Home > Bank of Columbia > Income and Expense
Bank of Columbia, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,405,000 | 4,293 |
| Total interest expense | $3,283,000 | 4,355 |
| Net interest income | $4,122,000 | 4,130 |
| Provision for loan and lease losses | $96,000 | 5,266 |
| Total noninterest income | $630,000 | 4,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 3,542 |
| Total noninterest expense | $2,649,000 | 4,553 |
| Salaries and employee benefits | $1,137,000 | 5,328 |
| Premises and equipment expense | $345,000 | 4,951 |
| Additional noninterest expense | $1,167,000 | 3,427 |
| Pre-tax net operating income | $2,007,000 | 3,522 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $743,000 | 3,099 |
| Income before extraordinary items | $1,264,000 | 3,886 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,264,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,457 |
| Cash dividends | $149,000 | 5,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,264,000 | 3,815 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,404,000 | 5,604 |
| Total interest expense | $2,327,000 | 5,795 |
| Net interest income | $3,077,000 | 5,336 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $583,000 | 4,656 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,554 |
| Total noninterest expense | $2,261,000 | 5,418 |
| Salaries and employee benefits | $991,000 | 6,031 |
| Premises and equipment expense | $304,000 | 5,535 |
| Additional noninterest expense | $966,000 | 4,534 |
| Pre-tax net operating income | $1,399,000 | 4,580 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $268,000 | 6,210 |
| Income before extraordinary items | $1,131,000 | 4,066 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,131,000 | 4,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,972 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,131,000 | 4,010 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 6,867 |
| Total interest expense | $2,021,000 | 6,414 |
| Net interest income | $2,093,000 | 7,096 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $680,000 | 4,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 2,706 |
| Total noninterest expense | $2,086,000 | 5,793 |
| Salaries and employee benefits | $955,000 | 6,273 |
| Premises and equipment expense | $270,000 | 6,064 |
| Additional noninterest expense | $861,000 | 4,940 |
| Pre-tax net operating income | $687,000 | 7,392 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $31,000 | 10,571 |
| Income before extraordinary items | $656,000 | 6,263 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $656,000 | 6,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 11,676 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $656,000 | 6,245 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 8,416 |
| Total interest expense | $1,183,000 | 7,976 |
| Net interest income | $1,597,000 | 8,587 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $216,000 | 8,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,880 |
| Total noninterest expense | $1,716,000 | 6,941 |
| Salaries and employee benefits | $677,000 | 8,049 |
| Premises and equipment expense | $233,000 | 6,814 |
| Additional noninterest expense | $806,000 | 5,669 |
| Pre-tax net operating income | $97,000 | 11,648 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,000 | 11,509 |
| Income before extraordinary items | $93,000 | 11,452 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $93,000 | 11,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 12,220 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $93,000 | 11,492 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 8,661 |
| Total interest expense | $1,408,000 | 7,514 |
| Net interest income | $1,392,000 | 9,440 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $200,000 | 9,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,969 |
| Total noninterest expense | $1,715,000 | 7,151 |
| Salaries and employee benefits | $651,000 | 8,382 |
| Premises and equipment expense | $241,000 | 6,865 |
| Additional noninterest expense | $823,000 | 5,789 |
| Pre-tax net operating income | $-123,000 | 12,621 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-120,000 | 12,680 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-120,000 | 12,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 2,296 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-123,000 | 12,589 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 7,836 |
| Total interest expense | $1,964,000 | 7,186 |
| Net interest income | $1,789,000 | 8,378 |
| Provision for loan and lease losses | $1,244,000 | 1,602 |
| Total noninterest income | $317,000 | 7,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 5,073 |
| Total noninterest expense | $2,068,000 | 6,206 |
| Salaries and employee benefits | $924,000 | 6,486 |
| Premises and equipment expense | $271,000 | 6,424 |
| Additional noninterest expense | $873,000 | 5,662 |
| Pre-tax net operating income | $-1,206,000 | 13,519 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,188,000 | 13,583 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,188,000 | 13,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 2,810 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,206,000 | 13,525 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.