Home > Bank of Commerce > Income and Expense
Bank of Commerce, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,072,000 | 5,523 |
| Total interest expense | $1,936,000 | 6,109 |
| Net interest income | $3,136,000 | 5,001 |
| Provision for loan and lease losses | $55,000 | 6,383 |
| Total noninterest income | $378,000 | 5,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,247 |
| Total noninterest expense | $1,910,000 | 5,852 |
| Salaries and employee benefits | $1,247,000 | 5,030 |
| Premises and equipment expense | $125,000 | 8,129 |
| Additional noninterest expense | $538,000 | 6,235 |
| Pre-tax net operating income | $1,549,000 | 4,000 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $400,000 | 4,165 |
| Income before extraordinary items | $1,149,000 | 4,006 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,149,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 9,908 |
| Cash dividends | $1,214,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,149,000 | 3,969 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 5,733 |
| Total interest expense | $2,081,000 | 6,058 |
| Net interest income | $2,848,000 | 5,332 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $284,000 | 6,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 4,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,637 |
| Total noninterest expense | $1,781,000 | 6,036 |
| Salaries and employee benefits | $1,149,000 | 5,237 |
| Premises and equipment expense | $126,000 | 8,146 |
| Additional noninterest expense | $506,000 | 6,390 |
| Pre-tax net operating income | $1,316,000 | 4,573 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $346,000 | 4,788 |
| Income before extraordinary items | $970,000 | 4,621 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $970,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $697,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $970,000 | 4,519 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 5,900 |
| Total interest expense | $2,095,000 | 6,090 |
| Net interest income | $2,786,000 | 5,601 |
| Provision for loan and lease losses | $-25,000 | 10,653 |
| Total noninterest income | $288,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $1,712,000 | 6,259 |
| Salaries and employee benefits | $1,130,000 | 5,358 |
| Premises and equipment expense | $118,000 | 8,544 |
| Additional noninterest expense | $464,000 | 6,808 |
| Pre-tax net operating income | $1,387,000 | 4,748 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $353,000 | 5,269 |
| Income before extraordinary items | $1,034,000 | 4,585 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,034,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,052 |
| Cash dividends | $625,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,034,000 | 4,524 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 6,398 |
| Total interest expense | $2,003,000 | 6,403 |
| Net interest income | $2,500,000 | 6,190 |
| Provision for loan and lease losses | $-100,000 | 11,258 |
| Total noninterest income | $372,000 | 6,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,764 |
| Total noninterest expense | $1,692,000 | 6,622 |
| Salaries and employee benefits | $1,180,000 | 5,280 |
| Premises and equipment expense | $118,000 | 8,844 |
| Additional noninterest expense | $394,000 | 7,927 |
| Pre-tax net operating income | $1,280,000 | 4,880 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $317,000 | 5,643 |
| Income before extraordinary items | $963,000 | 4,633 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $963,000 | 4,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 11,222 |
| Cash dividends | $1,202,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $963,000 | 4,579 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 6,707 |
| Total interest expense | $1,789,000 | 6,928 |
| Net interest income | $2,498,000 | 6,333 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $290,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,662,000 | 6,818 |
| Salaries and employee benefits | $1,078,000 | 5,692 |
| Premises and equipment expense | $117,000 | 9,135 |
| Additional noninterest expense | $467,000 | 7,543 |
| Pre-tax net operating income | $1,126,000 | 5,503 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $338,000 | 5,574 |
| Income before extraordinary items | $788,000 | 5,504 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $788,000 | 5,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $539,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $788,000 | 5,487 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 6,478 |
| Total interest expense | $1,450,000 | 7,048 |
| Net interest income | $2,741,000 | 6,024 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $332,000 | 6,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,705 |
| Total noninterest expense | $1,665,000 | 7,084 |
| Salaries and employee benefits | $1,038,000 | 5,907 |
| Premises and equipment expense | $134,000 | 8,981 |
| Additional noninterest expense | $493,000 | 7,914 |
| Pre-tax net operating income | $1,408,000 | 4,650 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $370,000 | 5,051 |
| Income before extraordinary items | $1,022,000 | 4,462 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,022,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 12,214 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,033,680 | 4,461 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 6,689 |
| Total interest expense | $1,579,000 | 6,946 |
| Net interest income | $2,573,000 | 6,408 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $288,000 | 7,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,669,000 | 7,292 |
| Salaries and employee benefits | $1,014,000 | 6,047 |
| Premises and equipment expense | $136,000 | 9,286 |
| Additional noninterest expense | $519,000 | 8,037 |
| Pre-tax net operating income | $1,192,000 | 5,209 |
| Securities gains (losses) | $-10,000 | 12,776 |
| Applicable income taxes | $462,000 | 4,480 |
| Income before extraordinary items | $720,000 | 5,985 |
| Extraordinary gains, net | $18,000 | 2,745 |
| Net income | $738,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,529 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $726,400 | 5,689 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 7,237 |
| Total interest expense | $1,969,000 | 7,177 |
| Net interest income | $2,236,000 | 7,159 |
| Provision for loan and lease losses | $167,000 | 5,802 |
| Total noninterest income | $308,000 | 7,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $1,761,000 | 7,071 |
| Salaries and employee benefits | $957,000 | 6,279 |
| Premises and equipment expense | $155,000 | 8,970 |
| Additional noninterest expense | $649,000 | 7,108 |
| Pre-tax net operating income | $616,000 | 7,592 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $170,000 | 8,171 |
| Income before extraordinary items | $457,000 | 7,675 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $457,000 | 7,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 6,234 |
| Cash dividends | $101,000 | 6,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $448,970 | 7,393 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.