
| Life insurance assets | $2,334,000 | 2,134 |
| Total liabilities and capital | $342,211,000 | 2,005 |
| Total liabilities | $310,080,000 | 1,993 |
| Total deposits | $302,216,000 | 1,870 |
| Interest-bearing deposits | $258,074,000 | 1,904 |
| Deposits held in domestic offices | $302,216,000 | 1,868 |
| % insured | 87.00% | 4,679 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $6,000,000 | 3,266 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,864,000 | 2,218 |
| Total equity capital | $32,131,000 | 2,092 |
| Total bank equity capital | $32,131,000 | 2,091 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $47,543,000 | 748 |
| Undivided profits | $-15,912,000 | 7,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $22,891,000 | 800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $580,000 | 471 |
| Income earned, not collected on loans | $1,130,000 | 2,886 |
| Earning assets | $319,238,000 | 1,949 |
| Long-term assets (5+ years) | $24,934,000 | 3,767 |
| Average Assets, year-to-date | $339,336,500 | 2,023 |
| Average Assets, quarterly | $339,336,500 | 2,023 |
| Volatile liabilities | $85,110,000 | 1,732 |
| Insider loans | $2,514,000 | 2,596 |
| FHLB advances | $6,000,000 | 3,124 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,416,000 | 3,384 |
| Tier 1 (core) risk-based capital | $31,412,000 | 2,027 |
| Tier 2 risk-based capital | $2,641,000 | 2,082 |
| Total risk weighted assets | $205,420,000 | 2,265 |
| Total unused commitments | $14,416,000 | 3,388 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 67 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $336,462,000 | 2,051 |
| Cash and due from depository institutions | $4,246,000 | 2,418 |
| Interest-bearing balances | $67,000 | 6,663 |
| Securities | $45,341,000 | 2,579 |
| Federal funds sold & reverse repurchase agreements | $72,664,000 | 106 |
| Net loans & leases | $191,816,000 | 2,355 |
| Loan loss allowance | $8,153,000 | 1,045 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,633,000 | 3,863 |
| Other real estate owned | $5,896,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $13,866,000 | 1,623 |
| Life insurance assets | $2,412,000 | 2,098 |
| Total liabilities and capital | $336,462,000 | 2,051 |
| Total liabilities | $306,383,000 | 2,026 |
| Total deposits | $298,371,000 | 1,892 |
| Interest-bearing deposits | $257,629,000 | 1,901 |
| Deposits held in domestic offices | $298,371,000 | 1,890 |
| % insured | 86.08% | 5,004 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,000,000 | 3,416 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,012,000 | 2,119 |
| Total equity capital | $30,079,000 | 2,204 |
| Total bank equity capital | $30,079,000 | 2,202 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $37,036,000 | 929 |
| Undivided profits | $-7,457,000 | 7,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $26,134,000 | 711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,307,000 | 2,592 |
| Earning assets | $309,888,000 | 2,038 |
| Long-term assets (5+ years) | $36,492,000 | 2,985 |
| Average Assets, year-to-date | $361,916,200 | 1,878 |
| Average Assets, quarterly | $342,977,000 | 2,008 |
| Volatile liabilities | $86,659,000 | 1,716 |
| Insider loans | $2,864,000 | 2,445 |
| FHLB advances | $6,000,000 | 3,282 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $16,014,000 | 3,179 |
| Tier 1 (core) risk-based capital | $29,178,000 | 2,156 |
| Tier 2 risk-based capital | $2,899,000 | 1,946 |
| Total risk weighted assets | $226,627,000 | 2,116 |
| Total unused commitments | $16,014,000 | 3,181 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 70 | 2,336 |
| Assets and Liabilities | ||
| Total Assets: | $349,492,000 | 1,987 |
| Cash and due from depository institutions | $9,277,000 | 2,336 |
| Interest-bearing balances | $5,515,000 | 2,925 |
| Securities | $45,562,000 | 2,570 |
| Federal funds sold & reverse repurchase agreements | $72,350,000 | 112 |
| Net loans & leases | $208,495,000 | 2,208 |
| Loan loss allowance | $6,929,000 | 1,149 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,630,000 | 3,883 |
| Other real estate owned | $2,035,000 | 2,336 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $9,143,000 | 2,007 |
| Life insurance assets | $2,342,000 | 2,122 |
| Total liabilities and capital | $349,492,000 | 1,987 |
| Total liabilities | $317,725,000 | 1,966 |
| Total deposits | $309,267,000 | 1,818 |
| Interest-bearing deposits | $268,072,000 | 1,830 |
| Deposits held in domestic offices | $309,267,000 | 1,816 |
| % insured | 84.54% | 5,582 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $6,000,000 | 3,532 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,458,000 | 1,986 |
| Total equity capital | $31,767,000 | 2,173 |
| Total bank equity capital | $31,767,000 | 2,172 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $36,145,000 | 941 |
| Undivided profits | $-4,878,000 | 7,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $21,764,000 | 809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,398,000 | 2,609 |
| Earning assets | $331,922,000 | 1,917 |
| Long-term assets (5+ years) | $43,887,000 | 2,619 |
| Average Assets, year-to-date | $368,279,750 | 1,859 |
| Average Assets, quarterly | $355,323,000 | 1,944 |
| Volatile liabilities | $85,719,000 | 1,764 |
| Insider loans | $3,094,000 | 2,303 |
| FHLB advances | $6,000,000 | 3,394 |
| Loans and leases held for sale | $194,000 | 1,575 |
| Unused loan commitments | $21,434,000 | 2,721 |
| Tier 1 (core) risk-based capital | $30,810,000 | 2,093 |
| Tier 2 risk-based capital | $3,024,000 | 1,877 |
| Total risk weighted assets | $237,992,000 | 2,050 |
| Total unused commitments | $21,434,000 | 2,723 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 70 | 2,382 |
| Assets and Liabilities | ||
| Total Assets: | $361,154,000 | 1,935 |
| Cash and due from depository institutions | $7,781,000 | 2,382 |
| Interest-bearing balances | $2,055,000 | 3,965 |
| Securities | $51,619,000 | 2,270 |
| Federal funds sold & reverse repurchase agreements | $60,920,000 | 127 |
| Net loans & leases | $224,384,000 | 2,104 |
| Loan loss allowance | $8,235,000 | 965 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,679,000 | 3,873 |
| Other real estate owned | $1,265,000 | 2,382 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $12,506,000 | 1,597 |
| Life insurance assets | $2,323,000 | 2,140 |
| Total liabilities and capital | $361,154,000 | 1,935 |
| Total liabilities | $323,598,000 | 1,951 |
| Total deposits | $314,546,000 | 1,812 |
| Interest-bearing deposits | $273,787,000 | 1,807 |
| Deposits held in domestic offices | $314,546,000 | 1,809 |
| % insured | 71.50% | 5,792 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $6,000,000 | 3,615 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,052,000 | 1,718 |
| Total equity capital | $37,556,000 | 1,823 |
| Total bank equity capital | $37,556,000 | 1,823 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $36,151,000 | 947 |
| Undivided profits | $905,000 | 6,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $25,060,000 | 692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $91,000 | 917 |
| Income earned, not collected on loans | $1,629,000 | 2,156 |
| Earning assets | $338,978,000 | 1,894 |
| Long-term assets (5+ years) | $46,910,000 | 2,444 |
| Average Assets, year-to-date | $374,542,330 | 1,863 |
| Average Assets, quarterly | $365,791,500 | 1,906 |
| Volatile liabilities | $86,031,000 | 1,775 |
| Insider loans | $3,094,000 | 2,335 |
| FHLB advances | $6,000,000 | 3,462 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $22,657,000 | 2,708 |
| Tier 1 (core) risk-based capital | $32,526,000 | 1,998 |
| Tier 2 risk-based capital | $3,206,000 | 1,780 |
| Total risk weighted assets | $251,418,000 | 1,984 |
| Total unused commitments | $22,657,000 | 2,713 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 75 | 2,240 |
| Assets and Liabilities | ||
| Total Assets: | $370,429,000 | 1,903 |
| Cash and due from depository institutions | $5,752,000 | 2,240 |
| Interest-bearing balances | $82,000 | 6,233 |
| Securities | $51,279,000 | 2,283 |
| Federal funds sold & reverse repurchase agreements | $56,314,000 | 176 |
| Net loans & leases | $242,343,000 | 1,984 |
| Loan loss allowance | $7,757,000 | 974 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,726,000 | 3,868 |
| Other real estate owned | $1,711,000 | 2,240 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $10,304,000 | 1,831 |
| Life insurance assets | $2,306,000 | 2,151 |
| Total liabilities and capital | $370,429,000 | 1,903 |
| Total liabilities | $328,247,000 | 1,932 |
| Total deposits | $318,532,000 | 1,785 |
| Interest-bearing deposits | $275,291,000 | 1,807 |
| Deposits held in domestic offices | $318,532,000 | 1,782 |
| % insured | 71.36% | 5,849 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $6,000,000 | 3,671 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,715,000 | 1,445 |
| Total equity capital | $42,182,000 | 1,631 |
| Total bank equity capital | $42,182,000 | 1,631 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $36,128,000 | 942 |
| Undivided profits | $5,554,000 | 4,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,350,000 | 975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 891 |
| Income earned, not collected on loans | $1,765,000 | 2,000 |
| Earning assets | $350,018,000 | 1,848 |
| Long-term assets (5+ years) | $45,979,000 | 2,481 |
| Average Assets, year-to-date | $381,236,500 | 1,838 |
| Average Assets, quarterly | $381,236,500 | 1,838 |
| Volatile liabilities | $85,694,000 | 1,765 |
| Insider loans | $2,994,000 | 2,414 |
| FHLB advances | $6,000,000 | 3,530 |
| Loans and leases held for sale | $370,000 | 1,503 |
| Unused loan commitments | $26,654,000 | 2,498 |
| Tier 1 (core) risk-based capital | $37,414,000 | 1,747 |
| Tier 2 risk-based capital | $3,424,000 | 1,679 |
| Total risk weighted assets | $269,591,000 | 1,897 |
| Total unused commitments | $26,654,000 | 2,501 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 78 | 2,169 |
| Assets and Liabilities | ||
| Total Assets: | $392,044,000 | 1,788 |
| Cash and due from depository institutions | $4,347,000 | 2,169 |
