Home > Bank of Colorado - Western Slope > Income and Expense
Bank of Colorado - Western Slope, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,745,000 | 2,747 |
| Total interest expense | $4,232,000 | 3,426 |
| Net interest income | $7,513,000 | 2,351 |
| Provision for loan and lease losses | $371,000 | 2,230 |
| Total noninterest income | $1,740,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $617,000 | 2,154 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,123,000 | 1,724 |
| Total noninterest expense | $5,131,000 | 2,629 |
| Salaries and employee benefits | $2,932,000 | 2,392 |
| Premises and equipment expense | $460,000 | 4,058 |
| Additional noninterest expense | $1,739,000 | 2,492 |
| Pre-tax net operating income | $3,751,000 | 1,963 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,325,000 | 1,757 |
| Income before extraordinary items | $2,426,000 | 2,159 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,426,000 | 2,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,827 |
| Cash dividends | $4,198,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 739 |
| Net operating income | $2,426,000 | 2,124 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,170,000 | 2,889 |
| Total interest expense | $4,414,000 | 3,361 |
| Net interest income | $6,756,000 | 2,510 |
| Provision for loan and lease losses | $227,000 | 3,250 |
| Total noninterest income | $1,629,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $578,000 | 2,221 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,051,000 | 1,786 |
| Total noninterest expense | $4,665,000 | 2,785 |
| Salaries and employee benefits | $2,692,000 | 2,510 |
| Premises and equipment expense | $578,000 | 3,279 |
| Additional noninterest expense | $1,395,000 | 2,965 |
| Pre-tax net operating income | $3,493,000 | 2,070 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $1,301,000 | 1,848 |
| Income before extraordinary items | $2,191,000 | 2,361 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,191,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,453 |
| Cash dividends | $901,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,191,640 | 2,280 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,846,000 | 3,281 |
| Total interest expense | $4,056,000 | 3,626 |
| Net interest income | $5,790,000 | 3,018 |
| Provision for loan and lease losses | $261,000 | 2,874 |
| Total noninterest income | $1,309,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $552,000 | 2,383 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $757,000 | 2,102 |
| Total noninterest expense | $3,986,000 | 3,190 |
| Salaries and employee benefits | $2,204,000 | 3,007 |
| Premises and equipment expense | $496,000 | 3,732 |
| Additional noninterest expense | $1,286,000 | 3,137 |
| Pre-tax net operating income | $2,852,000 | 2,596 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $1,113,000 | 2,221 |
| Income before extraordinary items | $1,730,000 | 2,945 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,730,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $1,112,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,735,760 | 2,882 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,007,000 | 3,616 |
| Total interest expense | $3,659,000 | 4,014 |
| Net interest income | $5,348,000 | 3,312 |
| Provision for loan and lease losses | $230,000 | 3,114 |
| Total noninterest income | $1,095,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $543,000 | 2,502 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $552,000 | 2,723 |
| Total noninterest expense | $3,428,000 | 3,848 |
| Salaries and employee benefits | $1,864,000 | 3,560 |
| Premises and equipment expense | $454,000 | 4,079 |
| Additional noninterest expense | $1,110,000 | 4,029 |
| Pre-tax net operating income | $2,785,000 | 2,521 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,019,000 | 2,316 |
| Income before extraordinary items | $1,766,000 | 2,745 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,766,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,766,000 | 2,704 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,111,000 | 3,961 |
| Total interest expense | $3,577,000 | 4,071 |
| Net interest income | $4,534,000 | 3,875 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $897,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $522,000 | 2,595 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $375,000 | 3,454 |
| Total noninterest expense | $3,555,000 | 3,685 |
| Salaries and employee benefits | $1,623,000 | 3,995 |
| Premises and equipment expense | $574,000 | 3,332 |
| Additional noninterest expense | $1,358,000 | 3,359 |
| Pre-tax net operating income | $1,806,000 | 3,833 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $728,000 | 3,132 |
| Income before extraordinary items | $1,078,000 | 4,320 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,078,000 | 4,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,078,000 | 4,310 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,325,000 | 4,636 |
| Total interest expense | $2,296,000 | 4,988 |
| Net interest income | $4,029,000 | 4,347 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $879,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $570,000 | 2,382 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $309,000 | 4,007 |
| Total noninterest expense | $3,916,000 | 3,491 |
| Salaries and employee benefits | $1,624,000 | 3,977 |
| Premises and equipment expense | $631,000 | 3,120 |
| Additional noninterest expense | $1,661,000 | 3,028 |
| Pre-tax net operating income | $992,000 | 5,994 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $264,000 | 6,339 |
| Income before extraordinary items | $728,000 | 5,744 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $728,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $728,000 | 5,822 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 8,526 |
| Total interest expense | $1,064,000 | 8,828 |
| Net interest income | $1,819,000 | 8,193 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $386,000 | 6,650 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $257,000 | 5,004 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $129,000 | 7,048 |
| Total noninterest expense | $2,227,000 | 5,805 |
| Salaries and employee benefits | $926,000 | 6,569 |
| Premises and equipment expense | $519,000 | 3,736 |
| Additional noninterest expense | $782,000 | 6,033 |
| Pre-tax net operating income | $-22,000 | 12,495 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-32,000 | 12,854 |
| Income before extraordinary items | $10,000 | 12,480 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $10,000 | 12,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $10,000 | 12,340 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 7,335 |
| Total interest expense | $1,883,000 | 7,396 |
| Net interest income | $2,255,000 | 7,107 |
| Provision for loan and lease losses | $21,000 | 10,525 |
| Total noninterest income | $899,000 | 3,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $529,000 | 2,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,888 |
| Total noninterest expense | $2,774,000 | 4,862 |
| Salaries and employee benefits | $1,039,000 | 5,825 |
| Premises and equipment expense | $350,000 | 5,369 |
| Additional noninterest expense | $1,385,000 | 3,826 |
| Pre-tax net operating income | $359,000 | 9,595 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $121,000 | 9,332 |
| Income before extraordinary items | $276,000 | 9,609 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $276,000 | 9,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $249,400 | 9,562 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.