Home > Bank of Commerce > Income and Expense
Bank of Commerce, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,587,000 | 7,816 |
Total interest expense | $1,299,000 | 7,404 |
Net interest income | $1,288,000 | 8,011 |
Provision for loan and lease losses | $45,000 | 6,711 |
Total noninterest income | $246,000 | 6,986 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $198,000 | 5,141 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $48,000 | 8,128 |
Total noninterest expense | $1,285,000 | 7,341 |
Salaries and employee benefits | $628,000 | 7,601 |
Premises and equipment expense | $202,000 | 6,783 |
Additional noninterest expense | $455,000 | 6,871 |
Pre-tax net operating income | $204,000 | 8,571 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $104,000 | 6,870 |
Income before extraordinary items | $100,000 | 8,969 |
Extraordinary gains, net | $0 | 35 |
Net income | $100,000 | 8,967 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,179 |
Cash dividends | $23,000 | 6,911 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $100,000 | 8,935 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,606,000 | 9,158 |
Total interest expense | $750,000 | 9,071 |
Net interest income | $856,000 | 9,121 |
Provision for loan and lease losses | $10,000 | 8,212 |
Total noninterest income | $193,000 | 7,669 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $138,000 | 6,129 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $55,000 | 7,990 |
Total noninterest expense | $938,000 | 8,315 |
Salaries and employee benefits | $498,000 | 8,369 |
Premises and equipment expense | $109,000 | 8,510 |
Additional noninterest expense | $331,000 | 7,830 |
Pre-tax net operating income | $101,000 | 9,413 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $28,000 | 8,740 |
Income before extraordinary items | $73,000 | 9,503 |
Extraordinary gains, net | $0 | 32 |
Net income | $73,000 | 9,502 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 7,603 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $73,000 | 9,436 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $990,000 | 10,307 |
Total interest expense | $417,000 | 10,305 |
Net interest income | $573,000 | 10,236 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $134,000 | 8,839 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $114,000 | 6,900 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $20,000 | 9,849 |
Total noninterest expense | $703,000 | 9,393 |
Salaries and employee benefits | $348,000 | 9,612 |
Premises and equipment expense | $96,000 | 9,053 |
Additional noninterest expense | $259,000 | 8,743 |
Pre-tax net operating income | $4,000 | 10,353 |
Securities gains (losses) | $5,000 | 2,787 |
Applicable income taxes | $-13,000 | 10,531 |
Income before extraordinary items | $22,000 | 10,349 |
Extraordinary gains, net | $0 | 44 |
Net income | $22,000 | 10,351 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $120,000 | 6,224 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $17,000 | 10,322 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $915,000 | 10,915 |
Total interest expense | $361,000 | 10,961 |
Net interest income | $554,000 | 10,764 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $129,000 | 9,376 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $114,000 | 7,197 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 10,709 |
Total noninterest expense | $562,000 | 10,351 |
Salaries and employee benefits | $261,000 | 10,647 |
Premises and equipment expense | $53,000 | 10,553 |
Additional noninterest expense | $248,000 | 9,418 |
Pre-tax net operating income | $121,000 | 10,258 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $34,000 | 9,971 |
Income before extraordinary items | $87,000 | 10,340 |
Extraordinary gains, net | $0 | 53 |
Net income | $87,000 | 10,339 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,286 |
Cash dividends | $44,000 | 7,659 |
Sale, conversion, retirement of capital stock, net | $-79,000 | 11,341 |
Net operating income | $87,000 | 10,295 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $916,000 | 11,407 |
Total interest expense | $332,000 | 11,509 |
Net interest income | $584,000 | 11,168 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $140,000 | 9,482 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $113,000 | 7,474 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 10,452 |
Total noninterest expense | $527,000 | 10,904 |
Salaries and employee benefits | $240,000 | 11,232 |
Premises and equipment expense | $51,000 | 11,056 |
Additional noninterest expense | $236,000 | 9,985 |
Pre-tax net operating income | $197,000 | 10,482 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $55,000 | 10,091 |
Income before extraordinary items | $142,000 | 10,538 |
Extraordinary gains, net | $0 | 65 |
Net income | $142,000 | 10,541 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 7,680 |
Cash dividends | $16,000 | 8,456 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $142,000 | 10,505 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $804,000 | 12,061 |
Total interest expense | $246,000 | 12,217 |
Net interest income | $558,000 | 11,835 |
Provision for loan and lease losses | $5,000 | 8,812 |
Total noninterest income | $140,000 | 9,910 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $110,000 | 7,844 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $30,000 | 10,793 |
Total noninterest expense | $512,000 | 11,555 |
Salaries and employee benefits | $237,000 | 11,777 |
Premises and equipment expense | $51,000 | 11,600 |
Additional noninterest expense | $224,000 | 10,848 |
Pre-tax net operating income | $181,000 | 11,048 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $51,000 | 10,446 |
Income before extraordinary items | $130,000 | 11,059 |
Extraordinary gains, net | $0 | 249 |
Net income | $130,000 | 11,065 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,704 |
Cash dividends | $15,000 | 8,673 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $130,000 | 11,104 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $774,000 | 12,712 |
Total interest expense | $236,000 | 12,880 |
Net interest income | $538,000 | 12,436 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $134,000 | 10,548 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $117,000 | 7,920 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 12,255 |
Total noninterest expense | $544,000 | 11,948 |
Salaries and employee benefits | $241,000 | 12,276 |
Premises and equipment expense | $50,000 | 12,210 |
Additional noninterest expense | $253,000 | 11,039 |
Pre-tax net operating income | $128,000 | 11,649 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $37,000 | 11,224 |
Income before extraordinary items | $91,000 | 11,888 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $91,000 | 11,935 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 10,864 |
Cash dividends | $16,000 | 8,758 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $91,000 | 11,698 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $806,000 | 13,346 |
Total interest expense | $294,000 | 13,495 |
Net interest income | $512,000 | 13,038 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $240,000 | 8,673 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $124,000 | 7,857 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $116,000 | 7,567 |
Total noninterest expense | $539,000 | 12,407 |
Salaries and employee benefits | $236,000 | 12,758 |
Premises and equipment expense | $50,000 | 12,683 |
Additional noninterest expense | $253,000 | 11,486 |
Pre-tax net operating income | $213,000 | 10,952 |
Securities gains (losses) | $2,000 | 7,695 |
Applicable income taxes | $67,000 | 10,800 |
Income before extraordinary items | $148,000 | 11,302 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $148,000 | 11,383 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 7,683 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $146,620 | 10,988 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.