Home > Bank of Commerce > Income and Expense
Bank of Commerce, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 4,089 |
| Total interest expense | $348,000 | 3,402 |
| Net interest income | $2,067,000 | 4,154 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $172,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $57,000 | 4,864 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $115,000 | 4,394 |
| Total noninterest expense | $2,163,000 | 3,670 |
| Salaries and employee benefits | $1,067,000 | 3,887 |
| Premises and equipment expense | $218,000 | 4,003 |
| Additional noninterest expense | $878,000 | 3,180 |
| Pre-tax net operating income | $76,000 | 5,882 |
| Securities gains (losses) | $-3,000 | 6,148 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $73,000 | 5,881 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $73,000 | 5,883 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $73,000 | 5,884 |
| Net charge-offs | $83,000 | 2,367 |
| Cash dividends | $142,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 675 |
| Net operating income | $76,000 | 5,831 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 4,105 |
| Total interest expense | $173,000 | 3,461 |
| Net interest income | $1,039,000 | 4,157 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $74,000 | 5,048 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $30,000 | 4,784 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $44,000 | 4,711 |
| Total noninterest expense | $997,000 | 3,910 |
| Salaries and employee benefits | $544,000 | 3,881 |
| Premises and equipment expense | $109,000 | 4,028 |
| Additional noninterest expense | $344,000 | 3,778 |
| Pre-tax net operating income | $116,000 | 5,130 |
| Securities gains (losses) | $19,000 | 970 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $135,000 | 4,821 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 4,823 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $135,000 | 4,822 |
| Net charge-offs | $21,000 | 2,457 |
| Cash dividends | $71,000 | 2,422 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 642 |
| Net operating income | $116,000 | 4,946 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,876,000 | 4,142 |
| Total interest expense | $656,000 | 3,895 |
| Net interest income | $4,220,000 | 4,142 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $331,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $121,000 | 4,940 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $210,000 | 4,545 |
| Total noninterest expense | $4,211,000 | 3,802 |
| Salaries and employee benefits | $2,178,000 | 3,895 |
| Premises and equipment expense | $434,000 | 4,038 |
| Additional noninterest expense | $1,599,000 | 3,493 |
| Pre-tax net operating income | $340,000 | 5,382 |
| Securities gains (losses) | $101,000 | 1,315 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $441,000 | 5,042 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $441,000 | 5,045 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $441,000 | 5,045 |
| Net charge-offs | $376,000 | 2,321 |
| Cash dividends | $163,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 732 |
| Net operating income | $340,000 | 5,260 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 4,187 |
| Total interest expense | $488,000 | 4,000 |
| Net interest income | $3,154,000 | 4,180 |
| Provision for loan and lease losses | $23,000 | 4,446 |
| Total noninterest income | $246,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $89,000 | 5,026 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $157,000 | 4,644 |
| Total noninterest expense | $3,142,000 | 3,831 |
| Salaries and employee benefits | $1,612,000 | 3,921 |
| Premises and equipment expense | $326,000 | 4,083 |
| Additional noninterest expense | $1,204,000 | 3,484 |
| Pre-tax net operating income | $235,000 | 5,577 |
| Securities gains (losses) | $36,000 | 1,884 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $271,000 | 5,377 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $271,000 | 5,378 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $271,000 | 5,379 |
| Net charge-offs | $356,000 | 1,944 |
| Cash dividends | $123,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 684 |
| Net operating income | $235,000 | 5,437 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 4,225 |
| Total interest expense | $328,000 | 4,046 |
| Net interest income | $2,074,000 | 4,210 |
| Provision for loan and lease losses | $23,000 | 4,212 |
| Total noninterest income | $168,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $57,000 | 5,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $111,000 | 4,612 |
| Total noninterest expense | $2,089,000 | 3,859 |
| Salaries and employee benefits | $1,052,000 | 4,001 |
| Premises and equipment expense | $221,000 | 4,083 |