| Interest-bearing balances | $90,000 | 5,823 |
| Securities | $48,538,000 | 2,359 |
| Federal funds sold & reverse repurchase agreements | $70,507,000 | 134 |
| Net loans & leases | $254,320,000 | 1,920 |
| Loan loss allowance | $7,141,000 | 993 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,778,000 | 3,873 |
| Other real estate owned | $1,407,000 | 2,169 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $10,147,000 | 1,875 |
| Life insurance assets | $2,219,000 | 2,199 |
| Total liabilities and capital | $392,044,000 | 1,788 |
| Total liabilities | $349,144,000 | 1,813 |
| Total deposits | $319,673,000 | 1,728 |
| Interest-bearing deposits | $278,733,000 | 1,734 |
| Deposits held in domestic offices | $319,673,000 | 1,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $26,000,000 | 1,858 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,471,000 | 1,529 |
| Total equity capital | $42,900,000 | 1,579 |
| Total bank equity capital | $42,900,000 | 1,579 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $36,106,000 | 908 |
| Undivided profits | $6,294,000 | 3,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,508,000 | 1,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,946,000 | 1,925 |
| Earning assets | $373,455,000 | 1,731 |
| Long-term assets (5+ years) | $45,220,000 | 2,482 |
| Average Assets, year-to-date | $391,304,800 | 1,730 |
| Average Assets, quarterly | $387,882,500 | 1,785 |
| Volatile liabilities | $110,590,000 | 1,377 |
| Insider loans | $8,273,000 | 954 |
| FHLB advances | $26,000,000 | 1,751 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $28,272,000 | 2,435 |
| Tier 1 (core) risk-based capital | $41,639,000 | 1,539 |
| Tier 2 risk-based capital | $3,590,000 | 1,597 |
| Total risk weighted assets | $283,635,000 | 1,810 |
| Total unused commitments | $28,272,000 | 2,436 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 82 | 2,070 |
| Assets and Liabilities | ||
| Total Assets: | $383,721,000 | 1,811 |
| Cash and due from depository institutions | $5,631,000 | 2,070 |
| Interest-bearing balances | $34,000 | 5,947 |
| Securities | $47,298,000 | 2,371 |
| Federal funds sold & reverse repurchase agreements | $31,051,000 | 358 |
| Net loans & leases | $275,944,000 | 1,783 |
| Loan loss allowance | $5,982,000 | 1,047 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,834,000 | 3,834 |
| Other real estate owned | $10,637,000 | 2,070 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,326,000 | 1,829 |
| Life insurance assets | $2,226,000 | 2,194 |
| Total liabilities and capital | $383,721,000 | 1,811 |
| Total liabilities | $351,469,000 | 1,785 |
| Total deposits | $321,836,000 | 1,701 |
| Interest-bearing deposits | $304,976,000 | 1,573 |
| Deposits held in domestic offices | $321,836,000 | 1,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $26,000,000 | 1,881 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,633,000 | 1,460 |
| Total equity capital | $32,252,000 | 2,117 |
| Total bank equity capital | $32,252,000 | 2,117 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $23,065,000 | 1,336 |
| Undivided profits | $8,687,000 | 3,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,114,000 | 531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,103 |
| Income earned, not collected on loans | $2,020,000 | 1,956 |
| Earning assets | $354,327,000 | 1,799 |
| Long-term assets (5+ years) | $44,818,000 | 2,452 |
| Average Assets, year-to-date | $391,120,000 | 1,736 |
| Average Assets, quarterly | $388,519,500 | 1,772 |
| Volatile liabilities | $107,741,000 | 1,368 |
| Insider loans | $12,124,000 | 608 |
| FHLB advances | $26,000,000 | 1,776 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $31,570,000 | 2,352 |
| Tier 1 (core) risk-based capital | $31,978,000 | 2,054 |
| Tier 2 risk-based capital | $3,942,000 | 1,442 |
| Total risk weighted assets | $313,267,000 | 1,659 |
| Total unused commitments | $31,570,000 | 2,354 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $393,318,000 | 1,762 |
| Cash and due from depository institutions | $9,157,000 | 2,088 |
| Interest-bearing balances | $93,000 | 5,211 |
| Securities | $44,651,000 | 2,541 |
| Federal funds sold & reverse repurchase agreements | $16,222,000 | 710 |
| Net loans & leases | $297,726,000 | 1,643 |
| Loan loss allowance | $5,924,000 | 1,016 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,891,000 | 3,785 |
| Other real estate owned | $12,284,000 | 2,088 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,387,000 | 1,789 |
| Life insurance assets | $2,205,000 | 2,213 |
| Total liabilities and capital | $393,319,000 | 1,762 |
| Total liabilities | $360,267,000 | 1,736 |
| Total deposits | $320,432,000 | 1,697 |
| Interest-bearing deposits | $302,847,000 | 1,569 |
| Deposits held in domestic offices | $320,432,000 | 1,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $36,000,000 | 1,455 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,835,000 | 1,395 |
| Total equity capital | $33,052,000 | 2,083 |
| Total bank equity capital | $33,052,000 | 2,083 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $22,053,000 | 1,368 |
| Undivided profits | $10,499,000 | 2,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,704,000 | 622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,073 |
| Income earned, not collected on loans | $2,351,000 | 1,583 |
| Earning assets | $358,692,000 | 1,758 |
| Long-term assets (5+ years) | $44,526,000 | 2,432 |
| Average Assets, year-to-date | $393,586,330 | 1,732 |
| Average Assets, quarterly | $390,201,000 | 1,757 |
| Volatile liabilities | $112,523,000 | 1,321 |
| Insider loans | $11,321,000 | 663 |
| FHLB advances | $36,000,000 | 1,382 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $32,719,000 | 2,399 |
| Tier 1 (core) risk-based capital | $32,775,000 | 2,003 |
| Tier 2 risk-based capital | $4,142,000 | 1,341 |
| Total risk weighted assets | $329,522,000 | 1,583 |
| Total unused commitments | $32,719,000 | 2,401 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 83 | 2,074 |
| Assets and Liabilities | ||
| Total Assets: | $387,084,000 | 1,775 |
| Cash and due from depository institutions | $7,311,000 | 2,074 |
| Interest-bearing balances | $102,000 | 4,965 |
| Securities | $37,695,000 | 2,896 |
| Federal funds sold & reverse repurchase agreements | $5,981,000 | 2,811 |
| Net loans & leases | $308,031,000 | 1,567 |
| Loan loss allowance | $5,143,000 | 1,101 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,955,000 | 3,725 |
| Other real estate owned | $14,749,000 | 2,074 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $10,362,000 | 1,733 |
| Life insurance assets | $2,163,000 | 2,231 |
| Total liabilities and capital | $387,084,000 | 1,775 |
| Total liabilities | $354,392,000 | 1,739 |
| Total deposits | $314,403,000 | 1,720 |
| Interest-bearing deposits | $293,886,000 | 1,626 |
| Deposits held in domestic offices | $314,403,000 | 1,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $36,000,000 | 1,349 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,989,000 | 1,436 |
| Total equity capital | $32,692,000 | 2,155 |
| Total bank equity capital | $32,692,000 | 2,155 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $19,879,000 | 1,502 |
| Undivided profits | $12,313,000 | 2,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,911,000 | 568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,053 |
| Income earned, not collected on loans | $2,691,000 | 1,409 |
| Earning assets | $351,809,000 | 1,789 |
| Long-term assets (5+ years) | $39,412,000 | 2,561 |
| Average Assets, year-to-date | $393,720,500 | 1,725 |
| Average Assets, quarterly | $393,720,500 | 1,725 |
| Volatile liabilities | $110,127,000 | 1,315 |
| Insider loans | $11,300,000 | 654 |
| FHLB advances | $36,000,000 | 1,272 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $36,415,000 | 2,257 |
| Tier 1 (core) risk-based capital | $31,806,000 | 2,069 |
| Tier 2 risk-based capital | $4,267,000 | 1,266 |
| Total risk weighted assets | $340,477,000 | 1,508 |
| Total unused commitments | $36,415,000 | 2,259 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 85 | 2,041 |
| Assets and Liabilities | ||
| Total Assets: | $400,357,000 | 1,710 |
| Cash and due from depository institutions | $7,565,000 | 2,041 |
| Interest-bearing balances | $35,000 | 5,641 |
| Securities | $45,083,000 | 2,514 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $321,201,000 | 1,496 |
| Loan loss allowance | $5,067,000 | 1,074 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,011,000 | 3,669 |
| Other real estate owned | $11,104,000 | 2,041 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $12,393,000 | 1,495 |
| Life insurance assets | $2,163,000 | 2,225 |
| Total liabilities and capital | $400,357,000 | 1,710 |
| Total liabilities | $367,482,000 | 1,675 |
| Total deposits | $306,959,000 | 1,744 |
| Interest-bearing deposits | $289,554,000 | 1,623 |
| Deposits held in domestic offices | $306,959,000 | 1,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,511,000 | 868 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $36,000,000 | 1,275 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,012,000 | 1,417 |
| Total equity capital | $32,875,000 | 2,125 |
| Total bank equity capital | $32,875,000 | 2,125 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $19,656,000 | 1,494 |
| Undivided profits | $12,719,000 | 2,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,828,000 | 408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,049 |
| Income earned, not collected on loans | $2,770,000 | 1,469 |
| Earning assets | $366,319,000 | 1,707 |
| Long-term assets (5+ years) | $31,393,000 | 2,802 |
| Average Assets, year-to-date | $421,441,000 | 1,565 |
| Average Assets, quarterly | $405,154,000 | 1,672 |
| Volatile liabilities | $111,021,000 | 1,325 |
| Insider loans | $11,370,000 | 630 |
| FHLB advances | $36,000,000 | 1,193 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $43,775,000 | 1,977 |
| Tier 1 (core) risk-based capital | $32,545,000 | 2,021 |
| Tier 2 risk-based capital | $4,410,000 | 1,211 |
| Total risk weighted assets | $352,149,000 | 1,454 |
