Home > Bank of Commerce > Income and Expense
Bank of Commerce, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 2,902 |
| Total interest expense | $332,000 | 4,015 |
| Net interest income | $5,550,000 | 2,771 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,374,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $495,000 | 1,734 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,879,000 | 1,321 |
| Total noninterest expense | $5,415,000 | 2,515 |
| Salaries and employee benefits | $3,563,000 | 2,155 |
| Premises and equipment expense | $576,000 | 2,672 |
| Additional noninterest expense | $1,276,000 | 3,138 |
| Pre-tax net operating income | $2,509,000 | 2,185 |
| Securities gains (losses) | $53,000 | 1,425 |
| Applicable income taxes | $970,000 | 1,403 |
| Income before extraordinary items | $1,592,000 | 2,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,592,000 | 2,667 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,592,000 | 2,668 |
| Net charge-offs | $-51,000 | 5,614 |
| Cash dividends | $312,000 | 2,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,558,080 | 2,643 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 2,877 |
| Total interest expense | $222,000 | 4,045 |
| Net interest income | $3,735,000 | 2,755 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,470,000 | 1,637 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $338,000 | 1,689 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,132,000 | 1,422 |
| Total noninterest expense | $3,184,000 | 2,774 |
| Salaries and employee benefits | $2,013,000 | 2,503 |
| Premises and equipment expense | $378,000 | 2,723 |
| Additional noninterest expense | $793,000 | 3,320 |
| Pre-tax net operating income | $2,021,000 | 1,887 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $763,000 | 1,263 |
| Income before extraordinary items | $1,258,000 | 2,356 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,258,000 | 2,358 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,258,000 | 2,358 |
| Net charge-offs | $54,000 | 2,250 |
| Cash dividends | $312,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,258,000 | 2,302 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 2,875 |
| Total interest expense | $112,000 | 4,068 |
| Net interest income | $1,870,000 | 2,749 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $659,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $165,000 | 1,700 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $494,000 | 1,519 |
| Total noninterest expense | $1,573,000 | 2,802 |
| Salaries and employee benefits | $960,000 | 2,609 |
| Premises and equipment expense | $190,000 | 2,747 |
| Additional noninterest expense | $423,000 | 3,178 |
| Pre-tax net operating income | $956,000 | 1,934 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $361,000 | 1,272 |
| Income before extraordinary items | $595,000 | 2,402 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $595,000 | 2,404 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $595,000 | 2,404 |
| Net charge-offs | $76,000 | 1,286 |
| Cash dividends | $250,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $595,000 | 2,335 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,673,000 | 2,963 |
| Total interest expense | $576,000 | 3,724 |
| Net interest income | $7,097,000 | 2,858 |
| Provision for loan and lease losses | $25,000 | 4,136 |
| Total noninterest income | $2,644,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $667,000 | 1,810 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,977,000 | 1,475 |
| Total noninterest expense | $6,089,000 | 2,887 |
| Salaries and employee benefits | $3,939,000 | 2,535 |
| Premises and equipment expense | $732,000 | 2,827 |
| Additional noninterest expense | $1,418,000 | 3,664 |
| Pre-tax net operating income | $3,627,000 | 1,970 |
| Securities gains (losses) | $18,000 | 2,377 |
| Applicable income taxes | $1,379,000 | 1,267 |
| Income before extraordinary items | $2,266,000 | 2,469 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,266,000 | 2,469 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,266,000 | 2,469 |
| Net charge-offs | $375,000 | 1,785 |
| Cash dividends | $410,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,254,480 | 2,446 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,705,000 | 2,997 |
| Total interest expense | $433,000 | 3,773 |
| Net interest income | $5,272,000 | 2,905 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $1,978,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $514,000 | 1,787 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,464,000 | 1,485 |
| Total noninterest expense | $4,408,000 | 2,966 |
| Salaries and employee benefits | $2,784,000 | 2,659 |
| Premises and equipment expense | $557,000 | 2,833 |
| Additional noninterest expense | $1,067,000 | 3,687 |
| Pre-tax net operating income | $2,817,000 | 1,956 |
| Securities gains (losses) | $11,000 | 2,296 |
| Applicable income taxes | $1,071,000 | 1,248 |
| Income before extraordinary items | $1,757,000 | 2,441 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,757,000 | 2,442 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,757,000 | 2,441 |
| Net charge-offs | $243,000 | 1,791 |
| Cash dividends | $160,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,749,960 | 2,402 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 2,991 |
| Total interest expense | $290,000 | 3,809 |
| Net interest income | $3,555,000 | 2,888 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $1,190,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $354,000 | 1,735 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $836,000 | 1,650 |
| Total noninterest expense | $2,857,000 | 3,044 |
| Salaries and employee benefits | $1,759,000 | 2,768 |
| Premises and equipment expense | $378,000 | 2,819 |
| Additional noninterest expense | $720,000 | 3,670 |
| Pre-tax net operating income | $1,863,000 | 1,926 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $710,000 | 1,237 |
| Income before extraordinary items | $1,164,000 | 2,386 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,164,000 | 2,390 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,164,000 | 2,390 |
| Net charge-offs | $236,000 | 1,460 |
| Cash dividends | $100,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,156,960 | 2,352 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 2,998 |
| Total interest expense | $147,000 | 3,833 |
| Net interest income | $1,785,000 | 2,880 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $501,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $178,000 | 1,707 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $323,000 | 1,907 |
| Total noninterest expense | $1,439,000 | 3,051 |
| Salaries and employee benefits | $868,000 | 2,818 |
| Premises and equipment expense | $194,000 | 2,813 |
| Additional noninterest expense | $377,000 | 3,551 |
| Pre-tax net operating income | $847,000 | 2,007 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $322,000 | 1,277 |
| Income before extraordinary items | $525,000 | 2,485 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $525,000 | 2,488 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $525,000 | 2,488 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $100,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $525,000 | 2,442 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,747,000 | 3,015 |
| Total interest expense | $603,000 | 4,069 |
| Net interest income | $7,144,000 | 2,866 |
| Provision for loan and lease losses | $297,000 | 2,483 |
| Total noninterest income | $2,754,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,086,000 | 1,249 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,668,000 | 1,729 |