| Additional noninterest expense | $816,000 | 3,455 |
| Pre-tax net operating income | $130,000 | 5,687 |
| Securities gains (losses) | $36,000 | 1,723 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $166,000 | 5,472 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $166,000 | 5,475 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $166,000 | 5,475 |
| Net charge-offs | $232,000 | 1,945 |
| Cash dividends | $82,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 656 |
| Net operating income | $130,000 | 5,574 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 4,237 |
| Total interest expense | $168,000 | 4,075 |
| Net interest income | $1,041,000 | 4,220 |
| Provision for loan and lease losses | $23,000 | 3,509 |
| Total noninterest income | $98,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 4,322 |
| Total noninterest expense | $1,017,000 | 3,951 |
| Salaries and employee benefits | $496,000 | 4,177 |
| Premises and equipment expense | $110,000 | 4,105 |
| Additional noninterest expense | $411,000 | 3,449 |
| Pre-tax net operating income | $99,000 | 5,329 |
| Securities gains (losses) | $18,000 | 1,302 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $117,000 | 5,051 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $117,000 | 5,053 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $117,000 | 5,053 |
| Net charge-offs | $69,000 | 2,178 |
| Cash dividends | $40,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 608 |
| Net operating income | $99,000 | 5,160 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,271,000 | 4,174 |
| Total interest expense | $980,000 | 3,655 |
| Net interest income | $4,291,000 | 4,230 |
| Provision for loan and lease losses | $206,000 | 3,898 |
| Total noninterest income | $40,000 | 6,677 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $102,000 | 5,406 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-62,000 | 6,697 |
| Total noninterest expense | $4,206,000 | 3,893 |
| Salaries and employee benefits | $1,993,000 | 4,142 |
| Premises and equipment expense | $466,000 | 3,985 |
| Additional noninterest expense | $1,747,000 | 3,416 |
| Pre-tax net operating income | $-81,000 | 6,267 |
| Securities gains (losses) | $334,000 | 1,271 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $253,000 | 5,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $253,000 | 5,611 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $253,000 | 5,612 |
| Net charge-offs | $440,000 | 2,821 |
| Cash dividends | $123,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 705 |
| Net operating income | $-81,000 | 6,277 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 4,226 |
| Total interest expense | $797,000 | 3,595 |
| Net interest income | $3,204,000 | 4,305 |
| Provision for loan and lease losses | $116,000 | 4,207 |
| Total noninterest income | $176,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $71,000 | 5,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $105,000 | 5,071 |
| Total noninterest expense | $3,088,000 | 3,978 |
| Salaries and employee benefits | $1,480,000 | 4,177 |
| Premises and equipment expense | $350,000 | 4,037 |
| Additional noninterest expense | $1,258,000 | 3,517 |
| Pre-tax net operating income | $176,000 | 5,761 |
| Securities gains (losses) | $146,000 | 1,683 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $322,000 | 5,244 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $322,000 | 5,242 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $322,000 | 5,242 |
| Net charge-offs | $317,000 | 2,747 |
| Cash dividends | $102,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 663 |
| Net operating income | $176,000 | 5,652 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 4,214 |
| Total interest expense | $594,000 | 3,427 |
| Net interest income | $2,113,000 | 4,342 |
| Provision for loan and lease losses | $75,000 | 4,155 |
| Total noninterest income | $121,000 | 5,574 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $46,000 | 5,648 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 5,011 |
| Total noninterest expense | $2,064,000 | 3,995 |
| Salaries and employee benefits | $978,000 | 4,227 |
| Premises and equipment expense | $238,000 | 3,993 |
| Additional noninterest expense | $848,000 | 3,527 |
| Pre-tax net operating income | $95,000 | 5,898 |
| Securities gains (losses) | $146,000 | 1,330 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $241,000 | 5,099 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $241,000 | 5,099 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $241,000 | 5,099 |
| Net charge-offs | $140,000 | 3,116 |
| Cash dividends | $61,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 623 |
| Net operating income | $95,000 | 5,821 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 4,210 |
