Home > Bank of Commerce > Income and Expense
Bank of Commerce, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,156,000 | 2,955 |
| Total interest expense | $1,080,000 | 3,923 |
| Net interest income | $4,076,000 | 2,606 |
| Provision for loan and lease losses | $371,000 | 1,276 |
| Total noninterest income | $294,000 | 4,840 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $149,000 | 4,166 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $145,000 | 4,399 |
| Total noninterest expense | $2,358,000 | 3,348 |
| Salaries and employee benefits | $1,166,000 | 3,647 |
| Premises and equipment expense | $245,000 | 4,214 |
| Additional noninterest expense | $947,000 | 2,567 |
| Pre-tax net operating income | $1,641,000 | 2,561 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $558,000 | 2,106 |
| Income before extraordinary items | $1,083,000 | 2,914 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,083,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,968 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,083,000 | 2,866 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 2,928 |
| Total interest expense | $519,000 | 3,923 |
| Net interest income | $2,050,000 | 2,599 |
| Provision for loan and lease losses | $306,000 | 743 |
| Total noninterest income | $142,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $79,000 | 3,954 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,679 |
| Total noninterest expense | $1,126,000 | 3,502 |
| Salaries and employee benefits | $580,000 | 3,666 |
| Premises and equipment expense | $201,000 | 2,871 |
| Additional noninterest expense | $345,000 | 3,406 |
| Pre-tax net operating income | $760,000 | 2,672 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $258,000 | 2,223 |
| Income before extraordinary items | $502,000 | 3,040 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $502,000 | 3,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,285 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $502,000 | 2,999 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,463,000 | 3,267 |
| Total interest expense | $1,701,000 | 4,145 |
| Net interest income | $6,762,000 | 2,984 |
| Provision for loan and lease losses | $1,096,000 | 970 |
| Total noninterest income | $571,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $397,000 | 3,661 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $174,000 | 5,397 |
| Total noninterest expense | $4,270,000 | 3,553 |
| Salaries and employee benefits | $2,120,000 | 3,803 |
| Premises and equipment expense | $820,000 | 2,726 |
| Additional noninterest expense | $1,330,000 | 3,460 |
| Pre-tax net operating income | $1,967,000 | 3,542 |
| Securities gains (losses) | $59,000 | 1,608 |
| Applicable income taxes | $689,000 | 2,792 |
| Income before extraordinary items | $1,337,000 | 3,915 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,337,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $920,000 | 834 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,298,060 | 3,934 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,111,000 | 3,343 |
| Total interest expense | $1,225,000 | 4,219 |
| Net interest income | $4,886,000 | 3,063 |
| Provision for loan and lease losses | $461,000 | 1,548 |
| Total noninterest income | $411,000 | 5,068 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $304,000 | 3,635 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 5,792 |
| Total noninterest expense | $3,232,000 | 3,509 |
| Salaries and employee benefits | $1,581,000 | 3,800 |
| Premises and equipment expense | $606,000 | 2,755 |
| Additional noninterest expense | $1,045,000 | 3,294 |
| Pre-tax net operating income | $1,604,000 | 3,427 |
| Securities gains (losses) | $68,000 | 1,433 |
| Applicable income taxes | $568,000 | 2,676 |
| Income before extraordinary items | $1,104,000 | 3,760 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,104,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 903 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,059,120 | 3,799 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 3,404 |
| Total interest expense | $784,000 | 4,340 |
| Net interest income | $3,185,000 | 3,113 |
| Provision for loan and lease losses | $262,000 | 1,764 |
| Total noninterest income | $256,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $212,000 | 3,504 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 6,668 |
| Total noninterest expense | $2,158,000 | 3,523 |
| Salaries and employee benefits | $1,043,000 | 3,852 |
| Premises and equipment expense | $239,000 | 4,211 |
| Additional noninterest expense | $876,000 | 2,688 |
| Pre-tax net operating income | $1,021,000 | 3,482 |
| Securities gains (losses) | $79,000 | 1,174 |
| Applicable income taxes | $373,000 | 2,683 |
| Income before extraordinary items | $727,000 | 3,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $727,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 707 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $674,860 | 3,858 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 3,458 |