| Total noninterest expense | $6,499,000 | 2,806 |
| Salaries and employee benefits | $3,763,000 | 2,619 |
| Premises and equipment expense | $735,000 | 2,865 |
| Additional noninterest expense | $2,001,000 | 2,962 |
| Pre-tax net operating income | $3,102,000 | 2,120 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $1,173,000 | 1,326 |
| Income before extraordinary items | $1,932,000 | 2,675 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,932,000 | 2,678 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,932,000 | 2,678 |
| Net charge-offs | $30,000 | 4,644 |
| Cash dividends | $150,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,930,080 | 2,615 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,846,000 | 3,020 |
| Total interest expense | $471,000 | 4,074 |
| Net interest income | $5,375,000 | 2,874 |
| Provision for loan and lease losses | $297,000 | 2,094 |
| Total noninterest income | $2,090,000 | 1,734 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $805,000 | 1,269 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,285,000 | 1,737 |
| Total noninterest expense | $4,719,000 | 2,886 |
| Salaries and employee benefits | $2,647,000 | 2,785 |
| Premises and equipment expense | $545,000 | 2,925 |
| Additional noninterest expense | $1,527,000 | 2,943 |
| Pre-tax net operating income | $2,449,000 | 2,097 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $925,000 | 1,324 |
| Income before extraordinary items | $1,524,000 | 2,629 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,524,000 | 2,633 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,524,000 | 2,633 |
| Net charge-offs | $41,000 | 4,008 |
| Cash dividends | $150,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,524,000 | 2,550 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 3,090 |
| Total interest expense | $326,000 | 4,057 |
| Net interest income | $3,473,000 | 2,932 |
| Provision for loan and lease losses | $222,000 | 1,996 |
| Total noninterest income | $1,028,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $314,000 | 1,963 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $714,000 | 1,986 |
| Total noninterest expense | $2,902,000 | 3,073 |
| Salaries and employee benefits | $1,750,000 | 2,828 |
| Premises and equipment expense | $346,000 | 3,019 |
| Additional noninterest expense | $806,000 | 3,482 |
| Pre-tax net operating income | $1,377,000 | 2,354 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $520,000 | 1,475 |
| Income before extraordinary items | $857,000 | 2,935 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $857,000 | 2,938 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $857,000 | 2,938 |
| Net charge-offs | $41,000 | 3,522 |
| Cash dividends | $150,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $857,000 | 2,846 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 3,119 |
| Total interest expense | $167,000 | 4,091 |
| Net interest income | $1,726,000 | 2,954 |
| Provision for loan and lease losses | $111,000 | 1,952 |
| Total noninterest income | $368,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $154,000 | 1,989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $214,000 | 2,685 |
| Total noninterest expense | $1,470,000 | 3,050 |
| Salaries and employee benefits | $853,000 | 2,891 |
| Premises and equipment expense | $161,000 | 3,225 |
| Additional noninterest expense | $456,000 | 3,179 |
| Pre-tax net operating income | $513,000 | 2,821 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $194,000 | 1,751 |
| Income before extraordinary items | $319,000 | 3,457 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $319,000 | 3,457 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $319,000 | 3,459 |
| Net charge-offs | $40,000 | 2,581 |
| Cash dividends | $70,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $319,000 | 3,358 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 3,283 |
| Total interest expense | $755,000 | 4,239 |
| Net interest income | $6,737,000 | 3,080 |
| Provision for loan and lease losses | $417,000 | 2,965 |
| Total noninterest income | $2,746,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $625,000 | 2,087 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,121,000 | 1,472 |
| Total noninterest expense | $5,871,000 | 3,094 |
| Salaries and employee benefits | $3,629,000 | 2,697 |
| Premises and equipment expense | $673,000 | 3,109 |
| Additional noninterest expense | $1,569,000 | 3,684 |
| Pre-tax net operating income | $3,195,000 | 1,982 |
| Securities gains (losses) | $25,000 | 3,094 |
| Applicable income taxes | $1,219,000 | 1,283 |
| Income before extraordinary items | $2,001,000 | 2,589 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,001,000 | 2,591 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,001,000 | 2,590 |
| Net charge-offs | $343,000 | 3,145 |
| Cash dividends | $700,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,985,000 | 2,475 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,668,000 | 3,326 |
| Total interest expense | $581,000 | 4,308 |
| Net interest income | $5,087,000 | 3,115 |
| Provision for loan and lease losses | $321,000 | 2,879 |
| Total noninterest income | $2,020,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $451,000 | 2,178 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,569,000 | 1,475 |
| Total noninterest expense | $4,219,000 | 3,204 |
| Salaries and employee benefits | $2,563,000 | 2,854 |
| Premises and equipment expense | $481,000 | 3,256 |
| Additional noninterest expense | $1,175,000 | 3,712 |
| Pre-tax net operating income | $2,567,000 | 1,930 |
| Securities gains (losses) | $28,000 | 2,738 |
| Applicable income taxes | $983,000 | 1,248 |
| Income before extraordinary items | $1,612,000 | 2,519 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,612,000 | 2,520 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,612,000 | 2,520 |
| Net charge-offs | $352,000 | 2,634 |
| Cash dividends | $220,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,594,080 | 2,405 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 3,343 |
| Total interest expense | $397,000 | 4,346 |
| Net interest income | $3,391,000 | 3,124 |
| Provision for loan and lease losses | $248,000 | 2,703 |
| Total noninterest income | $1,299,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $285,000 | 2,250 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,014,000 | 1,504 |
| Total noninterest expense | $2,772,000 | 3,268 |
| Salaries and employee benefits | $1,659,000 | 2,937 |
| Premises and equipment expense | $306,000 | 3,390 |
| Additional noninterest expense | $807,000 | 3,642 |
| Pre-tax net operating income | $1,670,000 | 1,962 |
| Securities gains (losses) | $28,000 | 2,353 |
| Applicable income taxes | $644,000 | 1,256 |
| Income before extraordinary items | $1,054,000 | 2,523 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,054,000 | 2,523 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,054,000 | 2,523 |
| Net charge-offs | $212,000 | 2,691 |
| Cash dividends | $120,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,036,080 | 2,420 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 3,309 |
| Total interest expense | $204,000 | 4,405 |
| Net interest income | $1,733,000 | 3,082 |
| Provision for loan and lease losses | $178,000 | 2,142 |
| Total noninterest income | $633,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $146,000 | 2,187 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $487,000 | 1,534 |
| Total noninterest expense | $1,450,000 | 3,141 |
