Home > Bank of Commerce > Income and Expense
Bank of Commerce, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $57,422,000 | 617 |
| Total interest expense | $21,861,000 | 748 |
| Net interest income | $35,561,000 | 530 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $21,914,000 | 358 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,961,000 | 626 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $19,953,000 | 291 |
| Total noninterest expense | $34,240,000 | 479 |
| Salaries and employee benefits | $18,714,000 | 402 |
| Premises and equipment expense | $3,719,000 | 583 |
| Additional noninterest expense | $11,807,000 | 529 |
| Pre-tax net operating income | $23,175,000 | 396 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $9,933,000 | 344 |
| Income before extraordinary items | $13,242,000 | 458 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $13,242,000 | 458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $1,804,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $3,247,000 | 312 |
| Net operating income | $13,242,000 | 439 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $41,728,000 | 817 |
| Total interest expense | $17,112,000 | 955 |
| Net interest income | $24,616,000 | 737 |
| Provision for loan and lease losses | $387,000 | 2,156 |
| Total noninterest income | $9,792,000 | 583 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,470,000 | 871 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $8,322,000 | 462 |
| Total noninterest expense | $22,263,000 | 681 |
| Salaries and employee benefits | $13,242,000 | 515 |
| Premises and equipment expense | $2,774,000 | 735 |
| Additional noninterest expense | $6,247,000 | 822 |
| Pre-tax net operating income | $11,758,000 | 712 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,710,000 | 630 |
| Income before extraordinary items | $7,048,000 | 799 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,048,000 | 801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 1,308 |
| Cash dividends | $1,035,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $3,946,000 | 251 |
| Net operating income | $7,048,000 | 777 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $28,131,000 | 1,219 |
| Total interest expense | $10,825,000 | 1,493 |
| Net interest income | $17,306,000 | 1,048 |
| Provision for loan and lease losses | $667,000 | 1,376 |
| Total noninterest income | $5,280,000 | 918 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,180,000 | 1,117 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,100,000 | 724 |
| Total noninterest expense | $16,579,000 | 918 |
| Salaries and employee benefits | $9,202,000 | 756 |
| Premises and equipment expense | $2,757,000 | 791 |
| Additional noninterest expense | $4,620,000 | 1,206 |
| Pre-tax net operating income | $5,340,000 | 1,340 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,189,000 | 1,132 |
| Income before extraordinary items | $3,151,000 | 1,576 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,151,000 | 1,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,525 |
| Cash dividends | $914,000 | 2,280 |
| Sale, conversion, retirement of capital stock, net | $312,000 | 520 |
| Net operating income | $3,151,000 | 1,545 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,164,000 | 1,598 |
| Total interest expense | $8,336,000 | 1,891 |
| Net interest income | $12,828,000 | 1,401 |
| Provision for loan and lease losses | $1,018,000 | 925 |
| Total noninterest income | $5,126,000 | 947 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,173,000 | 1,138 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,953,000 | 768 |
| Total noninterest expense | $14,112,000 | 1,062 |
| Salaries and employee benefits | $7,974,000 | 868 |
| Premises and equipment expense | $2,297,000 | 937 |
| Additional noninterest expense | $3,841,000 | 1,380 |
| Pre-tax net operating income | $2,824,000 | 2,555 |
| Securities gains (losses) | $401,000 | 413 |
| Applicable income taxes | $1,327,000 | 1,833 |
| Income before extraordinary items | $1,898,000 | 2,628 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,898,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $750,000 | 1,072 |
| Cash dividends | $589,000 | 3,012 |
| Sale, conversion, retirement of capital stock, net | $5,325,000 | 90 |
| Net operating income | $1,641,360 | 2,960 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,906,000 | 2,788 |
| Total interest expense | $3,062,000 | 3,890 |
| Net interest income | $7,844,000 | 2,291 |
| Provision for loan and lease losses | $860,000 | 1,029 |
| Total noninterest income | $7,175,000 | 732 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $855,000 | 1,587 |
| Trading account gains and fees | $83,000 | 246 |
| Additional Noninterest Income | $6,237,000 | 562 |
| Total noninterest expense | $10,933,000 | 1,345 |
| Salaries and employee benefits | $6,028,000 | 1,119 |
| Premises and equipment expense | $2,016,000 | 1,051 |
| Additional noninterest expense | $2,889,000 | 1,870 |
| Pre-tax net operating income | $3,226,000 | 2,194 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,334,000 | 1,724 |
| Income before extraordinary items | $1,892,000 | 2,569 |
| Extraordinary gains, net | $1,507,000 | 11 |
| Net income | $3,399,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $850,000 | 970 |
| Cash dividends | $366,000 | 3,962 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 960 |
| Net operating income | $1,892,000 | 2,585 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,035,000 | 3,799 |
| Total interest expense | $1,622,000 | 6,820 |
| Net interest income | $6,413,000 | 2,827 |
| Provision for loan and lease losses | $820,000 | 1,486 |
| Total noninterest income | $8,917,000 | 656 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $752,000 | 1,818 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $8,165,000 | 483 |
| Total noninterest expense | $10,686,000 | 1,436 |
| Salaries and employee benefits | $5,855,000 | 1,157 |
| Premises and equipment expense | $1,704,000 | 1,259 |
| Additional noninterest expense | $3,127,000 | 1,853 |
| Pre-tax net operating income | $3,824,000 | 1,803 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,547,000 | 1,526 |
| Income before extraordinary items | $2,277,000 | 2,198 |
| Extraordinary gains, net | $-567,000 | 13,175 |
| Net income | $1,710,000 | 2,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 1,515 |
| Cash dividends | $306,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,064 |
| Net operating income | $2,277,000 | 2,063 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,315,000 | 3,752 |
| Total interest expense | $2,622,000 | 5,759 |
| Net interest income | $6,693,000 | 2,731 |
| Provision for loan and lease losses | $1,300,000 | 1,549 |
| Total noninterest income | $6,885,000 | 772 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $839,000 | 1,623 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,046,000 | 587 |
| Total noninterest expense | $10,631,000 | 1,452 |
| Salaries and employee benefits | $5,866,000 | 1,140 |
| Premises and equipment expense | $1,865,000 | 1,181 |
| Additional noninterest expense | $2,900,000 | 2,046 |
| Pre-tax net operating income | $1,647,000 | 3,719 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $646,000 | 3,224 |
| Income before extraordinary items | $1,001,000 | 4,502 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,001,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,217,000 | 1,389 |
| Cash dividends | $412,000 | 3,232 |
| Sale, conversion, retirement of capital stock, net | $-32,000 | 13,802 |
| Net operating income | $1,001,000 | 4,179 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.