| Total unused commitments | $43,775,000 | 1,978 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 82 | 2,100 |
| Assets and Liabilities | ||
| Total Assets: | $409,951,000 | 1,647 |
| Cash and due from depository institutions | $6,237,000 | 2,100 |
| Interest-bearing balances | $27,000 | 5,739 |
| Securities | $43,419,000 | 2,587 |
| Federal funds sold & reverse repurchase agreements | $6,424,000 | 2,141 |
| Net loans & leases | $338,510,000 | 1,391 |
| Loan loss allowance | $7,458,000 | 730 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,072,000 | 3,588 |
| Other real estate owned | $838,000 | 2,100 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,451,000 | 1,584 |
| Life insurance assets | $2,067,000 | 2,233 |
| Total liabilities and capital | $409,951,000 | 1,647 |
| Total liabilities | $375,770,000 | 1,622 |
| Total deposits | $340,955,000 | 1,553 |
| Interest-bearing deposits | $321,406,000 | 1,431 |
| Deposits held in domestic offices | $340,955,000 | 1,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $30,000,000 | 1,337 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,815,000 | 1,218 |
| Total equity capital | $34,181,000 | 2,010 |
| Total bank equity capital | $34,181,000 | 2,010 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $18,416,000 | 1,552 |
| Undivided profits | $15,265,000 | 2,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,463,000 | 231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $160,000 | 630 |
| Income earned, not collected on loans | $3,081,000 | 1,410 |
| Earning assets | $388,380,000 | 1,593 |
| Long-term assets (5+ years) | $27,448,000 | 2,946 |
| Average Assets, year-to-date | $426,712,000 | 1,540 |
| Average Assets, quarterly | $417,806,000 | 1,600 |
| Volatile liabilities | $88,844,000 | 1,591 |
| Insider loans | $7,738,000 | 952 |
| FHLB advances | $30,000,000 | 1,257 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $39,852,000 | 2,129 |
| Tier 1 (core) risk-based capital | $34,131,000 | 1,904 |
| Tier 2 risk-based capital | $4,540,000 | 1,152 |
| Total risk weighted assets | $360,255,000 | 1,395 |
| Total unused commitments | $39,852,000 | 2,129 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 83 | 2,118 |
| Assets and Liabilities | ||
| Total Assets: | $425,661,000 | 1,596 |
| Cash and due from depository institutions | $9,764,000 | 2,118 |
| Interest-bearing balances | $159,000 | 4,207 |
| Securities | $41,810,000 | 2,673 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $359,840,000 | 1,303 |
| Loan loss allowance | $6,051,000 | 876 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,107,000 | 3,546 |
| Other real estate owned | $253,000 | 2,118 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $10,887,000 | 1,641 |
| Life insurance assets | $2,067,000 | 2,239 |
| Total liabilities and capital | $425,661,000 | 1,596 |
| Total liabilities | $390,357,000 | 1,555 |
| Total deposits | $344,415,000 | 1,559 |
| Interest-bearing deposits | $291,389,000 | 1,601 |
| Deposits held in domestic offices | $344,415,000 | 1,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,861,000 | 1,155 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $30,000,000 | 1,274 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,081,000 | 1,137 |
| Total equity capital | $35,304,000 | 1,920 |
| Total bank equity capital | $35,304,000 | 1,920 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $18,382,000 | 1,553 |
| Undivided profits | $16,422,000 | 2,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,012,000 | 474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $273,000 | 485 |
| Income earned, not collected on loans | $2,971,000 | 1,356 |
| Earning assets | $401,809,000 | 1,533 |
| Long-term assets (5+ years) | $23,532,000 | 3,171 |
| Average Assets, year-to-date | $432,299,000 | 1,539 |
| Average Assets, quarterly | $430,972,500 | 1,560 |
| Volatile liabilities | $87,568,000 | 1,580 |
| Insider loans | $7,651,000 | 944 |
| FHLB advances | $30,000,000 | 1,193 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $56,531,000 | 1,661 |
| Tier 1 (core) risk-based capital | $35,688,000 | 1,805 |
| Tier 2 risk-based capital | $4,747,000 | 1,104 |
| Total risk weighted assets | $378,456,000 | 1,330 |
| Total unused commitments | $56,531,000 | 1,663 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 84 | 2,089 |
| Assets and Liabilities | ||
| Total Assets: | $436,284,000 | 1,543 |
| Cash and due from depository institutions | $11,913,000 | 2,089 |
| Interest-bearing balances | $102,000 | 4,685 |
| Securities | $44,243,000 | 2,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $366,879,000 | 1,264 |
| Loan loss allowance | $5,613,000 | 922 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,121,000 | 3,487 |
| Other real estate owned | $303,000 | 2,089 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,825,000 | 1,741 |
| Life insurance assets | $2,067,000 | 2,226 |
| Total liabilities and capital | $436,283,000 | 1,543 |
| Total liabilities | $400,230,000 | 1,504 |
| Total deposits | $354,553,000 | 1,516 |
| Interest-bearing deposits | $296,606,000 | 1,570 |
| Deposits held in domestic offices | $354,553,000 | 1,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,973,000 | 793 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,000,000 | 1,625 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,704,000 | 1,043 |
| Total equity capital | $36,053,000 | 1,892 |
| Total bank equity capital | $36,053,000 | 1,892 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $18,340,000 | 1,527 |
| Undivided profits | $17,213,000 | 2,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,337,000 | 821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $280,000 | 469 |
| Income earned, not collected on loans | $3,190,000 | 1,204 |
| Earning assets | $411,224,000 | 1,488 |
| Long-term assets (5+ years) | $19,164,000 | 3,510 |
| Average Assets, year-to-date | $435,618,000 | 1,529 |
| Average Assets, quarterly | $435,618,000 | 1,529 |
| Volatile liabilities | $94,273,000 | 1,442 |
| Insider loans | $8,949,000 | 772 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $62,919,000 | 1,536 |
| Tier 1 (core) risk-based capital | $36,200,000 | 1,774 |
| Tier 2 risk-based capital | $4,833,000 | 1,075 |
| Total risk weighted assets | $385,888,000 | 1,264 |
| Total unused commitments | $62,919,000 | 1,537 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 86 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $434,952,000 | 1,528 |
| Cash and due from depository institutions | $13,786,000 | 2,018 |
| Interest-bearing balances | $45,000 | 5,510 |
| Securities | $44,757,000 | 2,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $363,418,000 | 1,266 |
| Loan loss allowance | $5,421,000 | 941 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,080,000 | 3,476 |
| Other real estate owned | $495,000 | 2,018 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,416,000 | 1,818 |
| Life insurance assets | $1,992,000 | 2,240 |
| Total liabilities and capital | $434,952,000 | 1,528 |
| Total liabilities | $399,680,000 | 1,488 |
| Total deposits | $383,352,000 | 1,353 |
| Interest-bearing deposits | $330,500,000 | 1,353 |
| Deposits held in domestic offices | $383,352,000 | 1,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,501,000 | 1,159 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,827,000 | 1,014 |
| Total equity capital | $35,272,000 | 1,899 |
| Total bank equity capital | $35,272,000 | 1,899 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $18,250,000 | 1,508 |
| Undivided profits | $16,522,000 | 2,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,311,000 | 2,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $281,000 | 428 |
| Income earned, not collected on loans | $3,452,000 | 1,151 |
| Earning assets | $408,220,000 | 1,480 |
| Long-term assets (5+ years) | $20,905,000 | 3,295 |
| Average Assets, year-to-date | $416,485,200 | 1,514 |
| Average Assets, quarterly | $430,252,000 | 1,521 |
| Volatile liabilities | $149,173,000 | 1,046 |
| Insider loans | $8,768,000 | 784 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $73,787,000 | 1,322 |
| Tier 1 (core) risk-based capital | $35,550,000 | 1,773 |
| Tier 2 risk-based capital | $4,674,000 | 1,100 |
| Total risk weighted assets | $373,146,000 | 1,303 |
| Total unused commitments | $73,787,000 | 1,322 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 86 | 2,047 |
| Assets and Liabilities | ||
| Total Assets: | $425,552,000 | 1,545 |
| Cash and due from depository institutions | $10,256,000 | 2,047 |
| Interest-bearing balances | $33,000 | 5,770 |
| Securities | $46,211,000 | 2,508 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $357,117,000 | 1,270 |
| Loan loss allowance | $5,449,000 | 939 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,112,000 | 3,430 |
| Other real estate owned | $164,000 | 2,047 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $8,692,000 | 1,946 |
| Life insurance assets | $1,992,000 | 2,205 |
| Total liabilities and capital | $425,551,000 | 1,545 |
| Total liabilities | $391,094,000 | 1,507 |
| Total deposits | $382,164,000 | 1,342 |
| Interest-bearing deposits | $328,878,000 | 1,344 |
| Deposits held in domestic offices | $382,164,000 | 1,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,636,000 | 1,935 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,294,000 | 1,059 |
| Total equity capital | $34,457,000 | 1,923 |
| Total bank equity capital | $34,457,000 | 1,923 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $18,212,000 | 1,494 |
| Undivided profits | $15,745,000 | 2,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,438,000 | 1,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $172,000 | 591 |
| Income earned, not collected on loans | $3,369,000 | 1,167 |
| Earning assets | $403,361,000 | 1,483 |
| Long-term assets (5+ years) | $13,770,000 | 4,057 |
| Average Assets, year-to-date | $411,868,500 | 1,533 |
| Average Assets, quarterly | $423,610,500 | 1,531 |
| Volatile liabilities | $160,022,000 | 999 |
| Insider loans | $8,504,000 | 811 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $82,402,000 | 1,232 |