| Salaries and employee benefits | $839,000 | 2,917 |
| Premises and equipment expense | $160,000 | 3,298 |
| Additional noninterest expense | $451,000 | 3,344 |
| Pre-tax net operating income | $738,000 | 2,166 |
| Securities gains (losses) | $25,000 | 1,501 |
| Applicable income taxes | $288,000 | 1,341 |
| Income before extraordinary items | $475,000 | 2,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $475,000 | 2,714 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $475,000 | 2,715 |
| Net charge-offs | $154,000 | 2,060 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $459,000 | 2,647 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,029,000 | 3,321 |
| Total interest expense | $1,068,000 | 4,253 |
| Net interest income | $6,961,000 | 3,089 |
| Provision for loan and lease losses | $603,000 | 3,152 |
| Total noninterest income | $1,921,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $613,000 | 2,205 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,308,000 | 1,793 |
| Total noninterest expense | $5,752,000 | 3,159 |
| Salaries and employee benefits | $3,357,000 | 2,842 |
| Premises and equipment expense | $679,000 | 3,269 |
| Additional noninterest expense | $1,716,000 | 3,540 |
| Pre-tax net operating income | $2,527,000 | 2,116 |
| Securities gains (losses) | $151,000 | 1,708 |
| Applicable income taxes | $1,011,000 | 1,331 |
| Income before extraordinary items | $1,667,000 | 2,569 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,667,000 | 2,570 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,667,000 | 2,571 |
| Net charge-offs | $871,000 | 2,526 |
| Cash dividends | $300,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,570,360 | 2,603 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,018,000 | 3,354 |
| Total interest expense | $843,000 | 4,234 |
| Net interest income | $5,175,000 | 3,121 |
| Provision for loan and lease losses | $467,000 | 2,965 |
| Total noninterest income | $1,305,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $455,000 | 2,231 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $850,000 | 1,952 |
| Total noninterest expense | $4,113,000 | 3,295 |
| Salaries and employee benefits | $2,369,000 | 2,993 |
| Premises and equipment expense | $494,000 | 3,380 |
| Additional noninterest expense | $1,250,000 | 3,581 |
| Pre-tax net operating income | $1,900,000 | 2,167 |
| Securities gains (losses) | $144,000 | 1,461 |
| Applicable income taxes | $772,000 | 1,321 |
| Income before extraordinary items | $1,272,000 | 2,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,272,000 | 2,617 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,272,000 | 2,617 |
| Net charge-offs | $573,000 | 2,522 |
| Cash dividends | $300,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,179,840 | 2,660 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 3,426 |
| Total interest expense | $596,000 | 4,212 |
| Net interest income | $3,362,000 | 3,204 |
| Provision for loan and lease losses | $330,000 | 2,835 |
| Total noninterest income | $989,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $302,000 | 2,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $687,000 | 1,729 |
| Total noninterest expense | $3,001,000 | 3,100 |
| Salaries and employee benefits | $1,566,000 | 3,032 |
| Premises and equipment expense | $336,000 | 3,363 |
| Additional noninterest expense | $1,099,000 | 2,943 |
| Pre-tax net operating income | $1,020,000 | 2,502 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $385,000 | 1,559 |
| Income before extraordinary items | $635,000 | 3,090 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $635,000 | 3,093 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $635,000 | 3,093 |
| Net charge-offs | $582,000 | 1,986 |
| Cash dividends | $300,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $635,000 | 2,996 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 3,460 |
| Total interest expense | $320,000 | 4,132 |
| Net interest income | $1,640,000 | 3,253 |
| Provision for loan and lease losses | $153,000 | 2,729 |
| Total noninterest income | $483,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $148,000 | 2,214 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $335,000 | 1,776 |
| Total noninterest expense | $1,414,000 | 3,259 |
| Salaries and employee benefits | $789,000 | 3,039 |
| Premises and equipment expense | $166,000 | 3,447 |
| Additional noninterest expense | $459,000 | 3,395 |
| Pre-tax net operating income | $556,000 | 2,373 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $210,000 | 1,456 |
| Income before extraordinary items | $346,000 | 2,956 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $346,000 | 2,955 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $346,000 | 2,956 |
| Net charge-offs | $440,000 | 1,442 |
| Cash dividends | $230,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $346,000 | 2,902 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,432,000 | 3,411 |
| Total interest expense | $1,782,000 | 3,857 |
| Net interest income | $6,650,000 | 3,212 |
| Provision for loan and lease losses | $731,000 | 3,531 |
| Total noninterest income | $2,066,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $693,000 | 2,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,373,000 | 1,785 |
| Total noninterest expense | $5,727,000 | 3,226 |
| Salaries and employee benefits | $3,231,000 | 2,930 |
| Premises and equipment expense | $768,000 | 3,072 |
| Additional noninterest expense | $1,728,000 | 3,630 |
| Pre-tax net operating income | $2,258,000 | 2,035 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $853,000 | 1,381 |
| Income before extraordinary items | $1,405,000 | 2,616 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,405,000 | 2,612 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,405,000 | 2,618 |
| Net charge-offs | $336,000 | 4,170 |
| Cash dividends | $657,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,405,000 | 2,517 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,229,000 | 3,522 |
| Total interest expense | $1,393,000 | 3,887 |
| Net interest income | $4,836,000 | 3,334 |
| Provision for loan and lease losses | $420,000 | 3,826 |
| Total noninterest income | $1,491,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $530,000 | 2,087 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $961,000 | 1,843 |
| Total noninterest expense | $4,189,000 | 3,299 |
| Salaries and employee benefits | $2,303,000 | 3,071 |
| Premises and equipment expense | $554,000 | 3,206 |
| Additional noninterest expense | $1,332,000 | 3,544 |
| Pre-tax net operating income | $1,718,000 | 2,136 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $649,000 | 1,413 |
| Income before extraordinary items | $1,069,000 | 2,765 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,069,000 | 2,762 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,069,000 | 2,766 |
| Net charge-offs | $313,000 | 3,674 |
| Cash dividends | $457,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,069,000 | 2,636 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,146,000 | 3,550 |
| Total interest expense | $944,000 | 3,948 |
| Net interest income | $3,202,000 | 3,360 |
| Provision for loan and lease losses | $160,000 | 4,525 |
| Total noninterest income | $912,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $359,000 | 2,055 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $553,000 | 1,970 |
| Total noninterest expense | $2,832,000 | 3,256 |
| Salaries and employee benefits | $1,532,000 | 3,091 |
| Premises and equipment expense | $351,000 | 3,368 |
| Additional noninterest expense | $949,000 | 3,341 |
