Home > Bank of Commerce > Income and Expense
Bank of Commerce, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,544,000 | 4,748 |
| Total interest expense | $2,568,000 | 5,314 |
| Net interest income | $3,976,000 | 4,259 |
| Provision for loan and lease losses | $288,000 | 2,718 |
| Total noninterest income | $825,000 | 3,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,635 |
| Total noninterest expense | $2,314,000 | 5,079 |
| Salaries and employee benefits | $1,172,000 | 5,203 |
| Premises and equipment expense | $273,000 | 5,759 |
| Additional noninterest expense | $869,000 | 4,446 |
| Pre-tax net operating income | $2,199,000 | 3,247 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $772,000 | 3,005 |
| Income before extraordinary items | $1,427,000 | 3,499 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,427,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,337 |
| Cash dividends | $1,882,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,427,000 | 3,424 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,500,000 | 4,864 |
| Total interest expense | $2,767,000 | 5,122 |
| Net interest income | $3,733,000 | 4,571 |
| Provision for loan and lease losses | $190,000 | 3,537 |
| Total noninterest income | $645,000 | 4,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $450,000 | 3,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,239 |
| Total noninterest expense | $2,135,000 | 5,669 |
| Salaries and employee benefits | $1,096,000 | 5,595 |
| Premises and equipment expense | $276,000 | 5,894 |
| Additional noninterest expense | $763,000 | 5,389 |
| Pre-tax net operating income | $2,053,000 | 3,364 |
| Securities gains (losses) | $-13,000 | 10,409 |
| Applicable income taxes | $665,000 | 3,298 |
| Income before extraordinary items | $1,375,000 | 3,458 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,375,000 | 3,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,352 |
| Cash dividends | $1,278,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,383,710 | 3,392 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 5,171 |
| Total interest expense | $2,573,000 | 5,434 |
| Net interest income | $3,473,000 | 4,905 |
| Provision for loan and lease losses | $-95,000 | 11,697 |
| Total noninterest income | $726,000 | 3,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $536,000 | 2,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,278 |
| Total noninterest expense | $2,234,000 | 5,483 |
| Salaries and employee benefits | $1,174,000 | 5,307 |
| Premises and equipment expense | $301,000 | 5,611 |
| Additional noninterest expense | $759,000 | 5,471 |
| Pre-tax net operating income | $2,060,000 | 3,393 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $726,000 | 3,138 |
| Income before extraordinary items | $1,335,000 | 3,586 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,335,000 | 3,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,345 |
| Cash dividends | $1,087,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,334,350 | 3,565 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 5,464 |
| Total interest expense | $1,728,000 | 6,266 |
| Net interest income | $3,494,000 | 4,948 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $643,000 | 4,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,008 |
| Total noninterest expense | $2,866,000 | 4,581 |
| Salaries and employee benefits | $1,625,000 | 3,975 |
| Premises and equipment expense | $267,000 | 6,229 |
| Additional noninterest expense | $974,000 | 4,816 |
| Pre-tax net operating income | $1,271,000 | 5,017 |
| Securities gains (losses) | $-65,000 | 11,238 |
| Applicable income taxes | $388,000 | 4,868 |
| Income before extraordinary items | $818,000 | 5,279 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $818,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $1,301,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $862,200 | 5,117 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,795,000 | 5,993 |
| Total interest expense | $1,783,000 | 6,375 |
| Net interest income | $3,012,000 | 5,641 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $729,000 | 4,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $473,000 | 2,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,949 |
| Total noninterest expense | $3,222,000 | 4,228 |
| Salaries and employee benefits | $1,503,000 | 4,267 |
| Premises and equipment expense | $262,000 | 6,466 |
| Additional noninterest expense | $1,457,000 | 3,598 |
| Pre-tax net operating income | $489,000 | 8,730 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $174,000 | 8,125 |
| Income before extraordinary items | $318,000 | 9,263 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $318,000 | 9,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 12,492 |
| Cash dividends | $3,324,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $316,050 | 9,030 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 13,105 |
| Total interest expense | $428,000 | 13,076 |
| Net interest income | $523,000 | 12,997 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $97,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $461,000 | 12,851 |
| Salaries and employee benefits | $240,000 | 12,715 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $178,000 | 12,547 |
| Pre-tax net operating income | $99,000 | 12,031 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $15,000 | 12,802 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $15,000 | 12,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $14,360 | 12,576 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.