| Total interest expense | $318,000 | 3,383 |
| Net interest income | $1,061,000 | 4,357 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $64,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 4,998 |
| Total noninterest expense | $1,009,000 | 4,076 |
| Salaries and employee benefits | $477,000 | 4,329 |
| Premises and equipment expense | $119,000 | 4,006 |
| Additional noninterest expense | $413,000 | 3,565 |
| Pre-tax net operating income | $56,000 | 5,867 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $56,000 | 5,916 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $56,000 | 5,915 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $56,000 | 5,915 |
| Net charge-offs | $71,000 | 2,749 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 577 |
| Net operating income | $56,000 | 5,779 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 3,820 |
| Total interest expense | $1,995,000 | 2,787 |
| Net interest income | $4,613,000 | 4,143 |
| Provision for loan and lease losses | $2,024,000 | 1,549 |
| Total noninterest income | $-685,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $79,000 | 5,832 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-764,000 | 7,163 |
| Total noninterest expense | $4,101,000 | 4,048 |
| Salaries and employee benefits | $1,972,000 | 4,206 |
| Premises and equipment expense | $422,000 | 4,442 |
| Additional noninterest expense | $1,707,000 | 3,550 |
| Pre-tax net operating income | $-2,197,000 | 6,822 |
| Securities gains (losses) | $472,000 | 823 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,725,000 | 6,793 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,725,000 | 6,793 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,725,000 | 6,793 |
| Net charge-offs | $2,006,000 | 1,547 |
| Cash dividends | $58,000 | 3,949 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 741 |
| Net operating income | $-2,197,000 | 6,849 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,110,000 | 3,791 |
| Total interest expense | $1,612,000 | 2,711 |
| Net interest income | $3,498,000 | 4,121 |
| Provision for loan and lease losses | $1,096,000 | 1,862 |
| Total noninterest income | $-587,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $59,000 | 5,864 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-646,000 | 7,268 |
| Total noninterest expense | $3,037,000 | 4,083 |
| Salaries and employee benefits | $1,506,000 | 4,172 |
| Premises and equipment expense | $318,000 | 4,485 |
| Additional noninterest expense | $1,213,000 | 3,667 |
| Pre-tax net operating income | $-1,222,000 | 6,854 |
| Securities gains (losses) | $336,000 | 854 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-886,000 | 6,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-886,000 | 6,824 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-886,000 | 6,823 |
| Net charge-offs | $1,365,000 | 1,595 |
| Cash dividends | $57,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 697 |
| Net operating income | $-1,222,000 | 6,887 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 3,770 |
| Total interest expense | $1,132,000 | 2,683 |
| Net interest income | $2,361,000 | 4,090 |
| Provision for loan and lease losses | $576,000 | 2,154 |
| Total noninterest income | $77,000 | 6,169 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $41,000 | 5,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 5,786 |
| Total noninterest expense | $2,125,000 | 4,007 |
| Salaries and employee benefits | $1,032,000 | 4,118 |
| Premises and equipment expense | $211,000 | 4,542 |
| Additional noninterest expense | $882,000 | 3,509 |
| Pre-tax net operating income | $-263,000 | 6,621 |
| Securities gains (losses) | $129,000 | 963 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-134,000 | 6,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-134,000 | 6,548 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-134,000 | 6,548 |
| Net charge-offs | $624,000 | 1,913 |
| Cash dividends | $82,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 633 |
| Net operating income | $-263,000 | 6,671 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 3,733 |
| Total interest expense | $574,000 | 2,727 |
| Net interest income | $1,203,000 | 4,042 |
| Provision for loan and lease losses | $176,000 | 2,599 |
| Total noninterest income | $69,000 | 5,509 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 4,699 |
| Total noninterest expense | $1,045,000 | 4,071 |
| Salaries and employee benefits | $505,000 | 4,195 |
| Premises and equipment expense | $104,000 | 4,611 |
| Additional noninterest expense | $436,000 | 3,534 |
| Pre-tax net operating income | $51,000 | 5,748 |
| Securities gains (losses) | $35,000 | 882 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $86,000 | 5,201 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $86,000 | 5,199 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $86,000 | 5,201 |