| Pre-tax net operating income | $1,122,000 | 2,162 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $443,000 | 1,342 |
| Income before extraordinary items | $679,000 | 2,827 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $679,000 | 2,823 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $679,000 | 2,826 |
| Net charge-offs | $283,000 | 3,118 |
| Cash dividends | $225,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $679,000 | 2,721 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 3,601 |
| Total interest expense | $477,000 | 4,060 |
| Net interest income | $1,609,000 | 3,363 |
| Provision for loan and lease losses | $70,000 | 4,445 |
| Total noninterest income | $414,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $175,000 | 2,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $239,000 | 2,136 |
| Total noninterest expense | $1,452,000 | 3,230 |
| Salaries and employee benefits | $769,000 | 3,116 |
| Premises and equipment expense | $189,000 | 3,270 |
| Additional noninterest expense | $494,000 | 3,217 |
| Pre-tax net operating income | $501,000 | 2,411 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $189,000 | 1,479 |
| Income before extraordinary items | $312,000 | 3,059 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $312,000 | 3,055 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $312,000 | 3,059 |
| Net charge-offs | $236,000 | 2,267 |
| Cash dividends | $225,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $312,000 | 2,952 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,782,000 | 3,890 |
| Total interest expense | $1,915,000 | 4,575 |
| Net interest income | $5,867,000 | 3,533 |
| Provision for loan and lease losses | $545,000 | 4,410 |
| Total noninterest income | $1,843,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $759,000 | 2,120 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,084,000 | 2,057 |
| Total noninterest expense | $4,916,000 | 3,741 |
| Salaries and employee benefits | $2,793,000 | 3,398 |
| Premises and equipment expense | $646,000 | 3,686 |
| Additional noninterest expense | $1,477,000 | 4,113 |
| Pre-tax net operating income | $2,249,000 | 1,734 |
| Securities gains (losses) | $175,000 | 1,656 |
| Applicable income taxes | $916,000 | 1,036 |
| Income before extraordinary items | $1,508,000 | 2,109 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,508,000 | 2,106 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,508,000 | 2,108 |
| Net charge-offs | $-59,000 | 7,962 |
| Cash dividends | $657,000 | 2,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,396,000 | 2,202 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,652,000 | 4,035 |
| Total interest expense | $1,469,000 | 4,660 |
| Net interest income | $4,183,000 | 3,679 |
| Provision for loan and lease losses | $455,000 | 3,946 |
| Total noninterest income | $1,377,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $563,000 | 2,148 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $814,000 | 2,102 |
| Total noninterest expense | $3,561,000 | 3,849 |
| Salaries and employee benefits | $2,021,000 | 3,509 |
| Premises and equipment expense | $450,000 | 3,906 |
| Additional noninterest expense | $1,090,000 | 4,150 |
| Pre-tax net operating income | $1,544,000 | 2,007 |
| Securities gains (losses) | $174,000 | 1,393 |
| Applicable income taxes | $649,000 | 1,152 |
| Income before extraordinary items | $1,069,000 | 2,367 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,069,000 | 2,364 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,069,000 | 2,367 |
| Net charge-offs | $-74,000 | 8,036 |
| Cash dividends | $472,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $957,640 | 2,504 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 4,114 |
| Total interest expense | $1,027,000 | 4,660 |
| Net interest income | $2,681,000 | 3,765 |
| Provision for loan and lease losses | $395,000 | 3,298 |
| Total noninterest income | $880,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $350,000 | 2,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $530,000 | 2,138 |
| Total noninterest expense | $2,338,000 | 3,923 |
| Salaries and employee benefits | $1,352,000 | 3,550 |
| Premises and equipment expense | $285,000 | 4,084 |
| Additional noninterest expense | $701,000 | 4,257 |
| Pre-tax net operating income | $828,000 | 2,456 |
| Securities gains (losses) | $168,000 | 1,124 |
| Applicable income taxes | $376,000 | 1,321 |
| Income before extraordinary items | $620,000 | 2,714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $620,000 | 2,712 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $620,000 | 2,714 |
| Net charge-offs | $-11,000 | 7,915 |
| Cash dividends | $240,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $512,480 | 2,940 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 4,169 |
| Total interest expense | $531,000 | 4,670 |
| Net interest income | $1,311,000 | 3,806 |
| Provision for loan and lease losses | $335,000 | 2,180 |
| Total noninterest income | $404,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $172,000 | 2,214 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $232,000 | 2,304 |
| Total noninterest expense | $1,150,000 | 3,897 |
| Salaries and employee benefits | $691,000 | 3,507 |
| Premises and equipment expense | $148,000 | 4,012 |
| Additional noninterest expense | $311,000 | 4,292 |
| Pre-tax net operating income | $230,000 | 3,802 |
| Securities gains (losses) | $168,000 | 741 |
| Applicable income taxes | $150,000 | 1,741 |
| Income before extraordinary items | $248,000 | 3,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $248,000 | 3,463 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $248,000 | 3,463 |
| Net charge-offs | $-10,000 | 7,862 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $140,480 | 4,299 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 4,298 |
| Total interest expense | $2,491,000 | 4,756 |
| Net interest income | $5,026,000 | 3,933 |
| Provision for loan and lease losses | $127,000 | 5,755 |
| Total noninterest income | $1,802,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $859,000 | 1,997 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $943,000 | 2,207 |
| Total noninterest expense | $4,671,000 | 3,774 |
| Salaries and employee benefits | $2,684,000 | 3,565 |
| Premises and equipment expense | $533,000 | 4,290 |
| Additional noninterest expense | $1,454,000 | 3,706 |
| Pre-tax net operating income | $2,030,000 | 2,422 |
| Securities gains (losses) | $181,000 | 770 |
| Applicable income taxes | $831,000 | 1,365 |
| Income before extraordinary items | $1,380,000 | 2,669 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,380,000 | 2,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,477 |
| Cash dividends | $725,000 | 2,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,264,160 | 2,958 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 4,388 |
| Total interest expense | $1,920,000 | 4,795 |
| Net interest income | $3,662,000 | 4,036 |
| Provision for loan and lease losses | $87,000 | 5,367 |
| Total noninterest income | $1,351,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $647,000 | 2,001 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $704,000 | 2,313 |
| Total noninterest expense | $3,463,000 | 3,792 |
| Salaries and employee benefits | $1,971,000 | 3,658 |
| Premises and equipment expense | $390,000 | 4,378 |
| Additional noninterest expense | $1,102,000 | 3,606 |
| Pre-tax net operating income | $1,463,000 | 2,893 |
| Securities gains (losses) | $181,000 | 670 |
| Applicable income taxes | $616,000 | 1,658 |
