Home > Bank of Commerce and Trust Company > Income and Expense
Bank of Commerce and Trust Company, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 9,259 |
| Total interest expense | $752,000 | 9,798 |
| Net interest income | $1,344,000 | 8,657 |
| Provision for loan and lease losses | $-25,000 | 11,143 |
| Total noninterest income | $283,000 | 7,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $1,145,000 | 8,177 |
| Salaries and employee benefits | $572,000 | 8,305 |
| Premises and equipment expense | $213,000 | 6,804 |
| Additional noninterest expense | $360,000 | 8,263 |
| Pre-tax net operating income | $507,000 | 7,894 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $174,000 | 7,529 |
| Income before extraordinary items | $333,000 | 8,128 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $333,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,845 |
| Cash dividends | $330,000 | 4,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $333,000 | 8,070 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 9,649 |
| Total interest expense | $674,000 | 10,402 |
| Net interest income | $1,370,000 | 8,872 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $284,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $1,089,000 | 8,618 |
| Salaries and employee benefits | $530,000 | 8,854 |
| Premises and equipment expense | $189,000 | 7,403 |
| Additional noninterest expense | $370,000 | 8,491 |
| Pre-tax net operating income | $501,000 | 8,432 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $169,000 | 7,942 |
| Income before extraordinary items | $332,000 | 8,644 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $332,000 | 8,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,774 |
| Cash dividends | $436,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $332,000 | 8,610 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 10,002 |
| Total interest expense | $573,000 | 10,730 |
| Net interest income | $1,322,000 | 9,390 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $319,000 | 7,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,986 |
| Total noninterest expense | $1,203,000 | 8,590 |
| Salaries and employee benefits | $536,000 | 9,069 |
| Premises and equipment expense | $187,000 | 7,705 |
| Additional noninterest expense | $480,000 | 8,055 |
| Pre-tax net operating income | $363,000 | 9,641 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $121,000 | 8,911 |
| Income before extraordinary items | $242,000 | 9,785 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $242,000 | 9,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,634 |
| Cash dividends | $130,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $242,000 | 9,861 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 10,342 |
| Total interest expense | $620,000 | 11,025 |
| Net interest income | $1,299,000 | 9,735 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $414,000 | 6,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,992 |
| Total noninterest expense | $1,954,000 | 6,460 |
| Salaries and employee benefits | $538,000 | 9,319 |
| Premises and equipment expense | $197,000 | 7,746 |
| Additional noninterest expense | $1,219,000 | 4,140 |
| Pre-tax net operating income | $-306,000 | 12,768 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-106,000 | 12,962 |
| Income before extraordinary items | $-200,000 | 12,763 |
| Extraordinary gains, net | $55,000 | 2,093 |
| Net income | $-145,000 | 12,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-200,000 | 12,678 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 10,434 |
| Total interest expense | $913,000 | 10,805 |
| Net interest income | $1,307,000 | 9,963 |
| Provision for loan and lease losses | $64,000 | 8,436 |
| Total noninterest income | $470,000 | 5,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 5,223 |
| Total noninterest expense | $1,410,000 | 8,244 |
| Salaries and employee benefits | $533,000 | 9,445 |
| Premises and equipment expense | $195,000 | 7,943 |
| Additional noninterest expense | $682,000 | 6,870 |
| Pre-tax net operating income | $302,000 | 10,119 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $90,000 | 10,159 |
| Income before extraordinary items | $213,000 | 10,424 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $213,000 | 10,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $213,000 | 10,066 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.