| Net charge-offs | $179,000 | 2,210 |
| Cash dividends | $41,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 587 |
| Net operating income | $51,000 | 5,647 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,672,000 | 3,657 |
| Total interest expense | $2,681,000 | 2,829 |
| Net interest income | $4,991,000 | 3,969 |
| Provision for loan and lease losses | $1,136,000 | 2,865 |
| Total noninterest income | $169,000 | 6,168 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $69,000 | 5,936 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 5,443 |
| Total noninterest expense | $5,799,000 | 3,193 |
| Salaries and employee benefits | $1,928,000 | 4,341 |
| Premises and equipment expense | $414,000 | 4,669 |
| Additional noninterest expense | $3,457,000 | 2,025 |
| Pre-tax net operating income | $-1,775,000 | 6,718 |
| Securities gains (losses) | $968,000 | 506 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-807,000 | 6,507 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-807,000 | 6,509 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-807,000 | 6,509 |
| Net charge-offs | $891,000 | 2,847 |
| Cash dividends | $164,000 | 3,440 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 840 |
| Net operating income | $-1,775,000 | 6,776 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 3,687 |
| Total interest expense | $2,055,000 | 2,897 |
| Net interest income | $3,805,000 | 3,974 |
| Provision for loan and lease losses | $1,051,000 | 2,434 |
| Total noninterest income | $208,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $51,000 | 6,028 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $157,000 | 4,587 |
| Total noninterest expense | $3,199,000 | 4,045 |
| Salaries and employee benefits | $1,450,000 | 4,369 |
| Premises and equipment expense | $311,000 | 4,744 |
| Additional noninterest expense | $1,438,000 | 3,352 |
| Pre-tax net operating income | $-237,000 | 6,334 |
| Securities gains (losses) | $653,000 | 594 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $416,000 | 4,415 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $416,000 | 4,416 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $416,000 | 4,416 |
| Net charge-offs | $275,000 | 3,842 |
| Cash dividends | $123,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 850 |
| Net operating income | $-237,000 | 6,390 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 3,676 |
| Total interest expense | $1,392,000 | 2,956 |
| Net interest income | $2,569,000 | 3,943 |
| Provision for loan and lease losses | $528,000 | 2,776 |
| Total noninterest income | $139,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $33,000 | 6,090 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $106,000 | 4,550 |
| Total noninterest expense | $2,052,000 | 4,164 |
| Salaries and employee benefits | $1,002,000 | 4,291 |
| Premises and equipment expense | $209,000 | 4,741 |
| Additional noninterest expense | $841,000 | 3,666 |
| Pre-tax net operating income | $128,000 | 5,337 |
| Securities gains (losses) | $218,000 | 904 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $346,000 | 4,038 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $346,000 | 4,036 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $346,000 | 4,037 |
| Net charge-offs | $147,000 | 3,852 |
| Cash dividends | $82,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 796 |
| Net operating income | $128,000 | 5,229 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 3,724 |
| Total interest expense | $695,000 | 3,078 |
| Net interest income | $1,296,000 | 3,939 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $65,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $49,000 | 4,728 |
| Total noninterest expense | $1,043,000 | 4,155 |
| Salaries and employee benefits | $508,000 | 4,301 |
| Premises and equipment expense | $96,000 | 5,057 |
| Additional noninterest expense | $439,000 | 3,550 |
| Pre-tax net operating income | $278,000 | 3,498 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $278,000 | 3,284 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $278,000 | 3,281 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $278,000 | 3,284 |
| Net charge-offs | $62,000 | 3,547 |
| Cash dividends | $41,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 747 |
| Net operating income | $278,000 | 3,173 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,729,000 | 3,908 |
| Total interest expense | $3,143,000 | 3,305 |
| Net interest income | $4,586,000 | 4,170 |
| Provision for loan and lease losses | $4,921,000 | 1,447 |
| Total noninterest income | $253,000 | 5,890 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $58,000 | 6,354 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $195,000 | 4,680 |