| Income before extraordinary items | $1,028,000 | 3,042 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,028,000 | 3,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,549 |
| Cash dividends | $440,000 | 2,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $912,160 | 3,423 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 4,425 |
| Total interest expense | $1,351,000 | 4,792 |
| Net interest income | $2,408,000 | 4,081 |
| Provision for loan and lease losses | $57,000 | 5,068 |
| Total noninterest income | $883,000 | 2,447 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $417,000 | 2,031 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $466,000 | 2,354 |
| Total noninterest expense | $2,377,000 | 3,734 |
| Salaries and employee benefits | $1,337,000 | 3,644 |
| Premises and equipment expense | $253,000 | 4,474 |
| Additional noninterest expense | $787,000 | 3,408 |
| Pre-tax net operating income | $857,000 | 3,284 |
| Securities gains (losses) | $145,000 | 754 |
| Applicable income taxes | $374,000 | 1,943 |
| Income before extraordinary items | $628,000 | 3,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $628,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,123 |
| Cash dividends | $205,000 | 3,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $535,200 | 3,826 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 4,355 |
| Total interest expense | $766,000 | 4,631 |
| Net interest income | $1,218,000 | 4,069 |
| Provision for loan and lease losses | $27,000 | 4,651 |
| Total noninterest income | $409,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $186,000 | 2,212 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $223,000 | 2,412 |
| Total noninterest expense | $1,125,000 | 3,893 |
| Salaries and employee benefits | $663,000 | 3,688 |
| Premises and equipment expense | $127,000 | 4,473 |
| Additional noninterest expense | $335,000 | 3,792 |
| Pre-tax net operating income | $475,000 | 3,178 |
| Securities gains (losses) | $145,000 | 549 |
| Applicable income taxes | $229,000 | 1,795 |
| Income before extraordinary items | $391,000 | 3,240 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $391,000 | 3,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $298,200 | 3,728 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,282,000 | 4,277 |
| Total interest expense | $3,434,000 | 4,385 |
| Net interest income | $4,848,000 | 4,094 |
| Provision for loan and lease losses | $103,000 | 4,870 |
| Total noninterest income | $1,636,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $707,000 | 2,353 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $929,000 | 2,327 |
| Total noninterest expense | $4,409,000 | 3,818 |
| Salaries and employee benefits | $2,593,000 | 3,620 |
| Premises and equipment expense | $512,000 | 4,281 |
| Additional noninterest expense | $1,304,000 | 3,840 |
| Pre-tax net operating income | $1,972,000 | 3,344 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $750,000 | 2,215 |
| Income before extraordinary items | $1,235,000 | 3,882 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,235,000 | 3,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,339 |
| Cash dividends | $450,000 | 3,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,226,680 | 3,887 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,146,000 | 4,318 |
| Total interest expense | $2,540,000 | 4,432 |
| Net interest income | $3,606,000 | 4,127 |
| Provision for loan and lease losses | $82,000 | 4,473 |
| Total noninterest income | $1,218,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $527,000 | 2,338 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $691,000 | 2,341 |
| Total noninterest expense | $3,122,000 | 3,973 |
| Salaries and employee benefits | $1,807,000 | 3,820 |
| Premises and equipment expense | $347,000 | 4,568 |
| Additional noninterest expense | $968,000 | 3,799 |
| Pre-tax net operating income | $1,620,000 | 3,297 |
| Securities gains (losses) | $-12,000 | 7,827 |
| Applicable income taxes | $593,000 | 2,308 |
| Income before extraordinary items | $1,015,000 | 3,861 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,015,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,889 |
| Cash dividends | $250,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,022,680 | 3,827 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 4,399 |
| Total interest expense | $1,644,000 | 4,509 |
| Net interest income | $2,352,000 | 4,235 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $772,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $335,000 | 2,436 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $437,000 | 2,450 |
| Total noninterest expense | $2,050,000 | 4,059 |
| Salaries and employee benefits | $1,180,000 | 3,903 |
| Premises and equipment expense | $235,000 | 4,553 |
| Additional noninterest expense | $635,000 | 3,847 |
| Pre-tax net operating income | $1,019,000 | 3,494 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $375,000 | 2,452 |
| Income before extraordinary items | $644,000 | 4,018 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $644,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $644,000 | 4,008 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 4,476 |
| Total interest expense | $798,000 | 4,571 |
| Net interest income | $1,144,000 | 4,299 |
| Provision for loan and lease losses | $34,000 | 3,641 |
| Total noninterest income | $391,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $164,000 | 2,433 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $227,000 | 2,360 |
| Total noninterest expense | $1,009,000 | 4,117 |
| Salaries and employee benefits | $589,000 | 3,941 |
| Premises and equipment expense | $113,000 | 4,692 |
| Additional noninterest expense | $307,000 | 3,906 |
| Pre-tax net operating income | $492,000 | 3,562 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $180,000 | 2,542 |
| Income before extraordinary items | $312,000 | 4,083 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $312,000 | 4,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $312,000 | 4,059 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,194,000 | 4,898 |
| Total interest expense | $2,235,000 | 5,114 |
| Net interest income | $3,959,000 | 4,684 |
| Provision for loan and lease losses | $371,000 | 2,407 |
| Total noninterest income | $1,524,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $712,000 | 2,335 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $812,000 | 2,562 |
| Total noninterest expense | $4,097,000 | 3,920 |
| Salaries and employee benefits | $2,401,000 | 3,716 |
| Premises and equipment expense | $512,000 | 4,196 |
| Additional noninterest expense | $1,184,000 | 3,981 |
| Pre-tax net operating income | $1,015,000 | 5,164 |
| Securities gains (losses) | $-32,000 | 7,748 |
| Applicable income taxes | $371,000 | 3,537 |
| Income before extraordinary items | $612,000 | 5,788 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $612,000 | 5,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,569 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $632,480 | 5,693 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,366,000 | 5,103 |
| Total interest expense | $1,506,000 | 5,325 |
| Net interest income | $2,860,000 | 4,836 |
| Provision for loan and lease losses | $325,000 | 2,004 |
| Total noninterest income | $1,077,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $536,000 | 2,343 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $541,000 | 2,738 |
| Total noninterest expense | $3,003,000 | 3,977 |
| Salaries and employee benefits | $1,752,000 | 3,801 |
| Premises and equipment expense | $383,000 | 4,209 |
| Additional noninterest expense | $868,000 | 4,024 |