| Tier 1 (core) risk-based capital | $34,807,000 | 1,811 |
| Tier 2 risk-based capital | $4,576,000 | 1,124 |
| Total risk weighted assets | $365,168,000 | 1,323 |
| Total unused commitments | $82,402,000 | 1,233 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 85 | 2,075 |
| Assets and Liabilities | ||
| Total Assets: | $421,669,000 | 1,541 |
| Cash and due from depository institutions | $13,541,000 | 2,075 |
| Interest-bearing balances | $320,000 | 3,543 |
| Securities | $43,786,000 | 2,620 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $352,598,000 | 1,266 |
| Loan loss allowance | $5,288,000 | 957 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,147,000 | 3,360 |
| Other real estate owned | $0 | 2,075 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,597,000 | 1,947 |
| Life insurance assets | $1,992,000 | 2,163 |
| Total liabilities and capital | $421,669,000 | 1,541 |
| Total liabilities | $388,328,000 | 1,503 |
| Total deposits | $330,586,000 | 1,571 |
| Interest-bearing deposits | $281,672,000 | 1,574 |
| Deposits held in domestic offices | $330,586,000 | 1,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,760,000 | 469 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,982,000 | 1,044 |
| Total equity capital | $33,341,000 | 1,923 |
| Total bank equity capital | $33,341,000 | 1,923 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $18,175,000 | 1,457 |
| Undivided profits | $14,666,000 | 2,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 599 |
| Income earned, not collected on loans | $2,954,000 | 1,206 |
| Earning assets | $396,704,000 | 1,490 |
| Long-term assets (5+ years) | $14,394,000 | 3,926 |
| Average Assets, year-to-date | $407,307,330 | 1,560 |
| Average Assets, quarterly | $413,206,500 | 1,551 |
| Volatile liabilities | $174,353,000 | 896 |
| Insider loans | $6,398,000 | 1,082 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $83,583,000 | 1,202 |
| Tier 1 (core) risk-based capital | $34,065,000 | 1,817 |
| Tier 2 risk-based capital | $4,574,000 | 1,106 |
| Total risk weighted assets | $365,201,000 | 1,295 |
| Total unused commitments | $83,583,000 | 1,204 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 84 | 2,073 |
| Assets and Liabilities | ||
| Total Assets: | $404,744,000 | 1,580 |
| Cash and due from depository institutions | $12,528,000 | 2,073 |
| Interest-bearing balances | $140,000 | 4,538 |
| Securities | $43,740,000 | 2,647 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $335,637,000 | 1,286 |
| Loan loss allowance | $5,064,000 | 991 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,193,000 | 3,296 |
| Other real estate owned | $0 | 2,073 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,646,000 | 1,730 |
| Life insurance assets | $1,992,000 | 2,119 |
| Total liabilities and capital | $404,744,000 | 1,580 |
| Total liabilities | $372,156,000 | 1,541 |
| Total deposits | $328,621,000 | 1,547 |
| Interest-bearing deposits | $273,775,000 | 1,591 |
| Deposits held in domestic offices | $328,621,000 | 1,544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,852,000 | 1,504 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $32,000,000 | 1,247 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,683,000 | 946 |
| Total equity capital | $32,588,000 | 1,934 |
| Total bank equity capital | $32,588,000 | 1,934 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $18,133,000 | 1,410 |
| Undivided profits | $13,955,000 | 2,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 4,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,632,000 | 1,274 |
| Earning assets | $379,517,000 | 1,543 |
| Long-term assets (5+ years) | $11,472,000 | 4,347 |
| Average Assets, year-to-date | $400,126,500 | 1,593 |
| Average Assets, quarterly | $400,126,500 | 1,593 |
| Volatile liabilities | $143,888,000 | 1,022 |
| Insider loans | $5,254,000 | 1,311 |
| FHLB advances | $32,000,000 | 1,173 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $74,900,000 | 1,297 |
| Tier 1 (core) risk-based capital | $33,209,000 | 1,836 |
| Tier 2 risk-based capital | $4,357,000 | 1,136 |
| Total risk weighted assets | $347,835,000 | 1,328 |
| Total unused commitments | $74,900,000 | 1,297 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 91 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $395,509,000 | 1,609 |
| Cash and due from depository institutions | $9,503,000 | 1,898 |
| Interest-bearing balances | $91,000 | 5,217 |
| Securities | $42,910,000 | 2,701 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $330,498,000 | 1,283 |
| Loan loss allowance | $4,848,000 | 1,015 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,230,000 | 3,233 |
| Other real estate owned | $0 | 1,898 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,368,000 | 1,764 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $395,509,000 | 1,609 |
| Total liabilities | $363,777,000 | 1,560 |
| Total deposits | $300,575,000 | 1,672 |
| Interest-bearing deposits | $251,854,000 | 1,704 |
| Deposits held in domestic offices | $300,575,000 | 1,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,663,000 | 663 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,000,000 | 1,283 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,539,000 | 1,099 |
| Total equity capital | $31,732,000 | 1,982 |
| Total bank equity capital | $31,732,000 | 1,982 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $18,057,000 | 1,388 |
| Undivided profits | $13,175,000 | 2,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 2,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $208,000 | 538 |
| Income earned, not collected on loans | $2,491,000 | 1,351 |
| Earning assets | $373,499,000 | 1,545 |
| Long-term assets (5+ years) | $12,976,000 | 4,118 |
| Average Assets, year-to-date | $377,887,200 | 1,614 |
| Average Assets, quarterly | $391,416,000 | 1,601 |
| Volatile liabilities | $152,428,000 | 961 |
| Insider loans | $5,545,000 | 1,218 |
| FHLB advances | $32,000,000 | 1,194 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $70,166,000 | 1,342 |
| Tier 1 (core) risk-based capital | $32,226,000 | 1,862 |
| Tier 2 risk-based capital | $4,205,000 | 1,158 |
| Total risk weighted assets | $335,769,000 | 1,353 |
| Total unused commitments | $70,166,000 | 1,342 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 90 | 1,922 |
| Assets and Liabilities | ||
| Total Assets: | $387,323,000 | 1,610 |
| Cash and due from depository institutions | $10,102,000 | 1,922 |
| Interest-bearing balances | $199,000 | 4,358 |
| Securities | $42,323,000 | 2,697 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $322,535,000 | 1,294 |
| Loan loss allowance | $4,832,000 | 1,008 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,142,000 | 3,266 |
| Other real estate owned | $0 | 1,922 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,221,000 | 1,747 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $387,323,000 | 1,610 |
| Total liabilities | $356,330,000 | 1,565 |
| Total deposits | $305,778,000 | 1,609 |
| Interest-bearing deposits | $252,644,000 | 1,653 |
| Deposits held in domestic offices | $305,778,000 | 1,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,509,000 | 955 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $32,000,000 | 1,268 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,043,000 | 975 |
| Total equity capital | $30,993,000 | 1,987 |
| Total bank equity capital | $30,993,000 | 1,987 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $18,057,000 | 1,346 |
| Undivided profits | $12,436,000 | 2,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,169,000 | 2,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $282,000 | 461 |
| Income earned, not collected on loans | $2,194,000 | 1,493 |
| Earning assets | $365,057,000 | 1,553 |
| Long-term assets (5+ years) | $14,293,000 | 3,952 |
| Average Assets, year-to-date | $373,481,750 | 1,618 |
| Average Assets, quarterly | $377,366,000 | 1,636 |
| Volatile liabilities | $137,994,000 | 995 |
| Insider loans | $4,918,000 | 1,311 |
| FHLB advances | $32,000,000 | 1,177 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $68,211,000 | 1,347 |
| Tier 1 (core) risk-based capital | $31,377,000 | 1,873 |
| Tier 2 risk-based capital | $4,112,000 | 1,145 |
| Total risk weighted assets | $328,239,000 | 1,352 |
| Total unused commitments | $68,211,000 | 1,347 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 91 | 1,897 |
| Assets and Liabilities | ||
| Total Assets: | $367,409,000 | 1,665 |
| Cash and due from depository institutions | $8,951,000 | 1,897 |
| Interest-bearing balances | $88,000 | 5,267 |
| Securities | $40,385,000 | 2,819 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $306,485,000 | 1,327 |
| Loan loss allowance | $4,751,000 | 1,000 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,190,000 | 3,173 |
| Other real estate owned | $0 | 1,897 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,398,000 | 1,841 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $367,409,000 | 1,665 |
| Total liabilities | $336,839,000 | 1,637 |
| Total deposits | $290,909,000 | 1,656 |
| Interest-bearing deposits | $244,997,000 | 1,669 |
| Deposits held in domestic offices | $290,909,000 | 1,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,859,000 | 1,159 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $32,000,000 | 1,268 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,071,000 | 1,095 |
| Total equity capital | $30,570,000 | 1,963 |
| Total bank equity capital | $30,570,000 | 1,963 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $18,047,000 | 1,324 |
| Undivided profits | $12,023,000 | 2,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 3,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $399,000 | 380 |
| Income earned, not collected on loans | $1,860,000 | 1,649 |
| Earning assets | $346,958,000 | 1,617 |
| Long-term assets (5+ years) | $10,328,000 | 4,637 |
| Average Assets, year-to-date | $368,868,000 | 1,618 |
| Average Assets, quarterly | $369,299,000 | 1,643 |
| Volatile liabilities | $137,255,000 | 968 |
| Insider loans | $4,855,000 | 1,296 |
| FHLB advances | $32,000,000 | 1,184 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $62,542,000 | 1,421 |
