Home > Bank of Coronado > Income and Expense
Bank of Coronado, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,581,000 | 5,472 |
| Total interest expense | $1,148,000 | 6,547 |
| Net interest income | $3,433,000 | 4,817 |
| Provision for loan and lease losses | $170,000 | 4,692 |
| Total noninterest income | $985,000 | 3,518 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $117,000 | 6,301 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $868,000 | 2,376 |
| Total noninterest expense | $5,412,000 | 2,721 |
| Salaries and employee benefits | $2,250,000 | 3,395 |
| Premises and equipment expense | $694,000 | 3,023 |
| Additional noninterest expense | $2,468,000 | 1,875 |
| Pre-tax net operating income | $-1,164,000 | 9,158 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-395,000 | 9,222 |
| Income before extraordinary items | $-769,000 | 9,130 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-769,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-769,000 | 9,090 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,361,000 | 5,371 |
| Total interest expense | $2,067,000 | 5,993 |
| Net interest income | $3,294,000 | 4,758 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $984,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $113,000 | 6,354 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $871,000 | 2,257 |
| Total noninterest expense | $3,610,000 | 3,730 |
| Salaries and employee benefits | $2,128,000 | 3,409 |
| Premises and equipment expense | $640,000 | 3,190 |
| Additional noninterest expense | $842,000 | 4,623 |
| Pre-tax net operating income | $428,000 | 6,846 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $185,000 | 5,152 |
| Income before extraordinary items | $255,000 | 7,403 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $255,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,056 |
| Cash dividends | $112,000 | 5,666 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 776 |
| Net operating income | $247,320 | 7,333 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,993,000 | 5,085 |
| Total interest expense | $2,211,000 | 5,962 |
| Net interest income | $3,782,000 | 4,369 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $839,000 | 3,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $726,000 | 2,299 |
| Total noninterest expense | $3,136,000 | 4,077 |
| Salaries and employee benefits | $1,848,000 | 3,696 |
| Premises and equipment expense | $508,000 | 3,740 |
| Additional noninterest expense | $780,000 | 4,823 |
| Pre-tax net operating income | $1,395,000 | 4,279 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $545,000 | 3,299 |
| Income before extraordinary items | $850,000 | 4,861 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $850,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $192,000 | 5,208 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 876 |
| Net operating income | $850,000 | 4,871 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,680,000 | 5,810 |
| Total interest expense | $1,554,000 | 6,841 |
| Net interest income | $3,126,000 | 5,011 |
| Provision for loan and lease losses | $155,000 | 4,177 |
| Total noninterest income | $904,000 | 3,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 2,184 |
| Total noninterest expense | $3,075,000 | 4,125 |
| Salaries and employee benefits | $1,666,000 | 3,991 |
| Premises and equipment expense | $537,000 | 3,553 |
| Additional noninterest expense | $872,000 | 4,484 |
| Pre-tax net operating income | $800,000 | 5,933 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $331,000 | 4,602 |
| Income before extraordinary items | $469,000 | 6,601 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $469,000 | 6,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,604 |
| Cash dividends | $159,000 | 5,565 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 766 |
| Net operating income | $469,000 | 6,580 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 6,125 |
| Total interest expense | $1,643,000 | 6,891 |
| Net interest income | $2,769,000 | 5,452 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $1,214,000 | 2,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,102,000 | 1,729 |
| Total noninterest expense | $2,934,000 | 4,202 |
| Salaries and employee benefits | $1,633,000 | 3,973 |
| Premises and equipment expense | $531,000 | 3,526 |
| Additional noninterest expense | $770,000 | 4,805 |
| Pre-tax net operating income | $989,000 | 5,443 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $232,000 | 5,807 |
| Income before extraordinary items | $757,000 | 5,369 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $757,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $123,000 | 6,048 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 807 |
| Net operating income | $757,000 | 5,268 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 7,234 |
| Total interest expense | $1,190,000 | 8,144 |
| Net interest income | $2,246,000 | 6,444 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $858,000 | 3,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $741,000 | 2,139 |
| Total noninterest expense | $2,561,000 | 4,694 |
| Salaries and employee benefits | $1,385,000 | 4,551 |
| Premises and equipment expense | $437,000 | 4,138 |
| Additional noninterest expense | $739,000 | 5,011 |
| Pre-tax net operating income | $473,000 | 8,073 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,000 | 9,982 |
| Income before extraordinary items | $469,000 | 7,174 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $469,000 | 7,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $90,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 995 |
| Net operating income | $469,000 | 7,126 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 7,984 |
| Total interest expense | $1,016,000 | 8,951 |
| Net interest income | $1,987,000 | 7,177 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $668,000 | 4,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $583,000 | 2,614 |
| Total noninterest expense | $2,169,000 | 5,601 |
| Salaries and employee benefits | $1,206,000 | 5,183 |
| Premises and equipment expense | $304,000 | 5,535 |
| Additional noninterest expense | $659,000 | 5,981 |
| Pre-tax net operating income | $461,000 | 8,156 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-53,000 | 11,079 |
| Income before extraordinary items | $514,000 | 6,796 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $514,000 | 6,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $68,000 | 7,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $514,000 | 6,740 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 8,279 |
| Total interest expense | $1,005,000 | 9,238 |
| Net interest income | $1,945,000 | 7,427 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $607,000 | 4,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,800 |
| Total noninterest expense | $2,092,000 | 5,785 |
| Salaries and employee benefits | $1,093,000 | 5,627 |
| Premises and equipment expense | $287,000 | 5,828 |
| Additional noninterest expense | $712,000 | 5,759 |
| Pre-tax net operating income | $445,000 | 8,778 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-99,000 | 11,711 |
| Income before extraordinary items | $544,000 | 6,939 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $544,000 | 6,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $375,000 | 411 |
| Net operating income | $544,000 | 6,917 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 8,950 |
| Total interest expense | $843,000 | 9,383 |
| Net interest income | $1,629,000 | 8,514 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $537,000 | 5,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 3,209 |
| Total noninterest expense | $1,992,000 | 6,219 |
| Salaries and employee benefits | $1,035,000 | 5,922 |
| Premises and equipment expense | $268,000 | 6,210 |
| Additional noninterest expense | $689,000 | 6,399 |
| Pre-tax net operating income | $109,000 | 11,571 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $108,000 | 11,310 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $108,000 | 11,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $108,000 | 11,347 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 9,857 |
| Total interest expense | $699,000 | 10,592 |
| Net interest income | $1,465,000 | 9,229 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $601,000 | 4,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 8,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $488,000 | 3,319 |
| Total noninterest expense | $2,131,000 | 6,027 |
| Salaries and employee benefits | $1,047,000 | 5,890 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $836,000 | 5,712 |
| Pre-tax net operating income | $-145,000 | 12,642 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-2,000 | 12,732 |
| Income before extraordinary items | $-143,000 | 12,703 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-143,000 | 12,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 4,368 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-143,000 | 12,613 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 10,832 |
| Total interest expense | $768,000 | 11,471 |
| Net interest income | $1,268,000 | 10,070 |
| Provision for loan and lease losses | $115,000 | 6,913 |
| Total noninterest income | $446,000 | 6,111 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 4,222 |
| Total noninterest expense | $2,262,000 | 5,778 |
| Salaries and employee benefits | $909,000 | 6,561 |
| Premises and equipment expense | $311,000 | 5,817 |
| Additional noninterest expense | $1,042,000 | 4,887 |
| Pre-tax net operating income | $-663,000 | 13,379 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,000 | 12,573 |
| Income before extraordinary items | $-666,000 | 13,449 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-666,000 | 13,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-666,000 | 13,359 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.