| Pre-tax net operating income | $609,000 | 5,828 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $217,000 | 4,030 |
| Income before extraordinary items | $392,000 | 6,274 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $392,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,462 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $392,000 | 6,273 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 5,321 |
| Total interest expense | $864,000 | 5,611 |
| Net interest income | $1,820,000 | 4,993 |
| Provision for loan and lease losses | $141,000 | 2,751 |
| Total noninterest income | $679,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $347,000 | 2,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $332,000 | 2,833 |
| Total noninterest expense | $1,960,000 | 4,057 |
| Salaries and employee benefits | $1,166,000 | 3,815 |
| Premises and equipment expense | $248,000 | 4,298 |
| Additional noninterest expense | $546,000 | 4,209 |
| Pre-tax net operating income | $398,000 | 5,908 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $140,000 | 4,109 |
| Income before extraordinary items | $258,000 | 6,316 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $258,000 | 6,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,045 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $258,000 | 6,321 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 5,466 |
| Total interest expense | $381,000 | 5,823 |
| Net interest income | $874,000 | 5,118 |
| Provision for loan and lease losses | $73,000 | 2,590 |
| Total noninterest income | $340,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $170,000 | 2,342 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $170,000 | 2,755 |
| Total noninterest expense | $920,000 | 4,246 |
| Salaries and employee benefits | $537,000 | 4,074 |
| Premises and equipment expense | $122,000 | 4,360 |
| Additional noninterest expense | $261,000 | 4,335 |
| Pre-tax net operating income | $221,000 | 5,622 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $71,000 | 4,026 |
| Income before extraordinary items | $150,000 | 5,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,161 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $150,000 | 5,964 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 5,559 |
| Total interest expense | $1,113,000 | 6,014 |
| Net interest income | $3,277,000 | 5,210 |
| Provision for loan and lease losses | $156,000 | 4,056 |
| Total noninterest income | $1,448,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $735,000 | 2,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $713,000 | 2,730 |
| Total noninterest expense | $3,512,000 | 4,283 |
| Salaries and employee benefits | $2,105,000 | 3,975 |
| Premises and equipment expense | $447,000 | 4,513 |
| Additional noninterest expense | $960,000 | 4,557 |
| Pre-tax net operating income | $1,057,000 | 5,206 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $347,000 | 3,920 |
| Income before extraordinary items | $710,000 | 5,631 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $710,000 | 5,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,979 |
| Cash dividends | $160,000 | 5,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $710,000 | 5,611 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 5,629 |
| Total interest expense | $771,000 | 6,112 |
| Net interest income | $2,409,000 | 5,293 |
| Provision for loan and lease losses | $133,000 | 3,730 |
| Total noninterest income | $1,071,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $549,000 | 2,262 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $522,000 | 2,795 |
| Total noninterest expense | $2,639,000 | 4,232 |
| Salaries and employee benefits | $1,571,000 | 3,952 |
| Premises and equipment expense | $356,000 | 4,318 |
| Additional noninterest expense | $712,000 | 4,574 |
| Pre-tax net operating income | $708,000 | 5,615 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $267,000 | 3,982 |
| Income before extraordinary items | $441,000 | 6,171 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $441,000 | 6,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,080 |
| Cash dividends | $160,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $441,000 | 6,138 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 5,634 |
| Total interest expense | $453,000 | 6,295 |
| Net interest income | $1,618,000 | 5,261 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $707,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $359,000 | 2,252 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $348,000 | 2,782 |
| Total noninterest expense | $1,766,000 | 4,206 |
| Salaries and employee benefits | $1,060,000 | 3,906 |
| Premises and equipment expense | $231,000 | 4,365 |
| Additional noninterest expense | $475,000 | 4,546 |
| Pre-tax net operating income | $499,000 | 5,492 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $188,000 | 3,886 |
| Income before extraordinary items | $311,000 | 6,039 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $311,000 | 6,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,529 |
| Cash dividends | $110,000 | 4,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $311,000 | 5,986 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 5,792 |
| Total interest expense | $213,000 | 6,377 |
| Net interest income | $768,000 | 5,458 |
| Provision for loan and lease losses | $26,000 | 4,356 |
| Total noninterest income | $326,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $176,000 | 2,245 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $150,000 | 2,977 |
| Total noninterest expense | $870,000 | 4,270 |
| Salaries and employee benefits | $524,000 | 3,951 |
| Premises and equipment expense | $116,000 | 4,396 |
| Additional noninterest expense | $230,000 | 4,642 |
| Pre-tax net operating income | $198,000 | 5,978 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $74,000 | 4,218 |
| Income before extraordinary items | $124,000 | 6,503 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $124,000 | 6,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $124,000 | 6,460 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 5,947 |
| Total interest expense | $800,000 | 6,263 |
| Net interest income | $2,729,000 | 5,721 |
| Provision for loan and lease losses | $130,000 | 4,479 |
| Total noninterest income | $1,659,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $908,000 | 1,923 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $751,000 | 2,600 |
| Total noninterest expense | $3,394,000 | 4,279 |
| Salaries and employee benefits | $2,072,000 | 3,883 |
| Premises and equipment expense | $449,000 | 4,411 |
| Additional noninterest expense | $873,000 | 4,799 |
| Pre-tax net operating income | $864,000 | 5,607 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $330,000 | 4,031 |
| Income before extraordinary items | $546,000 | 6,178 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $546,000 | 6,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,535 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $538,320 | 6,129 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 5,999 |
| Total interest expense | $591,000 | 6,296 |
| Net interest income | $2,010,000 | 5,779 |
| Provision for loan and lease losses | $101,000 | 4,252 |
| Total noninterest income | $1,274,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $701,000 | 1,885 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $573,000 | 2,577 |
| Total noninterest expense | $2,460,000 | 4,354 |
| Salaries and employee benefits | $1,478,000 | 3,996 |
| Premises and equipment expense | $333,000 | 4,439 |
| Additional noninterest expense | $649,000 | 4,789 |