| Tier 1 (core) risk-based capital | $30,752,000 | 1,857 |
| Tier 2 risk-based capital | $3,895,000 | 1,206 |
| Total risk weighted assets | $310,710,000 | 1,389 |
| Total unused commitments | $62,542,000 | 1,422 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 89 | 1,927 |
| Assets and Liabilities | ||
| Total Assets: | $371,189,000 | 1,626 |
| Cash and due from depository institutions | $7,514,000 | 1,927 |
| Interest-bearing balances | $273,000 | 4,057 |
| Securities | $39,824,000 | 2,895 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $312,187,000 | 1,261 |
| Loan loss allowance | $4,624,000 | 1,030 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,146,000 | 3,201 |
| Other real estate owned | $0 | 1,927 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $8,518,000 | 1,782 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $371,189,000 | 1,626 |
| Total liabilities | $341,416,000 | 1,593 |
| Total deposits | $293,267,000 | 1,624 |
| Interest-bearing deposits | $251,133,000 | 1,594 |
| Deposits held in domestic offices | $293,267,000 | 1,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,622,000 | 1,022 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $32,000,000 | 1,230 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,527,000 | 1,007 |
| Total equity capital | $29,773,000 | 1,952 |
| Total bank equity capital | $29,773,000 | 1,952 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $15,045,000 | 1,491 |
| Undivided profits | $14,228,000 | 2,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $580,000 | 3,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $348,000 | 421 |
| Income earned, not collected on loans | $1,993,000 | 1,471 |
| Earning assets | $352,284,000 | 1,577 |
| Long-term assets (5+ years) | $10,186,000 | 4,709 |
| Average Assets, year-to-date | $369,597,500 | 1,617 |
| Average Assets, quarterly | $369,597,500 | 1,617 |
| Volatile liabilities | $103,804,000 | 1,174 |
| Insider loans | $5,929,000 | 1,029 |
| FHLB advances | $32,000,000 | 1,145 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $68,429,000 | 1,279 |
| Tier 1 (core) risk-based capital | $30,210,000 | 1,844 |
| Tier 2 risk-based capital | $3,952,000 | 1,168 |
| Total risk weighted assets | $315,462,000 | 1,330 |
| Total unused commitments | $68,429,000 | 1,279 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 88 | 1,950 |
| Assets and Liabilities | ||
| Total Assets: | $368,006,000 | 1,627 |
| Cash and due from depository institutions | $8,685,000 | 1,950 |
| Interest-bearing balances | $269,000 | 4,091 |
| Securities | $39,976,000 | 2,899 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $308,115,000 | 1,264 |
| Loan loss allowance | $4,427,000 | 1,055 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,165,000 | 3,161 |
| Other real estate owned | $0 | 1,950 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,065,000 | 1,850 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $368,006,000 | 1,627 |
| Total liabilities | $338,872,000 | 1,590 |
| Total deposits | $293,720,000 | 1,604 |
| Interest-bearing deposits | $250,810,000 | 1,580 |
| Deposits held in domestic offices | $293,720,000 | 1,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,305,000 | 868 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $25,000,000 | 1,477 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,847,000 | 1,127 |
| Total equity capital | $29,134,000 | 1,993 |
| Total bank equity capital | $29,134,000 | 1,993 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $14,925,000 | 1,493 |
| Undivided profits | $13,709,000 | 2,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $912,000 | 2,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $366,000 | 391 |
| Income earned, not collected on loans | $1,822,000 | 1,584 |
| Earning assets | $348,360,000 | 1,576 |
| Long-term assets (5+ years) | $9,648,000 | 4,882 |
| Average Assets, year-to-date | $357,002,400 | 1,589 |
| Average Assets, quarterly | $361,164,000 | 1,640 |
| Volatile liabilities | $105,975,000 | 1,129 |
| Insider loans | $5,077,000 | 1,207 |
| FHLB advances | $25,000,000 | 1,372 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $77,880,000 | 1,109 |
| Tier 1 (core) risk-based capital | $29,212,000 | 1,887 |
| Tier 2 risk-based capital | $3,895,000 | 1,174 |
| Total risk weighted assets | $311,032,000 | 1,334 |
| Total unused commitments | $77,880,000 | 1,109 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 86 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $354,322,000 | 1,669 |
| Cash and due from depository institutions | $11,217,000 | 1,986 |
| Interest-bearing balances | $569,000 | 3,392 |
| Securities | $38,399,000 | 2,983 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $294,234,000 | 1,295 |
| Loan loss allowance | $4,293,000 | 1,091 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,179,000 | 3,103 |
| Other real estate owned | $0 | 1,986 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $7,293,000 | 1,941 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $354,322,000 | 1,669 |
| Total liabilities | $325,841,000 | 1,628 |
| Total deposits | $291,443,000 | 1,589 |
| Interest-bearing deposits | $251,741,000 | 1,557 |
| Deposits held in domestic offices | $291,443,000 | 1,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,516,000 | 1,575 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $25,000,000 | 1,475 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,882,000 | 1,131 |
| Total equity capital | $28,481,000 | 2,017 |
| Total bank equity capital | $28,481,000 | 2,017 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $14,916,000 | 1,465 |
| Undivided profits | $13,065,000 | 2,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,014,000 | 2,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $386,000 | 402 |
| Income earned, not collected on loans | $1,917,000 | 1,558 |
| Earning assets | $333,202,000 | 1,618 |
| Long-term assets (5+ years) | $12,441,000 | 4,500 |
| Average Assets, year-to-date | $354,251,500 | 1,600 |
| Average Assets, quarterly | $358,800,500 | 1,622 |
| Volatile liabilities | $95,849,000 | 1,221 |
| Insider loans | $3,200,000 | 1,829 |
| FHLB advances | $25,000,000 | 1,369 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $72,292,000 | 1,177 |
| Tier 1 (core) risk-based capital | $28,345,000 | 1,915 |
| Tier 2 risk-based capital | $3,720,000 | 1,224 |
| Total risk weighted assets | $297,008,000 | 1,368 |
| Total unused commitments | $72,292,000 | 1,178 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 89 | 1,931 |
| Assets and Liabilities | ||
| Total Assets: | $363,279,000 | 1,592 |
| Cash and due from depository institutions | $9,550,000 | 1,931 |
| Interest-bearing balances | $707,000 | 3,189 |
| Securities | $37,915,000 | 3,077 |
| Federal funds sold & reverse repurchase agreements | $8,460,000 | 1,271 |
| Net loans & leases | $296,456,000 | 1,258 |
| Loan loss allowance | $4,168,000 | 1,110 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,224,000 | 3,027 |
| Other real estate owned | $165,000 | 1,931 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $7,509,000 | 1,903 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $363,279,000 | 1,592 |
| Total liabilities | $336,091,000 | 1,548 |
| Total deposits | $307,875,000 | 1,474 |
| Interest-bearing deposits | $266,900,000 | 1,453 |
| Deposits held in domestic offices | $307,875,000 | 1,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,000,000 | 1,443 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,216,000 | 1,213 |
| Total equity capital | $27,188,000 | 2,028 |
| Total bank equity capital | $27,188,000 | 2,028 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $14,914,000 | 1,415 |
| Undivided profits | $11,774,000 | 2,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $927,000 | 2,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $403,000 | 399 |
| Income earned, not collected on loans | $1,843,000 | 1,470 |
| Earning assets | $343,538,000 | 1,533 |
| Long-term assets (5+ years) | $15,090,000 | 4,235 |
| Average Assets, year-to-date | $354,228,000 | 1,594 |
| Average Assets, quarterly | $359,116,500 | 1,594 |
| Volatile liabilities | $104,355,000 | 1,096 |
| Insider loans | $4,441,000 | 1,294 |
| FHLB advances | $25,000,000 | 1,345 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $66,276,000 | 1,235 |
| Tier 1 (core) risk-based capital | $27,449,000 | 1,940 |
| Tier 2 risk-based capital | $3,756,000 | 1,197 |
| Total risk weighted assets | $300,084,000 | 1,330 |
| Total unused commitments | $66,276,000 | 1,235 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 86 | 1,984 |
| Assets and Liabilities | ||
| Total Assets: | $354,954,000 | 1,618 |
| Cash and due from depository institutions | $8,142,000 | 1,984 |
| Interest-bearing balances | $845,000 | 3,241 |
| Securities | $39,023,000 | 2,992 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $297,942,000 | 1,212 |
| Loan loss allowance | $4,069,000 | 1,130 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,133,000 | 3,049 |
| Other real estate owned | $35,000 | 1,984 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,679,000 | 1,974 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $354,954,000 | 1,618 |
| Total liabilities | $328,262,000 | 1,569 |
| Total deposits | $281,225,000 | 1,604 |
| Interest-bearing deposits | $240,828,000 | 1,606 |
| Deposits held in domestic offices | $281,225,000 | 1,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,079,000 | 765 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $25,000,000 | 1,390 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,958,000 | 1,166 |
| Total equity capital | $26,692,000 | 2,116 |
| Total bank equity capital | $26,692,000 | 2,116 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $14,715,000 | 1,411 |
| Undivided profits | $11,477,000 | 2,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,002,000 | 2,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $420,000 | 419 |
| Income earned, not collected on loans | $1,647,000 | 1,693 |
| Earning assets | $337,810,000 | 1,549 |
| Long-term assets (5+ years) | $12,345,000 | 4,572 |