| Total noninterest expense | $3,905,000 | 4,410 |
| Salaries and employee benefits | $2,032,000 | 4,312 |
| Premises and equipment expense | $391,000 | 5,045 |
| Additional noninterest expense | $1,482,000 | 4,105 |
| Pre-tax net operating income | $-3,987,000 | 7,060 |
| Securities gains (losses) | $312,000 | 1,204 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,675,000 | 7,113 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,675,000 | 7,111 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,675,000 | 7,111 |
| Net charge-offs | $4,608,000 | 1,220 |
| Cash dividends | $159,000 | 3,836 |
| Sale, conversion, retirement of capital stock, net | $3,085,000 | 258 |
| Net operating income | $-3,987,000 | 7,156 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,725,000 | 4,012 |
| Total interest expense | $2,403,000 | 3,381 |
| Net interest income | $3,322,000 | 4,281 |
| Provision for loan and lease losses | $4,651,000 | 1,101 |
| Total noninterest income | $188,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $42,000 | 6,425 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $146,000 | 4,828 |
| Total noninterest expense | $2,971,000 | 4,383 |
| Salaries and employee benefits | $1,532,000 | 4,321 |
| Premises and equipment expense | $282,000 | 5,188 |
| Additional noninterest expense | $1,157,000 | 3,967 |
| Pre-tax net operating income | $-4,112,000 | 7,422 |
| Securities gains (losses) | $264,000 | 1,092 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,848,000 | 7,472 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,848,000 | 7,472 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,848,000 | 7,472 |
| Net charge-offs | $4,497,000 | 887 |
| Cash dividends | $117,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $3,075,000 | 209 |
| Net operating income | $-4,112,000 | 7,505 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 4,111 |
| Total interest expense | $1,626,000 | 3,464 |
| Net interest income | $2,088,000 | 4,452 |
| Provision for loan and lease losses | $2,972,000 | 1,094 |
| Total noninterest income | $123,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $27,000 | 6,492 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $96,000 | 4,873 |
| Total noninterest expense | $1,955,000 | 4,440 |
| Salaries and employee benefits | $999,000 | 4,441 |
| Premises and equipment expense | $161,000 | 5,593 |
| Additional noninterest expense | $795,000 | 3,887 |
| Pre-tax net operating income | $-2,716,000 | 7,524 |
| Securities gains (losses) | $146,000 | 1,222 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,570,000 | 7,577 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,570,000 | 7,576 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,570,000 | 7,576 |
| Net charge-offs | $2,156,000 | 1,072 |
| Cash dividends | $75,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $3,032,000 | 158 |
| Net operating income | $-2,716,000 | 7,608 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 4,261 |
| Total interest expense | $787,000 | 3,648 |
| Net interest income | $995,000 | 4,594 |
| Provision for loan and lease losses | $173,000 | 3,051 |
| Total noninterest income | $65,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $14,000 | 6,456 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $51,000 | 4,806 |
| Total noninterest expense | $891,000 | 4,640 |
| Salaries and employee benefits | $508,000 | 4,409 |
| Premises and equipment expense | $81,000 | 5,625 |
| Additional noninterest expense | $302,000 | 4,389 |
| Pre-tax net operating income | $-4,000 | 6,259 |
| Securities gains (losses) | $46,000 | 1,339 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $42,000 | 5,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $42,000 | 5,819 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $42,000 | 5,819 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $35,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $3,017,000 | 94 |
| Net operating income | $-4,000 | 6,282 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,545,000 | 4,676 |
| Total interest expense | $2,611,000 | 4,626 |
| Net interest income | $3,934,000 | 4,624 |
| Provision for loan and lease losses | $528,000 | 3,724 |
| Total noninterest income | $137,000 | 6,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $58,000 | 6,519 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $79,000 | 6,232 |
| Total noninterest expense | $3,476,000 | 4,667 |
| Salaries and employee benefits | $2,089,000 | 4,305 |
| Premises and equipment expense | $371,000 | 5,292 |
| Additional noninterest expense | $1,016,000 | 4,771 |
| Pre-tax net operating income | $67,000 | 6,121 |
| Securities gains (losses) | $208,000 | 702 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $275,000 | 5,208 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $275,000 | 5,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 967 |