| Total interest expense | $400,000 | 4,340 |
| Net interest income | $1,550,000 | 3,182 |
| Provision for loan and lease losses | $79,000 | 2,509 |
| Total noninterest income | $138,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $1,107,000 | 3,476 |
| Salaries and employee benefits | $502,000 | 3,991 |
| Premises and equipment expense | $200,000 | 2,811 |
| Additional noninterest expense | $405,000 | 2,877 |
| Pre-tax net operating income | $502,000 | 3,514 |
| Securities gains (losses) | $83,000 | 902 |
| Applicable income taxes | $199,000 | 2,588 |
| Income before extraordinary items | $386,000 | 3,604 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $386,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 480 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $331,220 | 3,877 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,228,000 | 3,713 |
| Total interest expense | $1,840,000 | 4,275 |
| Net interest income | $5,388,000 | 3,489 |
| Provision for loan and lease losses | $611,000 | 1,816 |
| Total noninterest income | $539,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $457,000 | 3,331 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $82,000 | 6,847 |
| Total noninterest expense | $3,876,000 | 3,801 |
| Salaries and employee benefits | $1,929,000 | 4,050 |
| Premises and equipment expense | $446,000 | 4,397 |
| Additional noninterest expense | $1,501,000 | 3,081 |
| Pre-tax net operating income | $1,440,000 | 4,221 |
| Securities gains (losses) | $-20,000 | 8,870 |
| Applicable income taxes | $481,000 | 3,439 |
| Income before extraordinary items | $939,000 | 4,827 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $939,000 | 4,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,520 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,417,000 | 383 |
| Net operating income | $952,200 | 4,612 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 3,927 |
| Total interest expense | $1,401,000 | 4,358 |
| Net interest income | $3,756,000 | 3,693 |
| Provision for loan and lease losses | $530,000 | 1,579 |
| Total noninterest income | $393,000 | 5,361 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $330,000 | 3,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 6,866 |
| Total noninterest expense | $2,841,000 | 3,853 |
| Salaries and employee benefits | $1,437,000 | 4,062 |
| Premises and equipment expense | $311,000 | 4,602 |
| Additional noninterest expense | $1,093,000 | 3,148 |
| Pre-tax net operating income | $778,000 | 5,213 |
| Securities gains (losses) | $-15,000 | 8,984 |
| Applicable income taxes | $264,000 | 4,169 |
| Income before extraordinary items | $499,000 | 5,867 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $499,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,769 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,414,000 | 277 |
| Net operating income | $508,750 | 5,646 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 4,065 |
| Total interest expense | $984,000 | 4,293 |
| Net interest income | $2,354,000 | 3,879 |
| Provision for loan and lease losses | $441,000 | 1,296 |
| Total noninterest income | $242,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $201,000 | 3,607 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $41,000 | 6,905 |
| Total noninterest expense | $1,794,000 | 4,009 |
| Salaries and employee benefits | $920,000 | 4,182 |
| Premises and equipment expense | $295,000 | 3,546 |
| Additional noninterest expense | $579,000 | 3,812 |
| Pre-tax net operating income | $361,000 | 6,099 |
| Securities gains (losses) | $-11,000 | 9,056 |
| Applicable income taxes | $118,000 | 4,894 |
| Income before extraordinary items | $232,000 | 6,696 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $232,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,128 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,414,000 | 181 |
| Net operating income | $239,260 | 6,407 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 4,140 |
| Total interest expense | $514,000 | 4,255 |
| Net interest income | $1,126,000 | 4,025 |
| Provision for loan and lease losses | $110,000 | 2,202 |
| Total noninterest income | $109,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $89,000 | 3,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $872,000 | 4,094 |
| Salaries and employee benefits | $454,000 | 4,212 |
| Premises and equipment expense | $131,000 | 3,907 |
| Additional noninterest expense | $287,000 | 3,789 |
| Pre-tax net operating income | $253,000 | 5,250 |
| Securities gains (losses) | $21,000 | 1,872 |
| Applicable income taxes | $93,000 | 4,071 |
| Income before extraordinary items | $181,000 | 5,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,251 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $1,145,000 | 95 |
| Net operating income | $167,140 | 5,562 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,398,000 | 4,363 |
| Total interest expense | $2,642,000 | 3,923 |
| Net interest income | $3,756,000 | 4,537 |
| Provision for loan and lease losses | $590,000 | 2,103 |