| Pre-tax net operating income | $723,000 | 5,444 |
| Securities gains (losses) | $12,000 | 2,612 |
| Applicable income taxes | $277,000 | 3,920 |
| Income before extraordinary items | $458,000 | 6,018 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $458,000 | 6,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,900 |
| Cash dividends | $50,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $450,320 | 5,976 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 6,097 |
| Total interest expense | $384,000 | 6,384 |
| Net interest income | $1,302,000 | 5,868 |
| Provision for loan and lease losses | $61,000 | 4,254 |
| Total noninterest income | $872,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $473,000 | 1,843 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $399,000 | 2,519 |
| Total noninterest expense | $1,592,000 | 4,465 |
| Salaries and employee benefits | $962,000 | 4,102 |
| Premises and equipment expense | $215,000 | 4,547 |
| Additional noninterest expense | $415,000 | 4,941 |
| Pre-tax net operating income | $521,000 | 5,200 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $196,000 | 3,824 |
| Income before extraordinary items | $325,000 | 5,862 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $325,000 | 5,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $325,000 | 5,773 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $852,000 | 6,084 |
| Total interest expense | $186,000 | 6,530 |
| Net interest income | $666,000 | 5,792 |
| Provision for loan and lease losses | $34,000 | 3,968 |
| Total noninterest income | $449,000 | 2,349 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $242,000 | 1,761 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $207,000 | 2,420 |
| Total noninterest expense | $791,000 | 4,514 |
| Salaries and employee benefits | $474,000 | 4,177 |
| Premises and equipment expense | $103,000 | 4,692 |
| Additional noninterest expense | $214,000 | 4,834 |
| Pre-tax net operating income | $290,000 | 4,883 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $109,000 | 3,644 |
| Income before extraordinary items | $181,000 | 5,576 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $181,000 | 5,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $181,000 | 5,456 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 6,096 |
| Total interest expense | $816,000 | 6,656 |
| Net interest income | $2,618,000 | 5,757 |
| Provision for loan and lease losses | $175,000 | 4,313 |
| Total noninterest income | $1,903,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $911,000 | 1,896 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $992,000 | 2,401 |
| Total noninterest expense | $3,328,000 | 4,292 |
| Salaries and employee benefits | $2,090,000 | 3,786 |
| Premises and equipment expense | $394,000 | 4,773 |
| Additional noninterest expense | $844,000 | 4,879 |
| Pre-tax net operating income | $1,018,000 | 5,124 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $383,000 | 3,872 |
| Income before extraordinary items | $635,000 | 5,823 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $635,000 | 5,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,132 |
| Cash dividends | $80,000 | 5,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $635,000 | 5,660 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 6,187 |
| Total interest expense | $631,000 | 6,735 |
| Net interest income | $1,925,000 | 5,841 |
| Provision for loan and lease losses | $118,000 | 4,398 |
| Total noninterest income | $1,426,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $661,000 | 1,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $765,000 | 2,435 |
| Total noninterest expense | $2,425,000 | 4,363 |
| Salaries and employee benefits | $1,511,000 | 3,891 |
| Premises and equipment expense | $285,000 | 4,889 |
| Additional noninterest expense | $629,000 | 4,849 |
| Pre-tax net operating income | $808,000 | 5,093 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $304,000 | 3,886 |
| Income before extraordinary items | $504,000 | 5,838 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $504,000 | 5,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,051 |
| Cash dividends | $60,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $504,000 | 5,664 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 6,191 |
| Total interest expense | $436,000 | 6,758 |
| Net interest income | $1,293,000 | 5,819 |
| Provision for loan and lease losses | $52,000 | 5,082 |
| Total noninterest income | $936,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $442,000 | 1,920 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $494,000 | 2,457 |
| Total noninterest expense | $1,586,000 | 4,407 |
| Salaries and employee benefits | $974,000 | 4,003 |
| Premises and equipment expense | $184,000 | 4,966 |
| Additional noninterest expense | $428,000 | 4,768 |
| Pre-tax net operating income | $591,000 | 4,872 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $225,000 | 3,738 |
| Income before extraordinary items | $366,000 | 5,617 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $366,000 | 5,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,562 |
| Cash dividends | $40,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $366,000 | 5,409 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 6,237 |
| Total interest expense | $228,000 | 6,734 |
| Net interest income | $633,000 | 5,883 |
| Provision for loan and lease losses | $26,000 | 4,905 |
| Total noninterest income | $436,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $217,000 | 1,890 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $219,000 | 2,564 |
| Total noninterest expense | $756,000 | 4,547 |
| Salaries and employee benefits | $447,000 | 4,260 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $216,000 | 4,699 |
| Pre-tax net operating income | $287,000 | 4,906 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $108,000 | 3,802 |
| Income before extraordinary items | $179,000 | 5,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $20,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $179,000 | 5,399 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 6,168 |
| Total interest expense | $1,177,000 | 6,485 |
| Net interest income | $2,511,000 | 5,898 |
| Provision for loan and lease losses | $357,000 | 3,097 |
| Total noninterest income | $1,660,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $899,000 | 1,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $761,000 | 2,580 |
| Total noninterest expense | $2,905,000 | 4,564 |
| Salaries and employee benefits | $1,788,000 | 4,112 |
| Premises and equipment expense | $329,000 | 5,280 |
| Additional noninterest expense | $788,000 | 4,978 |
| Pre-tax net operating income | $909,000 | 5,455 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $343,000 | 4,203 |
| Income before extraordinary items | $566,000 | 6,116 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $566,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 2,056 |
| Cash dividends | $65,000 | 5,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $566,000 | 5,963 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 6,368 |
| Total interest expense | $1,737,000 | 6,533 |
| Net interest income | $2,254,000 | 6,046 |
| Provision for loan and lease losses | $157,000 | 4,689 |
| Total noninterest income | $1,178,000 | 2,967 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $622,000 | 2,367 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $556,000 | 2,952 |
| Total noninterest expense | $2,720,000 | 4,671 |
| Salaries and employee benefits | $1,633,000 | 4,246 |