| Net operating income | $67,000 | 6,131 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,753,000 | 4,856 |
| Total interest expense | $1,876,000 | 4,861 |
| Net interest income | $2,877,000 | 4,736 |
| Provision for loan and lease losses | $414,000 | 3,021 |
| Total noninterest income | $105,000 | 7,066 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $46,000 | 6,522 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 6,377 |
| Total noninterest expense | $2,507,000 | 4,747 |
| Salaries and employee benefits | $1,508,000 | 4,457 |
| Premises and equipment expense | $277,000 | 5,316 |
| Additional noninterest expense | $722,000 | 4,859 |
| Pre-tax net operating income | $61,000 | 6,553 |
| Securities gains (losses) | $140,000 | 790 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $201,000 | 5,692 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $201,000 | 5,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 888 |
| Net operating income | $61,000 | 6,521 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 5,013 |
| Total interest expense | $1,203,000 | 5,119 |
| Net interest income | $1,864,000 | 4,836 |
| Provision for loan and lease losses | $224,000 | 2,977 |
| Total noninterest income | $71,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $29,000 | 6,599 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $42,000 | 6,364 |
| Total noninterest expense | $1,642,000 | 4,839 |
| Salaries and employee benefits | $992,000 | 4,541 |
| Premises and equipment expense | $179,000 | 5,445 |
| Additional noninterest expense | $471,000 | 4,926 |
| Pre-tax net operating income | $69,000 | 6,574 |
| Securities gains (losses) | $117,000 | 854 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $186,000 | 5,713 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 807 |
| Net operating income | $69,000 | 6,496 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 5,118 |
| Total interest expense | $617,000 | 5,201 |
| Net interest income | $913,000 | 4,902 |
| Provision for loan and lease losses | $72,000 | 3,280 |
| Total noninterest income | $37,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $823,000 | 4,848 |
| Salaries and employee benefits | $494,000 | 4,592 |
| Premises and equipment expense | $93,000 | 5,371 |
| Additional noninterest expense | $236,000 | 4,861 |
| Pre-tax net operating income | $55,000 | 6,549 |
| Securities gains (losses) | $37,000 | 1,259 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $92,000 | 5,953 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $92,000 | 5,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 618 |
| Net operating income | $55,000 | 6,417 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 5,650 |
| Total interest expense | $2,256,000 | 5,550 |
| Net interest income | $2,877,000 | 5,607 |
| Provision for loan and lease losses | $444,000 | 2,532 |
| Total noninterest income | $188,000 | 6,828 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $46,000 | 6,816 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $142,000 | 5,665 |
| Total noninterest expense | $3,087,000 | 4,932 |
| Salaries and employee benefits | $1,855,000 | 4,643 |
| Premises and equipment expense | $370,000 | 5,246 |
| Additional noninterest expense | $862,000 | 5,093 |
| Pre-tax net operating income | $-466,000 | 7,796 |
| Securities gains (losses) | $-6,000 | 7,432 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-472,000 | 7,863 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-472,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 868 |
| Net operating income | $-466,000 | 7,854 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 5,852 |
| Total interest expense | $1,595,000 | 5,714 |
| Net interest income | $2,008,000 | 5,833 |
| Provision for loan and lease losses | $353,000 | 2,069 |
| Total noninterest income | $124,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $93,000 | 5,922 |
| Total noninterest expense | $2,315,000 | 4,891 |
| Salaries and employee benefits | $1,386,000 | 4,618 |
| Premises and equipment expense | $276,000 | 5,258 |
| Additional noninterest expense | $653,000 | 5,015 |
| Pre-tax net operating income | $-536,000 | 8,101 |
| Securities gains (losses) | $-6,000 | 7,659 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-542,000 | 8,153 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-542,000 | 8,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-536,000 | 8,137 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 6,082 |
| Total interest expense | $963,000 | 5,959 |
| Net interest income | $1,239,000 | 6,071 |
| Provision for loan and lease losses | $238,000 | 1,925 |