| Average Assets, year-to-date | $349,702,500 | 1,618 |
| Average Assets, quarterly | $349,702,500 | 1,618 |
| Volatile liabilities | $95,239,000 | 1,128 |
| Insider loans | $5,387,000 | 1,035 |
| FHLB advances | $25,000,000 | 1,284 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $61,950,000 | 1,270 |
| Tier 1 (core) risk-based capital | $26,354,000 | 1,997 |
| Tier 2 risk-based capital | $3,745,000 | 1,187 |
| Total risk weighted assets | $299,306,000 | 1,298 |
| Total unused commitments | $61,950,000 | 1,274 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 85 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $344,451,000 | 1,642 |
| Cash and due from depository institutions | $11,614,000 | 2,036 |
| Interest-bearing balances | $981,000 | 2,990 |
| Securities | $39,042,000 | 3,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $284,035,000 | 1,263 |
| Loan loss allowance | $3,854,000 | 1,195 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,067,000 | 3,086 |
| Other real estate owned | $35,000 | 2,036 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,658,000 | 2,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,451,000 | 1,642 |
| Total liabilities | $318,694,000 | 1,605 |
| Total deposits | $271,139,000 | 1,664 |
| Interest-bearing deposits | $232,654,000 | 1,655 |
| Deposits held in domestic offices | $271,139,000 | 1,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,335,000 | 758 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,394 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,220,000 | 1,289 |
| Total equity capital | $25,757,000 | 2,154 |
| Total bank equity capital | $25,757,000 | 2,154 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $14,714,000 | 1,379 |
| Undivided profits | $10,543,000 | 2,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,140,000 | 2,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $453,000 | 380 |
| Income earned, not collected on loans | $1,820,000 | 1,551 |
| Earning assets | $324,058,000 | 1,597 |
| Long-term assets (5+ years) | $11,950,000 | 4,669 |
| Average Assets, year-to-date | $320,735,000 | 1,690 |
| Average Assets, quarterly | $338,529,500 | 1,644 |
| Volatile liabilities | $83,293,000 | 1,284 |
| Insider loans | $5,300,000 | 1,044 |
| FHLB advances | $25,000,000 | 1,287 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $61,456,000 | 1,231 |
| Tier 1 (core) risk-based capital | $25,516,000 | 2,055 |
| Tier 2 risk-based capital | $3,546,000 | 1,252 |
| Total risk weighted assets | $283,366,000 | 1,359 |
| Total unused commitments | $61,456,000 | 1,233 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 87 | 2,004 |
| Assets and Liabilities | ||
| Total Assets: | $332,608,000 | 1,695 |
| Cash and due from depository institutions | $9,626,000 | 2,004 |
| Interest-bearing balances | $1,118,000 | 2,952 |
| Securities | $39,228,000 | 2,985 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $274,346,000 | 1,315 |
| Loan loss allowance | $3,695,000 | 1,264 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,006,000 | 3,114 |
| Other real estate owned | $75,000 | 2,004 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,327,000 | 2,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $332,608,000 | 1,695 |
| Total liabilities | $307,703,000 | 1,647 |
| Total deposits | $255,742,000 | 1,763 |
| Interest-bearing deposits | $219,145,000 | 1,765 |
| Deposits held in domestic offices | $255,742,000 | 1,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,482,000 | 663 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,359 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,479,000 | 1,272 |
| Total equity capital | $24,905,000 | 2,226 |
| Total bank equity capital | $24,905,000 | 2,226 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $14,634,000 | 1,379 |
| Undivided profits | $9,771,000 | 3,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $999,000 | 2,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $350,000 | 484 |
| Income earned, not collected on loans | $1,651,000 | 1,853 |
| Earning assets | $314,692,000 | 1,646 |
| Long-term assets (5+ years) | $15,720,000 | 4,135 |
| Average Assets, year-to-date | $314,806,000 | 1,746 |
| Average Assets, quarterly | $328,808,500 | 1,700 |
| Volatile liabilities | $77,718,000 | 1,323 |
| Insider loans | $5,484,000 | 976 |
| FHLB advances | $25,000,000 | 1,249 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $56,752,000 | 1,343 |
| Tier 1 (core) risk-based capital | $24,569,000 | 2,142 |
| Tier 2 risk-based capital | $3,450,000 | 1,278 |
| Total risk weighted assets | $275,630,000 | 1,391 |
| Total unused commitments | $56,752,000 | 1,344 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 87 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $325,009,000 | 1,724 |
| Cash and due from depository institutions | $13,361,000 | 2,005 |
| Interest-bearing balances | $4,204,000 | 1,690 |
| Securities | $41,125,000 | 2,809 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $260,934,000 | 1,351 |
| Loan loss allowance | $3,480,000 | 1,318 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,911,000 | 3,170 |
| Other real estate owned | $75,000 | 2,005 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $6,603,000 | 1,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $325,009,000 | 1,724 |
| Total liabilities | $300,858,000 | 1,674 |
| Total deposits | $259,603,000 | 1,731 |
| Interest-bearing deposits | $221,718,000 | 1,716 |
| Deposits held in domestic offices | $259,603,000 | 1,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,670,000 | 922 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,000,000 | 1,354 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,585,000 | 1,288 |
| Total equity capital | $24,151,000 | 2,284 |
| Total bank equity capital | $24,151,000 | 2,284 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $14,634,000 | 1,349 |
| Undivided profits | $9,017,000 | 3,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $503,000 | 4,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 1,115 |
| Income earned, not collected on loans | $1,825,000 | 1,558 |
| Earning assets | $306,263,000 | 1,659 |
| Long-term assets (5+ years) | $15,896,000 | 3,957 |
| Average Assets, year-to-date | $308,872,000 | 1,766 |
| Average Assets, quarterly | $317,507,500 | 1,740 |
| Volatile liabilities | $71,934,000 | 1,386 |
| Insider loans | $5,787,000 | 896 |
| FHLB advances | $25,000,000 | 1,243 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $55,724,000 | 1,326 |
| Tier 1 (core) risk-based capital | $23,630,000 | 2,180 |
| Tier 2 risk-based capital | $3,307,000 | 1,290 |
| Total risk weighted assets | $264,367,000 | 1,428 |
| Total unused commitments | $55,724,000 | 1,337 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 82 | 2,108 |
| Assets and Liabilities | ||
| Total Assets: | $310,006,000 | 1,769 |
| Cash and due from depository institutions | $10,148,000 | 2,108 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $45,461,000 | 2,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $245,975,000 | 1,408 |
| Loan loss allowance | $3,266,000 | 1,375 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,935,000 | 3,113 |
| Other real estate owned | $75,000 | 2,108 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,412,000 | 2,194 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,006,000 | 1,769 |
| Total liabilities | $287,418,000 | 1,721 |
| Total deposits | $262,536,000 | 1,674 |
| Interest-bearing deposits | $228,341,000 | 1,662 |
| Deposits held in domestic offices | $262,536,000 | 1,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,974,000 | 668 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,908,000 | 1,221 |
| Total equity capital | $22,588,000 | 2,368 |
| Total bank equity capital | $22,588,000 | 2,368 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $14,134,000 | 1,370 |
| Undivided profits | $7,954,000 | 3,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $387,000 | 4,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 1,073 |
| Income earned, not collected on loans | $1,600,000 | 1,871 |
| Earning assets | $291,436,000 | 1,723 |
| Long-term assets (5+ years) | $16,335,000 | 3,816 |
| Average Assets, year-to-date | $300,803,500 | 1,805 |
| Average Assets, quarterly | $300,803,500 | 1,805 |
| Volatile liabilities | $87,448,000 | 1,157 |
| Insider loans | $7,159,000 | 709 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $52,631,000 | 1,331 |
| Tier 1 (core) risk-based capital | $22,132,000 | 2,256 |
| Tier 2 risk-based capital | $3,141,000 | 1,331 |
| Total risk weighted assets | $251,041,000 | 1,473 |
| Total unused commitments | $52,631,000 | 1,343 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 83 | 2,077 |
| Assets and Liabilities | ||
| Total Assets: | $291,601,000 | 1,842 |
| Cash and due from depository institutions | $6,856,000 | 2,077 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $52,046,000 | 2,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $224,909,000 | 1,553 |
| Loan loss allowance | $3,163,000 | 1,376 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,944,000 | 3,084 |
| Other real estate owned | $75,000 | 2,077 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,771,000 | 2,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,601,000 | 1,842 |
| Total liabilities | $269,287,000 | 1,802 |
| Total deposits | $261,899,000 | 1,642 |
| Interest-bearing deposits | $230,051,000 | 1,616 |
| Deposits held in domestic offices | $261,899,000 | 1,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,575,000 | 1,681 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,813,000 | 1,209 |
| Total equity capital | $22,314,000 | 2,368 |
| Total bank equity capital | $22,314,000 | 2,368 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $14,134,000 | 1,335 |
| Undivided profits | $7,680,000 | 3,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 2,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $66,000 | 1,013 |
| Income earned, not collected on loans | $1,722,000 | 1,803 |
| Earning assets | $276,955,000 | 1,779 |
| Long-term assets (5+ years) | $18,329,000 | 3,527 |