| Total noninterest income | $565,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $380,000 | 3,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 5,185 |
| Total noninterest expense | $3,029,000 | 4,424 |
| Salaries and employee benefits | $1,519,000 | 4,655 |
| Premises and equipment expense | $290,000 | 5,685 |
| Additional noninterest expense | $1,220,000 | 3,567 |
| Pre-tax net operating income | $702,000 | 6,073 |
| Securities gains (losses) | $360,000 | 803 |
| Applicable income taxes | $361,000 | 4,098 |
| Income before extraordinary items | $701,000 | 5,561 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $701,000 | 5,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,516 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,362,000 | 346 |
| Net operating income | $463,400 | 6,429 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,769,000 | 5,112 |
| Total interest expense | $2,872,000 | 4,890 |
| Net interest income | $2,897,000 | 5,193 |
| Provision for loan and lease losses | $411,000 | 2,567 |
| Total noninterest income | $259,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $207,000 | 5,081 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $52,000 | 7,628 |
| Total noninterest expense | $2,569,000 | 4,872 |
| Salaries and employee benefits | $1,398,000 | 4,761 |
| Premises and equipment expense | $369,000 | 4,858 |
| Additional noninterest expense | $802,000 | 4,771 |
| Pre-tax net operating income | $176,000 | 7,994 |
| Securities gains (losses) | $41,000 | 2,547 |
| Applicable income taxes | $73,000 | 6,361 |
| Income before extraordinary items | $144,000 | 8,068 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $144,000 | 8,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,750 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $116,940 | 8,124 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,990,000 | 5,741 |
| Total interest expense | $2,515,000 | 5,538 |
| Net interest income | $2,475,000 | 5,850 |
| Provision for loan and lease losses | $184,000 | 3,917 |
| Total noninterest income | $102,000 | 8,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $2,188,000 | 5,354 |
| Salaries and employee benefits | $1,213,000 | 5,181 |
| Premises and equipment expense | $175,000 | 7,161 |
| Additional noninterest expense | $800,000 | 4,749 |
| Pre-tax net operating income | $205,000 | 8,351 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-39,000 | 9,453 |
| Income before extraordinary items | $244,000 | 7,818 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $244,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,336,000 | 414 |
| Net operating income | $244,000 | 7,820 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 7,773 |
| Total interest expense | $1,357,000 | 7,287 |
| Net interest income | $1,265,000 | 8,069 |
| Provision for loan and lease losses | $29,000 | 7,328 |
| Total noninterest income | $89,000 | 8,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $1,425,000 | 6,969 |
| Salaries and employee benefits | $683,000 | 7,334 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $528,000 | 6,292 |
| Pre-tax net operating income | $-100,000 | 9,537 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-100,000 | 9,573 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-100,000 | 9,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,548 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,735,000 | 383 |
| Net operating income | $-100,000 | 9,552 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 7,225 |
| Total interest expense | $2,111,000 | 5,991 |
| Net interest income | $1,147,000 | 8,457 |
| Provision for loan and lease losses | $236,000 | 3,164 |
| Total noninterest income | $263,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 8,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,339 |
| Total noninterest expense | $1,537,000 | 6,581 |
| Salaries and employee benefits | $912,000 | 6,154 |
| Premises and equipment expense | $171,000 | 7,213 |
| Additional noninterest expense | $454,000 | 6,770 |
| Pre-tax net operating income | $-362,000 | 10,109 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-362,000 | 10,164 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-362,000 | 10,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-362,000 | 10,135 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $273,000 | 10,808 |
| Total interest expense | $187,000 | 10,688 |
| Net interest income | $86,000 | 10,863 |
| Provision for loan and lease losses | $8,000 | 8,510 |
| Total noninterest income | $10,000 | 10,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $994,000 | 8,360 |
| Salaries and employee benefits | $372,000 | 9,440 |
| Premises and equipment expense | $121,000 | 8,469 |
| Additional noninterest expense | $501,000 | 6,497 |
| Pre-tax net operating income | $-906,000 | 10,836 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-906,000 | 10,845 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-906,000 | 10,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-906,000 | 10,833 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.