| Total noninterest income | $81,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $20,000 | 6,976 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $61,000 | 5,968 |
| Total noninterest expense | $1,528,000 | 4,957 |
| Salaries and employee benefits | $925,000 | 4,664 |
| Premises and equipment expense | $184,000 | 5,276 |
| Additional noninterest expense | $419,000 | 5,132 |
| Pre-tax net operating income | $-446,000 | 8,266 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-446,000 | 8,299 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-446,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-446,000 | 8,292 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 6,375 |
| Total interest expense | $412,000 | 6,312 |
| Net interest income | $561,000 | 6,344 |
| Provision for loan and lease losses | $92,000 | 2,137 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $746,000 | 5,033 |
| Salaries and employee benefits | $455,000 | 4,752 |
| Premises and equipment expense | $84,000 | 5,553 |
| Additional noninterest expense | $207,000 | 5,160 |
| Pre-tax net operating income | $-254,000 | 8,359 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-254,000 | 8,389 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-254,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-254,000 | 8,379 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 7,467 |
| Total interest expense | $673,000 | 7,568 |
| Net interest income | $1,412,000 | 7,293 |
| Provision for loan and lease losses | $551,000 | 1,745 |
| Total noninterest income | $88,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $17,000 | 7,315 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $71,000 | 6,836 |
| Total noninterest expense | $2,991,000 | 4,897 |
| Salaries and employee benefits | $1,240,000 | 5,805 |
| Premises and equipment expense | $317,000 | 5,601 |
| Additional noninterest expense | $1,434,000 | 3,411 |
| Pre-tax net operating income | $-2,042,000 | 8,583 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-2,042,000 | 8,599 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,042,000 | 8,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $17,600,000 | 100 |
| Net operating income | $-2,042,000 | 8,590 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 7,842 |
| Total interest expense | $364,000 | 7,975 |
| Net interest income | $902,000 | 7,645 |
| Provision for loan and lease losses | $435,000 | 1,584 |
| Total noninterest income | $52,000 | 8,132 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $10,000 | 7,439 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,155 |
| Total noninterest expense | $2,270,000 | 4,839 |
| Salaries and employee benefits | $783,000 | 6,282 |
| Premises and equipment expense | $230,000 | 5,715 |
| Additional noninterest expense | $1,257,000 | 2,998 |
| Pre-tax net operating income | $-1,751,000 | 8,681 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,751,000 | 8,694 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,751,000 | 8,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $17,600,000 | 72 |
| Net operating income | $-1,751,000 | 8,683 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $608,000 | 8,236 |
| Total interest expense | $142,000 | 8,381 |
| Net interest income | $466,000 | 8,056 |
| Provision for loan and lease losses | $348,000 | 1,319 |
| Total noninterest income | $28,000 | 8,317 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,000 | 7,584 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,325 |
| Total noninterest expense | $1,687,000 | 4,513 |
| Salaries and employee benefits | $462,000 | 6,626 |
| Premises and equipment expense | $145,000 | 5,863 |
| Additional noninterest expense | $1,080,000 | 2,388 |
| Pre-tax net operating income | $-1,541,000 | 8,739 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-1,541,000 | 8,742 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,541,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $17,600,000 | 39 |
| Net operating income | $-1,541,000 | 8,731 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $169,000 | 8,594 |
| Total interest expense | $31,000 | 8,624 |
| Net interest income | $138,000 | 8,527 |
| Provision for loan and lease losses | $111,000 | 1,856 |
| Total noninterest income | $13,000 | 8,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $1,124,000 | 3,660 |
| Salaries and employee benefits | $173,000 | 7,344 |
| Premises and equipment expense | $54,000 | 6,597 |
| Additional noninterest expense | $897,000 | 1,467 |
| Pre-tax net operating income | $-1,084,000 | 8,760 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-1,084,000 | 8,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,084,000 | 8,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $17,600,000 | 10 |
| Net operating income | $-1,084,000 | 8,753 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.