| Premises and equipment expense | $318,000 | 5,341 |
| Additional noninterest expense | $769,000 | 4,923 |
| Pre-tax net operating income | $555,000 | 6,341 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $213,000 | 4,917 |
| Income before extraordinary items | $342,000 | 6,872 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $342,000 | 6,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,841 |
| Cash dividends | $133,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $342,000 | 6,762 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 7,103 |
| Total interest expense | $1,401,000 | 7,354 |
| Net interest income | $1,905,000 | 6,723 |
| Provision for loan and lease losses | $87,000 | 5,609 |
| Total noninterest income | $1,178,000 | 2,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $591,000 | 2,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $587,000 | 2,663 |
| Total noninterest expense | $2,497,000 | 4,860 |
| Salaries and employee benefits | $1,540,000 | 4,272 |
| Premises and equipment expense | $235,000 | 6,255 |
| Additional noninterest expense | $722,000 | 5,068 |
| Pre-tax net operating income | $499,000 | 7,010 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $499,000 | 6,335 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $499,000 | 6,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $499,000 | 6,352 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 7,970 |
| Total interest expense | $996,000 | 8,192 |
| Net interest income | $1,446,000 | 7,694 |
| Provision for loan and lease losses | $23,000 | 7,570 |
| Total noninterest income | $1,178,000 | 2,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $442,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $736,000 | 2,291 |
| Total noninterest expense | $2,160,000 | 5,383 |
| Salaries and employee benefits | $1,377,000 | 4,650 |
| Premises and equipment expense | $207,000 | 6,697 |
| Additional noninterest expense | $576,000 | 5,977 |
| Pre-tax net operating income | $441,000 | 7,408 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $441,000 | 6,758 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $441,000 | 6,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $441,000 | 6,735 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 8,606 |
| Total interest expense | $819,000 | 8,891 |
| Net interest income | $1,245,000 | 8,224 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $867,000 | 3,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $542,000 | 2,833 |
| Total noninterest expense | $1,700,000 | 6,231 |
| Salaries and employee benefits | $1,072,000 | 5,511 |
| Premises and equipment expense | $163,000 | 7,375 |
| Additional noninterest expense | $465,000 | 6,686 |
| Pre-tax net operating income | $402,000 | 7,866 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $402,000 | 7,204 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $402,000 | 7,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $402,000 | 7,114 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 9,482 |
| Total interest expense | $607,000 | 9,810 |
| Net interest income | $1,054,000 | 9,055 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $498,000 | 5,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,916 |
| Total noninterest expense | $1,282,000 | 7,402 |
| Salaries and employee benefits | $719,000 | 7,213 |
| Premises and equipment expense | $148,000 | 7,841 |
| Additional noninterest expense | $415,000 | 7,226 |
| Pre-tax net operating income | $270,000 | 9,177 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $270,000 | 8,599 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $270,000 | 8,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $270,000 | 8,561 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 10,093 |
| Total interest expense | $577,000 | 10,346 |
| Net interest income | $929,000 | 9,762 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $403,000 | 5,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,382 |
| Total noninterest expense | $1,042,000 | 8,532 |
| Salaries and employee benefits | $536,000 | 8,606 |
| Premises and equipment expense | $130,000 | 8,532 |
| Additional noninterest expense | $376,000 | 8,093 |
| Pre-tax net operating income | $290,000 | 9,205 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $290,000 | 8,514 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $290,000 | 8,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $290,000 | 8,450 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 10,830 |
| Total interest expense | $491,000 | 11,054 |
| Net interest income | $816,000 | 10,490 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $357,000 | 6,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,422 |
| Total noninterest expense | $981,000 | 9,036 |
| Salaries and employee benefits | $469,000 | 9,368 |
| Premises and equipment expense | $121,000 | 9,014 |
| Additional noninterest expense | $391,000 | 8,280 |
| Pre-tax net operating income | $192,000 | 10,514 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $191,000 | 10,031 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $191,000 | 10,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 766 |
| Net operating income | $192,000 | 9,994 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 11,744 |
| Total interest expense | $313,000 | 11,984 |
| Net interest income | $666,000 | 11,503 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $348,000 | 6,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,101 |
| Total noninterest expense | $874,000 | 9,888 |
| Salaries and employee benefits | $405,000 | 10,245 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $356,000 | 9,275 |
| Pre-tax net operating income | $140,000 | 11,345 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $140,000 | 10,931 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $140,000 | 10,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 803 |
| Net operating income | $140,000 | 10,996 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 12,367 |
| Total interest expense | $301,000 | 12,676 |
| Net interest income | $662,000 | 12,000 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $312,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $923,000 | 10,096 |
| Salaries and employee benefits | $349,000 | 11,165 |
| Premises and equipment expense | $116,000 | 9,911 |
| Additional noninterest expense | $458,000 | 8,638 |
| Pre-tax net operating income | $51,000 | 12,177 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $51,000 | 12,246 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $51,000 | 12,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 11,891 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $51,000 | 12,096 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $895,000 | 13,204 |
| Total interest expense | $423,000 | 13,098 |
| Net interest income | $472,000 | 13,168 |
| Provision for loan and lease losses | $122,000 | 6,674 |
| Total noninterest income | $310,000 | 7,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 5,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $815,000 | 10,934 |
| Salaries and employee benefits | $362,000 | 11,315 |
| Premises and equipment expense | $100,000 | 10,743 |
| Additional noninterest expense | $353,000 | 10,154 |
| Pre-tax net operating income | $-155,000 | 13,027 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-113,000 | 13,082 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-113,000 | 13,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 4,785 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-155,000 | 12,994 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.