| Average Assets, year-to-date | $271,441,400 | 1,878 |
| Average Assets, quarterly | $285,661,000 | 1,858 |
| Volatile liabilities | $58,327,000 | 1,604 |
| Insider loans | $7,277,000 | 677 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $49,306,000 | 1,362 |
| Tier 1 (core) risk-based capital | $21,781,000 | 2,265 |
| Tier 2 risk-based capital | $2,870,000 | 1,421 |
| Total risk weighted assets | $229,338,000 | 1,586 |
| Total unused commitments | $49,306,000 | 1,365 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 87 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $259,573,000 | 1,961 |
| Cash and due from depository institutions | $12,776,000 | 1,971 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $35,763,000 | 2,930 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $202,434,000 | 1,632 |
| Loan loss allowance | $2,913,000 | 1,415 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,294,000 | 2,737 |
| Other real estate owned | $1,176,000 | 1,971 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,130,000 | 2,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,573,000 | 1,961 |
| Total liabilities | $239,284,000 | 1,913 |
| Total deposits | $220,178,000 | 1,852 |
| Interest-bearing deposits | $187,924,000 | 1,879 |
| Deposits held in domestic offices | $220,178,000 | 1,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,894,000 | 844 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,212,000 | 1,378 |
| Total equity capital | $20,289,000 | 2,431 |
| Total bank equity capital | $20,289,000 | 2,431 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $11,960,000 | 1,463 |
| Undivided profits | $7,829,000 | 3,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,316,000 | 1,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $601,000 | 319 |
| Income earned, not collected on loans | $1,737,000 | 1,923 |
| Earning assets | $238,197,000 | 1,953 |
| Long-term assets (5+ years) | $20,125,000 | 3,281 |
| Average Assets, year-to-date | $250,052,400 | 1,950 |
| Average Assets, quarterly | $257,046,000 | 1,952 |
| Volatile liabilities | $55,718,000 | 1,609 |
| Insider loans | $7,919,000 | 566 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $34,649,000 | 1,657 |
| Tier 1 (core) risk-based capital | $19,849,000 | 2,359 |
| Tier 2 risk-based capital | $2,582,000 | 1,469 |
| Total risk weighted assets | $206,207,000 | 1,647 |
| Total unused commitments | $34,649,000 | 1,662 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 89 | 1,890 |
| Assets and Liabilities | ||
| Total Assets: | $249,702,000 | 1,930 |
| Cash and due from depository institutions | $11,435,000 | 1,890 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $40,897,000 | 2,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $187,684,000 | 1,697 |
| Loan loss allowance | $2,642,000 | 1,468 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,436,000 | 2,561 |
| Other real estate owned | $765,000 | 1,890 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,485,000 | 1,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,702,000 | 1,930 |
| Total liabilities | $229,770,000 | 1,892 |
| Total deposits | $212,284,000 | 1,824 |
| Interest-bearing deposits | $183,978,000 | 1,827 |
| Deposits held in domestic offices | $212,284,000 | 1,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,501,000 | 917 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,985,000 | 1,165 |
| Total equity capital | $19,932,000 | 2,346 |
| Total bank equity capital | $19,932,000 | 2,346 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $8,751,000 | 1,891 |
| Undivided profits | $10,681,000 | 2,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,703,000 | 1,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $148,000 | 661 |
| Income earned, not collected on loans | $1,772,000 | 1,429 |
| Earning assets | $228,581,000 | 1,956 |
| Long-term assets (5+ years) | $14,342,000 | 3,851 |
| Average Assets, year-to-date | $238,432,200 | 1,925 |
| Average Assets, quarterly | $245,713,000 | 1,933 |
| Volatile liabilities | $57,710,000 | 1,539 |
| Insider loans | $9,346,000 | 464 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $31,175,000 | 1,684 |
| Tier 1 (core) risk-based capital | $19,885,000 | 2,249 |
| Tier 2 risk-based capital | $2,436,770 | 1,482 |
| Total risk weighted assets | $194,736,670 | 1,675 |
| Total unused commitments | $31,175,000 | 1,685 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 88 | 1,963 |
| Assets and Liabilities | ||
| Total Assets: | $225,708,000 | 2,081 |
| Cash and due from depository institutions | $10,742,000 | 1,963 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $41,942,000 | 2,679 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $163,325,000 | 1,843 |
| Loan loss allowance | $2,386,000 | 1,565 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,682,000 | 2,348 |
| Other real estate owned | $800,000 | 1,963 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,217,000 | 1,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,708,000 | 2,081 |
| Total liabilities | $207,066,000 | 2,039 |
| Total deposits | $192,352,000 | 1,973 |
| Interest-bearing deposits | $165,984,000 | 1,958 |
| Deposits held in domestic offices | $192,352,000 | 1,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,083,000 | 1,148 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,631,000 | 1,187 |
| Total equity capital | $18,642,000 | 2,359 |
| Total bank equity capital | $18,642,000 | 2,359 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $8,673,000 | 1,877 |
| Undivided profits | $9,469,000 | 2,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $602,000 | 3,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $296,000 | 438 |
| Income earned, not collected on loans | $1,100,000 | 2,041 |
| Earning assets | $205,267,000 | 2,092 |
| Long-term assets (5+ years) | $13,852,000 | 4,129 |
| Average Assets, year-to-date | $219,128,600 | 2,065 |
| Average Assets, quarterly | $224,929,000 | 2,067 |
| Volatile liabilities | $46,556,000 | 1,759 |
| Insider loans | $9,496,000 | 450 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $756,000 | 790 |
| Unused loan commitments | $29,954,000 | 1,739 |
| Tier 1 (core) risk-based capital | $19,325,000 | 2,279 |
| Tier 2 risk-based capital | $2,115,290 | 1,600 |
| Total risk weighted assets | $168,952,590 | 1,811 |
| Total unused commitments | $29,954,000 | 1,741 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 94 | 1,813 |
| Assets and Liabilities | ||
| Total Assets: | $209,693,000 | 2,199 |
| Cash and due from depository institutions | $12,399,000 | 1,813 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $43,425,000 | 2,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $144,707,000 | 1,933 |
| Loan loss allowance | $2,219,000 | 1,612 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,785,000 | 2,156 |
| Other real estate owned | $800,000 | 1,813 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,577,000 | 1,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,693,000 | 2,199 |
| Total liabilities | $190,865,000 | 2,168 |
| Total deposits | $179,975,000 | 2,110 |
| Interest-bearing deposits | $155,072,000 | 2,079 |
| Deposits held in domestic offices | $179,975,000 | 2,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,014,000 | 1,209 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,876,000 | 1,192 |
| Total equity capital | $18,828,000 | 2,391 |
| Total bank equity capital | $18,828,000 | 2,391 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $7,648,000 | 2,006 |
| Undivided profits | $10,680,000 | 2,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $427,000 | 4,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,097,000 | 2,002 |
| Earning assets | $188,132,000 | 2,246 |
| Long-term assets (5+ years) | $15,156,000 | 3,742 |
| Average Assets, year-to-date | $204,616,800 | 2,128 |
| Average Assets, quarterly | $204,608,000 | 2,201 |
| Volatile liabilities | $33,830,000 | 1,955 |
| Insider loans | $12,122,000 | 319 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $384,000 | 1,337 |
| Unused loan commitments | $34,254,000 | 1,505 |
| Tier 1 (core) risk-based capital | $18,459,000 | 2,314 |
| Tier 2 risk-based capital | $1,857,940 | 1,728 |
| Total risk weighted assets | $148,055,240 | 1,935 |
| Total unused commitments | $34,254,000 | 1,511 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 96 | 1,847 |
| Assets and Liabilities | ||
| Total Assets: | $200,878,000 | 2,264 |
| Cash and due from depository institutions | $8,422,000 | 1,847 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $32,716,000 | 3,376 |
| Federal funds sold & reverse repurchase agreements | $11,765,000 | 1,146 |
| Net loans & leases | $139,161,000 | 2,010 |
| Loan loss allowance | $2,152,000 | 1,669 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,601,000 | 2,190 |
| Other real estate owned | $800,000 | 1,847 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,413,000 | 1,702 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,878,000 | 2,264 |
| Total liabilities | $186,472,000 | 2,203 |
| Total deposits | $179,014,000 | 2,104 |
| Interest-bearing deposits | $158,967,000 | 2,037 |
| Deposits held in domestic offices | $179,014,000 | 2,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,198,000 | 1,812 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $777,000 | 3,741 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,483,000 | 1,304 |
| Total equity capital | $14,406,000 | 3,075 |
| Total bank equity capital | $14,406,000 | 3,075 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $7,521,000 | 1,993 |
| Undivided profits | $6,385,000 | 3,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 3,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,228,000 | 1,821 |
| Earning assets | $183,642,000 | 2,282 |
| Long-term assets (5+ years) | $15,109,000 | 3,350 |
| Average Assets, year-to-date | $191,363,800 | 2,248 |
| Average Assets, quarterly | $199,382,000 | 2,247 |
| Volatile liabilities | $27,804,000 | 2,272 |
| Insider loans | $13,290,000 | 291 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $27,000 | 1,551 |
| Unused loan commitments | $24,545,000 | 1,807 |
| Tier 1 (core) risk-based capital | $14,316,000 | 2,962 |
| Tier 2 risk-based capital | $1,752,530 | 1,732 |
| Total risk weighted assets | $139,802,930 | 2,003 |
| Total unused commitments | $24,545,000 | 1,814 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 88 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $179,696,000 | 2,575 |
| Cash and due from depository institutions | $11,095,000 | 2,126 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $32,959,000 | 3,631 |
| Federal funds sold & reverse repurchase agreements | $3,755,000 | 3,296 |
| Net loans & leases | $124,318,000 | 2,270 |
| Loan loss allowance | $1,907,000 | 1,994 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,865,000 | 2,722 |
| Other real estate owned | $811,000 | 2,126 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,893,000 | 1,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,696,000 | 2,575 |
| Total liabilities | $166,555,000 | 2,513 |
| Total deposits | $159,869,000 | 2,419 |
| Interest-bearing deposits | $140,071,000 | 2,379 |
| Deposits held in domestic offices | $159,869,000 | 2,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,964,000 | 1,977 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $403,000 | 4,100 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,319,000 | 1,374 |
| Total equity capital | $13,141,000 | 3,377 |
| Total bank equity capital | $13,141,000 | 3,377 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $6,521,000 | 2,305 |
| Undivided profits | $6,120,000 | 3,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 4,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,148,000 | 1,951 |
| Earning assets | $161,032,000 | 2,629 |
| Long-term assets (5+ years) | $14,404,000 | 3,348 |
| Average Assets, year-to-date | $168,409,600 | 2,629 |
| Average Assets, quarterly | $174,261,000 | 2,628 |
| Volatile liabilities | $25,258,000 | 2,402 |
| Insider loans | $4,402,000 | 975 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $27,000 | 1,535 |
| Unused loan commitments | $18,817,000 | 2,146 |
| Tier 1 (core) risk-based capital | $13,114,000 | 3,272 |
| Tier 2 risk-based capital | $1,535,630 | 1,998 |
| Total risk weighted assets | $122,478,630 | 2,305 |
| Total unused commitments | $18,817,000 | 2,159 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 87 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $158,635,000 | 2,906 |
| Cash and due from depository institutions | $8,123,000 | 2,232 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,264,000 | 4,148 |
| Federal funds sold & reverse repurchase agreements | $1,020,000 | 7,250 |
| Net loans & leases | $112,952,000 | 2,435 |
| Loan loss allowance | $1,754,000 | 2,174 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,002,000 | 2,547 |
| Other real estate owned | $800,000 | 2,232 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,474,000 | 2,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,635,000 | 2,906 |
| Total liabilities | $146,135,000 | 2,843 |
| Total deposits | $142,660,000 | 2,734 |
| Interest-bearing deposits | $124,124,000 | 2,702 |
| Deposits held in domestic offices | $142,660,000 | 2,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $104,000 | 4,346 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,371,000 | 1,394 |
| Total equity capital | $12,500,000 | 3,510 |
| Total bank equity capital | $12,500,000 | 3,510 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $6,500,000 | 2,318 |
| Undivided profits | $5,500,000 | 4,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 7,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $978,000 | 2,360 |
| Earning assets | $143,236,000 | 2,952 |
| Long-term assets (5+ years) | $9,038,000 | 4,304 |
| Average Assets, year-to-date | $155,915,000 | 2,828 |
| Average Assets, quarterly | $159,303,000 | 2,855 |
| Volatile liabilities | $20,446,000 | 2,592 |
| Insider loans | $3,202,000 | 1,362 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $208,000 | 1,271 |
| Unused loan commitments | $23,795,000 | 1,765 |
| Tier 1 (core) risk-based capital | $12,325,000 | 3,446 |
| Tier 2 risk-based capital | $1,410,380 | 2,127 |
| Total risk weighted assets | $112,484,680 | 2,416 |
| Total unused commitments | $23,795,000 | 1,774 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 88 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $150,710,000 | 3,005 |
| Cash and due from depository institutions | $7,969,000 | 2,286 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $29,094,000 | 4,381 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $106,944,000 | 2,520 |
| Loan loss allowance | $1,653,000 | 2,325 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,597,000 | 2,850 |
| Other real estate owned | $800,000 | 2,286 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,306,000 | 2,445 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,710,000 | 3,005 |
| Total liabilities | $139,390,000 | 2,953 |
| Total deposits | $136,113,000 | 2,801 |
| Interest-bearing deposits | $114,132,000 | 2,883 |
| Deposits held in domestic offices | $136,113,000 | 2,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,796 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $347,000 | 4,035 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,330,000 | 1,605 |
| Total equity capital | $11,320,000 | 3,598 |
| Total bank equity capital | $11,320,000 | 3,598 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $6,500,000 | 2,236 |
| Undivided profits | $4,320,000 | 4,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $798,000 | 2,556 |
| Earning assets | $136,038,000 | 3,031 |
| Long-term assets (5+ years) | $8,556,000 | 4,524 |
| Average Assets, year-to-date | $148,180,000 | 2,972 |
| Average Assets, quarterly | $149,564,000 | 2,999 |
| Volatile liabilities | $21,456,000 | 2,397 |
| Insider loans | $2,931,000 | 1,433 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $265,000 | 1,007 |
| Unused loan commitments | $22,707,000 | 1,737 |
| Tier 1 (core) risk-based capital | $11,771,000 | 3,498 |
| Tier 2 risk-based capital | $1,343,500 | 2,237 |
| Total risk weighted assets | $107,170,500 | 2,485 |
| Total unused commitments | $22,707,000 | 1,749 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 94 | 2,236 |
| Assets and Liabilities | ||
| Total Assets: | $146,475,000 | 3,126 |
| Cash and due from depository institutions | $10,030,000 | 2,236 |
| Interest-bearing balances | $1,000,000 | 3,386 |
| Securities | $29,278,000 | 4,577 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $101,077,000 | 2,589 |
| Loan loss allowance | $1,537,000 | 2,579 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,529,000 | 2,891 |
| Other real estate owned | $800,000 | 2,236 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,761,000 | 2,624 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,475,000 | 3,126 |
| Total liabilities | $135,700,000 | 3,070 |
| Total deposits | $128,442,000 | 3,064 |
| Interest-bearing deposits | $110,773,000 | 3,074 |
| Deposits held in domestic offices | $128,442,000 | 3,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,275,000 | 1,613 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $579,000 | 3,242 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,404,000 | 1,570 |
| Total equity capital | $10,775,000 | 3,778 |
| Total bank equity capital | $10,775,000 | 3,778 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $5,500,000 | 2,457 |
| Undivided profits | $4,775,000 | 4,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 6,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $472,000 | 3,952 |
| Earning assets | $131,355,000 | 3,205 |
| Long-term assets (5+ years) | $11,956,000 | 3,889 |
| Average Assets, year-to-date | $139,082,400 | 3,201 |
| Average Assets, quarterly | $144,422,500 | 3,144 |
| Volatile liabilities | $21,843,000 | 2,239 |
| Insider loans | $4,219,000 | 971 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $555,000 | 1,198 |
| Unused loan commitments | $18,293,000 | 2,004 |
| Tier 1 (core) risk-based capital | $10,398,000 | 3,841 |
| Tier 2 risk-based capital | $1,275,390 | 2,303 |
| Total risk weighted assets | $101,769,790 | 2,560 |
| Total unused commitments | $18,293,000 | 2,022 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 83 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $132,871,000 | 3,487 |
| Cash and due from depository institutions | $8,438,000 | 2,604 |
| Interest-bearing balances | $1,000,000 | 3,780 |
| Securities | $27,741,000 | 4,778 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $90,516,000 | 2,923 |
| Loan loss allowance | $1,447,000 | 2,777 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,100,000 | 3,450 |
| Other real estate owned | $1,128,000 | 2,604 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,948,000 | 2,568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,871,000 | 3,487 |
| Total liabilities | $122,459,000 | 3,478 |
| Total deposits | $119,728,000 | 3,395 |
| Interest-bearing deposits | $103,904,000 | 3,414 |
| Deposits held in domestic offices | $119,728,000 | 3,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $596,000 | 3,004 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,135,000 | 1,768 |
| Total equity capital | $10,412,000 | 3,725 |
| Total bank equity capital | $10,412,000 | 3,725 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $5,500,000 | 2,375 |
| Undivided profits | $4,412,000 | 4,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $381,000 | 6,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $682,000 | 2,929 |
| Earning assets | $119,257,000 | 3,541 |
| Long-term assets (5+ years) | $16,635,000 | 2,990 |
| Average Assets, year-to-date | $132,365,000 | 3,425 |
| Average Assets, quarterly | $132,137,500 | 3,478 |
| Volatile liabilities | $15,981,000 | 2,823 |
| Insider loans | $104,000 | 5,613 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,234,000 | 2,011 |
| Tier 1 (core) risk-based capital | $10,412,000 | 3,664 |
| Tier 2 risk-based capital | $1,148,850 | 2,577 |
| Total risk weighted assets | $91,609,750 | 2,905 |
| Total unused commitments | $17,234,000 | 2,027 |
| Derivatives | $0 | 651 |